Very informative! You definitely touched on the big concerns. I've tried to find a PA state-wide online listing of school taxes by county with no success. Family and firends in Blair county have been hard hit by a massive jump in taxes. One sister moved partially due to it. A neice moved to York 25 years ago. Hanover is looking very attractive to me :) Having lived in dense large cities for the past 40 years, I always feel free and unstressed when I come back to central PA.
Car inspection is nothing but a con and ripoff one place tells you your car is ok you pass then you go to another and fail if they want you inspected the state should do it only 😢
@@lttruck2973 Exactly. However my taxes are 1/2 those of a similar house, my folks in NJ. In Pa school taxes are billed separately from county and muni.
I’m ok with once a year inspections. PA should however exempt new cars and cars less than 3 years old. It’s ridiculous that a brand new car must be inspected before it leaves the lot. That’s just a money grab.
Funny how driving a safe vehicle can lower your insurance costs. Most people never think about the safety of their vehicle until the brakes fail and the body rots off the frame. I'd rather deal with yearly inspections than getting wrecked by stupid car owners!
@@InkedMisfit Because those irresponsible car owners will take you and your family out! And, do you really do so much better than those people? We only have your opinion on the matter.
@@michaelstoliker971 As a car guy a take pride in my cars and keep them maintained. So yes I do do better have you actually been in an accident because of an unsafe vehicle because of inspection ?? I know lots of people who have lived without inspections for decades and they are all just fine. Inspection is a scam
It’s trade off. Higher taxes on lower property values. Gas tax is high. But if you work in Maryland gas up in Maryland. It’s basically a wash. Maryland is more straightforward. PA Nickel and dines you. However the lower housing cost can offset a lot in mortgage payments. This is not an endorsement of moving to PA. I’d prefer if you didn’t.
@@curtyoung1175 Not true at all. It's hard to actually compare every little tax, but when looking at the big ticket items, property tax, individual income tax, and sales / excise tax, Pennsylvania (8.36%) is ranked about #25, so middle of the pack. The top 10 states in order are: New York (12.02%), Hawaii (11.80%), Vermont (11.12%), Maine (10.74%), California (10.08%), Connecticut (10.08%), Minnesota (9.95%), Illinois (9.67%), New Jersey (9.47%), and Rhode Island (9.38%). While it is true that PA has one of the highest gas taxes in the country, gas tax is a small portion of daily expenses for many people (maybe $275 a year) and not an expense at all for some people. All states have to make money somehow in order to pay for services, but PA is not that egregious. Go live in New York City for a few months. Not only do you get the highest state taxes in the nation, but there is also a hefty city sales tax rate of 4.5%, state sales and use tax of 4% and the metropolitan commuter transportation district surcharge of 0.375% for a total sales and use tax of 8.875%. You have tax life easy and never knew it.
as a lifelong resident of PA - he's not wrong and he noted the positives too - which is reasonable....funny how I've heard many times from Maryland transplants the exact same comments - I like being less crowded and lower crime....when you live here long enough - finding ways to deal with the negatives becomes 2nd nature.
You know it's a big state so depends on where you live. I live in Bucks County now. It's gorgeous here and the people are great! Now the cost of living is high, so for retirement, I bought out in the northwestern part of PA by Lake Erie and as far as stretching your money goes, much more affordable on a fixed income. Just do your due diligence and weigh out the pros and cons based on your own individual needs. As someone who has lived here for 40ish years, I don't want to go to another state.
How do other states pay for schools if not by property taxes? Somebody has to pay for them. PA may have "hidden" taxes (whatever than is), but he fails to mention that MD taxes clothes over $100 while PA doesn't tax clothes at all. As far as vehicle inspection, I moved from PA to a state that doesn't have them; what my new state does have is higher insurance rates and louder vehicles.
Yeah, it's scary to think without inspections all the cars that would be driving around without working lights or brakes or with the whole frame ready to collapse from rust.
Hi! Several counties in PA don't require emissions testing. Y'all just happened to move to a county that does. I'm in Adams County (Gettysburg), so I'm one of the lucky ones who don't have to do it. Spot on with the taxes. I'm paying close to NJ levels. Like you said - for what?? Looking forward to checking out your channel!
I moved to PA 24 years ago from Alabama. My 2 cents worth~ 1~ Vehicle inspections I can live with. If you ever live in a state that has none, you would probably. 2~ TAX, TAX, TAX! I have lived all over the world but I have NEVER seen a state that taxes so much and gives so little. My taxes (school/property) are $800 PER MONTH $9,600 per year! 3~ If you like cold weather, cloudy, dreary days than PA is for you. 4~ Like most places today, illegals have invaded and crime is souring. 5~ They claim they need to raise tax for police and teachers. Maybe we should hire more cops and fire more teachers. The only ones using public schools anymore are mostly illegals who don't pay tax and do the crimes.
I love York, Pennsylvania ❤ No place is perfect, Pennsylvania is about as close as you can get if you like seasons, mountains, lakes, rivers, streams, and great food.
STOP CRYING ABOUT NONSENSE MR. college professor! I was living in New Jersey before I moved to PA, and my property taxes on a 2000 square foot house with a 160 foot x 100 foot lot were $13,000 a year. Now I have a 2500 square foot home with 2 acres of land, and I'm paying $550 a year for my taxes, without any NOSY ASS college professor neighbors!!! Also have natural well water, and very little vehicle traffic, so I can't complain about PA!!!
I'm shocked how you can say the cost of living is so high in PA. I guess it depends on which state you're moving from but since you said you are from MD, focus on MD. Since you're a realtor you tell me, (average) what's a 2,000 sq foot home on a 1/2 acre lot going to cost you in Southern PA compared to Baltimore County, MD or Anne Arundel County, MD? And feel free to factor in higher property taxes for PA. And note, the "effective" State income tax rate for most PA residents is less than MD. It's not by accident that many from MD move to Southern PA. And for those willing, it's commutable to Baltimore.
It used to be nice living in the Susquehanna Valley until they build all these developments and everyone from everywhere else moved in not so nice anymore
He moved from the Baltimore area to a small rural city, not comparing apples to apples. We do not tax food or clothing. Our property taxes are by entity not lumped together. School, county and Boro bill separately.
Come to Pittsburgh. There are 6 cars on my street with last inspections dated 2021. I dont mind safety inspections, its that damn emissions inspection that sux.
I'm twenty minutes from the Maryland line and twenty minutes from York . I fill up my vehicles when in Maryland which is usually every week . Yep auto insurance is much cheaper due to the fact that insurance companies know Maryland especially in the city and close to D.C. has the worst drivers . We moved from Anne Arundel County in Maryland in 2005 . The roads are generally better in Maryland than in Pennsylvania. Wait till there is a snow . The PA side will have a covering of snow or winter mix and as soon as you hit the Maryland line the roads are clear . This includes secondary roads also .
I love PA but I got a good laugh about your School taxes comment...$2k a year????🤣🤣🤣🤣🤣. That is funny- good joke. I wish- i just paid $6,426.43 school taxes. This is my largest tax payment of the year. Altogether taxes and insurance is about $11k a year. Eventhough we paid off our $400k mortage, we never really stop paying.
Kind of late to this. Re: property taxes, the non-income based Homestead Exemption can give a sizable reduction to that, and the income-based property tax rebate can also help with that. Every little bit helps. Philly has a senior citizen tax freeze, for which most seniors qualify. My property taxes haven't gone up in 10 years, even with new assessments. And as others have mentioned, no tax on food or clothing.
I'm from Pittsburgh but now live in Ohio, 9 miles from the PA border. We have low property tax, no car inspections, no emissions, and much lower gas prices than PA. I do pay a city tax and a school district tax but very few places have a school district tax. I'm an hour from Pittsburgh but much, much less expensive to live here.
Also.....if moving up from Maryland, leave your Maryland politics behind. York VS Baltimore????.........just watch The Wire and decide which locale is right for you. ( and Baltimore has rotted away even more since the last season of The Wire)
@@LivingInPennsylvaniaPA The Wire was based on real accounts written by detectives and police serving Baltimore, as well as journalists from The Sun ( Baltimores newspaper) The c Wire was not fiction.
Has this guy been living under a laundry basket? I don’t know of a single state in which property taxes don’t go to schools, and you pay regardless of whether you have kids in school or not. Also, Pennsylvania is not the only state that requires periodic vehicle inspections. In fact, Maryland’s requirement that a used car has to pass an inspection before you can register it in the state is something I had never encountered in any of the 23 states I have lived in. Given this, I couldn’t watch any more of this video.
Buying a Pennsylvania car is a good buy as it has been kept up. Tennessee has ZERO inspection mandates. I shudder to think of the condition a TN used car.
I was born and raised in Pennsylvania relocated with my husband and my son from Berks County Exeter Township to York County Pennsylvania about 3 years ago I didn't realize how lucky we were with gas prices and and how much lower the gas prices were until we relocated to York because when we go and visit my husband's family who lives in Allentown Pennsylvania I'm like look at this fill up your gas tank before we go back to York and he looked at the gas price and looked at me and said oh you better believe I'm going to do that. Bottom line gas prices aside we're just not having a good experience in York so we're going to be relocating either to the Lehigh Valley County close to his parents in Allentown Pennsylvania or back to Berks County Pennsylvania.
Those things you mention are all a part of New York State too. School taxes, with or without kids, inspections every year, cost of living. Sounds like Maryland is the place to live. I got my disappointments in South Carolina. A LOT of different ways down there. My sister and family live in Sharon PA
Hey Pete! I don't know what part of York you're in, but when you talk low crime and no traffic, that's not the York I know. I've lived in the Harrisburg area for 35 years, and York is no different. High crime and insane traffic that's only gotten worse over the years. I have a friend that goes to York once a week to buy drugs. Not a nice place to live, and I would never live there. Just sayin'.
Thanks for your comment, coming from Baltimore every place is low traffic and crime 😂 but I appreciate your insight, each place has its own unique issues
I live in Denver, CO. I'm 65 and I'll be selling my home and moving back east next year. 30 years of allergies in Colorado. I want to be back in the pollen I was born in. (Originally from Horsham PA) I just stumbled on to York recently and have been thinking carefully and learning more about it. Seems like it checks a good number of boxes. Your two videos on York were helpful and encouraging. Thank you.
Property taxes vary from township to township. Cost of living also. You're inYork. Not in Philadelphia or the Main Line or other high rent areas. Pocono mountains, places not philly, Pittsburgh are much more reasonable. Lived all ive pa my whole life. Big generalizations on this vid.
Virginia has a safety inspection once a year emissions every two years and the biggest one is a property tax for your window however you never received a sticker they ended that but they continue to send you a bill every year if you don't pay it they will boot your car yeah there's no property tax on the windshield anymore but undoubtedly it's very high for these cars based on the amount of money you paid for your car for its current value used to be an extra $35 a year maybe 20 years ago they said they were doing away with the property tax sticker they got to get rid of the sticker and kept the property tax Pennsylvania learned that from Virginia
I'm from PA and drove through Virginia twice. It looks beautiful. However every other car was a trooper and it seemed every 5 miles they had someone pulled over.
School tax is higher, gas is higher, milk is higher, pot hole tax on fuel, but you can now get an alcoholic slushy now at Rutgers, md dmv tags just went up, pa doesn’t tax your ss or retirement
Berks county, Pa. School tax greater than $1000 per MONTH, township tax, fire department tax, emergency response (ambulance) tax, 911 communication tax, per capita tax (for being a resident), earned income tax to local municipality, state income tax, county tax
No traffic ha-come to North Central PA - your hair will fall out! Moved to PA 21 years ago from Long Island, NY-everything is so much cheaper! I’d never go back to NY even though my heart is still there. Most homes where I live are reasonably priced as well. They are extending our bypass which will take most of the trucks and out of towners off our roads; however this is Mennonite & Amish Country so if you are looking for big restaurants forget it but other than that it’s a beautiful place to live-Selinsgrove PA!
Even though PA requires annual safety and emission inspections, most all local service shops can perform them, unlike MD where you have to go to specified emissions stations. So that is not as bad as it first appears. But yes, indeed, the school taxes are absurd as is the high gas tax. PA has a very inefficient school administration structure and we pay the price. The local county tax is in addition to PA tax, just like MD but, in my experience, it is still overall less expensive than MD. Not taxing retirement income is a huge tax benefit. If you are coming from a state that allowed a tax deductions for retirement contributions, you will not pay taxes in PA when you withdraw upon retirement. This “double dipping” tax benefit is very rare. But, as you said, the beauty, lower crime, produce stands at practically every corner, Amish farms, all make it a vey desirable and pleasant living experience.
My mother and I lived in the outskirts of York, PA for several years in the 1980s, and for a year up near Wilkes-Barre, PA, near relatives. I lived near Blakeslee and then Stroudsburg for a couple of years in the early 2000s. I liked everywhere except Stroudsburg, but that's because I'm not a city person. My mother was actually from PA, across Wyoming Valley from Wilkes-Barre. And yes, there is a Wyoming Valley in PA. It's wide, very long, and lovely. The cemetery where my mother is buried is up on a ridge across the valley from Wilkes-Barre, and the view is absolutely lovely. Mom is among many relatives there, as she was born in one of the small towns just down the hill.😊
$2,000 school tax? More like $5,000. State inspections are a good idea. Gives me peace of mind that the idiots driving next to me at least have a semi-safe car. Who the heck pays $500 a month car insurance?
@@anotherm2722I was paying that I live in Miami,fl just imagine what people are paying a year with higher car insurance on hellcats, m4s , and tesla trucks down here lol. I plan on moving up north . Out of the state.
It’s all relative. I mover from NJ to eastern PA and taxes are much lower than in NJ. No change on the vehicle inspections but in NJ they can be done a one of the free inspection stations-doesn’t make up for the high taxes. One thing to note for retirees. Only “earned” income is taxed by the state and municipalities. “Unearned” income, that is income from dividends, capital gains, pensions etc, are NOT taxed by the state.
That's just flat wrong. Maybe you didn't type what you meant to. But the PA State income tax (PIT) absolutely does tax unearned income such as interest, dividends, and capital gains. As the video mentions, the state does not tax deferred retirement accounts because PA taxes that original income before it gets into the account (so the state treats traditional IRA & 401k kind of like a Roth). Also, the PA State income tax exempts interest on Federal debt instruments, and PA tax free bonds. It is usually only the local municipal earned income tax (EIT) that does not tax unearned income.
Maryland is a joke also. Both states are Democrats run. I lived in PA all my life and now I'm in NC. Taxes, gas, very expensive, but, cheaper than NY, NJ
Yes, there are too many taxes, here AND other states. Nowhere is perfect. But, York PA has been my home for over 35 years. Paid well, good people, supported my business and my family goals. And you came from Baltimore? Smart. That toilet is about to flush. Keep a positive view, and quit complaining or MOVE.
I'm living in Westminster, MD. I had considered moving to PA (Gettysburg, Hanover, York area) for retirement since housing in PA is less expensive to purchase, and PA doesn't tax retirement income. But I've done the research.. At best I'd break even, and possibly cost me more to move to PA. Bottom line I'm staying in Westminster.
@LivingInPennsylvaniaPA Thank you for making me feel less crazy about the electric bill. Love PA and it's all worth it, coming from Miami it's like dying and going to heaven... and heaven has bills baby!
Car insurance is not cheaper because of state inspections but the region of PA. Move to Chester, Bucks, Montgomery, Delaware, or Philadelphia county and you'll pay similar to Baltimore.
Hello Peter, I just found your channel by chance and I'm very happy about it. I live in NYC and I'm hopping to move to Pennsylvania in the near future. I've been looking at Scranton, Lancaster and York. I'll keep doing a little bit of research about these cities and decide which would be better for me latter on. It seems that like York and Lancaster are growing a lot while Scranton, not so much. Thank you, for this video and the information. Have a great weekend!
Don't forget about Harrisburg and Lancaster. The western suburbs of Philadelphia are awesome too. Northern Delaware, especially the Brandywinee Valley is nice also.
Property Tax, School Tax, Sales Tax, Income Tax, highest gas tax. Annual vehicle inspection makes sense. Keeps the rolling total loss vehicles with no brakes and bald tires OFF the road.
Yes that is the only major downside of owning a home in Pennsylvania. Being saddled with both School Property taxes and local municipality real estate taxes. The municipal real estate taxes can be a little or a lot depending on if your own or city has paid police and or a paid fire department and emergency services. Just like school boards who believe taxpayers have bottomless pockets so do local governments and both take the least likely little whim and blow money on it. And of course if you can't pay your taxes they just take your home from you, sell it to someone who can afford the taxes and your done.
@@Dave-lq2leyour going from Florida to Harrisburg? Get some shovels, brooms, snow blower and a 4×4 on the way up. No need for flip flops n shorts either.
Been up here in Pa. for 25 years. Like it a lot. Two things stand out up here. Native Pennsylvanians have a hard time staying on their side of the yellow line on roads. It's normal for them to come on over in your lane. Get use to swerving to get out of the way. At night, there is always an oncoming vehicle with one headlight set on high beam......and they don't fix it!
I so want to move there, but I want to be out in the country.....really would love to find a Horse property just 1-3 acres or so is enough for me.... that has access to trails are they expensive there?
Pennsylvania is a great place to have your children educated in the intricacies of football. It's also a great place to test your car for salt corrosion prevention. Can you give us any positives about moving to Pennsylvania? How about the extremely joyful population in their view to the future?
Well it is generally very scenic with all the countryside and historical buildings. If you are South Central or Eastern you are within reasonable driving distance between New York, beaches, DC. If you are into gambling PA recently has many close Casinos to visit. Pretty good local food. Good museums/theaters.
Like every state, I would suggest looking at the 2020 Presidential election color by county as a start. With that said, there is a place where everyone will be comfortable..
@@PanamaZarelto True PA has very different political leanings depending on which county...There is a reason it is always a key swing state in federal elections.
I’ve lived in 14 states and over 40 cities. The longest I’ve ever lived in one area is now in the Philly suburbs. I’ve been here for 11 years. I can say it’s beautiful in this area but way too expensive. The people are not very friendly here. There are many pros and cons to living in PA. I do plan to move out of this state in a few years.
Many states have an annual inspection requirement for your vehicle. Consider this: some states - like Virginia and Connecticut - actually have an annual property tax on your vehicle! PA, like most states, you only pay tax on your car when you buy it.
No there’s provisions for classic cars but you might be limited on when you can drive it, check with penndot directly, don’t ask tag and title places they give mixed info
It’s trade off. Higher taxes on lower property values. Gas tax is high. But if you work in Maryland gas up in Maryland. It’s basically a wash. Maryland is more straightforward. PA Nickel and dines you. However the lower housing cost can offset a lot in mortgage payments. This is not an endorsement of moving to PA. I’d prefer if you didn’t.
Thanks! I am in central NJ and planning a move out to York Co at retirement in a few years and I have been researching nice towns in the county. My friend and his wife are in New Freedom and they LOVE it!@@LivingInPennsylvaniaPA
I have lived in many parts of Penns woods and there a several distinct regions. Too much to detail here. Emissions testing... most of the 67 countries don't require it. Safety inspection... it is a small expense.. I'd prefer they keep it as too many people know nothing about maintenance and just let things go Property taxes....still way less than NY... and I lived there too ....and I'm talking about western and Central NY..not NYC.....insane taxes in the same type of houses in PA. Think double and keep going... Income tax....well it's a flat 3.07 .... yep way less the NY progressive scale. Gas tax and price... no denying they are high... typically top 5 in the nation. It's not the best..... but certainly not the worst
I was born and raised in PA but because i went into the Army ive lived around the world. Im back in PA for family but this is the WORST place to live ive ever been!!! For MANY reasons.......
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Very informative! You definitely touched on the big concerns. I've tried to find a PA state-wide online listing of school taxes by county with no success. Family and firends in Blair county have been hard hit by a massive jump in taxes. One sister moved partially due to it. A neice moved to York 25 years ago. Hanover is looking very attractive to me :) Having lived in dense large cities for the past 40 years, I always feel free and unstressed when I come back to central PA.
Each county have multiple school districts. Each one is different from the other. The less people in the district means higher school tax
Car inspection is nothing but a con and ripoff one place tells you your car is ok you pass then you go to another and fail if they want you inspected the state should do it only 😢
@@lttruck2973 Exactly. However my taxes are 1/2 those of a similar house, my folks in NJ. In Pa school taxes are billed separately from county and muni.
After living in places that don't have yearly safety inspections, I am fine with having to get them done.
Correct, emissions( not all counties), brakes, tires and wipers....Many fewer things checked than years ago.
I’m ok with once a year inspections. PA should however exempt new cars and cars less than 3 years old. It’s ridiculous that a brand new car must be inspected before it leaves the lot. That’s just a money grab.
Funny how driving a safe vehicle can lower your insurance costs. Most people never think about the safety of their vehicle until the brakes fail and the body rots off the frame. I'd rather deal with yearly inspections than getting wrecked by stupid car owners!
Yup many less accidents up here than Baltimore
Why should I have to deal with it because of irresponsible car owners???
@@InkedMisfit Because those irresponsible car owners will take you and your family out! And, do you really do so much better than those people? We only have your opinion on the matter.
@@michaelstoliker971 As a car guy a take pride in my cars and keep them maintained. So yes I do do better have you actually been in an accident because of an unsafe vehicle because of inspection ?? I know lots of people who have lived without inspections for decades and they are all just fine. Inspection is a scam
Btw one of my cars is a 93 mustang and that old frame is perfectly solid.
I can't wait to retire and move back to Eastern PA, I'll take the taxes over living in the Southeast, I really miss 4 real seasons and good food!
Good food missed
Don't all states fund their schools through taxes? Either property, sales, or income tax. And income tax in Pennsylvania is low.
It’s trade off. Higher taxes on lower property values. Gas tax is high. But if you work in Maryland gas up in Maryland. It’s basically a wash. Maryland is more straightforward. PA Nickel and dines you. However the lower housing cost can offset a lot in mortgage payments. This is not an endorsement of moving to PA. I’d prefer if you didn’t.
If you moved to PA from MD, your state income taxes decreased by a sizeable amount also. Worth mentioning.
Thank you!
Life long Pa resident this state is the most tax hungry state ever
@@curtyoung1175 Not true at all. It's hard to actually compare every little tax, but when looking at the big ticket items, property tax, individual income tax, and sales / excise tax, Pennsylvania (8.36%) is ranked about #25, so middle of the pack.
The top 10 states in order are: New York (12.02%), Hawaii (11.80%), Vermont (11.12%), Maine (10.74%), California (10.08%), Connecticut (10.08%), Minnesota (9.95%), Illinois (9.67%), New Jersey (9.47%), and Rhode Island (9.38%).
While it is true that PA has one of the highest gas taxes in the country, gas tax is a small portion of daily expenses for many people (maybe $275 a year) and not an expense at all for some people. All states have to make money somehow in order to pay for services, but PA is not that egregious.
Go live in New York City for a few months. Not only do you get the highest state taxes in the nation, but there is also a hefty city sales tax rate of 4.5%, state sales and use tax of 4% and the metropolitan commuter transportation district surcharge of 0.375% for a total sales and use tax of 8.875%.
You have tax life easy and never knew it.
@@curtyoung1175
Wait, WHAT???😔
as a lifelong resident of PA - he's not wrong and he noted the positives too - which is reasonable....funny how I've heard many times from Maryland transplants the exact same comments - I like being less crowded and lower crime....when you live here long enough - finding ways to deal with the negatives becomes 2nd nature.
You know it's a big state so depends on where you live. I live in Bucks County now. It's gorgeous here and the people are great! Now the cost of living is high, so for retirement, I bought out in the northwestern part of PA by Lake Erie and as far as stretching your money goes, much more affordable on a fixed income. Just do your due diligence and weigh out the pros and cons based on your own individual needs. As someone who has lived here for 40ish years, I don't want to go to another state.
Thank you for that insight!
How do other states pay for schools if not by property taxes? Somebody has to pay for them. PA may have "hidden" taxes (whatever than is), but he fails to mention that MD taxes clothes over $100 while PA doesn't tax clothes at all. As far as vehicle inspection, I moved from PA to a state that doesn't have them; what my new state does have is higher insurance rates and louder vehicles.
State and local sales taxes are ways other states may do it.
Yearly inspections are the case in most states. The reason Maryland has so many ghetto cars driving around is because there are no yearly inspections.
I've had yearly inspection everywhere I've lived except the deep south and it shows!
Yeah, it's scary to think without inspections all the cars that would be driving around without working lights or brakes or with the whole frame ready to collapse from rust.
Yes, and "JUNKERS" with historic tags. 🤔
If you want to live in PA. definitely don’t choose York. Much nicer and better places. York city is a crap hole with loads of crime.
Hi! Several counties in PA don't require emissions testing. Y'all just happened to move to a county that does. I'm in Adams County (Gettysburg), so I'm one of the lucky ones who don't have to do it. Spot on with the taxes. I'm paying close to NJ levels. Like you said - for what?? Looking forward to checking out your channel!
For all those new smooth roads.😂
Love Gettysburg.
I moved to PA 24 years ago from Alabama. My 2 cents worth~
1~ Vehicle inspections I can live with. If you ever live in a state that has none, you would probably.
2~ TAX, TAX, TAX! I have lived all over the world but I have NEVER seen a state that taxes so much and gives so little. My taxes (school/property) are $800 PER MONTH $9,600 per year!
3~ If you like cold weather, cloudy, dreary days than PA is for you.
4~ Like most places today, illegals have invaded and crime is souring.
5~ They claim they need to raise tax for police and teachers. Maybe we should hire more cops and fire more teachers. The only ones using public schools anymore are mostly illegals who don't pay tax and do the crimes.
I love York, Pennsylvania ❤ No place is perfect, Pennsylvania is about as close as you can get if you like seasons, mountains, lakes, rivers, streams, and great food.
STOP CRYING ABOUT NONSENSE MR. college professor! I was living in New Jersey before I moved to PA, and my property taxes on a 2000 square foot house with a 160 foot x 100 foot lot were $13,000 a year. Now I have a 2500 square foot home with 2 acres of land, and I'm paying $550 a year for my taxes, without any NOSY ASS college professor neighbors!!! Also have natural well water, and very little vehicle traffic, so I can't complain about PA!!!
I'm shocked how you can say the cost of living is so high in PA. I guess it depends on which state you're moving from but since you said you are from MD, focus on MD.
Since you're a realtor you tell me, (average) what's a 2,000 sq foot home on a 1/2 acre lot going to cost you in Southern PA compared to Baltimore County, MD or Anne Arundel County, MD? And feel free to factor in higher property taxes for PA.
And note, the "effective" State income tax rate for most PA residents is less than MD.
It's not by accident that many from MD move to Southern PA. And for those willing, it's commutable to Baltimore.
It used to be nice living in the Susquehanna Valley until they build all these developments and everyone from everywhere else moved in not so nice anymore
He’s right inspections every year in Pa it’s a money grab .taxes are high as hell . Cost of living is high as a giraffes ass
Glad I’m not the only one who thinks so
He moved from the Baltimore area to a small rural city, not comparing apples to apples. We do not tax food or clothing. Our property taxes are by entity not lumped together. School, county and Boro bill separately.
What a lovely walk! Beautiful houses.
Very Historic and beyond.
Come to Pittsburgh. There are 6 cars on my street with last inspections dated 2021. I dont mind safety inspections, its that damn emissions inspection that sux.
I'm twenty minutes from the Maryland line and twenty minutes from York . I fill up my vehicles when in Maryland which is usually every week . Yep auto insurance is much cheaper due to the fact that insurance companies know Maryland especially in the city and close to D.C. has the worst drivers .
We moved from Anne Arundel County in Maryland in 2005 . The roads are generally better in Maryland than in Pennsylvania. Wait till there is a snow . The PA side will have a covering of snow or winter mix and as soon as you hit the Maryland line the roads are clear . This includes secondary roads also .
You said it like I heard. Bmore ppl moving to York. Now we wait and see I guess, huh?
I love PA but I got a good laugh about your School taxes comment...$2k a year????🤣🤣🤣🤣🤣. That is funny- good joke. I wish- i just paid $6,426.43 school taxes. This is my largest tax payment of the year. Altogether taxes and insurance is about $11k a year. Eventhough we paid off our $400k mortage, we never really stop paying.
Kind of late to this. Re: property taxes, the non-income based Homestead Exemption can give a sizable reduction to that, and the income-based property tax rebate can also help with that. Every little bit helps. Philly has a senior citizen tax freeze, for which most seniors qualify. My property taxes haven't gone up in 10 years, even with new assessments. And as others have mentioned, no tax on food or clothing.
I'm from Pittsburgh but now live in Ohio, 9 miles from the PA border. We have low property tax, no car inspections, no emissions, and much lower gas prices than PA. I do pay a city tax and a school district tax but very few places have a school district tax. I'm an hour from Pittsburgh but much, much less expensive to live here.
Thank you for that info
PA native here- I often think about that Ohio move- close to the PA border.
Ohio has the best highways around. I drove to Toledo a lot and you can always tell as soon as you hit the Ohio border. Clean and zero potholes.
Also.....if moving up from Maryland, leave your Maryland politics behind. York VS Baltimore????.........just watch The Wire and decide which locale is right for you. ( and Baltimore has rotted away even more since the last season of The Wire)
Yea Tv is reality
York is Baltimore's little brother.
@@LivingInPennsylvaniaPA The Wire was based on real accounts written by detectives and police serving Baltimore, as well as journalists from The Sun ( Baltimores newspaper) The c Wire was not fiction.
Has this guy been living under a laundry basket? I don’t know of a single state in which property taxes don’t go to schools, and you pay regardless of whether you have kids in school or not. Also, Pennsylvania is not the only state that requires periodic vehicle inspections. In fact, Maryland’s requirement that a used car has to pass an inspection before you can register it in the state is something I had never encountered in any of the 23 states I have lived in.
Given this, I couldn’t watch any more of this video.
Buying a Pennsylvania car is a good buy as it has been kept up. Tennessee has ZERO inspection mandates. I shudder to think of the condition a TN used car.
Property taxes are awful. Even higher more East towards Philly. Good video. Native Pennsylvania.
My parents lived in New Jersey. THEY had high property tax. Mine in Pennsylvania are cheap by comparison.
@@lynnw7155 I'm on Long Island; small cape on 80 x 100, $14,000.
I lived in lancaster pa.
Its way cheaper than living in Cleveland ohio !😮
Dude, get out of the street.
I was born and raised in Pennsylvania relocated with my husband and my son from Berks County Exeter Township to York County Pennsylvania about 3 years ago I didn't realize how lucky we were with gas prices and and how much lower the gas prices were until we relocated to York because when we go and visit my husband's family who lives in Allentown Pennsylvania I'm like look at this fill up your gas tank before we go back to York and he looked at the gas price and looked at me and said oh you better believe I'm going to do that. Bottom line gas prices aside we're just not having a good experience in York so we're going to be relocating either to the Lehigh Valley County close to his parents in Allentown Pennsylvania or back to Berks County Pennsylvania.
Apparently, you have not moved from New York or New Jersey
Maryland
@@LivingInPennsylvaniaPA the taxes in nj were just crazy so we moved to Easton and retired
You forgot about having to put with awful MAGAS who could be living next door.
Those things you mention are all a part of New York State too. School taxes, with or without kids, inspections every year, cost of living. Sounds like Maryland is the place to live. I got my disappointments in South Carolina. A LOT of different ways down there. My sister and family live in Sharon PA
Hey Pete! I don't know what part of York you're in, but when you talk low crime and no traffic, that's not the York I know. I've lived in the Harrisburg area for 35 years, and York is no different. High crime and insane traffic that's only gotten worse over the years. I have a friend that goes to York once a week to buy drugs. Not a nice place to live, and I would never live there. Just sayin'.
Thanks for your comment, coming from Baltimore every place is low traffic and crime 😂 but I appreciate your insight, each place has its own unique issues
I live in Denver, CO. I'm 65 and I'll be selling my home and moving back east next year. 30 years of allergies in Colorado. I want to be back in the pollen I was born in. (Originally from Horsham PA) I just stumbled on to York recently and have been thinking carefully and learning more about it. Seems like it checks a good number of boxes. Your two videos on York were helpful and encouraging. Thank you.
Thank you for your comment, we’ll be adding more York content shortly!
Horsham!
The pollen is much worse here than 30 years ago.
York sucks. The county is ok. The city is dangerous. Nobody likes york that has lived anywhere else.
PA has among the countries most punitive STATE DEATH TAXES
Property taxes vary from township to township.
Cost of living also. You're inYork. Not in Philadelphia or the Main Line or other high rent areas. Pocono mountains, places not philly, Pittsburgh are much more reasonable. Lived all ive pa my whole life. Big generalizations on this vid.
Virginia has a safety inspection once a year emissions every two years and the biggest one is a property tax for your window however you never received a sticker they ended that but they continue to send you a bill every year if you don't pay it they will boot your car yeah there's no property tax on the windshield anymore but undoubtedly it's very high for these cars based on the amount of money you paid for your car for its current value used to be an extra $35 a year maybe 20 years ago they said they were doing away with the property tax sticker they got to get rid of the sticker and kept the property tax Pennsylvania learned that from Virginia
I'm from PA and drove through Virginia twice. It looks beautiful. However every other car was a trooper and it seemed every 5 miles they had someone pulled over.
School tax is higher, gas is higher, milk is higher, pot hole tax on fuel, but you can now get an alcoholic slushy now at Rutgers, md dmv tags just went up, pa doesn’t tax your ss or retirement
I think it's cheaper in PA vs the Baltimore MSA..Minimum 7.5%+ income tax rate in any central MD county vs ~ 3.15 - 4.15% for PA.
No mention of how Maryland funds schools?
Property tax. In B'mo, the more they spend on the school system, the worse it gets.
Berks county, Pa. School tax greater than $1000 per MONTH, township tax, fire department tax, emergency response (ambulance) tax, 911 communication tax, per capita tax (for being a resident), earned income tax to local municipality, state income tax, county tax
😱
$1000 per month?? How much property do you have?
@@janeathome6643 3.something rural rocky hillside acres. not dividable
Pennsylvania . . . Land Of Taxes!!!
No traffic ha-come to North Central PA - your hair will fall out! Moved to PA 21 years ago from Long Island, NY-everything is so much cheaper! I’d never go back to NY even though my heart is still there. Most homes where I live are reasonably priced as well. They are extending our bypass which will take most of the trucks and out of towners off our roads; however this is Mennonite & Amish Country so if you are looking for big restaurants forget it but other than that it’s a beautiful place to live-Selinsgrove PA!
Sounds great will visit!
Even though PA requires annual safety and emission inspections, most all local service shops can perform them, unlike MD where you have to go to specified emissions stations. So that is not as bad as it first appears. But yes, indeed, the school taxes are absurd as is the high gas tax. PA has a very inefficient school administration structure and we pay the price.
The local county tax is in addition to PA tax, just like MD but, in my experience, it is still overall less expensive than MD. Not taxing retirement income is a huge tax benefit. If you are coming from a state that allowed a tax deductions for retirement contributions, you will not pay taxes in PA when you withdraw upon retirement. This “double dipping” tax benefit is very rare. But, as you said, the beauty, lower crime, produce stands at practically every corner, Amish farms, all make it a vey desirable and pleasant living experience.
Great comment thank you
My mother and I lived in the outskirts of York, PA for several years in the 1980s, and for a year up near Wilkes-Barre, PA, near relatives. I lived near Blakeslee and then Stroudsburg for a couple of years in the early 2000s. I liked everywhere except Stroudsburg, but that's because I'm not a city person. My mother was actually from PA, across Wyoming Valley from Wilkes-Barre. And yes, there is a Wyoming Valley in PA. It's wide, very long, and lovely. The cemetery where my mother is buried is up on a ridge across the valley from Wilkes-Barre, and the view is absolutely lovely. Mom is among many relatives there, as she was born in one of the small towns just down the hill.😊
$2,000 school tax? More like $5,000. State inspections are a good idea. Gives me peace of mind that the idiots driving next to me at least have a semi-safe car. Who the heck pays $500 a month car insurance?
I was thinking that too about the car insurance, $6k a year, c'mon.
@@anotherm2722I was paying that I live in Miami,fl just imagine what people are paying a year with higher car insurance on hellcats, m4s , and tesla trucks down here lol. I plan on moving up north . Out of the state.
It’s all relative.
I mover from NJ to eastern PA and taxes are much lower than in NJ. No change on the vehicle inspections but in NJ they can be done a one of the free inspection stations-doesn’t make up for the high taxes.
One thing to note for retirees. Only “earned” income is taxed by the state and municipalities. “Unearned” income, that is income from dividends, capital gains, pensions etc, are NOT taxed by the state.
Great thanks for that info!
That's just flat wrong. Maybe you didn't type what you meant to. But the PA State income tax (PIT) absolutely does tax unearned income such as interest, dividends, and capital gains. As the video mentions, the state does not tax deferred retirement accounts because PA taxes that original income before it gets into the account (so the state treats traditional IRA & 401k kind of like a Roth). Also, the PA State income tax exempts interest on Federal debt instruments, and PA tax free bonds. It is usually only the local municipal earned income tax (EIT) that does not tax unearned income.
Maryland is a joke also. Both states are Democrats run. I lived in PA all my life and now I'm in NC. Taxes, gas, very expensive, but, cheaper than NY, NJ
Yes, there are too many taxes, here AND other states. Nowhere is perfect. But, York PA has been my home for over 35 years. Paid well, good people, supported my business and my family goals. And you came from Baltimore? Smart. That toilet is about to flush. Keep a positive view, and quit complaining or MOVE.
I'm living in Westminster, MD. I had considered moving to PA (Gettysburg, Hanover, York area) for retirement since housing in PA is less expensive to purchase, and PA doesn't tax retirement income. But I've done the research.. At best I'd break even, and possibly cost me more to move to PA. Bottom line I'm staying in Westminster.
My electric bill came in to 600 dollars. God help me in PA.
Right there with you!
@LivingInPennsylvaniaPA Thank you for making me feel less crazy about the electric bill. Love PA and it's all worth it, coming from Miami it's like dying and going to heaven... and heaven has bills baby!
600$ electric bill??? In PA?? Who is your provider? .... and do you have electric for heating?
We had a 4-bedroom home in PA for almost 30 years until 2019 & our electric bill never came close to that. Maybe consider an energy audit.
Nice video but I was hoping to hear more about York specifically.
Thank you, I’m working on a new video for York, what kinds of things should I focus on?
Give Sellisgrove a try my friend, Snyder county
Car insurance is not cheaper because of state inspections but the region of PA.
Move to Chester, Bucks, Montgomery, Delaware, or Philadelphia county and you'll pay similar to Baltimore.
Pa is pretty.
You just talked me out of moving to Pennsylvania
Ha! Where are you coming from?
Hello Peter, I just found your channel by chance and I'm very happy about it. I live in NYC and I'm hopping to move to Pennsylvania in the near future. I've been looking at Scranton, Lancaster and York. I'll keep doing a little bit of research about these cities and decide which would be better for me latter on. It seems that like York and Lancaster are growing a lot while Scranton, not so much.
Thank you, for this video and the information. Have a great weekend!
Thank you for your comment, we hope our channel can be of value to you
I like Scranton, but be aware the winters are harsh up there.
Don't forget about Harrisburg and Lancaster. The western suburbs of Philadelphia are awesome too. Northern Delaware, especially the Brandywinee Valley is nice also.
@@richardcarroll2500, thank you for your suggestions.
There is no comparison between York and Lancaster. Lancaster is far nicer. I worked in York for 30 years but now live in Lancaster.
Property Tax, School Tax, Sales Tax, Income Tax, highest gas tax. Annual vehicle inspection makes sense. Keeps the rolling total loss vehicles with no brakes and bald tires OFF the road.
Yes that is the only major downside of owning a home in Pennsylvania. Being saddled with both School Property taxes and local municipality real estate taxes. The municipal real estate taxes can be a little or a lot depending on if your own or city has paid police and or a paid fire department and emergency services. Just like school boards who believe taxpayers have bottomless pockets so do local governments and both take the least likely little whim and blow money on it. And of course if you can't pay your taxes they just take your home from you, sell it to someone who can afford the taxes and your done.
If you didn't know, property taxes were a problem in Pennsylvania, that's your fault.
Great video. Thinking about to Harrisburg from South Florida !
Thank you! What brings you to PA?
Don't do it!! Harrisburg sucks!! Bad!!
@@Dave-lq2leyour going from Florida to Harrisburg? Get some shovels, brooms, snow blower and a 4×4 on the way up. No need for flip flops n shorts either.
Been up here in Pa. for 25 years. Like it a lot. Two things stand out up here. Native Pennsylvanians have a hard time staying on their side of the yellow line on roads. It's normal for them to come on over in your lane. Get use to swerving to get out of the way. At night, there is always an oncoming vehicle with one headlight set on high beam......and they don't fix it!
😂 I’ve noticed the same, and also guilty of the headlight thing
What part of PA? Been in NEPA for 30 years, never seen this happen!
@@howtodoitdude1662 red lion, pa. York County
Lol
I so want to move there, but I want to be out in the country.....really would love to find a Horse property just 1-3 acres or so is enough for me.... that has access to trails are they expensive there?
Horse farm 1-3 acres near York probably sell for between 500k-1mil
@@LivingInPennsylvaniaPA Perfect ...thank you!!
I've been to York, PA. Not that I need constant entertainment, but it's a very boring place.
Entertain yourself
Pennsylvania is a great place to have your children educated in the intricacies of football. It's also a great place to test your car for salt corrosion prevention. Can you give us any positives about moving to Pennsylvania? How about the extremely joyful population in their view to the future?
Well it is generally very scenic with all the countryside and historical buildings. If you are South Central or Eastern you are within reasonable driving distance between New York, beaches, DC. If you are into gambling PA recently has many close Casinos to visit.
Pretty good local food. Good museums/theaters.
What are the predominant political leanings?
Socially liberal in my experience
Like every state, I would suggest looking at the 2020 Presidential election color by county as a start. With that said, there is a place where everyone will be comfortable..
@@PanamaZarelto True PA has very different political leanings depending on which county...There is a reason it is always a key swing state in federal elections.
Hello,Do you have any info on small studio apartments?
or know of a good website for the same reason?
Thanks
Hi email me and I’ll send you some resources
I’ve lived in 14 states and over 40 cities. The longest I’ve ever lived in one area is now in the Philly suburbs. I’ve been here for 11 years. I can say it’s beautiful in this area but way too expensive. The people are not very friendly here. There are many pros and cons to living in PA. I do plan to move out of this state in a few years.
Where you headed?
@@LivingInPennsylvaniaPA haven’t made up my mind yet. I’ll see how things are in a few years and decide then. ☺️
Many states have an annual inspection requirement for your vehicle. Consider this: some states - like Virginia and Connecticut - actually have an annual property tax on your vehicle! PA, like most states, you only pay tax on your car when you buy it.
Annual property tax, ouch!
Yes, and that auto tax is a real money hit, not just a $50 for a safety inspection..
so much for saving on car insurance you're really not🤑💰💸
How people there treat Asians? I plan to move to morningside dr county
Very good I think I’ve never heard of a problem
There IS taxes on retirement income here!
Depending on how much retirement you get, correct?
@@SimonBarsinisterI'm not a tax specialist. 24 k a year. It's taxed.
Thank you!
I haven't read all the comments, but in regards to inspections to the vehicles, if I'm not mistaken they're going to stop it in 2025
I’ll look into that thank you
@@LivingInPennsylvaniaPA please keep me in the loop, if I don't tell you first 😉
And school districts have the ability to raise that tax...and they do. Believe me
Yeah Gettysburg just had a big one
When my folks moved us to PA. in 1978, car inspections were TWICE a year.
😳
Sales tax on a used car was also a bit of culture shock...
Spoken like someone who would lose his mind if someone’s car ran into him because their brakes failed.🙄
I’m well insured with GAP, would make no difference to me
do classic cars need safety inspections too?
No there’s provisions for classic cars but you might be limited on when you can drive it, check with penndot directly, don’t ask tag and title places they give mixed info
I own a classic car and it does need inspected every year, however you do not need to renew your classic car registration.
Just fords need safety inspections.
Welcome to Taxylvania.
Yeah there are states that are way worse than Pennsylvania with the tax
@@johnb6014 Not for long if our Dem governor gets his way and imposes a carbon tax.
Inspections are a good thing.
No doubt, much less accidents, but different than some are used to
Waste of money and time for a brand new car. A good idea after the car is 5 yrs old or so.
What about renters
Rents are cheaper
@@LivingInPennsylvaniaPA how so?
Hello, I am homeless and receive a disability check, Do you have any info on small studio apartments? I can only pay $550./month
Thankyou
Hi email me and I’ll send you some resources
nice
It’s trade off. Higher taxes on lower property values. Gas tax is high. But if you work in Maryland gas up in Maryland. It’s basically a wash. Maryland is more straightforward. PA Nickel and dines you. However the lower housing cost can offset a lot in mortgage payments. This is not an endorsement of moving to PA. I’d prefer if you didn’t.
Nice channel! Can you please do a video "Living/moving to New Freedom PA"??
Thanks for the comment sure will!
Thanks! I am in central NJ and planning a move out to York Co at retirement in a few years and I have been researching nice towns in the county. My friend and his wife are in New Freedom and they LOVE it!@@LivingInPennsylvaniaPA
I have lived in many parts of Penns woods and there a several distinct regions. Too much to detail here.
Emissions testing... most of the 67 countries don't require it.
Safety inspection... it is a small expense.. I'd prefer they keep it as too many people know nothing about maintenance and just let things go
Property taxes....still way less than NY... and I lived there too ....and I'm talking about western and Central NY..not NYC.....insane taxes in the same type of houses in PA. Think double and keep going...
Income tax....well it's a flat 3.07 .... yep way less the NY progressive scale.
Gas tax and price... no denying they are high... typically top 5 in the nation.
It's not the best..... but certainly not the worst
Yeah it’s relative to where you come from I guess
I was born and raised in PA but because i went into the Army ive lived around the world. Im back in PA for family but this is the WORST place to live ive ever been!!! For MANY reasons.......
What’s the top reason?