*Self-defense and self-extraction from civil unrest events* --- because we can never know ahead of time when nationwide riots will break out. I remember the riots of the late 60's, the '92 Rodney King riots (which happened in several cities nationwide, not just LA), and of course the 2020 summer of riots.
I’ve read the fine print of my USCCA liability insurance, and you’re correct. If criminal charges are brought against you, they will cancel your policy. I will not be renewing my coverage with USCCA. Thank you for the valuable information that you shared.
Look at the recent FL vs Reeves incident. Reeves a retired Tampa FL police captain & Sea World security manager had a lethal force event in a Wesley Chapel FL movie theater. That court trial took 8, eight 😲 + years to resolve. Reeves was found not guilty. The SAO & media groused over the 🍿 murder trial. It irks me as a FL tax payer how LE & court SAO staff made this case go 8yr for nothing, zero!
It's the nature of government. 262,000,000 democide deaths in the 20th century (not military casualties). Government is the biggest homicidal threat to a human. The U.S. government is supposed to support a "fair" trial; fair by _their_ definition. No way is having a limitless budget against the accused and some poorly paid public defender fair. And the judge is an employee of government who, despite a clear conflict of interest, is expected to be fair and/or impartial. You're right. It's so sad, it's laughable. My pet theory is that normies have brainwashed themselves after watching about 30 years of cop/lawyer shows; morality plays disguised as real proceedings. They are shocked when it hits the news that a "good" cop/lawyer has done some morally repulsive stuff. They could have just watched an hour of _Audit the Audit_ and schooled themselves.
@@DavidLLambertmobile It's so sad that the state has a duty to investigate and prosecute suspected murder. Let's you and I carry a note in our wallet that says if we die under suspicious conditions there should be no investigation into our death.
The "do-gooder" gun owners shall eventually destroy the 2nd amendment on their own, by self-righteousness! What part of shall not infringe do the "do-gooder" gun owners not understand! Nearly half the nation are convicted felons for victimless non-violent offenses who are PERMANENTLY and ETERNALLY BANNED from possessing a firearm or even a single bullet, for life! (Self-righteous gun owners shall eventually lose their guns & bullets too!) FACT: There are more non-violent than violent felons without their God-given gun rights thanks to self-righteous do-gooders! (Non-violent felons can still vote, and abolishing "guns & bullets" from the backstabbing "do-gooders" is exactly how they'll continue to vote, in record millennial numbers, for EQUALITY!) ALL FOR ONE, AND ONE FOR ALL!!!
@@turtletruth rights are not given by any imaginary sky fairy god. Someone lied to you about that. What part of "A well regulated militia..." do you not understand? According to the constitution you have to be part of a militia first, and you have to be well regulated first, you can't have a gun first. Now that's not me lying about a sky fairy. That's me asking you to stop ignoring what the second ammendment requires.
I was a witness to a self defense shooting where the person involved was charged with assault with a deadly weapon with the intent to kill. A very serious charge. I gave my statement to the police and appeared before the magistrate to give my testimony. The person was charged but was released without bail. The charges were later dropped. Had I not been a witness I am sure that person would have most likely been convicted of something and went to prison. Thank you Mas for your service in law enforcement and for sharing your wealth of knowledge. I have learned much and you have reenforce much of my skills and knowledge with these videos.
Masaad Ayoob looking out for my life and welfare since 1985! Thank you, Mas !!! I attended his Lethal Threat Management seminar at the PCSO range in 1985. He saved my life and career many times over.
I am a former federal prosecutor and took Mag 40 several years ago and signed up with ACLDN then. It is a first rate organization and a real bargain compared to other "insurance" offerings.
It IS about the odds. The odds are about 1,000 to 1 that you will never have a covered event in your entire life. The average person will pay for about 75,000 years before they have a claim.
@@BuddhaKat1 Did you shoot anybody? Then, no claim, so the odds still hold. I have had a few "fend offs," myself. The vast majority of such incidents end with no one being shot. If you had shot someone and then they sued you you would discover the Primary Insurance clause which says that the CCW carrier doesn't even have to show up until your own personal insurance and Uber's insurance have already lost the case and paid policy limits.
@@cliffordschaffer5289, You obviously don't know anything about CCWSafe, the group I belong to. They cover you in any "Use of force", self defense issue. That most definitely includes having to deploy pepper spray. I called the hotline, and they immediately opened a case. In fact, their part has been very comforting. There is nothing in the TOS that says they wont accept my claim for a civil action, only after my personal, or Uber's insurance declines to represent me. Uber wouldn't shell out 10¢ in a civil case against me, and my automotive insurance would throw me under the bus in a microsecond. For the record, CCWSafe does not provide legal services, they just pay for the legal team, court costs, exhibits, private investigators, and expert witnesses. They also put up bail and pay out a very high limit in any civil action.
A wise man once said "dead men tell no tales". If you're forced to use your weapon, make it count. You could still face some bs civil suit by next of Kin but a dead man can't testify. Look at rittenhouse, the one man he didn't actually fatally shoot is the one suing him for millions of dollars. Imagine a government allowing criminals to extort money from someone who defended themselves against them trying to kill em.
The first thing he didn't tell you is that the odds are about 1,000 to 1 that you will never have a covered event in your entire life. The second thing he didn't tell you is that none of these companies have ever paid a claim.
Been with ACLDN for 7 years. From time to time I look at other options but after reading the “fine print” they all come up short. Mas, Marty, Gila and their other associates are no-nonsense, experienced, and provide relevant information in the monthly publication. Certainly worth consideration.
If they were legitimate insurance companies then, based on the amount of money they collect, they should be paying out hundreds of millions per year for bail and lawyers on self-defense claims. Look at the news. That isn't even possible. I can't find any evidence that any of them have ever paid a claim and they certainly don't pay the hundreds of millions that a legit insurance company would pay. The odds are about 1,000 to 1 that you will never have a covered event in your entire life. The average customer will pay for about 75,000 years before they have a claim. There is a reason these plans are illegal in some states.
@@Baseballisbest67 Even if they charged just 25% of the price it would still be vastly overpriced. The average customer will pay for about 75,000 years before they have a claim. If you did have a claim then you would discover the sad truth about what the policies really say.
"Knowledge is Power" and anything Mr. Ayoob has to offer in the way of information and experience, I'd be LISTENING. Thank You Masy for enlightening us.
It would be great if in the 2020s era digital age, Ayoob could address more current use of force cases like MN vs Potter 👮🏼♀️, FL vs Reeves, TX vs Guyger, the Chad Read(Texas porch) lethal force case, FL vs Drejka 🗃 etc. Massad Ayoob's insight & remarks would help 1000s.
@@gowilsoncombat It would be very useful & supportive if Massad Ayoob could address the issues of "abandonment" or to ignore a critical incident, violent crime. Also the 2020s era problem of 3rd party or people who inject themselves into disputes or may, be improper actions create a conflict by going into a unknown dispute. 🗣
I went through it in 1997-1998. In my case a PI gathered the evidence we needed to get my case dismissed. Nearly two years of it hanging over my head, over 100k in legal and pi fees.
I have owned a gun since 2010, but never thought about CCW until most recently. Since the guns I do own aren't ideal for CCW, I went ahead and purchased the a gun with CCW in mind and got my CCW permit, but I have yet to actually conceal carry, partly because I am still getting use to firing the gun I purchased, shopping around for the best CCW holster, and now looking into CCW coverage before I do start to carry. This video was very helpful in really taking the time to do some serious research about some form of CCW insurance. My philosophy is it is better to have it and not need it, then to not have it when I may find myself needing it, especially since financially there would be no way I could pay for a great and reliable attorney. When I think about CCW insurance, I am reminded about how when I bought my used Jeep I almost opted out on paying for a warranty. A year later I needed to get a new transmission, which would have cost me roughly would have costed me 5k, but luckily I had the warranty that covered that and I ended up just paying out of pocket $350, while the warranty covered the rest. the same thing also happened with my home's HVAC system needing to be replaced. Luckily, when I bought my home I also bought a Home warranty. Long story short, instead of paying about 3k for a new HVAC, I only ended up paying $150 as my warranty covered most of it. When it comes to CCW coverage, I don't want to be paying an arm and a leg for something that might have a fine print that I missed, as my life would be on the line, so I also had to think about my budget financially, while also making sure that not only can I afford it, but also that I I have the right coverage at a reasonable rate, because while I don't expect that I will ever have to draw my gun, there is still that statistical chance, especially with all the issues that is going on today in our country. Lastly, this video was an eye opener, Thank you.
I've been an ACLDN member for several renewals now. Just renewed again for another 3 years. Other than a writer of magazine articles, I never knew of Mas. Once I became a member of the network, I was tutored on ways to handle events that I never considered in a confrontation. As well as in the aftermath. Mas expertly delivered the information in a way only someone who "HAS BEEN THERE" could. I'm grateful for the topics covered in this series, thanks for giving your insight on the topics. We can never have too much repetition on such important subjects.
Mr. Ayoob, I just want to tell you that long ago, when my kids were learning about firearms I had them read “In the Gravest Extreme” as I had read it and learned a lot. Your ‘tip’ about throwing money one direction and running the other in a mugger situation saved my 18 year old son when he was in a large European city. And your suggestion that a retail store operator not wear a firearm in the store as it forces a robber to shoot you first changed a friend’s behavior in his place of business. Many good ideas and much information are contained in that book. I thank you and still listen to what you have to say.
Mas, you covered many of the things I’ve concerned about with concealed carry and home defense. I’m 70 years old and live alone, but I still feel like I have the best part of my life to live. I purchase my first self-defense weapon in the past month and have been training with an NRA Instructor. An excellent teacher, but of course there’s many things to learn and no one person can teach everything. I bookmarked the insurance and I will be purchasing it as well. It’s a sham that those other companies hide behind the small print. Thank you.
I joined ACLDN after seeing this video and being in the process of reading "Deadly Force". Our culture keeps changing and as far as I can see not for the better. My overview is Escape and Evade anything I can and not get involved in anyone else's drama. I don't want to spend time in court for any reason. Still, the day may come when all of those options are closed out. Better to have some help if that occurs.
I've been reading Mas since "In the Gravest Extreme" and joined ACLDN shortly after it started because of its stellar board members including Mas, John Farnham, Marty Hayes and more. Their board is like a who's who of the world's best expert witnesses for self defense trials and the best trainers and authors on the planet. I hope I never need to use it but know I'm in good hands if I ever do.
I feel Us Law Shield is a good one .They have Attorneys in every State . They also have Self Defence Seminars also all over the Country . Very well pleased with my membership .
I am in Florida and also a member with US Law Shield. So far, thanks God, I had no incidents but it is always good to have a reassurance from other members or knowledgeable professionals like Massad Ayoob.
@@LJ-jq8og --- he has also handled every major gun law defense -- including the lady from Philadelphia who had a carry permit form PA and accidentally had her gun in NJ and was charged with illegal possession, the guy at the airport whose was lawfully carrying in his luggage whose connecting flight got delayed and was arrested for illegal possession when he checked later for his connecting flight after they made him take his luggage rather then directly forwarding it, the high school kid who had a hollow point bullet (just the bullet, not a loaded round or even a case attached to the bullet) as a fob on his key ring and was charged with illegal possession of a hollow point bullet, and who overturned the illegally vague phrase "substantially identical" used to define assault weapons. You don't write the leading book on gun laws if you have not practiced gun law (in his case, over 40 years).
But do they have this claw-back clause? But then I hear they all legally have to have that clause, though I read in these comments ACLDN doesn't do that. What is true?
Been a member of the LDN for 10 years now, became a member after taking the MAG40 class. The training and information provided through LDN is priceless.
As I shifted through the solid instruction vs the hype on line, my better judgement steered me toward anything and everything produced or enforced by Mas as well as those that he surrounds himself with. ACLDN was an obvious choice for me when their top brass boasts the Rushmore of my training icons. As a MAG40 student and an ACLDN member I have no doubt the team I'll hopefully never need is my best line of defense.
The odds are about 1,000 to 1 that you will never have a covered event in your entire life. The average customer will pay for about 75,000 years before they have a covered event. There is a reason these plans are illegal in some states.
After retiring and getting my pension for being a police officer, I have spent the next 16 years training law enforcement and military in 17 countries around the world. With this said, my wife, my two daughters and I all belong to the Armed Citizens Legal Defense Network. PLEASE read the fine print for ALL of the people providing “coverage” and you will find that ACLDN is by far the very best that is offered. I have no interest in this organization other than I know most of their advisory board members and would “go through the door” with them. Protect yourself and all of your holdings.
Been a member of ACLDN for several years now. What drove me to this organization was also the advisory board members but maybe equally important was their "education driven" approach to concealed carry. Great organization and highly recommend.
@@stevenz933 I live in Washington State and apparently I cannot aquire insurance to protect me in the event that I would have to shoot some one to save my own life. I understand that this state views it as a form of paying to commit a homicide. I have several fire arms and a permit to carry, but I'm afraid to leave the house armed for the fear of having to defend myself.
@@BobbyH Absolute nuts! Is car insurance evidence of intent to run people down? Is fire insurance evidence of intent to commit arson? Is life insurance a suicide pact? Using their logic all insurance is evidence of intent to commit felonies.
@@zzz-zj7xg I agree, with them they will bail you out I think up to 1million and will spend what it takes to defend you. The others pay for lots of ads but low limits on the funds to defend you, and CCWSAFE lets you pick your lawyer I believe. Best 500 per year I spend for piece of mind.
My biggest issue with CCWSafe is you, in the agreement, give up the right to client - attorney privilege. The lawyer can/will tell CCW Safe everything you say. And the State can subpoena that CCW employee in discovery for information.
I have had the honor and privilege to listen to many conversations involving Massad and Richard Davis at the PinShoot since the mid 90s. Listening to them and many others, great amounts of experience and knowledge. From an LEO kid and family , thank you for all that you have done and given,,
I've been with ACLDN for about 5 years. Their idea of educating you on doing the right things to avoid implications is great. Having such great people on their team such as Ayoob does offer more peace of mind to me. They have a nationwide set of lawyers you can have nearby to contact or you can refer to your own. You have to get things correct from the very start. Educate yourself and have a good team to back you. No, I don't want to EVER use such a team but I know life is not always what you want, and I most certainly don't want my loved ones or me to suffer bodily harm because others decided they will or might.
The odds are about 1,000 to 1 that you will never have a covered event in your entire life. If they were legit, they should be paying out hundreds of millions per year in self-defense claims, based on the amount of money they collect. I haven't found any evidence that any of them have ever paid anything.
@@cliffordschaffer5289 no, they've taken care of claims. I don't know how you can say, "I haven't found any evidence that any of them have ever paid anything." Having lawyers and their team take care of things for a case is delivering. If anyone had to hire such a team, expect it to be at least a many thousands of dollars. If you feel lucky never needing such a team then yeah, don't pay out anything to anyone for such a case.
@@2fast2block 1) If they actually did, then it would be easy to show it. Show me the evidence. 2) In order for them to be a legitimate company they should be paying out at least 350 million per year for bail and self-defense lawyers. Read the news. That isn't even possible. There aren't that many self-defense cases. Ask them yourself. How much did they pay out last year in claims? If it isn't anything close to 350 million then you are getting hosed. If they won't tell you (and they won't) then they have already told you.
@@2fast2block They have so few claims that I doubt that they even have a claims department, let alone a "team" to back it up. I spent years in the insurance business so I can spot the difference between a good policy and a complete rip-off.
@@2fast2block To be clear, I have only seen claims of ONE - the Maddox case. If you watch the video and pay attention you will see that Maddox never says they actually did or paid anything. He says they are great people but he never actually explains what they did. My guess is that they didn't pay anything but a fee for him to do the commercial. Furthermore, if Maddox is telling the truth then any first year lawyer should have been able to walk him out of jail the first day. It doesn't sound like an expensive case. Just for fun, let's assume they paid the attorney $35,000 for one week of work. But, even if they did pay Maddox something besides the fee to do the commercial, they would need at least $350,000,000 worth of those cases every year to be legit. They should be able to post at least 10,000 of those videos every year if they were anything close to legit.
I currently have USCCA and I am very interested in this video and the company in question, I am definitely going to be taking a very serious look into Armed Citizens Legal Defense Network! Thank you for the information and all your knowledge! I am retired military and have always feared that they would try and use that against me in the unfortunate event that I ever have to use my firearm in self defense!
On one of the USCCA videos, there were comments about the clauses and because of that they made a counter video. I am starting to wonder if the USCCA is tilting the table too much. As Mas said, there could be an out that is unreasonable, but legal for them and then you paid all that money for what? So the principles live in WI well? I actually use the USCCA, but recently I've seen some of the counter arguments against them and I am concerned. I'll be looking at the fine print.
@@DavidJStynchcombe I haven't yet. The way I look at is that the USCCA is playing the marketing/business game. The question is, how do they sell a product while limiting our liabilities and increasing profits? They want as many subscriptions as possible, but mitigate the claims in two ways: Loopholes in the coverage and training/education. There are a lot of loose cannons in the 2A community that have a poor understanding of the law or concepts about self-protection. Hopefully education cuts down on that. When they do stupids things, the loopholes will mitigate the liability. The thing is, how far will they go? From what I have read, it maybe that even too many good claims have been put in and that affects profits, so they become over vigilant in evaluating claims. We see that with health insurance as well as vehicle insurance. The thing is with this type of insurance, there's really nothing to subrogate to recover losses, so it's safer to just screw folks if you can. In the end, the motive for the owners and executive staff at the USCCA to keep in good fettle and here we are. I suspect rates will go up eventually. Kevin M of the USCCA replied to topic in a video, but he kind of skirted the issue, but who does he work for? I think companies in general have a hard time admitting their first priorities are themselves, meaning the executive staff.
Excellent video but I need more help. Need a video that really goes over reading the fine print. When I read legal contracts I always arrive at the same conclusion. I'm not educated enough to really understand what the words are saying from a legal system point of view, and I'm not knowledgeable enough to think of all the questions that should be asked.
A lot of very good points to consider and I understand and agree that it's up to us to read the fine print for whichever organization we are considering. But I was also kind of hoping for some recommendations or at least evaluations of some of the different groups. Yes, it's on us to read the fine print and verify exactly what we're signing up for but the reality is it's not always easy for the layman to understand all the legalese. Sometimes we need to turn to those more knowledgeable than ourselves to separate some of the wheat from the chaff.
You can't expect this man who gets paid by a provider of such services to advertise for the competition. You still got to do your own homework. And after you do, please share what you found ; - )
I really like this channel! You are very good at what you are doing. I now have watched several of your videos and the information you give is beyond great. I'd don't know how else to describe it . Please keep doing what you are doing so that maybe it may keep someone from doing something that they will regret later. It's a shame that just trying to do the right thing has become so complicated.
I remember reading a magazine article in the early 1990s by Mas that cited an open-and-shut case of self-defense costing well over $20k in legal defense fees by the time you even get to trial.
That sounds reasonable actually. Remember a reputable law firm will protect your interests and use all their resources and experience to defend you, and accordingly charge for you for it. You're paying for their expertise and ability to connect with other expert sources to ensure a solid case. No case is to ever be taken lightly.
I am a member and never had to use the benefits and hope I never do. After some research I have chosen Armed Citizens because of the way it is set up as members and not a so called insurance policy. The material I received with the training and lectures is worth the price in itself.. The years of experience and knowledge from the board is outstanding. I highly recommend it.
I believe this is the WPS video being referenced: th-cam.com/video/Wilf_R5wlNQ/w-d-xo.html TL;DW: Andrew recommends USCCA, CCW Safe, and ACLDN. He does a good job highlighting the differences of each one. Granted the video is from 4 years ago, and from what I understand in that time USCCA has gotten a little worse (spending caps . . . 6 figure spending caps, but still caps).
earlier before i even watched this video i was telling my wife i really need to get some protection, one case even justifiable would destroy us and in one quick second everything we spent 50 years working for would be gone. thank you for this video it was what i needed to protect myself. i will definitely be checking into it today and ACLD will be at the top of the list. thanks
Thanks for the heads up information! As an aside, it seems to me that if the State can go up against you with virtually unlimited financial resources, groups attorneys and investigators, connections to law enforcement that allow them to sift through evidence you may not have access to, other than in the "discovery" phase where you get to see what harmful things they dug up... but may never see exculpatory evidence they ran across from those same sources, then you get aquitted... the State should cover your legal costs, including time off work. If they don't have to indemnify you, then the State has no reason to worry about bringing unjustified charges against you. It's just wrong! Heck, they could outlaw guns, file suit against every gun owner in America that refuses to comply and drive them to bankruptcy regardless of innocence or the illegality of the gun ban... then just walk away.
Excellent video! However, you touched on the “criminal prosecution” aspect. Please do a video on the “civil liability”. A criminal case against you is bad enough, however the rules of a civil case are much more broader and allow more evidence.
THANK YOU! I never thought anyone of the providers of "Self Defense Insurance" would have so many reasons to NOT follow through with defending you (like if the incident were to take place in a "Gun Free Zone") I'd think a LARGE percentage of Self Defense shootings WOULD BE in a "Gun Free Zone. Am I right?
From what I have found is if you are in a large city you almost always will be in a gun free zone per FEDERAL LAW Take a look at a map of your city and circle where all the schools are. I am not sure but I believe it to be 1000 feet from any school and see what you are looking at. Our government is in a run away mode. Anything about guns.
While what you say is true, higher risk in a gun free zone. But if you are truely a law a ifing citizen you wont carry into a gun free zone. And thats exactly how the prosecution will paint you, as domething other than a law abiding citizen. I personally make sure i know the details of the areas i move around in, and avoid gun free zones, even ifvit means going miles out of my way.
@@robt3305 I live in Alaska and for me to get around some of these gun free zones. I would need either to fly or 4X4 through the bogs. LOL I wish I could agree with you completely. But as you can see it would be impossible to do this. In Anchorage if you looked at the map it would be impossible to be legal to go anywhere. As a good person I still CC with knowing the police and troopers are good for not getting into our face about any of this. But the other hand scares the begesses out of me.
@@jamesmana5247 i completely understand how you feel, its a choice each person has to make on their own. Im just not going to give the federal prosecutors any more ammunition. They have spent the last 5+ yrs arguing that training is necessary to carry in public. Now, they are starting to use the fact that youve had training against you, to make you look like a gun nut just out looking for trouble.
@@robt3305 I agree but just think...........If everyone and I mean everyone is taught to arm and defend...........I wonder how much less crime there would be here. Even been to Switzerland? Breath thanking country and people are fantastic. Ever wonder why there is no crime. Take a little time and check it out you will be amazed. I found 2 women carting their weapons to practice outright in public. No they were not the Police or Military. Just do a little homework. I know one as your nature would love to check it out. BYW they looked fully automatic. I didn't get that great chance to check it out.
Very well put, as usual, Mass. After doing the research and reading the contracts I joined ACLDN and strongly recommend it - ESPECIALLY IN WISCONSIN where some of the leading experts in this field reside and practice their trades!
I did not think I would see Massad Ayoob in this when I clicked!! LOL I watched your videos made in the 80s when you were a cop like a year ago. Glad to see you are doing well bro! And still helping teach new generations. You're a legend!
Sadly, USCCA is a rip off. I’ve been paying their salaries for years, but after research, the chances of them paying for anything in a self defense shooting is close to zero.
Thank you Wilson Combat. This is the 2nd most important thing in our lives (keeping our freedom + assets)....The 1st is staying alive and well..."It's not about the odds. It's about the stakes"
I think one of the most important takeaways is "read the fine print". Doing so kicks a lot of options to the curb. Question now would be is there a list of CCW 'insurance' plans that do NOT have land mines in their agreements?
CCW Safe is decent in my view, I've been a paid member with added $1mil bail-bond coverage since 2015. I pay $179/year. I'd want the service to have a mobile app or GPS 🛰 system to help expedite a lawyer or legal aid team ASAP. You(the paid member, ccw user) may be hurt or wounded. Physical evidence or data, items may be damaged or tampered with at the scene. By standers, homeless bums, street crazy drug addicts etc. The patrol officers or deputies on scene will not be kind or concerned about your welfare, legal issues.
I’m a 62 year old disabled veteran (ambulatory) and a Concealed Carry Husband and Father. Even here in the ROT I have found it advantageous to avail myself and my Wife of CC Insurance/Attorney protection as it just makes sense and is very affordable. I’ve followed you from the very old days Mas and I have found your information and tips to be very helpful and useful over the years. Thank you.
No, you're damned if you don't (have a firearm on you if you're attacked,) and you're damned if you don't (have legal assistance set up in advance for that eventuality.)
Mr Ayoob, than you for your contributions! We are seeing many churches put together Security teams. An issue that has comes up is the type of ammo to use where bullets will NOT go through the bad guy and injure a bystander. If you have any published information on this subject, it would be greatly appreciated.
Thanks Mas, for discussing this confusing issue. I appreciate that you read the comments and have answered my questions placed there. I wish the best for you Sir.
Thank you, Mas and WC. I'm currently reading Mas's book "Deadly Force" and signed up for ACLDN last year based on watching other videos by Mas and others.
Thank you for this eye opening information. I have been with USCCA for 2 or 3 years now and will be looking at the one you suggested. Great content Mas. Keep it coming.
I talked to USCCA several months ago about cancelling my membership. I allowed them to discourage it. After more research, I know that is the correct action. I like the magazine, but $37 a month for a magazine is too much. hte insurance is worthless.
I stumbled across the Wilson Combat video channel today and I must say that I am impressed with the information I've received so far. I subscribed after watching the first video and I've watched 4 more videos since. Thank you!!!
I chose the Armed Citizen’s Legal Defense Network. This is because many gun and self defense authorities also chose them. You will receive training about what constitutes a justified self defense.
But they don't represent you if: "I understand that any grant of benefits is limited to lawful acts of self defense with no additional criminal charges (unlawful possession of concealed handgun, for example) associated with the incident."
@@cjd07016 how comprehensive is this? What if I got into a mild altercation (non-shooting) with police when they say they're arresting me...does that, iyo, void contract or does it have to be something more gun /shoot specific?
@2:50 is precisely my answer to people who are afraid of guns and ask why own 1!! I reply, “imagine a life scenario where afterwards you said if only I had a gun that day..!” What a horrible scenario!!
i've compared all available options, looked at charts, compared coverage vs expense, sent questions to reps of various groups, and i'm still satisfied with USCCA. they cover criminal and civil defense, with no limit on defense expense. they cover appeals. they cover lost wages, expert witness, bail bond, crime scene cleanup, and replacement cost of confiscated firearms. they also have a list of attorneys in my state and i can select the one i prefer, or go with one who they've agreed to respond rapidly to a call regardless of date or time. i've gone thru the fine print and feel confident that if i have not behaved inappropriately, that i have the best coverage available for the cost, and will have the highest likelihood of prevailing in court, should the occasion occur. God help us all. 🙏🇺🇲🙏🌍
You say you did all this research on USCCA but yet you don't know who Kayla Giles is huh? Google her. She was a platinum member of USCCA. USCCA paid for her defense until about halfway through, and then refused to pay out for the last half of her defense. She never pled guilty, and her dues were all paid up. There was obviously no issue, as USCCA paid for the first half of her defense. So clearly something came out in her case, where USCCA themselves made the determination that she was guilty or something along that lines, before she had even been found guilty in a court of law as no ruling had come down yet. Yeah sorry, but I'll hard pass on USCCA since they literally threw one of their highest level members to the wolves in the middle of their defense on a murder charge. Many people have asked USCCA to explain why they chose to do this, and they remain silent and will not give an explanation. If they had a logical reason and defense for doing this, I'm pretty sure they would have explained it to everyone. Instead they've chosen to remain silent. But by all means, enjoy USCCA 👍
@@twoowls4469 Don't forget Kayla Giles who was a platinum member of USCCA, caught a murder charge, USCCA paid for her defense and then half way through, decided to just stop paying for no reason. She is suing them in federal court to this day. USCCA also refused to give anybody a reason as to why they did that. If they had nothing to hide, they would tell everyone why they did it. Instead they just try to sweep it under the rug and refuse to acknowledge it.
I agree, read the fine print, and who is endorsing it. In addition, people forget that you may be temporarily imprisoned in the duration of the trial and may lose you job. So where is the income going to come from? Sadly, it will come down to protecting your family and yourself and not being able to help other people's lives and especially in blue cities and states.
USCCA was present at my CCP training giving us their pitch. It even seemed that the instructors were onboard and trying to get us to sign that day. When I told them I was going to research the topic and make an informed decision later, they dropped the pitch. Thanks for the video.
USCCA was there at the end of my CCP training about a month ago. I literately felt like I was sitting in a timeshare presentation. The theatrics and emotional play techniques instinctively raised warning flags. My wife and I just got up and said we’ll look over the information and decide later. We turned around and all of the class had already evacuated. I kinda felt bad for the salesman, but I mostly felt animosity towards my range for duping us into attending a sales pitch.
They were at my Carry class too. The instructor brought him in at the beginning, he did his spiel and then we continued. He did come back to pick up the completed forms. I didn't sign up for anything but most of the class did. The guy said they had to get people signed up during the class because once people left the class they were far less likely to sign up for anything. I will be doing research and will decide when I get my Permit to Carry and actually start carrying. I just turned the paperwork into the Sheriff's office three days ago and they have 30 days to give me the permit or deny me.
What other topics would you like to hear Mas cover?
What are the pro's and con's of USCCA coverage?
At this time I don't know.
The best diaper for a sitting President.
*Self-defense and self-extraction from civil unrest events* --- because we can never know ahead of time when nationwide riots will break out. I remember the riots of the late 60's, the '92 Rodney King riots (which happened in several cities nationwide, not just LA), and of course the 2020 summer of riots.
I'd like to hear his thoughts about hair pieces and wigs. 😊
I’ve read the fine print of my USCCA liability insurance, and you’re correct. If criminal charges are brought against you, they will cancel your policy. I will not be renewing my coverage with USCCA. Thank you for the valuable information that you shared.
That’s what I did 2 years ago
Say what? Then what good are they? 😮😮
@@lmaz72 no good, and CCW holders have a false sense of liability protection.
Who did you go with?
Convicted of a crime. Big difference.
Sad that you need insurance to protect you from your own government.
Look at the recent FL vs Reeves incident. Reeves a retired Tampa FL police captain & Sea World security manager had a lethal force event in a Wesley Chapel FL movie theater. That court trial took 8, eight 😲 + years to resolve. Reeves was found not guilty. The SAO & media groused over the 🍿 murder trial. It irks me as a FL tax payer how LE & court SAO staff made this case go 8yr for nothing, zero!
It's the nature of government. 262,000,000 democide deaths in the 20th century (not military casualties). Government is the biggest homicidal threat to a human.
The U.S. government is supposed to support a "fair" trial; fair by _their_ definition. No way is having a limitless budget against the accused and some poorly paid public defender fair. And the judge is an employee of government who, despite a clear conflict of interest, is expected to be fair and/or impartial.
You're right. It's so sad, it's laughable. My pet theory is that normies have brainwashed themselves after watching about 30 years of cop/lawyer shows; morality plays disguised as real proceedings. They are shocked when it hits the news that a "good" cop/lawyer has done some morally repulsive stuff. They could have just watched an hour of _Audit the Audit_ and schooled themselves.
@@DavidLLambertmobile It's so sad that the state has a duty to investigate and prosecute suspected murder. Let's you and I carry a note in our wallet that says if we die under suspicious conditions there should be no investigation into our death.
The "do-gooder" gun owners shall eventually destroy the 2nd amendment on their own, by self-righteousness!
What part of shall not infringe do the "do-gooder" gun owners not understand!
Nearly half the nation are convicted felons for victimless non-violent offenses who are PERMANENTLY and ETERNALLY BANNED from possessing a firearm or even a single bullet, for life! (Self-righteous gun owners shall eventually lose their guns & bullets too!)
FACT: There are more non-violent than violent felons without their God-given gun rights thanks to self-righteous do-gooders! (Non-violent felons can still vote, and abolishing "guns & bullets" from the backstabbing "do-gooders" is exactly how they'll continue to vote, in record millennial numbers, for EQUALITY!)
ALL FOR ONE, AND ONE FOR ALL!!!
@@turtletruth rights are not given by any imaginary sky fairy god. Someone lied to you about that. What part of "A well regulated militia..." do you not understand? According to the constitution you have to be part of a militia first, and you have to be well regulated first, you can't have a gun first. Now that's not me lying about a sky fairy. That's me asking you to stop ignoring what the second ammendment requires.
Mas is an american treasure... Thanks man, been a fan for 30 years
Big fan forty years ago. Read all his material. Imagine my surprise to find him on TH-cam a few years back.
I was a witness to a self defense shooting where the person involved was charged with assault with a deadly weapon with the intent to kill. A very serious charge. I gave my statement to the police and appeared before the magistrate to give my testimony. The person was charged but was released without bail. The charges were later dropped. Had I not been a witness I am sure that person would have most likely been convicted of something and went to prison. Thank you Mas for your service in law enforcement and for sharing your wealth of knowledge. I have learned much and you have reenforce much of my skills and knowledge with these videos.
Mas Ayoob. I'm not exactly sure why you keep doing this but THANK YOU!!!! You are such a blessing! I hope you NEVER quit! Thanks you.
Masaad Ayoob looking out for my life and welfare since 1985!
Thank you, Mas !!!
I attended his Lethal Threat Management seminar at the PCSO range in 1985. He saved my life and career many times over.
I think I've been reading Mas since about 1990? Trust ... .
They sure make defending yourself very difficult (legally), but much easier if you're the perp.
Same as when you were in school. The bully never gets in trouble only the one who wins the fight.
I am a former federal prosecutor and took Mag 40 several years ago and signed up with ACLDN then. It is a first rate organization and a real bargain compared to other "insurance" offerings.
Could you give me there contact info
I just finished the MAG40 class today. Finally took it and got a long-awaited pic with Mas at the end. The class was so good and worth every penny.
@@wayneburkhart-sv6tc just google it
Thanks for the heads up.
Fantastic thank you
It's not about the odds. It's about the stakes! Very well spoken!
It IS about the odds. The odds are about 1,000 to 1 that you will never have a covered event in your entire life. The average person will pay for about 75,000 years before they have a claim.
@@cliffordschaffer5289, That I had to fend off two attackers in my Uber this weekend, would prove your logic wrong.
@@BuddhaKat1 Did you shoot anybody? Then, no claim, so the odds still hold.
I have had a few "fend offs," myself. The vast majority of such incidents end with no one being shot.
If you had shot someone and then they sued you you would discover the Primary Insurance clause which says that the CCW carrier doesn't even have to show up until your own personal insurance and Uber's insurance have already lost the case and paid policy limits.
@@cliffordschaffer5289, You obviously don't know anything about CCWSafe, the group I belong to. They cover you in any "Use of force", self defense issue. That most definitely includes having to deploy pepper spray. I called the hotline, and they immediately opened a case. In fact, their part has been very comforting. There is nothing in the TOS that says they wont accept my claim for a civil action, only after my personal, or Uber's insurance declines to represent me. Uber wouldn't shell out 10¢ in a civil case against me, and my automotive insurance would throw me under the bus in a microsecond. For the record, CCWSafe does not provide legal services, they just pay for the legal team, court costs, exhibits, private investigators, and expert witnesses. They also put up bail and pay out a very high limit in any civil action.
This is what scares me about concealed carry. If you have yo defend yourself you can be the one prosecuted.
better than being dead.
A wise man once said "dead men tell no tales". If you're forced to use your weapon, make it count. You could still face some bs civil suit by next of Kin but a dead man can't testify. Look at rittenhouse, the one man he didn't actually fatally shoot is the one suing him for millions of dollars. Imagine a government allowing criminals to extort money from someone who defended themselves against them trying to kill em.
Not can be, will be. Police get every benefit of the doubt, as citizens, we get only the doubt.
You can be if you OWB carry too. Shooting should be the last resort.
My friend would you rather get caught with or without
"READ THE FINE PRINT"
YES, I absolutely agree with this.
However you cannot find the "fine print" on these carriers websites.
You know no one has really broken down like this conversation like you did I really appreciate this
The first thing he didn't tell you is that the odds are about 1,000 to 1 that you will never have a covered event in your entire life.
The second thing he didn't tell you is that none of these companies have ever paid a claim.
@@cliffordschaffer5289, the third thing he will tell you is that you're wrong.
@@BuddhaKat1 About what?
Been with ACLDN for 7 years. From time to time I look at other options but after reading the “fine print” they all come up short. Mas, Marty, Gila and their other associates are no-nonsense, experienced, and provide relevant information in the monthly publication. Certainly worth consideration.
Massad I think is legit in every way. However I think it’s a negative if only 25% of member funds go into the DEFENSE fund.
What is ACLDN, pls?
@@teller1290 armed citizens legal defense network
If they were legitimate insurance companies then, based on the amount of money they collect, they should be paying out hundreds of millions per year for bail and lawyers on self-defense claims. Look at the news. That isn't even possible.
I can't find any evidence that any of them have ever paid a claim and they certainly don't pay the hundreds of millions that a legit insurance company would pay.
The odds are about 1,000 to 1 that you will never have a covered event in your entire life. The average customer will pay for about 75,000 years before they have a claim.
There is a reason these plans are illegal in some states.
@@Baseballisbest67 Even if they charged just 25% of the price it would still be vastly overpriced. The average customer will pay for about 75,000 years before they have a claim.
If you did have a claim then you would discover the sad truth about what the policies really say.
"Knowledge is Power" and anything Mr. Ayoob has to offer in the way of information and experience, I'd be LISTENING. Thank You Masy for enlightening us.
I used to read and love the Ayoob files , it’s amazing how a self defense shooting can be turned against the defender.
It would be great if in the 2020s era digital age, Ayoob could address more current use of force cases like MN vs Potter 👮🏼♀️, FL vs Reeves, TX vs Guyger, the Chad Read(Texas porch) lethal force case, FL vs Drejka 🗃 etc. Massad Ayoob's insight & remarks would help 1000s.
@DL Lambert Watch the video "don't say shoot to kill" for TX vs Guyger. FL vs Reeves is coming out soon!
@@gowilsoncombat It would be very useful & supportive if Massad Ayoob could address the issues of "abandonment" or to ignore a critical incident, violent crime. Also the 2020s era problem of 3rd party or people who inject themselves into disputes or may, be improper actions create a conflict by going into a unknown dispute. 🗣
Sucks huh ??
I went through it in 1997-1998. In my case a PI gathered the evidence we needed to get my case dismissed. Nearly two years of it hanging over my head, over 100k in legal and pi fees.
ACLDN member here, for many years. Good outfit, good people, with great initial resources and information. Thanks Mas, for the always great videos!
I trust Mr.Ayoob 100%he makes a lot of sense.
I have owned a gun since 2010, but never thought about CCW until most recently. Since the guns I do own aren't ideal for CCW, I went ahead and purchased the a gun with CCW in mind and got my CCW permit, but I have yet to actually conceal carry, partly because I am still getting use to firing the gun I purchased, shopping around for the best CCW holster, and now looking into CCW coverage before I do start to carry. This video was very helpful in really taking the time to do some serious research about some form of CCW insurance. My philosophy is it is better to have it and not need it, then to not have it when I may find myself needing it, especially since financially there would be no way I could pay for a great and reliable attorney. When I think about CCW insurance, I am reminded about how when I bought my used Jeep I almost opted out on paying for a warranty. A year later I needed to get a new transmission, which would have cost me roughly would have costed me 5k, but luckily I had the warranty that covered that and I ended up just paying out of pocket $350, while the warranty covered the rest. the same thing also happened with my home's HVAC system needing to be replaced. Luckily, when I bought my home I also bought a Home warranty. Long story short, instead of paying about 3k for a new HVAC, I only ended up paying $150 as my warranty covered most of it. When it comes to CCW coverage, I don't want to be paying an arm and a leg for something that might have a fine print that I missed, as my life would be on the line, so I also had to think about my budget financially, while also making sure that not only can I afford it, but also that I I have the right coverage at a reasonable rate, because while I don't expect that I will ever have to draw my gun, there is still that statistical chance, especially with all the issues that is going on today in our country. Lastly, this video was an eye opener, Thank you.
I've been an ACLDN member for several renewals now. Just renewed again for another 3 years.
Other than a writer of magazine articles, I never knew of Mas. Once I became a member of the network, I was tutored on ways to handle events that I never considered in a confrontation. As well as in the aftermath.
Mas expertly delivered the information in a way only someone who "HAS BEEN THERE" could.
I'm grateful for the topics covered in this series, thanks for giving your insight on the topics. We can never have too much repetition on such important subjects.
Been a fan since reading your articles and books back in the 80's. Thanks for all your work defending us from 'legal mistakes'.
I've been researching CCW insuarnce lately and ACLDN was coming up on my short-list. This helped cement my decision; I'll be joining today.
How to sign up for the ACLDN. I have IACCA currently, is there a short side to be aware of ??
Same!
Thoughts on US lawshield
Thank you for sharing your wisdom with everyone.
Mr. Ayoob,
I just want to tell you that long ago, when my kids were learning about firearms I had them read “In the Gravest Extreme” as I had read it and learned a lot. Your ‘tip’ about throwing money one direction and running the other in a mugger situation saved my 18 year old son when he was in a large European city. And your suggestion that a retail store operator not wear a firearm in the store as it forces a robber to shoot you first changed a friend’s behavior in his place of business. Many good ideas and much information are contained in that book. I thank you and still listen to what you have to say.
Mas, you covered many of the things I’ve concerned about with concealed carry and home defense. I’m 70 years old and live alone, but I still feel like I have the best part of my life to live. I purchase my first self-defense weapon in the past month and have been training with an NRA Instructor. An excellent teacher, but of course there’s many things to learn and no one person can teach everything. I bookmarked the insurance and I will be purchasing it as well. It’s a sham that those other companies hide behind the small print. Thank you.
I joined ACLDN after seeing this video and being in the process of reading "Deadly Force". Our culture keeps changing and as far as I can see not for the better. My overview is Escape and Evade anything I can and not get involved in anyone else's drama. I don't want to spend time in court for any reason. Still, the day may come when all of those options are closed out. Better to have some help if that occurs.
This man is no doubt a huge national treasure to legal-gun-owning Americans. I would like to get this man's autograph.
The network is a must. The sign-up was easy. Just do it. We stand together, or fall apart. Such are the times.
I've been reading Mas since "In the Gravest Extreme" and joined ACLDN shortly after it started because of its stellar board members including Mas, John Farnham, Marty Hayes and more. Their board is like a who's who of the world's best expert witnesses for self defense trials and the best trainers and authors on the planet. I hope I never need to use it but know I'm in good hands if I ever do.
I feel Us Law Shield is a good one .They have Attorneys in every State . They also have Self Defence Seminars also all over the Country . Very well pleased with my membership .
I have them as well
I am in Florida and also a member with US Law Shield. So far, thanks God, I had no incidents but it is always good to have a reassurance from other members or knowledgeable professionals like Massad Ayoob.
In New Jersey, they literally have the attorney who wrote the book on New Jersey gun laws.
@@LJ-jq8og --- he has also handled every major gun law defense -- including the lady from Philadelphia who had a carry permit form PA and accidentally had her gun in NJ and was charged with illegal possession, the guy at the airport whose was lawfully carrying in his luggage whose connecting flight got delayed and was arrested for illegal possession when he checked later for his connecting flight after they made him take his luggage rather then directly forwarding it, the high school kid who had a hollow point bullet (just the bullet, not a loaded round or even a case attached to the bullet) as a fob on his key ring and was charged with illegal possession of a hollow point bullet, and who overturned the illegally vague phrase "substantially identical" used to define assault weapons. You don't write the leading book on gun laws if you have not practiced gun law (in his case, over 40 years).
But do they have this claw-back clause? But then I hear they all legally have to have that clause, though I read in these comments ACLDN doesn't do that. What is true?
MAs you are the best and greatest person ever i love your content and your valuable insights
Been a member of the LDN for 10 years now, became a member after taking the MAG40 class. The training and information provided through LDN is priceless.
Please listen to this man he knows what he's talking about.
As I shifted through the solid instruction vs the hype on line, my better judgement steered me toward anything and everything produced or enforced by Mas as well as those that he surrounds himself with. ACLDN was an obvious choice for me when their top brass boasts the Rushmore of my training icons. As a MAG40 student and an ACLDN member I have no doubt the team I'll hopefully never need is my best line of defense.
Ditto that!
The odds are about 1,000 to 1 that you will never have a covered event in your entire life. The average customer will pay for about 75,000 years before they have a covered event.
There is a reason these plans are illegal in some states.
After retiring and getting my pension for being a police officer, I have spent the next 16 years training law enforcement and military in 17 countries around the world. With this said, my wife, my two daughters and I all belong to the Armed Citizens Legal Defense Network. PLEASE read the fine print for ALL of the people providing “coverage” and you will find that ACLDN is by far the very best that is offered. I have no interest in this organization other than I know most of their advisory board members and would “go through the door” with them. Protect yourself and all of your holdings.
Been a member of ACLDN for several years now. What drove me to this organization was also the advisory board members but maybe equally important was their "education driven" approach to concealed carry. Great organization and highly recommend.
@@stevenz933 I live in Washington State and apparently I cannot aquire insurance to protect me in the event that I would have to shoot some one to save my own life. I understand that this state views it as a form of paying to commit a homicide. I have several fire arms and a permit to carry, but I'm afraid to leave the house armed for the fear of having to defend myself.
@@BobbyH Absolute nuts! Is car insurance evidence of intent to run people down? Is fire insurance evidence of intent to commit arson? Is life insurance a suicide pact? Using their logic all insurance is evidence of intent to commit felonies.
@@pbp6741 I agree 100%. here in Washington state it would appear that it's safer to get shot than to protect yourself from getting shot.
Why would police be training military?
I belong to U S Law Shield...excellent program.
Ayoob is a class act.
I absolutely love Massad Ayoob!!! I would take him to defend me any day over any attorney. He has a gift.
I use CCW safe. They seem like pretty great insurance. They Do more than most.
And they are the some of the best people too.
I havent found one that does more.
@@zzz-zj7xg I agree, with them they will bail you out I think up to 1million and will spend what it takes to defend you. The others pay for lots of ads but low limits on the funds to defend you, and CCWSAFE lets you pick your lawyer I believe. Best 500 per year I spend for piece of mind.
@@jackbauer9077 You can pick, but they must approve.
My biggest issue with CCWSafe is you, in the agreement, give up the right to client - attorney privilege. The lawyer can/will tell CCW Safe everything you say. And the State can subpoena that CCW employee in discovery for information.
So helpful! Glad for Massad's incites....keep them coming!
I have been a member of ACLDN since 2009. Thanks for what you do.
I have had the honor and privilege to listen to many conversations involving Massad and Richard Davis at the PinShoot since the mid 90s. Listening to them and many others, great amounts of experience and knowledge. From an LEO kid and family , thank you for all that you have done and given,,
I've been with ACLDN for about 5 years. Their idea of educating you on doing the right things to avoid implications is great. Having such great people on their team such as Ayoob does offer more peace of mind to me. They have a nationwide set of lawyers you can have nearby to contact or you can refer to your own. You have to get things correct from the very start. Educate yourself and have a good team to back you. No, I don't want to EVER use such a team but I know life is not always what you want, and I most certainly don't want my loved ones or me to suffer bodily harm because others decided they will or might.
The odds are about 1,000 to 1 that you will never have a covered event in your entire life.
If they were legit, they should be paying out hundreds of millions per year in self-defense claims, based on the amount of money they collect.
I haven't found any evidence that any of them have ever paid anything.
@@cliffordschaffer5289 no, they've taken care of claims. I don't know how you can say, "I haven't found any evidence that any of them have ever paid anything." Having lawyers and their team take care of things for a case is delivering. If anyone had to hire such a team, expect it to be at least a many thousands of dollars. If you feel lucky never needing such a team then yeah, don't pay out anything to anyone for such a case.
@@2fast2block 1) If they actually did, then it would be easy to show it. Show me the evidence.
2) In order for them to be a legitimate company they should be paying out at least 350 million per year for bail and self-defense lawyers. Read the news. That isn't even possible. There aren't that many self-defense cases.
Ask them yourself. How much did they pay out last year in claims?
If it isn't anything close to 350 million then you are getting hosed.
If they won't tell you (and they won't) then they have already told you.
@@2fast2block They have so few claims that I doubt that they even have a claims department, let alone a "team" to back it up.
I spent years in the insurance business so I can spot the difference between a good policy and a complete rip-off.
@@2fast2block To be clear, I have only seen claims of ONE - the Maddox case. If you watch the video and pay attention you will see that Maddox never says they actually did or paid anything. He says they are great people but he never actually explains what they did. My guess is that they didn't pay anything but a fee for him to do the commercial.
Furthermore, if Maddox is telling the truth then any first year lawyer should have been able to walk him out of jail the first day. It doesn't sound like an expensive case. Just for fun, let's assume they paid the attorney $35,000 for one week of work.
But, even if they did pay Maddox something besides the fee to do the commercial, they would need at least $350,000,000 worth of those cases every year to be legit. They should be able to post at least 10,000 of those videos every year if they were anything close to legit.
As a newish CC person this is very thought provoking
*Thank you Mr. Ayoob.*
Thanks for your insight. I joined Armed Citizen Network. Took advantage of the 3- year deal. Thanks again. Hope I never need it.
I currently have USCCA and I am very interested in this video and the company in question, I am definitely going to be taking a very serious look into Armed Citizens Legal Defense Network! Thank you for the information and all your knowledge! I am retired military and have always feared that they would try and use that against me in the unfortunate event that I ever have to use my firearm in self defense!
What’s the major difference between USCCA vs this one?
On one of the USCCA videos, there were comments about the clauses and because of that they made a counter video. I am starting to wonder if the USCCA is tilting the table too much. As Mas said, there could be an out that is unreasonable, but legal for them and then you paid all that money for what? So the principles live in WI well? I actually use the USCCA, but recently I've seen some of the counter arguments against them and I am concerned. I'll be looking at the fine print.
@@nokoolaid I was with USCCA for 4 years, and I canceled 5 minutes ago and instantly signed up with the group that Mas mentions in this video.
@@DavidJStynchcombe I haven't yet. The way I look at is that the USCCA is playing the marketing/business game. The question is, how do they sell a product while limiting our liabilities and increasing profits? They want as many subscriptions as possible, but mitigate the claims in two ways: Loopholes in the coverage and training/education. There are a lot of loose cannons in the 2A community that have a poor understanding of the law or concepts about self-protection. Hopefully education cuts down on that. When they do stupids things, the loopholes will mitigate the liability. The thing is, how far will they go? From what I have read, it maybe that even too many good claims have been put in and that affects profits, so they become over vigilant in evaluating claims. We see that with health insurance as well as vehicle insurance. The thing is with this type of insurance, there's really nothing to subrogate to recover losses, so it's safer to just screw folks if you can. In the end, the motive for the owners and executive staff at the USCCA to keep in good fettle and here we are. I suspect rates will go up eventually. Kevin M of the USCCA replied to topic in a video, but he kind of skirted the issue, but who does he work for? I think companies in general have a hard time admitting their first priorities are themselves, meaning the executive staff.
th-cam.com/video/gbEbOJMdK30/w-d-xo.html
🙏🏽 listening to you is always a pleasure you make information accessible
Excellent video but I need more help. Need a video that really goes over reading the fine print. When I read legal contracts I always arrive at the same conclusion. I'm not educated enough to really understand what the words are saying from a legal system point of view, and I'm not knowledgeable enough to think of all the questions that should be asked.
Massad, my wife and I just purchased carry insurance from the company you represent. We trust you!!!
A lot of very good points to consider and I understand and agree that it's up to us to read the fine print for whichever organization we are considering. But I was also kind of hoping for some recommendations or at least evaluations of some of the different groups. Yes, it's on us to read the fine print and verify exactly what we're signing up for but the reality is it's not always easy for the layman to understand all the legalese. Sometimes we need to turn to those more knowledgeable than ourselves to separate some of the wheat from the chaff.
You can't expect this man who gets paid by a provider of such services to advertise for the competition. You still got to do your own homework. And after you do, please share what you found ; - )
Sage advice by Mr. Ayoub as always. But I'm willing to bet, he'd tell you, you need to survive the encounter first and fore most.
I really like this channel! You are very good at what you are doing. I now have watched several of your videos and the information you give is beyond great. I'd don't know how else to describe it . Please keep doing what you are doing so that maybe it may keep someone from doing something that they will regret later. It's a shame that just trying to do the right thing has become so complicated.
You've almost got me convinced. "Its not about the odds, its about the stakes." -Great quote.
The wallet is getting in the way. But you take it into consideration especially if you don't have deep pockets.
Thank you, Mas!
I remember reading a magazine article in the early 1990s by Mas that cited an open-and-shut case of self-defense costing well over $20k in legal defense fees by the time you even get to trial.
That sounds reasonable actually. Remember a reputable law firm will protect your interests and use all their resources and experience to defend you, and accordingly charge for you for it. You're paying for their expertise and ability to connect with other expert sources to ensure a solid case. No case is to ever be taken lightly.
I am a member and never had to use the benefits and hope I never do. After some research I have chosen Armed Citizens because of the way it is set up as members and not a so called insurance policy. The material I received with the training and lectures is worth the price in itself.. The years of experience and knowledge from the board is outstanding. I highly recommend it.
A short video of the ones that are out there word be nice. Explaining what is good and what isn't covered. That you Sir.
Mas's good buddy Andrew Branca goes over them on the warrior poet society podcast.
Andrew is or was a Board Member with Mass
@@KAYAKBOY6969 thanks for the info.
@@KAYAKBOY6969 WPS John is always plugging the USCCA crud...
I'll have to look deeper for the video you're referring to, thanks.
@@Mojo32 th-cam.com/video/Wilf_R5wlNQ/w-d-xo.html
I believe this is the WPS video being referenced: th-cam.com/video/Wilf_R5wlNQ/w-d-xo.html
TL;DW: Andrew recommends USCCA, CCW Safe, and ACLDN. He does a good job highlighting the differences of each one. Granted the video is from 4 years ago, and from what I understand in that time USCCA has gotten a little worse (spending caps . . . 6 figure spending caps, but still caps).
earlier before i even watched this video i was telling my wife i really need to get some protection, one case even justifiable would destroy us and in one quick second everything we spent 50 years working for would be gone. thank you for this video it was what i needed to protect myself. i will definitely be checking into it today and ACLD will be at the top of the list. thanks
Thanks for the heads up information! As an aside, it seems to me that if the State can go up against you with virtually unlimited financial resources, groups attorneys and investigators, connections to law enforcement that allow them to sift through evidence you may not have access to, other than in the "discovery" phase where you get to see what harmful things they dug up... but may never see exculpatory evidence they ran across from those same sources, then you get aquitted... the State should cover your legal costs, including time off work. If they don't have to indemnify you, then the State has no reason to worry about bringing unjustified charges against you. It's just wrong! Heck, they could outlaw guns, file suit against every gun owner in America that refuses to comply and drive them to bankruptcy regardless of innocence or the illegality of the gun ban... then just walk away.
Excellent video! However, you touched on the “criminal prosecution” aspect. Please do a video on the “civil liability”. A criminal case against you is bad enough, however the rules of a civil case are much more broader and allow more evidence.
Mas, always the voice of reason.
THANK YOU!
I never thought anyone of the providers of "Self Defense Insurance" would have so many reasons to NOT follow through with defending you (like if the incident were to take place in a "Gun Free Zone")
I'd think a LARGE percentage of Self Defense shootings WOULD BE in a "Gun Free Zone.
Am I right?
From what I have found is if you are in a large city you almost always will be in a gun free zone per FEDERAL LAW Take a look at a map of your city and circle where all the schools are. I am not sure but I believe it to be 1000 feet from any school and see what you are looking at. Our government is in a run away mode. Anything about guns.
While what you say is true, higher risk in a gun free zone. But if you are truely a law a ifing citizen you wont carry into a gun free zone.
And thats exactly how the prosecution will paint you, as domething other than a law abiding citizen. I personally make sure i know the details of the areas i move around in, and avoid gun free zones, even ifvit means going miles out of my way.
@@robt3305 I live in Alaska and for me to get around some of these gun free zones. I would need either to fly or 4X4 through the bogs. LOL I wish I could agree with you completely. But as you can see it would be impossible to do this. In Anchorage if you looked at the map it would be impossible to be legal to go anywhere. As a good person I still CC with knowing the police and troopers are good for not getting into our face about any of this. But the other hand scares the begesses out of me.
@@jamesmana5247 i completely understand how you feel, its a choice each person has to make on their own.
Im just not going to give the federal prosecutors any more ammunition. They have spent the last 5+ yrs arguing that training is necessary to carry in public. Now, they are starting to use the fact that youve had training against you, to make you look like a gun nut just out looking for trouble.
@@robt3305 I agree but just think...........If everyone and I mean everyone is taught to arm and defend...........I wonder how much less crime there would be here. Even been to Switzerland? Breath thanking country and people are fantastic. Ever wonder why there is no crime. Take a little time and check it out you will be amazed. I found 2 women carting their weapons to practice outright in public. No they were not the Police or Military. Just do a little homework. I know one as your nature would love to check it out. BYW they looked fully automatic. I didn't get that great chance to check it out.
I could watch Mas talk about anything.
Very well put, as usual, Mass. After doing the research and reading the contracts I joined ACLDN and strongly recommend it - ESPECIALLY IN WISCONSIN where some of the leading experts in this field reside and practice their trades!
I think the USCCA is in Wisconsin. Anyone look into this group?
@@John-kd1bf yes, and yes. See my note above.
I use USCCA and of late I've been hearing some complaints about non-coverage.
USCCA is garbage. Don't use them.
I did not think I would see Massad Ayoob in this when I clicked!! LOL I watched your videos made in the 80s when you were a cop like a year ago. Glad to see you are doing well bro! And still helping teach new generations. You're a legend!
Use USCCA, since I got my concealed carry 4 or 5 years ago. I will be reading the fine print and pray I will never need to use either.
after the fact is a bit damned late to read fine print. Read and comprehend everything BEFORE you sign your name on things!
I'm pretty sure uscca has a recoup clause for more than one thing
Sadly, USCCA is a rip off. I’ve been paying their salaries for years, but after research, the chances of them paying for anything in a self defense shooting is close to zero.
@@Marzen216What does that mean?
2:56 - 3:15 He said that in away that I felt, but couldn't articulate . Thank you Sir .
Solid advice Mr. Ayoob. I appreciate you answering my email on this topic a couple of months back.
I have followed Mass, since I read his articles in High School Study Hall! Circa 76-78! Always a pleasure!
Thank you Wilson Combat. This is the 2nd most important thing in our lives (keeping our freedom + assets)....The 1st is staying alive and well..."It's not about the odds. It's about the stakes"
Great info! My partner and I have both had and have ARMED CITIZEN LEGAL DEFENSE FUND for years now👍
I think one of the most important takeaways is "read the fine print". Doing so kicks a lot of options to the curb. Question now would be is there a list of CCW 'insurance' plans that do NOT have land mines in their agreements?
CCW Safe is decent in my view, I've been a paid member with added $1mil bail-bond coverage since 2015. I pay $179/year. I'd want the service to have a mobile app or GPS 🛰 system to help expedite a lawyer or legal aid team ASAP. You(the paid member, ccw user) may be hurt or wounded. Physical evidence or data, items may be damaged or tampered with at the scene. By standers, homeless bums, street crazy drug addicts etc. The patrol officers or deputies on scene will not be kind or concerned about your welfare, legal issues.
Watch videos by 'Attorneys for freedom'.
@@wlonsdale1 9:12
great organization,but you have to live in arizona or hawaii for their complete coverage.@@wlonsdale1
My Cousin Vinny... Love his sense of humor. His knowledge base is beyond amazing.
I’m a 62 year old disabled veteran (ambulatory) and a Concealed Carry Husband and Father. Even here in the ROT I have found it advantageous to avail myself and my Wife of CC Insurance/Attorney protection as it just makes sense and is very affordable. I’ve followed you from the very old days Mas and I have found your information and tips to be very helpful and useful over the years. Thank you.
Mr Mass you make it sound as if we're damned if we do and damned if we don't
No, you're damned if you don't (have a firearm on you if you're attacked,) and you're damned if you don't (have legal assistance set up in advance for that eventuality.)
@@Falconryder i agree
Mr Ayoob, than you for your contributions! We are seeing many churches put together Security teams. An issue that has comes up is the type of ammo to use where bullets will NOT go through the bad guy and injure a bystander. If you have any published information on this subject, it would be greatly appreciated.
Thanks Mas, for discussing this confusing issue. I appreciate that you read the comments and have answered my questions placed there. I wish the best for you Sir.
Glad to help!
Outstanding advice for CCW insurance. Best CCW training via You Tube anywhere on the internet.
As always sound, direct valuable advise. Thank you
Glad it was helpful!
This was an excellent conversion of legal jargon into layman's terms. Thank you!
Thank you, Mas and WC. I'm currently reading Mas's book "Deadly Force" and signed up for ACLDN last year based on watching other videos by Mas and others.
Thank you Mr. Ayoob. Have been an ACLDN member for 2 years.
Thank you for this eye opening information. I have been with USCCA for 2 or 3 years now and will be looking at the one you suggested. Great content Mas. Keep it coming.
Good move getting away from the scammers USCCA!
I talked to USCCA several months ago about cancelling my membership. I allowed them to discourage it. After more research, I know that is the correct action. I like the magazine, but $37 a month for a magazine is too much. hte insurance is worthless.
I think it's his voice. But I think this guy is smart and trustable. I could be wrong.?. He always seems to say intelligent stuff.
Thank you Massad for providing this information. Truly appreciate it!
Glad it was helpful!
I just signed up for CCW Safe. I don't know how they rank with the others, but my research continues.
CCW Safe member here
I stumbled across the Wilson Combat video channel today and I must say that I am impressed with the information I've received so far. I subscribed after watching the first video and I've watched 4 more videos since. Thank you!!!
Welcome aboard!
I chose the Armed Citizen’s Legal Defense Network. This is because many gun and self defense authorities also chose them. You will receive training about what constitutes a justified self defense.
But they don't represent you if:
"I understand that any grant of benefits is limited to lawful acts of self defense with no additional criminal charges (unlawful possession of concealed handgun, for example) associated with the incident."
@@cjd07016 how comprehensive is this? What if I got into a mild altercation (non-shooting) with police when they say they're arresting me...does that, iyo, void contract or does it have to be something more gun /shoot specific?
As always ... the very best information is found right here! ... Keep Publishing ...
CCW Safe
@2:50 is precisely my answer to people who are afraid of guns and ask why own 1!! I reply, “imagine a life scenario where afterwards you said if only I had a gun that day..!” What a horrible scenario!!
i've compared all available options, looked at charts, compared coverage vs expense, sent questions to reps of various groups, and i'm still satisfied with USCCA.
they cover criminal and civil defense, with no limit on defense expense.
they cover appeals.
they cover lost wages, expert witness, bail bond, crime scene cleanup, and replacement cost of confiscated firearms.
they also have a list of attorneys in my state and i can select the one i prefer, or go with one who they've agreed to respond rapidly to a call regardless of date or time.
i've gone thru the fine print and feel confident that if i have not behaved inappropriately, that i have the best coverage available for the cost, and will have the highest likelihood of prevailing in court, should the occasion occur.
God help us all. 🙏🇺🇲🙏🌍
What if you inadvertently break the law? Say, carry in a mall you are not allowed to?
With USCCA, if, after all appeals are exhausted, you are found guilty (even of a lesser charge) the want to recoup all that they paid out.
@@twoowls4469 thats exactly the reason i went with ccw safe. It does coast a little more.
You say you did all this research on USCCA but yet you don't know who Kayla Giles is huh? Google her. She was a platinum member of USCCA. USCCA paid for her defense until about halfway through, and then refused to pay out for the last half of her defense. She never pled guilty, and her dues were all paid up. There was obviously no issue, as USCCA paid for the first half of her defense. So clearly something came out in her case, where USCCA themselves made the determination that she was guilty or something along that lines, before she had even been found guilty in a court of law as no ruling had come down yet. Yeah sorry, but I'll hard pass on USCCA since they literally threw one of their highest level members to the wolves in the middle of their defense on a murder charge. Many people have asked USCCA to explain why they chose to do this, and they remain silent and will not give an explanation. If they had a logical reason and defense for doing this, I'm pretty sure they would have explained it to everyone. Instead they've chosen to remain silent. But by all means, enjoy USCCA 👍
@@twoowls4469 Don't forget Kayla Giles who was a platinum member of USCCA, caught a murder charge, USCCA paid for her defense and then half way through, decided to just stop paying for no reason. She is suing them in federal court to this day. USCCA also refused to give anybody a reason as to why they did that. If they had nothing to hide, they would tell everyone why they did it. Instead they just try to sweep it under the rug and refuse to acknowledge it.
Mas is a living treasure . ( along with John Taffin) .
I agree, read the fine print, and who is endorsing it.
In addition, people forget that you may be temporarily imprisoned in the duration of the trial and may lose you job. So where is the income going to come from? Sadly, it will come down to protecting your family and yourself and not being able to help other people's lives and especially in blue cities and states.
Thank you for this INVALUABLE info. My son has this insurance, and my wife and I will be getting it as soon as we receive our LTC certs.
USCCA was present at my CCP training giving us their pitch. It even seemed that the instructors were onboard and trying to get us to sign that day. When I told them I was going to research the topic and make an informed decision later, they dropped the pitch. Thanks for the video.
USCCA was at mine too (many years ago). US Law Shield gave a pitch when my wife went through hers recently. I'm doing my research now.
USCCA was there at the end of my CCP training about a month ago. I literately felt like I was sitting in a timeshare presentation. The theatrics and emotional play techniques instinctively raised warning flags. My wife and I just got up and said we’ll look over the information and decide later. We turned around and all of the class had already evacuated. I kinda felt bad for the salesman, but I mostly felt animosity towards my range for duping us into attending a sales pitch.
@@Samuel-km5yf I would be cool with sitting through a sales pitch if they had sponsored the training, but the class was not cheap.
They were at my Carry class too. The instructor brought him in at the beginning, he did his spiel and then we continued. He did come back to pick up the completed forms. I didn't sign up for anything but most of the class did. The guy said they had to get people signed up during the class because once people left the class they were far less likely to sign up for anything.
I will be doing research and will decide when I get my Permit to Carry and actually start carrying. I just turned the paperwork into the Sheriff's office three days ago and they have 30 days to give me the permit or deny me.
They are just scammers. They won't defend you after a shooting. They refused to defend Alan Colie after his justified shooting.
Holy smokes. I learned stuff again. I get a bang out if this Chanel.