BEST Credit Card for Big Ticket Spend, Furniture & Electronics

Sponsor: 🐮 Moomoo SG hmsg.link/sgmoomoo
Invest Smarter with Moomoo: 5.8%* p.a. Guaranteed Returns from 30 days
Get your starter kit up to S$680* for new users! *T&Cs apply.
💳 HSBC Advance Visa hmsg.link/hsbcadvance
💳 Citi SMRT hmsg.link/citismrt
💳 UOB Krisflyer hmsg.link/uobkrisflyer
✈️ Kris+ App Code: C647172 hmsg.link/krisplus
📙 Advanced Credit Card Mastery Course: hmsg.link/accm
☕️ Support me at Ko-Fi: hmsg.link/shop
🔭 Telegram Group: t.me/HoneyMoneySG
📷 Instagram @HoneyMoneySG / honeymoneysg
🎵 TikTok / honeymoneysg
📧 Email (Business only): [e-mail]
🕸️ My Website: hmsg.link/website
INVESTING
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📝 POEMS Cash Plus: hmsg.link/poems
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📈 IBSG Sign-up hmsg.link/ibsg
CARDS & PAYMENT APPS
💳 Credit Cards Affiliate Links (Singsaver gifts) t.me/sgpromocode
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☯️ YouTrip hmsg.link/youtrip
🙏 Trust Bank Code: HUQPC614 www.trustbank.sg
🅱️ BigPay referral KJN6MN5GS0 at bigpay.link/referrals
🚩 Wise hmsg.link/wise
🛍 Shopback $5 Code: caQmJa hmsg.link/shopback
🧾 DBS Paylah! $5 with code CHRHAF684
😻 Favepay hmsg.link/fave
💰 iPayMy hmsg.link/ipaymy
💳 CardUp Code WAIKITC316 app.cardup.co/users/sign_up
👛 Touch n’ Go eWallet hmsg.link/touchngo
♾️ Earn Max Miles hmsg.link/heymax
LIFESTYLE
🏬 Lendlease Plus $5 code NsHQKY hmsg.link/lendlease
🎮 Sony PS5 hmsg.link/ps5
🛍 Lazada hmsg.link/lazada
🛍 Qoo10 hmsg.link/Qoo10
🛍 Aliexpress hmsg.link/aliexp
⭐️ CapitaStar App $5 hmsg.link/capitastar
🛒 NTUC Union hmsg.link/ntucunion
🐼 FoodPanda hmsg.link/foodpanda
📞 ZYM 4G $10 Plan hmsg.link/zym4g
📞 ZYM 5G $19.90 Plan hmsg.link/zym5g
FINANCIAL
☣️ Syfe Code: HONEYMONEY @ hmsg.link/syfe
🤖 Endowus hmsg.link/endowus
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💰 UOBAM Invest hmsg.link/uobam
🇲🇶 FSMOne by iFast Code: P0352323
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🤖 Dobin iOS code HONEYMONEY hmsg.link/dobinios
🤖 Dobin Android code HONEYMONEY hmsg.link/dobinandroid
BUSINESS
💼 Osome Services hmsg.link/osome
🦅 AMEX Highflyer Card hmsg.link/highflyer
☯️ YouBiz $50 Code: zi94mVNK @ hmsg.link/youbiz
TRAVEL
📳 Airalo Code CHRIS7822 hmsg.link/airalo
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✈️ TIQ by Etiqa Code R56612 hmsg.link/tiq
🏨 i-Prefer Hotels hmsg.link/iprefer
💸 iChange Code chong268 hmsg.link/ichange
✈️ Trip Hotel & Flights hmsg.link/trip
🍿SNACK by Income code: CHO8137 hmsg.link/snack
PROFESSIONAL SERVICES:
🤝 DareToFinance Fin Planning hmsg.link/daretofinance
🏠 Book a call with Ohmyhome hmsg.link/ohmyhome
Disclaimer: The information provided in any affiliate referral or recommendation should not be considered as financial advice. The content is for general information purposes only and does not take into account your personal financial situation, goals or objectives. You should always do your own research and seek professional advice before making any financial decisions. We may receive compensation for affiliate referrals, but this does not influence our recommendations or reviews.
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Ocbc TR nerf
- Effective 1 Nov 2023, change of whitelist MCC eligible for 4 mpd and also annual cap changed to monthly cap
- 1) From $13,335 per year to $1,110 per month. So any spend above $1,110 will not earn 4 mpd per month, due to 10,000 OCBC$ monthly cap
- 2) MCC 5045: Computers hardware/software and 5732: Electronic Stores are excluded. Affecting IT products and Home appliances for your new home.
3 cards from beginner to advance method
1. HSBC Advance Visa
2. Citi SMRT
3. KrisFlyer UOB, with Kris+
#Sponsoredby #Moomoo

[@HoneyMoneySG]

Sponsor: 🐮 Moomoo SG hmsg.link/sgmoomoo
Invest Smarter with Moomoo: 5.8%* p.a. Guaranteed Returns from 30 days
Get your starter kit up to S$680* for new users! *T&Cs apply.
💳 HSBC Advance Visa hmsg.link/hsbcadvance
💳 Citi SMRT hmsg.link/citismrt
💳 UOB Krisflyer hmsg.link/uobkrisflyer
✈ Kris+ App Code: C647172 hmsg.link/krisplus
📙 Advanced Credit Card Mastery Course: hmsg.link/accm
☕ Support me at Ko-Fi: hmsg.link/shop
🔭 Telegram Group: t.me/HoneyMoneySG
📷 Instagram @HoneyMoneySG instagram.com/honeymoneysg
🎵 TikTok www.tiktok.com/@honeymoneysg
📧 Email (Business only): [e-mail]
🕸 My Website: hmsg.link/website
INVESTING
📈 Interactive Brokers: hmsg.link/ibkr
🐂 Webull Singapore hmsg.link/sgwebull
🐯 Tiger Brokers SG Code HONEYMONEY: hmsg.link/sgtiger
🌉 Longbridge SG Code UIKHFMD9 hmsg.link/longbridge
💹 CMC Invest hmsg.link/cmcinvest
🐬 uSMART Code nn8gx7 hmsg.link/sgusmart
📝 POEMS Cash Plus: hmsg.link/poems
💵 ProsperUs Code: HONEYMONEYSG hmsg.link/prosperus
📗 Seeking Alpha Premium Offer hmsg.link/seekingalpha
📈 IBSG Sign-up hmsg.link/ibsg

[@xtremescy]

Great video as always! May understand etc: if I spend $1000 this month, I get 5% cashback; will I be able to use this cashback ($50) to offset for this purchase when I made the bill payment? Or only eligible to offset next purchase? Citi SMRT*

[@candywisdom]

Or just use ocbc nxt card to break into free installments and earn interest put it somewhere else