You have given best information regarding insurance for a beginner but you should also upload how we renew online insurance with agent and which company is good for insurance and if we are changing insurance policy from one company to another is it good or we get any impact on doing that
@@WealthDekho my car is a year old and only 1500 kms driven, car own damage insurance cover needs a renewal next month.. Which insurance company and points I should consider to renew my insurance plan
@@WealthDekho why Not to take add on?? Even if 5yr old car? Because by add on and comprehensive at least we get some (50-70℅ )damage cost cover depends on parts. So why Not? Plz explain
Bhai 3rd party me 3416+ pA cover for personal driver passenger in sabka 375+250rs hai vo sab lena hi padta hai ya uncelect kar sakte ha?? 3416 basic premium hai or ye sab milaker 4091 ho jaa rahe.
I have brezza zxi plus 2021 December 17 model. Insure with sbi general. I have took claim only rs 5000 approx. So now should i take insurance with car company or internet
I purchased a car in 2021 october...its insurance is expiring in this October.. I haven't claimed any amount from the company..Now i am renewing my insurance with another company... So am I eligible for NCB ?
Mery Car 2 years se Ahmedabad city traffic me chati he. Jaha normali bumper per dent hona natural he. Ab Zuno insurance wale bumber or headlight damage hone per kewal new de rahe, but bumber per colours karne mana ker rahe. Kya kare❓
Sirjee pls help 🙏👇 Car ko Aug'24 me 15 saal complete ho gaya... Green Tax etc pay karke RC Renewal kar diya hai... Comprehensive Insurance Policy is valid till Nov'24... Toh abhi Insurance company claim deti hai kya after vehicle completed 15yrs...??
Hi bro actually mera 3rd party insurance up and running hai car leke 1 saal hogaya abhi OD ka insurance lena hai so kam se kam kitne ka plans hote hai??
Hi, It's an important question. If I took policy with low IDV and add on Invoice Price option i.e. for Low Premium), In this scenario I can get an ex showroom price if my car is theft?
Bhai 2nd time insurance renew karana hai to kya sahi rahega . Service center jaake insurance renew karaye ya phone par baat karke ho jayega dealer se??
Mene nayi gaadi li 4 January 2022 ko Punch adventure Ryhtm Pack white colour ab uska third party insurance 3 saal ka he 2025 tak but mujhe phone aya ki insurance renew karana he last date 3 January 2023 he. Tell me best policy
Sir, I have a policy in "IffcoTokyo", for my car. And I have claimed in it "once". Is there any restrictions that I have to renew in same "IffcoTokiyo"..? Or I can purchase any other company policy..?
Hi, I calculated my car IDV using GI website and it is showing Rs.2,75,000. But in my dealer renewal paper, It is showing Rs. 2,64,000. I know if I ask them to increase IDV, I pay high premium. So, Is it okay to ignore it?
Yes ignore it. 2,75000 idv hai mtlb car kafi purani hogi. IDV increase karoge to premium badhega and agar aap car sahi se aaram se chala rahe ho or kabhi kuchh unhoni ho na rahi ho to jyada premium dene ka kya fayda…
Bhai kya har saal company badlne se no claim bonus bandh ho jata hai pls bataiyega kyuki maine second gadi ko usme 50 % ncb bandh ho gaya hai vo bhi maine same show room se liya lekin unho ne insurance company badal di aur uska primium badha diya
I have Maruti Alto 800 2021. At the time of purchase I bought SBI insurance. Last year I changed it to HDFC ergo. This year in April I am renewing it by HDFC ergo. Please suggest me what add on I should do in my policy from following: Zero depreciation Return to invoice Consumables Road side assistance Engine protect Key protect
Cheap price me kon sa insurance karaye sirf police se bachne ke liye.meri car ke insurance ko 3 saal ho gye but mujhe koi jarurat hi nhi huyi koi claim ki so cheap me kon sa insurance best hoga
New car ke liye zero depreciation, Return to invoice, engine, tyre, consumable lena hain apko. Agar apki area main chori jyada hota hain toh loss of personal belongings bhi ek add on ata hain wo bhi le lena
सर जी मुझे भी insurance renew करानी है tata tiago 2017 मॉडल तो cheap में कौन सी company से लेना बेहतर है और मेरी पालिसी 04 जनवरी 24 को expiry हो रही है क्या 01 जनवरी से नए साल मे पालिसी चार्ज बढ़ जाती है plz suggest मुझे किन किन चीजों को ध्यान मे रखना पड़ेगा स्वयं से ऑनलाइन policy लेना safe है या नही ,ऑनलाइन पालिसी लेने से soft copy या hard copy मुझे कहाँ से मिलेगा plz बताइये और comprehensive policy मे कितना चार्ज आयेगा अभी मेरी गाड़ी केवल 30000 km चली है और अभी तक पिछले 5 साल से कोई claim भी नही लिया हूँ plz suggest me अभी तक केवल showroom से ही policy खरीदता था जो बहुत ज्यादा charge बताते है करीब 6000 rs
May be its like suppose you have expenses of ₹10,000 on Own damage or third party damange then insurance company will pay 9300 and You should bear 700 on your own
Meri aura car he jo mene March 2023 me Li uska xsident me bahut nuksan ho gya Bima surveryor bolta he ki ham sirfh 4 lakh hi denge ripeyar me baki jo bhi kharch aayega vo aap ko dena he
बड़ा बेहतरीन वीडियो हैं, सारे डिटेल्स k साथ 🎉
भाई ने विडियो हिंदी में बनाया है,और आप लोग कमेंट्स अंग्रेजी में दे रहे हो।गजब है.....भाई की तरह हिंदी में ही लिखो,सब को समझ में आ जाए।
You have given best information regarding insurance for a beginner but you should also upload how we renew online insurance with agent and which company is good for insurance and if we are changing insurance policy from one company to another is it good or we get any impact on doing that
NCB ke chakkar me na padna discount sirf 600 ya 700 milta hai
Claim lena chahiye
Na bhai I am also workin insurance claim lene pr plan change hote h
Agar 4-5 sal tak koi claim nahi karoge to premium 50% reduce ho jayega.
Ha bhai sahi bola
Correct hai,
🙏भाई साहब Very nice Work. बहोत ही अच्छी जानकारी दी है ।Thank you. Very nice a god bless you.
Comesial to privet kiya hu adon policy hai 2 sar hua hai suzuki dezire hai top model accident clam hua hai dono sal iska premium kitna rahega
Phale sal me 27k lga tha
Very well explained .
Thank you so much.
This IDV website doesn't work for VW Taigun/Virtus, current model drop own doesn't work
Sir RIM damage cover samjhao
Best wishes for you Bhai. .......The best video......❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤
Mast
Maruti suzuki dzire zxi car 4 year ho Gaya, Insurance karvane ke Kitna premium Dena hoga.
Aap ka idv value k hisab se aap ka primium niklega aap ne claim nhi liya hoga to aap ko ncb milega
Bhai 1 year ka zero dept ka or pura 3 sal ka Bhai muje apna zero depth bala nm renew karwana h kiuki av 1 month bacha h
Mai kaunsa insurance lu meri gadi new hai 8000 km chali hai bus xuv 3000
My single hand driven Creta car is 8 ys old .Should I opt out from ZD insurance now.
2 बार मैंने कोई क्लेम नही किया ncb कितना होगा
Please make a informative video regarding what kind of best car insurance policy for 5 years old car.
no tips available on youtube till now.
take simply third party and basic comphresive only.. no zerp dep or no any add on and calculate correct idv on the same.
@@WealthDekho my car is a year old and only 1500 kms driven, car own damage insurance cover needs a renewal next month.. Which insurance company and points I should consider to renew my insurance plan
@@WealthDekho why Not to take add on?? Even if 5yr old car? Because by add on and comprehensive at least we get some (50-70℅ )damage cost cover depends on parts. So why Not? Plz explain
@niteshnazirkar6594 u can take comprehensive but without zero dep
Zero dep is must and claim insurance dont wait for ncb.
15 saal purani car ko re registretion kiya hai kya uska full insurances lena chahiye ya third parti insurances lena chahiye?
भाई जी मेरी कार होंडा अमेज है 2015 मॉडल और उसका इंश्योरेंस renew karwani है कौन सा बेस्ट रहेगा
In IDV does the battery theft is covered or not in 2 wheeler Ev insurance
For that electrical accessories value must be covered in the policy.
SHIFT VXI SHOW NIHI HORAHE HAI
IS IT ADVISABLE TO TAKE INVOICE ADD ON INSTEAD OF DERO DEP. ??
CAR COMPLETED TWO YEAR AND ENTERING IN 3RD YEAR
You can tk return to invoice only till 3rd year. So this is your last chance
Very nice 👌 detail,thanks bro
Bhai 3rd party me 3416+ pA cover for personal driver passenger in sabka 375+250rs hai vo sab lena hi padta hai ya uncelect kar sakte ha?? 3416 basic premium hai or ye sab milaker 4091 ho jaa rahe.
Informative video..Keep it up the good work 👍👍
Tyre cover le ya nahi.....Tyre fat Gaya to paisa bachega
bhai sirf gadi ki key kharab ho jati hai to agar add on le rakha hai to file charge kitana lagega
Add ons me key protection le rakkha ho tab claim mil jayega file charges 1000-1500 hoga
2nd year maruti insurence se engine protection add on jarurat hai kya bekar hai?
Engine ki relai ho gayi to?😅
If I change company will ncb carry forward
Yes
Sir , pls help
My car is under repair since 5 months and I have EMI PROTECT of Rs.21000
can I get benefit from this.
I have brezza zxi plus 2021 December 17 model. Insure with sbi general. I have took claim only rs 5000 approx. So now should i take insurance with car company or internet
Anywhere, no problem
Bhai ...sbi general claim dene me koi dikkat nahi hoti hai na ? Preshan to nahi krte or kitna liya
Ek bar v claim nahi liya .jab se gadi Li hai...200000. bhar diye hai
If health insurance is in hundred rupies monthly than why car insurane in hundered rupies monthly upto one crors
Best explanation
meri car ka insurance pehle zero dep bumper to bumper nahi hai car ko 5 year ho gaye hai liye ko kya ab main bumper to bumper karva sakta hoon
No
@@chiragkaravdia Agar 5year se added hai, to kya add karne ka faida hai
Video achha hain sir❤
I purchased a car in 2021 october...its insurance is expiring in this October..
I haven't claimed any amount from the company..Now i am renewing my insurance with another company...
So am I eligible for NCB ?
yes you are
Very informative video sir dhanybad ❤❤
Private package policy me driver and car owner ke alawa baithe logo ko bhi death/disability claim milta h kya Sir
Ha
But ydi alg se add on liya hoga tbhi to Sir
Is ke liye third part section main ek cover hain jiska name hain PA cover for unnamed passengers. Yeh 2 lakh Tak covered karti 1 passengers ko
भाई मेरे पास मालवाहक वाहन है उसका बीमा कैसे निकले | Bolero Pick-Up 1.7 extra long
Mery Car 2 years se Ahmedabad city traffic me chati he. Jaha normali bumper per dent hona natural he. Ab Zuno insurance wale bumber or headlight damage hone per kewal new de rahe, but bumber per colours karne mana ker rahe. Kya kare❓
Bumper par repaint hota hai pura ya phir new pumper hi dal dete hai agar jyada damage ho tab.
Sirjee pls help 🙏👇
Car ko Aug'24 me 15 saal complete ho gaya... Green Tax etc pay karke RC Renewal kar diya hai...
Comprehensive Insurance Policy is valid till Nov'24...
Toh abhi Insurance company claim deti hai kya after vehicle completed 15yrs...??
Yes bro deti hai
Return to invoice may company on road price deti hai ex showroom n kya kch bata raha bhai
On road price nhi car ki jo IDV value hogi vo deti hai.
@@Rahul.patel48 na...are yaar idv se koi MTLb n hota return to invoice ka..
@@veer_90 ha right..
@@Rahul.patel48 to fir kya idv bol rhe deti hai
क्या कार का इन्श्योरेन्स किलोमीटर दूरी के आधार पर होता है
Ha hoya hai..Pay as you drive
Hi bro actually mera 3rd party insurance up and running hai car leke 1 saal hogaya abhi OD ka insurance lena hai so kam se kam kitne ka plans hote hai??
12000rs se chalu hota hai..car konsi hai us par depend karta hai.
Sir BH Series car ka online insurance ke liye mana kar Raha hai.. online insurance kaise le sakta hu??
Same question please reply
Can we third party from one vendor and other add ons from different vendor
yes you can.. third party ek company se n baki comphrensive alag company se
Very informative
Is there any limit to claim in one year zero dep policy ?
U can claim 2 times only in a year
Namskar
Last year Maine tata Tiago cng
Li hai, ab renewal karna hai
To kya karna hoga
Tata motors se hi insurance lelo...owned insurance renew karalo
Sir I have one Doubt regarding personal accident cover , agar death Aur koi reason ke liye Hoga i meant any disease then 15lakh Milega Kya ???
No only in accidental cases
Bhai ye koi LIC life insurance nahi hai…😅😂😂
How to change from third party to comprehensive for 3 year old car
Comprehensive and 3rd party insurance both are separate.
Hi, It's an important question. If I took policy with low IDV and add on Invoice Price option i.e. for Low Premium), In this scenario I can get an ex showroom price if my car is theft?
yes but only if car theft. if its damaged then you get only IDV Value
@@WealthDekho Thank you
Bhai 2nd time insurance renew karana hai to kya sahi rahega . Service center jaake insurance renew karaye ya phone par baat karke ho jayega dealer se??
Phone karo unka banda aakar sab vidhi puri kar dega.
Which is the best insurance for tata Nexon Xm 2023 .
You have to buy 5 years bundle policy, Which includes 1 year Comprehensive and 4 year third Party insurance
Also do bike insurance video pls
Very good👍 explanation
Thanku sir 🙏🏼😊
Mene nayi gaadi li 4 January 2022 ko Punch adventure Ryhtm Pack white colour ab uska third party insurance 3 saal ka he 2025 tak but mujhe phone aya ki insurance renew karana he last date 3 January 2023 he. Tell me best policy
tata aig ke sath ja sakte ho baki hdfc egro n icici also good
Which one u took
@@RajHoonMai oriental
Kay saltos model added
Sir, I have a policy in "IffcoTokyo", for my car. And I have claimed in it "once".
Is there any restrictions that I have to renew in same "IffcoTokiyo"..? Or I can purchase any other company policy..?
You can purchase any other ...no boundation.
Return to invoice option is not available in iffco tokio
Tata punch वाले सनरूफ का insurance नाही दे रहे है
Loss of personal belonging ko b samjhao
Car me chaddi vaddi rakkhi ho or koi chura le to aap claim kardo insurance company nayi de jayegi.
From 2020 to 2022, I have neither bought new insurance nor made any claim, so can I get the benefit of NCB in this condition?
If insurance is not expired than u wil avail NCB
Policy bazaar se online insurance renewal karna safe hai ya nhi please 🙏 reply
Bhai kaha se karaya ?? Fir aapne
Hi,
I calculated my car IDV using GI website and it is showing Rs.2,75,000. But in my dealer renewal paper, It is showing Rs. 2,64,000. I know if I ask them to increase IDV, I pay high premium. So, Is it okay to ignore it?
Yes ignore it. 2,75000 idv hai mtlb car kafi purani hogi. IDV increase karoge to premium badhega and agar aap car sahi se aaram se chala rahe ho or kabhi kuchh unhoni ho na rahi ho to jyada premium dene ka kya fayda…
Bhai kya har saal company badlne se no claim bonus bandh ho jata hai pls bataiyega kyuki maine second gadi ko usme 50 % ncb bandh ho gaya hai vo bhi maine same show room se liya lekin unho ne insurance company badal di aur uska primium badha diya
nahi ap carry forward kr sakte ho purani policy ka certificate dikha do.. agar koi bhi claim nahi kiya to insurance company badalne par bhi NCB Milega
Ncb tab bhi milega…bas last year policy dikha do vo no claim dekhkar 20% ncb de denge.
I have Maruti Alto 800 2021. At the time of purchase I bought SBI insurance. Last year I changed it to HDFC ergo. This year in April I am renewing it by HDFC ergo. Please suggest me what add on I should do in my policy from following:
Zero depreciation
Return to invoice
Consumables
Road side assistance
Engine protect
Key protect
Kis company ka 3016 rupiya fixed Kiya Gaya IRDA. Ne
I have done my car insurance for 3 years. Is it necessary to renewal in every after 12 months?
No u will have to renew after 3 years
Cheap price me kon sa insurance karaye sirf police se bachne ke liye.meri car ke insurance ko 3 saal ho gye but mujhe koi jarurat hi nhi huyi koi claim ki so cheap me kon sa insurance best hoga
govt company se le lo..
Contact me if you want policy
Go for 'Liability only' policy (3rd Party policy). Cost around 3500/- only, n it's mandatory by govt !
Excellent
Sir, kya 6th year me zero dep insurance Lena chahiye ?
agar Car ek dum new jaisi hai then le sakte hai else ignore..
Jarur lena chahiye
@@sureshjain4871bhai ye Banda ek cmmt me kehta hai nhi Lena chahiye, fir kehta lena chahiye, 6 saal baad zero dep claim hota hai kya??
New car ke liye insurance tips bataye
New car ke liye zero depreciation, Return to invoice, engine, tyre, consumable lena hain apko. Agar apki area main chori jyada hota hain toh loss of personal belongings bhi ek add on ata hain wo bhi le lena
Ncb 25% claim lene chahiye ya nahi
Dhok diya hai kya kisiko? Agar jyada damage hai to claim karo
सर जी मुझे भी insurance renew करानी है tata tiago 2017 मॉडल तो cheap में कौन सी company से लेना बेहतर है और मेरी पालिसी
04 जनवरी 24 को expiry हो रही है क्या 01 जनवरी से नए साल मे पालिसी चार्ज बढ़ जाती है plz suggest मुझे किन किन चीजों को ध्यान मे रखना पड़ेगा स्वयं से ऑनलाइन policy लेना safe है या नही ,ऑनलाइन पालिसी लेने से soft copy या hard copy मुझे कहाँ से मिलेगा plz बताइये और comprehensive policy मे कितना चार्ज आयेगा अभी मेरी गाड़ी केवल 30000 km चली है और अभी तक पिछले 5 साल से कोई claim भी नही लिया हूँ plz suggest me अभी तक केवल showroom से ही policy खरीदता था जो बहुत ज्यादा charge बताते है करीब 6000 rs
Konsa liya insurance???
धन्यवाद
Good video
Konsa accounts pdhe ho bhai jo car ko liability bolre ho ?
Personal Finance me Car ek Liability hai na ki Assest. apne accounts ki knowledge side me rakho bro.
Good
Road side assistance , itne saste me deta h to kya kharab h....Kyu na le bhai
Bhai vo 150-150 karke hi premium jyada ho jata hai baki ham koi unko bulane wale to hai nhi😅
@@Rahul.patel48 हमने तो बुला भी लिया और उपयोग भी कर लिया
भाई साहब कोई इतना फास्ट बोल के विडीयो बनाता है क्या?
Thanks
What is "Claim Settled 93%"??
it means , 93% claims settled by xyz company.
May be its like suppose you have expenses of ₹10,000 on Own damage or third party damange then insurance company will pay 9300 and You should bear 700 on your own
Johnson Anthony Jones Richard Lewis Brenda
Do not opt for comprehensive insurance. Just take 3rd party and Drive car.
Zero dep zaroori ha ar engine protection bhi ye admi keh raha mt lo bhai iski baat na sune...
Johnson Ronald Taylor Jose Davis Barbara
Meri aura car he jo mene March 2023 me Li uska xsident me bahut nuksan ho gya Bima surveryor bolta he ki ham sirfh 4 lakh hi denge ripeyar me baki jo bhi kharch aayega vo aap ko dena he
Zero depreciation liya hota to tujhe kuchh v pay nhi karna hota.
Lee Laura Jones Cynthia Gonzalez Jennifer
Smith Angela Perez Donald Wilson Barbara
Thompson Jessica Brown Timothy Thompson Jennifer
hello sir
Clark Eric Davis Patricia Johnson Helen
Allen Dorothy Brown Timothy Anderson Gary
White Nancy Martin Thomas Johnson Shirley
Smith Michael Young Lisa Harris Gary
Tata punch वाले सनरूफ का insurance नाही दे रहे है
Good video
Lee Laura Jones Cynthia Gonzalez Jennifer