ALL THINGS MONEY 💸 | Financial Tips I’ve Learned

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  • เผยแพร่เมื่อ 26 มิ.ย. 2024
  • Got my mind on my money and my money on my mind... today I'm telling you everything I've ever learned about keeping those stacks! #AllThingsMoney #MoneyTips
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    Adrienne Bailon Houghton shares her #HiLow hacks on going glam without breaking the bank! Tips and tricks for mixing high end and inexpensive pieces in all things beauty, fashion, home décor, and entertaining. Tune in every Tuesday at 10AM PST to watch. #AllThingsAdrienne
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ความคิดเห็น • 2.4K

  • @glowingmyway
    @glowingmyway 4 ปีที่แล้ว +3981

    A millionaire once told me “Its not how much you make, its how much u keep”

    • @glowingmyway
      @glowingmyway 4 ปีที่แล้ว +69

      thibault973 chile KEEP means INVEST. Are you that slow??

    • @nasraomar4263
      @nasraomar4263 4 ปีที่แล้ว +37

      thibault973 I’m sorry girl but ur completely wrong, If u die tmrw don’t u want ur family to have the money u have kept but listen girl keep spending everything that u make and I’ll see u on the streets begging for money. USE YOUR MONEY WISELY

    • @nasraomar4263
      @nasraomar4263 4 ปีที่แล้ว +8

      glowingmyway wow that quote is beautiful

    • @rikanejose2611
      @rikanejose2611 4 ปีที่แล้ว +26

      @@thibault973 You missed the point. You can treat yourself but spend your money wisely. If you keep spending but never save, eventually you are going to be broke. Anything can happen to you next month, you can even loose your job, so what are you going to do. Let's say God forbid something bad happen to you, can you afford to live comfortably without relying on anyone to help you financially. You should be wiser than that and learn to save and be smart on how you spend your money.

    • @dolly20ify
      @dolly20ify 4 ปีที่แล้ว +13

      LMAO y’all taking advice of millionaires as low- middle class people? Capitalism is really a trip

  • @fletcherxdesign
    @fletcherxdesign 4 ปีที่แล้ว +2195

    If you can’t buy it twice you can’t afford it. I replay this CONSTANTLY lol

    • @tequilagirl83
      @tequilagirl83 4 ปีที่แล้ว +32

      Haaykay Tee well then there are very few people who can buy a house...;)

    • @fletcherxdesign
      @fletcherxdesign 4 ปีที่แล้ว +29

      tequilagirl83 exactly why majority of America fell into bankruptcy, foreclosed homes, unwanted/unneeded credit card debt to make ends meet. The house is actually the one thing to make sure you can buy twice, that’s why people save up for mortgages. Otherwise if you are in middle class buying a home bc you can only afford it once more than likely you will struggle severely to make ends meet. That saying is actually most commonly said by millionaires / people who have major money.

    • @aphro123star
      @aphro123star 4 ปีที่แล้ว +25

      @@tequilagirl83 if you have the money, buying a house/ owing property is an investment. This rule applies to more vanity items such as cars, bags, shoes, etc.

    • @daniellamoreno3616
      @daniellamoreno3616 4 ปีที่แล้ว +1

      Yes I been frugal now.for 10 years before vlogging about budgets came out.

    • @fletcherxdesign
      @fletcherxdesign 4 ปีที่แล้ว

      Daniella Moreno samess 😂

  • @luciacoeto3222
    @luciacoeto3222 ปีที่แล้ว +131

    Oh I'm glad I came across your channel Adrienne. This is interesting thanks for sharing awesome tips! I'm financially free and currently growing a solid retirement plan. It takes a positive and consistency to learn new things, unlearn the old habits ms Important to get a mentor/coach to lead you all the way. It's great to start young too!

    • @marcosalvatore673
      @marcosalvatore673 ปีที่แล้ว

      Hello I'm 42 working on my retirement fund too. What do you think is the best target for retirement?

    • @yvonneerik2510
      @yvonneerik2510 ปีที่แล้ว

      A lot of people find having a couch /financial advisor a luxury

    • @luciacoeto3222
      @luciacoeto3222 ปีที่แล้ว

      @@marcosalvatore673 personally I think 1m is the goal to overcome inflation and having them in an inv estment p ortfolio is a perfect plan. I'm half way to my goal 😊

    • @luciacoeto3222
      @luciacoeto3222 ปีที่แล้ว

      @@yvonneerik2510 yeah. Fees and commissions are factors to look at in search for financial advisers. There’s financial experts out there who do not look at their fees but the impact and intrinsic value they bring along to you no matter how little you want to start. I’m glad I had one guide me start my financial journey

    • @phillawson5785
      @phillawson5785 ปีที่แล้ว

      I'm trying to read books about finance, budgeting and saving. Looking at having a good financial advisor. Can you recommend?

  • @ERF5332
    @ERF5332 4 ปีที่แล้ว +1183

    I totally agree that finance should be required in schools, especially in schools with underprivileged kids.

    • @nidiaalvareznguyen
      @nidiaalvareznguyen 4 ปีที่แล้ว +6

      allahloves faryaalmakhdoom sometimes pregnancies happen and you don’t expect them. Your comment is disgusting.

    • @nidiaalvareznguyen
      @nidiaalvareznguyen 4 ปีที่แล้ว +3

      allahloves faryaalmakhdoom your comment was just ignorant as it had nothing to do with the original comment to which you replied. I’m not patronizing I’m calling it as it is. Finance should be taught everywhere, and “poor people” probably don’t give a shit for luxuries and they are better and more hands on at raising their children. It’s not suffering it’s working harder which is better.

    • @camillefaith2005
      @camillefaith2005 4 ปีที่แล้ว +2

      allahloves faryaalmakhdoom well people should have the right to choose that but also the right to want to bring their kid into the world and give them a chance at life. Like the girl above said, pregnancy happens sometimes no matter how much family planning you have. Abortion isn’t so easy for a lot of women.

    • @nidiaalvareznguyen
      @nidiaalvareznguyen 4 ปีที่แล้ว +3

      Random person On TH-cam abortion is also expensive.

    • @omelas8375
      @omelas8375 4 ปีที่แล้ว +1

      Govt is a requirement when your a senior. There's a whole unit on finances.

  • @lovealwaysjasmine
    @lovealwaysjasmine 4 ปีที่แล้ว +1307

    So humbling to see a celebrity talk about budgeting. Thanks girl

    • @TW-mg3ld
      @TW-mg3ld 4 ปีที่แล้ว +4

      Adrienne is not a celebrity

    • @SierraLyons
      @SierraLyons 4 ปีที่แล้ว +13

      What is she then?

    • @summerlyric506
      @summerlyric506 4 ปีที่แล้ว +4

      I agree cuz no matter how much money you get, it's what you do with it.

    • @koopapro
      @koopapro 4 ปีที่แล้ว +2

      Celebrity not even close 800k subscribers dont make you a celebrity she only considered popular

    • @FreeDrugz
      @FreeDrugz 4 ปีที่แล้ว +37

      @@koopapro uhh it's not her youtube that would make her a celebrity. How about the fact she's been a successful actress, singer AND talk show host.

  • @soshanaadlam7165
    @soshanaadlam7165 4 ปีที่แล้ว +1368

    As s Financial Advisor, I am happy to see you speaking on this topic Adrienne....Financial Literacy is Key

    • @soranllycastillo7098
      @soranllycastillo7098 4 ปีที่แล้ว +14

      Sorry to ask. How did you get to be a financial planner? Do you have a bachelors or did you do a certification?? Im super interested in getting into financial planning and just need an idea where to start.

    • @zqpcydbfoqbdiehdj
      @zqpcydbfoqbdiehdj 4 ปีที่แล้ว +1

      @@soranllycastillo7098 Google it lol

    • @zqpcydbfoqbdiehdj
      @zqpcydbfoqbdiehdj 4 ปีที่แล้ว +4

      @@soranllycastillo7098 Becoming a Certified Financial Planner requires at least a bachelor's degree from an accredited university, as well as college coursework from a program that is registered with the CFP Board. You'll also need at least 6,000 hours of professional financial planning experience (or 4,000 hours as an Apprentice).

  • @SaraPerez-kr2zq
    @SaraPerez-kr2zq 4 ปีที่แล้ว +986

    I'm 22, graduated college, living on my own now, and with 5 credit cards already and working 2 part time jobs no days off. So when I say this helped a lot IT HELPED A LOT. it's so unfair that a simple video like this just changed so much, everyone should be aware of knowledge and perspective like this starting in schools, it literally feels like we're being sent off into adulthood to become failures. THIS is why millennials have all these issues with anxiety and stress, we really lack basic information that is actually super useful. thank you Adrienne

    • @Shawn-hg3gb
      @Shawn-hg3gb 4 ปีที่แล้ว +12

      Why do you have 5 credit cards? Are some of these department store cards?

    • @Loganm0213
      @Loganm0213 4 ปีที่แล้ว +35

      You should look into some financial gurus! They changed my life. Dave Ramsey especially. He can be tough, but his method works and I’ve learned so much. 6 months into his plan and we’re almost debt free!

    • @zqpcydbfoqbdiehdj
      @zqpcydbfoqbdiehdj 4 ปีที่แล้ว +13

      Let me tell you something girl. You have just uncovered the truth. But sadly not everyone thinks like that. Not everything that shines is gold so what I mean by that is really focus on what you need rather than superficial stuff that will gratificate you temporarily but in the long term it will make you suffer. So be wise and spend life learning and knowing what's best for you in the long term. The system is built to make you spend ridiculous amounts of money so that the rich get richer and the poor gets poorer. But the wise folks make it through it because you can. It just takes self discipline

    • @aspirehigher6368
      @aspirehigher6368 4 ปีที่แล้ว +7

      It really depends on who you had around you. Schools absolutely didnt teach it and not only that but some of the ways we even handle money today is far different than how it was when I was coming up so they wouldn't even know how to teach it yet even if they intended to. However, because I watched my parents I learned many good habits from one of them and saw many bad habits with the other one and I adopted the good and avoided the bad. But still struggled, for example, I too thought it was best to just not get a credit card but I had no idea how they work or what credit even meant and how having one could help me IF I USED IT RESPONSIBLY and paid it all the way off all the time because the longer you have a card and keep it in good standing, the higher your credit score rises so the only way it'd be a problem is if I wasnt paying my bills but without it no matter how many bills I'd pay it wouldn't increase my credit. I'd just seen so much debt with some people that I wanted to avoid every form of credit and loans but in reality, even loans can boost your credit if you actually pay them off correctly and I just never knew any of that. Im glad I do today. I'm 30 and got my 1st card at almost 27 yrs old. I have 2 now. Still avoiding loans because of their interest but I am no longer afraid of it how I used to be. Times are changing in some schools thankfully because one of my nieces is even learning about the stock market.

    • @kishashares2732
      @kishashares2732 4 ปีที่แล้ว +2

      Be glad you can make these changes now that you’re so young!

  • @EhlieLuna
    @EhlieLuna 4 ปีที่แล้ว +361

    Prince wrote “If you have to ask, you can’t afford it.” That line really started to help me lol super random

    • @CheRhys
      @CheRhys 4 ปีที่แล้ว +3

      Ehlie Luna I literally don’t look at price tags and I should lmaoo

    • @doingitover40
      @doingitover40 4 ปีที่แล้ว

      yep!

    • @gaila.9852
      @gaila.9852 4 ปีที่แล้ว +2

      @@CheRhys That's one of the most ridiculous things I've ever heard.

  • @KathyRobles1127
    @KathyRobles1127 4 ปีที่แล้ว +671

    Just when I was reviewing my budget! God is good 🙌🏽🙌🏽🙌🏽

    • @AllThingsAdrienne
      @AllThingsAdrienne  4 ปีที่แล้ว +31

      That timing 🙌🏽🙌🏽

    • @lilmzkrazygirl
      @lilmzkrazygirl 4 ปีที่แล้ว +4

      All the time Amen

    • @kellykb298
      @kellykb298 4 ปีที่แล้ว +1

      Kathy Keaton same sis, God’s timing

  • @Mizzbabyblue12
    @Mizzbabyblue12 4 ปีที่แล้ว +947

    Thank you Adrienne for making a video about this topic. Financial literacy is so important!

  • @vanessapagan4729
    @vanessapagan4729 4 ปีที่แล้ว +414

    would you be to talk more about the time you were broke? It would be interesting to know how you powered through that situation in your life. when you were young and earning an adult income.

    • @gaila.9852
      @gaila.9852 4 ปีที่แล้ว

      Yes, I want this video as well!

  • @sabrinahampton4793
    @sabrinahampton4793 4 ปีที่แล้ว +22

    I work in finance now and when I say I’m learning soooo much I’m obsessed with learning because the lack of knowledge is literally dangerous

  • @monapatel8811
    @monapatel8811 4 ปีที่แล้ว +407

    1. Calculate Overhead Expenses(what u actually need to spend on to live. Ex: rent, utilities, water, gas, car bills, grocery, insurance, gym, gym).
    2. Are you making enough to cover overhead expenses?
    3. Prepare a budget
    4. Figure out your goals
    5. Don’t eat/drink out
    6. Reward yourself. All the money u save from not eating out, watch the $ number go up!
    7. Save with the 50-30-20 income rule: 50% should go to overhead. 30% should be unfixed (clothes, gifts, etc) 20% should be saved.
    8. Have good credit. Have a credit card and always pay back. Only put things that are recurring on your card (gym membership, phone, etc)
    9. Read wealth books

    • @rmm9548
      @rmm9548 4 ปีที่แล้ว +4

      Mona Patel THANK YOU !!!!

    • @jdashlovela
      @jdashlovela 4 ปีที่แล้ว +4

      lol omg I skimmed through and I was like ex 🤣🤣🤣 why would u spend on your ex but you meant example 🤣

    • @weltschmertzz
      @weltschmertzz 4 ปีที่แล้ว +1

      Thank you!!!

    • @Behappy-rf8gl
      @Behappy-rf8gl 4 ปีที่แล้ว

      Mona Patel thank you

    • @rakhibhardwaj9
      @rakhibhardwaj9 4 ปีที่แล้ว

      Mona Patel what about people who are neck deep in debt ? And are running a business, without anyway to get out?

  • @macieldelacruz3076
    @macieldelacruz3076 4 ปีที่แล้ว +258

    I’m a finance graduate student 👩‍🎓 and I truly appreciate this video because I feel like a lot of people need to be more aware of what finances are. Also budgeting 🙌🏻🙌🏻🙌🏻

    • @myanase4854
      @myanase4854 4 ปีที่แล้ว

      Maciel De La Cruz I’m majoring in finance! May I ask what your concentration was?

    • @Minney-Me
      @Minney-Me 4 ปีที่แล้ว

      Undergrad next I'm going for my CFA I'm really excited!!

    • @macieldelacruz3076
      @macieldelacruz3076 4 ปีที่แล้ว

      Mya. E I did accounting

  • @OmobolaOkeowo95
    @OmobolaOkeowo95 4 ปีที่แล้ว +168

    Don’t think short term- think long term. That’s a word. 💕

  • @brandnewyorker
    @brandnewyorker 3 ปีที่แล้ว +1

    For some reason you are SO genuine that it blows my mind. It feels that you really want all your viewers to succeed. And you are actually sharing the parts that are truly useful
    Thank you!

  • @lisapillay9359
    @lisapillay9359 4 ปีที่แล้ว +136

    I'm glad you mentioned reducing time spent on social media. Totally agree that financial education should be taught in schools. Enjoyed this video ❤️

    • @chanibanny
      @chanibanny 4 ปีที่แล้ว

      Agreed! This year I started teaching money management in schools and it's so important. Helping these kids avoid unnecessary mistakes in the future is very satisfying. They love it and really change a lot of their behaviors and beliefs about money as a result. Definitely should be part of the curriculum!

  • @ArielUpshaw
    @ArielUpshaw 4 ปีที่แล้ว +40

    Not gonna lie. Adrienne is a better finance teacher than any instructor I've ever had. And I'm a business major. I've had every class. She broke it down. Made it simple. Got to the point. Kept it organized. Thank you! 💖

  • @pinkeeluvr
    @pinkeeluvr 4 ปีที่แล้ว +204

    “Old navy has jeans for $15” 🤣 Your mom and my mom must be friends lol

    • @fabulouslifeinchrist1349
      @fabulouslifeinchrist1349 4 ปีที่แล้ว

      I say I wanna buy a spray or lotion from bbw for $10 my mama says I don't need it. Adrienne $150

    • @michelles8705
      @michelles8705 4 ปีที่แล้ว

      pinkeeluvr shoot goodwill is cheaper lol love goodwill

  • @deanne3586
    @deanne3586 4 ปีที่แล้ว +9

    I loved the 50-30-20 advice. I'm still learning financial discipline. Being a single parent makes it hard. I often makes frivolous purchases just to say I've done something for myself. Now I'm understanding the effects of financial literacy and working to maintain the discipline.

  • @sethbender2863
    @sethbender2863 4 ปีที่แล้ว +758

    Stay away from credit card debt. It's a dangerous world..

    • @hossysdiaries
      @hossysdiaries 4 ปีที่แล้ว +45

      It's true that debit can be crippling but it is also paramount to understand that there is good and bad debt. Like you can take credit to fuel an asset that is paid for by credit card. So I think that maybe just becoming educated on how to responsibly and effectively manage credit card usage is critical to how credit card debt is viewed.

    • @mariamalalawi3213
      @mariamalalawi3213 4 ปีที่แล้ว +7

      I totally agree with u..i stopped using credit cards since 2010 and I promised myself no credit cards ever

    • @starb6683
      @starb6683 4 ปีที่แล้ว +19

      Didn't Adrienne say on the real she couldn't buy a house cause she never had a credit card so she didn't have good credit?

    • @sethbender2863
      @sethbender2863 4 ปีที่แล้ว +3

      @@mariamalalawi3213 that's awesome

    • @sethbender2863
      @sethbender2863 4 ปีที่แล้ว +20

      People out there think you can only get a house with credit, but that isnt true. I follow Dave Ramsey and he talks all the time about how certain companies dont require it...

  • @jasminvalerie
    @jasminvalerie 4 ปีที่แล้ว +5

    As someone who lost their job at the beginning of summer, and has been actively applying and interviewing all summer, I really appreciate this video. I feel that me losing my job was a wake up call on my spending habits because I was just constantly relying on that paycheck instead of saving for the what ifs. Lord let this video be a sign that I’m going to get a job soon 🙏🏼🙌🏼😍

  • @sarahandrea9361
    @sarahandrea9361 4 ปีที่แล้ว +71

    Hi Adrienne, I made a financial goal for myself to purchase a car in order to transport myself back and forth to nursing school. Thank you for the tips!

  • @Jbucci
    @Jbucci 4 ปีที่แล้ว +47

    I took a financial management class and it was by far the best information I ever received

  • @BeautyAndFaith
    @BeautyAndFaith 4 ปีที่แล้ว +614

    Hold up let me get my pen and paper for this one! 📝 Okay...... PROCEED! 😁

    • @edelinelouis8930
      @edelinelouis8930 4 ปีที่แล้ว +4

      BeautyAndFaith right

    • @angelalissette8538
      @angelalissette8538 4 ปีที่แล้ว

      Pen*** 😒

    • @arianaruscito6111
      @arianaruscito6111 4 ปีที่แล้ว

      FACTSSSSS

    • @angelalissette8538
      @angelalissette8538 4 ปีที่แล้ว

      Caroline Mathew 😒😒😒😒

    • @angelalissette8538
      @angelalissette8538 4 ปีที่แล้ว

      Caroline Mathew lmao
      😒😒😒😒😒
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      😒😒😒😒😒😒😒😒😒😒😒😒😒😒 😒😒😒😒😒😒😒😒 😒😒😒
      😒😒😒😒😒😒😒😒😒😒😒😒😒😒 😒😒😒😒😒😒😒😒 😒😒😒
      😒😒😒😒😒😒😒😒😒😒😒😒😒😒 😒😒😒😒😒😒😒😒 😒😒😒
      😒😒😒😒😒😒😒😒😒😒😒😒😒😒 😒😒😒😒😒😒😒😒 😒😒😒
      😒😒😒😒😒😒😒😒😒😒😒😒😒😒 😒😒😒😒😒😒😒😒 😒😒😒
      😒😒😒😒😒😒😒😒😒😒😒😒😒😒 😒😒😒😒😒😒😒😒 😒😒😒
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  • @Jasners
    @Jasners 4 ปีที่แล้ว +119

    This couldn’t have come at a better time

    • @tarshaneilly518
      @tarshaneilly518 4 ปีที่แล้ว

      I know right. I feel so ashamed at 48yo. But you are so right.

  • @HowDebbieSaves
    @HowDebbieSaves 4 ปีที่แล้ว +184

    Adrienne I’m so glad you used your platform to talk about people‘s finances. There are so many ways to cut expenses to GET OUT OF DEBT & SAVE MONEY. That’s why I created my own channel to help people save time & money. I hope you keep talking about this topic. Great job!

    • @HowDebbieSaves
      @HowDebbieSaves 4 ปีที่แล้ว +1

      Ashley Thomas Hi Ashley. It depends if you are in debt or if you want to reduce your monthly expenses. I have videos on my channel with different topics that can help.

    • @rakhibhardwaj9
      @rakhibhardwaj9 4 ปีที่แล้ว

      How Debbie Saves can you suggest what to do when your business loans are way to high?

    • @HowDebbieSaves
      @HowDebbieSaves 4 ปีที่แล้ว +2

      Rakhi Bhardwaj Hi Rakhi. I’m sorry to hear that you’re stressed about your business loan. When you say it’s way too high do you mean the interest rate or the amount that you currently owe?

  • @fabiolabirrueta3004
    @fabiolabirrueta3004 4 ปีที่แล้ว +11

    Absolutely LOVE this!!!! There’s no one out there currently talking about IMPORTANT stuff like this to our generation with a platform like yours! Thank you!!

  • @diviner2347
    @diviner2347 4 ปีที่แล้ว +74

    This is the kind of person who should teach about finances-talking from experience and using personal examples.

    • @moneytalkwithbrian9950
      @moneytalkwithbrian9950 4 ปีที่แล้ว

      Divine Grace Rafanan I totally agree! She is great and with great tips. I want more of it... : )

  • @shanec9840
    @shanec9840 4 ปีที่แล้ว +37

    Good for you, Adrienne, for sharing these money management tips with your viewers because many of them look up to you, and they're young, impressionable, many whom are minorities, and they just haven't been taught the inns-and-outs of making their money work for them and not the other way around.

  • @mikalafor01
    @mikalafor01 4 ปีที่แล้ว +202

    Student loans are a major overhead for most people in their 20s & 30s!

    • @4806lency
      @4806lency 4 ปีที่แล้ว +5

      I'm having really dark thoughts because of this my friend 😔

    • @AlGibani123
      @AlGibani123 4 ปีที่แล้ว +4

      try to get a scholarship, get a job while in school, go to a community college, go to a trade school

    • @cristalcruz10
      @cristalcruz10 4 ปีที่แล้ว +3

      chantal are you okay?

    • @jolietia
      @jolietia 4 ปีที่แล้ว

      Exactly

  • @sharisss2608
    @sharisss2608 ปีที่แล้ว +1

    I like that quote Adrienne i also had a teacher tell me “don’t let your now you mess it up for your future you” how happy will you be at yourself in the future if you follow through on your goals and plans.

  • @jackie_0221
    @jackie_0221 4 ปีที่แล้ว +39

    I’m surprised your mom watches your finances, I thought your husband would. It’s nice that she’s still very involved in your personal matters and supports you on all aspects!

  • @chivonnecampbell
    @chivonnecampbell 4 ปีที่แล้ว +504

    FINALLY!!!!! Tired of all these videos about makeup, hauls and shoes (not you TH-cam in general). Now its time to T.A.L.K! *gets notepad

    • @rachelsweets
      @rachelsweets 4 ปีที่แล้ว +2

      I agree

    • @Nananadadadawoo
      @Nananadadadawoo 4 ปีที่แล้ว +2

      @Wambui Iubmaw yeah but if im tryna learn 1 makeup look i dont need 40 more videos of it after

    • @f1content364
      @f1content364 4 ปีที่แล้ว +5

      They’re a lot of youtubers that talks about finances you should search

    • @chivonnecampbell
      @chivonnecampbell 4 ปีที่แล้ว +2

      @@f1content364 there is, but in comparison most women on youtube are lifestyle and fashion channels

    • @956judith
      @956judith 4 ปีที่แล้ว

      Chivonne Campbell yes!!!

  • @Pennyk900
    @Pennyk900 4 ปีที่แล้ว +223

    Live debt free. Save all your money and stop buying stuff you don't Need. Dave Ramsey is your Guy. OVER 30 years experience.

    • @vidycz15
      @vidycz15 4 ปีที่แล้ว +1

      yessssss

    • @Mark_R_Tho
      @Mark_R_Tho 4 ปีที่แล้ว +1

      Cannot stand him.

    • @lindsilou
      @lindsilou 4 ปีที่แล้ว +2

      The plan WORKSSS!

    • @Pennyk900
      @Pennyk900 4 ปีที่แล้ว

      @Angel Saturn yes one day we will all be dead. But, in the meantime ENJOYING your life means you don't have owe anybody anything and you will have more in your pocket. Depends on how long you live. It's not what you made how much did you save to enjoy your LIFE. Not to be HOMELESS or living somewhere you don't. Money makes those choices. Everyone should save so, they don't have depend on others. The gifts God bless you with. Use them. John 3:16. It is fear that one day we all answer to the living GOD what did you do with your LIFE. That He gave each one of us.

    • @lexwoodtv
      @lexwoodtv 4 ปีที่แล้ว +5

      Dave Ramsey is everything

  • @NickiNinetySeven
    @NickiNinetySeven 4 ปีที่แล้ว +289

    We need Adrienne to learn how to drive by the end of 2020!! Def vlog it

    • @KeishelleNichole
      @KeishelleNichole 4 ปีที่แล้ว +5

      Nicki Ninety-Seven yea but she can afford not too haha

    • @pashonfroot
      @pashonfroot 4 ปีที่แล้ว +8

      Keishelle White so then if she learnt how to drive, she can SAVE more money 😁

    • @ckfields7146
      @ckfields7146 4 ปีที่แล้ว +7

      Not necessary in this day and age. Insurance and upkeep is expensive.

    • @NickiNinetySeven
      @NickiNinetySeven 4 ปีที่แล้ว

      Tlc Gabrillo LOL exactly

    • @NickiNinetySeven
      @NickiNinetySeven 4 ปีที่แล้ว +1

      Connie Fields not if you’re making the kind of money she is lol she doesn’t need to go buy a damn rolls Royce just something simply to cash off and boom

  • @thespongepuppy
    @thespongepuppy 4 ปีที่แล้ว +52

    OLD NAVY HAS JEANS FOR $14 ommggg I love your mom so much. 💜💜💜

  • @ceecee9447
    @ceecee9447 4 ปีที่แล้ว +4

    When you said that we should do something today that our future will thank us for, that spoke to my soul. I needed to hear this. Thanks Adrienne. Sending love from the UK 💗

  • @nafeezasitaram9356
    @nafeezasitaram9356 4 ปีที่แล้ว +17

    I love you for not being selfish, and share your experience with otherd like me😀

  • @hasitdawnedonyou
    @hasitdawnedonyou 4 ปีที่แล้ว +2

    My husband and I actually put our income and expenses on a spreadsheet likes a profit and loss statement almost and stretched it 5 years. It’s great to know where we will be financially esp when we want to buy a home, start a family etc

  • @yourfantasy143
    @yourfantasy143 4 ปีที่แล้ว +285

    You forgot KIDS!!! Some people have kids and it’s so hard. But great info !! Love you

    • @washurhands5079
      @washurhands5079 4 ปีที่แล้ว +40

      yudith barron true but she doesn’t have kids so she probably can’t relate 🤷🏽‍♀️

    • @Simpleliviing
      @Simpleliviing 4 ปีที่แล้ว +39

      She’s talking from her perspective and she doesn’t have kids 🙂

    • @saintofgod1244
      @saintofgod1244 4 ปีที่แล้ว

      She did say it in the 50, 30, 20 rule. She say use 30% of your income/pay on your child.

    • @nca4794
      @nca4794 4 ปีที่แล้ว +8

      Doesn't matter what your individual circumstances are, the principles are the same. You should be able to factor in your expenses, the things you want vs need, and then save the rest. And if you can't afford much after your overhead expenses, drop the "wants" down until you get a handle on it.
      For me, my goal overhead/desires/savings equation is 75/5/20 for the rest of the year. I've been spending money too many wants. 😔

    • @saintofgod1244
      @saintofgod1244 4 ปีที่แล้ว

      @@nca4794 correction to you... The rule SHE SAID is 50/30/20 and I think its more better than your 75...

  • @janai9868
    @janai9868 4 ปีที่แล้ว +11

    Thank you for starting this channel! You are so down to earth and I love how you help us come up in the world as well! Love you A!

  • @onedirection2311
    @onedirection2311 3 ปีที่แล้ว +1

    I love seeing more women talking about this! The financial diet is golden and now I see so many more women adding this content to their channel too. I think it’s so important for women to see other women talking about money and understanding it. Thank you for this video!

  • @tajahgirl
    @tajahgirl 4 ปีที่แล้ว +1

    Your growth has been astounding Adrienne. I’m so happy for you and thank you for all these great tips.

  • @kristalperez5741
    @kristalperez5741 4 ปีที่แล้ว +47

    You should do a video on books you recommend!

  • @mademoiselle2277
    @mademoiselle2277 4 ปีที่แล้ว +8

    I LITERALLY said yesterday this would be the LAST year I'm this broke! This is right on time!! Thank u Lawdd 🙌💕💸

  • @bodybygia
    @bodybygia 4 ปีที่แล้ว +12

    Thank you for sharing your tips and empowering words 😘

  • @jennyfromtheblock5113
    @jennyfromtheblock5113 4 ปีที่แล้ว +2

    I’ve been on my own for a year now & financially I struggled at some points. Little by little you learn on your own but this video helped a lot! It’s very nice that a celebrity is giving financial advice & actual good advice! Thanks Adrienne 😊

  • @VEE2
    @VEE2 4 ปีที่แล้ว +33

    Adrienne, you are the sweetest soul. I took lots of notes and I am going to create a plan of action, nice topic

  • @AlizehLondon
    @AlizehLondon 4 ปีที่แล้ว +4

    Funny you posted this. I’m 23 and I’m trying to teach myself to save so I told myself I’m only spending money on the things I absolutely need. I only spend money to pay bills, gas, and get groceries so I can eat. But majority of my money goes to my savings account. Thank you for this video! 💕💖

  • @TheFragrantBunch
    @TheFragrantBunch 4 ปีที่แล้ว +10

    I loved this! I recently started to really tackle my student loans and contribute to my 401K. It’s so nice to see my loan go down and my 401K go up.

  • @karij8197
    @karij8197 4 ปีที่แล้ว +5

    I love how much credit you give your assistance. I love this kinda content

  • @cassedywitwer8019
    @cassedywitwer8019 4 ปีที่แล้ว +52

    Your hair is so amazing😭 you look absolutely stunning❤️

    • @LadyFay716
      @LadyFay716 4 ปีที่แล้ว +4

      Yes she does , she makes the everyday look elegant. Like she isn't looking over done or under done, perfect all the way around, plus she is giving great advice! She is such a sweetie.

  • @christabellll
    @christabellll 4 ปีที่แล้ว +23

    I’m going to try the 50-30-20 rule. Thanks for sharing Adrienne.

  • @paulagashi9006
    @paulagashi9006 4 ปีที่แล้ว +1

    I love that you are so down to earth and that you as a celebrity are using your voice to raise awareness about things like this!!! YESSSSSS👏👏THANKS FOR SHARING AND BEING HONEST!

  • @emi-bs9rv
    @emi-bs9rv 4 ปีที่แล้ว +1

    When she said I want you guys to say 'I have never gone broke' damn this completely opened my eyes. Its imperative to look after your finances. But I immensely appreciate Adrieen for being a mentor. It it such a selfless act and such a humble being❤️

  • @SUZUKI1777
    @SUZUKI1777 4 ปีที่แล้ว +63

    Good advice. I always have a need and want vibe when I go shopping. Looking at the item deciding if i need it or just want it. Btw love your look and the dress is pretty.

  • @corrinewright94
    @corrinewright94 4 ปีที่แล้ว +19

    Yes! So informative one of the best TH-cam videos you’ve done yet. Thanks for sharing your tips!

  • @cookiedollo9
    @cookiedollo9 4 ปีที่แล้ว +2

    Wow what a blessing i am a single mother and trying to figure out what I’m doing wrong with money so glad you posted this

  • @celestely
    @celestely 4 ปีที่แล้ว +3

    Hearing you is like a fun podcast. I love your energy and I love how real you are! Thank you for helping your viewers and for giving such amazing advice and resources!

  • @dzy1008
    @dzy1008 4 ปีที่แล้ว +4

    Thank you for your tips Adrienne! Love how you inspire everyone, it makes me so proud as a Latina to have someone like you representing us.

  • @deedidi9205
    @deedidi9205 4 ปีที่แล้ว +126

    OMMMMMGGGGG I was the first to like the video. Love you tons Adrienne from South Africa!!! You're awesome!! OMG I'm also the first to comment. Damn today is a special day

    • @joyc9323
      @joyc9323 4 ปีที่แล้ว +14

      Diana Didi praying for my brothers and sisters in S.A #ubuntu

    • @deedidi9205
      @deedidi9205 4 ปีที่แล้ว +5

      @@joyc9323 thank you so much. It's bad hey it's really bad we need all the prayers we could get

    • @Ruby-Jane
      @Ruby-Jane 4 ปีที่แล้ว +2

      Ehh SA say hey!!!!!!!!

  • @SashaCo29
    @SashaCo29 4 ปีที่แล้ว +1

    Thank you ! You know what? Every time I watch your videos I feel like I’m watching my best girlfriend or sister. It must be an NY thing! Great Job. May the Most High continue to bless you and your family ❤️

  • @anabarajas50
    @anabarajas50 3 ปีที่แล้ว +1

    Girl you’ve accomplished so much! Glad you are letting ppl know the other side of being a celebrity, you also budget, have goals and share this reality with us.

  • @trisha4given
    @trisha4given 4 ปีที่แล้ว +10

    I ALWAYS, without fail take away SOMETHING from you girl. Thanks♡

  • @christiecooper4709
    @christiecooper4709 4 ปีที่แล้ว +310

    Actually the rich stay rich because their profit goes to things that will make them more money. Back into their business, investments like real estate, stocks and bonds etc. I wish this was told in your video.

    • @ckfields7146
      @ckfields7146 4 ปีที่แล้ว +8

      Christie Cooper And they don’t necessarily use their money when doing business

    • @Chocomuneca19
      @Chocomuneca19 4 ปีที่แล้ว +17

      Exactly. We don’t need millionaires who never have to work again in their lives giving advice to the average person in youtube lol

    • @yoursocialmoth
      @yoursocialmoth 4 ปีที่แล้ว +12

      @@Chocomuneca19 for real. The poor and middle classes generally end up spending all of their income which all gets taxed unlike the rich, and they don't have the resources to invest and plan long term financially telling working class people how to handle their money isn't very helpful, lol

    • @Chocomuneca19
      @Chocomuneca19 4 ปีที่แล้ว +7

      lydiabeetz exactly, she can go on somewhere with this advice lmao

    • @jesusistheonlywaytoheavenj7880
      @jesusistheonlywaytoheavenj7880 4 ปีที่แล้ว +2

      So true.....👏👏👏

  • @ihesharema
    @ihesharema 4 ปีที่แล้ว

    I call my mom my "Financial Advisor" and she's helped me a lot. Big ups to these pointers. Definitely going to start saving more!!

  • @shanellspoint
    @shanellspoint 3 ปีที่แล้ว +1

    I deadass almost CRIED when you said you were raised to never get a credit card & that’s what hurt you most. I am now at almost 26 seeing the downfall in that and trying to correct it. This video..this the one💯

  • @enhancementswithdoll4210
    @enhancementswithdoll4210 4 ปีที่แล้ว +5

    Adrienne, you’re so humble! I love this video! Thanks for sharing and teaching us 🤗

  • @donnakumariex3
    @donnakumariex3 4 ปีที่แล้ว +4

    Thank you Adrienne for sharing all of these HIGHLY important tips!! It’s interesting because I was literally just reading about improving your credit or how to avoid messing up your credit the other night! lol It’s definitely a challenge to spend (or even save) smart when you really want to indulge or spend lavishly and forgetting about the BIGGER picture/life GOALS! Stay sweet and REAL!! 🤗😊❤️🙏🙏

  • @jackiesandrews7089
    @jackiesandrews7089 4 ปีที่แล้ว +3

    Adrienne,
    Thank you so much for financial advice. I'm thankful for having you to help us overlook the future. You Rock mama!😍

  • @shabnamkashani7749
    @shabnamkashani7749 4 ปีที่แล้ว +1

    Can we just take a moment to appreciate her authenticity???

  • @remixx1030
    @remixx1030 4 ปีที่แล้ว +120

    Im ready to see you in driving school. That would be a fun episodeee :)

  • @brenday93
    @brenday93 4 ปีที่แล้ว +15

    Thank you for making this video!!!! Ive been trying to get my finances in order because i don't want to live pay check to paycheck and this has literally given me an idea on how to start! Again thank you so much!!

  • @nicxbwonden4962
    @nicxbwonden4962 4 ปีที่แล้ว +1

    I like that you like to help others with your acquired knowledge Adrienne ... Huge fan and financial freedom is key to life! 💖

  • @thetiffshows
    @thetiffshows 11 หลายเดือนก่อน

    i love adrienne and all the wide array of topics she covers ESPECIALLY with finance! keep it up girl I love love love ur channel❤❤❤

  • @rossieili
    @rossieili 4 ปีที่แล้ว +8

    This is such an important topic!! Thank you for being an advocate and resource! Love you !

  • @danibizzle569
    @danibizzle569 4 ปีที่แล้ว +18

    Thank you for posting this, A! I wish this is taught in school as well. I didn’t learn much about credit until I was in my 20s.

  • @SCRxFABxFOREVER
    @SCRxFABxFOREVER 4 ปีที่แล้ว +5

    Thank you thank you! This was so needed in my life right now as a 22 year old.

  • @jknee4
    @jknee4 4 ปีที่แล้ว

    I really like the fact that you took the time to share another side of you. I See that you're not just pretty but you're really smart and you take the time to get to know your audience which is so good I want to see more of you being genuine

  • @rebekahharris8713
    @rebekahharris8713 4 ปีที่แล้ว +4

    I LOVE LOVE LOVE that muchkin did this video... we need more videos like this!

  • @atoookello1555
    @atoookello1555 4 ปีที่แล้ว +12

    This is just what I needed to hear today
    Thanks Adrienne for educating me on 50:30:20 rule Its a new concept to me
    Thanks for encouraging me
    You saved a life

  • @ClaraBowInThisLight
    @ClaraBowInThisLight 4 ปีที่แล้ว +3

    Adrienne! I absolutely love these videos. I’ve been walking around with the “they’re not your friends” advice from the weight loss video and noticed so much how many people pick apart what I eat. You’re a girls girl!

  • @malloryakinso
    @malloryakinso 4 ปีที่แล้ว +1

    This was extremely helpful. Thank you for being so humble, straightforward and honest. Taking notes!

  • @shakilaf2995
    @shakilaf2995 4 ปีที่แล้ว +13

    The law of attraction is real. Earlier today I was researching personal finance tips etc. Now this!

  • @MarisolGonzalez-gp5jf
    @MarisolGonzalez-gp5jf 4 ปีที่แล้ว +6

    I love you!! Thank you for the advice!! ❤️❤️
    So proud of what you’ve become!! God bless u!

  • @MsMak03
    @MsMak03 4 ปีที่แล้ว +1

    Thank you Adrienne, that last bit about not watching other people make money was real.

  • @dhinsd12
    @dhinsd12 4 ปีที่แล้ว +1

    Budgeting is very important. Thank you for talking about this and teaching us.

  • @Beautybyellenagrace
    @Beautybyellenagrace 4 ปีที่แล้ว +4

    Yes!!! I’ve always said that about school teaching finances!! 👏🏽

  • @irakaye
    @irakaye 4 ปีที่แล้ว +13

    I pictured Adrienne teaching a class and I’m the student taking notes ♥️

  • @Nikmanzam
    @Nikmanzam 4 ปีที่แล้ว +2

    Um, this literally changed my life Adrienne. 💕

  • @abyd5151
    @abyd5151 3 ปีที่แล้ว

    I'm a sophomore in college and WOWW did this help me!!! I can't tell you how much you've inspired me. I'm not even lying but, every single video of yours literally makes my day. You're GOALS. PERIOTTT!!

  • @emy2127
    @emy2127 4 ปีที่แล้ว +11

    Yessss I need this advice. Thank beautiful 💖💖💖💖

  • @lissiilove6220
    @lissiilove6220 4 ปีที่แล้ว +4

    Thank God for this video 🙌🏽 perfect timing

  • @CheyenneKingActress
    @CheyenneKingActress 4 ปีที่แล้ว +79

    I recommend reading, “Rich Dad Poor Dad”, by Robert T. Kiyosaki. Great finance book.

  • @pbj0815
    @pbj0815 4 ปีที่แล้ว +2

    Love this topic! I finally realized that I need to fix my credit and buy my own home. I have a career job and I know that my goals are realistic. Wish me luck! 🤓

  • @xxprincesstay06x
    @xxprincesstay06x 4 ปีที่แล้ว +4

    Omg I've never been this early for ATA!! 🙌🏾🙌🏾 Adrienne please ❤❤ this your my fave girl!!!

  • @maggiedean
    @maggiedean 4 ปีที่แล้ว +23

    Yes!! Was always told never to get a credit card growing up and got one a few years ago. Seeing my bill really opened my eyes on how much I spend every month and you can earn points too! Of course it helps build up your credit but if you're going to spend the money, might as well get points for it!

  • @vanessarc1440
    @vanessarc1440 4 ปีที่แล้ว +2

    Love you Adrienne!!!! Thanks for the valuable infoooo, you will reach your goal!

  • @GabbzKey
    @GabbzKey 4 ปีที่แล้ว +2

    You are going to be my mentor...Just love the things that you seem so reachable... Down to earth....Thank you Adrienne...
    I