I would probably modify this method a tad. I'd leave the bills money in the bank since everything is on auto pay and only take out the cash for variable expenses for shopping categories such as groceries.
Remember, she said to wait on that binder until you have a months worth of bills saved, then switch all your bills to come out of bank account on the first of the month. Then you aren’t making a bunch of trips to the bank. Just to withdraw to get the cash, and then a trip to deposit the bills cash before the 1st
You are the first Etsy Shop owner who is so transparent as to tell newbies the cheapest way to start may not be immediately buying from your shop😁😁. I also liked the way you explain the beginning of going cash budget is not as smooth as it looks if you only watch people who have been doing a cash budget for awhile. I'm still working on transitioning. My Kryptonite is grocery shopping and cooking for one vs Spending more on delivery for one freaking meal (and of course using my debit card). You provided the perfect solution - that money can go to sinking funds or challenges.
I’m 15 currently seeing my parents struggle and I really want to learn to save money and know how to control how much is going where so that when things come up I don’t end up Poor but this is all very confusing 😂 I do feel very overwhelmed but I know it’ll come in handy when I’m a bit older or when I start working bc as soon as I get my first paycheck Im going to start saving and only take out a little bit of that money so I have money for myself to enjoy. Question am I too young?? Should I not worry about this rn at this age??
My 15yo grandson puts 50-60% of every penny he gets into savings. He has no expenses right now. He does help cover gas when he goes to see friends or work.
I'm also on ss but ssd which is the same basically I paycheck a month. I wrote a message asking how this would work with someone on ssd and getting paid once a month. Let me know how you do and maybe some tips. Thank you have a great day.
I have been watching budget video for a long time. I wish people were as helpful and transparent as you girl. Thank you for showing empathy to those who are just starting out and can't afford the pricey stuff yet. You are amazing and God will bless you for being so honest.
I started cash budgeting on September 24. I started with saving challenges. Now I am totally cash budgeting. Bills, variable expenses and challenges. I even switched my bank to one that is within walking distance. It does not bother me if I have to go and deposit money everyday…double bonus with getting exercise. Thank you Jordan you really have changed my families life with your videos.
@Lilly B we have 3 different banks we use....I'm here trying to figure out how to get around the loans and credit card payments...but only 1 of the 3 allows for deposits at the ATM. I wish they all did because I'm tired of wasting my lunches in bank lines.
@@angelbabe1977 this is old but see if any of your banks have night deposit boxes, you can just put your deposits in an envelope outside of bank hours and they process them all in the morning :)
@99flutter I think all 3 do. Lol. I still ain't started the cash thing. And fell off the budget train and just jumped back on within the last couple weeks.
Dollar tree has a Jot 6 pocket expandable file folder. Also there is a 3 pack of mini composition book for writing expenses. I help the recently homeless start budgeting with them. Most only need 4 categories.
Wonderful idea💜. I waived between cashless an d cash. For me cash works so much better. It's immedate. I found depending when debits actually post you will be thrown off course as most people don't pay attention to pending transactions. Bank's know this reason many go into overddraft. I worked at a bank and know first hand.
For now, I'm starting with savings challenges and a "general" savings sinking fund until I decide what important things we need to save for. Thank you for this breakdown! 💙
Hello I am a newbie cash stuffing. I appreciate your transparency on the binders considering you are a business owner. Although it is cheaper on Amazon due to appreciation to you I’m buying everything directly from your Etsy shop! ❤️
Loved this Jordan!! Sharing the basics is so great! I honestly started with just one standard envelope for my groceries and that was it. Lol. I was so overwhelmed of thinking of all the categories. But then it got easier as I went on.
Thank You for being honest and looking out for us. I thought I was doing ok on my spending and got a big shocker today…. Writing down everything first is a great idea. Thank You Again!!! I will start this today to train myself again. 😊
I know this video is a year old but when you said “ if it was me and I was just starting, I would find $13 for a binder off Amazon…” GIRL ME TOO 😂😂😂💀💀💀😅 love how real you keep it haha
Love this Jordan! I started very basic. I actually bought The Budget Mom printables and put them in a 3-ring binder. I used plain envelopes and pinched my pennies. I did start using an Erin Condrin with Sara Marie stickers a few months later to reward myself. Then I started making my own printables to save money. I only got my binders recently after budgeting for over a year! Great break down!
Thank you, thank you, thank you!! Getting started is the hardest part and determining what envelopes are needed and where they go. And I love the chatty videos! It helps so much to see others and their systems. Hugs 🤗
Great video! You are helping a lot of people with this video. And, truly, I believe that no matter how long people have been budgeting, there always something to be learned from watching others budgeting their money. The most important step is to start… and it’ll all sort itself out eventually! 💰💰💰
Thank you so much for not just plugging your Etsy shop but being honest about the best prices. This video answers so many questions I have while trying to start that I feel many budget videos don’t address.
So here's the thing I struggle with: cash can be lost or stolen. That thought keeps me from doing cash envelopes. Do you have any tips about that? Is there a way to do this while keeping money in the bank?
Hi Z! I've never had an issue with it or worried much about it until recently. Now that I'm on TH-cam I'm a little more conscious about it. I do recommend everyone have a small safe tucked away where no one knows where it is. Or put it in a very large safe that cannot be moved or tampered with. Now that my bills are higher, I've stopped cash stuffing bills binders.. primarily to get that $2,000 out of the house. I do move that money to a separate account that I cannot easily access/spend. As for my sinking funds and savings challenges, I'm not someone who does large cash stuffings so overall I don't have THAT much money sitting around. As David said, it's a good idea to have placeholder money if you are cash stuffing large amounts. I'm not at that point in life, ahaha, but when I am, I would trade out real $100s for placeholder $100s. I hope this helps! ❤️❤️❤️
That’s a lot of binders to get and I don’t think I would want to take all my bill money out of the bank just to put in a binder, I pay my bills with my bank account/debit cards so it needs to stay in there!
I found you today. I love how helpful this is. I'm new-ish to this way of budgeting, and it can get overwhelming sometimes because I'm not sure about what sinking finds and savings challenges to do. Thank you for this!
I wish there was a banking app that would allow you to cash stuff all online so the cash isn't shown in your spendable account but when you need to pay those bills its still in your account and you dont need to constantly go to the bank and can avoid using cash.
Okay but, how do you do it when you have bills that need to be paid, scattered throughout the whole month AND you have everything on automatic payment ? This is confusing 😭
So you pull your paycheck from the bank to keep in envelopes...when the bills are due, do you put it back in the bank & pay with your card? Or use cash and pay in person? Someone please answer this, this is the part that confuses me the most haha.
I have a question, so when I get paid it isn't an even number. For example, if I get $337.94 where would I put the coins? Also, how do you get the $10s, $5s, etc when a lot of banks tend to give you bigger bills?
Question: How do you know what kind of bills to ask for when you're at the bank? How many $20s $10s $5s $1s. Also, again like I said I love your challenges. I love coloring. It's relaxing and destresses me. I bought a journal on amazon but I do like the separate journal idea too. Thank you so much! I have a bad spending problem. Like you said if I have money I will spend it on online Gambline (I blocked myself) Food delivery, or Amazon. This will help sooo much!
You should assess how much you pay for each category- maybe write, draft for a month- and then you can say if you need for example 50 dollars for food and then 50 for sth else then you know that you need 2 bills of 50 dollars...
This is amazing! I’ve struggled with figuring out how to get started, but your videos have really helped. Thanks so much - from one single mom to another.
I stumbled across your page by accident , and I must say the way you explain the process of cash budgeting , what each category is for, the difference between binders , etc was excellent ! Your so knowledgeable, and I literally binged watched every video you have. I also love how you do recommend going to Amazon to get our binders, as the reason to the video is saving / budgeting . You are amazing !! Thank you for your transparency ❤
questionnnnnn i’m not sure if this is a dumb question but when it’s time for (for example) you to pay some of your subscriptions and you have money in your subscription envelope, do you put that money in the bank when it’s time ? i’m sorry if this is a stupid question i’m starting my budget journey this coming thursday.
Hope you don't get mad at this. But for the ones that can't afford the binders yet. Walmart sells mini 3 ring binders from 4-5 dollars. You can use regular white envelopes in it until you can upgrade. :)
Thank you for doing this. Definitely helping me break it down. Going to start in January. Would love a savings challenge video. Would help me Lot to figure out what I'm going to do or how I'm going to do it
amazing video! the part about the grocery budget was so relatable lmao. I gave myself way too little at first and it was awful but now I have more money to use and it's so motivating seeing the money left over and be able to save that way :)
Thank you im starting today just writing down what I spend. What do you suggest if youre behind on some bills and trying to play catch up i need help in that department
Watching this 7 weeks after you made it and hearing about wanting 5k subscribers then seeing you already over 9k great job!!! shows you are making content people want.
awesome! thank you for this! i have started saving all my change to begin my sinking funds envelopes with. I need to see some immediate results, and knowing i want to start this lifestyle, I knew i needed a jumping off place. - saving all my change for a month is going to give me a few dollars to spread over a few envies so i can see progress immediately.
You are so super sweet and encouraging! Thank you for even recommending that we start off with Amazon and Walmart, instead of slinging your Etsy and being self-promotional like other folks. This was so helpful. Thanks so much - I’m excited to begin my cash envelope journey now, Jordan 😃
Great tips about choosing savings that excite you. I have 2 binders and a handful of envelopes and I don't know what to use them all for. So thank you for this tip.
I’m glad I came across your video! I’m new stay at home mom and we have only one income at the moment and we want to start managing money better since little one is now in the family and he’s a big responsibility… thank you for explaining the system I’m currently going to try and see how I can make this system work but on card😀
This is the best explanation I have ever gotten 🙌🙌 you broke things down so simply, but thoroughly 🤗 it makes it so much easier for a newbie to begin! I've watched other videos and left feeling more confused and overwhelmed. Thank you 💝
@@kimmason8373 Im not sure how most people do it, but, I do automatic withdrawals for bills like auto/ renters insurance, cell phone, utilities, car payment. I have two credit cards. One I've paid off, and, the other is close to being paid off. This is all new to me so I'm still trying to figure out what works for me. In a short amount of time, I've made a lot of progress. I've always been an overspender and have never budgeted. Every week, month I was trying to figure out where my money went
Can you give me an example of sinking funds? Can you give me an example of saving challenge? Can you give me an example of variable expenses? I know what bills are.
Sinking funds are things like saving to buy Christmas gifts or traveling. Savings challenges are like 52 week challenges, where you challenge yourself to save the dollar amount for that week for 52 weeks and at the end you'll have saved $1,378.00. Variable expenses are like gas, groceries, eating out. I hope that helped😊
So do 15 envelopes fit into that blue one ? I just bought your 100 day challenge cards for myself and four friends. So I want to make sure I buy enough envelopes and the right binder for everyone.
Her envelopes are A6, I can see that. If your ordered an A6 tracker, so it's the right size. There is A5 size, it's more bigger than A6 size, then there is A7 and it's more smaller compared to A6 snd A7. I know that your message is for Jordan. Hope it helps.
One thing that has always confused me about cash stuffing is what happens to all the money after saving…do you never use a bank aside from receiving your salary? Or do you move it to a bank at some point?for example, after a saving challenge
I never thought of doing this and when I looked it up there was so much to discover I got overwhelmed but thanks to you I am not overwhelmed anymore and it gives me motivation to do this on my own. Thank you so much! ❤
Happy I found you. This is exactly what I needed! I followed you, you deserve it! Question what do I do with the money I didn’t spend? Put it in savings? What do you do? Thank you 🙏🏼
Your video makes the most sense, of any; of this type; I've seen. When this type of budgeting first came to my attention, it didn't make sense to me. Then I began to think that money in the bank doesn't seem real; much like the available balance on a credit card. You don't see it, you don't touch it, you don't have to pull it out of your wallet, to spend it. Therefore, it doesn't exist in a real world way. I remember when people cashed their paycheck and drove around and paid their bills, and people weren't in debt like they are now.
Thank you for being so informative. You are one of the TH-camrs that gave me the courage to start my own Cash Stuffing channel to document my cash stuffing journey. I am jealous of your Amazon though. Australian Amazon is so expensive. For example, for my first binder and envelopes cost me $30 and it took 2 weeks to arrive.I
You being honest and not greedy is what makes people want to support your small business! I don’t need any of these, but I just enjoy watching people budget and/or doing savings challenges. I should try. I’m more of a planner girl. (:
what about fake money. one problem i see is its a ton of cash to have laying around the house. i would promote keeping the money in your checking account and put fake cash in the sleeves.
That's what I do. I pay everything online. I'm a crafty girl so I like the crafty cuteness of all of this and use fake money which actually helps with Sinking funds and savings challenges and move money around in my accounts 😊
I’m a single mom trying to get back on my feet . This is very helpful I was getting very overwhelmed trying to figure out how to budget for my daughter and I .
Thank you for sharing your tips, Jordan!! I just started tracking and budgeting last month and I’ve been loving it!! I’m sure you’re going to hit that 5k here soon 🥰🥰
I have been watching budgeting for a year now. You are the only one that made it easy for me to understand and know we’re to go if you just start budgeting and what items you only really need starting out. I went bought tons of binders becuase I thought I needed it. Loveee you tell us we’re to go to save money and talked about Amazon to get our stuff to first start out. New Sub!!! Will loveee a sinking fund Challenge video Soo People can start it now or For the new year 😀😀
All this is very interesting I’m just wondering wouldn’t someone be scared having all their money in binders if they were to get robbed? I live by the 50/30/20 rule, it’s just easier for me to bulk things together rather then everything individual, but ultimately it’s the same concept. Either way this is very interesting and entertaining nice video 🙂
I am very new at this and I learned a lot from your video thank you for that. My questions is I get paid twice a month, I am trying to figure out how to pay the bills that come out on my pay day and how to take money out of the bank to stuff money. We usually have enough money to get through the month but I want to be able to save money and at some point be a month ahead. What are your thoughts on that?
Would you make a different approach for someone who has autism or is trying to be independent and learning to live without being parent dependent on a fixed income I don't trust new items and gave up on fattening foods
You’re handwriting is so pretty!!! I’m just learning about this system so I’m doing my research to try to implement this. This was super helpful and informative! I love the chatter too 🥰
You make a lot of sense, I've tried to help my husband with his bills, but he just doesn't listen to me or anyone. I'm gonna let him listen to your video and hopefully you can help him. Thank you ☺️
Hello! I plan on starting this cash budgeting system and I'm very very very new to it 😅 I have a couple of questions I would like to ask 😄 1. So in the first month we shouldn't save up for bills and variable expenses and should log our expenses for a whole month? I was kinda confused so I needed to make sure 😆 also, in the first month of the budgeting system, do you also suggest not starting our sinking fund and savings challenges? 2. Is it really needed to take the money out of the bank or not put it in afterward? I was thinking that it's beneficial to put it in a savings account so that it'd grow. 😅 I think those are the questions I currently have. I'll be back if I have more tho! 😁 I hope you see this 🤗
I’m a new viewer and a beginner at budgeting but this does help especially for us beginners that never really learned how to budget. Thank you for sharing the video. ❤️
Does anyone know if an app/digital version of cash stuffing exists? I feel like this saving concept would work out really well for me, but I'm nervous about keeping so much cash at home/in my bag and I live in an area where a few stores I frequent don't even accept cash anymore. My income also comes from a variety of online streams that would take extra time to consolidate in a bank. (My bank is also completely digital 🥲)
I bought a Moterm binder/planner (Personal Size) and I would to get cash envelopes for it. I have seen many TH-camrs do videos on this topic. However, I can't find envelopes for the Personal Size. Do you know where I might look?
Hi is the first time I’m watching your videos and I am very surprised you are very honest definitely I’m your new subscriber and thank you for being so transparent and save us some money 🥰
Cash budget works as hell😂. I leave the money for all bills plus 100 pound extra in my account and take out the other cash. Mak3s budget and saves alot. It works as magic. I sometimes zip my wallet and return home. It is like my wallet tells me no way lady that u would want to spend me on some extra cloth and make up and drinks. Sometimes my husband even asks how do i save from grocery money which isnt again much and i tell him my wallet told me do not spend him on extra stuff😂😂. I paid my student loan which was 3000 pound and i also paid my 5 years water bill which was about due and paid 2230 and now 120 is left. All thanks to cash budget. Good luck ladies and gentlemen
Why are you snatching for air? I hate this stupid trend! Why can’t people do what is natural for them instead of doing what everyone else is doing? Stop Snatching Air When You Talk! 🎉🎉🎉
Hello, a savings challenges video would be great please, i have watched your video before and purchased 1 wallet like you show in this video, but have not started using it yet, thankyou for sharing.
I had to start with my bills binder reason being is because if I overspent each week. I am a low income person so I don’t have my bills paid a month ahead
I would probably modify this method a tad. I'd leave the bills money in the bank since everything is on auto pay and only take out the cash for variable expenses for shopping categories such as groceries.
I tried that and ended up cancelling my autopays because it was just not working
@@ptcreations8947 why wasn’t it working? I have everything an auto pay and because of that I don’t know how to get started on this cash system. Thanks
yes. but i get place holders of fake bills for that to represent what you have
@@janessamarie6310 ahhh that makes sense
Remember, she said to wait on that binder until you have a months worth of bills saved, then switch all your bills to come out of bank account on the first of the month. Then you aren’t making a bunch of trips to the bank. Just to withdraw to get the cash, and then a trip to deposit the bills cash before the 1st
You are the first Etsy Shop owner who is so transparent as to tell newbies the cheapest way to start may not be immediately buying from your shop😁😁. I also liked the way you explain the beginning of going cash budget is not as smooth as it looks if you only watch people who have been doing a cash budget for awhile. I'm still working on transitioning. My Kryptonite is grocery shopping and cooking for one vs Spending more on delivery for one freaking meal (and of course using my debit card). You provided the perfect solution - that money can go to sinking funds or challenges.
Right ! I subscribed to her because of her transparency.
New subscriber for this very reason
@@aspcia would like yo do this but don't know how to g er t started
Want to buy this binder from you
Not Amazon
Hopefully you all bought the dip right?
I’m 15 currently seeing my parents struggle and I really want to learn to save money and know how to control how much is going where so that when things come up I don’t end up Poor but this is all very confusing 😂 I do feel very overwhelmed but I know it’ll come in handy when I’m a bit older or when I start working bc as soon as I get my first paycheck Im going to start saving and only take out a little bit of that money so I have money for myself to enjoy. Question am I too young?? Should I not worry about this rn at this age??
You are never too young to learn budgeting for a successful life. Keep learning about saving and investing.
Never to young to learn
Your on the right track! Save save save!!!!
My 15yo grandson puts 50-60% of every penny he gets into savings. He has no expenses right now. He does help cover gas when he goes to see friends or work.
You are so smart
Just starting. You made it the most understandable.
I’m 71, starting this with monthly SS income.
Thanks!
How’s it going? I’m starting with my social security too.
I'm also on ss but ssd which is the same basically I paycheck a month. I wrote a message asking how this would work with someone on ssd and getting paid once a month. Let me know how you do and maybe some tips. Thank you have a great day.
I’m newly 60, and I’m finally getting into a budget mindset! So I definitely needed a newbie “how-to”! This is great!
@@chanda-aime6388 safy
@@pattyward556 do you have coinbase
I have been watching budget video for a long time. I wish people were as helpful and transparent as you girl. Thank you for showing empathy to those who are just starting out and can't afford the pricey stuff yet. You are amazing and God will bless you for being so honest.
I started cash budgeting on September 24. I started with saving challenges. Now I am totally cash budgeting. Bills, variable expenses and challenges. I even switched my bank to one that is within walking distance. It does not bother me if I have to go and deposit money everyday…double bonus with getting exercise. Thank you Jordan you really have changed my families life with your videos.
Oh yeah and we managed to get a month ahead. Working on the 2 months ahead right now
Jjicfuf
@Lilly B we have 3 different banks we use....I'm here trying to figure out how to get around the loans and credit card payments...but only 1 of the 3 allows for deposits at the ATM. I wish they all did because I'm tired of wasting my lunches in bank lines.
@@angelbabe1977 this is old but see if any of your banks have night deposit boxes, you can just put your deposits in an envelope outside of bank hours and they process them all in the morning :)
@99flutter I think all 3 do. Lol. I still ain't started the cash thing. And fell off the budget train and just jumped back on within the last couple weeks.
Dollar tree has a Jot 6 pocket expandable file folder. Also there is a 3 pack of mini composition book for writing expenses. I help the recently homeless start budgeting with them. Most only need 4 categories.
Wonderful idea💜. I waived between cashless an d cash. For me cash works so much better. It's immedate. I found depending when debits actually post you will be thrown off course as most people don't pay attention to pending transactions. Bank's know this reason many go into overddraft. I worked at a bank and know first hand.
I was thinking about this to check dollar tree,thanks.
For now, I'm starting with savings challenges and a "general" savings sinking fund until I decide what important things we need to save for. Thank you for this breakdown! 💙
Um also, I'm gonna need January to hurry up for this planner business 💙
Haha yessss thank you for the support! I’m so excited about January 😍😍😍🥰❤️
Hello I am a newbie cash stuffing. I appreciate your transparency on the binders considering you are a business owner. Although it is cheaper on Amazon due to appreciation to you I’m buying everything directly from your Etsy shop! ❤️
Loved this Jordan!! Sharing the basics is so great! I honestly started with just one standard envelope for my groceries and that was it. Lol. I was so overwhelmed of thinking of all the categories. But then it got easier as I went on.
So happy I came across this video. I’m going to start doing this but with Monopoly money because I’m the type to lose everything all the time.
Thank You for being honest and looking out for us. I thought I was doing ok on my spending and got a big shocker today…. Writing down everything first is a great idea. Thank You Again!!! I will start this today to train myself again. 😊
I know this video is a year old but when you said “ if it was me and I was just starting, I would find $13 for a binder off Amazon…” GIRL ME TOO 😂😂😂💀💀💀😅 love how real you keep it haha
Love this Jordan! I started very basic. I actually bought The Budget Mom printables and put them in a 3-ring binder. I used plain envelopes and pinched my pennies. I did start using an Erin Condrin with Sara Marie stickers a few months later to reward myself. Then I started making my own printables to save money. I only got my binders recently after budgeting for over a year! Great break down!
Thank you, thank you, thank you!! Getting started is the hardest part and determining what envelopes are needed and where they go. And I love the chatty videos! It helps so much to see others and their systems. Hugs 🤗
Wooow i jux love how you made it simple with easy illustration ,demonstration and examples all in details.
I will now start using your method 😍😍😍😍😍
Great video! You are helping a lot of people with this video. And, truly, I believe that no matter how long people have been budgeting, there always something to be learned from watching others budgeting their money. The most important step is to start… and it’ll all sort itself out eventually! 💰💰💰
Thank you so much for not just plugging your Etsy shop but being honest about the best prices. This video answers so many questions I have while trying to start that I feel many budget videos don’t address.
You are so welcome! ❤️❤️
Being a month ahead was a gamechanger for us finally “getting” how to budget well.
So here's the thing I struggle with: cash can be lost or stolen. That thought keeps me from doing cash envelopes. Do you have any tips about that? Is there a way to do this while keeping money in the bank?
You have a fake $1000 bill inside the envelope. The fake bill is a place holder for money in the savings account.
Hi Z! I've never had an issue with it or worried much about it until recently. Now that I'm on TH-cam I'm a little more conscious about it. I do recommend everyone have a small safe tucked away where no one knows where it is. Or put it in a very large safe that cannot be moved or tampered with. Now that my bills are higher, I've stopped cash stuffing bills binders.. primarily to get that $2,000 out of the house. I do move that money to a separate account that I cannot easily access/spend. As for my sinking funds and savings challenges, I'm not someone who does large cash stuffings so overall I don't have THAT much money sitting around. As David said, it's a good idea to have placeholder money if you are cash stuffing large amounts. I'm not at that point in life, ahaha, but when I am, I would trade out real $100s for placeholder $100s. I hope this helps! ❤️❤️❤️
@@JordanBudgets thanks for answering!
I bought a $1.25 photo book from dollar tree in unicorn design
It’s soft n n cute. All the pages are transparent. and double sided.
That’s a lot of binders to get and I don’t think I would want to take all my bill money out of the bank just to put in a binder, I pay my bills with my bank account/debit cards so it needs to stay in there!
I found you today. I love how helpful this is. I'm new-ish to this way of budgeting, and it can get overwhelming sometimes because I'm not sure about what sinking finds and savings challenges to do. Thank you for this!
Starting with 15 categories can be overwhelming. How about starting with just 5 categories?
@@DavidEVogel thank you for the suggestion!
I wish there was a banking app that would allow you to cash stuff all online so the cash isn't shown in your spendable account but when you need to pay those bills its still in your account and you dont need to constantly go to the bank and can avoid using cash.
Okay but, how do you do it when you have bills that need to be paid, scattered throughout the whole month AND you have everything on automatic payment ? This is confusing 😭
As someone who can't use the system(because of Swedens obsession with digital money) this fascinates me a lot and makes me wish I lived in the us
So you pull your paycheck from the bank to keep in envelopes...when the bills are due, do you put it back in the bank & pay with your card? Or use cash and pay in person? Someone please answer this, this is the part that confuses me the most haha.
I have a question, so when I get paid it isn't an even number. For example, if I get $337.94 where would I put the coins? Also, how do you get the $10s, $5s, etc when a lot of banks tend to give you bigger bills?
Question: How do you know what kind of bills to ask for when you're at the bank? How many $20s $10s $5s $1s. Also, again like I said I love your challenges. I love coloring. It's relaxing and destresses me. I bought a journal on amazon but I do like the separate journal idea too. Thank you so much! I have a bad spending problem. Like you said if I have money I will spend it on online Gambline (I blocked myself) Food delivery, or Amazon. This will help sooo much!
At of people use fake money
You should assess how much you pay for each category- maybe write, draft for a month- and then you can say if you need for example 50 dollars for food and then 50 for sth else then you know that you need 2 bills of 50 dollars...
This is amazing! I’ve struggled with figuring out how to get started, but your videos have really helped. Thanks so much - from one single mom to another.
spend and make more income, then save.
I stumbled across your page by accident , and I must say the way you explain the process of cash budgeting , what each category is for, the difference between binders , etc was excellent ! Your so knowledgeable, and I literally binged watched every video you have. I also love how you do recommend going to Amazon to get our binders, as the reason to the video is saving / budgeting . You are amazing !! Thank you for your transparency ❤
You are so sweet, thank you for leaving such a kind comment! 😘 ❤️❤️❤️❤️
questionnnnnn
i’m not sure if this is a dumb question but when it’s time for (for example) you to pay some of your subscriptions and you have money in your subscription envelope, do you put that money in the bank when it’s time ? i’m sorry if this is a stupid question i’m starting my budget journey this coming thursday.
Advice for budgeting when you are hourly and paychecks vary?
Hope you don't get mad at this. But for the ones that can't afford the binders yet. Walmart sells mini 3 ring binders from 4-5 dollars. You can use regular white envelopes in it until you can upgrade. :)
Thank you for doing this. Definitely helping me break it down. Going to start in January.
Would love a savings challenge video. Would help me Lot to figure out what I'm going to do or how I'm going to do it
Thank you!!!! Thank you!!! Being new to cash budgeting it’s hard to know we’re to start. But your video was so helpful!!
amazing video! the part about the grocery budget was so relatable lmao. I gave myself way too little at first and it was awful but now I have more money to use and it's so motivating seeing the money left over and be able to save that way :)
Thank you im starting today just writing down what I spend. What do you suggest if youre behind on some bills and trying to play catch up i need help in that department
Watching this 7 weeks after you made it and hearing about wanting 5k subscribers then seeing you already over 9k great job!!! shows you are making content people want.
😮 she’s now over 42k in 2024!! 👏🏽👏🏽👏🏽
awesome! thank you for this! i have started saving all my change to begin my sinking funds envelopes with. I need to see some immediate results, and knowing i want to start this lifestyle, I knew i needed a jumping off place. - saving all my change for a month is going to give me a few dollars to spread over a few envies so i can see progress immediately.
I love this! I appreciate that you’re honest with others and tell them you can start with what you have! Great video! ☺️🌸❤️
You are so super sweet and encouraging! Thank you for even recommending that we start off with Amazon and Walmart, instead of slinging your Etsy and being self-promotional like other folks. This was so helpful. Thanks so much - I’m excited to begin my cash envelope journey now, Jordan 😃
Great tips about choosing savings that excite you. I have 2 binders and a handful of envelopes and I don't know what to use them all for. So thank you for this tip.
I’m glad I came across your video! I’m new stay at home mom and we have only one income at the moment and we want to start managing money better since little one is now in the family and he’s a big responsibility… thank you for explaining the system I’m currently going to try and see how I can make this system work but on card😀
How are you keeping track of the savings challenges like the $1, $5, $10?
Silly question, how does this work with getting paid direct deposit?
How do you manage big bills like mortgage or small ones like Netflix
I love how understanding you are and how thoughtful you are to our pockets it means a lot as a new subscriber 🥺💕
Where do can people buy those zipper envelopes & wallets to hold them ??
This is the best explanation I have ever gotten 🙌🙌 you broke things down so simply, but thoroughly 🤗 it makes it so much easier for a newbie to begin! I've watched other videos and left feeling more confused and overwhelmed. Thank you 💝
But how do you actually pay bills like cellphone or other bills that aren't able to send cash?
@@kimmason8373 Im not sure how most people do it, but, I do automatic withdrawals for bills like auto/ renters insurance, cell phone, utilities, car payment. I have two credit cards. One I've paid off, and, the other is close to being paid off. This is all new to me so I'm still trying to figure out what works for me. In a short amount of time, I've made a lot of progress. I've always been an overspender and have never budgeted. Every week, month I was trying to figure out where my money went
But she doesn't say how you get to the amounts you need to put away!!
Can you give me an example of sinking funds?
Can you give me an example of saving challenge?
Can you give me an example of variable expenses?
I know what bills are.
Sinking funds are things like saving to buy Christmas gifts or traveling. Savings challenges are like 52 week challenges, where you challenge yourself to save the dollar amount for that week for 52 weeks and at the end you'll have saved $1,378.00. Variable expenses are like gas, groceries, eating out. I hope that helped😊
Crypto and stocks are doing great right now
Interested please
How can I get started been waiting for the right time
@@echefualex1940 it’s always the right time
So do 15 envelopes fit into that blue one ? I just bought your 100 day challenge cards for myself and four friends. So I want to make sure I buy enough envelopes and the right binder for everyone.
Her envelopes are A6, I can see that. If your ordered an A6 tracker, so it's the right size. There is A5 size, it's more bigger than A6 size, then there is A7 and it's more smaller compared to A6 snd A7. I know that your message is for Jordan. Hope it helps.
One thing that has always confused me about cash stuffing is what happens to all the money after saving…do you never use a bank aside from receiving your salary? Or do you move it to a bank at some point?for example, after a saving challenge
I personally deposit any savings into my bank at the end of every month.
I’ve been wondering this too but I can’t seem to find a clear answer!
How do you budget money you want to save for investing
I never thought of doing this and when I looked it up there was so much to discover I got overwhelmed but thanks to you I am not overwhelmed anymore and it gives me motivation to do this on my own. Thank you so much! ❤
Happy I found you. This is exactly what I needed! I followed you, you deserve it! Question what do I do with the money I didn’t spend? Put it in savings? What do you do? Thank you 🙏🏼
I’m moving in 2 months to a different state and I can’t wait to do this! Thank you so much, subscribed to you!!!
I recently found a a7 size planner wallet. This honestly gives me hope that I can use it to the full advantage!
Thank you for this video. It is by far the best one I have watched for people starting out.
Thanks for sharing !! I got my binders from amazon and since I have the amazon credit card I got cashback
Yesss so smart! 💗
Your video makes the most sense, of any; of this type; I've seen. When this type of budgeting first came to my attention, it didn't make sense to me. Then I began to think that money in the bank doesn't seem real; much like the available balance on a credit card. You don't see it, you don't touch it, you don't have to pull it out of your wallet, to spend it. Therefore, it doesn't exist in a real world way. I remember when people cashed their paycheck and drove around and paid their bills, and people weren't in debt like they are now.
Thank you for being so informative. You are one of the TH-camrs that gave me the courage to start my own Cash Stuffing channel to document my cash stuffing journey. I am jealous of your Amazon though. Australian Amazon is so expensive. For example, for my first binder and envelopes cost me $30 and it took 2 weeks to arrive.I
You being honest and not greedy is what makes people want to support your small business! I don’t need any of these, but I just enjoy watching people budget and/or doing savings challenges. I should try. I’m more of a planner girl. (:
what about fake money. one problem i see is its a ton of cash to have laying around the house. i would promote keeping the money in your checking account and put fake cash in the sleeves.
That's what I do. I pay everything online. I'm a crafty girl so I like the crafty cuteness of all of this and use fake money which actually helps with Sinking funds and savings challenges and move money around in my accounts 😊
I got my Binder on Amazon. I just save like doing it
Where is that clear binder from?
Ive been bindging these budgeting videos for two weeks and you finally made it make sense for me. Thank you.
You sound like a teacher so I'm here taking notes 📝
I’m a single mom trying to get back on my feet . This is very helpful I was getting very overwhelmed trying to figure out how to budget for my daughter and I .
Thank you for sharing your tips, Jordan!!
I just started tracking and budgeting last month and I’ve been loving it!! I’m sure you’re going to hit that 5k here soon 🥰🥰
I have been watching budgeting for a year now. You are the only one that made it easy for me to understand and know we’re to go if you just start budgeting and what items you only really need starting out. I went bought tons of binders becuase I thought I needed it. Loveee you tell us we’re to go to save money and talked about Amazon to get our stuff to first start out. New Sub!!! Will loveee a sinking fund Challenge video Soo People can start it now or For the new year 😀😀
I love your explanation for you savings challenges! That's gonna help with the big purchases! 🥰💙
I just purchased your cash envelope 12 monthly and 24 savings challenges trackers. I'm beyond impressed. Thank you for doing your thang!!
Thank YOU Corretta!! ❤️❤️❤️
All this is very interesting I’m just wondering wouldn’t someone be scared having all their money in binders if they were to get robbed? I live by the 50/30/20 rule, it’s just easier for me to bulk things together rather then everything individual, but ultimately it’s the same concept. Either way this is very interesting and entertaining nice video 🙂
I am very new at this and I learned a lot from your video thank you for that. My questions is I get paid twice a month, I am trying to figure out how to pay the bills that come out on my pay day and how to take money out of the bank to stuff money. We usually have enough money to get through the month but I want to be able to save money and at some point be a month ahead. What are your thoughts on that?
Need. To how to do. Challenge s
Would you make a different approach for someone who has autism or is trying to be independent and learning to live without being parent dependent on a fixed income
I don't trust new items and gave up on fattening foods
You’re handwriting is so pretty!!! I’m just learning about this system so I’m doing my research to try to implement this. This was super helpful and informative! I love the chatter too 🥰
You make a lot of sense, I've tried to help my husband with his bills, but he just doesn't listen to me or anyone. I'm gonna let him listen to your video and hopefully you can help him. Thank you ☺️
Hello! I plan on starting this cash budgeting system and I'm very very very new to it 😅 I have a couple of questions I would like to ask 😄
1. So in the first month we shouldn't save up for bills and variable expenses and should log our expenses for a whole month? I was kinda confused so I needed to make sure 😆 also, in the first month of the budgeting system, do you also suggest not starting our sinking fund and savings challenges?
2. Is it really needed to take the money out of the bank or not put it in afterward? I was thinking that it's beneficial to put it in a savings account so that it'd grow. 😅
I think those are the questions I currently have. I'll be back if I have more tho! 😁 I hope you see this 🤗
Amazing break down. Thanks for sharing. ✉️✉️💜💜
I’m a new viewer and a beginner at budgeting but this does help especially for us beginners that never really learned how to budget. Thank you for sharing the video. ❤️
This still looks overwhelming to me. So many catagories to put the money in binders. I wouldn't know which ones to choose.
Does anyone know if an app/digital version of cash stuffing exists? I feel like this saving concept would work out really well for me, but I'm nervous about keeping so much cash at home/in my bag and I live in an area where a few stores I frequent don't even accept cash anymore. My income also comes from a variety of online streams that would take extra time to consolidate in a bank. (My bank is also completely digital 🥲)
I had my car broken into and my envelopes in my purse stolen. I would NOT recommend you carry that with you. ONLY WHEN YOU NEED IT.
I bought a Moterm binder/planner (Personal Size) and I would to get cash envelopes for it. I have seen many TH-camrs do videos on this topic. However, I can't find envelopes for the Personal Size. Do you know where I might look?
Sis you are very helpful thank you!!!! Just watched for first time❤️❤️❤️❤️
This video was so helpful!!! I’m at Walmart now.. I just subscribed too!
Hi is the first time I’m watching your videos and I am very surprised you are very honest definitely I’m your new subscriber and thank you for being so transparent and save us some money 🥰
I love your honesty! Do you encourage others to start this if they are trying to pay off debt? If so would you recommend a different approach??
What sections do you have in Variables? Groceries, Gas, fast food......? Anything else?
I'm watching this a year after it posted. The "cheap" $2.00 walmart file is now $7.74. Inflation much?
Where can I find the little clear envelopes
You'll find them cheapest on Amazon! Here is a link to purchase the binder with 12 envelopes: amzn.to/3D465Dv
Cash budget works as hell😂. I leave the money for all bills plus 100 pound extra in my account and take out the other cash. Mak3s budget and saves alot. It works as magic. I sometimes zip my wallet and return home. It is like my wallet tells me no way lady that u would want to spend me on some extra cloth and make up and drinks. Sometimes my husband even asks how do i save from grocery money which isnt again much and i tell him my wallet told me do not spend him on extra stuff😂😂. I paid my student loan which was 3000 pound and i also paid my 5 years water bill which was about due and paid 2230 and now 120 is left. All thanks to cash budget. Good luck ladies and gentlemen
Why are you snatching for air? I hate this stupid trend! Why can’t people do what is natural for them instead of doing what everyone else is doing? Stop Snatching Air When You Talk! 🎉🎉🎉
Hello, a savings challenges video would be great please, i have watched your video before and purchased 1 wallet like you show in this video, but have not started using it yet, thankyou for sharing.
I had to start with my bills binder reason being is because if I overspent each week. I am a low income person so I don’t have my bills paid a month ahead
Thanks Jordan! Starting is always the hardest part
Yes ~ You are so right!
I just purchased the pink binder book with the hearts from your site been searching all day and came across this video!!! Can’t wait to receive it 🥰