Noman Azhar: CO Zindigi, JS Bank, Fostering Digital Money & Future Tech Trends | 341 | TBT

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  • เผยแพร่เมื่อ 8 ก.ค. 2024
  • International listeners can support TBT here: buy.stripe.com/14keVU54r5hQ55...
    Noman Azhar is the Chief Officer at Zindigi which is one of the first fully digital banks in Pakistan.
    Zindigi's Website Link: zindigi.pk/about-zindigi/
    #thoughtbehindthings #muzamilhasan #digitalbanking
    Check out the trainings from Sarmaaya Financials:
    Training List: sarmaaya.pk/trainings/?src=tbt
    Technical Training Masterclass 2.0: sarmaaya.pk/trainings/details...
    Fundamentals of Capital Market: sarmaaya.pk/trainings/details...
    00:00 Introduction
    01:57 Early Life & Education
    05:13 Arid University
    08:46 Career
    12:24 Setting Priorities
    14:28 Work experience: Ufone
    19:46 Transitioning to Marketing
    25:16 Hard Work vs. Challenges
    29:55 Marketing to banking
    32:08 Joining JS Bank
    36:51 Acting CIO Role
    39:22 Promotion to CDO
    40:53 Zindigi Launch
    41:48 Evolution
    43:26 Tech-stack development
    46:13 Bank digitization
    49:30 Zindigi App
    52:50 Growth & Feedback
    56:01 Data Protection & Cyber Security
    1:00:47 Data segmentation
    1:06:02 GenZ and Millennials: Investments & Savings
    1:17:59 Ending cash-based economy
    1:18:20 Digitizing traffic police
    1:20:01 Future goals
    1:24:16 Pakistan 27 years from now
    Do not forget to subscribe and press the bell icon to catch on to some amazing conversations coming your way!
    Socials:
    TBT’s Official Instagram: / thoughtbehindthings
    Muzamil’s Official Instagram: / muzamilhasan
    Support our podcast: anchor.fm/syed-muzamil-hasan-...
    Noman Azhar’s LinkedIn: / noman-azhar-14141230
    Podcast Links:
    • Spotify: spoti.fi/3z1cE7F
    • Google Podcast: bit.ly/2S84VEd
    • Apple Podcast: apple.co/3cgIkfI

ความคิดเห็น • 71

  • @BatmanBottomG
    @BatmanBottomG ปีที่แล้ว +3

    Brother, a genuine recommendation: please add the takeaways in the thumbnail so that people like me decide to watch it. I don't know a lot of people and just because i don't know them, i don't want to watch it. But if i know the main takeaways discussed in the podcast, i would watch it to gain that knowledge. Thanks!

  • @sza1985
    @sza1985 11 หลายเดือนก่อน

    Bro, you need to take puch statements of all these podcasts and make TH-cam Shorts. Several of them. Post daily. Your channel deserves more recognition and viewership. Give it to yourself.

  • @nasreenkausar2945
    @nasreenkausar2945 ปีที่แล้ว +1

    His performance is of next level
    This energy should be spread among youth
    V positive person
    Stay blessed

  • @AbdulAziz-pm6lk
    @AbdulAziz-pm6lk ปีที่แล้ว

    Muzammil bhai ! You are a very valuable asset who convinces many like me that these bloody politicians are scam, and there dare people in pakistan who are doing great and I have to work hard to join that club.
    Just protect yourself. You are very precious for the country.

  • @virgofarhan360
    @virgofarhan360 ปีที่แล้ว +8

    Love how there are bots promoting Zindgi app in comments

    • @primordialmind
      @primordialmind ปีที่แล้ว

      It just amazing i have tired 5-6 fintech apps in pakistan but zindigi card kay benefits boht zda ha sab se bari baat no hidden chrges

    • @virgofarhan360
      @virgofarhan360 ปีที่แล้ว +1

      @@primordialmind 😂

    • @bobobobo3142
      @bobobobo3142 ปีที่แล้ว +1

      the funny thing is they are copying my comment which I posted against the app. Zindgi app sucks, there are so many bugs in it. Even signing up is a battle in itself.

    • @primordialmind
      @primordialmind ปีที่แล้ว

      @@bobobobo3142 I couldn't complete sign-up process. Apparently, I made a typo in cnic and now they are saying too many requests from NADRA. 😂

  • @zeeshanabbasi5060
    @zeeshanabbasi5060 11 หลายเดือนก่อน

    Great Man Noman Azhar ❤

  • @sheikhzaib7823
    @sheikhzaib7823 ปีที่แล้ว

    I have seen him in the video, the way he talks, I have also been inspired by Noaman's words we shuld learn from such industry professionals as their experience teaches us

  • @boss-fr1nb
    @boss-fr1nb ปีที่แล้ว

    Authentic style and good topics discussed, Kafe achi informative chezy pata chali bohat kuch sikh sakta hy banda

  • @aliijavaid
    @aliijavaid ปีที่แล้ว +4

    Love's the energy after usman asif love the convo
    Edit: they said you never have to go bank but for increasing limit you have to go bank for biometric

    • @MoneyMindedRehan
      @MoneyMindedRehan ปีที่แล้ว

      👆🏻👆🏻👆🏻I have uploaded something for you on my Channel..☺️

  • @jahanzaib9425
    @jahanzaib9425 ปีที่แล้ว

    Quite an interesting conversation, Nauman Sahib's tone gives the impression that he is a very humble person

  • @bilalanwar85
    @bilalanwar85 ปีที่แล้ว

    Dear Muzammil,
    Just love your podcasts and wanted to tell you that you are doing a great job. Listening to your podcast gives great motivation and hope.. particularly this episode is one of my favourites, Mr. Noman is one of the most energetic and inspiring guests that you have on your show 👍🏼👍🏼👍🏼

  • @Beenishkhan._
    @Beenishkhan._ ปีที่แล้ว

    Nouman is really humble the way he talk and share experience ❤

  • @afaqahmed831
    @afaqahmed831 ปีที่แล้ว

    Loved this episode!

  • @cheema911
    @cheema911 ปีที่แล้ว

    MashALLAH Laquwwata illabillah
    May Allah SWT put khair and barakah. Ameen😊

  • @boss-fr1nb
    @boss-fr1nb ปีที่แล้ว

    Zindigi App Behtreen App hy sub se achi bat no hidden charges achi offers Milty rahte hy

  • @MuneebAlam1990
    @MuneebAlam1990 ปีที่แล้ว +1

    Nice 👍👍👍👍👍
    Loved his work ethics.

  • @NazishAlavi
    @NazishAlavi ปีที่แล้ว +1

    Interesting convo. Among all the fintech apps Zindigi is surely a great addition 👍

    • @MoneyMindedRehan
      @MoneyMindedRehan ปีที่แล้ว

      👆🏻👆🏻👆🏻I have uploaded something for you on my Channel..☺️

  • @javeriaadnan1101
    @javeriaadnan1101 ปีที่แล้ว

    Superb convo...zindagi app is best

  • @masoodahmed7669
    @masoodahmed7669 ปีที่แล้ว

    You have to go to the branch for biometric. I had to go for an activation of Debit Card.

  • @abdulwahab8458
    @abdulwahab8458 ปีที่แล้ว +1

    Credit card thing will go to haram .Being a Muslim We should always keep it in mind that finding Islamic solutions should be our basis

  • @khalidmehmoodscholarofinte3573
    @khalidmehmoodscholarofinte3573 ปีที่แล้ว +1

    Nice your great personality brother

  • @parishayhussain3454
    @parishayhussain3454 ปีที่แล้ว

    Noman is truly a genius ❤ and zindigi app is best fintech app

  • @ashrafalikhan9841
    @ashrafalikhan9841 ปีที่แล้ว +1

    good conversation.

    • @MoneyMindedRehan
      @MoneyMindedRehan ปีที่แล้ว

      👆🏻👆🏻👆🏻I have uploaded something for you on my Channel..☺️

  • @MalokShoujaat
    @MalokShoujaat ปีที่แล้ว

    Gooa App, Amazing feautures, but mera account upgrade nahi ho pa raha q keh un ke record mein sim meray naam pe nahi hai, JS bank b gaya lkn unhon ne b goli hi kkarwai hai !

  • @bobobobo3142
    @bobobobo3142 ปีที่แล้ว +13

    i have tried 5-6 fintech apps in pakistan and zindgi is worst of them all in terms of UI, reliability, bugs etc.
    Edit: Lmao the bots are spamming in comment section so they can flush my comment.

  • @ZAINTAAARIQ
    @ZAINTAAARIQ ปีที่แล้ว

    I tried to make my account in zindagi app but it’s not available in Melbourne. Is it not available for overseas Pakistani?

  • @umair11april
    @umair11april 11 หลายเดือนก่อน

    That bank must be killing it if it had a 1.5 year dev cycle locked. Not bad if someone has so much work

  • @umerzubair3550
    @umerzubair3550 ปีที่แล้ว

    It's a great app but please work on improving the UI

  • @tanveeer2
    @tanveeer2 ปีที่แล้ว +2

    As far as fintech apps are concerned, I would say that Zindigi is the best as it focuses on customer satisfaction with no hidden charges 🎉

    • @MoneyMindedRehan
      @MoneyMindedRehan ปีที่แล้ว

      👆🏻👆🏻👆🏻I have uploaded something for you on my Channel..☺️

  • @nomannoor8648
    @nomannoor8648 ปีที่แล้ว

    Your app throwning unexpected error can't create my account

  • @anilarehman310
    @anilarehman310 ปีที่แล้ว +1

    It just amazing i have tired 5-6 fintech apps in pakistan but zindigi card kay benefits boht zda ha sab se bari baat no hidden chrges

  • @adnanmemon272
    @adnanmemon272 ปีที่แล้ว +1

    When it comes to fintech apps, I believe the Zindigi app stands out as the top choice due to its emphasis on customer satisfaction and transparent pricing, devoid of any concealed fees.

    • @MoneyMindedRehan
      @MoneyMindedRehan ปีที่แล้ว

      👆🏻👆🏻👆🏻I have uploaded something for you on my Channel..☺️

  • @ahmedaleem8030
    @ahmedaleem8030 ปีที่แล้ว

    Probably the worst UI in all Fintech apps. Very slow processing. Half of the time the app crashes. And you've to go to an agent or branch to increase the limits, contradicting his statement that you don't have to leave your home for any thing.

  • @hammasahmad2750
    @hammasahmad2750 ปีที่แล้ว

    No offense but despite having the right state of mind, Zindagi App is still lacking smooth operations even at a basic level. Sadapay is a very prominent winner when it comes to transactions. however, Zindagi has taken a very good initiative of Stock Market inclusion which other apps don't have, but they still need to work on the basics and user experience

  • @rafaymohsin9216
    @rafaymohsin9216 ปีที่แล้ว +1

    • @MoneyMindedRehan
      @MoneyMindedRehan ปีที่แล้ว

      👆🏻👆🏻👆🏻I have uploaded something for you on my Channel..☺️

  • @ehtishamsh
    @ehtishamsh ปีที่แล้ว +1

    bhai app tou chlta nh hai faida kiya itni convo ka

  • @parishayhussain3454
    @parishayhussain3454 ปีที่แล้ว +1

    Zindigi app is best fintech app seriously no hidden charges at all

    • @MoneyMindedRehan
      @MoneyMindedRehan ปีที่แล้ว

      👆🏻👆🏻👆🏻I have uploaded something for you on my Channel..☺️

  • @user-rg6yv1kq9l
    @user-rg6yv1kq9l ปีที่แล้ว +1

    First as always

    • @vikramgoa3430
      @vikramgoa3430 ปีที่แล้ว

      To tu gawar

    • @MoneyMindedRehan
      @MoneyMindedRehan ปีที่แล้ว

      👆🏻👆🏻👆🏻I have uploaded something for you on my Channel..☺️

    • @user-rg6yv1kq9l
      @user-rg6yv1kq9l ปีที่แล้ว

      ​@@vikramgoa3430 thx😊

  • @mahrukhtariq9214
    @mahrukhtariq9214 ปีที่แล้ว

    I must say Zindigi app is has the best fintech app in Pakistan.

  • @primordialmind
    @primordialmind ปีที่แล้ว +2

    Nice podcast but garbage App.

  • @sanamsam116
    @sanamsam116 ปีที่แล้ว

    Zindigi app is best fintech app in pakistan i must say

  • @ibratnak
    @ibratnak 10 หลายเดือนก่อน +1

    Zindigi's android app sucks. Instead of being so full of himself, Noman should start with that.

  • @docubaydigital
    @docubaydigital ปีที่แล้ว +1

    83rd viewer 😊😊😊

    • @Feel_It.
      @Feel_It. ปีที่แล้ว +1

      Zindagi app has too much bugs...
      Mera account upgrade nahi ho raha..

    • @MoneyMindedRehan
      @MoneyMindedRehan ปีที่แล้ว

      👆🏻👆🏻👆🏻I have uploaded something for you on my Channel..☺️

  • @alexpressed
    @alexpressed ปีที่แล้ว +1

    This was the most annoying TBT guest I've watched. Bhai hosla Kar. ShokhiyoN Ka betaaj badshah.

  • @jayeshunde9122
    @jayeshunde9122 ปีที่แล้ว +2

    Isme new😂kya hai 48 hours ATM card or pass book cheque book aa jayegaa india me jab account kholo tabhi sab milta hai ye series new hai pak me😂

  • @maydayay
    @maydayay ปีที่แล้ว +2

    JS bank and Zindagi app is pathetic. User experience sucks.

  • @jahanzaib9425
    @jahanzaib9425 ปีที่แล้ว +1

    Good con, zindigi best app hai sb sy, no hidden or extra charges, even gives you cashback

    • @MoneyMindedRehan
      @MoneyMindedRehan ปีที่แล้ว

      👆🏻👆🏻👆🏻I have uploaded something for you on my Channel..☺️

  • @user-kq3nk4bi2h
    @user-kq3nk4bi2h ปีที่แล้ว

    It just amazing i have tired 5-6 fintech apps in pakistan but zindigi card kay benefits boht zda ha sab se bari baat no hidden chrges

  • @MehreenMehtab-ej4lx
    @MehreenMehtab-ej4lx ปีที่แล้ว

    It just amazing i have tired 5-6 fintech apps in pakistan but zindigi card kay benefits boht zda ha sab se bari baat no hidden chrges