My Spouse Went $332,000 Into Debt Behind My Back!

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  • เผยแพร่เมื่อ 19 เม.ย. 2020
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ความคิดเห็น • 1.3K

  • @TheRamseyShow
    @TheRamseyShow  4 ปีที่แล้ว +58

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    • @grantarmbruster6591
      @grantarmbruster6591 4 ปีที่แล้ว +2

      They've just looking at some of your commenters you must have the largest non-Christian Christian following ever one commenter suggested that taking out life insurance and having him kill himself and going with to make sure he doesn't chicken out others simply want to divorce him due to financial difficulties so much for wedding vows

    • @MissVindicat
      @MissVindicat 4 ปีที่แล้ว +1

      The Dave Ramsey Show Any chance I could try this from the Netherlands?

    • @LL-xx4iq
      @LL-xx4iq 4 ปีที่แล้ว +3

      MissVindicat ASMR the steps to financial freedom can be followed by anyone anywhere

    • @grantarmbruster6591
      @grantarmbruster6591 4 ปีที่แล้ว +1

      @@LL-xx4iq not only that if you own a Bible they're all in there. I've always been following Financial Peace I discovered days radio program during my nightly commute to work and I was intrigued because it's basically everything my grandmother hammered into my head as a child

    • @kimberleymgd
      @kimberleymgd 4 ปีที่แล้ว +1

      When will there by ELPs for marriage counseling?

  • @APennyPinchersGuide
    @APennyPinchersGuide 4 ปีที่แล้ว +1694

    Marrying the right person is the most important decision you can make. I feel bad for this poor woman, her husband is a deceiver

    • @glorymanheretosleep
      @glorymanheretosleep 4 ปีที่แล้ว +34

      Like some people say, that the individual is good at hiding their true self for a long-time. That said, I don't believe that for one second. Individuals can't hide for too long.

    • @shazz286
      @shazz286 4 ปีที่แล้ว +22

      @@glorymanheretosleep I think some people turn a blind eye to alot of what their spouses do because you just want believe someone you're in love with would do that. I honestly don't see alot of benefit to marriage. I'd rather just live with a person and dip out if I can't stand it.

    • @jeremygardner3183
      @jeremygardner3183 4 ปีที่แล้ว +19

      Character is more valuable than beauty

    • @w8stral
      @w8stral 4 ปีที่แล้ว +6

      And the woman was oblivious for 20 years taking no financial responsibility for her life.... How much pressure was this putting on the man? How much was she spending and wasting? How much was she talking about spending and wasting? I have seen this both ways.

    • @pamscruggs2660
      @pamscruggs2660 4 ปีที่แล้ว +13

      Bun Bun he’s taking out loan of huge amounts and not telling her, this has nothing to do with her downsizing. They did that to pay off his first mess up, then he did it again.

  • @meancarleen
    @meancarleen 4 ปีที่แล้ว +1727

    her question SHOULD be - who is the best divorce lawyer in my area?

    • @apoliticallevi
      @apoliticallevi 4 ปีที่แล้ว +26

      🤣🤣🤣🤣🤣💀💀💀💀💀💀

    • @marylinda
      @marylinda 4 ปีที่แล้ว +9

      Oh snap!!!!

    • @kahea2018
      @kahea2018 3 ปีที่แล้ว +3

      Lol

    • @Dahmer_Jeff
      @Dahmer_Jeff 3 ปีที่แล้ว +13

      She's an idiot and her husband is an idiot. Should have been a good match

    • @lilianagbor2588
      @lilianagbor2588 3 ปีที่แล้ว +5

      Lol🤭, I actual thought about that to my self

  • @jenniferlee7167
    @jenniferlee7167 4 ปีที่แล้ว +1247

    I was married to a surgeon and he felt that a marriage counsellor was not "educated" enough to work with him. He also felt that he made so much money that he could do whatever he wanted. I would not quit my job and he felt threatened. I am a nurse and did not have the income he made, but it was my security. After six years, I ended the marriage and I am happier for it. Thank God we had no children.

    • @glorymanheretosleep
      @glorymanheretosleep 4 ปีที่แล้ว +16

      Your ex-husband made how much a year?

    • @bigeric8334
      @bigeric8334 4 ปีที่แล้ว +78

      Drop that zero and get with a hero

    • @meesc3556
      @meesc3556 4 ปีที่แล้ว +122

      Not surprising . The arrogance of some of these physicians is beyond me. All you can do is laugh.

    • @mjohnson1741
      @mjohnson1741 4 ปีที่แล้ว +50

      Thank God also, you are financially independent!

    • @jenniferlee7167
      @jenniferlee7167 4 ปีที่แล้ว +50

      @@glorymanheretosleep Let me put it this way....he was a multi-millionaire.

  • @brianafranklin8164
    @brianafranklin8164 4 ปีที่แล้ว +1182

    "Not cheat cheat" honey this man is probably CHEATING on you

    • @stephenshelton4267
      @stephenshelton4267 4 ปีที่แล้ว +134

      I like how the younger guy got right down to what's probably going on.

    • @thejoeyson2586
      @thejoeyson2586 4 ปีที่แล้ว +83

      Stephen Shelton haha he really did? I’m glad he did cuz Dave was like “has he lied to you in other stuff other than money?” And this guy was like “has he cheated on you” straight up 😂

    • @FamilyFinance
      @FamilyFinance 4 ปีที่แล้ว +1

      Briana Franklin no trust 🙅🏻‍♀️

    • @random-nz7dy
      @random-nz7dy 4 ปีที่แล้ว +51

      I'd be stunned if he weren't cheating

    • @ericp1139
      @ericp1139 4 ปีที่แล้ว +27

      He should have followed up with, “well, what is ‘cheat?’”

  • @choreomaniac
    @choreomaniac 3 ปีที่แล้ว +310

    I’d hire a PI. Something is really wrong here. Either he’s the worst investor in the world or he has a secret family, a drug addiction, a gambling addiction or a mistress.

  • @BarryBethal-yv2oz
    @BarryBethal-yv2oz 4 ปีที่แล้ว +561

    My ex wife did this to me I would work all the overtime I could get to pay our mortgage off early and she was getting personal loans behind my back, we are now divorced and I'm debt free money in the bank, house paid for, happy life.

    • @timothytarango1919
      @timothytarango1919 4 ปีที่แล้ว +2

      What condition is she in is she have a lot of debt

    • @MP-nj1qy
      @MP-nj1qy 4 ปีที่แล้ว +12

      Oh wow, good for you on the ending👏🏽

    • @burntblonde2925
      @burntblonde2925 4 ปีที่แล้ว +4

      So happy for you!!

    • @tenob905
      @tenob905 4 ปีที่แล้ว +8

      Barry Bethal wow you are a focused person many of us would feel stuck. The important part is that you are happy

    • @itsnicoletheNP
      @itsnicoletheNP 4 ปีที่แล้ว +4

      Congrats to you! I can't begin to imagine the pain you experienced going through that struggle and heartbreak. But good for you for having the strength to walk away. You made a great decision and investment in your future! Best wishes to you!

  • @SW-sw7wx
    @SW-sw7wx 4 ปีที่แล้ว +1062

    How do people stay in the relationship after something like this happened?? She gave him an ultimatum and he did it again, now she’s hesitant to leave 🤔 lady don’t be giving ultimatums when you don’t really want to leave!

    • @runningdebate2670
      @runningdebate2670 4 ปีที่แล้ว +112

      Probably because she doesn't work and her husband makes quite a bit and still lives a good life?

    • @93mlo
      @93mlo 4 ปีที่แล้ว +2

      You don't

    • @CaseyBurnsInvesting
      @CaseyBurnsInvesting 4 ปีที่แล้ว

      Abuda J.
      Nope 👎

    • @alphamarshan
      @alphamarshan 4 ปีที่แล้ว +16

      He ends up running for president and winning.

    • @chartuck
      @chartuck 4 ปีที่แล้ว +36

      @@runningdebate2670 DING DING DING DING. How do people even have to ask that question when it's blatantly obvious why women stay with dirty men.

  • @Landmantx
    @Landmantx 4 ปีที่แล้ว +866

    You can’t spend $400,000 on water bottles and discount store junk. He is up to something.

    • @jeffc1347
      @jeffc1347 4 ปีที่แล้ว +79

      She said he took out the loans for investments to get rich quick, the water bottles and discount store junk are things he buys on top of that.

    • @ailicrew
      @ailicrew 4 ปีที่แล้ว +78

      he has an other wife in another state

    • @bobbruders1805
      @bobbruders1805 4 ปีที่แล้ว +16

      Great insight Landmatx, she should ask him to show her the investment documents or it will expose his different vices.

    • @tomkee8019
      @tomkee8019 4 ปีที่แล้ว +2

      My wife misplaced $175 000 and neither of us realised it for 2 years until the bank called us. Money mistakes happen.

    • @bobproctor5562
      @bobproctor5562 4 ปีที่แล้ว +30

      gambling and/or another woman

  • @carressa
    @carressa 4 ปีที่แล้ว +756

    The guy is cheating. He is having an affair and has an addiction maybe it’s gambling. He’s living a fantasy and she isn’t apart of it. 🤷🏾‍♀️

    • @manunes4598
      @manunes4598 4 ปีที่แล้ว +7

      You have to know 🤷‍♂️

    • @jill9606
      @jill9606 4 ปีที่แล้ว +37

      “She isn’t a part of it”- dead on accurate!!! Yes!

    • @s.houston3498
      @s.houston3498 4 ปีที่แล้ว +44

      And probably living a double life. She need to hire a PI 😩

    • @roolyfe
      @roolyfe 4 ปีที่แล้ว +15

      Carressa agreed he has a side dish

    • @cocomarineblu993
      @cocomarineblu993 4 ปีที่แล้ว +5

      You don’t actually know some people are actually addicted to spending money and a good dealing it and it’s just another form of addiction. I use to do this for years and lie and say I’m somewhere else and really be out going shopping. There wasn’t anyone else, years later and lots of debt. Getting divorced so it’s possible.

  • @bettysmith7045
    @bettysmith7045 4 ปีที่แล้ว +457

    He is cheating!!!! He has, and is, and you don't realize it! Take off your rose colored glasses lady, he isn't spending 40K on water bottles!

    • @jonathan74123
      @jonathan74123 4 ปีที่แล้ว +6

      No kidding! This is just a sad situation.

    • @dorothyharris6596
      @dorothyharris6596 3 ปีที่แล้ว +11

      I think she knows

    • @lionessnala2000
      @lionessnala2000 3 ปีที่แล้ว +8

      You're right she just doesn't wanna believe it. So broke she cannot think straight....

    • @charleneWL
      @charleneWL 3 ปีที่แล้ว

      Lol

    • @AJ-gn1qu
      @AJ-gn1qu 3 ปีที่แล้ว +6

      the $40k was on investments not water bottles you people don’t listen. All selective hearing

  • @AmberRen
    @AmberRen 4 ปีที่แล้ว +349

    Everyone responding at the same time: “What’s ‘cheat cheat?’”

    • @Sdewebb
      @Sdewebb 4 ปีที่แล้ว +25

      Amber Donelson Possibly physically cheating vs. Chatting online with someone they've never met.

    • @HOLDXSTEEL
      @HOLDXSTEEL 4 ปีที่แล้ว

      Threesome with the wife? That’s not cheat cheat it’s only cheat

    • @kingmelanin7468
      @kingmelanin7468 4 ปีที่แล้ว +20

      Gaslighting from a narcissist. That’s what it is...

    • @seventhchild7270
      @seventhchild7270 4 ปีที่แล้ว

      @@kingmelanin7468 Absolutely!

    • @seventhchild7270
      @seventhchild7270 4 ปีที่แล้ว

      @@kingmelanin7468 Absolutely correct!

  • @localone1597
    @localone1597 4 ปีที่แล้ว +576

    She needs to be planning her exit strategy.

    • @blackworldtraveler3711
      @blackworldtraveler3711 4 ปีที่แล้ว +1

      Jonathan Collins
      They are married.
      She can exit her debt.

    • @leomik5193
      @leomik5193 3 ปีที่แล้ว +2

      All women have an exit strategy.

    • @charleneWL
      @charleneWL 3 ปีที่แล้ว +1

      STAT !!!

    • @HHHPedigrees
      @HHHPedigrees 3 ปีที่แล้ว +1

      I’m guessing he’s the only one making money. She really shouldn’t be complaining

  • @laurenwallis3319
    @laurenwallis3319 4 ปีที่แล้ว +202

    How can you live with someone who lies to you constantly? You don’t even know who you’re sleeping next to at night.

    • @blackworldtraveler3711
      @blackworldtraveler3711 4 ปีที่แล้ว +2

      Lauren Wallis
      Every single mother knows that.

    • @fembot521
      @fembot521 3 ปีที่แล้ว

      Kids.

    • @punknhead23
      @punknhead23 3 ปีที่แล้ว +1

      That's why she sleeps in the guest room.

  • @PS2Damon
    @PS2Damon 3 ปีที่แล้ว +135

    "has he cheated on you before"
    "no, not cheat cheat"
    so he has cheated

    • @carpediem6431
      @carpediem6431 3 ปีที่แล้ว +16

      Yeah I didn’t know what she meant by that. Thought maybe hookers or he was with a co-worker but she believes him when he says “it wasn’t physical.”

    • @kingzana
      @kingzana 5 หลายเดือนก่อน

      I think Delony is talking about financial cheating, but doesn't say it out loud. And the lady, just to be sure, is pointing out that she means cheating in a sexual way. But of course it doesn't mean that he hasn't cheated, maybe the lady just doesn't know.

  • @LeesaLilHop
    @LeesaLilHop 4 ปีที่แล้ว +388

    “Cheat cheat”? Meaning he definitely cheated on some level

    • @user-xp4jr1mq8t
      @user-xp4jr1mq8t 4 ปีที่แล้ว +20

      "Cheat cheat" almost sounds like a typographical error. What is the point of repeating the same word twice? It's either cheating or it's not. The nice thing about English is that you only need to use the word once to get your point across.

    • @darlingmkxo
      @darlingmkxo 4 ปีที่แล้ว +54

      Lili Cohen it’s rhetoric to emphasize the word. The wife confirms he didn’t have a affair (physical) but she definitely alludes to some type of emotional affair which most consider cheating of a lesser degree.

    • @user-xp4jr1mq8t
      @user-xp4jr1mq8t 4 ปีที่แล้ว

      @@darlingmkxo LOL

    • @joshuatate5671
      @joshuatate5671 4 ปีที่แล้ว +2

      @@darlingmkxo Exactly

    • @joshuatate5671
      @joshuatate5671 4 ปีที่แล้ว +1

      @@user-xp4jr1mq8t He was obviously asking if he was physically cheating on her. She wasn't sure if he was asking about that or something lesser. That's why she used the word twice.

  • @ludens1526
    @ludens1526 4 ปีที่แล้ว +294

    My worst nightmare. Who you marry makes or breaks you.

    • @brittanyb5942
      @brittanyb5942 4 ปีที่แล้ว +10

      💯

    • @bettysmith7045
      @bettysmith7045 4 ปีที่แล้ว +24

      That's why I am staying single!!!! Don't need these headaches, life is much more pleasant and simple when you are single!

    • @triggabun
      @triggabun 4 ปีที่แล้ว +13

      You took the words out my mouth. Almost made a mistake until I realised that it would take me 15 years or so to recover from a bad marriage if it includes children.
      That really made it easy to walk away. Better to wait 5 more years if necessary to find someone suitable rather than settle for the worst mistake of my life.

    • @blackworldtraveler3711
      @blackworldtraveler3711 4 ปีที่แล้ว +8

      Ludens
      I’ve always avoided marriage and single mothers.
      Can’t complain.😄

    • @abbyk4783
      @abbyk4783 4 ปีที่แล้ว +1

      Preach!!

  • @LeesaLilHop
    @LeesaLilHop 4 ปีที่แล้ว +163

    Girl. You already know you need to leave.

    • @aishahwilliams378
      @aishahwilliams378 4 ปีที่แล้ว

      Clearly you don't understand marriage. For better or for worse.

    • @LeesaLilHop
      @LeesaLilHop 4 ปีที่แล้ว +20

      Aishah Williams Ill take my worse single than with a lying manipulative spouse

    • @carableu
      @carableu 3 ปีที่แล้ว +2

      Exactly.

    • @chiaraippoliti
      @chiaraippoliti 3 ปีที่แล้ว +3

      @@aishahwilliams378 Clearly you don't understand self-love. Know your worth. Don't stay with someone who doesn't respect you.

    • @keanasantos8818
      @keanasantos8818 3 ปีที่แล้ว

      @@aishahwilliams378 I agree with you. No matter what my husband had done, I gave him chances and threatened him to leave. He took that chances and months later I seen the changes he has made. I put boundaries and gave myself respect. But if he comes back again doing all the things that can make our marriage not work then there’s that.

  • @Scott-got-caught
    @Scott-got-caught 4 ปีที่แล้ว +123

    He's a liability. Find yourself an asset!

  • @Unkuuu
    @Unkuuu 4 ปีที่แล้ว +849

    He’s financing another chick.

    • @jamessopkin
      @jamessopkin 4 ปีที่แล้ว +103

      I don't think so. 300,000 in loans and her alluding to get rich quick sounds like a gambling addiction

    • @cocomarineblu993
      @cocomarineblu993 4 ปีที่แล้ว +29

      My pastor at church had a gambling addiction and just so happened I worked at the accounting firm where we did his taxes and I was assigned his folder for a specific task and found he had been gambling tens of thousands of dollars of their own money at casino trips. However he made up for it with donations, but no one ever knew. Someone I really respected their opinion of and even went to their house weekly.

    • @sericar6178
      @sericar6178 4 ปีที่แล้ว +24

      Ohhhh it’s a gambling addiction for sure... I dated a successful man several months ago with similar situation the lies on lies on lies

    • @mesoanto1031
      @mesoanto1031 4 ปีที่แล้ว +4

      @@cocomarineblu993 thank you for sharing that story about your pastor
      As I always said everyone have a dark secret and a warp ideology.
      God allowed you to be in that position so that the truth can be revealed.

    • @bjkarana
      @bjkarana 4 ปีที่แล้ว +5

      @@jamessopkin yeah, whether by roulette or day-trading, still gambling.

  • @EastCoastReefer
    @EastCoastReefer 4 ปีที่แล้ว +83

    “He lies to me a lot.” Maybe you should have put an end to it when it was just a little.

  • @MassGainingGuy
    @MassGainingGuy 4 ปีที่แล้ว +236

    Seem like she's calling the wrong person for her marraige advice.

    • @sincerelysandi
      @sincerelysandi 4 ปีที่แล้ว +1

      Mass Gaining Guy Absolutely!

    • @Varooooooom
      @Varooooooom 4 ปีที่แล้ว +8

      Ehh, wouldn’t be the first time Ramsey answered marriage advice. Hopefully this lady gets a divorce and had a prenup ready.

    • @xSalamz
      @xSalamz 4 ปีที่แล้ว +4

      Nah Dave Ramsey is more of a marriage counselor than a financial advisor.

    • @elizabethallen4353
      @elizabethallen4353 4 ปีที่แล้ว +2

      they kept overtalking her

  • @huggyuk
    @huggyuk 4 ปีที่แล้ว +194

    He’s cheating on you for real. I mean “cheat cheat”

    • @glorymanheretosleep
      @glorymanheretosleep 4 ปีที่แล้ว +2

      Most men that are the breadwinner-or feel that they are-are eventually going to go after another woman due to feeling entitled that they can.

    • @eatyourcereal4747
      @eatyourcereal4747 4 ปีที่แล้ว +3

      @John Lester maybe cheat cheat cheat cheat

    • @caity9244
      @caity9244 3 ปีที่แล้ว +5

      For sure. She needs to run run.

  • @reneperez6690
    @reneperez6690 4 ปีที่แล้ว +183

    I would be scared if this was my doctor

    • @peranutshporenius2979
      @peranutshporenius2979 4 ปีที่แล้ว +1

      Yup too many conclusions drawn in a very short time

    • @ChristoherWGray
      @ChristoherWGray 4 ปีที่แล้ว +16

      50% of the doctors graduated in the bottom half of their class
      Keep that in mind

    • @BernardBrunu1
      @BernardBrunu1 4 ปีที่แล้ว

      If you knew the dirty secrets of the doctors that treated u, u wouldn't want to go to the hospital. I see doctors like firefighters or pilots, when i need their service i need the best if possible.

    • @robbanks4356
      @robbanks4356 4 ปีที่แล้ว +3

      He is funking his nurses.

    • @eteshoe
      @eteshoe 4 ปีที่แล้ว +3

      If your physician is competent then you wouldn't know. Many physicians and surgeons are able to segregate their personal lives from their professional expertise and thus would not negatively affect their patient care (even to the detriment of their marriages, social lives, etc)

  • @deanrivera4735
    @deanrivera4735 4 ปีที่แล้ว +311

    If I was a counselor, I’d be counseling Roxanne to leave....

    • @jamaicaninthekitchen4358
      @jamaicaninthekitchen4358 4 ปีที่แล้ว +5

      @1 he may not be saving anything

    • @kingX777
      @kingX777 4 ปีที่แล้ว +1

      Maybe they should just look into different types of investments together and learn how to become a true team. This way they can tell each other the truth and understand that he has aspirations in life that he would like to accomplish and maybe she can support him since more than likely he is the one making most of the money anyway....

    • @cerebralcaustic
      @cerebralcaustic 4 ปีที่แล้ว +3

      🎼 Roxanne
      🎵 you don't have to turn on the red light

    • @alexandrar.4900
      @alexandrar.4900 4 ปีที่แล้ว +9

      1 Doctors don’t make THAT much money lol. Unless they’re an orthopedic surgeon, which the average salary is $600K, or a neurosurgeon. He’s probably making $150-300K but still shouldn’t be taking all those huge loans out left and right 😅

    • @kristamcmenimon5907
      @kristamcmenimon5907 4 ปีที่แล้ว +5

      @@kingX777 You have no way of knowing that he makes any or most of the money. In many marriages women make just as much or more than their husbands. The only thing we know for sure is he went behind her back and took loans out. That's a serious break and trust. I would not care what the money was for. The problem is a lack of trust and honesty. I would leave even if he did make more money.

  • @debbiep99
    @debbiep99 4 ปีที่แล้ว +36

    This poor woman. You can hear the hurt in her voice. She needs to leave him.

  • @j.l9670
    @j.l9670 4 ปีที่แล้ว +198

    Great question from Dave; “Is he a liar or an arrogant?” Basically: is he cheating or just a fake showoff? I would not waste another day! I would just leave the guy; to me this is clearly beyond repair.

    • @andrewe.7907
      @andrewe.7907 4 ปีที่แล้ว +6

      "Liar or stupid" is the real question....

    • @romariosmith422
      @romariosmith422 4 ปีที่แล้ว +3

      Because you're not in the situation.

  • @iwillsurvive1335
    @iwillsurvive1335 4 ปีที่แล้ว +178

    DIVORCE!!!! Stop being a pushover!!!

    • @chasestearns6670
      @chasestearns6670 4 ปีที่แล้ว +1

      This is why I'm scared of marriage. I agree this guy is in the wrong but I think the wife needs a prenup agreement to protect her assets. People tend to jump into marriage to quickly, it needs to be a gradual process.

    • @lizhe2914
      @lizhe2914 4 ปีที่แล้ว +2

      @@chasestearns6670 With or without a prenup, divorce courts almost always favor women. I know men who had a prenup but their wife still got the majority of everything. She should be fine.

    • @glorymanheretosleep
      @glorymanheretosleep 4 ปีที่แล้ว

      Easy to say when you are young. But once life hits you you start to lose energy and everything else.

    • @mesoanto1031
      @mesoanto1031 4 ปีที่แล้ว +2

      Weak

    • @iwillsurvive1335
      @iwillsurvive1335 4 ปีที่แล้ว

      @@glorymanheretosleep speak for yourself.

  • @RestingBitchface7
    @RestingBitchface7 4 ปีที่แล้ว +62

    My ex husband did something very similar to me, but not to invest. He took out $180K so he could go play “filmmaker” with his girlfriend. He refused marriage counseling, lied to me constantly, and then had been cheating on me with my alleged “best friend” for two years. Oh, and how religious he is....
    They DO NOT change!!! Leave. Save yourself. If he’s done it once, twice, he will do it again.

  • @Jusaguy000
    @Jusaguy000 4 ปีที่แล้ว +85

    Sounds like he’s a big gambler

  • @jacobmoreno6339
    @jacobmoreno6339 4 ปีที่แล้ว +31

    When love and respect is gone in a marriage, nothing good ever happens.

  • @rbraxton00
    @rbraxton00 4 ปีที่แล้ว +64

    Hope in people is a fantasy. If he wasn’t worried about you leaving the next time he did this, it’s time to go. When we say something, we have to be ready to follow through with it. Don’t say it if you don’t mean it.

    • @bres9977
      @bres9977 4 ปีที่แล้ว +7

      Curly Qfro True. If you’re going to give an ultimatum, make sure you can follow through with it. Otherwise, don’t threaten it or your bluff will be called.

  • @rebeccawcleung
    @rebeccawcleung 4 ปีที่แล้ว +109

    He is financing another chick & household... he is not "cheat cheat"-ing with his 25 water bottles from the discount store...

  • @JamesWilson-sb9iq
    @JamesWilson-sb9iq 4 ปีที่แล้ว +74

    This lady has no clue at all. He’s clearly cheating, gambling or drugs. If I had to guess it’s gambling

    • @user-bc7cb8uu7e
      @user-bc7cb8uu7e 3 ปีที่แล้ว +3

      That's what I was thinking. Either gambling at a casino (or at least that style of gambling) or making "get rich quick" style investments (very risky startups, deep OTM options, etc).

    • @choreomaniac
      @choreomaniac 3 ปีที่แล้ว

      Yeah. Clearly these are not “investments” as she said. Any investment can be liquidated and reversed. Stocks. Bonds. Even real estate can be sold or partnerships bought out. These investments have disappeared.

    • @choreomaniac
      @choreomaniac 3 ปีที่แล้ว

      @@user-bc7cb8uu7e gambling makes the most sense for someone who wants to get rich quick. But it could be some stupid scams like mlms, or other schemes.

  • @ApplicoInc
    @ApplicoInc 4 ปีที่แล้ว +163

    This is way beyond just a money problem💸. What he's doing is no different than taking out loans and heading to a casino🎰.

    • @samuelleake9213
      @samuelleake9213 4 ปีที่แล้ว +2

      he could just be doing that

    • @ApplicoInc
      @ApplicoInc 4 ปีที่แล้ว

      @@samuelleake9213 True

  • @bjkarana
    @bjkarana 4 ปีที่แล้ว +48

    People like him will never have "enough", and I bet he will lose his medical license eventually because he will start to get into shady stuff to cover his debts.

  • @Bunny-fv3fl
    @Bunny-fv3fl 4 ปีที่แล้ว +38

    Man, this just shows that profession doesn't mean someone is smart. A physician is acting this way for Pete's sake.

    • @carolk6002
      @carolk6002 9 หลายเดือนก่อน +1

      Very common in physicians

  • @msjo9649
    @msjo9649 3 ปีที่แล้ว +7

    I was married to a liar....painful, heartbreaking and mean. Never again.

  • @janenns9831
    @janenns9831 3 ปีที่แล้ว +10

    Praying for you today Roxanne , don’t know where life has you today but I just lift you up in prayer 🤗

  • @tanksherman9875
    @tanksherman9875 4 ปีที่แล้ว +32

    Sounds like he’s funding his other family

  • @tamistone2632
    @tamistone2632 3 ปีที่แล้ว +6

    Go to the judge show your signature is not on loans, fight for him to take the loans he signed for. Cut your losses.

  • @Emmannie
    @Emmannie 4 ปีที่แล้ว +62

    "You guys need a good counselor..." Nah, they're past needing a good counselor. I'm against divorce but a spouse who (continually and systematically) betrays one's trust doesn't deserve to stay married. That husband needs more than "confidence" and that "wife" needed to open her eyes.
    As responsible as my husband is w/money, I'm glad I manage our finances b/c I need to see where everything goes or will go. I do our taxes, pay the bills, and dictate how much to spend on things. We don't spend $ w/o letting the other know so these relationships where X doesn't know what Y's been doing are so strange to me.

    • @Mississippian
      @Mississippian 4 ปีที่แล้ว +1

      What happens when you find out that you're in control of finances only as long as he's 'letting' you control the finances? Someone who wants their way will get it no matter how much you try to plug with control.

    • @Emmannie
      @Emmannie 4 ปีที่แล้ว +4

      @@Mississippian Ha, yeah right. He doesn't "let" me do anything. Like in many marriages, one spouse managing the finances or another facet doesn't mean the other "lets" them do it. There's simply a mutual respect, etc. and in our case, he works FT, I have more time at home, I like the control, and I'm better at it 😅, so we decided I'd do it.
      As for a spouse taking everything in a marriage where both ARE privy to what's happening and both have access, it honestly goes both ways. I could take everything, too: but neither of us are a-holes so we won't do that.

    • @steppy3736
      @steppy3736 4 ปีที่แล้ว +6

      My husband and I are the same way. I pay the bills and manage household accounts because he's dyslexic. We each have a personal allowance each month. We also have agreed that any purchase (wants, not need) that exceeds a certain amount we both have to agree to the purchase first. It's all about mutual respect and working together to create our lives.

    • @Emmannie
      @Emmannie 4 ปีที่แล้ว +4

      @@steppy3736 Exactly!!

    • @steppy3736
      @steppy3736 4 ปีที่แล้ว

      @@Emmannie Yeah I completely understood what you meant. Imo it's not about control, it's about mutual respect, working towards a mutual goal, and doing what I'm better at. Hubby's dyslexia is so bad he'd send the wrong smounts by the wrong dates all the time.

  • @ctcamara
    @ctcamara 4 ปีที่แล้ว +20

    My father did the same thing. He would borrow money to "invest" and get rich. He and my mother got divorced after 30 years of marriage, it was really sad. But I think that was the best thing for both, because now My father can still borrow his money and invest without ruining my mother's life. Divorce is the lesser evil for both.

    • @ctcamara
      @ctcamara 4 ปีที่แล้ว +1

      This marriage counseling thing did not work for them. People that my father respected said that he was wrong and it did not work. You can try, but it is not going to work. Sorry about it...

  • @400hpmustang
    @400hpmustang 4 ปีที่แล้ว +25

    So grateful to be single with 0 debt :)

  • @Mitzi73
    @Mitzi73 4 ปีที่แล้ว +24

    My ex refused to open his mail. Every time I expressed concern he would get mad at me. Lies!

    • @jmjaudio
      @jmjaudio 4 ปีที่แล้ว +2

      I'm sorry but dammm
      😳😳😳😳😳😳😳

    • @iamnottheone3020
      @iamnottheone3020 4 ปีที่แล้ว

      Yep lies

  • @TR4zest
    @TR4zest 3 ปีที่แล้ว +21

    Gambling, drugs or aldultery - take your pick.

  • @andreljohnson8288
    @andreljohnson8288 4 ปีที่แล้ว +21

    Your show is definitely entertaining and very informative. I never thought a financial show could bring laughter, seriousness, common sense, practical advice and wisdom like yours. Keep it up! Some of the stories by callers are just out of this world.

  • @MidlifeCredo
    @MidlifeCredo 4 ปีที่แล้ว +18

    Please don’t perpetuate the myth that hitting someone is the worst thing a spouse can do and the only reason someone would need to leave ASAP. 🥺

  • @rickazca774
    @rickazca774 4 ปีที่แล้ว +59

    They need to take "For Richer or Poorer" out of wedding vows!

    • @TheRibofJESUS
      @TheRibofJESUS 4 ปีที่แล้ว +9

      "For better or worse" out of wedding vows too.

    • @julialee143
      @julialee143 4 ปีที่แล้ว +1

      Honestly.... people aren’t loyal

    • @jellybeans9283
      @jellybeans9283 4 ปีที่แล้ว +8

      Until boundary violations and disrespect do us part

    • @MarcyJ2F
      @MarcyJ2F 4 ปีที่แล้ว

      Hanz Berger 👍🏽

    • @vaska1999
      @vaska1999 หลายเดือนก่อน

      Leave everything in but add, "for as long as you respect me and don't lie or cheat or abuse me in any way".

  • @carieyoung1111
    @carieyoung1111 4 ปีที่แล้ว +7

    Calls like this make me SO HAPPY I AM SINGLE!!!! Building my own wealth legacy on my own!

    • @cooper1056
      @cooper1056 3 ปีที่แล้ว +1

      Girl you look too good to be single lol 🤣. There are smart men out there

  • @BarryBethal-yv2oz
    @BarryBethal-yv2oz 4 ปีที่แล้ว +57

    He's having cheat cheat with his water bottle collection

  • @grayandgray
    @grayandgray 4 ปีที่แล้ว +23

    And, he's not leaving his bedroom, I'd bet. The co-host thinks it's a joke to tell her to kick him out of that room, but that would be just as strong an ultimatum to make. When he refuses, what does she do then? Plus she already told him SHE would leave if he did it again. He might actually be wanting to hold her to that promise.

  • @marilynb8136
    @marilynb8136 3 ปีที่แล้ว +5

    When is was young I was married with little children. My marriage was dead. My husband refused counseling, he said the problems were all mine. The christian counselor I had was very helpful. I made the decision to get a divorce. Best thing I ever did. Life after divorce was hard, but it was better and healthier for me and my kids.

  • @alysonoler4068
    @alysonoler4068 4 ปีที่แล้ว +8

    Totally my now ex. I started FPU right after I knew I couldn't continue living with his lies. I am now debt free and halfway through my FFEF. Thanks Dave.

  • @jonathan74123
    @jonathan74123 4 ปีที่แล้ว +14

    How horrible. Hearing stories like this makes me be more content in singleness.

  • @hepek69
    @hepek69 4 ปีที่แล้ว +122

    It's funny that for years is seemed like Dave was doing most calls by himself (which are usually pretty great). Now that social distancing is in place he has a co-host every single time 🤣

    • @PInk77W1
      @PInk77W1 4 ปีที่แล้ว +20

      hepek I like Dave by himself 100x better

    • @hepek69
      @hepek69 4 ปีที่แล้ว +2

      @@PInk77W1 Same.

    • @occasionalotaku23
      @occasionalotaku23 4 ปีที่แล้ว

      😂 such a good point!!!!

    • @itstiffanyrachel
      @itstiffanyrachel 4 ปีที่แล้ว

      😂😂😂

    • @karanbagri6456
      @karanbagri6456 4 ปีที่แล้ว

      Was thinking the exact same thing like what happened to social distancing

  • @rem145
    @rem145 4 ปีที่แล้ว +21

    This is the kind of stuff that scares me the most. There would be one counselor series and if not resolved=gone. This is the number one trait I look for in dating. Scary especially in COVID

  • @kyratompsett4409
    @kyratompsett4409 4 ปีที่แล้ว +9

    Financial infidelity. That's rough. I can't imagine not being able to trust someone anymore after so many yeara

  • @karintolbert7452
    @karintolbert7452 4 หลายเดือนก่อน +2

    I'm never willing to work with or trust a chronic liar in any relationship.

  • @aileencrane7700
    @aileencrane7700 4 ปีที่แล้ว +5

    I don’t even understand why this is a question for her. LEAVE HIM!

  • @littleripper312
    @littleripper312 2 ปีที่แล้ว +7

    This is why women feel the need to work and have a career despite some of them wanting to be at home and raise the children. Otherwise they are venerable to being in this situation and they can't get out. Never fully give up working, always at least have a part time job. It's just too dangerous.

    • @marywebb9127
      @marywebb9127 2 ปีที่แล้ว

      If women would use their heads instead of going with feelings, marriages would work. It is good to be attracted and in love but if you blind are to his personality flaws. It will be a rough marriage. You have to have trust in a marriage if you can not trust them don't get married. There is nothing wrong with one spouse staying at home taking care of the children or if a woman chooses to be a house wife. Just because you picked the wrong mate or have trust issues. Does not mean that the rest of us should. You need get some help with those feelings. Trust issues will hurt you in other aspects of your life.

  • @masterofgarden3472
    @masterofgarden3472 4 ปีที่แล้ว +87

    I know what her husband is doing because I was doing the same things. He addicted to gambling. I was doing the same things. I don't lies to the wife I told her what I was doing. He going to fail bad because doctor are the worst in investment. They think they know every topics.

    • @HamiltonRb
      @HamiltonRb 4 ปีที่แล้ว +18

      My wife is a physician, and I handle all the money and investments in the family, but she tells me about other physicians & surgeons who have invested and lost in all kinds of things, so you are right about being bad with money.

    • @Victoriaxx08
      @Victoriaxx08 4 ปีที่แล้ว +14

      HamiltonRb my dad is a doctor. Although he is great with finance he’s told me all about his partners and friends and how awful they’ve all done. It so sad, no one can afford to retire!

    • @TheTaytay198
      @TheTaytay198 4 ปีที่แล้ว +5

      HamiltonRb you are dead on. I’m a wealth manager and I’d agree Dr’s are the worst due to arrogance. Engineers are 2nd worst because they all think they know numbers better. Money management is a moving target that moves daily, it’s not static like surgery or designing a building. I’m not about about marriage counseling so much rather having open communication with the wife making sure things are 50/50. Just pick the right girl that is emotionally stable and grow together. I’m assuming this chick doesn’t work because she married a Dr. seen it to many times.

    • @TheTaytay198
      @TheTaytay198 4 ปีที่แล้ว

      Alex Lee yes sir. Life isn’t that hard.

    • @TheTaytay198
      @TheTaytay198 4 ปีที่แล้ว

      Alex Lee you are dead on. Rock what you know and leave your ego at the table.

  • @hollystiener16
    @hollystiener16 4 หลายเดือนก่อน +1

    She is so calm. I honestly would lose my mind over something like this.

  • @txbre8758
    @txbre8758 4 ปีที่แล้ว +35

    Thank God I’m single

    • @meesc3556
      @meesc3556 4 ปีที่แล้ว +2

      Same Bre. Cheers to singlehood :)

    • @seventhchild7270
      @seventhchild7270 4 ปีที่แล้ว +3

      Bre... ......exactly!.....have my .own money, peace, good health, debt free, live simple but nice/ good life, Thank God!

    • @iamnottheone3020
      @iamnottheone3020 4 ปีที่แล้ว

      Angela Lewis Me too🙌🏾

  • @davidking4779
    @davidking4779 4 ปีที่แล้ว +12

    This is the same story as I have about my ex-wife. After I told her that if She did it again I would leave her, She did it again and then I told myself everyday after that, when the time is right I was leaving. Counseling does no good with these people, I tried for 1.5 years at a heavy expense both financially and emotionally. My wife did not lie to me, just just never told me the truth. She somehow would blame me for her bad behavior. I don't think narcissistic lairs are curable.

    • @jomontanee
      @jomontanee 4 ปีที่แล้ว

      David King How long have you left her?

    • @davidking4779
      @davidking4779 4 ปีที่แล้ว +4

      @@jomontanee I divorced 22 years ago, happily remarried, financially successful. Divorcing after 22 years married was toughest decision of my life, but the correct one.

    • @naturesoundsofireland1241
      @naturesoundsofireland1241 2 ปีที่แล้ว

      @@davidking4779 I agree, it's virtually incurable. I'm so sorry for your suffering and I'm glad you're on a happier path now.

  • @meMiner
    @meMiner 4 ปีที่แล้ว +19

    Gambler addiction by the sound of it. It won't get better. In the longer run, she will be better without him. If she doesn't leave, he will drag her down into his wormhole.

  • @Gmenpg
    @Gmenpg 4 ปีที่แล้ว +88

    I prefer Dave solo

    • @charaardrey5846
      @charaardrey5846 4 ปีที่แล้ว +2

      I like my Dave solo as well 😂

    • @CyberXShinobi
      @CyberXShinobi 4 ปีที่แล้ว +9

      John Maxwell said it best in his book The 21 Irrefutable Laws of Leadership. The Law of Explosive Growth, "To Add Growth, Lead Followers - To Multiply, Lead Leaders." Dave recognizes that he won't be around forever and he is training up the next generation of financial leaders to continue his legacy of providing common sense and biblical financial advise. So even though solo Dave maybe what we're all used to, co-host Dave is what we need for the future.
      Hope you're having a great Quarantine day.

    • @banonymous6790
      @banonymous6790 4 ปีที่แล้ว +2

      Gmen pg same. The guy talks too fast and yells to try to get a word in over Dave

    • @maxinef6654
      @maxinef6654 4 ปีที่แล้ว

      Is he Dave’s sidekick for now on? I’m been MIA with this show.

    • @elizabethallen4353
      @elizabethallen4353 4 ปีที่แล้ว +1

      me too!!

  • @brittanyb5942
    @brittanyb5942 4 ปีที่แล้ว +16

    LEAVE HIM!

  • @tamick2000
    @tamick2000 4 ปีที่แล้ว +13

    I see speculation that he is cheating and I think he is not. He sounds like he is super focused on the fantasy of getting rich quick and that is a mistress itself. So sad.

    • @paresaalizadeh2423
      @paresaalizadeh2423 2 ปีที่แล้ว

      Hes desperately looking for a get rich quick because hes probably is working 80+ hours per week and he is burned out.

  • @APBusinessLive
    @APBusinessLive 4 ปีที่แล้ว +18

    As a couple, we believe that team work is the key to success! We have to be transparent all the time.

  • @kevini4295
    @kevini4295 2 ปีที่แล้ว +1

    She should consider leaving and talk to a divorce lawyer. I don't see an alternative.

  • @allaboutanngee4899
    @allaboutanngee4899 3 ปีที่แล้ว +2

    You need to leave NOW!
    Run!

  • @pattygeee2298
    @pattygeee2298 3 ปีที่แล้ว +9

    This show has confirmed to me that I will never make the mistake of getting married again.

  • @lastnbrown
    @lastnbrown 3 ปีที่แล้ว +4

    When you file your taxes, file the form "innocent spouse" to protect yourself.

  • @chiaraippoliti
    @chiaraippoliti 3 ปีที่แล้ว +9

    LOVE YOURSELF! Don't stay with someone who doesn't value you or include you in her/his life. It's better to be single than to be with someone who doesn't respect you.

    • @SC-gp7kt
      @SC-gp7kt 3 ปีที่แล้ว

      Huge facts!

  • @barbieblue3336
    @barbieblue3336 3 ปีที่แล้ว +2

    He is beating her up, financially and emotionally. He is treating her like she is not intelligent, or important.
    This woman knows he is gaslighting her

  • @neneshubby
    @neneshubby 4 ปีที่แล้ว +5

    And this guy is a doctor? I sure hope I don’t have an appointment with this guy tomorrow

  • @guitarplayergeek
    @guitarplayergeek 4 ปีที่แล้ว +5

    I am passionate about guitars. I have a huge collection, my wife did not mind at all. She actually admired a few in the collection. We always discussed financial decisions, If I wanted to acquire a new one, we would discuss the financial ramifications of a new guitar. This one time I found something I knew she would not agree to. I bought it anyway. The biggest argument of or lives happened on the day of delivery. I knew I was wrong, but I wanted it so bad. She passed away the next day. I broke her heart and then she broke mine. The guilt of not being honest is something I will never recover from. Please, I beg of you all, be honest in all that you do. Tell your loved ones everything. Secrets are not worth keeping. Your partner loves you and will understand.

  • @SC-gp7kt
    @SC-gp7kt 3 ปีที่แล้ว +7

    Counseling?!? Waste of time. Divorce? PRICELESS.

  • @DamesWorld
    @DamesWorld 4 ปีที่แล้ว +10

    Whoever sang the song “Roxanne” when he said her name is a real one 💯

    • @ChrisMFlorida
      @ChrisMFlorida 4 ปีที่แล้ว

      The Police - Roxanne from 1978.

    • @colonless7512
      @colonless7512 4 ปีที่แล้ว

      Roxaaaaaannnnnee, you better leave this guyyyy

  • @tonyb9185
    @tonyb9185 3 ปีที่แล้ว +12

    If you can lie about one thing you can lie about everything

  • @danettemckinnon7251
    @danettemckinnon7251 4 ปีที่แล้ว +5

    This is my ex-husband, who is still a financial train wreck, all the while I am in BS3. Yay!!!

  • @davidking4779
    @davidking4779 4 ปีที่แล้ว +7

    Everyone, including him, knows he is screwing up his life. No amount of counseling is needed to shine a light on this problem.

  • @TIMVESTMENTS
    @TIMVESTMENTS 4 ปีที่แล้ว +4

    You’re only as strong as your weakest link... you could be good with money but your spouse might be spending your efforts

  • @hirambright9357
    @hirambright9357 ปีที่แล้ว +7

    I repeat myself. Why do most of his videos make me happy I am not married?

    • @pnwpariah8691
      @pnwpariah8691 ปีที่แล้ว

      People only call when they are having issues, marriage can be wonderful, just have to find the right person, Lord knows I’m lucky

  • @MissCandy350
    @MissCandy350 4 ปีที่แล้ว +21

    Divorce ASAP!!! Don't look back!

  • @MrMiamiswaggz305
    @MrMiamiswaggz305 4 ปีที่แล้ว +49

    Title changed to “my ex took out a loan behind my back 🤣🤣😂😭”

  • @rebeccacarraway480
    @rebeccacarraway480 2 ปีที่แล้ว +2

    He has a shopping compulsion/addiction and poor boundaries. Probably had a deprived childhood or some sort of early life trauma involving abandonment. He needs therapy badly.

  • @Jason-uw3wn
    @Jason-uw3wn 4 ปีที่แล้ว +3

    Wow. How can people do this to their families. What a nasty thing to do.

  • @flisfinance5680
    @flisfinance5680 3 ปีที่แล้ว +3

    Wow definitely a challenging situation and she needs to be clear!!! This man is out of control and needs a big wake up call!!!

  • @G_Money_
    @G_Money_ 4 ปีที่แล้ว +26

    There's always three sides to the story. Her side, his side, and the truth 😎

    • @chartuck
      @chartuck 4 ปีที่แล้ว +5

      She's leaving out the part where she has no job, and has probably stepped out on him, too.

    • @blackworldtraveler3711
      @blackworldtraveler3711 4 ปีที่แล้ว +7

      G Money
      There’s always three types of rings.
      Engagement ring
      Wedding ring
      Suffer ring

    • @G_Money_
      @G_Money_ 4 ปีที่แล้ว

      @@blackworldtraveler3711 hahahaha 🤣🤣🤣

  • @valeryrodolico9238
    @valeryrodolico9238 4 ปีที่แล้ว

    Love ya, Dr. D! Amen!

  • @ThinkMoneyBenny
    @ThinkMoneyBenny 4 ปีที่แล้ว +41

    Roxanne is not doing better than she deserves 😑

  • @joecity856
    @joecity856 4 ปีที่แล้ว +44

    I love Eastern Euro Dave rocking the three stripes pretty soon he is going to be chain smoking cigs

    • @mattschmitt9924
      @mattschmitt9924 4 ปีที่แล้ว +1

      Gold chains and chest hair!

    • @justinelliott3529
      @justinelliott3529 4 ปีที่แล้ว

      Joe Conti and squatting everywhere lol

    • @ChristoherWGray
      @ChristoherWGray 4 ปีที่แล้ว +1

      And wearing skinny jeans with no socks

    • @x-rayscott3409
      @x-rayscott3409 4 ปีที่แล้ว +1

      @@ChristoherWGray Easy there!

    • @greenearthblueskies8556
      @greenearthblueskies8556 3 ปีที่แล้ว

      Lol Run DMC 🤣 ....all he needs a backwards cap 🧢 and a big radio on his shoulders, to start bebopin

  • @chrislombardi
    @chrislombardi 4 ปีที่แล้ว +5

    Oh boy Dave isnt feeling better than he deserves today. I hope hes feeling okay. Or maybe he finally just thinks he does deserve how he feels. Good for you Dave!

  • @punknhead23
    @punknhead23 3 ปีที่แล้ว +4

    You can't really wait to "come to the end" because given time he will lose all of their money!

  • @deb6061
    @deb6061 3 ปีที่แล้ว +11

    My husband and I are debt free including our home. He makes the money and I pay the bills. We’ve been married for almost 40 years. We both know how much we have in savings, IRA and pension. We make decisions together on large purchases. I know all the passwords though! LOL You have to be on the same page with your finances and goals. It’s a great feeling to be DEBT FREE! I wish this for everyone out there working towards getting debt free.

  • @rayali9854
    @rayali9854 4 ปีที่แล้ว +15

    He'd be my ex spouse when I get through with him.Has he cheated on you before.not cheat cheat she says. Are you kidding me.if hes cheated financially he has cheated relationship wise my dear.

  • @franknberry333
    @franknberry333 ปีที่แล้ว +2

    This lady deserves so much better!

  • @faradaysage15
    @faradaysage15 2 ปีที่แล้ว +1

    She knows why they didnt go back to counseling...both of them used it to attack the other. They aren't a match.