Should My Friend Get These Three Credit Cards?

[@dugarniraj]

Amex Platinum Travel - tinyurl.com/bddkj6fc
IndusInd Tiger - tinyurl.com/dv5jv4f3
Sbi Cashaback -tinyurl.com/63t2rkrf

[@demouser3472]

@@dugarniraj sbi cashback kaise use hoga usse amazon gift card to 30,000 ki limit hai 90 days ki
And indusind tiger me kya benefit hai insurance payment me pls batae

[@sidharthpadhi1449]

I want you to review my credit card strategy ?
I have the following cards
1. DCB Plastic LTF (major spends on this card)
2. Axis Airtel Cashback (Airtel spend & electricity spends)
3. Tata Neu infinity ( all upi spends)
4. Sbi irctc platinum ( for Amazon sale & train tickets)
Should I add/replace any card to my existing set of cards . If yes. Then should I replace dcb plastic with infinia or with Amex Platinum travel or Axis Atlas ?

[@harshith.c.sharshith757]

Whats your opinion on canara bank credit cards?

[@dugarniraj]

Never heard anyone using

[@bhaskardas7948]

Just applied for an Amex Gold Charge from your link in the last one's description. Hoping to get approved

[@dugarniraj]

Congratulations

[@AzimSutaria]

i have applied for Indusind Tiger card from your link and completed the KYC process, lets see what happens

[@RG.......]

Good job Niraj. Amex Plat not free for 1st year? Was applying through your link

[@dugarniraj]

Not free anymore.

[@anasshaikh5778]

Can i use the amex travel card just for the first year and choose to not renew it? I am going to US for a professional visit. I would spend around 7 lakhs.

[@dugarniraj]

Why not

[@Girish-uu5pi]

I have a yearly spend of about 10 lakhs and i have HDFC DCB metal. Should i take amex platinum or any better card than DCB?

[@dugarniraj]

are you able to use diners everywhere?

[@Girish-uu5pi]

@@dugarniraj at least at most of the places yeah

[@rpawankumar]

Does amex charges extra on rent payments.
Which app would be best to pay rents with amex.
Also how are Rewards calculated if I use mrcc or plat.

[@dugarniraj]

No rewards on rent on amex

[@spyar1]

Hi I need one information about amex.
After cancelling amex card when can we again apply for the card? Plz Reply

[@sajalgarg5784]

Hey, I have HDFC DCB, which is free for me and Amex plat travel card. Does it make sense to keep amex?

[@dugarniraj]

If you don’t use the benefits, you can give up

[@RishabhGokhru]

Go get both of them!!

[@azherhussain3562]

Hey Niraj
Quick question if I have multiple cards. Does the 30% credit spend suggestion apply to my total credit limit or on a single credit card. Like can I spend 30% of my total credit limit without it affecting my credit score?

[@dugarniraj]

Yeah sure

[@kolanvishnuvardhanreddy3663]

Which card gives rewards for insurance and utilities fuel spending annual fee below 3k

[@dugarniraj]

Watch the previous video :)

[@kolanvishnuvardhanreddy3663]

Other than hdfcTata card because it was providing coins that expires after 1year

[@vikashgauravvkg]

standard charter cc. 2% cashback on all except fuel up to 1k/cycle

[@rpawankumar]

What would be your suggestion,
For a usage if 4 to 6 lakh per annum.
2MRCCs are good to have...
Or 1MRCC and 1 Platinum...
Mind that most of my purchases would ne Non Gyftr

[@aashishhemanth4614]

the latter with one MRCC and one Plat travel would be the best in your case but keep a good visa-mastercard alternative for places that doesnt accept amex.

[@dugarniraj]

One gold and one platinum

[@gokulk8981]

Hey Niraj
Can you put a video on earning rewards points to buy air miles. My only highest spend is buying gold in GRT. Can you suggest me a card.

[@KaranC17]

Hey Niraj, I have an Amex Travel, should i get a DCB Metal? Is it worth to go for it?

[@dugarniraj]

Buddy not sure about your expenses

[@1312himan]

which is better for travel amex travel or axis atlas ?

[@dugarniraj]

Depends on your spends no?

[@1312himan]

@@dugarniraj in the range of 4-5 L

[@SreesantMishr]

Can you recommend some credit card individual/corporate for electricity payment worth 1.5 Lakhs per month which will give me more rewards?

[@dugarniraj]

Biz black is best bet for a single card. Otherwise you can split across multiple cards.

[@SreesantMishr]

Reward point stuck at 2000 for mostly all credit card of hdfc on utility payments applicable from September 1st

[@SreesantMishr]

Do you have any other recommendations?

[@iBunu]

SBI Cashback is a No brainer for those who have a monthly spends up to 1L/PM

[@dugarniraj]

Absolutely eye opener for md

[@manaschhabra4610]

Can you do Infinia va Emerald video?

[@Dpanghal1020]

Sbi cashback doesn't give 5% on gift card

[@PoonamYadav-mh6wn]

You starts applying for all crefit cards like 2-3 cards every month..haha

[@gurpalprithipalsachdev5776]

I doubt u can have more then 1 Indusind credit card. I have a pinnacle card - hence my tiger card application was rejected

[@dugarniraj]

You can. I know many who have it.

[@Sgp6052]

No they don't give, I was rejected twice, because I have legend, but surprisingly they offered me upgrade to Pinnacle instead of Tiger which I wanted

[@mukeshpal4659]

Same is the case with me, they don't give me legend because I have platinum.

[@abhijeetrout4203]

@@Sgp6052your pinnacle credit card is LTF or chargeable?

[@Shashipks]

I think you can't have 2 core cards, but you can definitely have a second co-branded card as I have Legend, which is core and EasyDiner, which is co branded.

[@rajeshsharma_01]

I have a IndusInd Legend credit card. So I can’t get IndusInd Tiger credit card.

[@demouser3472]

Mujhe 2 premium dena hai 90,000₹ ka aur 1.25 lakh ka aise me konsa credit card acha hoga pls batae

[@pratiksarangi]

I have got it Tiger

[@dugarniraj]

Congratulations

[@RakeshKumarGrandhi]

As you mentioned that your strategy has been changed for paying Insurance payments, can you please throw some light on that strategy, as many use their credit cards for paying insurance premiums

[@dugarniraj]

Watch the previous video :)