Retire in Puglia Italy Under $1000
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- เผยแพร่เมื่อ 14 เม.ย. 2024
- #italytravel #italianproperty #retireoverseas #adventurefreaksss
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Mary Hanson, a dynamic expatriate residing in the charming region of Puglia, Italy, generously unveils the allure and remarkable affordability of this picturesque locale. Delving into a spectrum of topics, from visa protocols tailored for retirees to the nuances of healthcare and rental expenses, our podcast encapsulates invaluable insights. If the notion of retiring in Italy captivates you, allow us to illuminate your path towards a well-informed decision.
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Our Living Abroad Cheap Report on Puglia is available now! You can find here: adventurefreaksss.com/italy/
Me and my husband retired 5years age and pay taxes on our retirement!So we decided to move somewhere overseas. We moved to Puglia Italy and,we still pay taxes after our retirements to usa. But we together have over $4.000 a month and live our best life. Everything is 10×cheaper RENT OR OWNING A PROPERTY, HEALTH CARE ,HEALTHY FOOD, SOCIAL LIFE ITC.❤❤❤
5 yrs ago, retired, sorry for miss spell it is my cellphone. 😂
Cancel your US citizenship. I would NEVER pay taxes to the US after moving to another country. That's insane!
Mary, get an e-bike to get around in the village. You don't need a drivers license for it. They also come with 3 wheels (for seniors) and a nice basket where you can put all your grocery in. 😊
Yes I couldn't agree more with the lady. Italy is still quite affordable. I visited Italy many times and travelled extensively there last year. Coffee and cornetto with cream is extremely cheap in any cafeteria. Pizza or spaghetti in almost any restaurant will cost you between 7-10 euro and that's even without trying to find an affordable eatery. Great selection of bread, veggies, cheese, ham in supermarkets.. And the wine is extremely cheap and fab. All very affordable.
Great podcast. My husband and I bought a house in Puglia 4 years ago as retirees. Our town doesn’t have English speakers but it has been fun and challenging to learn phrases and people are so friendly and helpful that it hasn’t been a problem. However, Google translate is a must! Also, trains in Puglia are extremely slow. From our town to Lecce by car is 45 min, by train 2 hrs. The train is out of the 1960’s But we have electric bikes and you can put them on the trains for a couple euros. We can walk everywhere but the bikes are helpful if the groceries are heavy. Prices here are exactly half the price of the U.S. on almost everything. Downside (as in even France), we hate that it is almost nonexistent to find anyone who picks up their dog’s poo😬
Thank you for this addition and viewing:)
I live in Viterbo. Best decision ever!! Affordable and wonderful to live.
🤗
Mary - THANK YOU SOOOO much!! What a great, thorough, realistic view of life in a small town in Puglia. I am in the process of moving to Southern Italy/Sicily/Puglia. Great interview!! Super helpful. Thanks again!
Dang, one of the best interviews for someone who is starting to look at retiring in Italy! Very well done and nice to get an idea on the Tax side that most people overlook
Thank you!
Mary explained the situation very well.
Excellent interview! The host asked great questions! Finally, I found this youtuber asked practical questions. Thank you! My husband and I moved to Portugal in 2023. I learned a lot from this video. Just subscribed.
Mary was fantastic! Great, well articulated into
Mary is an awesome lady. They are very savvy and well traveled!
Excellent ! Mary and her husband are certainly living the dream 😍
Here's the problem: Americans, Brits, etc. have to make at least $3300 a month in "passive income" in order to get a resident permit. AND, there's a hefty tax on that! In the USA, I'm not taxed on my retirement income, and can continue making (semi-passive) income without tax up to a certain ceiling every year. Makes the argument for retiring in Italy a tough one (and, I've lived in Italy before for 3 months...it has many pros but just as many...if not more...cons).
as a resident you would qualify for world class medical insurance, In-patient care and primary care are free, specialists and diagnostics have a copay but at a fraction of US costs and Medicare A+B+Medigap+D, cost of living is approx 30-40% lower, quality of life is subjective but should be at least on par at a minimum with your current resident, and the list continues...
@@carlosv8119 What happens if you're perfectly healthy, and just need vision and dental? I could get that on a visit, and pay out of pocket or with international travel insurance. Trust me, I agree with the idea of quality of life being better in some cases, but I'm an earner, and plan to continue doing so even with collecting my pension. Italy's rules and taxes are extremely problematic for people like me! I've researched this for years (and, even own land in Italy which I won't develop because of the infamous "Italian way."
@@carlosv8119 I agree with the argument, but have researched this for years (I've lived there, and even own land there...which is problematic in terms of dealing with Italian bureacracy which cannot be understated!) However, I'm healthy, and get so many tax benefits with USA system (as explained), so that rules out many "benefits" as you describe..at least for now. I plan to continue to earn money doing what I do, even while collecting a pension, so the Italian visa issue (and high taxes) is extremely problematic! For folks in that middle area who do not intend to continue working, the 5% thing is GREAT (although in America, they'd pay 0% in most cases).
Exactly! What is the point of the video title bragging about 'Retire in Italy Under $1000' when the Italy government requires your income to be at least $3,300 per month to get residency?. The video is pointless.
@@SUPERCARJON Actually, if you make more than around $2,000/month, your SS is taxed.
This was really enjoyable, I watched the whole video. I as well want to end up in Puglia!
Woman can talk global taxes, and spinach at the market costs in the same breath. Cool!
Thank you so much for doing this video! I first researched Puglia (nothing in depth) about 10 years ago. To actually listen to someone talk about the cost of living was very enjoyable and educational. Thank you! 🙂
Thank you for the wonderful interview and information on Puglia. I was stationed in Aviano (northern Italy) and lived in Pordenone for two years. I miss everything about Italy so much, the delicious food, the wine, the slower paced lifestyle, friendships, the sandy beaches. My ancestors are from Naples, so I'm looking into obtaining an ancestor dual citizenship. Like Mary Hanson, I'm from the Phoenix, AZ area. I'm really ready for a calmer lifestyle. I'm not even 60 years old yet, but I'm setting a goal to make a move within the next two years. This interview provided so much valuable information. Thank you so much!
Thank you @tmneaves!
I would think, if you are retiring to pretty much any foreign country and you only have a very basic grasp of the language, that it would be helpful to live in a larger town/city first, that has an immersion program for non-native speakers. Then start branching out to the smaller towns/villages for longer term residence.
Hell, Mary needs to get on the tube and help us out. She’s very informative & pleasant.
Great interview, very enlightening, thanks Mary!
Extremely helpful information! You went through all the important questions! Thank you!
Very informative. Thank you.
This is fabulous, thank you ❤
Thank you for this video, Mary is fascinating!
Great interview. I can't wait to check it out in June.
GREAT information, Mary!!
Thank you Mary! Parts of this interview brought me to tears. It sounds too good to be true. Will be visiting Italy in 2025.
Couldnt you find someone to interview that was prepared? 😂 She is awesome! Adorable and brilliant!
VERY helpful! Please keep making these. However, it is amazing to hear what topics you all cover, like higher quality of life, of food and of medical care. Things that everyone outside the US have been pointing to since forever.
I was one of those stationed at that airbase. I am coming back, but to Abruzzon
Very hard to get a visa.
Fantastic and Mary was great 😂
Interesting that this came up in my TH-cam feed. I’m an American that’s been living in Puglia for over 20 years now. I don’t understand how people can retire here so far from their families. My Italian wife’s parents need a lot of help now that they are in their 90s. Sooner or later you’re going to need help that you can trust which is usually family.
Mary is delightful!!! ❤❤❤❤
Great interview 👍🏻
Thank you!
@@adventurefreaksss I’m hoping the Digital Nomad Visa will be approved soon in Italy 🇮🇹
Also, remember that in the 7% tax regime, you don't pay any regional tax in Italy and you don't pay any wealth tax on foreign (U.S.) owned properties or financial assets.
Which you normally do. Though the rates are pretty low. 0.40% for investments in the US, and 1.06% for real estate.
Thank you @traveltirement!!
@@adventurefreaksss My pleasure!
thank you Tommy
Thank you. Just to clarify, is the 7% on income from €1 to infinity?
For example, in the UK, we have a tax-free allowance of £12,570 per person before the 20% tax rate is applied.
@@mrsm6182 Yes the 7% is a flat tax on all reportable income.
Italy does not have a 0% tax bracket unlike the US, UK, and France.
But the cost of living can be much lower.
Thanks for the question!
In the 90s ib was stationed at a base down there several times. Loved Lecce and all the little towns around there. Beautiful in the boothill. Lecce is not cheap now though. Very expensive. So hopefully other areas near there are cheap like she says.
Yea, as more and more people consider living or retiring abroad, these areas are going to continue to rise. The great news is that there are so many beautiful areas around Italy that you can be the first to make the next place take off:)
Bellissima la Puglia ❤
Thanks for the great information. Just wondering if the car issue is easier in France, Albania, or somewhere else?
I would not rent long time in puglia. Houses and flats are cheap to buy. But that might work different for others.
Where is Puglia is this lady, lovely conversation you both had..that wind sport is called windsurf..and I am planing a vacation there in June, I d like to know where is she
Love Puglia .....love Monopoli
So pretty there. I like the game too:)
Boy am I disappointed. Do you remember the 60's sitcom The Honeymooners? Ralph Kramden and his wife live in a dingy 2 room tenement and all waking hours revolve around a dinky kitchen table? That depressing life is MY experience in Puglia. $1,000 + per month, no oven, no microwave, just a hot plate in a stone building wearing a jacket and hoodie inside 24 hours a day. I'm living the old saying TWICE THE PRICE AND ONLY HALF AS NICE. I made a mistake choosing Puglia. A worn down seaport city, the people look joyless. More than a few times local men seem to go out of their way to cut you off when walking, as if to exert their machismo. I'm close to saying, if you're on a budget, forget old Europe... Go to Albania or another non-Schengan country. I'm at the point where I'm no longer heartbroken by seeing Graffiti spray painted over everything. These people must deserve it or else they'd have some pride and clean it up. Can't wait to end this contract and move on. REALITY doesn't match up with wishful thinking.
What? Why don’t you ever go outside? Isn’t Puglia an entire region, not just a port?
Carovigno, near my home. 😮Is getting so expensive in Puglia time to move.
Thank you for sharing Mary! This was so interesting. I am curious about safety though is that an issue where you are? Also is this $1000. include your housing and meals? It was a bit confusing so if you can please clarify.
Thank you for viewing our content!
I'm slowly approaching the finish line on my Dual Citizenship. Could you interview a guest like Mary, asking similar questions, for someone like me who should be getting my red passport by the end of this summer?
How do you find how many cars are available nationwide so that you go into the dealer know and able to negotiate?
Very hard to find to rent close to the sea cause the rental is super expensive a house cost 10k a week June, July, August..
Thank you for this addition!
I visit Sardinia recently and I can't get over it in my mind .. planning to move there when I retire. But I'm 47 now ..i still have years to wait. I'm Canadian. I'm visiting Italy, Spain, Greece , Portugal etc. Comparing which one is the best to retire someday.
Love Sardinia!
Good luck trying to get citizenship so you can stay in your home in Italy full-time
Why did you decide to leave Thailand?
How about duel citizenship Italian and American you still have to pay taxes
Any way to live there if you don't make the required amount to emigrate? The limit is far above what I will get with SS but with the sale of my home and savings I would be able to go there.
Great interview, thank you Mary, where exactly she live? Corato? Train? Anyone knows please?
Carovigno. Thank you for viewing!!
Would love to ask Mary if the rental prices she quoted are on annual rental leases only or could someone who wants to live there for say 1-3mths get those prices as well and how would we find them for that price ?
In the description of the video she provided her Facebook group you can join and connect with her. Let me know if you find it. Thank you for viewing!
How much English is spoken in Puglia?
I’m about to retire in Canada .The only income I have is after selling my property and that might be between $700k-$900k plus couple hundred in CPP pension . I also have EU passport so hope that helps to get the residence status . But I heard that the driver license is a pain to get . The international license is only good for a 1 year . After that you start like a new allover .
Any advice ? Greatly appreciate!
Thank you for viewing. If i remember correctly we touched on a drivers license in Italy in the Abruzzo video. Monica has a car there and i do believe she me tioned it is not a simple process, which is why many opt for buses and trains instead.
What fruits are grown in Italy?
Wouls it still be 7% tax in italy if your income is only social security which is not taxed in my state?
Residency for Canada means that even if you don't live in Canada but your financial interests are primarily in Canada then you would face taxation for Canada. Let's say you're an American with primary financial interests in Canada and live in Italy. It sounds like you could face dealing with taxation in three countries!
I like Calabrian coast of Pizzo, Tropea and Capo Vaticano. Puglia is nice but it doesnt have the beautiful coastline like Calabria does. Calabria is cheaper as well.
I love the Calabrian coast as well!
I wish we could ask her about the cost of steak/beef and seafood, or fresh fish 😊
Hopefully she'll see this and reply:)
Wow! We are going over to test this out! What is the best way to live there for 3 months?
You can stay in Italy for 90 days on a tourist visa. Have fun!!
Italy will slow you down and teach you to enjoy life😊 enjoy!
@@adventurefreaksss we are watching your videos, we plan to stay longer, when we find the right spot. We can "work from anywhere" which makes it easy
@@KikiAndJeffreyPearl keep me posted on you adventure!
Are FERS pensions taxed in Italy? What about annuity income from the TSP?
You can check with Lexidy.com. We have a relationship with them and they can answer these questions in more detail. Good luck!
Why not just spend you 90days there as an American then wait 180days and go back
Certainly people should do that before they even consider relocating.
I watched a video in Albania yesterday, and they gave these high income requirements for retirement also, and they are not even in the EU.
Greece also has these requirements and they are in the EU.
You always hear about how cheap it is to retire over there, but it is impossible to do if you can afford the cost of living there but don't meet their minimum income requirement.
Forget it!
You're correct. Every country is different with income requirements. I do try and cover what those requirements are in each video if the expat is aware of them. The countries you mentioned are very affordable to live or retire in but you must meet the minimum requirement to live there. Thank you for viewing!!
Thankfully I have a European passport😊
@@cosmodoc I was born in Germany of a German mother. I was brought here to the US when I was 7. I think I had a German passport.
I wonder if I could reclaim it?
@@wernerdanler2742 Im pretty sure you can. Normally, the law is, if at least one parent was or is German and you can prove this, you can get one. Just search for your nearest German consulate on the internet and send them a mail
Exactly! The video bragging "Retire in Italy Under $1000" is pointless if your retirement income is less than $3,300 per month. It's disgusting how greedy all countries are becoming requireing such high income.
"for a small 3 bedroom, 1200 sqf" LOL :D ...americans.
I retired in italy as a european. We never have more than a one bedroom apartment. What the hell do you need a 3-4 bedroom apartment for as a retirement?
Max 1-2 berooms/700 sqf in case you wanna have a visitor to drop by, but 3-4 bedrooms? nobody does that in Europe it is a waste of money to rent/buy or even to maintain.
Hi, the sound dipped out at the total cost of the meal in the pizza restaurant. Was it €27 for 2 pizza, wine and fizzy water?
Lol, the Zoom connection was a bit off. I'd have to go back and view. It was less than 27 though. Thank you for viewing!
I agree when you say that Italy captures you and you want to live there!
She said 7 for the food and 4 for the table service
Does 7% tax shelter also applies to investments and dividends income or just SS and private pensions? Thank you as usual!!!
Its on everything but government Pensions. Those are not taxed
Thank you 😊
@@simeonm9780 Robert is correct. Just remember that Social Security is NOT a "government pension". Many people make this mistake. Gov't pension is one from if you worked for a gov't entity and they provide you a pension.
Also, remember as U.S. citizen, you also have to file and pay (if any due) in the US. You'll get a credit for your Italy taxes paid.
Thank you!
I thought the 7% flat rate tax in certain areas of Italy was for only 10 years plus or minus?
10 years is correct
How could you not like Italy!!!!! Puglia!!! Sounds fab!
💕💕💕💕
I don't understand why Italy will not let ex pats get citizenship instead of just allowing them to stay for 3 months at a time. Ex Pats spend Money which boosts the local ecconomies.
Italy does allow for citizenship (if you qualify) and residency (if you qualify).
$31K x how many years?
#Question…..How do I get ahold of Mary on Facebook.😊
That is my question too. She said we can find her on Facebook but I can't find her yet.
Ostuni coffee cost 3 euros.
Remind me what town she moved to pls?
Carovigno
If you make the minimum requirement to get a visa in Italy, you pay zero income tax in the US but Italy will tax you 7%. Not worth moving to Italy.
Good point!
There are no state income, property or sales tax.
Only true if you go to a 7% small town, otherwise you are taxed up to 43-% which kicks in at 50K.
Im still confused
What town again?
Carovigno
@@adventurefreaksss thanks found it after I sent it
Many British live in Ostuni, is called Ostunishire😅
It’s the Sea, not ocean😂🤣
Its taxed to the death anywhere you go in the world
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There is pro- affordable but alot of cons in Italy.
There’s a lot of cons everywhere. We focus on the good:)
Where she s in puglia? Please to give me a idea
Life in Puglia is the same everywhere.In Basilicata as well. Avoid big cities: Life is better and cheaper in small town.
To retire in mexico instead of Italy or Soain is beyond me. The violence in Europe is very low. Mexico is very violent and the food prices have risen alot. 3 bucks for a loaf of bread i think is alot in Mexico. The corruption is 100% , government people think they sre above everything and dont respect your rights. U put in a complaint and nothing happens. Don't think Italy is worse. I pay 45 bucks for cable and internet. Remember Mexico is 3rd world and italy 1st.😮
You live in the South of Italy and you mention "French pastries"...... That's a sin!!!!!
Lol
Canada does tax world wide income
Sorry, will not move to a Catholic country.