Financial Lessons I Learned In My 20s

แชร์
ฝัง
  • เผยแพร่เมื่อ 14 มิ.ย. 2024
  • The WORST Purchases of my 20s • The WORST Purchases I ...
    •Adventures on INSTAGRAM / photoallison
    •10% off at Squarespace on your first website or domain! www.squarespace.com/allisonand... Thank you to Squarespace for sponsoring this video.
    Business inquiries: allison@allisonanderson.com
    Website: www.allisonanderson.com
    The BEST Purchases I Made in My 20s • The BEST Purchases I M...
    ---------
    LINKS
    My sweater: bit.ly/2Mz6Ewp
    Cameras I use:
    -Big Camera: amzn.to/2ZgI4Fy
    -Lens for this video: amzn.to/2Qnm5Zz
    -Versatile Lens: amzn.to/32KMl45
    -Vlog Camera: amzn.to/2O9ztiH
    -Mic: amzn.to/2scvivL
    ---------
    Get $10 when you sign up for Ebates/Rakuten:
    www.ebates.com/r/ALLISO21465?...
    Get $40 off your Airbnb booking: bit.ly/2lYzI68
    The travel insurance I use: bit.ly/2nBABSQ
    The music I use in my videos: bit.ly/2LrlndH
    Some links in this description may be affiliate.
    #finance #money #spending

ความคิดเห็น • 302

  • @allisonanderson
    @allisonanderson  4 ปีที่แล้ว +66

    Thanks for watching! What are some of the financial lessons you have learned?

    • @sk3097
      @sk3097 4 ปีที่แล้ว +1

      same compounding, wish I had known about it earlier though

    • @ChelseaTilson
      @ChelseaTilson 4 ปีที่แล้ว +1

      Allison Anderson using Credit Cards to “build credit”

    • @ashleysilber7867
      @ashleysilber7867 4 ปีที่แล้ว +1

      How to actually get serious about paying down debt quicker than your payment plan dictates!

    • @JuliesPlans
      @JuliesPlans 4 ปีที่แล้ว +7

      Never buy a brand new car!

    • @hinanaz8986
      @hinanaz8986 4 ปีที่แล้ว +2

      Auto savings really really work .... that's how I have been able to save 8k this year ...

  • @thearmstrongs
    @thearmstrongs 4 ปีที่แล้ว +788

    This was a very good video. I am going to share with my grown granddaughter who recently bought a house and is living in her own. The biggest tip I can give anyone is something my husband I did all throughout our working life. We had car payments as most do. When we paid off the cars, we continued to make a “car payment” to our savings account. Soon we had enough to buy a new car outright without a loan. We did the same with our mortgage. We paid off our house and then continued paying our savings account each month. Now we are retired, have zero debt and enjoy a nice retirement nest egg. Hope that helps someone. Jackie from Indiana

    • @lisab2132
      @lisab2132 4 ปีที่แล้ว +13

      wow, that's such a good idea!

    • @girlplease3217
      @girlplease3217 4 ปีที่แล้ว +9

      Jackie Armstrong that is really great advice thank you very much 🙏🏻

    • @tricetranae
      @tricetranae 4 ปีที่แล้ว +3

      Jackie Armstrong best idea !

    • @sabrina.natalie
      @sabrina.natalie 4 ปีที่แล้ว +7

      Jackie Armstrong - Wow, that’s amazing. Thank you so much for your advice. You and your husband sound like you’re both financially savvy, knowledgeable, and independent people. I hope you both are staying healthy and safe in the midst of this pandemic. Sending you blessings from Arizona! 🌵🏜✨

    • @vanessanegrete7479
      @vanessanegrete7479 4 ปีที่แล้ว +2

      @@sabrina.natalie Wow i've never heard anyone give this advice. Definitely will be using it when I pay off my car!

  • @Speckles143
    @Speckles143 4 ปีที่แล้ว +159

    1. Stop making "short-term" purchases
    2. Have an emergency funds
    3. Take advantage of compound interest
    4. Financial security can make you happier than material things
    5. Lifestyle inflation creep can hit you hard (house, car)
    6. Beware of fixed monthly cost

  • @Maricarrrr
    @Maricarrrr 4 ปีที่แล้ว +515

    I really appreciate how a lot of youtubers are making finances an open topic! It’s so important for us to not be scared to have these conversations.
    Thank you for this video!

    • @allisonanderson
      @allisonanderson  4 ปีที่แล้ว +11

      Thanks for watching! I agree, I love that people are opening up about the topic.

    • @ashleighlocsei2195
      @ashleighlocsei2195 3 ปีที่แล้ว +1

      I have actually had a fight with my mom about this. (She was always open with me about her finances, but she believes you should keep things like your salary private) I think it’s important for people to be like “this is how much I make and this is the life you can live” so then so many young people stop living out of their means.

  • @AustinW0ng
    @AustinW0ng 4 ปีที่แล้ว +276

    That emergency fund is huge. It brings me so much peace of mind. I was way more stressed without it compared to now having one.

    • @Daaaanielle
      @Daaaanielle 4 ปีที่แล้ว +3

      This rings so true during this pandemic.
      I still have a job and a full paycheck and still, the only thing that keeps me sane is the fact that I have that fund.
      Holy shit, it's scary thinking what might happen!

    • @throughthelookingglass7339
      @throughthelookingglass7339 4 ปีที่แล้ว +1

      I just started mine and then this pandemic happen, I feel so frustrated.

    • @ayosarumi2635
      @ayosarumi2635 2 ปีที่แล้ว

      @@throughthelookingglass7339 Everything will work itself out. u got this

  • @Keepinitreal55
    @Keepinitreal55 4 ปีที่แล้ว +204

    I remember when I just started making money I thought I was so rich, I started buying so much shit, clothes, shoes, makeup, jewelry etc! and now I look back at all that shit and I’m just like 🤦🏼‍♀️ whyyyy! I could’ve saved all that money! I don’t even like any of that crap. I definitely have mellowed out since. It’s a learning curve.

  • @OttawaLife21
    @OttawaLife21 4 ปีที่แล้ว +170

    Wow American health system is messed. $12,000 bill even after you had insurance??? Fucked up

    • @lelexoxo303
      @lelexoxo303 4 ปีที่แล้ว +2

      It really really is.

    • @arandaholley1719
      @arandaholley1719 4 ปีที่แล้ว +5

      I had a 300 dollar medical bill for having a cold.

    • @rikkipoynter
      @rikkipoynter 4 ปีที่แล้ว +3

      This was a lot out of pocket because the particular hospital that she had to go to after the first one didn't take her insurance.

    • @arandaholley1719
      @arandaholley1719 4 ปีที่แล้ว +1

      @@rikkipoynter Also insurance companies can reject treatment coverage as well.

    • @curllymocha3580
      @curllymocha3580 4 ปีที่แล้ว

      onetwothreefive1235 This happened to me too

  • @SmallBlueDragon
    @SmallBlueDragon 4 ปีที่แล้ว +368

    Wow, American healthcare is a nightmare... are you guys ok?

  • @stev9079
    @stev9079 4 ปีที่แล้ว +95

    I’d never heard of lifestyle creep but yes that’s so real!

  • @eleishacartlidge
    @eleishacartlidge 4 ปีที่แล้ว +70

    THANK GOD FOR THE NHS. $12,000 is an insane amount of money 😱

  • @rhondad9381
    @rhondad9381 4 ปีที่แล้ว +42

    Maintaining a budget spreadsheet. At the top, I have income listed. Below, the bills I pay, each column is a pay period. Best habit I've ever started.

    • @CynthiaAG
      @CynthiaAG 4 ปีที่แล้ว +2

      Rhonda Dossenbach I do the same thing!! I save the spreadsheet by the year so I can look back. I also list my financial goals on there too.

  • @iamhollykaitlyn
    @iamhollykaitlyn 4 ปีที่แล้ว +64

    I’ve looked up to you for such a long time and now I’m 24 and like “holy crap!! I gotta stop this stuff!” ahaha. Thanks for being an amazing role model and for bringing my spending habits to the forefront!

  • @taylophoto461
    @taylophoto461 4 ปีที่แล้ว +107

    Just turned 26... RUNS to read Dave Ramsey and compounding interest 👀

    • @ChelseaTilson
      @ChelseaTilson 4 ปีที่แล้ว +9

      Taylophoto he is a financial genius!

    • @kmcxcrunner1261
      @kmcxcrunner1261 4 ปีที่แล้ว +1

      I second Chelsea! The man is amazing

  • @lec46280
    @lec46280 4 ปีที่แล้ว +49

    My biggest lesson was don’t spend money you don’t have (I.e. credit cards)!

    • @matchagadaisuki
      @matchagadaisuki 4 ปีที่แล้ว +5

      Lauren Colson that is so true! I really don’t like this concept of living in constant debt

  • @jessicah3003
    @jessicah3003 4 ปีที่แล้ว +104

    Can you do a video on your 2020 goals and more videos on decluttering/minimalism 😊 I love your videos!!

    • @allisonanderson
      @allisonanderson  4 ปีที่แล้ว +3

      Thank you! I'll add those ideas to the list :)

  • @JemimasOutcome
    @JemimasOutcome 4 ปีที่แล้ว +35

    A savings account is so needed, I have been in so many situations were I needed some money for a bill before a paycheck. Financial stability is so important to me now. Thanks for sharing :)

  • @lourdessantos9480
    @lourdessantos9480 4 ปีที่แล้ว +22

    I'm actually starting my 20's adult life and your videos really gave me another perspective of financial "life", now I'm not as scared as I was a couple weeks ago! Keep on doing this kind of videos please!

  • @sheilaywright
    @sheilaywright 4 ปีที่แล้ว +34

    I'm focused on spending less and saving more next year. I would love to see a video about your personal, professional and business goals for 2020 😊

  • @calicat1996
    @calicat1996 4 ปีที่แล้ว +99

    I can’t even imagine having to pay for health care... I think that’s so insane. I’m a surgical nurse so I constantly see huge surgeries, hospital stays for days weeks some even months. I just can’t imagine.... I live in Canada, which I’m sure you can assume lol

    • @merie7920
      @merie7920 4 ปีที่แล้ว +5

      Our healthcare system is terrible, nobody can deny that. But you do pay for healthcare, just in taxes not bills. If you don't have many medical expenses, the American system may be cheaper in the long run. If you have many, the Canadian system would definitely be better for you. In the US, it is up to the individual to have an emergency savings just as she mentioned, which you can more easily since your taxes are less. But the burden does fall on the individual which can be very difficult. I personally prefer the self responsibility to trusting the government, but that's probably due to growing up here 🤷‍♀️

    • @tatiana.mp3
      @tatiana.mp3 4 ปีที่แล้ว +29

      @@merie7920 no no no. This is the lies Americans tell themselves to justify this crap. I am an American living in the UK and as Americans, we pay A LOT of taxes and it is very comparable to what people pay here So stop living in this fake bubble to justify your FAKE freedom. I am lucky to be in the military and have Tricare, which in and of itself is "socialized" medicine. I feel sad for people like you because you think this is ok.

    • @merie7920
      @merie7920 4 ปีที่แล้ว +1

      My income, not including my spouse's would put me an average person in a 40% tax bracket in the UK so it's really not a 'similar' amount only looking at income tax. And maybe other countries governments are competent enough to do this well, but I don't believe ours is. Which is pretty evident based on the results of VA and Medicare. Again, I agree or system is garbage, just pointing out that you are always paying for it even if you have socialized healthcare, not even saying that is a bad thing.

    • @bethanymclean2136
      @bethanymclean2136 4 ปีที่แล้ว +12

      Yeah, it sucks. I'd much rather my taxes go towards socialized medicine/a solid social security net rather than a ridiculously large military budget. I'm in school getting my masters now but want to move to Europe/Canada in the next 5-10 years.

  • @88missjessica
    @88missjessica 4 ปีที่แล้ว +13

    That I was just as happy earning $200 per week in my 20s as I am now earning a six figure salary. Life has changed, living conditions have improved, but I feel the same. I actually feel freer not because I have more money, but because I now don't want or feel the need to buy anything. I used to think that's what would make me happy but now just being financially secure is enough - I am still wearing clothes I bought 5 years ago lol

  • @vanessaherrera8878
    @vanessaherrera8878 4 ปีที่แล้ว +2

    Your content is my favorite! Everything you post about is everything that interests me- travel, finances, minimalism, finding your style, etc. 😍

  • @89gummybears
    @89gummybears 4 ปีที่แล้ว +1

    I used to watch you back around 2011-2012 and finding your channel again and seeing the shift in content focus has been so nice!
    I appreciate you sharing your matured content and recommendations!

  • @novemberchildlina
    @novemberchildlina 4 ปีที่แล้ว

    Your content is just so inspiring and honest! I’m so glad your back on TH-cam regularly!

  • @milliondollarlady
    @milliondollarlady 4 ปีที่แล้ว

    I love how open you are when it comes to discussing finances! Topics like that are so important to talk about

  • @stephandden
    @stephandden 4 ปีที่แล้ว +3

    Great video! We’ve shared some of our ‘dumbest purchases’ made in our 20s in a recent video but I love your initial point on building an emergency fund.
    Before you can spend & save/invest...it’s so critical for you to build up your runway and ultimately clear your debt ✨

  • @ewynom
    @ewynom 4 ปีที่แล้ว

    I started watching your videos years ago and I love how your channel has evolved over the years. I'm currently in my early 20s and your content is so interesting and helpful to me!! Love your stuff and so happy to have seen you grow over the last ~decade or so! :)

  • @shawneew
    @shawneew 4 ปีที่แล้ว

    I have only seen a couple of your videos here and there but every time I do, I want to learn more! I love the way you present yourself and I appreciate all of the knowledge you are passing on. It is definitely worth the time to watch videos such as yours or read articles to understand how to really use your energy, time and money in a useful way that could benefit you later in life. Much love!

  • @Momosaymkay
    @Momosaymkay 4 ปีที่แล้ว +4

    I have really enjoyed your content over the past year. You’ve done some really cool ideas and it’s nice to see you step outside the box a bit.

  • @lisam-ov4mw
    @lisam-ov4mw 4 ปีที่แล้ว +4

    Allison, you are just one of those people I trust to take advice from. You’re so genuine and well educated and I just really appreciate your videos!💚

  • @Bronnybronny
    @Bronnybronny 4 ปีที่แล้ว +1

    i think you're my new favorite youtuber - I recently found you again - since watching you wayyyy way back. and I LOVE your new content!

  • @nenashanta7121
    @nenashanta7121 4 ปีที่แล้ว +41

    Lol today is my 30th birthday and TH-cam recommend this to me lol. Never watch your videos before but this one is a good one. I can def relate.

  • @allucinatex2002
    @allucinatex2002 4 ปีที่แล้ว +2

    I love these financial videos!! I would love to see more in detail how you travel and save for your travels - how you budget etc.

  • @thisloveis0urs
    @thisloveis0urs 4 ปีที่แล้ว

    this is incredibly helpful and fun to watch; i've been subscribed for years and have been loving your recent content!

  • @vmsingh8
    @vmsingh8 4 ปีที่แล้ว +1

    This is my new favorite video on TH-cam ❤️ I’m 26 and have thankfully learned several of these lessons over the past few years (unfortunately I learned them all the hard way lol). One of my resolutions for 2020 is to be more strategic with my money and many of the ways I plan to be more strategic are things you mention in this video. I am keeping this video in my back pocket and will pull it out every time I’m contemplating a purchase 😄

  • @felicityjohnson8095
    @felicityjohnson8095 4 ปีที่แล้ว

    Always love your videos, Allison, and this was no exception! Your financial wisdom is so helpful!!

  • @sarahmavignierr
    @sarahmavignierr 4 ปีที่แล้ว +6

    I'm loving your advice. I'm 22 and i've been using them a lot!!!

  • @yozabeth16
    @yozabeth16 4 ปีที่แล้ว

    I’ve been watching you for years and I’m so grateful that I’m able to grow up with you! These are the kind of videos I need to watch and are super helpful as I adult! Thank you!

  • @SimplyApelila
    @SimplyApelila 4 ปีที่แล้ว +1

    I've been watching you for years and years from your makeup collections and all your past "yt friends" and seeing you shift in a matured responsible grown up Allison is so awesome! I hope one day I will stumble on you in Seattle hopefully in Pikes place👍🏽🙌🏽 Happy New Year!

  • @risirtackyy
    @risirtackyy 4 ปีที่แล้ว +1

    This is an amazing and insightful video. Thank you for being open on this topic!

  • @tayloragrace
    @tayloragrace 4 ปีที่แล้ว

    Loving these financial videos! Definitely interested in hearing more.

  • @thenie37
    @thenie37 4 ปีที่แล้ว

    LOVE this, needed it more than anything at the moment. Thanks for the video :) It's given me clear sight to focus on getting good with my personal finances in the coming year!

  • @brunaa.2279
    @brunaa.2279 4 ปีที่แล้ว

    I Love how relatable your videos are!

  • @dianabanana504
    @dianabanana504 4 ปีที่แล้ว +1

    Loved this topic! Would love more videos like this

  • @zacharysutton28
    @zacharysutton28 4 ปีที่แล้ว

    I loved your video. I found your page through the recommended tab, and I know for sure that I needed this as I recently turned 20. Happy New Year!

  • @elliejo5620
    @elliejo5620 4 ปีที่แล้ว +2

    this was such a helpful video!! thank you!! I'm 19 and definitely will be taking your advice

  • @xohannahbananaa
    @xohannahbananaa 4 ปีที่แล้ว +6

    This was super helpful for someone in their early 20’s! I’m graduating in May and the way I spend money is scary 😂 A lot of these tips were things I really needed to hear.

  • @josepha133
    @josepha133 4 ปีที่แล้ว +3

    THANK YOU. For someone in their early twenties this was amazing advice.

  • @oliviaherzog6755
    @oliviaherzog6755 4 ปีที่แล้ว +2

    Loving these financial videos you are doing! I recently bought a fujifilm and would love if you did a photography tips & tricks video

  • @pinkylittleme
    @pinkylittleme 4 ปีที่แล้ว +4

    I'm so excited everytime I see you posted!

  • @ShaylaZamora
    @ShaylaZamora 4 ปีที่แล้ว +2

    I just wanted to say thank you so much for this video! As the child of immigrant parents here in the U.S., the financial world is terrifying to me since my parents are learning as they go just like I am. It's nice to be able to learn from others and to get a better understanding of how things work. Thanks again for your wisdom and transparency! We need more of both these days.

  • @4150758
    @4150758 4 ปีที่แล้ว +2

    Very very relatable! I'm on my mid-20s and made bad financial decisions. A good financial habits while you are still young will definitely save you from debt. Young generation should now avoid or lessen buying unnecessary cheap things because they are trendy and should invest on quality pieces and financial goals. And, people, please please invest on your health and future!

  • @suecrespy
    @suecrespy 4 ปีที่แล้ว +1

    Such great advice and so, so true!

  • @rowzuhhh9631
    @rowzuhhh9631 4 ปีที่แล้ว

    This is all so honest and real. Thank you!

  • @tammimarie
    @tammimarie 4 ปีที่แล้ว

    Good points. Happy New Year!

  • @laurindonnelly7114
    @laurindonnelly7114 4 ปีที่แล้ว +8

    I love this topic, so useful for me considering I just turned 21

  • @lizwaters4820
    @lizwaters4820 3 ปีที่แล้ว

    Allison I have been watching your videos since I was younger, like videos of you in Africa visiting your dad. I love all your videos your amazing. Don't ever stop.

  • @balancingonmytoes1789
    @balancingonmytoes1789 4 ปีที่แล้ว +2

    I love these financial videos!!

  • @MsJordieLynn
    @MsJordieLynn ปีที่แล้ว

    Loving your videos! You should make a video on finance book recommendations. 💗

  • @ashwan9416
    @ashwan9416 4 ปีที่แล้ว

    Thank you for making this video, it really helped me as someone who’s in their early 20s

  • @alliparenteau2747
    @alliparenteau2747 4 ปีที่แล้ว +1

    such an eye opening video!!

  • @sparklelittlekatie2
    @sparklelittlekatie2 4 ปีที่แล้ว

    Such solid, helpful content!

  • @steph51121
    @steph51121 4 ปีที่แล้ว +8

    Really great to see someone talk about these topics. Too much of social media is about buying and spending like crazy. It is so much smarter to live below your means and save, take advantage of compounding interest, and be confident that you will be comfortable and secure later in life. Dave Ramsey was extremely helpful for me!

  • @MyCornerF
    @MyCornerF 4 ปีที่แล้ว

    Awesome video. Thank you for sharing!

  • @MonoiLuv
    @MonoiLuv 4 ปีที่แล้ว

    Quality video, Allison!

  • @workwealthandtravel
    @workwealthandtravel 10 หลายเดือนก่อน

    Great video!! Would love to see more about finances

  • @suzannejimenezsanchez9681
    @suzannejimenezsanchez9681 4 ปีที่แล้ว

    Excellent video, Allison.

  • @startraveler24
    @startraveler24 4 ปีที่แล้ว +1

    My biggest financial lesson in my 20’s so far is just to educate yourself about finance! It’s so important to start young with financial education because time is the best asset we have on our side. I know finance can be intimidating for others but there is SO much free knowledge and websites out there people can use to educate themselves. One of my favorite finance related channels is The Financial Diet which I think is a good channel for anyone wanting to learn more about finance and the mindset behind money in general.

  • @jaclyndyer3655
    @jaclyndyer3655 4 ปีที่แล้ว +2

    I had never heard of lifestyle creep but that is definitely a real thing! Thanks for bringing it to my attention. It’s something to think about

  • @ModernMolliee
    @ModernMolliee 4 ปีที่แล้ว +4

    This was great! I want to learn more about compound interest and investing in 2020!

  • @abkrhandbaglover1314
    @abkrhandbaglover1314 4 ปีที่แล้ว

    So true 😍 thank you for sharing.

  • @ranezazephora
    @ranezazephora 4 ปีที่แล้ว +2

    Hi, I'm still in my late 20s but so far I have been learning a lot too about finances. I've been following your content for I also would like to be more cautious about my financial decisions to be able to travel abroad. One of the most impactful learnings is to follow the formula of Income - Savings = Expenses and it really helped me save some money regardless of how low my income is.

  • @sophm6260
    @sophm6260 3 ปีที่แล้ว

    Thank you SO SO SO much for this video! I'm in my early 20s and I always feel lost about things like financials and knowing how to save money for the future. Everyone says I'm too young to be thinking about retirement already, but I feel if I wait 10 or 20 years before I start saving, then I'm late to the game. Also, people I usually ask for financial advice always tell me to just save and put away money, which works, but interest in a savings account amounts to less than $1 a year, so there's definitely got to be better ways. I am so glad more youtubers are now talking about finances and more practical topics as their audience also grows up with them!! I loved videos like "what I wear to high school" tags back in the day, but now I'm past that stage so advice like this is definitely more helpful!! So thank you!!

  • @sierrarobinson9893
    @sierrarobinson9893 4 ปีที่แล้ว

    I love these financial videos!! 😁

  • @LILYLEFFINGWELL
    @LILYLEFFINGWELL 4 ปีที่แล้ว +2

    This is all incredible advice bring a recent college grad. Thank you!!

  • @StephsHealthMatters
    @StephsHealthMatters 4 ปีที่แล้ว

    You look GREAT in the background. Thanks for the great info share.

  • @emic138
    @emic138 4 ปีที่แล้ว

    great topic, great advice! and thank you for incorporating the sponsor in a logical and honest way - not trying to sneak it in and acting like viewers are dumb like some other youtubers do 🙄

  • @brithomp
    @brithomp 4 ปีที่แล้ว

    I really like your hair! Great video

  • @mmanucaldas
    @mmanucaldas 4 ปีที่แล้ว +4

    Keep making Financial Vids!

  • @karislee7864
    @karislee7864 4 ปีที่แล้ว +2

    Hitting age 25 in Feb, and I wanted to thank you so much for this video!
    I just happened to stumble upon it here on my feed, and I saw the title of this video and thought "Oh, what the heck, its a new year and I am almost quarter-life, so MAYBE this would be helpful for me??"
    And YES, frankly, it was!
    Thank you! And please, more with these financial/lifestyle hack videos! :)

  • @VduBz17
    @VduBz17 4 ปีที่แล้ว

    Hi Alli... It's so important you talked about this and thank you.. I actually discovered Dave Ramsey and the budget mom this year and wish I knew about them earlier.. There are just so many things I didn't know and just spent all my money living my best life in my 20s( so no regrets but). I'm 35 now and hustling hard for a down payment for a house and then eventually retirement... These are things that would be beneficial to teach in high school.. great video.. thank you!!!

  • @sarahbassett5243
    @sarahbassett5243 4 ปีที่แล้ว

    love this! can you do a 2020 declutter/minimalism video?

  • @mothernaturechild
    @mothernaturechild 4 ปีที่แล้ว

    Great video!!

  • @ewagornisiewicz-kusiak6814
    @ewagornisiewicz-kusiak6814 4 ปีที่แล้ว

    Hi Alison! Long time subscriber here :-) Thank you for making this video, it was really helpful :-)

  • @mayashagas8740
    @mayashagas8740 4 ปีที่แล้ว

    So spot on!!

  • @PinkWorldDazzle
    @PinkWorldDazzle 4 ปีที่แล้ว

    Amazing video!

  • @heavythinker16
    @heavythinker16 4 ปีที่แล้ว +1

    Could you do more storytime videos? I just really enjoy your storytelling skills!

  • @crazykaitlyn
    @crazykaitlyn 4 ปีที่แล้ว +3

    Lifestyle creep is so real but also we all started out broke so clearly even though I used to live on 800$ a month, that was never ideal and comfortable so it makes sense for me to be more flexible with money with what I make now, and it's not even middle class yet

  • @XProShopperX
    @XProShopperX 4 ปีที่แล้ว

    this was such a great video

  • @jennysabrina9368
    @jennysabrina9368 4 ปีที่แล้ว

    This video helped me a lot thank u so much 😊 🌸

  • @ValentineLissar
    @ValentineLissar 4 ปีที่แล้ว +3

    Learning to budget and to bargain hunt for things and that sometimes there’s not reason to pay extra

  • @GabrielDimude
    @GabrielDimude 4 ปีที่แล้ว

    This video is about finance but it's still entertaining. Keep up the good work!
    Thanks for inspiring us :)

  • @xialishi3074
    @xialishi3074 3 ปีที่แล้ว

    Instant gratification from shopping! This is something that I'm struggling with thinking that well I worked so hard so I can spend. But what I need to do is actually invest in myself and my future, rather than purchase items that will instantly depreciate.

  • @SheBeast-OG
    @SheBeast-OG 4 ปีที่แล้ว +115

    Wow, American healthcare is terrible...

    • @alexwood3459
      @alexwood3459 4 ปีที่แล้ว +19

      Yeah, I can't believe so many people literally just live with and navigate this system and thinks it's totally fine and normal. One of the highest population developed countries and they can't even guarantee health care to their citizens.

    • @tatiana.mp3
      @tatiana.mp3 4 ปีที่แล้ว +26

      The sad part is that we do this to ourselves because people have this warped thinking that this is somehow "freedom". It's a joke.

    • @Sara-hhhh
      @Sara-hhhh 4 ปีที่แล้ว +6

      A lot of people here think they can become billionaires so they shoot themselves in the foot

    • @Bronnybronny
      @Bronnybronny 4 ปีที่แล้ว +1

      what's your healthcare system?? (also, what's your country?)

    • @lilimasse7717
      @lilimasse7717 4 ปีที่แล้ว +3

      bronwynalexandria | Canada🙏🏻

  • @qtravelers473
    @qtravelers473 4 ปีที่แล้ว

    Great lessons! I’d say that I wish I found out about zero based budgeting. Being intentional with every dollar is so liberating and you realize that you have much more money than you thought you had.

  • @Haseeb_udeen
    @Haseeb_udeen 4 ปีที่แล้ว +1

    Being in my early 20s, this video would really really help me in my future..

  • @izzieisoken
    @izzieisoken 4 ปีที่แล้ว

    excellent video!

  • @sundayontherun
    @sundayontherun 4 ปีที่แล้ว +1

    GIRL I so feel you - literally my dog out of the blue got super sick, needed to be hospitalized and it cost me $10,000 at the end. Mind you, it’s the BEST money I’ve ever spent because my dog is my best friend but like lesson learned..... e👏🏻mer👏🏻gen👏🏻cy👏🏻FUND👏🏻

  • @daiseylinh7285
    @daiseylinh7285 3 ปีที่แล้ว

    I love your voice so much ❤️

  • @stephaniehansen5162
    @stephaniehansen5162 4 ปีที่แล้ว +19

    That hospital story makes me ill... that was just wrong what happened to you. Why does insurance need to be complicated 😫

  • @portland40
    @portland40 4 ปีที่แล้ว +3

    this was really good! Im in my mid 30s and I wish I had done a better job. I accumulated a lot of credit card debt in the beginning of my marriage and am now really focusing on paying it off.