நீங்க சொல்லுறதெல்லாம் சரிதான். ஒரு கல்யாணம், காட்சி இல்ல சொந்தகாரங்க சென்னைக்கோ அல்லது நீங்க இருக்கிற வீட்டுக்கோ வந்தால் முதல் கேள்வி என் சொந்தவீடு வாங்கலை, இவ்வளவு நாளா நகரத்துல வேலை பார்த்து என்ன புரியோஜனம் 'ன்னு கேப்பாங்க, அடுத்தவங்களுக்காக நாம வீடு வாங்கலைன்னாலும்... அது ஒரு ஸ்டேட்டஸ் நீங்க சொல்லுற மாதிரி காலத்துக்கும் வாடகை வீட்டுல இருக்கிறவன் கண்டிப்பா புத்தியில்லாதவனாதன் இருக்கனும்... வாடகை வீட்டுல நூறு கண்டிஷன் இருக்கும். எத்தனை பேர் வீடு உரிமையாளர் தொல்லையால இந்த முடிவை எடுக்குறாங்கன்னு மிடில் கிளாஸ் மக்களுக்குத்தான் தெரியும். ஊரிலே சொந்த வீடு இருந்தாலும் நகரத்திலே வாடகை வீட்டுல ரொம்ப வருஷமா இருக்கிறவங்களுக்கு சொந்தத்திலும் மரியாதை இல்லை சுற்றிலும் மரியாதை இல்லை.
In my view strictly one should avoid purchasing house with EMI, which is solely depend on your monthly salary. Don't get carried away by the thought of paying EMI instead of rent, which is absolute bullshit spreaded by Housing Finance companies to sell their products. Don't take long term loans & get trapped for life long. By creating asset one should live your life peacefully. None of the people live peaceful life by taking loans.
Don't go blindly based on these expert opinion. Builders and brokers are far clever than us. If we postpone our decisions for a long time, houses may become unaffordable
@@msrenterprises6468 I m professional banker for 20 yrs & i know the pain of paying EMI...Real estate as an industry have produced tremendous growth in last 2 decades but affordability is something purely depends on individual mindset. Living in 3bhk at the heart of the city with too much financial pressure is not worth than living in a small house located in the outer range of city with less financial pressure. Buy your OWN house or property only when it is affordable. Otherwise will end in trouble, which i am witnessing daily by the way of increasing NPAs on housing loans.
@@padmanabanb1848 When the markets are down, mutual funds cannot bring in Magic and showcase high returns - Understand, Mutual funds invest in stocks, ETFs, Index funds, and Property - Also they take percentage of your investment even if your lose money - Everything look rosy when the governments print money and put in your pocket When they tighten their belt by increasing interest rate that is when you feel the pain - So don't make innocent to lose money by your long term bullshit - At least they will have a house to stay on their own -
So the sensible strategy is take an SIP of 2000 monthly for 10 years at a return of 12%, u will get 4.65 Lakhs at end of 10 years. Take that amount and prepay around 5 Lakhs to your loan, this will be taken for your principal loan amount. Gold value in 2010 to 2022 has appreciated by 197%. So if we buy sovereign gold bond for 1 Lakh at start of your loan, let we take it gets appreciated by 150% in 10 years, then we will get another 2.5 Lakhs. So at the end of 10th year, we will prepay 7.5 Lakhs to your principal amount of 30 Lakhs.
On a safer side, take 25 years loan. Whenever an extra amount comes in your job or business, buy sovereign gold bonds. Keep the gold bonds. After Ten years in your loan, sell ur sovereign gold bond. With that amount, prepay ur loan amount such that the principal gets reduced. Parallel cut ur expenses and put that in SIP for same 10 years. Whatever the Yield of SIP that comes after 10 years, u prepay the loan amount. Adopt the same strategy for next five years. Prepay and close ur loan in 15 years.
This is real out of the box for Comman man, I really Love this speech .... Fact is Fact, true always silent .... Very Few people only listen and benefit💕 But I whish to reach this video to all...
13:44 r u saying for common people... 30k bracket... 15 put in mutal tomorrow if market loss then he have to wait for next market up.... also tomorrow you will give idea if eating 100 rs then eat only 25 then put 75 in mutal... like that'a
Theories never work in practical life. To be debt free as early as possible in life is the best solution ever, not the longer tenure. My question to such advisors is how you do rate a corporate that chooses the approach you suggested for the individual
Rental house having facilities are less. Eventhough paying rent on time, but owner not clear repair works. Own house having advanced facilities and not waiting to clear repair works. Sometime Family Head is sick or unemployed, own house are comfortable. To buy a house half amount should be saving and loan. Every person must having own house before marriage.
Well-presented your take on Owning /Renting the house. It’s not easy to project a view-point that is against social conformity since consensus is always considered comfortable even though meaningless, but you did that with elan & proved with your numbers … The concept of E House is quite brilliant and out of the box too. At last, you summed up beautifully saying that there is no such thing as an IDEAL decision but only suitable ones as per one’s needs & desires. Every feature comes with some sharp edges which we need to use up to our advantage - your 4 tricky points in housing loans are worthy to emulate… As usual, you rock Mr. Padhu!
Sir I have taken a loan on 7.5 interest for 20 years bank increase interest up to 9.5 without my notice because of repo rate . So whatever emi I paid for 7 years will be gone for interest only. It's always better to prepay a loan at least by half then start investing on sip
Sir homeloan Emi is a long term commitment whereas the investment is subject to the day till we work in an organization. we cannot see the Knife at our head everyday (private job) your idea is good but who knows what will happen in next 10 or 15 years . due to corona so many industries affected so how we can say that after 20 years you will get this much amount. its better to close the outstanding loan and stay happily in our dream home
If the girl is giving importance only to your belonging than your true nature. How you expect those marriage will be fruitful in the long run. Even if you have house, what is the guarantee that suits your future wife taste! Just think about it. These are different perspective which is unheard so it is difficult to accept this view. If you don't like that view, leave it...
That's y I buy a home before marriage by taking home loan.. Majority Girls won't expect but their parents expecting a own home for their daughter to live after a marriage.. we can't directly talk to a girl about this.. first parents have to talk and decide...only the persons who faced the situations before marriage will know the pain..
you are absolutely wrong. none of the middle class family expects you to buy a car or home. they want u to be a good husband,you going one step above from the middle class and complaining about all girls expecting home.
If we go by what sir say by taking home loan for 25 years for 30 Lakhs for 7.5% at an EMI of 22170, we will end up paying of 66,51,000 at end of loan. If we put an SIP of 2000 monthly for 25 years at a return of 12%, we will get 37,95,270. We have paid 36,51,000 as interest to the home loan of 3000000. So at the end of 25 years. We are almost zero again. Whatever the money earned in SIP will be settled for interest we have paid for the loan. Private sector jobs are temporary and any pandemic comes, we will be closed. So better to close any loan in 10 years or maximum 15 years.
Interest 7.5%, mutual fund un guaranteed return 12%, difference 4.5 % ..for this 4.5%, we need to worry every month/day whether mutual fund will atleast return 12 % or not which adds stress factor, gets bp ends up in spending for hospital.. and again tax slab applies to the profit amount if it exceeds 1 Lakh profit of that year..
i am not going with your point ?? Simply you can invest in gold and Going for loan go for minimum tenture , any postal schemes for kids can be a good option rather then mutual funds,.
@@padmanabanb1848 Thank you sir ,. But I dont know why all of them speaking about mutual funds from cricket celebrity to third party people, Is that a marketing view ,.
அப்படியே யோசிச்சிக்கிட்டே இருந்தா வேஸ்ட் எவ்வளவு தான் சம்பாதிச்சாலும் வருடங்கள் ஆக செலவுகள் அதிகமாக இருக்கு. வீடு வாங்கும் முன்பு மொபைல் தேவை அதிகமா இல்லை இப்போ L kg பிள்ளைக்கு ககூட மொபைல் Jio recharge செய்ய தேவை நம் தகுதிக்கு வாங்கலாம்
Romba easy ah 15% returns nu sollitinga, adhella SIP la varathu... max 12% tha that too with a lot of correction.. naalaiku adhu oru apprecating asset nu pesa maatingringa.
Is this view based on last two years mutual fund? What about market risk,job security and House loan interest rates going up? I think better to compare the growth percentage and loan interest rate and other factors to decide on this..
18: 00 years increase panna bankuku interest kudukanum... appo banku sambaripan, enna vendudala bank sambadikarathuku... sekirama katuviya... ennoru vedu vanguviyanu illama.... 20 yr 30 aku... pre payament panada... Iippadilam advice panna enna nenaukaradunu... 20 or 30 do u able to gaurentee... vadi vangiyavadu mutuala podu... tapana advice panna ellarum emaramataga
Really good example for current practical scenarios. But these kind of decision should be based on a persons background and his or her habits in life in terms of money handling ..
Ennaku purila middle class peoples and oru savings illathavangala including me ellaroda dream own house athuku ore option EMI la home vangurathu appo vennanu soldringa appo own house epdi achieve pana mudium ennaku therila
சார் என்னுடைய நீண்டகால குழப்பத்தை இந்த வீடியோ மூலமாக தெளிவா விளக்கமாகவும் புரிய வைத்து உள்ளீர்கள் இதற்கு மட்டுமல்ல இதனுடைய அடிப்படைத் தன்மை மற்ற எல்லா முதலீடுகளுக்கும் பொருந்தும் வகையில் விளக்கியுள்ளீர்கள் நன்றி சார்
But tenure increse ana interest amount increase agum, so nama mutual fund la invest pani gain panra amount um, housing loan interest amount um same ah varume, neega solrthu eppdi benfit agum
Investing not suit for everyone it will Hurt strongly if any loss occur. They need Emergency funds for 1 year and some Gold then they can take risk. Million of videos Invest money 💰 invest money but 10% people only winner of investing. They know rules and how to handle emotions during 📉 losses .
You have every right disagree, look at different perspective and last 20 year data proves. I believe the next 20 years will be either equal or better than the last 20 years...
நடுத்தரமான குடும்பத்திற்கு உங்கள் விளக்கம் அருமையான ஆலோசனை சார்..மிக்க நன்றி..🙏
நீங்க சொல்லுறதெல்லாம் சரிதான். ஒரு கல்யாணம், காட்சி இல்ல சொந்தகாரங்க சென்னைக்கோ அல்லது நீங்க இருக்கிற வீட்டுக்கோ வந்தால் முதல் கேள்வி என் சொந்தவீடு வாங்கலை, இவ்வளவு நாளா நகரத்துல வேலை பார்த்து என்ன புரியோஜனம் 'ன்னு கேப்பாங்க, அடுத்தவங்களுக்காக நாம வீடு வாங்கலைன்னாலும்... அது ஒரு ஸ்டேட்டஸ் நீங்க சொல்லுற மாதிரி காலத்துக்கும் வாடகை வீட்டுல இருக்கிறவன் கண்டிப்பா புத்தியில்லாதவனாதன் இருக்கனும்... வாடகை வீட்டுல நூறு கண்டிஷன் இருக்கும். எத்தனை பேர் வீடு உரிமையாளர் தொல்லையால இந்த முடிவை எடுக்குறாங்கன்னு மிடில் கிளாஸ் மக்களுக்குத்தான் தெரியும். ஊரிலே சொந்த வீடு இருந்தாலும் நகரத்திலே வாடகை வீட்டுல ரொம்ப வருஷமா இருக்கிறவங்களுக்கு சொந்தத்திலும் மரியாதை இல்லை சுற்றிலும் மரியாதை இல்லை.
Correct sir. Loosu mathiri pasarar thalaivar
Extremely well presented! Smooth logical flow of points.
Not to mention the super audio quality.
Different views on house loan Sir. Interesting. I analyze it deeply.
Very very nice presentation.
fortunately unknowingly i was doing the same thing maximum loan tenure.
Nice explanation about buying a house and at the same time how to build more money by investing surplus amount in mutual fund during EMI.
பகுப்பாய்வும் ,விளக்கமும், அருமை அருமை அருமை சார்!
Yghhh
K11ipyyyuyyyyy
Very clear & comprehensive explanation sir !!!
Very informative . Thought to pay partial amount on my housing loan but now i plan to invest on SIP.Thanks sir,
In my view strictly one should avoid purchasing house with EMI, which is solely depend on your monthly salary. Don't get carried away by the thought of paying EMI instead of rent, which is absolute bullshit spreaded by Housing Finance companies to sell their products. Don't take long term loans & get trapped for life long. By creating asset one should live your life peacefully. None of the people live peaceful life by taking loans.
I admit🤝
Don't go blindly based on these expert opinion. Builders and brokers are far clever than us. If we postpone our decisions for a long time, houses may become unaffordable
@@msrenterprises6468 I m professional banker for 20 yrs & i know the pain of paying EMI...Real estate as an industry have produced tremendous growth in last 2 decades but affordability is something purely depends on individual mindset. Living in 3bhk at the heart of the city with too much financial pressure is not worth than living in a small house located in the outer range of city with less financial pressure. Buy your OWN house or property only when it is affordable. Otherwise will end in trouble, which i am witnessing daily by the way of increasing NPAs on housing loans.
97% மக்கள் முதலீட்டில் பணம் இழப்பதே அதிகம் - எப்பொழுதுமே ஒரு சின்ன வீடு ஆவது வாங்கி சீக்கிரம் கட்டி முடியுங்கள் -
அதன் பிறகு முதலீடு செய்யுங்கள்
Long term no one lost money in Mutual Funds. Do not compare other investments with Mutual funds
@@padmanabanb1848 When the markets are down, mutual funds cannot bring in Magic and showcase high returns - Understand, Mutual funds invest in stocks, ETFs, Index funds, and Property - Also they take percentage of your investment even if your lose money - Everything look rosy when the governments print money and put in your pocket When they tighten their belt by increasing interest rate that is when you feel the pain - So don't make innocent to lose money by your long term bullshit - At least they will have a house to stay on their own -
So the sensible strategy is take an SIP of 2000 monthly for 10 years at a return of 12%, u will get 4.65 Lakhs at end of 10 years. Take that amount and prepay around 5 Lakhs to your loan, this will be taken for your principal loan amount. Gold value in 2010 to 2022 has appreciated by 197%. So if we buy sovereign gold bond for 1 Lakh at start of your loan, let we take it gets appreciated by 150% in 10 years, then we will get another 2.5 Lakhs. So at the end of 10th year, we will prepay 7.5 Lakhs to your principal amount of 30 Lakhs.
சிறப்பான வழிகாட்டுதல் நன்றி ஐயா
This kind of valuable information very good for young people.
finally u r trying to say is to invest to sip
Valuable information sir
Thank you very much
On a safer side, take 25 years loan. Whenever an extra amount comes in your job or business, buy sovereign gold bonds. Keep the gold bonds. After Ten years in your loan, sell ur sovereign gold bond. With that amount, prepay ur loan amount such that the principal gets reduced. Parallel cut ur expenses and put that in SIP for same 10 years. Whatever the Yield of SIP that comes after 10 years, u prepay the loan amount. Adopt the same strategy for next five years. Prepay and close ur loan in 15 years.
GOLD is never ever be an investment!!! It is meant only for consumption.
@@padmanabanb1848 sir compare 1 gram gold rates in 2010 and 2022 sir
Very very bad idea.....
10000000% perfect best video of the year for me, thank you sir
You have opened my eyes...
Thanks.
Wonderful padhu sir. As usual,
It is true.
100% Practical approach 👍
Arumaiyana vilakkam sir
Rempa nanri sir
அருமை அருமை சார்.
Ur idea is only useful for upper middle class family. Not used for middle class family
Excellent information and beautiful explanation.Sir, could you make video for NRI's.
This is real out of the box for Comman man, I really Love this speech .... Fact is Fact, true always silent .... Very Few people only listen and benefit💕
But I whish to reach this video to all...
13:44 r u saying for common people... 30k bracket... 15 put in mutal tomorrow if market loss then he have to wait for next market up.... also tomorrow you will give idea if eating 100 rs then eat only 25 then put 75 in mutal... like that'a
Nice enlightening show Padhu sir to know about home loan and the mistakes we should avoid
8:54 good 15:00 Super
Very informative useful video super
Explained very well sir.
Very good informations. Thank you.
அருமையான விளக்கம்
Wow thankyou sir ❤️ Very useful for Beginners sir
What you are saying is correct sir and also true
Theories never work in practical life. To be debt free as early as possible in life is the best solution ever, not the longer tenure. My question to such advisors is how you do rate a corporate that chooses the approach you suggested for the individual
Rental house having facilities are less. Eventhough paying rent on
time, but owner not clear repair works.
Own house having advanced facilities and not waiting to clear repair works.
Sometime Family Head is sick or unemployed, own house are comfortable.
To buy a house half amount should be saving and loan. Every person must having own house before marriage.
It is the choice, if you like own house then you go and buy. What I shared is practical
Well-presented your take on Owning /Renting the house.
It’s not easy to project a view-point that is against social conformity since consensus is always considered comfortable even though meaningless, but you did that with elan & proved with your numbers …
The concept of E House is quite brilliant and out of the box too.
At last, you summed up beautifully saying that there is no such thing as an IDEAL decision but only suitable ones as per one’s needs & desires.
Every feature comes with some sharp edges which we need to use up to our advantage - your 4 tricky points in housing loans are worthy to emulate…
As usual, you rock Mr. Padhu!
Ok
Explained very clearly.. it would ve helpful if you thrown some light on buying house for tax savings.
don't buy asset for tax saving. if the asset is really needed for u then go for it. it will give u tax deduction
Sir please try to information us that, which companies are best in mutual funds, please list out it. Thank you very much for your guide 🙏🙏
Don't discourage
Very clear information sir, thank you
Excellent message sir tq.
Buying home is better than renting
Sir I have taken a loan on 7.5 interest for 20 years bank increase interest up to 9.5 without my notice because of repo rate . So whatever emi I paid for 7 years will be gone for interest only. It's always better to prepay a loan at least by half then start investing on sip
Nice. Very good explanation.
Sir homeloan Emi is a long term commitment whereas the investment is subject to the day till we work in an organization. we cannot see the Knife at our head everyday (private job)
your idea is good but who knows what will happen in next 10 or 15 years . due to corona so many industries affected so how we can say that after 20 years you will get this much amount. its better to close the outstanding loan and stay happily in our dream home
Super insight on housing loan
Wonderful insights. Thank u so much sir
Thank u so much sir.
Girls are not marrying us because of no house. So we're in a compulsion to buy house otherwise we have to be single. So please share your advice
If the girl is giving importance only to your belonging than your true nature. How you expect those marriage will be fruitful in the long run. Even if you have house, what is the guarantee that suits your future wife taste! Just think about it. These are different perspective which is unheard so it is difficult to accept this view. If you don't like that view, leave it...
@@padmanabanb1848 bro all girls are like that because they're earning equal to boys it i think like you i will be single forever 😂
That's y I buy a home before marriage by taking home loan.. Majority Girls won't expect but their parents expecting a own home for their daughter to live after a marriage.. we can't directly talk to a girl about this.. first parents have to talk and decide...only the persons who faced the situations before marriage will know the pain..
@@leojohnson1892 same dude
you are absolutely wrong. none of the middle class family expects you to buy a car or home. they want u to be a good husband,you going one step above from the middle class and complaining about all girls expecting home.
good info Padhu sir
If we go by what sir say by taking home loan for 25 years for 30 Lakhs for 7.5% at an EMI of 22170, we will end up paying of 66,51,000 at end of loan. If we put an SIP of 2000 monthly for 25 years at a return of 12%, we will get 37,95,270. We have paid 36,51,000 as interest to the home loan of 3000000. So at the end of 25 years. We are almost zero again. Whatever the money earned in SIP will be settled for interest we have paid for the loan. Private sector jobs are temporary and any pandemic comes, we will be closed. So better to close any loan in 10 years or maximum 15 years.
Exactly
Hundred % true sir..
All correct but you forgot inflation. Your absolute return after inflation will be roughly 7-10% only.
@@srinath710 correct
Interest 7.5%, mutual fund un guaranteed return 12%, difference 4.5 % ..for this 4.5%, we need to worry every month/day whether mutual fund will atleast return 12 % or not which adds stress factor, gets bp ends up in spending for hospital.. and again tax slab applies to the profit amount if it exceeds 1 Lakh profit of that year..
i am not going with your point ?? Simply you can invest in gold and Going for loan go for minimum tenture , any postal schemes for kids can be a good option rather then mutual funds,.
all the very best
@@padmanabanb1848 Thank you sir ,. But I dont know why all of them speaking about mutual funds from cricket celebrity to third party people, Is that a marketing view ,.
@@padmanabanb1848 Sir apdi ah ahtha Fund manager ah nambalam ah nu kuda solliduga sir 🤒
Super explain sir
First 4 mins 100 percentage ✅
அப்படியே யோசிச்சிக்கிட்டே இருந்தா வேஸ்ட் எவ்வளவு தான் சம்பாதிச்சாலும் வருடங்கள் ஆக செலவுகள் அதிகமாக இருக்கு. வீடு வாங்கும் முன்பு மொபைல் தேவை அதிகமா இல்லை இப்போ L kg பிள்ளைக்கு ககூட மொபைல் Jio recharge செய்ய தேவை நம் தகுதிக்கு வாங்கலாம்
Monthly emi RS 150000 a🤔
Sir, I experience that you are guiding us from your heart and not mere advising...
For discussion it is okay but in reality you must have home
Romba easy ah 15% returns nu sollitinga, adhella SIP la varathu... max 12% tha that too with a lot of correction.. naalaiku adhu oru apprecating asset nu pesa maatingringa.
Great. Thanks
Is this view based on last two years mutual fund? What about market risk,job security and House loan interest rates going up? I think better to compare the growth percentage and loan interest rate and other factors to decide on this..
it is based on last 20 years, not 2 years...
True reality brother
Salary increase agum kudave commitment m jasthi agum building materials rate erum aparam epdi katrathu epo katnalum kastapatutha aganum
yes bro
Disciplinea invest pananum bro. Theva ilatha selavu ellam kurachitha aaganum bro
Lifestyle mathama iruntha Nala save panalam salary increase aguthunu luxury la selavu pana ipdiyae than irukanum
Thalaivarukku owner thontharavu irunthal theriyum 😀😀😀😀
I completely disagree with you on mutual funds ..what will you do if the stock market crashed and recession chips in?
Possibility to happen is very less if it's a long term plan
Good Info Sir
Super sir eye open
நன்றி ஐயா
18: 00 years increase panna bankuku interest kudukanum... appo banku sambaripan, enna vendudala bank sambadikarathuku... sekirama katuviya... ennoru vedu vanguviyanu illama.... 20 yr 30 aku... pre payament panada... Iippadilam advice panna enna nenaukaradunu... 20 or 30 do u able to gaurentee... vadi vangiyavadu mutuala podu... tapana advice panna ellarum emaramataga
Super sir
Please show in numbers sir.. When you talk everything orally its difficult to match-up slow pickup ppl like us
Hi sir,can you share best mutual funds for long term investment
Sip eappady poduradu sir enga podaradugggannu solunga sir
Please email to riclramakrishnan@gmail.com
Great sir
சாமானிய மனிதனால் நீங்கள் சொல்றமாதிரி செய்யவே முடியாது
nice explain sir
Really good example for current practical scenarios. But these kind of decision should be based on a persons background and his or her habits in life in terms of money handling ..
Only one question... Is sip safe? After 60 years if you are in private job who will pay the rent?
Emi ன்னா மாதம் மாதம் எப்படியாவது கட்டிடுவோம் ஆனால் நீங்கள் சொல்றமாதரி பணத்தை சேமிக்கமுடியாது
SIP pota panalam
Super sir 🙏👏🙌👍👌❤🙏
Apo sondha veedu iladha paiyanuku ponnu kudupingala..? Idhella pesradhuku nalla irukum sir, but practically it's hard.
1.3 crores la...50000×60 months...30 lacs reduce panunga.. so 90 lacs ku 10 lacsthan in 5 years u have gained....
90 lakhs sip gained 1.35 Cr
Ennaku purila middle class peoples and oru savings illathavangala including me ellaroda dream own house athuku ore option EMI la home vangurathu appo vennanu soldringa appo own house epdi achieve pana mudium ennaku therila
Thanks sir...
சார் என்னுடைய நீண்டகால குழப்பத்தை இந்த வீடியோ மூலமாக தெளிவா விளக்கமாகவும் புரிய வைத்து உள்ளீர்கள் இதற்கு மட்டுமல்ல இதனுடைய அடிப்படைத் தன்மை மற்ற எல்லா முதலீடுகளுக்கும் பொருந்தும் வகையில் விளக்கியுள்ளீர்கள் நன்றி சார்
Its too gtest
SIP. How to invest sir.
Trustable a sir? How to contact
in 6;28 u saying people like to stay nearby school and nearyby office. Looks contradict...
But tenure increse ana interest amount increase agum, so nama mutual fund la invest pani gain panra amount um, housing loan interest amount um same ah varume, neega solrthu eppdi benfit agum
இந்த மிக உண்ணிப்பாக சப்ஜெக்ட் போகும் போது விளம்பரம் தேவையா கிசு கிசு வீடியோ வுல. போடுங்க
Investing not suit for everyone it will Hurt strongly if any loss occur.
They need Emergency funds for 1 year and some Gold then they can take risk.
Million of videos Invest money 💰 invest money but 10% people only winner of investing. They know rules and how to handle emotions during 📉 losses .
Because investor doing it on their own. Knowing is knowing & doing is doing. Investors need handholding
Monthly 1.5 lacs saving iruntha enagluke therium ena pannanun nu vaye iruntha pothum yaru vena financial advisor agiralam pola
Wont agree, MF retrun depends on market condition. Its better to have moderate EMI and accumulate money and repay frequently
You have every right disagree, look at different perspective and last 20 year data proves. I believe the next 20 years will be either equal or better than the last 20 years...
You are wrong... May be you don't have knowledge about MF I guess.....
@@rameshchinnasamy9135 haha go and check ur portfolio .Im hightly experienced trader and investor.
@@sasatony bro go with Index fund...MF can't beat index in long term warren Buffett eh solirukaaru....
Good ❤️
But ithu oru oorla standard job irukaravangaluku set agathu sir...
Government job irukaravangaluku epadi
Sir nalla information tha but 10min video va 25min pasi erukiga, 🤣
Thank u sir
Sir, intha house owner assiga paduthuranga
Sir ,which is the best SIP PLAN
Share some data where the funds generated 15percent