Hi sir Fram karnataka Sir my datar age 9 year's 25 year s (16 year) investment chedham ankontunna Large cap OR small cap fond besta Pliz tell me sai garu
Honestly saying, ఈ fall లో నా దగ్గర మార్కెట్ ఇన్వెస్ట్మెంట్ కోసం allocate చేసి ఉన్న కాస్త డబ్బులను బాగా negative లోకి వెళ్ళినా నాకు confidence ఉన్న stocks ఇంకొంచం add చేసుకున్నా, fall కారణంగా బయపడి ఒక్క షేర్ కూడా అమ్మలేదు
సాయి గారు అసలు పొగడానికి మాటలు రావడం లేదు సార్ అంత బాగా అన్నిటి మీద అవగాహన వచ్చేటట్టు చేసారు సార్ రియల్లీ రియల్లీ మీరు చాలా మంచి ఇన్ఫర్మేషన్ ఇస్తున్నారు మీకు మీ మనీ పర్సు టీం కి శతకోటి ధన్యవాదాలు సార్ గారు🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏
I have started sip in canara roboecco emerging equiites fund stoped in 2021 but again started sip in 2022 Jan again still continuing total investment 126000 current value 230000 now
Hi @rajesh, canara bank lo canara hsbc india manufacturing fund ani oka kotha scheme vachindi, ma canara bank manager deentlo invest cheyamantundu 5 years yearly 1.25lacks cheyali, meeru chesina rebecco plan ilantidena
నేనైతే ఇంకా పెడితే investment చేద్దాం అని capital తో ఉన్నా. Market పడిన ఏమీ భయపడలేదు 7%పడింది portfolio. I follow Technical analysis to invest in fundamentally strong stocks
Neenu kuda same broo.... Technical analysis tho .. cheap valuations stocks lo ki entry avvuthu vuntaa......... Idharam kalisi chedhama.. we ill ern lot of money
Nenu ayite fall inka undali, so that I can get quality stocks for cheap valuation ani anukunna bro...oka 10% cash lo inka kurchoni unna....waiting to invest at 22500 (50%cash) and if market increase 23000(50% cash)
@hardikkunkalagunta2173 cheppalem bro....nuclear war and WW rumours will drag nifty down, news are enough for wild fire...already fii selling intensity is high
Direct mutual funds lo invest chesevaallu ekkuvaga impact avtaru. Because of lacking of knowledge and decision-making mistakes. So advisor tho portfolio verify cheyinchukovatam chala important
Honestly nenu ayite agali anukovatam ledu malli malli radu ee chance. Yenta padite anta manchi stocks low valuations lo dorukutayi. Manchi price lo dorukutayi. Margin of safety vuntadi. Naku opika yekuva. Daham yekuva.
Bro excellent ga chepparu but eakkada asalina vishayam Enti ante. Asalu initial elanti funds select chesukovali and enni funds tisukivali (ex: for next 25years ki) chethe chala useful ga vundi sir.. Please SIP Kosam best funds suggest cheyyandi and SIP complete ayyaka SWP kosam elanti funds Loki move cheyyali ani chapthe chala useful ga vuntundi. You made a nice and useful video for us but if you can help with above details, that would be great help😊 Have a good day!!
Excellent video sai గారు, long term, ఒక 10 to 15 years invest చేయటానికి best mutual funds suggest చేయండి...pleasee 🙏🙏🙏 1. Large Cap 2. Mid-Cap 3. Small Cap
@Harisjetty-kh4ur నాకు mutual funds గురించి సరైన నాలెడ్జ్ లేదు, ఇప్పుడిప్పుడే తెలుసుకుంటున్నాన్ను, మా పిల్లల ఎడ్యుకేషన్ & రిటైర్మెంట్ కోసం SIP చేయాలి అనుకుంటున్నాను, కానీ long term లో hold చేయాలి అంటే ఏ mutual fund లో invest చేయాలో అర్థం కావటం లేదు, మీరు మీ experience తో suggest చేయగలరని కోరుకుంటున్నాను
10 to 15 years ki aithe Nifty 500 momentum 50 and Nifty alpha low volatility index funds chalu andi. Future lo andharu Index funds ki shift avuthaaru. Ilanti Index factorial funds chala vasthay future lo.
@@LakeCity-gb1lo switch facility undi.kani ade mutual fund ki unnai.example axis small MF nundi migata axis MF(hybrid,mid,large,&..etc...).but we want another MFs like HDFC,CANARA RUBECO,etc...
Switch lo kuda withdrawal iyyi reinvest avtundi but everything happens internally. So tax manam itey kattalsinde @@LakeCity-gb1lo ne avva thappinchukunede le(pushpa) 😂😂
Superb concept on SWP Sai garu. What I understood simply 2 Points # In SIP When the market fall we will increase the SIP amount... # Similarly In SWP , when the market falls we have to reduce the SWP amount.Is it possible or is it correct idea??
Every thing is agreed... But one point missing is... Capital gain tax on 1Cr+ amount when we switch from one fund to another fund is 12.5% as per present tax structure. Please clarify.
Yes please clarify this point on how to switch the amount from pure equity fund to balance advantage fund ? Withdrawal is the only way ? Or is there a way to safely move the move without paying LTCG tax ? @moneypurse
Frankly speaking you have changed the perception of looking into an SWP ... Excellent video.... Practical knowledge is different than theoretical Excel sheets ....❤❤
Glad it was helpful andi. Yes we need take decisions by practically looking at funds behaviour on various cycles rather than based on excel calculators
1 point here is invest chestappudu risk akkuva fund lo invest cheyachu but with draw chesinappudu lo risk lo invest cheyali. Yanduku annte akkuava age unnapudu risk thakuva undali.
EE Market Fall ni opportunity ga consider chesi naa daggara unna liquid cash invest chesanu Meeru chaala baaga explain chesaru, meeku mee team ki 1000la vandanaalu
Thanks sir. An Eye-opener. You help many new investors to understand the market and options available along with its pros and cons. Very helpful. Request you to continue such videos for benefit of everyone.
in 2021 when I started my stock market journey, even 2-3% portfolio down aina tension padipoye vadini. Now no tension. Recent market fall lo kuda buying chesanu. no selling. Knowledge gives us that confidence.
Yes. We can switch from one fund to another in same AMC, but if we change to other AMC means, we have to redeem and switch. Which attracts capital gains tax too.
ఈ డౌన్ మార్కెట్ కు ముందు నా పోర్టుఫోలియో +11.6% ఉండేది....గత వారం -12.3% కు పడింది...😢 యాంజిల్ వన్ ను డిసేబుల్ చేశా...ఇంకో 15 రోజులు మార్కెట్ ను చూడను...
5:40 నిజాయితీగా చెప్పాలి అంటే, ఇంకో 10% పడితే బాగుండు అని అనుకున్నాను. మ్యూచువల్ ఫండ్స్ లో నా డబ్బులు ఉన్నాయి, కానీ ఈ సంవత్సరం నేను ఇన్వెస్ట్ చేసింది ఏమీ లేదు. కాబట్టి ఇంకొంచెం బాగా పడితే అప్పుడు ఇన్వెస్ట్ చేయొచ్చు అనే ఉద్దేశంతో ఉన్నాను. అంతే తప్పితే వేరే వాళ్ళకి నష్టం రావాలి అనే కోరికతో కాదు
Me too..... I have bought some more shares.... Entered some new themes too... Let it fall by 50% too... I don't care.... Infact I amm feeling happy that I got a good opportunity to buy at lesser valuations....
Fantastic video sir......Manam SIP chesindhemo volatality baga unna fund lo mana goal achieve ayyaka aa amount mottam hybrid fund loki vesi SWP plan cheyadam chaala baagundhi.Pokiri Maadhiri twist sir
Thanku sai garu, avunu step up swp will help not only for taxation. Mana monthly expenses kuda every year perugutayi kada. Manam 6% inflation anukuni 6% step up Swp cheste baguntundi
@@radhikan2835 Along with inflation , life style inflation kuda consider cheyyali, especially early retirement ayithe. Asalu nearest retirement corpus equities lo undakudadu...
Anna for 1cr why we will take 10% per month that is 10lakhs. But we will only take 0.5% per month that is 50k rupees every month. Then the situation will be different
How come 50k will be suffice for entire retirement life. Today its enough, after 6 yrs, you requires 1 lakh, 12 yrs 2 lakhs . This is when you consider only inflation, without any life style inflation.
Na funds market fall ki mundu 10 lakhs after market fall 8 lakhs total invested 4 lakhs, but I don’t fear na dagara inko 2 lakhs unte ipudu investment chesevadinii
Really chaala manchi video on SWP because few people don't have complete knowledge and they do all these mistakes always need a suggestion from CFP like you when they are going to invest in something otherwise hardearned money will be lost.
I am an NRI who has been investing in the UK and US markets for several years. Recently, I ventured into the Indian stock market, and this video has been a fantastic eye-opener for me. It will greatly help me in organizing and planning my investments in advance. I sincerely appreciate Sai garu and the Money Purse team for their efforts.
Nenu 3 months nundi invest chesthunna sir am planning for 20 years tenure so I don't want to sell during this market fall seeking this as an opportunity. And very good subject learned today sir
Nenu 12 years nunche stock market lo unna. I withdrew 80%portfolio in 202w for my house purchase. From then onwards, Im building my portfolio again and investing continuously. I'm not bothered about these small corrections. This month, I took all my savings and invested fully (all my money that I kept for applying IPOs) as there are good stocks at reasonable valuation in the secondary market.
This is the best SWP video and must be shared with the people of Telugu. One suggestion Saigaru. If you can do this in English, probably it can help across India
I expected somebody to make such video on SWP and there you go.. great stuff.. people need to be well aware of the actions they are taking to safeguard their future.. Its very important to have good knowledge about the product that is being used. Keep up the good work!
Bhayya, nenu market inka correct avvali ani korukuntunna....inka paiki parigethe mundhu koncham venakki raavali....paiga, kottha investors ki discount lo kone opportunity vasthundhi....naa portfolio taggindhi, ayna nenemi sale cheyyaledhu....naa view long term kabatti ee corrections ki bhayapadedhi ledhu
Nice explanation. Considering taxes, expenses ratio,market falls and etc -- I think buying land in small towns and cities are better than market. I realized recently.
Hi Sai Anna. First of all thanks to you and your team for putting so much efforts to enlighten financial knowledge to common public. Ur detailed explanation regarding SIP and SWP is really an eye opener for us. Crystal clear data and formulations very easy to understand. Really hatsoff 🫡
Sir! SWP ni 10% with draw kakunda bank interest yentha untundo antha varake withdraw chesukuntu, inflation perigitge inkontha additional ga withdraw chesthunte fund yeppatiki zero avadu kadaa. Grow avuthu untundi. Meeru ee points kuda add chesthe baguntundi sai garu!.
meru chala detailed ga starting level lo unna investors ki kuda practical explanation tho videos chala baga chestharu anna . i suggested your videos to many of my friends and family.
Anna me ee video naku chala use ayindhi. Mature ayaka SWP ki vere funds loki move cheyalannaru kada super anna. Ee point nenu yekkada vinaledhu. Meru ma fin-god
me video manchi awareness tiskochindhi.. 6 cr corpus accumulate ayyaka inko fund ki yela move avvali, capital gain taxation entha untundho inko video lo cheppagalaru..
Very good points sir. We would never recommend SWP on pure equity funds. Definitely not on small or mid cap funds, because they tend to fluctuate widely. SWP is suitable only after wealth accumulation is done and capital preservation begins. That too, amount of withdrawl should be set to such level, that even during the maximum drawdown period of the chosen fund, SWP should not deplete the capital. These are important decision that require careful analysis.
Bro exact ga 1 year avthundhi nenu equity lo investment start chesi. Profit 30% return now 8% zero worries . inka add chesthunna. ఎందుకంటే nenu next gen kosam invest chesthunna
Buy Max life Term Insurance with Highest claim settlement Ratio(99%):👇🏻
tinyurl.com/mw3pzhna
SIP VS SWP Calculator 👉 t.me/moneypurseadv/150013
Shall we invest swp in 2 mutual funds lets say 2cr I have half half
How MP & DT both r released related SWP video..is it coincidence?
Anna Google drive link evandi telegram enduku?
ETF gurichi chepandi sir
Hi sir Fram karnataka
Sir my datar age 9 year's
25 year s (16 year) investment chedham ankontunna
Large cap OR small cap fond besta
Pliz tell me sai garu
Honestly saying, ఈ fall లో నా దగ్గర మార్కెట్ ఇన్వెస్ట్మెంట్ కోసం allocate చేసి ఉన్న కాస్త డబ్బులను బాగా negative లోకి వెళ్ళినా నాకు confidence ఉన్న stocks ఇంకొంచం add చేసుకున్నా, fall కారణంగా బయపడి ఒక్క షేర్ కూడా అమ్మలేదు
సాయి గారు అసలు పొగడానికి మాటలు రావడం లేదు సార్ అంత బాగా అన్నిటి మీద అవగాహన వచ్చేటట్టు చేసారు సార్ రియల్లీ రియల్లీ మీరు చాలా మంచి ఇన్ఫర్మేషన్ ఇస్తున్నారు మీకు మీ మనీ పర్సు టీం కి శతకోటి ధన్యవాదాలు సార్ గారు🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏
మీ సలహాలు ఎప్పుడు మా సొంత అన్నయ్య లాగా ఉంటాయి ❤❤❤
సాయి గారు మీరు మాట్లాడుతుంటే మా దగ్గర మనిషి లేదో మా క్లోజ్ ఫ్రెండ్ మాట్లాడినట్లు ఉంటుంది అండి. శుభోదయం 🎉
వీడియోని ఎక్కువమంది చూస్తున్నారు కానీ, లైక్ చేయడం లేదు, లైక్ చేయండి అబ్బ!!!, ఇలాంటి మంచి కంటెంట్ ని ఎక్కువమంది చూడటానికి వీలవుతుంది
I have started sip in canara roboecco emerging equiites fund stoped in 2021 but again started sip in 2022 Jan again still continuing total investment 126000 current value 230000 now
Congratulations 🎉🎉🎉
Brother Ella cheyyallo Okkasari chepthara me Insta account Isthava msg chestha
Me suggestion Naku help avvadhu
SWP?
Hi @rajesh, canara bank lo canara hsbc india manufacturing fund ani oka kotha scheme vachindi, ma canara bank manager deentlo invest cheyamantundu 5 years yearly 1.25lacks cheyali, meeru chesina rebecco plan ilantidena
@Sreekanth41 no mine is pure equity midcap n largecap combination
Manam small cap lo invest chesi, SWP chesetapudu Index funds loki move cheyali. Apudu market fall lo mana capital save avthundhi. Super anna.
Correct ye Andi
When we shift to index fund, is that not taxable?
51 lakhs nunchi, 43 lakhs ki vacchindi, kaani naaku money kuda avasaram undendi. Market low unte bagundedi, kaani ila avasaralaku problem avtundi.
నేనైతే ఇంకా పెడితే investment చేద్దాం అని capital తో ఉన్నా.
Market పడిన ఏమీ భయపడలేదు
7%పడింది portfolio.
I follow Technical analysis to invest in fundamentally strong stocks
2008 to 2014 lanti okka 6 years bear market fall vasthe andharu market ni vadhili parigedatharu
Be positive yaar..@@Ashwin2025
Neenu kuda same broo.... Technical analysis tho .. cheap valuations stocks lo ki entry avvuthu vuntaa......... Idharam kalisi chedhama.. we ill ern lot of money
Nenu ayite fall inka undali, so that I can get quality stocks for cheap valuation ani anukunna bro...oka 10% cash lo inka kurchoni unna....waiting to invest at 22500 (50%cash) and if market increase 23000(50% cash)
It will not fall further bro... But market will be flat
@hardikkunkalagunta2173 cheppalem bro....nuclear war and WW rumours will drag nifty down, news are enough for wild fire...already fii selling intensity is high
Direct mutual funds lo invest chesevaallu ekkuvaga impact avtaru. Because of lacking of knowledge and decision-making mistakes. So advisor tho portfolio verify cheyinchukovatam chala important
SWP gurinchi baga telusu gani ,,,entha dark reality untundhi ani miru chepte gani teliyaledhu. Really respect with salute Sai garu.❤❤❤❤
Best eye opener video on SWP's across all the FINFLUENCERS in India
Honestly nenu ayite agali anukovatam ledu malli malli radu ee chance. Yenta padite anta manchi stocks low valuations lo dorukutayi. Manchi price lo dorukutayi. Margin of safety vuntadi. Naku opika yekuva. Daham yekuva.
Bro excellent ga chepparu but eakkada asalina vishayam Enti ante.
Asalu initial elanti funds select chesukovali and enni funds tisukivali (ex: for next 25years ki) chethe chala useful ga vundi sir..
Please SIP Kosam best funds suggest cheyyandi and SIP complete ayyaka SWP kosam elanti funds Loki move cheyyali ani chapthe chala useful ga vuntundi.
You made a nice and useful video for us but if you can help with above details, that would be great help😊
Have a good day!!
Excellent video sai గారు, long term, ఒక 10 to 15 years invest చేయటానికి best mutual funds suggest చేయండి...pleasee 🙏🙏🙏
1. Large Cap
2. Mid-Cap
3. Small Cap
123 Evi moodintlo invest cheyandi HDFC is best
@Harisjetty-kh4ur నాకు mutual funds గురించి సరైన నాలెడ్జ్ లేదు, ఇప్పుడిప్పుడే తెలుసుకుంటున్నాన్ను, మా పిల్లల ఎడ్యుకేషన్ & రిటైర్మెంట్ కోసం SIP చేయాలి అనుకుంటున్నాను, కానీ long term లో hold చేయాలి అంటే ఏ mutual fund లో invest చేయాలో అర్థం కావటం లేదు, మీరు మీ experience తో suggest చేయగలరని కోరుకుంటున్నాను
JM Flexi cap
@@ramakrishna1008ELSS bro. Coming days andharu kuda Tax pay chestunna list Loki vastunnaru. Already Tax slabs kuda change ayyayi. Andharu kuda ELSS lo investment start chesaru. Tax exemption untundi kada. Kani ee funds 3 years lock in period untundi.
10 to 15 years ki aithe Nifty 500 momentum 50 and Nifty alpha low volatility index funds chalu andi. Future lo andharu Index funds ki shift avuthaaru. Ilanti Index factorial funds chala vasthay future lo.
We have to consider onetime LTCG for shifting capital from agressive fund to conservative/hybrid fund.
Ye year ki ah year tax harvesting cheseyali in whatever fund we invest which will bring down the tax liability
Hybrid funds loo LTCG undada?
same bhayyaa nen chala loss avtunna but nenu okka share kuda ammanu... equity meeda naku nammakam undi. SBI,RVNL,BPCL shares tesukunnna nenu
Aggressive fund nundi hybrid category fund ki Ela move avvalo chebite bagundedi sir..I like money purse team& their efforts ❤
You have withdraw pay tax and then pay tax after swp double tax 😶🌫️
All mutual funds provide switch facility
@@LakeCity-gb1lo switch facility undi.kani ade mutual fund ki unnai.example axis small MF nundi migata axis MF(hybrid,mid,large,&..etc...).but we want another MFs like HDFC,CANARA RUBECO,etc...
@@kameswararaosivvapu789 Then redem and re-invest
Switch lo kuda withdrawal iyyi reinvest avtundi but everything happens internally. So tax manam itey kattalsinde @@LakeCity-gb1lo ne avva thappinchukunede le(pushpa) 😂😂
You are a financial saviour for our Telugu people. Bursting virally spread myths well in time. Thank you so much❤
చాలా బాగా వివరించారు, తెలియని వారికిచాలా బాగా ఉపయోగ పడుతుంది, మీకు, కోటి, కోటి, ధన్యవాదములు, గాడ్ బ్లెస్స్ యూ, అండ్ యువర్, ఫ్యామిలీ, సర్,,
Genuine guy…. Much better than many financial influencers
Superb concept on SWP Sai garu. What I understood simply 2 Points
# In SIP When the market fall we will increase the SIP amount...
# Similarly In SWP , when the market falls we have to reduce the SWP amount.Is it possible or is it correct idea??
Every thing is agreed... But one point missing is... Capital gain tax on 1Cr+ amount when we switch from one fund to another fund is 12.5% as per present tax structure. Please clarify.
Agree with you. Anna aaa amount switch cheyali ante transfer/withdraw cheyali kadha, aala kuda LTCG pay cheyali kadha anna. Aaadi kuda ela plan cheyalo chepte bagundu anna.
Yes. I need this clarification for better planning
Yes please clarify this point on how to switch the amount from pure equity fund to balance advantage fund ? Withdrawal is the only way ? Or is there a way to safely move the move without paying LTCG tax ?
@moneypurse
You should do systematic transfer plan one year prior swp by that you don't have to pay ltcg in stp
Frankly speaking you have changed the perception of looking into an SWP ... Excellent video.... Practical knowledge is different than theoretical Excel sheets ....❤❤
Glad it was helpful andi. Yes we need take decisions by practically looking at funds behaviour on various cycles rather than based on excel calculators
An eye opener video
1 point here is invest chestappudu risk akkuva fund lo invest cheyachu but with draw chesinappudu lo risk lo invest cheyali. Yanduku annte akkuava age unnapudu risk thakuva undali.
Sir max వాళ్ళు సరిగ్గా సర్వీసువివ్వట్లేదు 4000 లాస్ నాకు😮
Ela loss
EE Market Fall ni opportunity ga consider chesi naa daggara unna liquid cash invest chesanu
Meeru chaala baaga explain chesaru, meeku mee team ki 1000la vandanaalu
I have always had a doubt How SWP will work on the bear market. I got an answer from this video. Thankyou Sai garu
సాయి గారు నేను మార్కెట్ ఇంకా 5% పడుతుంది , పడాలని అనుకుంటునాను . మార్కెట్ ఇంత పడినా నా పోలియో పోజిటివ్ లోనే ఉంది . నేనుఎగ్జిట్ అవలేదు .
Eye opener video on SWP , Thank you Sai Garu and Money purse team
Thanks sir. An Eye-opener. You help many new investors to understand the market and options available along with its pros and cons. Very helpful. Request you to continue such videos for benefit of everyone.
Anukunna kani waiting for more correction
Market enka baga padite enka konni good stocks konukkovachhu anukunna
I also reacted by price fall but not by selling .. I added more to portfolio 😅
in 2021 when I started my stock market journey, even 2-3% portfolio down aina tension padipoye vadini. Now no tension. Recent market fall lo kuda buying chesanu. no selling. Knowledge gives us that confidence.
హాయ్ సాయి గారు,
మన టోటల్ ఫండ్ ని SWP స్టార్ట్ చేసే ముందు ఫండ్ స్విచ్ టు అనొథెర్ ఫండ్, అప్పుడు టోటల్ ఈల్డ్ పై ఇన్కమ్ టాక్స్ కట్ అవుతుంది కదా.
yes
Yes. We can switch from one fund to another in same AMC, but if we change to other AMC means, we have to redeem and switch. Which attracts capital gains tax too.
@srinivasmurthy4303 even when you switch within AMC, it's redeem . You need to pay tax
7 లక్షలు పోర్ట్ఫోలియో తో 80 వేలు లాస్ ఇప్పటివరకు...ఇది మార్కెట్ ఫాల్ స్టార్ట్ అయ్యినప్పటినుండి...
ఈ డౌన్ మార్కెట్ కు ముందు నా పోర్టుఫోలియో +11.6% ఉండేది....గత వారం -12.3% కు పడింది...😢
యాంజిల్ వన్ ను డిసేబుల్ చేశా...ఇంకో 15 రోజులు మార్కెట్ ను చూడను...
Being a new investor i have gained much knowledge from your channel sir
5:40 నిజాయితీగా చెప్పాలి అంటే, ఇంకో 10% పడితే బాగుండు అని అనుకున్నాను.
మ్యూచువల్ ఫండ్స్ లో నా డబ్బులు ఉన్నాయి, కానీ ఈ సంవత్సరం నేను ఇన్వెస్ట్ చేసింది ఏమీ లేదు. కాబట్టి ఇంకొంచెం బాగా పడితే అప్పుడు ఇన్వెస్ట్ చేయొచ్చు అనే ఉద్దేశంతో ఉన్నాను.
అంతే తప్పితే వేరే వాళ్ళకి నష్టం రావాలి అనే కోరికతో కాదు
God bless you 🙏🙏🙏🙏 sir chala chala baga chapparu
Na portfolio 23% padindi e fall lo
అన్న నాకు భయం అంటే అనిపించింది,కానీ ఎంత పడుతాడో పదని మనం లాంగ్ టర్మ్ కదా అని హ్యాపీ గా అనుకున్న
yes bro you are right, who are looking for long term no need to fear
నేను అనుకో లేదు.. నా పోర్ట్ ఫోలియో 80lakhs నుండి 72 lakhs అయింది. నేను అసలు మార్కెట్ చూడడం మానేసాను
Anduke youtube chuskondi
Meru investments eppudu start chesaru, Either lumsum or SIP ? Direct stocks or MF?
Me too..... I have bought some more shares.... Entered some new themes too... Let it fall by 50% too... I don't care.... Infact I amm feeling happy that I got a good opportunity to buy at lesser valuations....
@venuv8219 feb2022
@Pavankumar-sv5fo ప్రాఫిట్ 22.5lakhs లో ఉన్నా
Fantastic video sir......Manam SIP chesindhemo volatality baga unna fund lo mana goal achieve ayyaka aa amount mottam hybrid fund loki vesi SWP plan cheyadam chaala baagundhi.Pokiri Maadhiri twist sir
1st Comment 😊
Thanku sai garu, avunu step up swp will help not only for taxation.
Mana monthly expenses kuda every year perugutayi kada. Manam 6% inflation anukuni 6% step up Swp cheste baguntundi
Nenu ee step up swp kosam chala verikanu, meeru provide chesaru 😊
@@radhikan2835 Along with inflation , life style inflation kuda consider cheyyali, especially early retirement ayithe. Asalu nearest retirement corpus equities lo undakudadu...
Anna for 1cr why we will take 10% per month that is 10lakhs. But we will only take 0.5% per month that is 50k rupees every month. Then the situation will be different
How come 50k will be suffice for entire retirement life. Today its enough, after 6 yrs, you requires 1 lakh, 12 yrs 2 lakhs . This is when you consider only inflation, without any life style inflation.
@@LakeCity-gb1losome Times our habits also will be considered..
Fall inkoncham avvali.. and appudu nenu na portfolio lo unna manchi stocks lo inkoncham add cheskovali😊
Good evening team
Na funds market fall ki mundu 10 lakhs after market fall 8 lakhs total invested 4 lakhs, but I don’t fear na dagara inko 2 lakhs unte ipudu investment chesevadinii
Safe ga unte stocks are mutual funds unte cheppandi. 5 years lo double
😊
Cdsl,bse,cams, reliance,Nippon amc,angel one
These are safe bro.. definitely will double in 5 years..
Equity lo saftey ki place ledu
5 years lo all large cap , 95% midcap double easy ga avuthayi
@@ramu_r4 Ha Ha Ha....Bull market syndorme
There are several TH-cam channels but sometimes i still feel this person Sai pathri genuinely shares real content. Hats off sir.
Sir, please also consider the one time capital gains tax on the final corpus if we are switching mutual funds. (Please do let me know if I'm wrong)
Really chaala manchi video on SWP because few people don't have complete knowledge and they do all these mistakes always need a suggestion from CFP like you when they are going to invest in something otherwise hardearned money will be lost.
Hii anna ❤
I am an NRI who has been investing in the UK and US markets for several years. Recently, I ventured into the Indian stock market, and this video has been a fantastic eye-opener for me. It will greatly help me in organizing and planning my investments in advance. I sincerely appreciate Sai garu and the Money Purse team for their efforts.
Akums గురించి చెప్పండి annayya....ఇప్పుడు add చేసుకోవచ్చా?...🙏🙏🙏
Thanks for the important learning and truth of SWP. No words for your knowledge share
Fund amount move cheste LTCG tax cut authundi kadha ??
Adi loss kadha ??
it is always better pay tax rather than loosing money andi
@ thanks 🙏
చాలా బాగా చెప్పారు అండి. తండ్రి తన పిల్లలకి చూపినట్టు చెప్పారు
Yes at some point I was worried about market fall & my portfolio
Thank you so much for your honesty
మేము ఒకేసారి అమౌంట్ ఇన్వెస్ట్ చేయడానికి ...swp కొరకు అనుకూలమైన ఫండ్స్ టాప్ 5చెప్పగలరు
Sai garu ...kotha ga vachina vallu market ardam kavali ladantay exit ayipovali anukunna andi.. appudu real investors market lo untaru..nenu ayithey 10% cash pettukunna..inka add chayaladu.. nifty 22000 kanna kinduku vasthey invest cheddam ani waiting..
I didn't exit, .my investment 5lakh. In loss of 2 lac... Will wait untill it turns to positive or company has to close 😅
Nenu 3 months nundi invest chesthunna sir am planning for 20 years tenure so I don't want to sell during this market fall seeking this as an opportunity.
And very good subject learned today sir
SAP కూడా హైబ్రీడ్ ఈక్విటీ లో పెట్టుకోవడం బెటర్ అంటారా... నేను నా వైఫ్ పేరు మీద (age 35) NPS లో 5,000/- పెడుతున్నాను, మొన్న మీ వీడియో చూసి సాయి గారు
Nenu 12 years nunche stock market lo unna. I withdrew 80%portfolio in 202w for my house purchase. From then onwards, Im building my portfolio again and investing continuously. I'm not bothered about these small corrections. This month, I took all my savings and invested fully (all my money that I kept for applying IPOs) as there are good stocks at reasonable valuation in the secondary market.
Honestly, inka correct avvali ani undi naku.. Reason being.. We will know how strong is our dii and retail investors are
Very Detailed Explanation on SIP to SWP. Can you cover a video or share a calculator SWP monthly withdrawal to SIP??
This is the best SWP video and must be shared with the people of Telugu. One suggestion Saigaru. If you can do this in English, probably it can help across India
Excellent video sir 👍👍👏👏👏 god bless you sir 🙏💯🙏💐💯
Thank you So Much Sai Garu SWP గురించి చాలా క్లియర్ గా అందరికీ అర్థమయ్యే విధంగా చెప్పారు ❤🎉❤🎉❤🎉
I expected somebody to make such video on SWP and there you go.. great stuff.. people need to be well aware of the actions they are taking to safeguard their future.. Its very important to have good knowledge about the product that is being used. Keep up the good work!
Have seen many SWP videos. This one is best and more practical. Thank you
Nice explanation Bro about Swp .Super Keep going on making like this videos
Bhayya, nenu market inka correct avvali ani korukuntunna....inka paiki parigethe mundhu koncham venakki raavali....paiga, kottha investors ki discount lo kone opportunity vasthundhi....naa portfolio taggindhi, ayna nenemi sale cheyyaledhu....naa view long term kabatti ee corrections ki bhayapadedhi ledhu
Nenu anukoledu, nifty below 20k below ravalani hartfull ga korukuntunna, andukante I will try to invest more.
Ha ha ha...appudu NIFTY 15000 ki veltademo ani wait chestaru...its just human emotions...
బ్రదర్ SWP లో ₹ 35 lakhs పెట్టి ప్రతి నెల 6% చొప్పున విత్డ్రా చేసి ఆ వచ్చిన అమౌంట్ ను వేరే సిప్ లో పెడితే అది లాభమా నష్టమా
తెలుపగలరు
Very great video Sai gaaru.... society ki manchi cheyali Ane me tapanaku...hatsoff👏👏
This is really helpful video to experience SIP and SWP dark sides
Nice explanation.
Considering taxes, expenses ratio,market falls and etc -- I think buying land in small towns and cities are better than market. I realized recently.
Hi Sai Anna. First of all thanks to you and your team for putting so much efforts to enlighten financial knowledge to common public.
Ur detailed explanation regarding SIP and SWP is really an eye opener for us. Crystal clear data and formulations very easy to understand. Really hatsoff 🫡
Great video. I’m in 30‘s right now. I hope I can remember and implement this when I turn 55-60
Ha Ha Ha ....lot of dynamics changes in 30 yrs time. These may apply or not
Sir! SWP ni 10% with draw kakunda bank interest yentha untundo antha varake withdraw chesukuntu, inflation perigitge inkontha additional ga withdraw chesthunte fund yeppatiki zero avadu kadaa. Grow avuthu untundi. Meeru ee points kuda add chesthe baguntundi sai garu!.
meru chala detailed ga starting level lo unna investors ki kuda practical explanation tho videos chala baga chestharu anna . i suggested your videos to many of my friends and family.
Nenu Equity Stocks lo invest chesanu, equity options meedha kuda trade chesthunna.. equity stocks mathramae na portfolio lo vuntae ganuka market inka yentha padina pattinchukunae vadini kadu but options kuda vundatam valla anukunna market inka yentha paduthundho yeppudu trend reverse vasthundho ani..
Anna me ee video naku chala use ayindhi. Mature ayaka SWP ki vere funds loki move cheyalannaru kada super anna. Ee point nenu yekkada vinaledhu. Meru ma fin-god
Excellent Anna! Eye Opener on SWP. Beautiful Explaination. Thanks!
me video manchi awareness tiskochindhi.. 6 cr corpus accumulate ayyaka inko fund ki yela move avvali, capital gain taxation entha untundho inko video lo cheppagalaru..
Nenu chala sarlu bayapadinanu market fall lo kani meru eche knowledge vallana naku chala use ayyindhi
Actually I wish correction continue till valuations stabilizes, as I am continuing my SIPs.
Sai Anna.....Your idea about SWP in ...Safe Funds....Its very brilliant idea. I like it. As always, very good eye opener
Very good points sir.
We would never recommend SWP on pure equity funds. Definitely not on small or mid cap funds, because they tend to fluctuate widely. SWP is suitable only after wealth accumulation is done and capital preservation begins.
That too, amount of withdrawl should be set to such level, that even during the maximum drawdown period of the chosen fund, SWP should not deplete the capital. These are important decision that require careful analysis.
Excellent video brother,i know only one side of swp ,now gained some knowledge
Bro exact ga 1 year avthundhi nenu equity lo investment start chesi. Profit 30% return now 8% zero worries . inka add chesthunna. ఎందుకంటే nenu next gen kosam invest chesthunna
Super information. Thanks Sir. Till watching this video, I have a different perception on SWP.
❤sai anna very good video.. first i appreciate your efforts towards safeguarding the lives of common middle class people..very brave ...