Car Insurance | Car Insurance Explained - 1st Party, 3rd Party And Zero Depreciation Insurance
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- เผยแพร่เมื่อ 21 พ.ย. 2023
- Online Car Insurance Link :-
mdeal.in/c_MbQMs6LzDsSVMB8
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Sir ji Samjhane ka tarika aapka great hai 👍
Bahut khubsurti se smjhya he sir mazaa aa gya great 👍
Shandaar video....all points covered...❤❤
Best explanation on car insurance sir…well done..keep it up❤
Sir apka koi jawab nhi
video bahut jyada pasad aaya
Thankyou so much .. mai 3rd party lene wali thi .
Don't have words to explain the pleasure of your efforts Best of luck sir❤
This is the best video on TH-cam car 🚗 insurance
What an amazing Video you have uploaded on ur channel. Very very informative video thanks for upload this video.❤❤
Now i have good knowledge about car insurance ... Nice explanation ♥️
Thank u you explain in very lay man language.
Best way and simplest way you have explained.
Crisp and clear. Badhiya.
Really informative and to the point 💯 keep up the good work 🙌🏻
Awesome video on car insurance ❤❤
Very well explained bro... thanks.
Very very useful message. Great job.
Good video. Please make a detailed video on 2 wheeler/ Bike Insurance and Bike Loan. Best bank. Etc
Thank you
Love from Kolkata
thank you sir for the grate information it will help us in future
Excellent information share brother
I need this video ,thanks bhai
Very well explain sir
very informative video, lage rahe sir
Very informative video
There are two types of covers when it comes to vehicle insurance policies in India - Third-party Liability and Own Damage Cover.
The Own Damage component will help you if your vehicle incurs any damages due to accident under coverage perils.
On the other hand, Third-party insurance is mandatory if you want to ride or drive your vehicle in India. Third-liability cover will compensate the third party if your insured vehicle causes any injuries to them or damage their property.
There can be two types of liabilities here:
Damage to the third-party property (including vehicle): The maximum claim payout in such cases is capped at Rs. 7.5 lakh.
Injuries to the third party or loss of their life: There is no cap on the maximum claim payout, and it is decided by the Motor Accident Claim Tribunal (MACT) on a case-to-case basis.
Principle of indemnity:-
"""The object of the principle is to place the insured after a loss in the same financial position as far as possible, as he occupied immediately before the loss"""".
Great information
Very informative video.
Very knowledgeable 🙏
Best information👌
Thanku sir ji.
❤❤❤❤best video
Informative video
Good information ❤
Very informative
Salvage value deduction:-
There is no rule for salvage deduction in motor od insurance policy. It is the responsibility of the insurance company to indemnify the claim. However, the insurance company can settle the claim by adjusting the reasonable salvage value of available scrap. Because the responsibility of claim indemnification rests with the insurance company, therefore, it is the responsibility of the insurance company to provide this reasonable salvage value to the insured customer.
If the insured customer wants to settle the claim by taking available salvage material himself or If he agrees to the reasonable salvage value deduction or he does not disagree with this reasonable salvage value deduction , then the insurance company can settle the claim by making salvage deduction.
Tanx for information
Informative
Best wishes
Consumables:-
The insurance policy contract is a contract of indemnity. There is no definition given for consumable parts in the insurance policy contract. Nowhere in the insurance policy contract is it written that the insurance policy covers only non-consumable parts and does not cover consumable parts. Such as door, bumper, bonnet, wiring harness, headlights, etc., nowhere in the insurance policy specifically written for their coverage.
Very nice
Good 👍
Meri gaadi may 5seat ki capacity lekin or 2chotte children bhi the gaadi may ek ki umar 8Y or dusre ki 13Y and meri gaadi ko piche se thoka to muze third party insurance milega
Superb
Bohot hi shandar ❤❤❤❤❤❤❤❤❤ 💯💯💯👍🏻
Bhai ji aap batao 1st party or 3rd party dono leni padegi kya
Ya only 1st part me kaam chal jayega
Thx ❤
Please make dadicated videos on indie account by IndusInd bank and Jana small finance bank account opening and info
22gHor lambi videos es insurance policy par khul ke pori details me btaye ❤😊
Hi there! I'm interested in learning more about Toyota Camry insurance costs. Does anyone have experience insuring a Camry? and Galaxy Toyota Is Good for that?
Sir ek insurance paper me kya kya likha hai pura details ke saath explain kijiyega plz. Sir ek vedio banaye
Thank you
Knock for KnockAgreement-
As per the Motor Vehicles Act, third-party insurance is a mandate for all motor vehicles in India. To claim third party car insurance, file the FIR at the nearby police station. Need to prove that the other party was at fault. The process could be tedious and time taking. Hence, a majority of people do not claim under the third-party insurance plan.
The general insurance companies in India have to sign an agreement on an annual basis with each other.
A knock-knock agreement in insurance is a type of agreement where the insurers agree to cover the costs for their respective clients rather than establishing blame on the other party. The claim is made against the policy's own damage cover/part, not against the third-party liability aspects.
The Knock for Knock agreement is created by the General Insurance Council. The GIC was constituted by IRDAI in 2001 and represents all general insurance companies in India.
Nice sir
Bhai bahut achcha sab Bata rahe ho aap aur aur aap ek kya kahate Hain iska Jo Bima karte hain yah log mutual fund karte hain uska bhi aap bata dijiye usmein froad karte
Thanks sir
Glass na pan pura j made bhai normal insurance hoi to pan other na 50 par.
Nice
Bajaj card pe mobile insurance karvane ke baad kya insurance band krva sakte hai
can IDFC first wow credit card can be upgraded to higher card of IDFC bank without hard inquiry?
Ncb minimum 20% milta he if claim nhi liya ho to.. Predefined ncb slab be.. 20-25-35-45-50
Discount kis amount mai milta h NCB ka ??
Limited knowledge
Various Dealers are providing zero depreciation more than years.
6 year old car pr I st parti insurance milega ki nahi
Mai insurance agent hun jaise bhi insurance krwa na h please message
Zero dept insurance hai bike ka abhi 10 months remaining h.
But mai apni bike ko sell kr raha hu or dusri bike purchase kr rha hu to kya ye zero dept insurance transfer krwa skta hu? Iffco tokio se h insurance or 3rd party insurance icici Lombard se h.
Please make video on axis bank neo credit card... only 7 days left for lifetime free offer
Car warranty mai hai to engine protection fr bhi kyo lena chaye??
10 sal puran bolero ka first party ka insurance hota hai ki nahi? Please reply me
Bhai agr gaadi khtm hogyi pr return to invoice ni hai just first party insurance h toh kya hoga?
Sir Pehle Sal humne Claim Liya ho toh Dusre Sal Kitna Percent Fayda Milega Humko
Sir mere pas 0 depth insurance hai lekin 3rd party nhi hai to claim hoga ya nhi
NayA gari ka insurance kaha se karna thik rahega?
😊
Zero dep wala insurance ho aur agar gadi. Thuki nahi par kuch ho jaaye to service milegi
❤
Sir donu gadi walu ko 3rd party insurance hoga
Au small Bank me single name issue
Hello sir Third party car insurance lene ke baad , next year comprehensive me upgrade kar sakta hu kya ??
20 बरस हो गया गाडी को पुरानी लियी पाचहजार बोल रहे है जी यस टी एड करके ठिक है क्या ज्यादा तो नही
salvage cost from my side ?
5 sal bad 0 Depth insurance lena ho to kuch rasta bataiye
How to fill up claim form?
Should I pay for both first party and 3rd party insurance?
Sir aap NBC glt bata rehe hai.
Bajabj card nahi baanraha he kio tarkib bavo
3rd party har saal karana hota hai kya
it is accepting only india no
6 year old car ka insurance zero dept.milega ki nahi
sir batav muje lena he
5 years ke baad nahi milta zero depth
insurance company se insurance lena kitna asan hota h ??
Depend on insurance company
3rd party insurance le to usme 1st party insurance aa jata h ya usko alag se lena padta h
Apko Chahiye Kaun Sa?
@@debates2.0 fully insured zero depression
@@jigarsompura6075 Fully insured Good Zero Depression Ye Bhi Bahut achha Hai And Kuch Aur Add On karna Chahte Ho Aap? Mere Aak Dost Hai Policy Ghar Ke Tata AIG Me Hai Batao To M Apko uska Aak Number De deta Hu Wo Bahut achhe Se Explain Kr Dega Aur Best 3 3 Company Puchh Lena Kyuki Bad Me Bahut Company Dikkat Kr Deti Hai
Bhai Zero Dept Achha Hai But 5year Tk milta Hai Agar apko Kuch Aur Janana Hai To Mere aak Frnd Tata AIG me Hai Number De Deta Hu Wo best 3 Apko Bta Dega?
If both cars are third party then why they created 1st amd 2nd party. It's best business.... This is totally business and dar ka business. Kuch bhi rahata hai insurance. Good knowledge but not detailed knowledge. U should give proper knowledge without business and all.
Paise dene nahi sakate so. Hahaha
Good try brother but your knowledge is very limited a little misleading. Sorry to say but half knowledge is more dangerous then no knowledge…. 🙏🙏
Could you please tell what part is missing.
Little bit are wrong information. Zero dept mein aap unlimited claim Le sakte ho second cheez Meri car ka 3 times lagi thi 3 lakh ka claim tha Insurance Company Ne pay Kiya just file charge pe
आप 1 साल के अंदर idv से ज्यादा का क्लेम नहीं ले सकते हैं अधिकतर कंपनियों में 2 क्लेम जीरो डेप मे ले सकते हैं तीसरा क्लेम डिप्रेशन काटकर मिलेगा
Hi
I have one question
If the insurance of a private car is in the name of Mr. A. and B is driving the vehicle(B is not a paid driver). If he dies in the accident. Is the claim payable in that case.
Please explain properly with any H.C/S.C judgement or any guidelines of IRDA
@@pratibhalaller348 Your question contains your answer. No claim will be payable to non paid driver. But if you can show him as paid driver then u can claim 1 -2 lakh from Insurance company. However PA Cover will not be payable in any condition.
Itna Explain Karra Tho Video Record Karne Se Phele Thoda Drawing Bhi Sekh Lena Tha........
Don't buy insurance from Kotak Mahindra Bank
Who knows nothing sufficient for him
SIR JI WRONG INFROMETION DO NOT SHERE
Copy mardi😂
Yr mene sari video dekhi ese to sach m adhi bhi jankari nhi h. Kuch bhi bolne ja rha h ye banda to
गलत बता रहे हों बिल्कुल ग़लत ज्ञान पेलना
SECTION I. LOSS OF OR DAMAGE TO THE VEHICLE INSURED
The Company """will indemnify"""" the insured against loss or damage to the vehicle insured hereunder and / or its accessories whilst thereon
i. by fire explosion self ignition or lightning ;
ii. by burglary housebreaking or theft ;
iii. by riot and strike;
iv. by earthquake (fire and shock damage);
v. by flood typhoon hurricane storm tempest inundation cyclone hailstorm frost;
vi. by accidental external means;
vii. by malicious act;
viii. by terrorist activity;
ix. whilst in transit by road rail inland-waterway lift elevator or air;
x. by landslide rockslide.
Subject to......
Sir aapse kuchh bat krni h appka contact no ya koi social id mil skti h please