How a 24-Year-Old Making $75K in NYC Spends Her Money | Money Tours | Glamour
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- เผยแพร่เมื่อ 20 พ.ค. 2024
- A 24-year-old woman living in Williamsburg, Brooklyn shows us what everything in her life costs. Take a look at what a $75K salary in New York City can get you!
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How a 24-Year-Old Making $75K in NYC Spends Her Money | Money Tours | Glamour - บันเทิง
I'm not even jealous just insanely inspired and motivated.
Same but I'm also a little jealous as well ...
THANK YOU!!!! Finally! I was searching for this comment. Ppl are such haters, that’s why they are where they are.
I'm a little bit of both lol. not hating tho!
same
Me too! I was feeling a little discouraged, but seeing her life a really good and honest life is really inspirational
My parents paid for my college and the day after my son was born i went to the bank to open an education fund! He is 2 1/2 we have currently saved $5000
That's amazing, hes going to appreciate it so much when hes older, you're doing a great job (:
I always planned that if I ever had children that I'll do the same thing! Open an account for each kid I had and every month I'll put money in it (even if it's 100 dollars each month) until the day they turned 18. It would be so helpful for them and also for me (if I did have children that is 😂)
Yup! My daughter is 15 months with over a 1,000. Small contributions will pay off and my parents paid for my college as well.
That's really sad the costs of education in the US. I have a friend with 40 that just finished paying her degree... :(
YAAAAYY
CREDIT SCORE AND FINANCIAL LITERACY GOALS
i respect her financial stability but 6k in investing at 24 isn't much money at all though, she could be making a much higher yield of passive income at that age.
It’s sad that credit scores wasn’t taught in high school and college when I was growing up . Most people are in debt by the time you leave college
wanda Shivers She can’t have an 830 credit score at 25 lol , sorry i know all about credit scores and there is now way she can have that high
bradley conn It’s impossible to have a credit score of 830 by 24, i’ve noticed a lot of people lying in these
Big Red it’s possible. You can start building credit at 18. It’s also possible she was added as an authorized user on her parents’ credit cards, in which case she’d inherent those cards’ histories and they’d count in her credit score. In either case, it’s definitely possible. I’m 24 and my score is close to that.
Y'all don't understand how much I love these kinda videos.
same!
Love love love, I'm 24 as well and don't have a salary half as much as she makes but it shows me that It can be done.
How much? Please elaborate? On a scale of 1-10?
@@PritamDas_26 love that place lol.
Marquita Aisha -
Why do you love these vids so much?
The fact that she's a social media manager and making more than 50K is kinda shocking, as well as that she found that place for less than 2K a month
sharon cohen that’s nyc for you. The wages are higher because the cost of living is the shocking part hehe (;
I mean also, it depends on what type of company she is working for or if she is a pivate consultant with multiple clients, etc. You don't know
Exactly, that salary is extremely high for that position. Also she is fresh out of school so social media positions that do have that type of pay require normally 5+ years of experience. Unlikely scenario.
BootzDaMan11 agreed
BootzDaMan11 I’m in social media and that’s not high for nyc area. Honestly I’m surprised it’s not more considering most social media associate or coordinator positions (below a social media manager role) will be starting at $40-50k!
Can’t fault her parents for being smart with their own money and having the ability to pay for her college. Although people are saying she’s lucky to have a head start after college with no student loan debt, she is doing a great job at maintaining a sense of frugality at a young age while growing her own wealth. I mean, she could’ve gone a very different way after college as a young woman in the big city on her own, but it appears she has a good head on her shoulders and can enjoy life while keeping a careful eye on her future.
leannarosep thank you for this comment!! Others need to be happy for people who are thriving instead of going the envious, fear-based route by being negative about it. She acknowledged she was privileged to have her school paid for and that’s good. At 24 she’s already at a great place and by 30 she could be doing extremely well for herself if she keeps it up!
PREACH!
I’m sure the two must go hand in hand; that her parents must have been smart with money to be able to give her that gift and she lives her life according to what they taught her. My parents also paid for my college fully and I’m the cheapest person I know!
Clearly this runs in the family cus she’s definitely taught well.
Exactly. But it's also important to be conscious of generational wealth, and the fact that in order to be "smart with their money," they need to have it in the first place.
She is living her best life.
We don't know. Based on this video we can't tell. Maybe she is miserable, or happy.
That’s definitely not true lol. I’ll be the first to tell you that money does not bring happiness
Gigi Prabhakaran it bring me happiness more than anything tbh 🤷🏽♀️
Okay, so whoever her parents are...MAD RESPECT! and #Goals FORREAL! I’m going through so much financial crap right now. I will ensure that my kids will NEVER know what that feels like.
OR you teach your kids how to speak german, send them to a german school and let them study in Germany which cost ... 500 EUROS a term. Not 50.000 Dollars - and most of our universities are better than the ones in the US.
true. To some extent, I'll have to play it by ear. I think if I want them to value smart money practices, I'll have to create ways for them to put these values into practice and, of course, make sure that I'm setting the right example for them.
LivLovesLife Plus don’t many German or other European universities eg. in France, have courses instructed in English ? American kids should go to Europe for cheap education.
My parents also paid for my tuition out of pocket and are currently paying my brother's. They struggled to finish school as working students before migrating to the US.
I rarely received allowance because they really instilled in me that, all that I have is a privilege. I was taught to shop frugally, think before buying and that there is ALWAYS another option to material goods. I wanted to get a job when I started college and my parents gave me an ultimatum. They didn't want to see me struggle in life with debt like they have, so if I promised to finish school and contribute in whatever way I can, they would pay for college. So I did just that without complaint. I figured, all the stuff I wanted to buy or places I want to go to, I can do later.
Same i want to become debt free and then have my kids not have to go into debt when they want to earn a degree
I liked this format a lot better than the credit card bill/spreadsheet format.
Book Addict no i like both i wish they could do both.
The bill ones are okay but I feel like this one was more personal. I felt like I was learning about a person not just a credit card statement.
i like this too. we get to see where the money goes and not at some transaction history report.
Same here. It wasn't 10 minutes about what they spend with their credit cards. Still really enjoy these kinds of videos though!
Somebody make a parody in this format. a broke college grad with a mountain of debt
The parody is in full view, it is called the USA.
Yeah make it more relatable
Now THATS more relatable
Broseidon going to be me 😂 (we don’t have 60k dollars for college so scholarships and loans are gonna pay my tuition)
I can when I graduate in a year and a half 😂😂😂
ok, i am jealous and full of regret at how i have lived life
She's a unicorn! Most people are not in her situation so don't worry you aren't alone. I'm 33 and I'm just learning to budget now she's really lucky her parents taught her well and helped with school we didn't all have that. Personal debt in the US is around 13 trillion so trust me you aren't alone it's must more common to see people with debt than not.
so much same wtf
why would you have regrets when her parents paid for her lifestyle? i'm sure if we all had parents who had 100k to throw away on a social media degree, we all would be in zero debt.
A little jealous but now I have a high paying job so My first priority is to make the debt disappear
catherine - and?
It's funny how she is 24 years old, but the everything sort of comes off like she's 30-33ish.
That's because she's never STRUGGLED before. Her parents paid for her debt. So she isn't stressed like the rest of us
SunKissNicole Had she taken not having student loans for granted she would have definitely struggled after graduating-even without all the college debt. It’s all about responsibility, and mental and financial maturity.
That means she's already saved 10 years
@@NiaMSnow you can’t say she hasn’t struggled because she doesn’t have debt. don’t downplay other peoples experiences just to make yours seem worse.
I’m 25, with a college degree and unemployed.
Same, except I'm 23.
Until recently. I was 38. MBA. Unemployed.
I’m in the same boat, I’m 24.
We are sitting in the exact same boat
Just curious, what degrees do you guys have?
She's 24 years old!?!?! But she seems soo old! Im 30 and the way I am financially, live, dress, & look I'm like a teenager next to her.
olg06 lol same!!!
olg06 yes! She has such a good head on her shoulders!!
also her credit score is INSANE! Mine is great too but that is amazing!! Especially for her age, that isn't a long time to have built up credit!
Same!
OP that's why she makes 75k a year straight out uni and you don't...
It would also be interesting to see how men spend their money. Is it much different than females?
Might save more
Maybe, but maybe not. I’m female and I hate shopping for clothes.
Men on average give a lot of money to women. There is a mismatch whereby men earn more yet women somehow manage to spend way, way more than men.
I feel like men may spend more/a lot on booze.
Oooooooh yeah
She sounds like such a sweet person. Most of these videos (or all?) are people without kids. As a single parent, I would be curious about how budgets differ as parents.
Taylor R.S I mean of course it’s diff you have a whole other person to pay for and single parent doesn’t mean the other parent isn’t chipping in just as much. There could be a lot of angles and many more stories to connect to more people
Are you a single mother or single woman with a child? Because many “single mothers” aren’t parenting without some sort of financial assistance.
This combines the best of Refinery29's Sweet Digs and this channel's "How One Woman in New York spends her $$$ salary". Really love the format. Keep these coming!
Indeed! I love it
She is 4 years younger than myself and she is doing amazing! Even though she had some help along the way she is humble and disciplined to take her self further. Pretty inspiring to hear her story and get ideas for getting back on track financially.
To everyone who’s saying she’s only able to live like this because her parents paid for her college, do you know how many young adults right now have credit card debt for buying unnecessary crap? She had the maturity to not get herself into debt even after graduating. She didn’t take her privilege for granted.
Good parenting.
I am so happy she realizes how blessed she is that her parents paid for her education. Having student loans is the biggest burden. I will NEVER let my kids take student loans.
90% of your success is dependent on how well your parents prepared for you to be here.
Hard truth, wish I had this
Sounds like a book I'm reading called dream chasers. It's kinda sad how much your familial connections play into your successes.
Absolutely. It's why it so so difficult for those born into poverty to get out of it.
True
This definitely doesn't apply to poor families... I prepare for my parents or immediate family. & My parents took care of their parents even though none were or still aren't prepared.
Smart girl i love this, great living and responsible.
She's lucky, alot of people don't have the privilege to have their college paid for them. I think that was what helped her the most, that and her parents teaching her to be smart with money.
@@Cherry-nu3uo yes and she didn't take for granted the help they give to her made good choices and this very importante wen we have to take care of yourself.
@@aguardinasantos5829 so true 😏
Agreed. Any parent subsidizing their children's education would be over the moon of how grateful she is for that opportunity and yet frugal / intelligent she spends her money.
Easy enough when you have you're education paid for
It’s 2021 and I’m still inspired by her lifestyle and financial choices. ✨
Saving for your kids education is 100% the way to go. I see the difference between the way my friends who were lucky enough to have their college paid for and the struggle I go through with the Amount of debt I have and the difference is night and day. Having that clean slate after college is the best way to do it. I will 100% try to pay for my kids education by saving little by little as they grow.
That's awesome. My parents are paying for my school right now and seeing the stress my peers are under pay off loans is honestly heartbreaking.
Wow I was shook at her credit score then I heard she had no student loans
The only thing that would negatively affect your credit is if u didn't pay them and/or default. If u have bad credit rn, that's on u LOL
P0k3D0nd3M4cG this guy doesn’t know how it works lol! You can pay before time and more than it’s due and it’s still a debt, so your cs is still not gonna be good.
@@jimjamesjimothy1308 What are you talking about if it's paid off it's paid off. It doesn't effect your score.
JennaMarbles simply carrying a balance lowers your score. You clearly know nothing because loan proportion in regards to how much you have left to pay is a massive factor into credit scores
And she pays both cards off in full each month. What a dream.
I kept thinking to myself how much I like this person. She's very level headed and i think would be a great friend
Finally someone who doesn’t eat and drink out everyday 🙄. Yes girl. I love her financial literacy. She’s so good and smart for our age.
I really love this series. It's so eye opening to see how people spend their money. My own parents won't even talk about finances with me so I've been trying to teach myself as much as I can!!
Thats great you're teaching yourself. I am roo. Good lick on your journey
Love the new productions style for this series. I still wish it had the bank statement aspect sprinkled in a little more. Felt like it was a bit more about showcasing her apartment than how she spends her money
It was really good to see this video... I just turned 29... Having paid off my 60k student loan over 6 years, i was only able to start saving early last year.. so this video really helped me put my own life into perspective and realise i am actually doing ok and to not stress so much! Thanks for sharing.. ❤
Thanks for making this series and featuring this young but mature minded lady as well as the 2 sisters in Brooklyn ! It was very inspiring & make good role models for others.
When I was 24 I had a part time job, no savings and I was going out all the time. No regrets whatsoever!
Can you do one with a social worker who makes 35-50k depending on where they live or which position they’re at?
She probably went to NYU or Columbia for communication and marketing.
Yes. I have a Masters degree in SW and making less in the field than I currently do as a contingent worker w/ a large tech company.
Student loans ups the butt!
I make 96k+ as a social worker. Two jobs though. Manageable.
this is literally the perfect lifestyle and everything that i want post grad 😭 shes really living her best life! also my parents are paying for my college but i’m still going to be drowning in debt :/ thanks fafsa
‘give back to my friends, to my Church and to my community’. Amen. more of this😍❤️.
i rly love these videos! financial literacy, income, spending, budgeting is rarely taught at a young age, so these videos are super helpful in just understanding how people spend their money. (with both the good and bad!).
I like how she stated that her parents paid for her college and that gave her a clean slate. Unfortunately every one doesn't have parents to help them like that or even parents that can teach them to be financially responsible. It's never too late to change and set goals for yourself once you realize your mistakes.
This video gives me hope that I may someday have friends to hangout in my place.
*Reading the title* So we are at the same age.... *have another existential crisis for days*
I literally just pulled myself out of one and now I'm in the hole again
Don't feel bad about that. I'm 26 and haven't even finished college yet...
Kinara Uma, Cheer up Kinara, Maybe some day you could win Power Ball and live on 5th Ave. and have the last laugh on her. ONE NEVER KNOWS.
This girl has it all together! Thanks for sharing, what a great way to show young women a good example of what it looks like to be smart with money.
her parents paid off her college making sure she’d be okay out in the real world afterwards, meanwhile my dad texts me every other weekend for $40-$50 bc he’s broke after he pays his rent.
I feel like it was a very wise choice to not show her face. I feel like thats why we feel inspired instead of jealous.
It's because she's Asian and parents also didn't approve
This was my favorite of these types of videos. I really liked her attitude and outlook. Beautiful place! ..and coat collection lol 😍
Her apartment is gorgeous!! Also, I love how she calls out living a generous life. Yes girl, I love that! -Sincerely, praying for a 1 bedroom as beautiful as yours one day
No student loan debt. Fresh start. No problem climbing the middle class after college. Winning.
THIS SERIES is AMAZING and SO IMPORTANT. What a smart woman.
Love the more visually appealing filming rather than the statement breakdowns
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Assets that can make you rich
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Bitcoin is the most profitable investment online if you could trade with a professional broker that will guide you through the process
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@@williamhill9832 Wh@ts Applications 🖕
i’m 22 with a career & financially stable:)
improving by 1% everyday is my goal.
That was a blessing that someone was able to pay for her college! It makes a difference. I look forward to be debt free, by the time I'm 35 and that includes my house! Thanks for posting these types of videos.
This young lady is awesome, bless her and her parents who raised and instilled that financial knowledge those values in her!! Paying for her tuition was just icing on the cake.
Must be nice to have zero student loans.
Avery Cee must be nice for mommy and daddy to pay for your college
Gotta get that scholarship son. I got 30k/year. My mother pays for the rest, around 8k/year. Still better than paying 30-40k per year.
Pumpkin P I can’t get a scholarship because of my skin color.
Avery Cee are you white or are you Asian? Those are the only two demographics without racial scholarships. As for me, I’m Asian, male and did not qualify for fafsa (DACA at the time.) but still got 30k/year to go to a private engineering/Archie school. Granted I still have to pay around 8k per year, it was still cheaper than going to a state school. During the time, I held down multiple part time jobs and my mother helped pay for the first 2 years of my school and part of the next year and half (I paid for the final year I took.)
Now then, if you can’t get scholarship, it just meant that you didn’t try to apply for enough scholarships or your test scores were too low. If that’s the case and you’re poor, you will qualify for fafsa and state schools would be nearly free.
Avery Cee enough privilege for you lol
related a lot to this.. i share a lot of commonalities with her in financial status, preferences, and lifestyle, except i’m working on a second degree and am still sharing lodging
Her apartment looks so cozy!! I feel so inspired now, u r doing great guuurrlll❤️❤️❤️
Amazing. And I love her view on enjoying life and money. She is blessed!
She is goals. I want to be a social media manager, travel, and be finacially well. I love her apartment too.
As someone who resonates so deeply with her since we both have a similar situation (good with money, living frugally, eating healthy, etc) I'm sure we'd make good friends. Only thing is I'm 26, I dont live in NYC and make around $90K living in Missouri
She seems like a really smart and put together person! Your parents (and you) did a great job!
She’s one of my favorites. So smart and frugal. Love it. Inspiring.
Finally, one I can relate to. She's almost exactly on par with what I had in savings and investments at that age, though I made less so I had to live with roommates to achieve it.
She'll do fine! To everyone watching it's never too late. Start now, living frugally/reasonably and saving is worth it.
When I say I have been coming back to this video every six months for inspo... I mean it.
Would it be too much to ask for a "where are they now" update vid???
I can’t even handle how savvy she is and how far ahead financially is then I at the same age. You go girl!
I'm so inspired! I absolutely love this apartment!! The front yard!! 😭❤️
This is nice to see. Gives me a picture of what I'm aiming for. Blessed to have her parents pay for her college. I know people whose parents paid for their college but have debt in other ways so she was smart about it.
Yes. She may have had some things provided to her, but one of those things was clearly financial literacy. Her parents didn't just give her a fish- they taught her to fish.
She's so financially secure at 24! That's amazing! Respect!
Very inspiring! Please keep this kind of video coming. We all need clues on how to make peace with our financial situation (at least for me)
I think this video relayed the message of financial security and definitely inspired me to be more frugal with my funds. More videos like this!
This was the best episode so far❗️I really enjoyed the visual aspect ✔️
She is doing great! So proud of her!
Great series, between this one and Money Tours, I really enjoy.
I loved this - Content and format!
My parents opened a bank account for me when I was six and taught me how to save my pocket money (obviously they had to deposit it for me). I thank them every day for teaching me about financial responsibility at a young age. Also, I don't live in the US so I didn't need to pay a gazillion dollars in college fees.
Loved this video!
I keep coming back to this one! So inspirational
I graduated 4 years ago with 25k in student loans. Paid them off within 3 years and now I'm saving. Love these videos! So interesting to see how others maneuver life.
I am 25, my husband and I combined make 40 thousand a year. Yet its barely enough to get by sometimes.
@@MiguelLopez-fh7vx Would the same job that pays 40k in the US also pay 40k in Honduras?
@@MiguelLopez-fh7vx you do know finance is typically a well paying career at most companies?
so now you are a team of poor people..
same 🙁
You’re very fortunate enough to have a spouse (and I don’t mean that in a rude, snarky way). You and your husband at least get to split the bills! It’ll get better for you. I would look at JuCo programs or certification/trades programs!
Her parents deserve a round of applause 👏
giving back to friends family church and the community... such a blessing xoxo
This is so important to see!! I am already learning so much. Plus it’s super cool to see a successful women’s finances!!
Get it girl!! I love seeing financially dependent women! I make 108k a year and am 24. Silicon Valley type of living makes it hard tho. But this is very motivational
Too my church. I heard that sister. God bless you.
I always think of an expensive buy as an investment and she does that with her vintage buys. Love it
I'm loving these videos, they're like R29's Money Diaries and Sweet Digs in one!
No lie. I am so jealous and salty rn 😂😂😂
How do you go about being a social media manager? What degree do you need? What did you major in?
What do you do as a social media manager?
love this format so much better!
So glad you guys made this video. This topic should NOT be taboo. It’s astonishing how many people are financially illiterate. I saved up so much money in my 401 k that I kinda regret but now watching this video I feel much better 😣
You could afford an 1800$ rent @18? Wow
I think what she meant by that is she's been living in NYC for 6 years so when she was 18 she probably went to college in NYC.
Her parents paid for her college, they probably helped her with rent too. She is living her best life lol
Yeah
Doubt it. Shes probably only been in that apartment for 2-3 years.
her parents did everything for her. she didn't earn anything
i just turned 23, graduated may 2018.. and currently a nurse making 83k
But i keep probably half of that after taxes lol (NY)
I also love her apartment and how she just hangs out in the front yard.
Love this video!! Keep making more!
Wow! Good job, girl.
Ahhh! I literally want her to be my best friend. I love how she thinks about money, and I wish I could have a friend who felt so comfortable talking about money and good habits for it.
This was a great video especially with her wanting to save money and be frugal. Great tips!
This was filmed so sweetly! Also she seems so responsible
The problem with America: teachers don’t even make $74,000.
She is saving a surprisingly small portion of her income considering her salary, even with the 401k and zero loan repayments.
Awesome apartment! I love this video series, can´t wait for the next upload :)
Along with these videos where they tell us how much they make and where it comes. Would love to see videos about how they get there i.e. degree, career, decisions, choices, etc they made to be there. That would be phenomenal
goals.