Building a Bank from Scratch

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  • เผยแพร่เมื่อ 22 ก.ค. 2024
  • Vitor is a partner at Nubank, Brazil’s largest financial technology company with over 4 million customers. He joined Nubank in 2014 and has helped build, maintain, and scale their financial products, accounting systems, and securitization strategy. Since 2016 he has lead the team that developed NuConta, Nubank’s digital checking account. Before Nubank, Vitor worked with credit, foreign exchange and trading at BTG Pactual, one of the largest independent investment banks in Latin America. Vitor graduated from Duke University in 2011 with a double major in Economics and Computer Science.
    During his E-Seminar, Vitor will share how Nubank is disrupting the Brazilian banking industry, a highly regulated, consolidated, and complex market. By leveraging design, data science, and software engineering, Nubank is changing the fintech landscape as we know it.
    In 2018, Nubank became only the third Brazilian company to become a unicorn, a privately held startup company valued over $1 billion.

ความคิดเห็น • 22

  • @poggpigg
    @poggpigg 5 ปีที่แล้ว +6

    So nice to know about Brazilian’s fantastic minds !!

    • @leonredbon
      @leonredbon 4 ปีที่แล้ว +2

      CEO David is from Columbia-- but you are correct. Great minds and excellent business model. In my opinion, this is the very best company in Brasil.

  • @DeepUndaInAmsterdam
    @DeepUndaInAmsterdam 4 ปีที่แล้ว

    Odrigado! Great presentation, flawless topic and very rare (but interesting topic).
    Liked!

  • @treasadisurya
    @treasadisurya 5 ปีที่แล้ว +2

    Great....

  • @raphaelcrespo3725
    @raphaelcrespo3725 5 ปีที่แล้ว +1

    Great talk

  • @libvlog2264
    @libvlog2264 4 ปีที่แล้ว +3

    Dude giving game for free 👌🏿...

  • @opelomakoba6783
    @opelomakoba6783 4 ปีที่แล้ว +6

    I hope to work with such innovative brilliant minds like yours someday. If you ever needed to open an Office in Botswana in future i'm your girl, our banking system is riddled with high costs and sluggish to underwhelming innovation. It's almost like we're being robbed of our monies! #thefutureisdigital

  • @ravonhonestt
    @ravonhonestt 4 ปีที่แล้ว +1

    How can i work with a company for prepared debt cards for my app users

  • @praveshmishra2458
    @praveshmishra2458 2 ปีที่แล้ว

    Great 👍

  • @Sjdishh37ehtu
    @Sjdishh37ehtu ปีที่แล้ว

    Esperava mais

  • @Texas80
    @Texas80 3 ปีที่แล้ว +13

    How in the hell do you start a bank from scratch? This was just a vague overview. Who do you need to hire, how software do you need, how many servers do you need, how is the networking implemented? This video did not show how to start a bank from scratch although I enjoyed learning about NuBank.

    • @kennethwhite9799
      @kennethwhite9799 2 ปีที่แล้ว

      From what I gathered they developed everything from a software and securities angle and developed a line of credit product from various (unknown) recievables- and they kept the intial banking frame work with a 1,000 member set up- then grew the bank membership from that network giving loans securing other comodities to grow their investment portfolio-

  • @nikcernomorsky3633
    @nikcernomorsky3633 3 ปีที่แล้ว +1

    Agree with previous comments, very vague, I would expect better quality from MIT

  • @ikechidestiny7126
    @ikechidestiny7126 3 ปีที่แล้ว +1

    I want to learn coding

  • @obiem51
    @obiem51 4 ปีที่แล้ว +11

    YOU HAVE SAID NOTHING HOW TO BUILD A BANK FROM SCRATCH_!! LOL
    YOU GAVE IDEAS AND EXAMPLES OF NOTHING.

    • @Bella-qz1lc
      @Bella-qz1lc 3 ปีที่แล้ว +1

      Exactly.. The LIES in these HEADLINERS.

    • @GuitarreroDaniel
      @GuitarreroDaniel 3 ปีที่แล้ว +2

      Exactly, such a waste! I don't care about how great his company is, I wanted to learn about banking.

  • @AmitSingh-ym6nc
    @AmitSingh-ym6nc 2 ปีที่แล้ว

    GARBAGE. 55mins speaking for 0 insights.