HDFC ERGO is totally a cheater insurance company. I was having my car insured in this during 2023 but when my car met accident I.e.running board, lower part of chassis rubbed with a boulder and when I went to claim it they disallowed saying that damaged have become dirty and seems to be old one but this condition is not reflected in reverse page of certificate but argued that we are not mentioning all this in certificate, after all they were intended to refuse my claim so plz be careful before thinking about hdfc.
जब insurance claim लेने जाते है पहले तो बहुत सारी formalities fill करो then काफ़ी दिनों तक vehicle ठीक कर देते नहीं ऊपर से vehicle की ठीक चीज़े भी निकाल देते है थोड़े बहुत scratch मार कर अगर इन्सान के पास एक ही vehicle है उसको बहुत दिक्कत आती है आगर insurance claim करते है तो next insurance premium increase हो जाता है क्यों? thank you for video
Brother insurance ke time ek add on hota hai, 1000-1200 ka vehicle replacement krke hota hai. Jitne din apki gaadi thik hogi uske badle me company apko dusri gaadi replace krke degi taki apko koi dikkat na ho.
I really liked the way you explained the add-ons and compared the different insurance companies in the video. I had no idea about car insurance but now I have some clarity on it. Thank You!
If I choose the lowest IDV and go for the RTI add-on, wouldn’t it still cover bumper to bumper and I would have to pay a really low premium! And I keep adding this add-on until the IDV reaches really that low. What am I missing here?
Next year me last year ki IDV se 10% kam daalna mandatory h bro..... It means after 3 years RTI is not allowed so your IDV will be permanently low and un protectable
@@electronomy3655agar next time insurance company badal loon to kaise pta chalega second insurance company ko ki kitna idv tha last time...please correct me if i m missing something, going to buy a policy for my car
No bro they are the worst they charge more form old policy holder when I asked them why they are charging me more when I am renewing my policy where as if I buy new one it will be cheaper they said its your wish if you want to buy or no we just dont give discount to old customer we only give discount to new customer
Meri gaadi ka accident ho gaya hai or maine tata aig se insurance liya tha jo ki 9mahina ho raha hai lekin insurance wale 50℅ aapko dena hoga bol rahe hai jab ki mere pass saare document hai aise me kya kare pls bataiye
Btw a little correction i want to point out idv is normally devalued 10% according to you last year's idv and not the actual cost price...so if a car has 10L idv in the 1st year in the 5th year it would be around 6L and not 5L
It matters. One gentleman in another comment thread answered to your question. I'm just quoting it for you or anyone reading this thread. "Next year me last year ki IDV se 10% kam daalna mandatory h bro..... It means after 3 years RTI is not allowed so your IDV will be permanently low and un protectable"
@@sushantsahoo5 right, but after 3 yrs the RTI won't be effective and then IDV will come into role, which is why it's important to have good enough IDV from the beginning because you can't increase the IDV later.
If i take zero dep insurance for my ciaz from some other insurer like zuno(edelweiss) or future generali ? Will it effect the claim taking process ? I have always taken insurance via maruti suzuki’s website only.
UPDATE:- I have a tata nexon , i bought the insurance from the tata centre only , I recently made a claim and tata literally did everything for me , I just left my car with them and had a chat with the insurance company , they said that I just have to pay the file charges
How is engine cover not important jab rajasthan se bigar tak, chennai, bangalore, mumbai se delhi gurugram tak me water-logging is a big problem every year? It is an important cover these days.
IRDA ne data achhe se publish kiya hain, but these people are taking from other publishers as they are getting funded by either car insurance compony or from that publisher.
Hello Mam Mujhe new car lene ke time pe showroom walo ne icici Lombard ka insurance diya tha usme 1year ka won damage tha or 3years ka third party ka tha Lekin aaj mera won damage ka expire hua hai to ab mai kaunsa insurance le sakta hu... Please suggest.. Kya icici Lombard is the best...??
I'm new in riding can anybody tell me if I'll get insurance in the case recently my parked scooty fell and got some side damage and looking glass broken? I'm absolutely new and i dont know much about insurance and all so kindly anyone ?
It's the worst They made fake estimation of repair cost which was more than idv and made it total loss When I found about fake estimation they accepted and now giving me claim of 50% of idv
Don't buy insurance from private insurance companies at the of need they don't bother about customers, always take insurance from government insurance companies which are reliable at the time of need
Kafi complicated tarike se samjhaya hai thank you
Jitna complicated h ye..utna hi complicated tarike se samjhaya h aapne...😂
Sehi bola
Nhi yaar isne toh our Complicated kar diya😂😂🤣
HDFC ERGO is totally a cheater insurance company. I was having my car insured in this during 2023 but when my car met accident I.e.running board, lower part of chassis rubbed with a boulder and when I went to claim it they disallowed saying that damaged have become dirty and seems to be old one but this condition is not reflected in reverse page of certificate but argued that we are not mentioning all this in certificate, after all they were intended to refuse my claim so plz be careful before thinking about hdfc.
👍
True same experience
Agree they are super cheater
Very true same happened to me also
So which is best
जब insurance claim लेने जाते है पहले तो बहुत सारी formalities fill करो then काफ़ी दिनों तक vehicle ठीक कर देते नहीं ऊपर से vehicle की ठीक चीज़े भी निकाल देते है थोड़े बहुत scratch मार कर अगर इन्सान के पास एक ही vehicle है उसको बहुत दिक्कत आती है
आगर insurance claim करते है तो next insurance premium increase हो जाता है क्यों?
thank you for video
Brother insurance ke time ek add on hota hai, 1000-1200 ka vehicle replacement krke hota hai.
Jitne din apki gaadi thik hogi uske badle me company apko dusri gaadi replace krke degi taki apko koi dikkat na ho.
Engine protect comes before consumables in priority
I really liked the way you explained the add-ons and compared the different insurance companies in the video. I had no idea about car insurance but now I have some clarity on it. Thank You!
THE WAY SHE EXPLAIN OR THEY WAY YOU SEE HER
@@onlinedude6298 what?
Hi, what about Acko insurance for cars ?, is it good, cuz heard its claim are very good and on time.
मैं पिछ्ले 6 साल से INSURANCE ADVISOR हूं यकीन मानिये TATA AIG के बराबर तो क्या दूर दूर तक कोई टक्कर में भी नही है
Tata AIG diwali offer deta hai kya sir mera diwali me delivery lena hai
is this also applicable for commercial vehicle insurance of there are some differences ?
This is for private cars not for commercial like tempo
Is it for yellow plate car
If I choose the lowest IDV and go for the RTI add-on, wouldn’t it still cover bumper to bumper and I would have to pay a really low premium!
And I keep adding this add-on until the IDV reaches really that low.
What am I missing here?
Next year me last year ki IDV se 10% kam daalna mandatory h bro..... It means after 3 years RTI is not allowed so your IDV will be permanently low and un protectable
@@electronomy3655 Makes sense! Thanks bro !
@@electronomy3655agar next time insurance company badal loon to kaise pta chalega second insurance company ko ki kitna idv tha last time...please correct me if i m missing something, going to buy a policy for my car
Hi mam very informative video ...please do a detailed video for ev insurance especially battery protective add ons
TATA AIG is the worst insurence company
May I know the reason. As I thought it’s the best.
Why ??
@@Gitesh-g2kHe'll give no reason. Probably from another insurance company.
No bro they are the worst they charge more form old policy holder when I asked them why they are charging me more when I am renewing my policy where as if I buy new one it will be cheaper they said its your wish if you want to buy or no we just dont give discount to old customer we only give discount to new customer
Lol why😂? I Just purchased my policy today with TATA AIG .. shows 99% claim settlement for motor insurance
Best video ever on any topic, no nonsense to stretch the video and valid references to justify the content, great video, u got a new subscriber 💜
Zuno was good for the first year!
Now thinking of choosing Tata AIG for the 2nd year!
How is TATA AIG compared to ZUNO. Any differences you found with services or claims?
Aapki videos itni important hoti hain par views kyu nahi aate? 😢😢
Paid marketing nahi karti, badi chindi hai 🤣🤣
Aur addhi chize galat batati h
Shorts se channel grow Kiya hai na video pr view nhi aayega
@@worldofinstareels2225 bilkul sahi kaha bhai
Kyun ki Madam ki rate of voice bohot Jada hai ...Unlike option nehi hai otherwise yahi select karti me .
Thank you for the video
Welcome 😊🙌
Magma hdi is good ??
What about zuno company? Is it better or not?
Meri gaadi ka accident ho gaya hai or maine tata aig se insurance liya tha jo ki 9mahina ho raha hai lekin insurance wale 50℅ aapko dena hoga bol rahe hai jab ki mere pass saare document hai aise me kya kare pls bataiye
Why is there such a huge difference in premiums? Like Lombard compared to Oriental, Lombard has almost double the premium for same benefits.
Exactly why
I have the same question
Oriental and SBI are Government companies so their premium is lesser than private companies@@aniket8165
Btw a little correction i want to point out
idv is normally devalued 10% according to you last year's idv and not the actual cost price...so if a car has 10L idv in the 1st year in the 5th year it would be around 6L and not 5L
Nice ma'am but insurance agent ke liye konsi company best h, agent banane ke liye
Don't follow any agent. Do yourself
I want to buy a second hand car, the car is 4yrs old, which Insurance is best to get for best claim?
SBI Car Insurance is 💯 claim
They do not give full claim, partial only that is how they maintain 100%
Hi what about ZURICH KOTAK. Is it GOOD. ?
PLEASE TELL ME.
Never,worst policy , don't buy
If we choose RTI add on, whether IDV value matter for the insurance?
No
It matters. One gentleman in another comment thread answered to your question. I'm just quoting it for you or anyone reading this thread.
"Next year me last year ki IDV se 10% kam daalna mandatory h bro..... It means after 3 years RTI is not allowed so your IDV will be permanently low and un protectable"
Then, upto 3 years depreciation will not be applicable if we choose RTI.
@@sushantsahoo5 right, but after 3 yrs the RTI won't be effective and then IDV will come into role, which is why it's important to have good enough IDV from the beginning because you can't increase the IDV later.
If i take zero dep insurance for my ciaz from some other insurer like zuno(edelweiss) or future generali ? Will it effect the claim taking process ? I have always taken insurance via maruti suzuki’s website only.
only buy from maruti, cashless claim will be easier, baki sab hutiya bana denge
UPDATE:- I have a tata nexon , i bought the insurance from the tata centre only , I recently made a claim and tata literally did everything for me , I just left my car with them and had a chat with the insurance company , they said that I just have to pay the file charges
tata showroom se..?@@kushagrasahu6193
can you please make video on bike insurance too, specially when you purchase second hand bike
Online car insurance lena chahiye....ya direct showroom se....??????
Don't buy from bajaja allianz as well. Worst experience
Why?
Why
I always go for NICL for motor insurance.....i never found out any fraudulent activity or scamming by this conpany
Very informative video! Great work.
Thank you 😊🙌
How is ICR relevant for the person taking insurance policy?
Don't go for ditto guys. It's the worst, no transparency. And only updates when we follow up. Very slow.
How is engine cover not important jab rajasthan se bigar tak, chennai, bangalore, mumbai se delhi gurugram tak me water-logging is a big problem every year?
It is an important cover these days.
Icici lombard commercial vehicle pa Hota ha plz fast reply mam .
2 din bad insurance expire hone wala ha😅
IRDA ne data achhe se publish kiya hain, but these people are taking from other publishers as they are getting funded by either car insurance compony or from that publisher.
Key replacement key and lock change par details video banye
We will try to cover this in our future videos.
Terms and conditions par and also Taya AIG car insurance par
Hello Mam
Mujhe new car lene ke time pe showroom walo ne icici Lombard ka insurance diya tha usme 1year ka won damage tha or 3years ka third party ka tha
Lekin aaj mera won damage ka expire hua hai to ab mai kaunsa insurance le sakta hu...
Please suggest..
Kya icici Lombard is the best...??
No go with Bajaj thera are a adviser his name is Owais in Mumbai branch he will gated you properly
What I hate is not answering the question....
Hello mam. 10 years old. Car wich is better police in my car. Pls tell me
Has anyone had experience with Zurich Kotak Insurance during the claims process?
what about the TATA AIG it offer almost everything they why not listed in top 4??
Go Digit is worst
Don't take insurance from that company.
I had a worst experience
Kyu bhai asa kya hua, merko aaj hi kisi ne recommend kiya hai ki go digit best h
Mera to sahe say kaam karwaya on call sabb Go digit walay nay
How is new india insurance? Have anyone any experience? Please share
Good
Horrible
Very helpful 👍. Tq mam
Is MAGMA HDI good?
Kya koi dealership cashless policy accept krne se mna kr skti h?
Thanks for the very informative video, which makes it much easier to compare performance of insurers across various criteria.
Welcome 😊🙌
Good app for crypto investment??
th-cam.com/video/9R8q0Er1LTc/w-d-xo.htmlsi=HDQ5hEVGKy4k4aXA
What is meaning of bekefythi
Great knowledge shered
How is royal sunderam?
From MOUTH OF WORDS, ACKO Insurance services is excellent
Nooo
How?
Why? What happened @@yuvrajsaini732
Don't trust on TH-cam comments
1000th like from me to this video ❤
What about Royal Sundaram car insurance?
Ma'am please make a review on SBI VISTARA CARD after devaluation
Sure, we will try to cover this in our future videos.
Rti, zero dep,consumable,rsa, engine protect,
Really helpful video good work 👏👏💯
Bajaj alinza don't buy very bad insurance company
New car ki insurance k liye besst company btaao yr koi
✋🏻Question - if i wont opt for "invoice price cover" ,will i get idv if car got stolen or theft
No
I'm new in riding can anybody tell me if I'll get insurance in the case recently my parked scooty fell and got some side damage and looking glass broken? I'm absolutely new and i dont know much about insurance and all so kindly anyone ?
How about go digit
Worst
Induslnd bank car bike insurence which compeny tie up
Very informative...keep building such contents
Thank you 😊🙌
Insurance apne bola 5yrs ka hota hai but showroom se new car ko 1yrs deti hai 0 depreciation
Nachaniya Reel & Vid = 1M
Much Needed Vid & Reel Views - 2L-3L 😣😣
Info is So Important n Much Needed n See the Views😑😑
Can I skip RTI the 1st yr and then get it on 2nd yr?
Yes
Are you sure about new India ?
7 yrs purani gaadi ke liye zero dep lena chahiye ya nahi ?
Abi zero depth nhi milega any help msg me
Sriram car insurance how is it. Any one having good experience. Please reply
Zurich kotak kesi company hai ??
"How is Liberty Insurance? Can anybody give a rating from 1 to 10 and share their experience?"
It's the worst
They made fake estimation of repair cost which was more than idv and made it total loss
When I found about fake estimation they accepted and now giving me claim of 50% of idv
Tata Aig Is Best For Claim.. I Have settled So many cases by tata aig
United India is best insurance company in my opinion
National Insurance Kaisi Hai ?
Pta chle to batana
Best h
How is kotak insurance
Madam nan wali video ka chennal kon sa hai😂
Very good content
Very nice video for witching
Thank you 😊🙌
Bajaj is not good company?
Is it allow for bikes
United India is also very slow
Shld we pay something to join your community?
No, it’s free of cost
Informative video
Thank you 😊🙌
Konsi company ka insurance nikalu
Nicl,niacl,uiic,oriental
Great video and just in time when I was searching one.
Thank you 😊🙌
Kotak general insurance is good or not
Same question
Sameee@@sohailahamed7113
All asking which insurance is btr? No answer
Wrost
Don't buy insurance from private insurance companies at the of need they don't bother about customers, always take insurance from government insurance companies which are reliable at the time of need
Wrong it's absolutely opposite
Thanks
Bahut kam bolti ho didi.....
Thanks for vdo
BAJAJ Allianz is best ❤🎉
Don't buy insurance from Kotak Mahindra
Why
@@sachinias28 Kotak Mahindra motor insurance has a meter app,if the meter is off you can't claim for the insurance.
why
Why
Q sir ji muze suggest kr rhe hai showroom wale kro kr ke
Hdfc ergo services are very poor
Go Digit is also worst
Didi aapko yeh sab kaise aata h?
bhut achha
Tata aig?
Best
Community kaise join kar
Link for community:- bekifaayati.co/
How to join:-
th-cam.com/users/shortsj8zaZI95p4E?feature=share