Buying a Home with No Money Down, Low Money Down, NO CREDIT SCORE!
ฝัง
- เผยแพร่เมื่อ 1 ก.ย. 2022
- I have been saying this for over 20 years:
You can buy a home with a low down payment, past credit issues, or even NO CREDIT SCORE and still get a great, LOW rate! 💵
You Deserve a Piece of the American Dream.
🏡
I helped a lady with four bankruptcies and two foreclosures overcome her credit issues and she got into a house with a low-interest rate and less than 3% down. If she can do it, anyone can! 💵
FREE CLASS: www.buyahomewithlynn.info.
💵
READY TO GET STARTED? Visit www.AskLynn.org - submit your inquiry - wait for your immediate reply - then Choose the Homebuyers Club or the Entrepreneurs Academy so you can get access to the courses you need to get started on the #RoadToHomeOwnership & #CreditHealthWebinar
💵
OWN 💵
WHERE 💵
YOU 💵
LIVE💵
www.buyahomewithlynn.info 💵
#firsttimehomebuyer #buyingahome
![ตีสิบเดย์ [FULL] | คู่รักแซฟฟิก "หลิงหลิง - ออม" จากซีรีย์ "ใจซ่อนรัก"](http://i.ytimg.com/vi/zs8AfphGn2w/mqdefault.jpg)
![[TH] 2024 PMWC x EWC Group Stage Day 3 | PUBG MOBILE WORLD CUP x ESPORTS WORLD CUP](http://i.ytimg.com/vi/VnOqutfqWqU/mqdefault.jpg)
I'm 37 but I pray even in my financial circumstances that I will be blessed with my first home 🏡 before my 38 birthday.
I have access to houses with no impact to your credit. Some need to repair some don't. I have the ability in only Indiana and Florida at the moment and I assist with land buying.
@LA LUNA - Congratulations!!
@@migmor7619 How do I get more information?
Why are my replies being deleted?
@@migmor7619 woke TH-cam
You can overcome just about anything if you know the rules and right people. Good to know you Lynn. 😋😎
I live in VA and purchased my home in 2020. We were fortunate to find and be approved for a USDA property. We did not qualify for first time home buyers programs in our area because we exceeded the income limits. I was not comfortable with FHA guidelines so we waited until the right opportunity. Thankfully we were only required to cover some small costs; earnest money deposit of $1000, 2 inspections I think they were $100. Otherwise we were not required to furnish any other funds and received a check for $1200 at closing because our seller paid excess closing costs. It is possible!! I hope you all are encouraged and most of all… if it doesn’t feel right DONT SETTLE!!
What are the names of these mortgage companies that don't deny or determine our interest on our credit score please?!
What programs should we be going through?
This was some great and encouraging information
Thank you Lynn. You have given me confidence to do the work on owning my own home.
“Fast no or slow yes. “! Be patient ♥️
I don't know how I found you. This video popped up today. I'm tired and frustrated over this process, but am willing to look further into your program. Thank you for posting. I needed to hear/ see this.
Omg! It's the judge helping us out again. Much respect to you Doctor! 👏 🙏🏽
I'm a school bus driver and in prior years I got really sick and couldn't work resulting in not being able to pay car notes and credit cards. As much as it embarrassed me, I had to let everything go. Repossessions and delinquent credit cards. My 700+ score plummeted. All the way to a 460. Then I had surgery, healed and got better. Now I work and am underpaid so I had to make arrangements for minimal payments on judgements. I'm trying so hard but it seems nothing is going anywhere and it's been 4 years. I never have extra to pay but I'm trying. Score is up to a 540 but I still owe so much. I'm inspired to keep striving but it's hard not to get discouraged. 😕 Thank you for helping to keep my dream alive, even if it takes forever...
May God bless you to overcome this and to recover all with His help. Please look up and not down...Trust Him and He will help you. 🙏🏾🙏🏾🙏🏾❤️
Thanks for all you do to help others achieve their financial goals. Knowledge is power when one uses it. Thank you for encouraging everyone to get busy fixing what's wrong and for presenting solutions on how to fix the problem.
Lynn, thank you for this video. Some years ago , you were the first financial expert that I atched and subscribed to on TH-cam. TH-cam's algorithms rarely populate your uploads for quite some time now. I'd just watched a powerful Sarah Jake's video...somehow, your video appeared. So glad thatvit did. This is amazing info. No one, and I mean no one has shared this regarding home ownership. May God continously bless 🙌🏾 you, your family & your business. Now, I am headed over to your website 🎉🎊❤️❗️
This is a blessing. Thank you for the knowledge and I know I will get my home. Amen!
New subscriber.... thank you for this channel. I'm so glad you came across my feed. 🤗
My whole life I was always told you have to have credit in order to get a house. I was told even bad credit was better than no credit at all especially when it came to owning a house
Thank you so much for the info. Would this apply for rental properties as a second home?
Thank You I’m so grateful to be home owner one of my decisions I’ve made I would done it sooner if I had this knowledge God bless you 💜🙏🏽
I love her! Wanna see more of her! She needs her own show!
as always, Great info...What are your thoughts on Bank of America's Community Affordable Loan Solution Program?
This Information Gives Me Hope.... Thank You So Much!!!!
Priceless advice!!! Thank you!!!
You are a very benevolent spirit. I need you advice. Thank you GODDESS.
Thank you so much for this information I was wondering what companies are out there that doesn't rely on the contingency of my credit score? or anyone for that matter to buy a home?
On my way....thank you
Thank you for being honest 😊
I love your Truth! I have a question for a friend who has an issue about a house bought and has a HOA.
There's absolutely no information in this video about how to get approved for a mortgage. Mortgages are bank driven and I'm curious to see the bank giving no down payment loans to people with no credit. If she's offering information to help people get prepared so they can get approved, the Urban Leagues and other non-profit groups in every city offer programs free of charge that provide the info and a plan to get on track.
I don’t know about the credit score, but Bank of America just announced no money down mortgage programs. It’s been all over the news media outlets.
@@Lena-Holley yes, it looks like they have a program in certain cities for zero down. I just hope people aren't paying someone money to access this free information.
Some banks do have no money 💰 down but they have strict guidelines that make it impossible to get that program my boy.
No shit 🤔
@@Lena-Holley Yeah. This is a great program. They would like to see a 630 or 640 FICO 8 score.
What an informative video. I'm wondering, how about wanting to buy a second home?
Thank you for the video no money down
Hi Lynn I came across ur video, watched and was interested. I’m 34 yrs single mom and things like this I want to believe that I can be a house owner 1 day. Can you help me, what do I need to do to own my own home.
I used a credit repair company my mortgage company referred me to that got my credit scores from 490 to 727 in 60 days and that's how I got approved for my mortgage.
Do you mind sharing the name of the repair company?
Yes please do share 🌻
What's the name of the credit repair company?
And the name of the company is?
Please tell the credit repair company
I love to know how to so this
What FICO score model do lenders look at? For example do they go by FICO Score 2,4,5, or 8? I've heard they do not use FICO Score model 8 which is typically higher than the other FICO Score models.
Can you send me the link for home based business? I would love to sign up.
Hi Lynn, my question is can you buy a home without paying any interest over it? That's the only thing that stopping from buying a house. Please help.
HomeFree first and then came NACA started in late 80s and mid 90s, respectively, which is longer than twenty years.
Hi Lynn I bought some off grid land in Oregon, I want to buy a home to put on it who do we go too ? No money down or closing fees home buyers club ?
Im ready to get my first home
Truth my sister.
I tried and got denied left n right doesn’t work in michigan
I've been trying for 18 years to buy a house..So many obstacles and broken hearted that has prevented from getting my home. I've been denied because of my credit scores and income 😪
At what time stamp does she get to the point?
Please how can I get that done
I don't now. What bank have no money down ,no credit check.because I tried bay home for 7 yers and the bank never gime too me aprut lete bank for bay home.because Ihave 2 collection in my credit report I dont cualifae for late bank.7 years a tried bay home.
Dose this also apply people in the UK?
Would your mortgage be higher?
I need that information
What about student loans
Yes but you mortgage payment will be extremely high over 30 year process.
What is the name of the loan?
CAN YOU ADVISE ME MY FATHER HAD PASSED AWAY 2019 AND THERE ARE SHARKS TRYING TO BUY IT I WAS OFFERED 200,00 BECAUSE OF DEBT ON HOUSE IT WOULD END UP TO 100,000 WHICH WILL SPLIT UP BETWEEN MY BROTHERS. IS THIS WISE TO DO SO?
You will need money for inspection and appraisal first. One other expense is earnest money.
How can I get help from you to buy a home
I'm 61 and have to start all over again I'm a victim of identity theft and fraud they destroyed my credit I'm trying to get there 😤 and I want to have my house before I go
I need to know more. They told me that I need to put down 20% and we still have to pay closing cost. Keep in mind that’s with good credit score and great income. See FHA only back you up for a house 450k and under.
same like I need next steps
What state are you in? Just curious.
Depends on which loan , the bank or mortgage company what's to see if you have assets, at least $20k in checking and savings. Sometimes the seller would cover the closing or not then it's on you period.
My family and I truly need help..... the home we are renting I believe has asbestos in it. Home was built in 75 and it's got the original popcorn ceilings that are cracking and falling apart. Now my husband has been so so sick with upper respiratory for the past 5 months. I don't know who to turn to because our landlord will not fix anything at all..... and we don't have the money to pay for the testing as we are living on husbands social security only. Where or who can I turn to for help..... husband is 68 years old and I'm disabled....in austin tx
We have tried for 4 years even when my credit score was well over 700, I got a fast no. Then covid hit.....and it caused my busniess to come to a screeching hault......now my credit score is bad, and now lost all hope😢
Good morning❤️💕
Loving the lashes
My hold back is student loans
You should get a Mortgage Approval Plan www.buyahomewithlynn.info
I need help in a way I just express here. I'm desperately looking to get into a forever home because of my families situation and two of my children have life long illnesses and because of this we haven't been able to live in one place for a long time simply because of this. I don't know where to begin but I am open to being your student and learning how to achieve this goal. Also under consumer law, are you able to take the deed to your home like you can with a vehicle under the resending law.
Hi my name is Gia and I seriously need your help. I have been struggling to find the right help to purchase a home for my family. Can you please help me I will pay for whatever service you render because I am tired
It's some truth to this, bc when I built my first home at 25yrs of age 2006 we had to only put down $500 for our lot, the builders had 3percent towards our closing cost, which meant at closing we got back half of that $500. Fast forward to know I'm divorce at 42yrs of age, I just brought my second home and it cost me $10,000 total closing this time around. I've been a career 700 plus credit score member. I had history with a home , long employment ect. I still had to fork over ten racks , I'm still mad 😡 over it but it beats renting.
I had the same experience. They wanted me to come up with 10 thousand dollars for closing costs. I have it I just refused to do it😒 My first home was such a different experience 🤷
You can get approved but you won't find anything you can afford especially after the closing and the monthly payment changes due to escorw...the home is already paid for you just don't realize what you have actually signed .
Good morning
I NEED YOU IN MY LIFE!!!! ❤️❤️❤️❤️❤️
Yes, I do too!!
I’m from Louisiana me and my wife is ready to buy a house.
How because they always look at your score how money you can put down
Keep watching her channel and/or watch a bunch of her videos.
Got approved but housing prices are thru the roof.
My Family and I are being told my mom cannot purchase a home because she have NO credit score! What we do about it? Thank you..for information.
Www.Buyahomewithlynn.Info
Use to be a Mortgage loan officer for many years and in Real estate. Look at different programs it will cost you nothing. FHA minimum-580, USDA-640-CONVENTIONAL LOAN-620- VA 580-620. Know your score and and payment history, late payments if any . Some require no money down but some do. Were you ever in the military if so do the va loan. nothing down. Find out what you qualify for as well and debts if any .
@@travellady68 I am a disabled veteran and Va says credit score of 670 is needed for Va home loan program.
How do I get the program information for Dallas Texas .
Here just in case someone comments
Good Morning Lynn. This is so encouraging. I wonder if I can be in both the Home Buyers Club & Entrepreneurs Club at the same time? Are both free? The reason I ask those questions is because I am on disability & living in a section 8 duplex but I just completed my Director's Credential to become a family home daycare. But my landlord said when I moved in that I can't run a business out of the duplex. So I really want my own home so I can run my daycare out of it. Also I need to setup my daycare with liscense & other things. I'm not sure where to start.
Thank you
Lookup Licenses for Daycare in your state. I live in California and you have to attend a class orientation to learn about starting a home daycare.
@@shiwan45 Thank you. I will do that.
You can do both - they are not free - they are invaluable - www.www.buyahomewithlynn.info
i would love to own my own home been wanting one for 30 years i have grandkids i am in an apartment my score is 678 i am disabled i would like to know how if you can help me please i am in jackson tn
You have a great score i was in Lending . Since you are disabled check you local area for home owner programs for disabled people. The score for buying is 580-or more depending the program. USDA,FHA,CONVENTIONAL,VA. I have a friend who is doing a program in our city of Charlotte ,NC. It is thru a bank to help her. She is building a home this year after paying off some debts and raising her credit score.
Thanks!
I need a better Year as
And job
Can you help me im physically disabled with a disability income and i been trying to figure a way out for years.
Please let me know what im missing ...!
I HAVE A FRIEND WHO IS DOING A PROGRAM IN OUR CITY OF CHARLOTTE NC. THRU A BANK AND A CITY PROGRAM. Try FHA,USDA AND CALL YOUR LOCAL COMMUNITY HOUSING PROGRAM . I WAS IN REAL ESTATE AND MORTGAGES.
@@cantkeepmedown100 thanks ima follow these directions and get back to you.
Thanks again ...!
How can I sign up for the homebuyers club ?
Www.Buyahomewithlynn.Info
My wife and I both have bad credit scores and no savings with two kids. We are tired of moving to house to house. Multiple times, we tried to get approved and multiple times been heartbroken in getting approved to own our own house. My kids are 2 and 4 and me and my wife and I are 42 already. I don't know or if ever we can still get our own house.
Has anybody ever told you that you look like Lisa Raye? 😍
I'm 56 yrs old!!! Would live a home but the homes are so overpriced. What to do about that???
Many homes are overpriced. I suggest determining what you can comfortably afford first. Then, just make an offer. If they don't accept move on and keep looking. Negotiate but never pay over what you can comfortably afford.
Hello Lynn, I am a 40 married woman. And 2023 is the year that I will be a home owner. I claim and receive it in the mighty name of Jesus...Amen I pray with you help I will become that first time home owner. I am ready to put in the work to get there. Please help?
You look like Gladys Knight
👁👁 what companies do this
Help me
How can u help please
my credit score is really bad and i want to buy a house , how can you help pls
What if you recently filed for bankruptcy?
Bankruptcy means you'll need to start building credit again to improve your score and more importantly prove that you're trust worthy and not a risk. To my understanding, even if you do everything right it will take a minimum 24 months after bankruptcy to get mortgage approval.
@@S5King7 thank you
Try getting a credit card from Capitol One or a secured credit card just to start rebuilding. It may take a while. I've been there, I know you can do it!
This lady is absolutely beautiful
I have a good credit score and basically no money
I'm Sooooo confused in Chicago
Better do what I did then when I was. Move to Texas and enjoy your success. Idk why y'all still up there,I've accomplished more here in 10 years than I did up there in 25.
@@smithairrion1476 what part of Texas?
@@Simplyme530
Houston, Dallas, Austin (but Austin is VERY expensive)
@@Simplyme530 Dallas
Www.Buyahomewithlynn.Info
$96,000 a year with $150,000 debt
🙌🏾🙌🏾🙌🏾❤️❤️❤️
Can be miracles
But is not that easy
And not work for everyone
I don’t believe in miracles
What do you charge for this information
Ok, send a link
Facts#
Yes we know you’re ahead of the game. Lol We know. Now let the others that are new to this, make the announcements. lol
❤️❤️❤️❤️❤️🥂
❤
❤️❤️❤️🌹❤️❤️❤️
Now can and person really buy a house with 556 credit score
Yes FHA 10% down
Lol
Can u buy a house on disability? I didn’t think so lol
Yes you can I am on SSDI and bought my home in Jan 2022
Ok we get it you’ve been saying it for 20 years ! Get to the point already Jesus !