Putting some $$ away for sinking funds and chatting about budget goals

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  • เผยแพร่เมื่อ 3 ต.ค. 2024
  • Tena koe e hoa. You're welcome here!
    Your support matters - I hope you'll stick around and subscribe, like, make a comment; or share with others. It really helps to get this kaupapa out there on the 'tube (and it's totally free!).
    Where'd I get that?
    Year of the Dragon scratch off ‪@EllieOnEarth‬
    Trackers, Mini Book of Savings Challenges and clear Celebrations Budget Binder: www.buymeacoff...
    Madeline Budgets ‪@MadelineBudgets‬ (Christmas and Birthday challenges in the celebrations binder)
    FREEBIES, DOWNLOADS AND MEMBERSHIPS -
    I deeply appreciate everyone who found it in their budget to support my small business, kia ora! All my stuffs and membership for loads of freebies can be accessed here:
    www.buymeacoff...
    ++++++++++++++++++++++++++++++++++++++++++
    WHAT IS CASH STUFFING ANYWAY?
    In a nutshell #cashstuffing is a form of #budgeting where you pay for everything in cash - no swiping, no consumer debt. It's a flexible system - you decide which parts of your budget you want to use cash.
    I still pay my fixed expenses on automatic payment, it's cheaper and easier for me. I do take out and use cash each week for everything else. This has allowed me to challenge myself to have money left over at the end of every week that I can put towards saving. I have a small set of goals I'm working toward, that will give me a sense of peace and abundance. It's not easy on a low income, but it is so worth it!
    I am not a professional registered to give financial advice - this is just a real and raw look at how I budget my money, I'm sharing it because talking about money, especially when you don't have a lot can be whakamā (embarrassing) even in families. Please seek your own advice to fit your situation.

ความคิดเห็น • 10

  • @michelemcgill1720
    @michelemcgill1720 3 หลายเดือนก่อน +3

    Another great cash stuffing. I prefer to watch lower money cash stuffings. I can relate to it more and love to see how resoureful you are.

    • @TheJoyNinjaNZ
      @TheJoyNinjaNZ  3 หลายเดือนก่อน

      That's good to know - I like to watch what people do with the bigger budget from time to time, but I try really hard to not compare/stick to my lane.

  • @pens_n_pals
    @pens_n_pals 3 หลายเดือนก่อน +1

    Love the guest appearance of Nova. Definitely got to be able to enjoy the positive vibes. Christmas is definitely going to roll around super fast. Totally not prepared either. This year is proving to be rather a tough year in more ways than one.

    • @TheJoyNinjaNZ
      @TheJoyNinjaNZ  3 หลายเดือนก่อน

      Phew - I feel this! I'm thinking to have a parred down Christmas might just have to be the call this year.

  • @MadelineBudgets
    @MadelineBudgets 3 หลายเดือนก่อน +1

    I am so proud of your weekly progress in all challenges and sinking funds.. and especially seeing your Christmas fund grow! ❤

    • @TheJoyNinjaNZ
      @TheJoyNinjaNZ  2 หลายเดือนก่อน +1

      Thank you so much for the challenge (the advent one), I really enjoyed it and think I'll do it again next year.

  • @natalie7049
    @natalie7049 3 หลายเดือนก่อน

    So far on my goals I cleared my $300 OD this week and I am halfway to clearing my $500 Credit Card 😃
    And I received my scratch off thank you!!!

    • @TheJoyNinjaNZ
      @TheJoyNinjaNZ  3 หลายเดือนก่อน +1

      Nice work on the debt paydown and thank you! Good to know NZ post still works!

  • @b.onabudget8405
    @b.onabudget8405 3 หลายเดือนก่อน

    Got my scratch off thanks Nin. ❤