How Much Money Does A 47 Year Old Model Have In The Bank? (what's my net worth?)
ฝัง
- เผยแพร่เมื่อ 10 ต.ค. 2024
- Well, friends. I have my fake glasses on, which means it's time to talk about FINANCE. For someone who's terrible at maths, I'm surprisingly keen on understanding money, and a few months ago it occurred to me that I should work out my net worth. A lot of us tend to focus on how much we earn; our income in other words. But exposure to actual rich people has taught me that perhaps what's more important is how much money we retain - less about income and more about wealth. Because in the long run, that's the thing that will allow us to retire comfortably, or not.
So here I am, breaking down my net worth, showing you how to do it, and talking about what my net worth would be if I'd done things differently (especially when it comes to investing in property)
Here's a link to the audiobook of Playing To Lose, my memoir, which has just come out and is narrated by meeeeee. Am reading the first fifty reviews aloud on video on my Twitter feed @ArielAnderssen so please do leave yours and I shall put on an unsuitable costume and read it out!
www.amazon.com...
And here's a link to the video I mention in this one, about investing in property if you're a model (or any self employed person TBH)
• Property Investment Fo...
As always, if you're a model looking for advice (rather than an absolutely ludicrous man pretending to be a model, as happened in my inbox last month, I answer all emails on kinkyarielanderssen@gmail.com)
Thanks for watching! xx
![[DRIP] ‘CLIK CLAK’ PREVIEW](http://i.ytimg.com/vi/bcxkcOSbpac/mqdefault.jpg)
Hurrah! I've been waiting for the audio book
Hope you enjoy it!
Hi, longtime fan here. You put the 'Elegance' in Restrained Elegance. Also, wow congrats for joining the mile high club!! I thought it would be impossible for you to be rich due to all that piracy.
Thank you so much!
Big Sister Ariel!!! ❤❤❤❤❤
Welcome back!!!
Thank you for sharing this, Ariel!
Thank you!
I guessed that you were invested in real estate when you revealed your net worth! 6 investment properties is very impressive & bravo to you joining the millionaire club!
Thank you!
Thank you so much for posting this. One always worries, especially in this genre, that the model is being exploited. Restrained Elegance always seemed so very positive, capturing that desired special energy. It is reassuring to know that you are financially comfortable as a result. It is well deserved, you are on the Mount Rushmore of BDSM models!
Thank you so much, that's very kind!
This is an utterly outstanding achievement and milestone to have reached!!!!!!! 👏👏👏 It would have been so even with the best of backgrounds, upbringings and starts in life, and it is even more so given what you've overcome to get where you are today. I'm so happy for you and proud of you, and it is a testament to the relentlessly hard work you highlighted. It's not always nice to be wrong and my Fake Aunt is seldom wrong, but if you're going to be wrong about something, it might as well be when one says "I'm not gonna become a millionaire, I don't think." 😃 And I hope this can give other models the reassurance that modelling can be a career and not something one has to give up once they reach a certain age like some naysayers might suggest. More power to you and to them!
Thank you dear Tom! I very much hope that there are many model millionaires even if most of them aren't vulgar enough to say so xx
Loved the tag line, in the end credits of the video :)
Thank you!
Congratulations on being a millionaire and on your audiobook. Looking forward to book 2 already
Thank you so much!
Congrats on audiobook 🙂📖
Thank you so much!
i just got the Audable, i shall really enjoy listening to your voice x
Oh thank you, and I hope you'll enjoy it!
@@ArielsTwilightYears Oh i know i will x
Wow well done!
Thank you!
top job!!
Congratulations!
Thank you!
Very nice 💝💝💯❤🔥
Would that be a..."naughty-o book"?
Low cost index funds are the way to go over property IMO. Better returns on average and my Vanguard equity funds don’t call me up at 3am to tell me their boiler is broke.
I think your data on the American top 1% is incorrect. You might be looking at household income (so typically two working people) rather than just individual. It’s around £400,000 ($500,000) for the top 1% of income earners.
LOL, not if you don't understand them 🤣 I think investing in stuff you understand is often a wiser choice than going for the highest returns, cos I figure that way you're less likely to have something hideously unexpected happen, that you don't know how to handle. That's what I always tell people if they feel like they should emulate me with property - only do it if it's appealing enough to you that you won't mind spending the time it takes to learn all the skills, and you won't mind when stuff breaks because the adventure's worth it. That's how I feel about property, cos reading more about it and researching it doesn't feel like work. But I do have managers for all my properties except one, cos I also don't want to try to deal with boilers at 3am when I'm modelling the next day, either. I definitely agree about that! Here's one of the sites I checked for the US figures 1% www.unbiased.com/discover/banking/how-much-income-puts-you-in-the-top-1-5-or-10 though now I realise I quoted it in £ when it's in $. In £ it'd be £650,000 p.a. So deffo still waaaaaaaay more than the UK, which has left me with many more questions!
@@ArielsTwilightYears Definitely agree about investing in stuff you understand.
If you enjoy researching property you might also enjoy reading about how to invest in equity markets. You can put your money, whether it’s £1 or £1 million into a fund that buys shares in thousands of companies from all around the world.
Over the last 100 years this has produced an average annual return of like 8-9% and the fees to do this could be 0.4% or lower.
It’s easier to manage than property, lower annual fees, highly liquid unlikely property, far more tax efficient if held in ISA or SIPP and will likely produce better returns over the long run.
Clearly property has worked very well for you but if this does sound interesting I’d recommend reading Investing Demystified by Lars Kroijer or Smarter Investing by Tim Hale. Those are two fantastic books on the subject.
Mazel tov. I'm very pleased for you.
Thank you!
Hello Ariel, I was wondering about the success of your book.
Do you know how many copies have sold? Has there been a reprint? Do you get royalty cheques?
Not sure how it works.
Thank you! I don't know yet and am currently waiting for a statement from the publishers!
@@ArielsTwilightYears would love to hear how this goes (have added it my library)
For most people, who are not going to be raking in millions in profit per year, saving your earnings, and living relatively frugally, is the best way to build up your net worth. Yes, making the most profitable investments can help build net worth faster, but there is no guarantee those profits will stick around indefinitely, plus those investments generally require regular management/oversight/upkeep.
That's very interesting; can you share a breakdown of how you made your first £ million through just saving your earnings and living frugally? I'm sure that would be useful for viewers.
@@ArielsTwilightYears I said it is a reliable way to build net worth, I never said it is guaranteed to build net worth to a million plus.
Of course (& neither did I) but since you're commenting on my video about how I made £1 million through investing my profits in property, to say that for most people earning/saving is better, I'm assuming you can share a breakdown of how to achieve similar success that way? Cos there'd be no point criticising someone's financial strategy if you can't give people details of a viable alternative that can beat inflation.
@@ArielsTwilightYears Well, of course, people earning under certain amounts, may never be able to build up to 1 million net worth, even while living frugally. As for the rest, how long it would take to build up to million, would vary based on their income amount. And yes, if inflation keeps going up, then the floor/ceiling for being able to achieve 1 million net worth, will keep getting higher. I don't think there is much else to say beyond that.
As I said in the video, my net worth would be half what it is if all I'd done is save my earnings. So I don't think that's a particularly helpful strategy to share, tbh. Of course this tactic takes work; most things of value do require sacrifice. But especially for models, who're in a physical job and may only have a few years of earning a lot, careful investment is key to longterm financial security.
You look much younger. You are yoinger than me by a couple of years still.
Only 47? Im old enough to be your brother.
Beware of sob stories and people hitting you up for loans
as if.. (did I mention my dog needs more toys... all donations welcome)
You’re 47 now? Hard to believe.
Ok, you mayn't be the most successful, which can be argued. You sure are the most gorgeous and fun to watch. You reside in my teenage sins Ariel :P
Thank you so much! x
Anyone's $$ is None of my damn business.
Then possibly this isn’t the best video for you to be watching 😂
Clearly not spending enough, please enjoy it at your own pace.