fully retired and living off of my dividends. I started investing 15 years ago, No regrets and financially free. Life is good while helping the less fortunate
Can't wait to get where you are at. I put 10% in my 401K/Roth when I get paid, which I don't really watch. Then I put $400/paycheck in a dividend portfolio
You deserve every penny you earned, Andrei. And we sincerely hope you stay the same humble guy when you share with us your 9-digit portfolio in near future.
@@AndreiJikh9 digits might be insane even though I think now you can do whatever you want. It's all about saving more then you make and not overexcagerating lifestyle. You will not see this guy at a 2000 dollar restaurant if you know what I mean😂
@7:44 Not 100% true. Companies actually get bought out by larger companies and get taken off the exchange. A recent example of this is Microsoft buying out Activision. Activision is no longer in the SP500 and is now being replaced by Lululemon.
Your strategy is similar to mine except of course you have way more money to invest. Great video as always. You have always been one of my favorite TH-camrs.
appreciate it! It took me a long time to get to this point. I remember seeing $300k portfolios and thinking I'd never get there. You will, stay consistent!
My dividend journey began when I realized that two particular expenses in my budget were always going to go up and never go down. The two expenses were taxes and insurance. I realized that the dramatic rise in both will need some added income. So, I started buying shares paying dividends. I can now see that this will be the path I need to take to make sure those two expenses will not overtake my future income.
These are my favorite videos of yours. Thanks for being an amazing, knowledgeable, and fun creator! You're changing lives with this information, so thank you
Awesome, Andrei... I have been on this journey with you since you started your YT channel... Heck in that time I even started my own to show other dividend investors how simple dividend investing really is... kudos on the wins - all around!
im surprised the yields are that low, im at about 225k ( Canadian ) and my div portfolio of banks, utilities, reits etc already generated over 14k, about 6-7% average yield. At 800k I hope to have it generate over 50k a year
Shouldnt it be the opposite? "higher" risk when you are young and lower risk when you are old? Sorry but it does not make any sense to do a DIV portfolio that is making less ROI than interest rates at your bank...@@AndreiJikh
I am not sure if anyone else has mentioned this within the comments, but with REITs, the "dividend yield" may not be just dividends. It's more accurate to say "distributions," because some of the return may be "return of capital," which will be taxed differently than dividends.
Been here since the beginning and you’re the only creator that I can consistently show to my wife without her getting bored 😂 You’re the real OG! Thanks for all you do mate!
What ever happened to Andrei’s auto investing app that he tried? Maybe it was in another video that i missed but did it have some success or crash and burn?
I got into dividend investing back in 2020 after watching your vids. Like an idiot I sold everything a year and a half later. Time to get back in the game and hold for retirement!
Great video Andrei. Thank you for the transparency. Great and honest message ! Curious to know, what tool do you use to forecast the dividend income in the future ?
We talk about the care that help us relieve struggle they talk nothing about those we face everyday. They just talk monies that they collect the most while the other nothing left
7:44 Andrei, that’s the music right there mate ✊🏼 such good deep focus soundtrack, love that song, thought my Spotify was playing. Appreciate you & your content for the last couple years. Keep being you 🙏🏼 ya scam
andrei, i watch a lot of your videos dont comment as much as a i should but just want to let you know youre extremely gifted at explaining these concepts simply enough that a child could understand and your philosophical perspective is super cool too. thank you for giving away this free knowledge to the world you are a hero
I love your vids Andrei. I remember right at the big finance craze we had crazy content and a lot of people watching and commenting like crazy & now it feels it had settled, but the content is still entertaining. I hope we get another fun finance run again like before and blow up the channel ✊
Appreciate it! For sure, finance is cyclical. It's exciting one year, and not so much the next. I have more fun in a down market, there's less pressure for me to keep up the momentum
As a non US resident living in a country with no tax treaty with the US, my dividends will always be taxed at 30%. Would a a dividend strategy make sense even at such high tax rate?
Very informative. Can you tell us what websites provide the best research information that give the pay out ratio, cash in hand, net assets etc in a glance, like the Realty income details you shared? Thank you
You need 800k to generate that dividend income. People just don’t have 800k lying around to invest my man. Anyone can pick great dividend companies and ride them. Or just buy the SCHD or VYM and call it a day. What is there to learn here?
People need more finantial literacy. How to save, invest, use credit with sense. We can't all live from dividends, otherwise society would not work, but it is another source of income!
I have question, have seen a lot of people talking bad about Robinhood. Is that really bad? Or is a good broker for long term? I ask because is the one I been using for years:(
I'll never "stop" dividend investing because I'm reinvesting all my dividends, but I did start the growth strategy at 50% of my investing strategy, so half and half!
Now run an honest simulation to see how much total return you would've had if you had just invested in the index. Spoiler: it would've been more than by chasing dividends
I actually really liked that video. I stopped watching you at some point when you were trying to be too funny and talking too much about crypto (which I am also invested in). But as of lately have been enjoying your videos again and find them useful.
Excellent video Andrei Jikh! May I ask you a question, do you write scripts or only bullet points? Thanks for your hard work, you deserve every cent in your account :)
This guy right here he told us listen to him and do the thing he said and hold long now we broke he told us Us monies no good and do not print monies. While he did earn overwhelming. Can you believe his way after you lost everything for him
Talk about dividends on TH-cam, get paid, buy dividends, get paid, repeat.
The secret formula
You could also be an architect, engineer, doc, lawyer, programmer, cafe owner, E-commerce, ect.. save & invest 30% if your income and retire at 35👍
At least he admits it unlike his counterpart graham haha
The content is good. I'll give a like and follow.
@@AndreiJikhcan you please find a way to translate your vids to Spanish and other languages? I’d like to share your videos!
fully retired and living off of my dividends. I started investing 15 years ago, No regrets and financially free. Life is good while helping the less fortunate
Can't wait to get where you are at. I put 10% in my 401K/Roth when I get paid, which I don't really watch. Then I put $400/paycheck in a dividend portfolio
@@Edgardo477I do the same thing. But I keep my dividends in my Roth IRA so they can grow tax free.
You should bring back your monthly dividend update videos! I haven’t seen those in a while and I really do enjoy watching them!
Will do! I try to do them once a month but I guess I should do them more often
All he does is auto buys VTI now. Would be a short video
I like once a month imo
I recommend monthly dividends such as JEPI AND JEPQ and divo they are good ETF too@@AndreiJikh
You deserve every penny you earned, Andrei. And we sincerely hope you stay the same humble guy when you share with us your 9-digit portfolio in near future.
Haha 9 DIGITS?? That would be insane, I appreciate your kind words, truly, thank you
@@AndreiJikh9 digits might be insane even though I think now you can do whatever you want.
It's all about saving more then you make and not overexcagerating lifestyle. You will not see this guy at a 2000 dollar restaurant if you know what I mean😂
2:55 That's why I love dividends investing.
You buy them once and that it
@7:44 Not 100% true. Companies actually get bought out by larger companies and get taken off the exchange. A recent example of this is Microsoft buying out Activision. Activision is no longer in the SP500 and is now being replaced by Lululemon.
One advantage of a dividend portfolio vs VOO is in retirement you may be able to live off the dividends instead of selling shares
Yep, which is way easier to plan for retirement because you can easily compare that against expenses
My favorite part of this video is how self aware Andrei is
Your strategy is similar to mine except of course you have way more money to invest. Great video as always. You have always been one of my favorite TH-camrs.
appreciate it! It took me a long time to get to this point. I remember seeing $300k portfolios and thinking I'd never get there. You will, stay consistent!
Amazing great job. You’re my favorite financial channel
Yay thank you!
I work in the industry and I think Andrei is great. I always learn something or something is reinforced. There is a lot to learn in this field.
My dividend journey began when I realized that two particular expenses in my budget were always going to go up and never go down. The two expenses were taxes and insurance. I realized that the dramatic rise in both will need some added income. So, I started buying shares paying dividends. I can now see that this will be the path I need to take to make sure those two expenses will not overtake my future income.
That's so cool, congrats! It's definitely a lot easier to plan for the future when you can predict your cash flow
Which platform are you using for those dividind stats from minute 8:30 and further? Also moomoo but white version or something else?
robinhood
Andrei- What happened to Alex Pandrea? He was also one of my favorite TH-cam channels for finance.
So why dont we just invest in an ETF which follows the S&P 500?
That's what I do :) I do both dividends and S&P
These are my favorite videos of yours. Thanks for being an amazing, knowledgeable, and fun creator! You're changing lives with this information, so thank you
Wow, thank you! Appreciate the kind words
Am interested in your Yield on cost accumulated through these years. Also you forgot to mention the importanace of payout ratios and dividend growth.
Awesome, Andrei... I have been on this journey with you since you started your YT channel... Heck in that time I even started my own to show other dividend investors how simple dividend investing really is... kudos on the wins - all around!
Appreciate it! Thanks for sticking around, it's been a while!
What a great and honest message, excellent presentation and points about the "its just a scam" part.
So basically Warren's advice was right. The slow and steady wins the race.
No because everyone does that. There’s a reason why he’s the richest investor and we aren’t.
What app or site did you use to see how long Onhas paid dividends and been uninterrupted ? That would be super helpful
im surprised the yields are that low, im at about 225k ( Canadian ) and my div portfolio of banks, utilities, reits etc already generated over 14k, about 6-7% average yield. At 800k I hope to have it generate over 50k a year
6-7% is something I see myself at when I'm older, but I tend to like 2-4% in hopes that it would grow over time
Shouldnt it be the opposite? "higher" risk when you are young and lower risk when you are old? Sorry but it does not make any sense to do a DIV portfolio that is making less ROI than interest rates at your bank...@@AndreiJikh
I am not sure if anyone else has mentioned this within the comments, but with REITs, the "dividend yield" may not be just dividends. It's more accurate to say "distributions," because some of the return may be "return of capital," which will be taxed differently than dividends.
Yep, it's in the video, REITs are taxed as ordinary income, but I'll refer to them as distributions in the future if it's clearer
Been here since the beginning and you’re the only creator that I can consistently show to my wife without her getting bored 😂
You’re the real OG! Thanks for all you do mate!
What ever happened to Andrei’s auto investing app that he tried?
Maybe it was in another video that i missed but did it have some success or crash and burn?
It's still around - I'll have to do an update video
Looking forward to seeing it, good or bad. 👍🏻
I appreciate how much research you put into these videos. You do a great job, Andrei.
I appreciate that!
I’m confuse where did he showed his portfolio with his entire holding ?
I got into dividend investing back in 2020 after watching your vids. Like an idiot I sold everything a year and a half later. Time to get back in the game and hold for retirement!
You know what they say: it's all about time in the market, not timing the market
If you didn't reinvest the dividend back, how does the broker knows that you are keeping or putting them back for investments?
Great video Andrei. Thank you for the transparency. Great and honest message ! Curious to know, what tool do you use to forecast the dividend income in the future ?
Andrei, you are my most favourite guy on YT. Thanks for all you do and your knowledge. I have been advocating your videos to my students.
Wow, thank you! Appreciate that :D
Your "Open A Roth IRA" link doesn't work.
I gotta fix that!
You always made learning about finances fun been following since 2019 and I always do my research of things you mentioned
thank you!!
Cash 💵 Money 💪🏽
We talk about the care that help us relieve struggle they talk nothing about those we face everyday. They just talk monies that they collect the most while the other nothing left
7:44 Andrei, that’s the music right there mate ✊🏼 such good deep focus soundtrack, love that song, thought my Spotify was playing. Appreciate you & your content for the last couple years. Keep being you 🙏🏼 ya scam
andrei, i watch a lot of your videos dont comment as much as a i should but just want to let you know youre extremely gifted at explaining these concepts simply enough that a child could understand and your philosophical perspective is super cool too. thank you for giving away this free knowledge to the world you are a hero
Why not buy growth in an IRA then convert to Dividends when you’re 60?
What website he's using to check those information 9:59
Cool video.
Thanks for sharing.
I'm 4 months into my investing journey. Started abit late at 39 years old lol.
Better to start then not start at all
You are not late. Half the people wont even start.
Just keep going. Thats my mantra as well.
May I know what is the website used in the video at 3:39? thanks
I love your vids Andrei. I remember right at the big finance craze we had crazy content and a lot of people watching and commenting like crazy & now it feels it had settled, but the content is still entertaining. I hope we get another fun finance run again like before and blow up the channel ✊
Appreciate it! For sure, finance is cyclical. It's exciting one year, and not so much the next. I have more fun in a down market, there's less pressure for me to keep up the momentum
@@AndreiJikh I agree. Thank you so much through it all!
Amazing video. Why did you start with Robinhood in 2015 as your dividend brokerage? Why not Vanguard of Fidelity?
6:31 difficult to find the next Apple or Tesla without putting A LOT more effort in the research and analysis
This is true, it's very difficult!
As a non US resident living in a country with no tax treaty with the US, my dividends will always be taxed at 30%. Would a a dividend strategy make sense even at such high tax rate?
Buy Irish domiciled ETF they work the same as the the one listed on NYSE, only 15% will be deducted instead of 30% as a non us resident
@@GinaGen Thank you very much for your comment, I wasn't aware of this option and it looks fantastic!
Like it when you share your investing opinions 🔥🔥amazing video
This felt more like an ad
Surely you can't go from $0 to $800K you have to have something to start from?
For sure, you need to start with a skillset
@@AndreiJikhabsolutely and nerve.
And can you take that money out in cash or spend it on something
Which platform do you use to invest in devidents?
This is the earliest I’ve been to one of your videos😬 been watching since 2020💯
Bam! Welcome welcome!
doesnt robinhood only insure 250k why do you have so much ??
What website or app is that at 9:10?
Adrei, you missed the whole point and have not shared your existing portfolio.....
Oh you mean stock by stock? I might do that one of these days but that would be an extremely long video!
What app or website does he use to project the dividends
I really enjoyed your story! I like the way you explain the material!
I need to know which microphone this man is using...
so it it safe to have more than 500k in one brokerage account?
What website is that, that shows the dividend safety score?
Simply safe dividends
Very informative. Can you tell us what websites provide the best research information that give the pay out ratio, cash in hand, net assets etc in a glance, like the Realty income details you shared? Thank you
If you don’t reinvest your dividends do you get tax?
Yes, you still have to pay taxes
@@AndreiJikh How much tax do you have to pay?
Good video
Question
Since you started buying shares of the many companies you own have you ever had a company buy back your shares
I would definitely buy your course. Just hope it’s not to expensive. 💀
thumbnail got you looking like mr.clean lol
LOLOL
Didnt you sell everything and made a video why we should sell. But yet your money still in the market lol. Just another guru
Well yeah he will hop on whatever is popular..... but he has aways been about making as much money as he can IMO anyway.
You need 800k to generate that dividend income. People just don’t have 800k lying around to invest my man. Anyone can pick great dividend companies and ride them. Or just buy the SCHD or VYM and call it a day. What is there to learn here?
You don't need 800k. You need your yearly expenses X 25 at 4%. :P
Why you don't make video in french?
Don't know how to speak French :P
@@AndreiJikh thought you are from monaco 🤓
People need more finantial literacy. How to save, invest, use credit with sense. We can't all live from dividends, otherwise society would not work, but it is another source of income!
I have question, have seen a lot of people talking bad about Robinhood. Is that really bad? Or is a good broker for long term? I ask because is the one I been using for years:(
I suggest that people use whichever platform they like. They're all similar, and as long as they're insured, and meet your goals, I think it's fine
@@AndreiJikhthanks for your reply. I’ve been watching all your videos. New sub!
So In 2015 you started with ? 100k ? 200k ? 300k?
is your account in a IRA retirement account or is that a regular cash account?
Regular taxable account
I remember you making a video about your dividend portfolio and how you where going to stop because of taxes and you made too much income.
I'll never "stop" dividend investing because I'm reinvesting all my dividends, but I did start the growth strategy at 50% of my investing strategy, so half and half!
@andreijikh your thoughts on the yieldmax funds? specifically TSLY?
😂 bro I asked the same before scrolling through comments to see you asked already
Hi Andrei, I just wanted to say I enjoy watching your videos and love how clear you deliver your message.
Congrats!! So exciting for you!
Part of the fun of investing is trying to beat the S&P 500 returns.
That's true, I feel like investing should be boring though
Awesome video! You earned a sub and like 🎉🎉
The dividend vids are my favorite by far! Thank you
Glad you like them!
Now run an honest simulation to see how much total return you would've had if you had just invested in the index. Spoiler: it would've been more than by chasing dividends
Hi Andrei, is it too late to buy VOO now? Should I wait for it to dip a little first? Thank YOU.
I personally dollar cost average regardless of the price :D
@@AndreiJikh Do you mean I buy little by little daily, weekly, or monthly? Thx alot
@@elsaccc1708that is what he means
Is there anything better than moo moo for investing?
I actually really liked that video. I stopped watching you at some point when you were trying to be too funny and talking too much about crypto (which I am also invested in). But as of lately have been enjoying your videos again and find them useful.
What about yieldmax etf can you make video on that please
CURIOUS WHAT YOU USE TO TRACK FUTURE DIVIDEND GROWTH
Excellent video Andrei Jikh! May I ask you a question, do you write scripts or only bullet points? Thanks for your hard work, you deserve every cent in your account :)
I write scripts, which is why it takes me like 3 hours to film my videos LOL. I wish I was more like a Meet Kevin type but I'm not that talented
@@AndreiJikh Wow, and you stay humble on top of that. Take care my friend, we'll meet one day, I'm pretty sure
I just sold 90% of my portfolio and going to put everything in to SCHD, including my IRA's. l will throw crumbs in to VOO as well.
Having 800k in Robbin hood is crazy
This guy right here he told us listen to him and do the thing he said and hold long now we broke he told us Us monies no good and do not print monies. While he did earn overwhelming. Can you believe his way after you lost everything for him
It is not just the monies boom monies that is the economy. There are more stuff in between must ensure the work must get done.
Please do a video about ZIM 😊
Hi for the logarithym
hiii
Can't wait to watch your $0 to $1Mil video!
Im wishing that for everyone here ❤
Continue to love your content! Question; What platform are you using to look into dividend history and payout ratio? 👀
Really good video how much dividends are you making a year on your portfolio?🎉🎉🎉
Congrats on getting married dude. Didn’t even realize that.
Haven't got married yet! Thanks though! :X
I guess it's all a scam. I quit.
Look to how much commercial real estate is in the REIT. Diverified holdings and low commercial real estate exposure in 2024 might be good.
I remember when you had like 100k subs… havnt watched in a while, happy to see you with so much success!
Aww I appreciate that!
Great morale lesson at the end, it's all personal choice in the end !
Exactly!
Love the Casioak!
thanks!