✔️Ditto► Book a free consultation call with Ditto Insurance now: bit.ly/41wlS92 ✔️ Blog Link: www.rachanaranade.com/blog/understanding-term-insurance-riders
Hi Rachana Madam, I know you will not reply me but if you can please. My one of the friend he experiencing heart problems because no company has provided him a health insurance/term insurance In this situation, what should he have to do ? Thank you, Paresh Sahare
Making money should be a routine A weak dollar can signal an economic downturn, making me to ponder on what are the best possible ways to hedge against inflation, and I've overheard people say inflation is a money-eater thus worried about my savings around $200k....
As with an my big financial decision, it’s important to keep your guard’s up for economic risks. However, smart planning, time management and seeking advise from a financial adviser can help keep you and your money safe.
financial security through diligent saving and investing should be on top of everyone's priority ASAP. I really need some guidance can this Fin coach guide me in this unstable times and why do you trust them much?
Thank u for explaining in a simplified manner,,, One question is if a person ' X 'n his wife both r employed...is it really needed to take a term policy by X?
Cover some points in which conditions claim can be reject in term plan. Also data how many claims rejected and what was the major causes. So that customer can ask before taking term plan
We have heard that adding riders can complicate the term claim, how true is that? If the 0 cost plan is of the same cost as normal plan, is it advisable to take?
One point i wanted to add here on critical Illness rider is that some insurance providers has clause that they have to survive for 30 days to receive this critical illness amount which is missed by lot of people while buying insurance
Madam, What about theaffect of the networth of the person for the family with a term insurance beyond 60 years as this can have an impact on the family members willingness to take care of the old aged parents
Your way of explaining is very good 🙂 I have set my preference as below after some initial re-search, let me know anything need to re-assessed or need to be considered. 1. I am taking policy with no return of premium, i prefer lowest premium possible, also want to pay off premium in next 10-15 years (Work in Software industry, not sure how long will work 😀). 2. I am planning to take coverage till the age of 60 (My daughter will be 27 by then). 3. Sum assured is enough to take care of house hold and education of my daughter. 4. Haven taken critical illness and disability rider.
Very informative video. More info and comparison on riders required..Riders are relatively expensive, separate personal accidental policy comparatively better..
Please make a video on the new RBi rule that we need to produce bills while selling gold. In india gold is accumulated from childhood till a marriagable age in such cases how does RBi expects us to preserve bills. Now tgis is the assest we can sell fir immediate money . What are the options applicable? Pl highlight.
ONE OF POINT IN THIS VIDEO I WANT TO KNOW CAN WE APPLY FOR HEALTH INSURANCE CLAIM AS WELL AS TERM PLANS CRITICAL ILLNESS IF WE SUFFER CRICTICAL ILLNESS LIKE CANCER AT A SAME TIME IS IT OK WITH IRDA RULES
Really extraordinary and extremely valuable content. Everyone must watch this vedio. Madem could you suggest us we like a common man where should I buy term Insurance or how do I know types of critical illness.
Please tell us what is proper age to buy term insurance ? Whether buying term insurance advisable when person reaches his 55 years or beyond that ? How to decide sum assured ?
Thnak you for re-doing vidoes on important topics like this. Especially since the information get outdated. Like, Many including this Channel still do videos on topics like "renting is better than buying a buying an apartment". Yet, its not vaild since last year since rent especially in city like bangalore has skyrocketed!. Anyway thans for the video!
Hii Madam, Thanks for increasing our awareness and knowledge day by day. Could you please make a video on purchasing the rider plans which we can buy separately not with a term plan? I personally took a pure-term plan from LIC and would be interested in buying the accidental rider going forward. Thanks in advance
My wife has taken term insurance plan for 20 years when she took housing loan . My query is if she repays the entire housing loan after 10 years should she continue with the term insurance plan for next 15 years .
Suggest if we are buying term insurance for the coverage till 60 to 70 years by paying low premiums but what if the policy holder outlives beyond this age ? Then this insurance policy will end with no benefits right?
Execllent Rachna Maam👌👌plz throw some light on the corpus generated in the head of EPF ??suppose there are 10 years remaining for retirement from a pvt job.,what shud be approach pertaining to this EPF corpus??
Hi I would like to more about the annuity plans....in NPS.....how does the annuity plan works in NPS... It will very useful if you guide on this topic I like all your videos... Thanks
As a government employee, I have pension benefits upon retirement and family pension upon death, which will be 50% of my last salary withdrawn. Do I need a term plan?
@@venugopalramasamy4533Please verify before commenting. I recently took a policy for my son and GST is 4.5/2.25%. 18% is not applicable for everything
@@2615Prasad For Life Cover option GST is 18% and For Life Cover with RETURN OF PREMIUM it's 4.5% for 1st yr and 2.25% on subsequent years. For NRI GST's will be waived Off ✌
A few things need to be clarified: Critical illness coverage will only be given if doctors confirm that the person will not survive more than 180 days from the day diagnosis started. Also, clarify on increased sum insurance and spouse benefit. What are the points to be considered to choose a company? What are the reasons for claim rejection other than false information? How could IRDAI or the government help to settle a claim if the company holds it? Is there any condition for the companies to pass a claim in a particular time frame?
Myopic view on the science of income assurance, replacement of human enterprising worth in terms of income. Scope of Life Insurance is much much more than covered in this video
hello mam kindly tell us whether to go with money back term insurance policy or not , like wtever premium paid or invested will be returned at the end of the policy term insurance .
The video is really great with fruitful information, but I am a NRI and living abroad. So, I need some more information on NRI based term insurance plan in India. Can you make a video on NRI based? Thanks
Thanks for video on term insurance. Unfortunately some middle age people stuck with some LIC policies that are not profitable. Please suggest it will be good idea to surrender them.
Hi i was watching your vides since the lockdown and all those contents are super good thanks for that. I have a doubt on term insurance for a long time, what if the insured company gets into bankrupcy then how come will our policy stil has value or will it get transfered to some other insurer or what happens there? explanation in breif could help.
Excellent video advising on age factor and rider policies ❤ Please share some thoughts as what will happen if the insurance company we chose gets closed in 30 years time ?
If any private company willing to wind up its business, then they can’t do as and when they wish. There are some regulations to it also. If any company willing to wind up an insurance business then it has to merge with a new company and then bail it out of this business. In this way, an insurance company can’t close business and run away from the responsibility towards an insured person.. Therefore, when it comes to insurance regulation, including LIC all companies are equal and have to adhere to rules of IRDA. Hence, without any hesitation, you can buy an insurance product with private insurers too. Hope with these strict regulations it is hard for any company to wind up its business overnight.
Hi mam, You forget to cover 1 imp thing in this video is now days Insurance company are allowing zero premium term plan and any premium we are paying is invested by insurance companies in Equities with combination we chose. For example: TATA AIA term plan invest in their own shares and we can redeem/surrender that policy any time i.e. there is no lockin to surrender. So isn’t that a great policy with following benefits: 1. Zero premium with invested in equity 2. No lock in to surrender your policy 3. Many other are there Thanks mam for this video 🙇🏻
Hi Ma'am, Suppose while we are taking health or term insurance we may have any disease, but after taking the insurance we came to those diseaseas are existes then what is the solution?
A person of age 30 takes a term insurance for 30 years and he dies at the age of 70 years. Now how much amount will the nominee get from the term insurance? The nominee will be getting nothing. Term insurance amount will be given to nominee if the insurer dies (except suicidal) during the term period then the amount will be given to the nominee.
Hi Madame, I've seen your videos and its very informative and useful for people like me., thank you for the great work and i hope by the number of views your time is well rewarded. Thank you again for the entire team,.
Hello mam, you had explained about two riders and in which the accident disability rider is partial disability rider or permanent disability rider. Which one rider is the company providing permanent or partial?
Hi, Thanks for the Video, Please do you have a best Knowledge share on Home Loan vs its Insurance, i mean during a person lost job or he/she is disabled, or any other circumstances, where the EMI pay is not possible, What are the Options we have to protect ourself.
Ma'am, please share you views onto specific policies like cancer, heart insurance. Since their premium are cheaper. And also the benefit that they offer as compared to taking a rider policy in term plans. Looking forward towards your inputs
Hi Mam, Now a days with home loan we don't have compulsion to take insurance to protect from home loan companies and we have 2nd option to attach our term plan with home loan as insurance cover. Could you please suggest what option can we choose whether we can take home loan insurance or take term plan and attach to cover insurance against home loan?
Is there any other disadvantage of buying a policy where the premium is returned after a certain age? Like higher being premium charged because of this clause or some other loop hole? @CARachanaRanade
@CA Rachana Phadke Ranade : Talking about Zero Cost Term Insurance. First you talked about taking term insurance only till the age your dependents would be impacted because of sudden mishaps. You essentially wanted to emphasize on the fact that by the age of 60 your dependants would already be earning and would not need any financial support irrespective of the fact you are there or not. Now coming to "Zero Cost Term Insurance". Let's say I took cover for 70 years but at age of 59 I see that my son is doing fairly well and probably there is no need of term insurance for my dependents. In this situation, would it not be a better thing to get back all the premium paid till age of 59. I totally agree with your statement that I would not get any interest on the premium paid to my insurance but what benefit would I get if the money stayed invested for next 10 years till I turn 70. Would I be getting my money back? If answer is No then why should I not surrender my insurance and get the money if I dont see the purpose of continuing that insurance any further.
Madam also make a vedio on how to invest simultaneously after taking the term plan to make our term plan cost zero at the time of completion of the term plan..if possible then pls try to make a vedio on this topic also..😊
I have term plan with limited premium payment option but I didn't add rider in starting,now I want to add rider ,is it possible or not?? If possible,I have to pay the premium upto limited term or till the age of risk cover. Please reply mam❤
Is high risk involved with Armed forces /Paramilitary/Police forces also covered in Term Plan Insurance ? Plz reply which will be best term plan to cover Person employed in these Services ?
Hi Can you cover point on term insurance from our ICAI.. is it good to do that or any points to be considered.. As understood it's for one year renewals.. and slab of premium as per age..
नमस्ते मॅडम, मी 1 term plan घेतला आहे 50 lakh चा, मला एकूण 2cr चा कव्हरेज पाहिजे... मी दुसरा term plan 1.5cr चा घेत आहे... तो मी घ्यावा की नको कृपया मार्गदर्शन करावे
✔️Ditto► Book a free consultation call with Ditto Insurance now:
bit.ly/41wlS92
✔️ Blog Link: www.rachanaranade.com/blog/understanding-term-insurance-riders
Hi Rachana Madam, I know you will not reply me but if you can please. My one of the friend he experiencing heart problems because no company has provided him a health insurance/term insurance In this situation, what should he have to do ?
Thank you,
Paresh Sahare
If your bike is more than 150cc they will reject your claim.
Very useful vlog ma'am..🙏❤️
Madam, which insurance you have taken
Making money should be a routine A weak dollar can signal an economic downturn, making me to ponder on what are the best possible ways to hedge against inflation, and I've overheard people say inflation is a money-eater thus worried about my savings around $200k....
As with an my big financial decision, it’s important to keep your guard’s up for economic risks. However, smart planning, time management and seeking advise from a financial adviser can help keep you and your money safe.
financial security through diligent saving and investing should be on top of everyone's priority ASAP. I really need some guidance can this Fin coach guide me in this unstable times and why do you trust them much?
I know and am not doubting it I understand people are good at learning by imitation i found her website proficient and left her a message..
Mam, now a days I observe the contents to be very much promotional/sponsored. Your objective of financial freedom by adding knowledge is getting low
Afterall she also has to earn bread and butter.
@@feddythechamp she can buy a small size bread and butter factory
@@feddythechamp same story everywhere. It's useless blaming others.
@@feddythechamp better you focus on learning something else don't watch.
She has a big team to prepare the quality content and requires to do promotions to pay salary and expenses. Try to understand, she is not govt. funded
Illustrations are really good and demonstrated very well.
understood very well about the Zero cost and implications.
thanks a lot Rachana Ji.
Thank u for explaining in a simplified manner,,,
One question is if a person
' X 'n his wife both r employed...is it really needed to take a term policy by X?
Pl inform about the claim value rejection ratio.Companies may tend to reject bigger Sum assured cover.
Great mam. 👍 BUT Critical illness payment only after he/ she survive more than 30 day's after detection... Pl check & confirm. Thanks
Cover some points in which conditions claim can be reject in term plan. Also data how many claims rejected and what was the major causes. So that customer can ask before taking term plan
Virtual brokers also gets huge brokerage without spending much money...
But individual agents life is not like that....
Can you please discuss about "medical insurance" policies. Wheather term or with return on maturity, etc. Thanks.
Wow ! What an interesting way to explain complicated issues in a simplified manner. Great Job, Rachana.
Thank you for your feedback 🙂
We have heard that adding riders can complicate the term claim, how true is that?
If the 0 cost plan is of the same cost as normal plan, is it advisable to take?
1 - I have not seen any such case.
2 - It would not be possible in the first place.
One point i wanted to add here on critical Illness rider is that some insurance providers has clause that they have to survive for 30 days to receive this critical illness amount which is missed by lot of people while buying insurance
Madam,
What about theaffect of the networth of the person for the family with a term insurance beyond 60 years as this can have an impact on the family members willingness to take care of the old aged parents
It can be a legacy amount also if you take it for long term but premium paying capacity should be planed
Your way of explaining is very good 🙂
I have set my preference as below after some initial re-search, let me know anything need to re-assessed or need to be considered.
1. I am taking policy with no return of premium, i prefer lowest premium possible, also want to pay off premium in next 10-15 years (Work in Software industry, not sure how long will work 😀).
2. I am planning to take coverage till the age of 60 (My daughter will be 27 by then).
3. Sum assured is enough to take care of house hold and education of my daughter.
4. Haven taken critical illness and disability rider.
Today Mr. Chandu & Mr. Bandhu clear all my doubts about term plan. Splendid elaboration of term plan by Rachana ma'am.
Very informative video. More info and comparison on riders required..Riders are relatively expensive, separate personal accidental policy comparatively better..
One has to evaluate specifics of each policy and decide.
Please make a video on the new RBi rule that we need to produce bills while selling gold. In india gold is accumulated from childhood till a marriagable age in such cases how does RBi expects us to preserve bills. Now tgis is the assest we can sell fir immediate money . What are the options applicable? Pl highlight.
ONE OF POINT IN THIS VIDEO I WANT TO KNOW CAN WE APPLY FOR HEALTH INSURANCE CLAIM AS WELL AS TERM PLANS CRITICAL ILLNESS IF WE SUFFER CRICTICAL ILLNESS LIKE CANCER AT A SAME TIME IS IT OK WITH IRDA RULES
Really extraordinary and extremely valuable content. Everyone must watch this vedio.
Madem could you suggest us we like a common man where should I buy term Insurance or how do I know types of critical illness.
Nice english with a marathi touch. thank you. i watched before i advice my son on this policy.
Please tell us what is proper age to buy term insurance ? Whether buying term insurance advisable when person reaches his 55 years or beyond that ? How to decide sum assured ?
Should we pay the insurance premiums faster or in a long span of Time
Is it better for me adding riders in term policy even though I am having health policy. Please tell me.
What about limited paying term like 5 years or 10 years or we should choose annual premium payment till policy term
Mam koi bi insurance or term insurance online lena chahye ya off-line which is better. And what are the advantages & disadvantage of both.
Offline branch true
Thnak you for re-doing vidoes on important topics like this. Especially since the information get outdated.
Like, Many including this Channel still do videos on topics like "renting is better than buying a buying an apartment". Yet, its not vaild since last year since rent especially in city like bangalore has skyrocketed!.
Anyway thans for the video!
Mam please make a video on DEFFERED TAX LIABILITY. How it is treated in accounting and how to analyse while investing
That GST factor was a new thing!!! I didn’t know that
Hii Madam, Thanks for increasing our awareness and knowledge day by day. Could you please make a video on purchasing the rider plans which we can buy separately not with a term plan? I personally took a pure-term plan from LIC and would be interested in buying the accidental rider going forward. Thanks in advance
Labour Law Advisor has uploded video on May 17, 2023 and she copy paste it . . . isko to chor bhi nahi keh sakte kyonki iske followers CHUTIYA hai
My wife has taken term insurance plan for 20 years when she took housing loan . My query is if she repays the entire housing loan after 10 years should she continue with the term insurance plan for next 15 years .
Suggest if we are buying term insurance for the coverage till 60 to 70 years by paying low premiums but what if the policy holder outlives beyond this age ? Then this insurance policy will end with no benefits right?
Execllent Rachna Maam👌👌plz throw some light on the corpus generated in the head of EPF ??suppose there are 10 years remaining for retirement from a pvt job.,what shud be approach pertaining to this EPF corpus??
Hi
I would like to more about the annuity plans....in NPS.....how does the annuity plan works in NPS...
It will very useful if you guide on this topic
I like all your videos...
Thanks
Brilliant explanations.. Simple to understand..Appreciate..
We need to mention our health insurance details or enough only our life insurance details ?
As a government employee, I have pension benefits upon retirement and family pension upon death, which will be 50% of my last salary withdrawn.
Do I need a term plan?
I don't think GST is 18%. It 4.5% in first year and 2.25% in subsequent years. But your point is well taken
18./. GST
@@venugopalramasamy4533Please verify before commenting. I recently took a policy for my son and GST is 4.5/2.25%. 18% is not applicable for everything
@@2615Prasad For Life Cover option GST is 18% and For Life Cover with RETURN OF PREMIUM it's 4.5% for 1st yr and 2.25% on subsequent years. For NRI GST's will be waived Off ✌
Instead of Life insurance, Can banks allow term insurance as a home loan protection insurance??
Excellent information. Thanks for sharing this information
Are there common insurance plans that offer both term and medical insurance? If yes, should we take them instead?
A few things need to be clarified:
Critical illness coverage will only be given if doctors confirm that the person will not survive more than 180 days from the day diagnosis started.
Also, clarify on increased sum insurance and spouse benefit. What are the points to be considered to choose a company?
What are the reasons for claim rejection other than false information?
How could IRDAI or the government help to settle a claim if the company holds it?
Is there any condition for the companies to pass a claim in a particular time frame?
Thanks and Amazing skill want to learn more with you .
Myopic view on the science of income assurance, replacement of human enterprising worth in terms of income. Scope of Life Insurance is much much more than covered in this video
Only term insurance covered
Point 1 was really mind opening.. never thought so easy thing ❤
hello mam kindly tell us whether to go with money back term insurance policy or not , like wtever premium paid or invested will be returned at the end of the policy term insurance .
The video is really great with fruitful information, but I am a NRI and living abroad. So, I need some more information on NRI based term insurance plan in India. Can you make a video on NRI based?
Thanks
That is one interesting perspective... I was about to but TI... now am recalculating.. Thanks :)
Thanks for video on term insurance. Unfortunately some middle age people stuck with some LIC policies that are not profitable. Please suggest it will be good idea to surrender them.
There are various factors which differentiate one policy from other. One has to evaluate themselves and take a decision.
Ma'am what should i do, i just buy a hdfc click to protect term plan without any rider? Tenure is 12 year an only 1st premium had paid of rs 27000.
Who / Which agency edits your videos - eg. special effects in video and audio etc ? It's really good.
best video on term insurance over the youtube. pls makr vdo on comparison best term plan provider....
You nailed it. Your unique explanation is an eye-opener for both newcomers and fellows already in the market
Labour Law Advisor has uploded video on May 17, 2023 and she copy paste it . . . isko to chor bhi nahi keh sakte kyonki iske followers CHUTIYA hai
Thank you very much for your wonderful videos and enlighting with knowledge for viewers like us..
Some of the insurance companies are coming up with Market linked Returns what is this term..please explain.
Thanks Ma’m for this video..amazing explanation…
Request to make video on Health insurance as well..thanks🙏🏻
Hi i was watching your vides since the lockdown and all those contents are super good thanks for that.
I have a doubt on term insurance for a long time, what if the insured company gets into bankrupcy then how come will our policy stil has value or will it get transfered to some other insurer or what happens there? explanation in breif could help.
Excellent video advising on age factor and rider policies ❤ Please share some thoughts as what will happen if the insurance company we chose gets closed in 30 years time ?
If any private company willing to wind up its business, then they can’t do as and when they wish. There are some regulations to it also. If any company willing to wind up an insurance business then it has to merge with a new company and then bail it out of this business. In this way, an insurance company can’t close business and run away from the responsibility towards an insured person.. Therefore, when it comes to insurance regulation, including LIC all companies are equal and have to adhere to rules of IRDA. Hence, without any hesitation, you can buy an insurance product with private insurers too.
Hope with these strict regulations it is hard for any company to wind up its business overnight.
Mam...How about you treat term insurance as SIP investment till 85..your children will get assured lumpsum whatever their age.
Hi mam,
You forget to cover 1 imp thing in this video is now days Insurance company are allowing zero premium term plan and any premium we are paying is invested by insurance companies in Equities with combination we chose. For example: TATA AIA term plan invest in their own shares and we can redeem/surrender that policy any time i.e. there is no lockin to surrender.
So isn’t that a great policy with following benefits:
1. Zero premium with invested in equity
2. No lock in to surrender your policy
3. Many other are there
Thanks mam for this video 🙇🏻
Please make a video on what cases term insurance will get rejected
Hello Mam, is it good to get term insurance for age of 59 instead 60 because difference in primium is 170 ?
Thanks Rachana Madam for very important information about Term life insurance
Can we change the nominee after taking the policy?
ex.
In case anybody's nominee died before the policyholder 🙊
Premium payment should be monthly or annual what's beneficial
Hi Ma'am, Suppose while we are taking health or term insurance we may have any disease, but after taking the insurance we came to those diseaseas are existes then what is the solution?
Ma'am aap bahut badiya explain karte ho....keep on ...
Thank you
i want to take a term insurance, where my wife says its waste where we get life insurance pays money after maturity ..... not sure which one to choose
A person of age 30 takes a term insurance for 30 years and he dies at the age of 70 years. Now how much amount will the nominee get from the term insurance? The nominee will be getting nothing. Term insurance amount will be given to nominee if the insurer dies (except suicidal) during the term period then the amount will be given to the nominee.
ma'am is it better to share habits like alcohol consumption (casually) or smoking with Insurance companies or NOT??
Mam please share your views on HouseWife Insurance Raider...
Hi Madame, I've seen your videos and its very informative and useful for people like me., thank you for the great work and i hope by the number of views your time is well rewarded. Thank you again for the entire team,.
What is the best age to take the term life insurance?
Hello mam, you had explained about two riders and in which the accident disability rider is partial disability rider or permanent disability rider. Which one rider is the company providing permanent or partial?
Hi, Thanks for the Video, Please do you have a best Knowledge share on Home Loan vs its Insurance, i mean during a person lost job or he/she is disabled, or any other circumstances, where the EMI pay is not possible, What are the Options we have to protect ourself.
Thankyou ma'am for sharing your knowledge and time with us.
Ma'am, please share you views onto specific policies like cancer, heart insurance. Since their premium are cheaper. And also the benefit that they offer as compared to taking a rider policy in term plans. Looking forward towards your inputs
Not quite right decision. You will end up paying higher premium. Having a general health insurance makes more sense.
Hi Mam,
Now a days with home loan we don't have compulsion to take insurance to protect from home loan companies and we have 2nd option to attach our term plan with home loan as insurance cover.
Could you please suggest what option can we choose whether we can take home loan insurance or take term plan and attach to cover insurance against home loan?
Is there any other disadvantage of buying a policy where the premium is returned after a certain age? Like higher being premium charged because of this clause or some other loop hole? @CARachanaRanade
@CA Rachana Phadke Ranade :
Talking about Zero Cost Term Insurance.
First you talked about taking term insurance only till the age your dependents would be impacted because of sudden mishaps. You essentially wanted to emphasize on the fact that by the age of 60 your dependants would already be earning and would not need any financial support irrespective of the fact you are there or not.
Now coming to "Zero Cost Term Insurance". Let's say I took cover for 70 years but at age of 59 I see that my son is doing fairly well and probably there is no need of term insurance for my dependents. In this situation, would it not be a better thing to get back all the premium paid till age of 59. I totally agree with your statement that I would not get any interest on the premium paid to my insurance but what benefit would I get if the money stayed invested for next 10 years till I turn 70. Would I be getting my money back?
If answer is No then why should I not surrender my insurance and get the money if I dont see the purpose of continuing that insurance any further.
Can one stop paying annual premium and stop term plan if that is not needed any more ?
Madam also make a vedio on how to invest simultaneously after taking the term plan to make our term plan cost zero at the time of completion of the term plan..if possible then pls try to make a vedio on this topic also..😊
Mam, it's a Great learning today
I have taken zero cost term life insurance what should I do. Which term life insurance is best
This video is excellent education on Term Insurance. Loved it .
I have term plan with limited premium payment option but I didn't add rider in starting,now I want to add rider ,is it possible or not??
If possible,I have to pay the premium upto limited term or till the age of risk cover.
Please reply mam❤
A query - can sum assured of Rider be different (low or high) from the basic sum assured of the term plan?
Low sum.insured
Pl. Review TataAia sampoorna Raksha term plan
Bhai mne le rakha h. If u want any help, u may connect
@@dejaitech2137 mene b le rakha h dost. Isiliye review mang Raha hu. 4 friends ne liya h hamne
Is high risk involved with Armed forces /Paramilitary/Police forces also covered in Term Plan Insurance ?
Plz reply
which will be best term plan to cover Person employed in these Services ?
Beautifully defined for a common man to understand easily
Madam can a person buy two term insurance plans while his income is below 5 lakhs
Madam Please tell us top 5 reliable term insurance plans in 2023.
Thanks in advance
Claim settlement ratio is another aspect one must consider before taking a term insurance.
Hi.. Madam pls do a same video on health insurance
Hello mam meri age 43 hai aur main salarid hoon 4lakh annum kya main term plan le sakti hoon .if yes then please sugest me which term plan..
Hello Rachana mam, Greetings from Germany 🇩🇪
Can you please make a video on how NRIs can invest in Indian stock market?
Thanks in advance!
Very informative ..Shubh Diwali 🎇🪔
Hi Can you cover point on term insurance from our ICAI.. is it good to do that or any points to be considered.. As understood it's for one year renewals.. and slab of premium as per age..
नमस्ते मॅडम, मी 1 term plan घेतला आहे 50 lakh चा, मला एकूण 2cr चा कव्हरेज पाहिजे... मी दुसरा term plan 1.5cr चा घेत आहे... तो मी घ्यावा की नको कृपया मार्गदर्शन करावे