How This Barista Spends Her $15K Salary | Honest Accounts | Glamour
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- เผยแพร่เมื่อ 16 ก.ย. 2018
- We asked a part-time barista in NYC with a $15,000 salary to break down everything she spends money on in a month.
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How This Barista Spends Her $15K Salary | Honest Accounts | Glamour - บันเทิง
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“He’s a Libra, they don’t listen.”
Is she really making excuses for this grown man based on his sign?
Vivian Iloabuchi Libras are definitely trash though
BlackGirlGuidance yeah because you’re so special :)
She didn’t lie
5:18
As they say: Astrology is for those who can't take responsibility/ be accountable for their actions.
#1 rule of money don’t spend money you don’t have.
This isn't always a good rule anyways
Edit: I change my mind, it is
J J but it’s good for people with money problem
learned the hard way 😭
This means if you have credit cards use them as if they are debit card AND PAY THEM AT FULL at the end of the month. You play the credit card companies don't let them play you!
These videos would be really interesting if a professional finance person gave them some tips at the end.
Now thats a good idea!
professional finance person for 15k salary? I think a career counseler would be better. Invest in yourself and get training/educated in a field that pays better.
That’s facts
@@stelity Why question a professional finance person giving her tips to manage a low salary? And career counseling is great, BUT YOU STILL NEED MONEY for that. Professional finance tips would help, because it's not always as easy as saving a few dollars. Career counseling and investing in yourself is important, but when you made that suggestion it didn't come off as thoughtful because how is she going to afford career counseling when she doesn't have enough spending money per month.
CallMeCourt PLEASE
Earns 1000$ a month, spends 1500$ in a month. Absolute genius
15k/year is 1250/mo. If she’s spending 1500 she’s in debt. She can’t afford Cancun and should be working 2 part times jobs while she looks for one full time, AND DROP that raggedy boyfriend.
@@cyoohoos yessss
Tip money.
The dollar sign ($) goes BEFORE the dollar amount, not after.
@@suepete They might just not be American: Europeans generally put currency signs after the number.
seems like she’s spending a lot of money on friends and other people instead of worrying about her own debts and living beyond her own means
Yep, clearly she's part of the Yolo generation with zero plans for the future. When I was her age I was making about triple her salary but probably spent $400-$500 a month at most, she's got the budget of someone who makes 10 times what she actually makes
Why worry when you have mommy paying your credit card or whomever you're sharing the joint card with is covering the minimum payment.
@@terridactyl cus mommy doesn't pay for my things ._.
@@joshf-w9602 faxxx bro, you definitely have the right mentality
@@anoopgill7245 Yep, I grew up in a struggling family that eventually clawed our way to the middle class so those lessons still stick with me. This poor lady is battling poverty and doesn't even realise it
$71 for cupcakes?? I would’ve went to Dollar Tree and got a dollar cake mix, dollar frosting, and a bag of sprinkles.
ew
I'd rather do that than spend $71 for just cupcakes tf?
The cupcakes were for her friend y’all hahahahaha she was being generous
@@carlgrimeseyepatch27 she makes 15k a year she shouldnt be spending that much on cupcakes regardless
Dylan Burns trust me I agree.. I’m just trying to see the best in her hahaha
she needs to dump her boyfriend immediately. like yesterday. like last week.
Just a suggestion: You can walk, bike, scooter, etc. to the nearest subway station and get an unlimited Metrocard for $127. No car headache!
Sounds like she has a son not a boyfriend, he gotta go.
halfstrike721 honestly, like I hope he has a job cause he sounds like a bum 🤦🏽♀️🤦🏽♀️🤮
Worddddd. It's sad that we applaud men that can take care of themselves and deify them. They should already be at that point so they can live comfortably by themselves.
I mean, it sounds like they suit each other - they're both terrible overspenders. And he seems to cover the bulk of the rent since she's only paying $350 towards rent in NYC.
She works part time but doesn't have time to cook ? I live in the Bronx, and you don't need a car to drive around Ny!! take the subway !!you can also buy good quality whole cakes for around $35 dollars for her friend anywhere in New York~and ...oh you need to dump your bf who you have to babysit.
You must live on Burnside or near the concourse. Not having a car is not convenient in the Bronx.
and she spends 130 on a metrocard plus uber rides. shes paying for 3 transportation
@@NVGEAR It's actually quite normal. People are bad with money, unfortunately.
@@QueenBey90 I agree. I live in co-op city and a car up here comes in handy, a lot! Especially since I don't live near a train station. However, I don't have the same salary as this girl and would get rid of the car if I were her.
@@QueenBey90 She works part time...she has time for it to be not convenient to be blunt. Gas, insurance, maintenance, registration, parking, tolls, and potentially car notes. She just is too broke for a car. Gas ($30/mo for a tank a month if very little driving), insurance ($100 at cheap end for her age), maintenance ($20/mo which is low given her admitted need for repairs) and registration ($4/mo) without any parking or tolls puts her at $154 of her $1000 income. She just can't afford it.
Not to be rude and I was trying not to judge with her spending on extras but instead of Cancun she could have paid off 1/3 of her personal debt which would have saved her a lot of money in the long run with interest.
exactly... she cant really afford it
Yes but she can have fun either
Tried but did not succeed
aminini I know. Her buying $70 cupcakes is having fun. There were tons of leisure activities she paid for and monthly subscriptions. I totally understand poor people should be able to enjoy life; however,she’sbeing financially irresponsible. The amount of interest that’s going to pile up will cost her a lot of money.
Yeah I agree, like she should really be doing things to pay off that debt
The boyfriend needs some perspective. She's not his bank
BanditoTaylee I’m pretty sure he covers more of the House bills so I think it works out for them
@@mayataylor5743 why would you constantly overdraft your account though, especially when you know exactly what you're doing? That's just an unnecessary fee he could be avoiding
Why do you think shes able to afford trips to Cancun and buying her friends beats and $70 of cupcakes? Maybe....because of her boyfriend?????? You need to chill
@@mcottrill23 she says in the vid her friend got a package deal to cancun so she paid half upfront and the rest later. She didn't say her boyfriend got the package.
@@BanditoTaylee never said that. But obviously he helps her with other things so shes able to do those kinds of things.
Like her $325 leftovers per mo was spent like 5 times over. She's NOT living on $15,000- she's living on Mom's credit card. Has to be. If you have $325 a month to oay for groceries and everything BUT bills, how you going to Cancun, buying $70 cupcakes and expensive gifts for your friend? This should be titled $15,000 a year and access to Mom's credit card... :/
I have £200 a month after all bills and groceries and wish i could spend half of what she does. No holiday in 8 years, have to save for 2 days out a year, clothes shopping is a rare thing also even when theyre falling apart. Its not realistic.
@@SLBArtful Totally agree. People who are GENUINELY working poor are not spending like this...
THANK YOU!! SOMEONE WITH SENSE
Thats why she is in debr
@Jenn H. it's not welfare
Her debit card expenses do not look like someone living on $15,000/year.
the boyfriend needs a talking to though
why
David DeVries because she’s consistently having to “cover his overdrafts”. I assume he’s an adult, he shouldn’t be relying on her or anyone else to clean up his messes.
kansas9132005 agreed...
Having to pay for when he is financially irresponsable is a no no
kansas9132005 shouldn't the bf pays for stuffs lol
sakura li This is exactly what I’m talking about, if the genders were reversed in this situation no one would bat an eye
The subway is ALOT cheaper than owning a car
Purple Pancakes She lives in a shared space in New York. Maybe she needs a car to help her feel more independent.
Some parts of the outer boroughs aren’t near a subway line
If you live in Manhattan. To get across the Bronx it takes more than 2 hours sometimes. Car is like 20 mins.
And most weekends the subway lines in the Bx are shuttle buses
Subway is over $100 for a monthly in the city so she's not spending much more than that
Shed be much better moving back to her parents and trying to pay her debts off
True.... good point! And stop eating out.
She needs to grow up and stop spending her money badly
When she said she bought her friend Beats earphones on HSN on a monthly payment plan 😱 I wanted to jump through the TV and shake the girl! THAN she’s paying for things her boyfriend should be buying for himself 😵😵😵 please stop. Right now. Issa trap! No need to be buying $71 worth of cupcakes. Your friend would of enjoyed one and your company 😉 Other than that she’s doing alright for the amount she makes every month. Good luck to you sis!
Agree 100%
S H she can’t give her friend a gift?
Yes to all of this! She's definitely trying to live a life she cannot afford. And $71 for cupcakes is insane. She could've bought her one darn cupcake and stuck a candle in it.
hawkeyemihawk getting money lord afro hokage most definitely she can as long as she can honestly afford it. Covering someone else’s over draft is questionable but I don’t know what goes on behind their closed door 🤷🏾♀️ I hope he pays her back every time....
the cupcake was just a visual representation of fast food expense in general lol not literally cupcakes alone
$71 for your friends cupcakes when you have $325! I find that a lot of people with lower incomes are usually way more giving & willing to be generous.. wow
I have to give it to this woman , she is trying to save.
I do think she can be self employed, she lives in NY. 1. Dog walking service 2. Personal Assistant.
She has the potential to be very successful as long as she continues to save.
Be your own boss, and let your boyfriend take care of his own finances.
Try to get your debt lower as well , it will help your credit score.
Instacart is really great too! Especially since she has a car!
saving when you have credit card debt is not really saving tho.
@@shannonhawkins1819 tbh it is in the longrun. It'll take longer sure butttttt at least she's got back up. I like dave ramsey but his method wouldn't allow enough for emergencies which can pop up. If she earns more in the longrun then she can end the debt faster with savings too.
DreamAngel123 PFW She is not trying to save. She is throwing money around like it’s free and then her parents are picking up the tab-she said so herself. She makes $15k a YEAR and she lives in New York. That means she’s either not working full time or she’s making minimum wage. She needs to get her priorities straight and start acting like a grownup.
@Coco Pops, It's really not - unless she is some sort of investing phenom, she is not getting a 19-21%+ annualized ROI that she is otherwise paying towards credit card debt interest.
She does not need a car. Especially a new one. She’s spending $200 on car maintenance gas insurance. $130 for an EZPass. $130 for a Metra Card. She wants to add a car payment. Makes no sense
She said because older cars have more issues that need to be paid for
I agree. I live in a big city and I just use my car and don't buy any train or bus passes. It's really one or the other.
ominous450 That’s what I was thinking
ominous450 exactly, that car is not needed especially in NY
Sam The Slouch you have to find a good dealership that other ppl rave about. The kind of place that actually checks the car out b4 putting up for sale
I realize a lot of people don’t know a thing about managing money when they say she manages her money well
Charlie Day let’s see your finances Becky.
excuse me she makes barely any money? What do you want her to do? Eat package powder soups with rice to add the calories?
Nope, she doesnt having to resort to that when she can go online and splurge on Sephora and bunch of random snacks like Dunkin Donuts while paying crazy amounts for fast food. That's like what...3 meals in one sitting!?
Charlie Day girl...you the last one to judge since you’ve “quit your job to peruse your dreams”
"peruse your dreams". I mean, shouldn't we all closely examine and read over our dreams intensely?
She’s needs a new boyfriend
L
lola hey im ur one thousandth like
@@anonwa4309 ayyye
lola Why? Did she eat the last one?
@@summerrr1 bruhhhhhhhhhhhhhh you wrong for that hahahahahahaha
So basically she made $1000 that month and spent over $1500? I really hope they just picked a bad month for her to do this otherwise she's gonna be broke really soon
In case you missed it she's over $5000 in debt so already beyond broke
$15,000 a year is $1,250 a month not a $1,000.
@@chrisbaker2669 He said "THAT" month no "a month", and either way she still went hundreds of dollars above that
She works part time and has a ton of personal and join debt. Owns a car in nyc. Spends money she doesnt have aka beats for a friend. Why is everyone commending her?
@Thelondonbadger I don't understand a thing you just said. lol I'm old!!
She need to let her boyfriend take care of himself!
familiar trend in all these vids, they all seem to look after/provide towards their boyfriends
watch the last one (the woman on $140,000), she was literally like a sugarmommy to her boyfriend
ant wto Yeah the 140k girl was a total sugarmama.
Very true
I agree but she also said he is one of her roommates so I guess in some ways it becomes her problem if he and pay rent and utilities
Why do you think shes able to afford trips to Cancun and beats and $70 cupcakes? Trust me hes taking care of her too
As a dude, I got mad when I heard about her boyfriends bank fees.
I wanna have a man-to-man talk with the boy...
"man-to-boy" talk
For someone who doesn’t make a ton of money she sure does spend a lot on non necessity’s.
Maacah can we stop pretending like poor people aren’t allowed to own anything nice or do ANYthing fun? Half of her expenses are really nice gifts for friends (which shows the kind of person she is) or helping her significant other. I agree she could cut down on fast food but so could pretty much everyone. She’s not doing half bad, at least she isn’t paying of loans or anything major!
@@lolalover24212 gonna remain poor with that mindset. Delayed gratification is important in improving your socioeconomics status
@@devinngeorge Exactly its ppl like her that think for the short term never for the long term
Emma Roy can we stop pretending like this girl is poor? She makes $15k a year at a part time job, but still buys trips to Cancun, $70 cupcakes, has a car while living in the city, an EZ pass, AND a Metro Pass, plus a litany of other unnecessarily expensive expenses. If she were really poor she would have bought one, yes ONE cupcake, or got a dozen cheaper ones at the supermarket, restricted herself to the car or metro for trips into the city, not both, and gone to Target or Ross to buy her clothes, not American Eagle or whatever was listed on her receipt. All of this on top of covering her boyfriend's overdraft fees. That's nice of her, but really irresponsible. She does all of this though because she's not really poor. She has her parents bail her out whenever she gets in a bind, which to me sounds like more often than not.
Juliette Robinson
She lives with roommates. If she lived alone, she would never be able to afford anything.
Girl. You need to stop paying for your bf. Like wtf? You’re not his mom.
Also, I know it takes time, but cooking for yourself will save you a lot. Maybe a Sunday to meal prep or so
jenny72089 not to mention be better for her health (also saving her a lot of money in the long run)
@@jo.t8812 agreed I cant believe the comments on here. She helps him out every now and then and that's paying for him? Ooooook. Sounds like she doesnt spend too much on actual bills because I'm sure he also helps with them.
What bills? Her utilities are included.
@@mcottrill23 I’m fine with something like underwear since that is basically a gift, but paying for overdraft fees is too far. I also don’t doubt that he probably pays for late utility fees either since it looks like they are both terrible with money.
When she said $350 for rent in nyc I was like HUH 😳 then when she said the Bronx I was like OHH 😶
lol
she has a roomate
LOL right?! she's also paying for a room she shares with her boyfriend so it could be $650 for their room, $1300/$1950 for the entire apartment
PhoebePebbles oh my god 😩 that’s awful
I come back and watch this video every time I feel like my life is falling part and that I'm not doing enough to advance myself and I feel incredibly better comparing myself to her.😊
Okay right off the bat she admits her mom pays her biggest credit card debt. So the whole thing is inaccurate.
I think it's good that you try to save when you're young, but whats the point in saving money when you've got debts to pay off? That would be my main priority - have a couple of strict months where you only buy essentials, pay ur debt off and then enjoy yourself again without having to pay interest.
She laughing like going in debt funny
This lady seriously bought beats in an installment plan as a GIFT and a trip to Cancun when she is IN DEBT, SHE IS IN DEBT.
This girl makes 15k a year, lives in NYC and owns a car, buys her boyfriend underwear, spends $71 on cupcakes, is $5,000 in debt and is on a payment plan for $300 headphones for her friend and went to Mexico for her birthday. This girl needs to get her priorities straight.
Finally someone who has a more realistic salary
Kelsey Vandercoy 15k is realistic?? That’s way below poverty level
Realistic in the sense that it’s more relatable - I only make $21,000/year so I can relate to this more than some other women on here who make $50,000+ - it just shows how you can really stretch your money when it’s all you’re currently working with
Kelsey Vandercoy how is this not realistic ?
@@Bullish_Lauren actually it's just above the poverty line. poverty is about $11-13k. however other welfare programs are based on percentile so pike the bottom 40%. i do believe $15k would probably fit in that definition.
Kelsey Vandercoy realistic for a child?
I'm really enjoying this series and hope to find more! Especially at different salaries, and maybe in different cities of the US? As for her, I admire her willingness to save but maybe cut down on the expensive gifts to people ($70 cupcakes, beats earbuds)...especially if they don't reciprocate in an equal way. Also, it's not anyone's job to correct their bf's financial irresponsibility. She has $5,000 in debt! He's not going to grow up and he clearly is not contributing to her own solvency, never mind his!
Dang she’s really good to her friends... $70 on cupcakes and she bought her other friend Beats??? I make more than her but definitely spend less on birthday gifts! I gotta step my game up...
IKR. I'm thinking I've got the wrong friends. :)
when you fw someone it doesn’t hurt your credit card
No she needs to spend less on her friends...she's living beyond her means...she should pay off her debt and focus on it...
I have a $20 budget for birthday's and $40 on Christmas. Family only. Had to make the switch a long time ago. Once you reach a certain age you just can't afford to buy gifts for everyone you know anymore.
I only buy for closest family members now. I spoil on birthdays and Xmas is on a buget as I like to show love and gratitude to them by not just buying things but I cook lovely food for them... it's about bring thoughtful I'm great at buying presents etc I make great b day gift boxes...it's about bring organised if you rush out last minute to buy things it's gonna cost ya....x
You need to watch Graham Stephan's reaction to this. He'll help you
Ah a man of culture I see
She's got a big heart, most of her money seems to be going to other people and they can take advantage of that. She needs to take a step back and learn to say no, especially to her boyfriend. If she gets that in order, she's got more savings than other people with that same salary, she'll do well. She could get a second job or side gig to save more as a security blanket. Her rent is spectacularly low anywhere in the US, and she can take full advantage of that and save her money. Increases in income does not always automatically mean increases in savings, managing $15k now very carefully will pay off when she does make more money. I know because I've done it.
"I don't have a lot of time to cook."
Girl you working a part-time job. What do you expect when you have a full-time job.
This is something I never knew I needed
that boyfriend gotta walk to the door 🤦🏻♂️
Regardless of her financial situation, She seems very giving and like she has a big heart ♥️.
I’d be hitting up dads fridge if I was spending $130 visiting him 😂
You've got to watch some dave ramsey...
This is so useful!
$71 CUPCAKES?
GRAHAM STEPHAN GANG
Watching videos like this has really inspired me to start a budgeting plan where I keep a record of what I've spent and limit the amount of money I spend. Though I am too young to earn money, I think I will benefit doing this in the future.
I’ve watched this video a few times on different occasions and this is the first time I’ve really been left wide-eyed at the financial situation. I see myself in it as well. I do hope that for each of them they gave them some sort of financial advising/planning for each guest in return.
I respect her honesty! Life's real!
This isn’t a $15k salary. Her rent is $350 and her debit usage is $1500. That’s nearly $2000 a month which would be more than double the salary when you calculate taxes.
She would have way less than $750 to spend every month after rent if she was on a 15k salary budget
boyfriend needs to cover himself
This series is so inspiring. Debt is a real issue in this country and I’m glad that you are giving insight into what it’s like to make different salaries.
I really like these! Keep ‘em coming
Can we have someone not in New York...
yes! like Miami or LA or Atlanta
or Philly
Chicago
Cause we littttt 👏
HOUSTON
200 on a car? a monthly metro card is 121
If her dad is in the city she can use here metro card. If he lives outside the city there is always Metro North or he can pick her up.
She seems like such a kind and loving person ❤️
YES! Another one, love these vdos!
I really love these videos! Please make a series with guys, Glamour 🙏 I’d love to see the guys represent too, these videos are so interesting and it makes me feel conscious of how I spend my money
"Vox"
This isn’t Vox it’s Glamour a women’s magazine.
omfg I was wondering when they were going to bring in a guy, I’m such a fool
I still think it’d be cool if they showed some guys, don’t know if it’ll happen but it’d be cool
@@damianwilliams3468 maybe email GQ magazine?
Wowww! This makes me wanna go look at how I’m spending but also makes me scared to look at what I’m spending 🙃
She's a kind soul for buying her best friend all that nice stuff. I know a family member like her who does acts of generosity all the time, but for her own good please concentrate on yourself for the time being. You can splurge on your friends once you've stabilized yourself.
She shops like she earns 150000 though haha.
She’s awesome. Saving and still living her life. Says a lot about someone when they spend a lot on gifts even though they don’t make a lot. Take out due to time and stress is my Achilles heel too. 🧡
Pam's Pretty Pennies gotta help yourself before you can best help others. Those expensive gifts aren’t doing her any favors. If those friends wouldn’t be happy with a card and a 20$ gift card, or a small 20$ cake instead of 70$ worth of cupcakes, then they’re not real friends to begin with.
Yeah just make those cupcakes or get cheaper ones
How is she saving. Doesn't she have 6k debt?
$70 in savings a month and 5k+ in debt is not great. Also, her spending habits exceed the $300 or so dollars she has remaining after her fixed costs. She has to be using her parents money for these things. Not great
yeah it does say a lot, it says they're stupid.
people like this make it easy af for people like me to climb up. stay this way
Props to you grl...you get wiser as you grow older. Her salary is small but she is out on her own and trying to do well. Kudos to that. I hope you get a full time job soon and wish you well!
People if you are making 15K in NYC, you cut the car all together, and NEVER eat out. Buy groceries and use the Subway. I am not sure why a financial adviser didn't come on at the end but this is how you run that budget: 1250/Mo = 350- Rent, 200- Food for the month, 150- pay self(saving), 150- internet and utilities, 150- subway and uber for month, 50- phone, 100-misc, 100- Debts
Loving how some of her nails broke off
Wow I’m surprised she spends so much on non-necessities. I earn 30k more than that and I feel guilty spending on non-essentials
@@lionedheart Same here, except I don't invest. I just put my savings in a high interest savings account or CD. I look for clearances and sales all the time and don't impluse shop for stuff that will just become junk in my house or unused.
My income is 81k and I feel guilty whenever I buy fast food (which must happen about 3 times per month now. Still trying to lower that). For $70 she could have bought the ingredients to make cupcakes for months
Wish I could see these types of series DAILY!!!
Yay!! I lived the last video that was like this!!! Hi Glamour
Can’t trust a barista who doesn’t like coffee.....😂
I love the lower income videos. As someone who’s grown up relatively comfortably, i think it’s interesting to see how other people spend/save.
She is a bad example though. She ain't saving at all
this is definitely a video that affects me personally. thank you for the video!!! :D
Yoooooo I feel this girl! Hope she finds a well deserved paying job!
Leave your boyfriend lol
annie cause he has no money too ? Lol girls really are gold diggers secretly
Angelo G no because he cant take care of himself. she doesn’t make a lot yet she has to take care of his bank acc over-drafting bc he wont listen to her. I’m pretty sure he’s old enough to do that by himself. Stop being misogynous, Angelo.
I didn’t even see the whole video lol but I assumed he was a broke boi which turns out he is.
Angelo G l
This video literally pained me. I see why she has so much debt.
Oh my gosh... living in New York is so hard. I make just over double this with a full time job in media, and I would be struggling way more if I didn’t live with my boyfriend. Mad props to you, girly!
Nice of her to share.
I sincerely don't understand this math. If she only has $325 left to spend a month, how does she spend so much? I'm not actually being judgmental. I just honestly don't understand. Is she using the savings or is this all credit card debt racking up?
Debt...
Some of the costs they pointed out was included in the transportation breakdown
Oh, okay.
Yes I didn't see it either because if you only have $325 to spend how are you eating or spending so much on gifts or trips?
Her boyfriend helping and credit cards.
Bruh, i'm 21 years old and make 15k a year part time while going to the college. I have 10k in personal savings, wtf are you doing with your life lmao.
Yes she's spent too much on multiple things, but some of you are criticizing her as if you haven't done the same thing at one point. Empathize with her and give suggestions without being judgmental. If you can't do that, then don't comment.
She should get some props for opening up about her finances when she knows she’s not good with money. Most people aren’t that great with money, that’s why there’s so many people in debt in America and around the world. We all need to learn how to do it at some point and it seems like she’s at that point now which is awesome.
How to Destroy Your Credit Score 101
I just don’t understand how she can spend so much money on her car, ubers, metro passes, and the other pass with only having $1,000 to spend in one month. Her parents must be giving her money every month.
Great for putting yourself out there
I really like these videos! You should do more of them but maybe feature other cities, like LA (wink).
I’m all about giving my man things that he needs but it’s not your responsibility to fix his financial problems especially since it looks like he does it often!
This is so refreshing. It's such a big contrast to the people that live near me in silicon valley, where they make 200k and have inflated their lifestyles so much to the point that they say it's unlivable.
Also SMH at ppl commenting about this girl who's 3k in debt but took a trip to cancun. I don't see y'all looking twice at ppl with 100k in student debt but taking trips across Europe. Take a seat!
Liz Flores People will shame the working poor for doing the same thing as someone else richer than them. Like. Can she go on a vacation? She doesn’t have to wear rags, take no vacations and live a sad life in order to get her finances in order. If she cut out random payments for her boyfriend and her gifts to friends, she could easily pay off that debt. It’s the random spending that does her in
student loans don't have a 20% interest
Girl! You are a financial wizard!
She is such a nice friend tho!! She goes big with for gifts
in argentina you can really live with that salary and that’s considered very well paid because of the price of the dollar
Wow. There’s a whole lot going on here. Lots to criticize but I’ll say at least she seems happy.
cato In this day , it really counts to be happy.
DreamAngel123 PFW I agree!! If I was her (which I was once) I’d be a stress case all the time. Lol.
Ofcourse she's happy, all she's doing is ignoring the issues that will follow her for the rest of her life, it's a bit like watch a morbidly obese person eating junk food of course they're happy in that moment but doesn't mean it's good for them
Remember everyone when buying a gift for someone it's not about price tag.. it's the thought that counts! Don't go in debt for temporary pleasures.
even though 15k shouldn't be a long term salary, it's still workable if you don't go to cancun when you already have credit card debt
She makes $15k a year but has the spending habits of someone making $150k a year
Point of this video, she's not living independently and relying on everyone else to enable her to spend money beyond her means, allows her to spend money when she's in the negative.
Omg this is literally me right now. I make the exact a year and spend the same amount. It’s nice to know there’s people out there who have the same struggles as me
Now this is my kind of video