You can compare Term Insurance here 👉 Book your FREE call - ditto.sh/3cxocs Calculator link 👉 t.me/moneypurseadv/94260 Find the link below 👇to download IRDAI Annual Report and the Ratios irdai.gov.in/claims irdai.gov.in/annual-reports
I took two term insurances in the years 2017 and 2022. I informed to second insurance company about first insurance. But I have not informed to first insurance company about second insurance. My doubt is that shall I inform to first insurance company also?
Thank you so much for all your efforts. I see that in video you mentioned about top 5 insurance company but didn't list them. Please list the top 5 company
I'm working in a reputed MNC company, Recently purchased 1Cr term insurance, if sudden risk happened me, will my family get both term assured from my company as well as from my recent term which I took after watch ur videos? Also, how much total sum assured can one person have altogether for all insurance that he had
టర్న్ ఇన్సూరెన్స్ తీసుకోవలంటే ప్రత్యక్ష పన్ను చెల్లింపుదారుడై (ఐటీ రేటర్స్) ఉండాలి. పరోక్ష పన్ను చెల్లింపుదారునికి ఈ సదుపాయం పొందే అవకాశం ఏ మాత్రంలేదు, ఇది చాలా వివక్షతో కూడుకున్నది. ఆర్ధిక స్తోమత కలిగినవాళ్లకే అన్ని సదుపాయాలు
Key points: Sum assured - Take 15-20times of your current annual income Regular or limited time payment - If you are disciplined better to take limited time and invest the balance in index fund. MWP ( married women..) Critical illness Accidental death and disability rider Suggested tenure 70-75 years Term insurance - premium is locked and will be same across the period. Hence, better to take early.. Must review the policy document within 15 days of free lift period for ensuring safety
Chala mandhi money ki iche importance relations ki ivvani ee kaalam lo meeru ila kalisi undadam chala chala muchataga undhi. Happy to see you both on screen 😊
చాలా మంచి వీడియొ సాయి గారు ఒక్క విషయం మిస్ అయ్యారు చాలామంది ఎడ్యుకేషన్ లేకుండా బిజినెస్ లో అలాగే చదువుతోటి సంబంధం లేని ఉద్యోగాలు చేసే వాళ్ళు ఉంటారు కదా మరి అన్నీ కంపనీలు వాళ్ళకు కూడా టర్మ్ ఇన్షూరెన్స్ ఇస్తాయా?
Most liked video, helpful for many viewers, thank you! Generally, I only click LIKE button to any video but I'm sharing this video in my circles for sure.
Note: I appreciate the way you have framed it..... Additional policy theskunte ala share cheyyaru HLV ani untundi per head adhi calculate chesi issue chestharu and customer existing policy unna kuda issuance process lo trigger ayyi policy issue eh avvadhu
I see a problem with limited premium calculator logic. In the example you used, you did not consider negative savings from year 16 onwards. If we have saved 7,027 every year, we would expect the accrued corpus (2,93,400 assuming 12% returns) to pay my premiums from year 16 onwards. So, you should be having the differential value of -10,796 from year 16, to get the correct picture. Overall, I do agree that the rate of interest that works out is very less. Also, in case of eventuality, nominee gets this corpus and insurance claim. In case of limited payment, insurance company keeps the corpus and pays only insurance cover.
Absolutely! Here's a polished review for your session: I had an exceptional experience during my recent session where I sought information on term insurance. The guidance provided was comprehensive and insightful, addressing all my queries with clarity and precision. The detailed explanations helped me understand the intricacies of term insurance, including its benefits, different types, and key considerations when choosing a policy. Moreover, the recommended video was incredibly helpful, offering a visual and easy-to-follow breakdown of the concepts discussed. This combination of thorough answers and an informative video made the session highly valuable. I'm thoroughly satisfied and feel much more confident in making informed decisions about term insurance. Thank you Sai Garu and Team
Hi @MoneyPurse team. Here in this video in the excel calculator, you have taken into account the differential value as an investement for 15 years, which would generate somewhere around 87L in 45 years time. But should we also consider investing the 10,796 rupees (or invest the difference in total which is 2,18,475through STP) which we would not pay after 15 years in case of limited time pay. That corpus would be higher than 87L .. this is just my guess. Can you please calculate that too, just to be double sure. I hope you will answer this question
Hi Sai garu and Chandu garu Highly informative content. I can surely say that nobody would be able to provide the information as clearly than this. Keep up the good work MP team...
Dear Sai garu. You give lot of good information to viewers about financial products. Regarding Term Insurance limited payment term options has its own advantages. 61st month Persistency of insurance products is around 50% hence it is better to pay for limited period and Have peace of mind for the rest of the term. 80% of customers will not have the discipline of savings for 30 to 40 years in Mfs. 12% return is always not possible for long period where economy is growing very fast. Etc.
100% correct andi. Those who have a disciplined mindset for them Regular payment is best. Those whose job is not safe and not good in managing money for them Limited premium is best andi
Salary/expenses increase ayyite cover increment gurinchi kuda cheppalsindi sir. I heard something about it but forgot. Ofcourse i just saw the time stamps and still watching the video.
Hi Sir, I have taken out term insurance this year, selected the limited pay option, which is 12 years, and paid only 1 year's premium which is 33k. As I understood from your video, regular pay is a better option than limited pay. Could you please suggest what I need to do now? Can I continue this term insurance until next year and cancel it as I have already paid the premium for this year, or once I cancel this policy next year, can I take the new policy with regular pay? Please suggest me. I appreciate your suggestion.
Amazing video. A complete guide to Term Insurance. Please make a video on Health Insurance and request you to cover Health Insurance for senior citizens
Yes please do a video on difference between life insurance vs health insurance vs term insurance.Who can take which one and pros and cons.Thank you both..your knowledge sharing is much appreciated.Thanks alot.
Sai Garu Namasthe Term insurance theesukovadaniki oka person compulsory erner ga undala leka yevarikyna isthara. Eee doubt chala mandhiki undi kani agents mathram earner ga undalani rule yemi ledu antaru. Kani meeru ayithe correct ga cheputharani aduguthunnanu. Dayachesi ask money purse lo answer theliyacheyandi andhariki upayoganga untundhi. Srinivas. Dhanyavadhamulu.
Address change avutham appudu pin code Ela correct pettali! Salary change avutundi appudu? Oka video practical ga cheyandi for 25 years guy who recently get into job,he wants to take term and health insurance…before and after marriage nominee problems?
It is highly important, please make a video on health insurance also. I have got lot of clarity about Term insurance. PLEASE MAKE VIDEO ON HEALTH INSURANCE FAQ..
Term insurance Ki monthly 600-3000/- avthundi . Ante Age factors 24years - 40years vallaki . Income tax proofs , health related issues . Annual ga 13,000/- to 35,000/- varaku avthundi bro
Policy beeruva lo pettadam okkate kadu,intilo family members ki cheppandi,endukante future lo anukokunda edaina jarigite Dani claim chetyalisindi intilovare.claim process telusukondi family members ki kuda cheppandi
అన్నయ్య టర్మ్ ఇన్సూరెన్స్ "Pnb met life and Aegon insurance" కంపెనీ ల లో ఇంన్కమ్ ప్రూఫ్ లేకండా టర్మ్ ప్లాన్ ఇస్తున్నారు తీసుకోవచ్చా ? ఈ రెండూ కంపెనీ లు పర్లేధా?
Dear Money purse, thank you for the useful videos. Please can you answer my question here: should we surrender the unwanted endowment policy or do we need to convert it to paid up? Please advise and explain in detail, thank you.
Brother. I want to take Term Insurance. Just now ee video chusa. Much helpful. Okka question ki answer cheyyandi. I'm single. Ippudu Term tesukunte, MWP undadhu kadha. Em cheyyali mari...
Everyone talking about insurance and well explanation Meanwhile me: Hammaya final ga naku ans dorikindi veellu iddaru brothers monnati varaku mundu lavu ga undevademo ippudu sannaga ayyadu leda vellu iddaru vere vere emo nene confuse autunna ani juttu peekkunna inni rojulu finally my doubts clarified😂😂😂😂
QUERY : If we opted term insurance for 70 yrs and unable to pay the premium after 65yrs then what will happen to the policy and also please share a video for health insurance and suggest where we can get dental, eye related coverages also.. THANKS FOR THIS VIDEO
![[#2024MAMA] ROSÉ (로제), Bruno Mars - APT. | Mnet 241122 방송](http://i.ytimg.com/vi/dgGqD28J6aQ/mqdefault.jpg)
You can compare Term Insurance here 👉
Book your FREE call - ditto.sh/3cxocs
Calculator link 👉 t.me/moneypurseadv/94260
Find the link below 👇to download IRDAI Annual Report and the Ratios
irdai.gov.in/claims
irdai.gov.in/annual-reports
I took two term insurances in the years 2017 and 2022. I informed to second insurance company about first insurance. But I have not informed to first insurance company about second insurance. My doubt is that shall I inform to first insurance company also?
@@sanjaysamhitha3835 no need. You need not inform 1st insurer about 2nd insurance
Thank you so much for all your efforts. I see that in video you mentioned about top 5 insurance company but didn't list them. Please list the top 5 company
I'm working in a reputed MNC company, Recently purchased 1Cr term insurance, if sudden risk happened me, will my family get both term assured from my company as well as from my recent term which I took after watch ur videos?
Also, how much total sum assured can one person have altogether for all insurance that he had
Thank u Team, very good information. Sir, my sister Grovement teacher but she is physically challenged she is eligible to take Term Insurance....?
ప్రజలకి మేలు చేస్తున్న మీ అన్న తమ్ములు ఇద్దరికీ మా దీవెనలు
టర్మ్ పాలసీ గురించి చక్కగా విశ్లేషించారు. ధన్యవాదాలు 🙏
Happy to see both of you on the screen
Now, want to see all 3 in single screen ..
@@udaybhaskarraokandiyana8507who 3rd?
సరదాగా మాట్లాడుకుంటూనే, చక్కని ఇన్ఫర్మేషన్ ఇచ్చారు.
అన్న తమ్ముళ్లు చాలా చక్కగా వున్నారు❤
Gas voddu
@@ShivaKumar_Puttamanu నీకు అక్కర్లేకపోతే మానెయ్...
టర్న్ ఇన్సూరెన్స్ తీసుకోవలంటే ప్రత్యక్ష పన్ను చెల్లింపుదారుడై (ఐటీ రేటర్స్) ఉండాలి. పరోక్ష పన్ను చెల్లింపుదారునికి ఈ సదుపాయం పొందే అవకాశం ఏ మాత్రంలేదు, ఇది చాలా వివక్షతో కూడుకున్నది. ఆర్ధిక స్తోమత కలిగినవాళ్లకే అన్ని సదుపాయాలు
అవునూ సార్
Sir policy direct coy website nunchi tesukunte manchida ledante Policy bazaar nunchi teesukunte manchida pls reply sir
Itr file cheyi mari...
Good to see both of u in one frame and please do detailed video on health insurance as well. Thanks in advance!
Key points:
Sum assured - Take 15-20times of your current annual income
Regular or limited time payment - If you are disciplined better to take limited time and invest the balance in index fund.
MWP ( married women..)
Critical illness
Accidental death and disability rider
Suggested tenure 70-75 years
Term insurance - premium is locked and will be same across the period. Hence, better to take early..
Must review the policy document within 15 days of free lift period for ensuring safety
Can you suggest best term insurance company
Thx bro
Vellani yela contact avvalo office address telistey konchem cheppandi bro pl
@@santoshchintakula7754Tata aia
If you are disciplined then you can take regular payment option and investment the remaining amount in index funds!!
Chala mandhi money ki iche importance relations ki ivvani ee kaalam lo meeru ila kalisi undadam chala chala muchataga undhi. Happy to see you both on screen 😊
Yes,Really same feeling to me.
చాలా మంచి ఇన్ఫర్మేషన్ ఇచ్చారు మీరు కృతజ్ఞతలు. మీ వీడియోస్ మాకు అంత హెల్ప్ ఫుల్ గా ఉంటాయి.
Yes we need similar F&Q vedio on Health Insurence also
మీ ఇద్దరూ అన్నతమ్ములు ఒకే ఫ్రేమ్ లో కనిపిస్తుంటే చాలా ముచ్చటగా వుంది అన్న ❤❤❤
So nice to see you both on one screen ❤
చాలా మంచి వీడియొ సాయి గారు ఒక్క విషయం మిస్ అయ్యారు చాలామంది ఎడ్యుకేషన్ లేకుండా బిజినెస్ లో అలాగే చదువుతోటి సంబంధం లేని ఉద్యోగాలు చేసే వాళ్ళు ఉంటారు కదా మరి అన్నీ కంపనీలు వాళ్ళకు కూడా టర్మ్ ఇన్షూరెన్స్ ఇస్తాయా?
When looked at the Thumb nail first, felt like Double action Movie.😀. Happy to see you both at the same time. Thanks for the efforts.!!!!
Good to see both of you sharing the screen at a time
Ide comment cheddam ani vachha bro.. you already done good.
Very happy to see both brothers in one frame. Seems to be twins.
Hi Money purse team,
Thank you for FAQ's on Term Insurance 🥰🤝.
Please also for FAQ's on Health Insurance😊
me brothers single frame lo chudatam chala happy ga vundhi...
u both are doing great service...tq
Hi Team
Thanks for your effort to educating us on financial knowledge
Kindly do it on health insurance include NRI health insurance as well
Best term reference video sir...thanks for clearing all doubts..pls make a video on health policy
Happy to see both of you side by side ❤
Most liked video, helpful for many viewers, thank you! Generally, I only click LIKE button to any video but I'm sharing this video in my circles for sure.
Thank you for all the help you’ve have been doing… Yes we need video on Health Insurance as well
Most welcome and noted
Health insurance also
We need Health insurance video as well
After watching this video, I got a lot of understanding about term insurance. Also make a video about health insurance sir, please
Note:
I appreciate the way you have framed it..... Additional policy theskunte ala share cheyyaru HLV ani untundi per head adhi calculate chesi issue chestharu and customer existing policy unna kuda issuance process lo trigger ayyi policy issue eh avvadhu
Good to see you both together in one frame ❤
Entire session is going smoothly....😅Need more such interactions big brothers.
Most of the common doubts regarding this matter cleared
I see a problem with limited premium calculator logic. In the example you used, you did not consider negative savings from year 16 onwards. If we have saved 7,027 every year, we would expect the accrued corpus (2,93,400 assuming 12% returns) to pay my premiums from year 16 onwards.
So, you should be having the differential value of -10,796 from year 16, to get the correct picture.
Overall, I do agree that the rate of interest that works out is very less. Also, in case of eventuality, nominee gets this corpus and insurance claim. In case of limited payment, insurance company keeps the corpus and pays only insurance cover.
Chala baga chepparu andi thank you .
Chala detailed ga explain chesaru
very informative video andi thanks a lot 🙏
Thanks brothers for making us aware of the hidden facts behind term insurance.. please do a video on health insurance too..👍👌
Absolutely! Here's a polished review for your session:
I had an exceptional experience during my recent session where I sought information on term insurance. The guidance provided was comprehensive and insightful, addressing all my queries with clarity and precision. The detailed explanations helped me understand the intricacies of term insurance, including its benefits, different types, and key considerations when choosing a policy.
Moreover, the recommended video was incredibly helpful, offering a visual and easy-to-follow breakdown of the concepts discussed. This combination of thorough answers and an informative video made the session highly valuable. I'm thoroughly satisfied and feel much more confident in making informed decisions about term insurance.
Thank you Sai Garu and Team
Hi @MoneyPurse team. Here in this video in the excel calculator, you have taken into account the differential value as an investement for 15 years, which would generate somewhere around 87L in 45 years time. But should we also consider investing the 10,796 rupees (or invest the difference in total which is 2,18,475through STP) which we would not pay after 15 years in case of limited time pay. That corpus would be higher than 87L .. this is just my guess. Can you please calculate that too, just to be double sure. I hope you will answer this question
no they will not answer this question... very very bad part of money purse do proper research
Yes, Health insurance vedio also required covering Senior Citizens
Hi Sai garu and Chandu garu
Highly informative content. I can surely say that nobody would be able to provide the information as clearly than this.
Keep up the good work MP team...
If both insurance and namine both are died then who get sum assured
Case 01: one time settlement
Case 02: Monthly income plan
Dear Sai garu.
You give lot of good information to viewers about financial products. Regarding Term Insurance limited payment term options has its own advantages.
61st month Persistency of insurance products is around 50% hence it is better to pay for limited period and Have peace of mind for the rest of the term.
80% of customers will not have the discipline of savings for 30 to 40 years in Mfs.
12% return is always not possible for long period where economy is growing very fast. Etc.
100% correct andi. Those who have a disciplined mindset for them Regular payment is best.
Those whose job is not safe and not good in managing money for them Limited premium is best andi
Please explain various types of insurances, what are the differences, who consider which insurance??
Please explain in detail in part wise videos
Meeriddaru okkate anukunna inni rojulu !!😂😂😂
How ?
Me too😂
Mee too 😂
Same nenu kuda
Same
Thank you team. I took a term insurance after watching this video.
Health insurance vedio cheyandi... bro
FAQ on Health Insurance....this video amazing first attempt in telugu youtube channel..Great Effort Brothers
Salary/expenses increase ayyite cover increment gurinchi kuda cheppalsindi sir. I heard something about it but forgot.
Ofcourse i just saw the time stamps and still watching the video.
We did covered that question please do checkout
which insurance it is ?
@@tiny3241 I asked what if salary/expenses increase after taking term insurance. They said they covered that point in this video.
You can opt for increasing life cover so it will increase your sum assured year on year
Sai garu the best advisor. Very good explanation Sai garu
Good to see you both in one frame
Cleared each and evary doubt on term insurance. And also do the same on health insurance
Pls do similar video for health insurance
Sure andi
@@MoneyPurse term ki life insurance ki diffrnce chepandi
Ultimate Guide in a true sense. Best video on Term Insurance I have ever watched. Thank you
Hi Sir, I have taken out term insurance this year, selected the limited pay option, which is 12 years, and paid only 1 year's premium which is 33k. As I understood from your video, regular pay is a better option than limited pay. Could you please suggest what I need to do now? Can I continue this term insurance until next year and cancel it as I have already paid the premium for this year, or once I cancel this policy next year, can I take the new policy with regular pay?
Please suggest me. I appreciate your suggestion.
+1
Amazing video. A complete guide to Term Insurance. Please make a video on Health Insurance and request you to cover Health Insurance for senior citizens
My annual income is below 3 lakhs.
No itr నాకు వస్తుందా టర్మ్ ఇన్సూరెన్స్
Yes, if you can show your Salary slips you will get cover
@@MoneyPurse anna policy 75yres petamu manaki emi avaledhu. .. Taruvta 80yrs varaku vunaru...so valaki term insurance waste aynata valaki
Excellent explanation brothers...I am waiting for so many days on how to take term insurance. It is very useful and important to all.
Yes please do a video on difference between life insurance vs health insurance vs term insurance.Who can take which one and pros and cons.Thank you both..your knowledge sharing is much appreciated.Thanks alot.
oka paragraph la kakunda questions and answers wise video superb... thankyou so much
Happy to see you both on same screen at a time ,yes we need video on health insurance too
Sai Garu Namasthe
Term insurance theesukovadaniki oka person compulsory erner ga undala leka yevarikyna isthara. Eee doubt chala mandhiki undi kani agents mathram earner ga undalani rule yemi ledu antaru. Kani meeru ayithe correct ga cheputharani aduguthunnanu. Dayachesi ask money purse lo answer theliyacheyandi andhariki upayoganga untundhi.
Srinivas.
Dhanyavadhamulu.
Address change avutham appudu pin code Ela correct pettali!
Salary change avutundi appudu?
Oka video practical ga cheyandi for 25 years guy who recently get into job,he wants to take term and health insurance…before and after marriage nominee problems?
It is highly important, please make a video on health insurance also. I have got lot of clarity about Term insurance. PLEASE MAKE VIDEO ON HEALTH INSURANCE FAQ..
Good to see both of u in a single frame❤❤
It is very useful information
I cleared all my doubts. 👌
Thanks a lot Money Purse Team :). The video is really a gem . Please make a video on Health Insurance as well.
🙏
Health insurance FAQ video kuda cheyandi brother....
Good afternoon sir, your analysis is excellent,and also ur relationship is long live.🎉
Mimalani Ila oke screen lo chudadam chala bagundi annaya 😊
health insurance kuda cheyandi. it helps people immensely. you guys are doing favour to many people through this.
Health insurance meeda kuda ituvanti video cheyyandi.... Thanks for this video
Please do a vidoe about mutual funds....got clear explanation about term insurance
thanks for detailed explanation. it really very helpful in understanding types of insurance models and choosing the good one
Hello brothers లాగా vunnaaru, సూపర్ information ❤❤
First time came to Chanel and get the valuable stuff .. I really say to thanks for both ❤
Yes sir, we want health insurance FAQ also
Term insurance Ki monthly 600-3000/- avthundi . Ante Age factors 24years - 40years vallaki . Income tax proofs , health related issues . Annual ga 13,000/- to 35,000/- varaku avthundi bro
Now everything is cleared my doubts,,, Thank you for your explanation
Wonderful information. Thanq so much for such great explanation
Bro.,...nice explain
My small suggestion....
Both are visible in same dress is better to see .,.further videos
Wonderful explaination anna..gems for telugu community...will be remembered for generations for this commitmnt and hardwork
Hi Team Money Purse, Thanks for you effort to sharing knowledge about Term Insurance, Also please do FAQ's about Health Insurance
Thank you so much Money purse team, its really very helpful.
Happy to see two genius person nd genuine persons
Total doubts cleared regarding term insurance
Great moral value oriented people .very useful information you have shared. Thanks for the quality Information.
Thank you both very much for the most valuable information shared in this video 👍🏻👍🏻
Best top insurance companies list please sir according to your study based on the annual reports.
Policy beeruva lo pettadam okkate kadu,intilo family members ki cheppandi,endukante future lo anukokunda edaina jarigite Dani claim chetyalisindi intilovare.claim process telusukondi family members ki kuda cheppandi
1. Long term
2. HLV
3. Claim sharing
4. Agents can’t promote term assurance
5.
Please make complete video on health insurance policy 😊
MAX SMART SECURE PLAN PLUS theesukovaccha sir
Please do one Health insurance video in particular plus 60 years couples.
అన్నయ్య టర్మ్ ఇన్సూరెన్స్ "Pnb met life and Aegon insurance" కంపెనీ ల లో ఇంన్కమ్ ప్రూఫ్ లేకండా టర్మ్ ప్లాన్ ఇస్తున్నారు తీసుకోవచ్చా ? ఈ రెండూ కంపెనీ లు పర్లేధా?
నువ్వు కూడా నా తమ్ముడు లాగా అన్ని హైలెట్ చేద్దాం అని చూస్తున్నావ్ నువ్వు సూపర్ tammu😂
please explain us TOP UP & SUPER TOP UP ON HEALTH INSURANCE
Dear Money purse, thank you for the useful videos. Please can you answer my question here: should we surrender the unwanted endowment policy or do we need to convert it to paid up? Please advise and explain in detail, thank you.
Brother. I want to take Term Insurance. Just now ee video chusa. Much helpful. Okka question ki answer cheyyandi.
I'm single. Ippudu Term tesukunte, MWP undadhu kadha. Em cheyyali mari...
Everyone talking about insurance and well explanation
Meanwhile me: Hammaya final ga naku ans dorikindi veellu iddaru brothers monnati varaku mundu lavu ga undevademo ippudu sannaga ayyadu leda vellu iddaru vere vere emo nene confuse autunna ani juttu peekkunna inni rojulu finally my doubts clarified😂😂😂😂
Great video i have seen ever ❤❤❤❤ thank u so much brothers🎉🎉🎉
QUERY : If we opted term insurance for 70 yrs and unable to pay the premium after 65yrs then what will happen to the policy and also please share a video for health insurance and suggest where we can get dental, eye related coverages also.. THANKS FOR THIS VIDEO
Annayya Please Explain Marine Insurence
Naku unna chala doubts clear aienave sir , Thanks