This is so true. When I paid the mortgage off on my first house and became completely debt free, in that instant life changed in a way I never saw coming and in a way words cannot describe. Everything was different. It was hard to pay that house off as early as I did. It took such incredible sacrifice, but once you get to the other side it is all worthwhile. I have yet to meet anyone that has reached that milestone who ever regretted it.
I am due to pay off my 30k in student loans by the end of October this year. It finally feels like I can see the end of this, and I am so excited to be debt-free and really start building wealth :)
I really needed to hear this. I’ve been in “stupid” debt for quite some time now (7yrs) and I am having a hard time seeing any light at the end of the tunnel. It’s very daunting and taxing on my spirit, and physical self. Change becomes inevitable because, yes, my brain has blown a major fuse and has temporarily shut off from it. So I’ve started working on myself so then I can be there for my kids and husband first, then regroup in order plan out my payoff strategy. The stress has just been too much and I’m too important to my family to not be ok. God is good and wants me to thrive. So trusting in Him will get me straight to get back on track. Thanks for the reality check, Dr. D 🙏🏻🙏🏻🙏🏻
Man, I think this is the best thing of yours I've ever watched. That was truly inspirational. And from my own experience (mortgage paid in full, no debts of any kind), I can tell you what you have described is a kind of existential freedom that I had never experienced before I hit those debt-free milestones.
We really shouldn't allow international entities to purchase domestic land, though. That would keep prices lower and would help us preserve the homes we (mostly) love
I really needed this. I am not in debt but have irresponsible with my spending. It has made me feel anxious about wedding planning because even a cheep wedding feels expensive. I am going to work on my budget seriously so I can go into my marriage in the best spot possible.
My wife and I paid down $8k in credit cards and $17k in student loans in the last year and half. We only have about $10k left in student loans and I think the past few months we have fallen off and not paid down hardly anything. Thank you. This is a nice motivator!!
Bringing down 40k in debt to almost 5k in debt from April 2023 to now! 5 MONTHS!!! ITS INSANE HOW MUCH I WORKED FOR IT ITS INSANE TO KNOW THAT WRITING A PLAN DOWN AND BREAKING IT DOWN TO SMALL ACTIONABLE STEPS, having a friend into Dave Ramsey as well. Ramsey solutions helped me take control of my finances and my life
Made me love being Costa Rican even more 🙌🏻 I just recently immigrated to the US (VA) as a permanent resident. But I totally understood what John meant about the ethos there. People are just free, we value our land. Something America has lost due to corporations and foreign countries buying up everything and the people trapped in a life that they can’t get out of, sadly.
I hear you regarding the weight of debt and the fears that come with that debt. I wonder if there is another real fear for those bearing the weight of wealth fearing possible loss. And those in the middle with no debt, nothing much tangible like money, big vehicles etc., who live the simple, easy-going happy life. Somewhat like what you and your son saw near the volcano. Good show.
However, I am not sure that to do when I have to pay alimony to an ex wife that wanted a divorce because she was bored. I wanted to keep my house for my kids, and the payment is still less than what I could rent for. But I admi I need to stop spending money.
I purchased my house on December 31, 2018. I’ll be honest: I didn’t know what I was doing. In January of 2022, I got serious about paying off the mortgage and between Jan 01, 2022 and today (Aug 24, 2023), I reduced the principal balance by $32,619.50. I will pay my house off early. I’m almost done.
I owe more than $60K in student loans. I am really depressed about it because I i work retail making around $34K. I feel stuck but eventually I will pay it off... hopefully. I just don't want to be stuck.
It makes everything to dark IMHO! Dr John I thought your show was a healing platforn and with the dark background it just feels like a wrath of darkness with no light shining through, as in no true healing. Again just my opinion and how I perceive your new background.
This is so true. When I paid the mortgage off on my first house and became completely debt free, in that instant life changed in a way I never saw coming and in a way words cannot describe. Everything was different. It was hard to pay that house off as early as I did. It took such incredible sacrifice, but once you get to the other side it is all worthwhile. I have yet to meet anyone that has reached that milestone who ever regretted it.
Congratulations 🎊 I too paid my house this past May. It has been so liberating and freeing in so many ways I could not have imagined.
What a wave of introspection that just washed over me.
I am due to pay off my 30k in student loans by the end of October this year. It finally feels like I can see the end of this, and I am so excited to be debt-free and really start building wealth :)
Congratulations!
Congrats!
I really needed to hear this. I’ve been in “stupid” debt for quite some time now (7yrs) and I am having a hard time seeing any light at the end of the tunnel.
It’s very daunting and taxing on my spirit, and physical self. Change becomes inevitable because, yes, my brain has blown a major fuse and has temporarily shut off from it. So I’ve started working on myself so then I can be there for my kids and husband first, then regroup in order plan out my payoff strategy.
The stress has just been too much and I’m too important to my family to not be ok. God is good and wants me to thrive. So trusting in Him will get me straight to get back on track.
Thanks for the reality check, Dr. D 🙏🏻🙏🏻🙏🏻
Man, I think this is the best thing of yours I've ever watched. That was truly inspirational. And from my own experience (mortgage paid in full, no debts of any kind), I can tell you what you have described is a kind of existential freedom that I had never experienced before I hit those debt-free milestones.
Discipline equals freedom
My husband recently got a job making over $150k. We are going to aggressively pay down our debt and I cannot wait!!!
We really shouldn't allow international entities to purchase domestic land, though. That would keep prices lower and would help us preserve the homes we (mostly) love
I really needed this. I am not in debt but have irresponsible with my spending. It has made me feel anxious about wedding planning because even a cheep wedding feels expensive. I am going to work on my budget seriously so I can go into my marriage in the best spot possible.
My wife and I paid down $8k in credit cards and $17k in student loans in the last year and half. We only have about $10k left in student loans and I think the past few months we have fallen off and not paid down hardly anything. Thank you. This is a nice motivator!!
Great work! 🎉
Bringing down 40k in debt to almost 5k in debt from April 2023 to now! 5 MONTHS!!! ITS INSANE HOW MUCH I WORKED FOR IT ITS INSANE TO KNOW THAT WRITING A PLAN DOWN AND BREAKING IT DOWN TO SMALL ACTIONABLE STEPS, having a friend into Dave Ramsey as well. Ramsey solutions helped me take control of my finances and my life
I'm not in debt nor do I come from a priveliged background, but that was a tremendous "lecture", Thank you for all the people it may help.
Made me love being Costa Rican even more 🙌🏻 I just recently immigrated to the US (VA) as a permanent resident. But I totally understood what John meant about the ethos there. People are just free, we value our land. Something America has lost due to corporations and foreign countries buying up everything and the people trapped in a life that they can’t get out of, sadly.
I thank God every day that my husband and I have zero debt. We're 23 and 30. Nearly one-third of Americans have a net worth of $0 or less
I hear you regarding the weight of debt and the fears that come with that debt. I wonder if there is another real fear for those bearing the weight of wealth fearing possible loss. And those in the middle with no debt, nothing much tangible like money, big vehicles etc., who live the simple, easy-going happy life. Somewhat like what you and your son saw near the volcano.
Good show.
Thank you, Dr. John. I am blown away by your wisdom and insight.
Peace.....it's worth so much. Debt has cost me my marriage.
I appreciate you man it was helpful
Good morning doctor! Thank you for your wisdom and knowledge. Working on paying off my mortgage 💸 next year 😊
Love these longer talks!
Loved this segment.❤
I love the podcast cover as well. Top tier!
I am feeling this all right now.
However, I am not sure that to do when I have to pay alimony to an ex wife that wanted a divorce because she was bored. I wanted to keep my house for my kids, and the payment is still less than what I could rent for. But I admi I need to stop spending money.
I needed this more than I thought! Thank you! Eye opening 😮
Dr. Delony always has the right words…
Thank you! That was the most positive and inspiring speach. Please continue along this path
❤
I purchased my house on December 31, 2018. I’ll be honest: I didn’t know what I was doing. In January of 2022, I got serious about paying off the mortgage and between Jan 01, 2022 and today (Aug 24, 2023), I reduced the principal balance by $32,619.50. I will pay my house off early. I’m almost done.
This is very true Dr John Delony
Wow. That was helpful.
I owe more than $60K in student loans. I am really depressed about it because I i work retail making around $34K. I feel stuck but eventually I will pay it off... hopefully. I just don't want to be stuck.
Have you watched Caleb Hammer?
@@terricox3559Caleb Hammer is awesome 👏🏾
I'm 80k in debt. It's just awful.
I don't see this book on Audible yet! I'm so *anxious* to read it 😅 Haha just looking forward to it.. hopefully soon 🎉
Hahah!
The micro informs or empowers the macro.
❤️ the new graphix! Sahweeeeeht!!
I'm not proud of where I live and will tell anyone who will listen. I take care of my mom's house. Gotta get done though. Mucho anxiety.
I called that Mt gut feeling
It makes everything to dark IMHO! Dr John I thought your show was a healing platforn and with the dark background it just feels like a wrath of darkness with no light shining through, as in no true healing. Again just my opinion and how I perceive your new background.
Its not that easy 😢
Where did anyone say it was easy?
Nothing worthwhile ever is.
@@javaskull88 where did i say they said it was easy??
@@grr576by acknowledging that it’s not “that easy”, implies that the speaker made it sound easy
@@mightymouse9001 well i didnt so now what.. ?
Your ramsey personality is showing