Hi sir thank you for this informative video🙂 I am still deciding which one Im opening (ING or CIMB) but cimb right now has a promo so i think im going to open CIMB but i would like to ask how many days were you able to verify your account? I heard a couple of reviews both from ing and cimb that some customers where able to verify for weeks or months 😱 So which one is the fastest? since CIMB promo will end this coming Feb28, 2021 i hope i can still complete the process And Sir when I open an upsave account, can I open fast account right away? Because when you go to their app you can choose one lang eh 🧐
Hi Prime Ann! Those are good questions. In my experience, CIMB's verification process is fast naman. Usually 1 day, they will message you if your account is either approved or denied (usually the reason for a denied application is the ID used in submitting or when you're taking a video selfie). Once you're able to open an upsave account, yes you can open a fast account right away. I opened an UpSave account first din then I opened a Fast Account after, then upgraded it to FastPlus Account. For ING, I also had a similar experience with it when I was applying for an account. They only rejected my application once then after re-applying, they approved it na. I used my passport for both applications para sure win na ma-aapprove. Hmm I might do a step-by-step video next time on how to make an account for both CIMB and ING :D Thanks! :)
new subscriber here! love your voice so much! it's so calm :) thank you for providing info about digital banks as I will be opening one someday due to my disappointment with the services provided for the BDO. Pahirap sa mga OFWs tlaga.
Nice and so much info about digital banks 👍 sa ING hassle magpa-verify hehe Meron akong CIMB, diskartech at KOMO. pero parang ile-let go ko na si CIMB dahil next month may charge na sa other atm withdrawals dba? Eh wala yatang sariling atm si cimb saka bumaba na sya ng 2.6 p/a interest. mag stick nalang ako kay komo at diskartech. Hindi pa ako familiar dun sa last, ttry ko palang. 😊😊😊
Hi jhay! Salamat :D I recently made a video about tonik. you can watch it on my channel :D If u want na walang charge sa other ATMs, I think ING is still free :D
Hello! All digital banks are insured by PDIC - same logic as what if for some reason traditional banks got closed too. Your deposits are insured up to Php 500,000 pesos. If that happens, contact PDIC to get your money back. :)
Trying to research for reviews about tonik. Me too, a bit excited about them. Confidential pa ata ang detalye sa tonik kaya wala pa makita gaano, but i found out that their highest interest rate would be their time deposit. Kudos, I like the way you speak.
Hi jlex! Thank you for the kind words :D I recently signed up to their Lighthouse program and got the e-mail na I will be given access soon by their team. Will definitely include my review of tonik in the future. Thank you and don't forget to like this video and subscribe to my channel! :D
@@drade6093 Yup! Meron na. :) th-cam.com/video/kKpKRTrUCf4/w-d-xo.html Also read the comments section. Lots of helpful tips there kasi nung ni-review ko siya nun medyo limited pa yung info about tonik. Thanks! :)
Very nice video ! May I ask, which bank has the most convenient way of transferring money (deposit and withdrawal) using the BPI debit card? Also the best customer service? Thanks a lot
Hi! If it's customer service, I haven't tried diskartech and Komo. But Tonik's customer service is excellent vs. ING and CIMB! :) Money transfers to these digital banks are supported by InstaPay except for CIMB. In order to transfer, you have to sign in to your online BPI account and prompt the transfer from there. Personal opinion though is that BPI charges every time that you will make a bank transfer, so I use a different bank (Security Bank and UnionBank). Hope this helps! :)
With regards to diskartech po, I asked them po kung may required amount ba para makapag avail ng 3.25% interest nila, they said na wala naman daw required amount.
Hi June! It's ideal to pay your loans first before setting up for an emergency fund para hindi ka rin mahirapan when you're saving up for it already. Kasi baka mamaya when you're trying to do both, yung emergency fund mo dun din mapupunta. Medyo nakaka-waver siya ng mindset. Hope this helps!
Haha finally may nakapansin! Eto yung medyo bago-bago pa lang ako as content creator, so medyo hindi pa ako marunong mag-angle and all. Tapos phone pa lang gamit ko nung nag-sstart pa lang ako. Thank you for watching Rheinz! :)
Hi sir thank you for this informative video🙂 I am still deciding which one Im opening (ING or CIMB) but cimb right now has a promo so i think im going to open CIMB but i would like to ask how many days were you able to verify your account? I heard a couple of reviews both from ing and cimb that some customers where able to verify for weeks or months 😱
So which one is the fastest?
since CIMB promo will end this coming Feb28, 2021 i hope i can still complete the process
And Sir when I open an upsave account, can I open fast account right away? Because when you go to their app you can choose one lang eh 🧐
Hi Prime Ann! Those are good questions. In my experience, CIMB's verification process is fast naman. Usually 1 day, they will message you if your account is either approved or denied (usually the reason for a denied application is the ID used in submitting or when you're taking a video selfie).
Once you're able to open an upsave account, yes you can open a fast account right away. I opened an UpSave account first din then I opened a Fast Account after, then upgraded it to FastPlus Account.
For ING, I also had a similar experience with it when I was applying for an account. They only rejected my application once then after re-applying, they approved it na.
I used my passport for both applications para sure win na ma-aapprove.
Hmm I might do a step-by-step video next time on how to make an account for both CIMB and ING :D Thanks! :)
ING not good not available ING Philippines in the middle east.
Thanks for sharing !!You deserve to have more subscribers because of your content,very informative,I'm a big fan of digital banks ;)
Thank you, Christine!
new subscriber here! love your voice so much! it's so calm :) thank you for providing info about digital banks as I will be opening one someday due to my disappointment with the services provided for the BDO. Pahirap sa mga OFWs tlaga.
Thank you, Jessie! :)
May free insurance din sa cimb for upsave acct
Thank you sir for the info; new subscriber po working here in italy👌😍
Thank you very much po! :)
Love this video. Very clear explanation. thank you❤
Thank you GG! :)
Hope you can put time stamps hihi. Love your video! Thanks a lot for this.
Thank you, sofiah! Will put it probably later. Thanks again! :)
Nice and so much info about digital banks 👍
sa ING hassle magpa-verify hehe
Meron akong CIMB, diskartech at KOMO.
pero parang ile-let go ko na si CIMB dahil next month may charge na sa other atm withdrawals dba? Eh wala yatang sariling atm si cimb saka bumaba na sya ng 2.6 p/a interest.
mag stick nalang ako kay komo at diskartech.
Hindi pa ako familiar dun sa last, ttry ko palang.
😊😊😊
Hi jhay! Salamat :D I recently made a video about tonik. you can watch it on my channel :D
If u want na walang charge sa other ATMs, I think ING is still free :D
oo nga... nagbago na talaga si CIMB kaya nag letgo na ako..hihiihii..
ganun din kay ING....nakakainis magverefy.... kaya UNIONBANK nalang ako.
u deserve more subs bro
Thank you Elmer! :D
Go kuya Osh!💕😊
Thank you for sharing this!
Welcome!
Thank u sir for this informative video. Kudos
Glad it was helpful and thank you also! :)
What if for some reason digital bank closed where are we going to look them to ?
Hello! All digital banks are insured by PDIC - same logic as what if for some reason traditional banks got closed too. Your deposits are insured up to Php 500,000 pesos. If that happens, contact PDIC to get your money back. :)
Trying to research for reviews about tonik. Me too, a bit excited about them. Confidential pa ata ang detalye sa tonik kaya wala pa makita gaano, but i found out that their highest interest rate would be their time deposit.
Kudos, I like the way you speak.
Hi jlex! Thank you for the kind words :D I recently signed up to their Lighthouse program and got the e-mail na I will be given access soon by their team. Will definitely include my review of tonik in the future. Thank you and don't forget to like this video and subscribe to my channel! :D
Hello Sir may review na po kayo ng Tonik? Interested po kasi ako mag time deposit :)
@@drade6093 Yup! Meron na. :) th-cam.com/video/kKpKRTrUCf4/w-d-xo.html
Also read the comments section. Lots of helpful tips there kasi nung ni-review ko siya nun medyo limited pa yung info about tonik. Thanks! :)
thank lods. mag oopen ako nian for EF
Hi Elmer! Salamat and you're welcome too! Watch out for my next video on Thursday. It's another video about Emergency Funds! :)
Very nice video ! May I ask, which bank has the most convenient way of transferring money (deposit and withdrawal) using the BPI debit card? Also the best customer service? Thanks a lot
Hi! If it's customer service, I haven't tried diskartech and Komo. But Tonik's customer service is excellent vs. ING and CIMB! :)
Money transfers to these digital banks are supported by InstaPay except for CIMB. In order to transfer, you have to sign in to your online BPI account and prompt the transfer from there. Personal opinion though is that BPI charges every time that you will make a bank transfer, so I use a different bank (Security Bank and UnionBank). Hope this helps! :)
@@osheanlee thank you , how about if Gcash is used , no transfer fees?
@@nbacoco ah no, GCash has transfer fees na rin. 15 pesos per Bank Transfer if you're going to send money from GCash to another bank.
@@osheanlee do you know if there is a way on how we can transfer more than 50k from Gcash to other banks?
@@nbacoco Hi! As of now parang wala pa. I'd recommend na bank-to-bank transfer na lang via PesoNet siguro? :)
may insurance ka po ba? san ka po naka insure?
With regards to diskartech po, I asked them po kung may required amount ba para makapag avail ng 3.25% interest nila, they said na wala naman daw required amount.
Thank you, Sharmila! :) Watch out for my next video. I will be talking about Tonik. :D
Not Updated: Now as of April 15, 2021 2.6% interest per annum GSAVE ACCOUNT and UPSAVE ACCOUNT is 2.5% interest per annum.
Yung housing loan ba dapat bayaran muna bago mag save ng emergency fund?
Hi June!
It's ideal to pay your loans first before setting up for an emergency fund para hindi ka rin mahirapan when you're saving up for it already. Kasi baka mamaya when you're trying to do both, yung emergency fund mo dun din mapupunta. Medyo nakaka-waver siya ng mindset. Hope this helps!
thankyou...
For ofw mga kababayan Ofbank digital banking owned by landbank ay maganda..
Thank you! Iccheck ko po ito. :)
@@osheanlee salamat sir hintayin ko ang review mo..
ung Gsave po wala debt card dba
Hi Elmer! Yup, wala. Yung Fast and FastPlus account yung may debit card. :)
LOL at tweny-tweny :)))))
🤟
Bakit po kayo nakatingala kuya?
Haha finally may nakapansin! Eto yung medyo bago-bago pa lang ako as content creator, so medyo hindi pa ako marunong mag-angle and all. Tapos phone pa lang gamit ko nung nag-sstart pa lang ako. Thank you for watching Rheinz! :)