Got to know so many things from this video:- 1. Difference between cashless and reimbursement claim 2. How each claim process works 3. Which one should be preferred Thank you for making this video.
very iinformative mam.. bt one question Agar Day of admit in hospital sunday ya other holiday ho plus uska next day b holiday ho to approval mil jata hai holiday wale din ya patient ko admit hone k bad 1-2 din approval ka wait krna pdega?
Hi Gurleen , What to asked that there is any norms in timing for the reply from insurer and hospital so that at night insurer can’t that that it’s not there working hour ? What maximum timeline in a day or a night to reply for queries from both side .
Hi Ma'am, I wanted to know about the process for determining the inclusion and exclusion of health insurance coverage during both planned and emergency admissions. I would like to know if the Third-Party Administrator (TPA) is aware of all the coverage included in my policy or if I need to inform the hospital about the specific coverage I am entitled to as per the policy.
Can we use 2 policies ( Main policy + super top up ) in a single bill of hospitalization. How can we use? Can hospital refuse to use papers? My mother was admit and Apollo hospital , Delhi refused to use 2 policies. Please make a video and guide
Hi ma'am I hope you are fine..My Question is jaise Maine hospital me admit hua tha,, cashless prosess tha..but Maine admit se pahle kuch cheakup karwaye the and after discharge medicine bhi li and discharge ke baad ambulance se apne ghar tak ka amt pay Kiya....too ye Amt company mujhe refund kregi...iska prosess kya hai
Ma'am please clarify below claim reject massege. On scrutiny of documents member is claiming for expenses for normal delivery. However it has been observed that the surgeon is BAMS. This is out of discipline and is not covered as per policy T&C .
Does the procedure for reimbursement claim stay the same for day care procedures? Which documents do we attach for 'Discharge Certificate' tab? And if we have a bill which has been paid, how do we get its payment receipt, since day care surgeries can be from local hospitals who do not provide separate bill and payment receipt?
Sir, we spoke on call. Discharge summary will be required if it was a day care procedure otherwise it will be counted as OPD procedure. Since it is a group policy, you can connect with HR of your company
Hello Ma'am for the important information..I have one query regarding non hospitalization medical expenses..suppose if doctor asks patient to do CT scan or MRI of a particular body part and doctor think there is no requirement for hospitalization and advices his patient to do treatment from the home itself for 1 month so in that case all the tests and medicines expenses can be claimed or not..please reply
Mam Mera baby ka chest mein infection Ho gai main admit kar diya mukundapur amri hospital mein swiggy se insurance claim chahie mera baby ka naam se please help me mam
I have a question. Lets say I have a rash and I am taking fungal medicine for it and I described it to the insurance company as pre existing illness but latter it was diagnosed as a complete different disease. will that falls under the insurance?
We have 2 family floater policies (10+90) from Niva Bupa- Reassure and Recharge Benefit (Super Top Up) plan. In Reassure plan, my husband is the proposer while I am proposer in the Super top up plan. For claims higher than the base plan cover, where we will need the super top up cover, will there be any issue with claim settlement considering there are 2 proposers for 2 plans?
Thank you so much ma'am. Nice video My question is, can we take 2 health insurance policies so that if the claim of one policy is denied then we can apply claim from second policy? Is that legal?
Yes, you can do that but you can't make benefit from health insurance policies, means you can't claim for same amount from both the companies. If it doesn't get cleared from one company, can be applied to another.
_1. The merit of any Mediclaim claim (specially Reimbursement claims) mainly depends on the 1st Prescription of the attending doctor._ _2. Before buying any Mediclaim policy from any company, Know the 'Sub-Limits', Excluded Perils (if any), 'Waiting Periods', whether or not there is 'CO-payment' clause._ _Any ailment / Line of treatment, other than explicitly mentioned in the "Policy Clause" (pre-printed part of the policy document) as "Exclusions" ( excluded perils ) or Conditional Exclusions_ _( Like, "Waiting Period") Is Covered._ _So, whilst receiving the hard copy of your Mediclaim pol. documents, make sure that the pre-printed policy clause is also appended with the Policy Schedule/+ Certificate and Premium payment Receipt. In the pol. clause part, the Contract of agreement is supposed to be clearly inscribed for patron's perusal and clear understanding._ _3. Try to go for Cashless Claim and if it's a "Planned Hospitalization", acquire "P. A. (pre Authorization) To The Cashless Claim."_ _4. For Sr. Citizens, be advised to go for Cashless option, unless it's a contingency.). TPAs tend to deduct the claim amount to the extent they can, citing various reasons/ deductibles, etc.)_ _5. If a policy from any co. offers" OPD treatment" the amt. being apropos the amt. of Sum Insured, my advise is skip the ₹ 1,000..... ₹ 4,000 OPD - Claim, in order to get Much Higher quantum of Coverage in terms of "N. C. B." (No Claim Bonus). This opinion is personal and drawn from my personal experiences over the years._ *~ Indranil Banerjee ( FIII )*
adytiya bilra health plan कभी भी मत लेना पहले मैंने cashless claim किया वो denay किया फिर बोला की reburshmnt मे ले लेना.. दो महीने से wait kar रहा हूँ अब तक नहीं कोई भी जवाब मिला कंपनी की तरफ से बोलते है की process मे है. ज़ब policy लेने की बारी आती है तो मीठी मीठी बाते करके फंसा लेते है ज़ब claim देने की बारी आती है तो चककर पे चककर कटवाती है मे जीता जागता गवाह हूँ दो महीने हो गए है पुरे मुझे पर कुछ भी नहीं मिला
Mine is a medi assist insurance company. If I go cashless network hospital... which option is best cashless or reimbursement... I want to claim full money, which is total expenditures for the spinal cord surgery... Please reply
Hello mam, my mother was admitted to PGIMER CHD due to blocked arteries and one stent was installed. She stayed in hospital fr 3-4 days and total bill was around 75k. With the help of Care Health Insurance we submitted all original bills , receipts etc but we are reimbursed only 50k. Could you please advise what should done now?
I have applied for marriage certificate and it will take time after which I have to update my wife's adhar card with the name after marriage. I have added my wife's name as per after marriage but on Adhar card its pre-marriage. While applying for claim, will this be admissable? If not, or the documents are not available within 30 days after discharge, can we still claim after 30 days?
Thank u ma'am for information.. ma'am one question if policy holder lied to insurance company abt pre existing conditions.. how poliy knw abt pre existing condition of patient and reject the claim
Rana jee, Insurance is based on the principle of utmost good faith. I also made a detailed video on "Principles of insurance" sometime back, you can check the same here. th-cam.com/video/EexlrKVG9Kc/w-d-xo.html At the time of claims, if it comes to the knowledge of insurer about PED and it was not disclosed at the time of buying the policy, the claim will get rejected and also the contact will be terminated. The insurance company checks all the past records and the summary shared by hospital properly.
Hello mam, My father visited Canada and he had insurance from care health and but I we tried reimbursement but couldn’t choose other country all it was mentioned all the states of India. Please help
Ma'am your video is very informative and well organized. I have a query. I have two claim and I misplaced original money deposit receipt so submitted duplicate receipts...they make a query to submit original, what to do now ? How do I solve there query?
We can't put our review on any Web Aggregator. I'm a financial advisor as well as an insurance agent & can assure that we provide the best of services to our clients. Feel free to connect with us on WhatsApp/Call at 9650706699 or info@hareepatti.com Thank you
"It is observed from the documents submitted that the hospitalization for treatment of fibroid uterushas arisen within two years from thedate of commencement of the first policy. As per the waiting period exclusion no. Excl 02 of the policy, the claim is not admissible for a period of 2 years from the date of inception of the first policy." We are therefore unable to consider the approval for cashless treatment of the above diagnosed disease. "They are saying this what can i do about this " Help
Madam mujhe CGHS pannel Billing aata ha or Ayushman card activation or billing aata ha mujhe TPA Billings ka kaam sikhna ha uske liye koi help krdo pls .🙏🙏
Hi if I am covered by my company through paramount heath insurance/care heath insurance and I was admitted and claimed the cashless. Will the information about the treatment will be confidential or my company HR's can request and see the details. Please tell.
I have ICICI Lombard Health Insurance with no room rent capping, however when the hospital sent a pre authorisation with room category as Suite (as per my choice) insurance guys gave the approval only for Standard room when I asked customer care about it says for cashless it is only standard room I will be eligible in case of Reimbursement any room is fine. This is absolutely not fair cheated me. Please let me know what they are doing is right ?? If that is the guidelines from IRDAI then they should have mentioned it clearly in the insurance policy copy which they have not. It's a scam not expected this from ICICI.
Mam mere father ka health insurance tha manipal cigna wo policyholder the unki death hogyi 22 sept me liver syroais ki ejh se to ky hume koi claim milega insurance company se
Hello Mam, mene day care eye treatment (injection) lsubah me iya he. Aur subah insurance company ko intimation Dena bhul gaya. Mene after treatment i(afternoon) intimation diya to kya mere claim amount se kuchh penalty deduct ho sakta khe kya? TPA company ne is issue ko raise Kiya tha.
Hello Gurleen Ji, could you please clarify that in the Niva Bupa Reassure 10L plan, does the base cover get reinstated during subsequent hospitalization even when it is not fully exhausted? Like say if the 1st claim was for 9 lakhs and then the subsequent claim on 2nd hospitalization is 10 lakhs, will the base cover of 10 lakhs be reinstated to settle the 2nd claim?
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@GurleenkaurTikku.... Please tell me... Approved amount and settlement amount will be same or different? For Reimbursement.
@@Ak.Bharatwanshi thank you.... I got the settlement amount 🙂
Got to know so many things from this video:-
1. Difference between cashless and reimbursement claim
2. How each claim process works
3. Which one should be preferred
Thank you for making this video.
Aapka samjhane ka tarika mst tha....I like that
अच्छी जानकारी दिया है मैम आपने और हैशटैग पर भी ध्यान दिया बहुत खुशी हुई
Dhanyawaad jee 🙏
I have corporate insurance and i did not this process and because of it I am struggling alot... I thank you so much
Thank you jee, keep watching !
Thank you ma'am Khan sir jeysa asani sey samjaya...
Thank you !
Bhut acha samjhaya ji aapne... Good... Thanxss... ❤️❤️❤️🙏🙏
Thank you so much jee !
Thanks ma'am, बडी मदत हो गयी....
Glad, Thank you jee.
Keep watching & DO SUBSCRIBE for more such informative content.
Best policy is care health insurance...it's help me for my mother and father both healths
I saw the whole video. It’s very informative.Thank you
Most welcome jee, I am glad you liked it :)
U are great ma'am, thanks for giving nice health vedio...I prayer god for ur healthy and successful life....
Thank you so much, keep watching !
Thanks a lot!! I was looking for exactly this information
Thank you jee, keep watching for more such informative content 😊
very iinformative mam.. bt one question
Agar Day of admit in hospital sunday ya other holiday ho plus uska next day b holiday ho to approval mil jata hai holiday wale din ya patient ko admit hone k bad 1-2 din approval ka wait krna pdega?
Hi Gurleen ,
What to asked that there is any norms in timing for the reply from insurer and hospital so that at night insurer can’t that that it’s not there working hour ?
What maximum timeline in a day or a night to reply for queries from both side .
Beautifully explained
Thank you :)
mam aapki awaz bahut sweet hai ji
Hi Ma'am,
I wanted to know about the process for determining the inclusion and exclusion of health insurance coverage during both planned and emergency admissions. I would like to know if the Third-Party Administrator (TPA) is aware of all the coverage included in my policy or if I need to inform the hospital about the specific coverage I am entitled to as per the policy.
The hospital TPA desk verifies from the insurance company
Can we use 2 policies ( Main policy + super top up ) in a single bill of hospitalization. How can we use? Can hospital refuse to use papers? My mother was admit and Apollo hospital , Delhi refused to use 2 policies. Please make a video and guide
Hi ma'am I hope you are fine..My Question is jaise Maine hospital me admit hua tha,, cashless prosess tha..but Maine admit se pahle kuch cheakup karwaye the and after discharge medicine bhi li and discharge ke baad ambulance se apne ghar tak ka amt pay Kiya....too ye Amt company mujhe refund kregi...iska prosess kya hai
Nicely explained..n simplified
Thank you so much 🙂
Ma'am, medicine bill mein GST hona mandatory hai kya ? Pls reply Urgent. Thank you 🙏
Very well explained thanks mam
Most welcome 😊 Keep Watching !
Ma'am please clarify below claim reject massege.
On scrutiny of documents member is claiming for expenses for normal delivery. However it has been observed that the surgeon is BAMS. This is out of discipline and is not covered as per policy T&C .
Thank you so much for making informative video.
Glad it was helpful, KEEP WATCHING !
Thnku so much mam for giving me your pricious time ❤️
Thank you so much !
If anybody need any Insurance Policy for TATA AIG, then I will provide to all the BEST Prices with BEST Services.
Does the procedure for reimbursement claim stay the same for day care procedures? Which documents do we attach for 'Discharge Certificate' tab? And if we have a bill which has been paid, how do we get its payment receipt, since day care surgeries can be from local hospitals who do not provide separate bill and payment receipt?
Sir, we spoke on call.
Discharge summary will be required if it was a day care procedure otherwise it will be counted as OPD procedure.
Since it is a group policy, you can connect with HR of your company
Hello Ma'am for the important information..I have one query regarding non hospitalization medical expenses..suppose if doctor asks patient to do CT scan or MRI of a particular body part and doctor think there is no requirement for hospitalization and advices his patient to do treatment from the home itself for 1 month so in that case all the tests and medicines expenses can be claimed or not..please reply
Hi Ankur
For any queries regarding health insurance, het in touch with our team on WhatsApp at 9650706699 or 9810458605
Thank you
Thank you so much Mam for valuable information. Nicely explained!
Keep watching !!
Mam Mera baby ka chest mein infection Ho gai main admit kar diya mukundapur amri hospital mein swiggy se insurance claim chahie mera baby ka naam se please help me mam
Mediclaim par aur id proof me adress alag ha to koi problem to nahi hogi na claim time par
Hi Mam, thanks for this information. Can you please confirm the oxygen concentrator covers in pre/post coverage. I am having the mediassist insurance
Awesome Description..Really appreciable
Glad you liked it, Keep Watching !
Documents lene kya company khud ghar pe ayegi ya kahi jana hoga dene?
Can we get access to UNDERWRITING POLICIES of health insurance companies?
I have a question.
Lets say I have a rash and I am taking fungal medicine for it and I described it to the insurance company as pre existing illness but latter it was diagnosed as a complete different disease. will that falls under the insurance?
We have 2 family floater policies (10+90) from Niva Bupa- Reassure and Recharge Benefit (Super Top Up) plan. In Reassure plan, my husband is the proposer while I am proposer in the Super top up plan. For claims higher than the base plan cover, where we will need the super top up cover, will there be any issue with claim settlement considering there are 2 proposers for 2 plans?
Sweta jee, There will not be an issue since insured person is present in both the policies.
Thank you for the clarification.
Good info..detailed apne btaya...
Thank you jee, I am glad you found it useful :)
Ma’am I have one question is physiotherapy is also included in health insurance??
Non medical expenses can also be covered by adding a shield.
Thanks for your valuable information🙏🙏🙏
Superb info ...thanks gurleen didi 👍👍
Thank you jee, keep watching !
Detailed information thank you
I am glad it helped.
Thank you so much ma'am. Nice video
My question is, can we take 2 health insurance policies so that if the claim of one policy is denied then we can apply claim from second policy?
Is that legal?
Yes, you can do that but you can't make benefit from health insurance policies, means you can't claim for same amount from both the companies.
If it doesn't get cleared from one company, can be applied to another.
_1. The merit of any Mediclaim claim (specially Reimbursement claims) mainly depends on the 1st Prescription of the attending doctor._
_2. Before buying any Mediclaim policy from any company, Know the 'Sub-Limits', Excluded Perils (if any), 'Waiting Periods', whether or not there is 'CO-payment' clause._
_Any ailment / Line of treatment, other than explicitly mentioned in the "Policy Clause" (pre-printed part of the policy document) as "Exclusions" ( excluded perils ) or Conditional Exclusions_ _( Like, "Waiting Period") Is Covered._
_So, whilst receiving the hard copy of your Mediclaim pol. documents, make sure that the pre-printed policy clause is also appended with the Policy Schedule/+ Certificate and Premium payment Receipt. In the pol. clause part, the Contract of agreement is supposed to be clearly inscribed for patron's perusal and clear understanding._
_3. Try to go for Cashless Claim and if it's a "Planned Hospitalization", acquire "P. A. (pre Authorization) To The Cashless Claim."_
_4. For Sr. Citizens, be advised to go for Cashless option, unless it's a contingency.). TPAs tend to deduct the claim amount to the extent they can, citing various reasons/ deductibles, etc.)_
_5. If a policy from any co. offers" OPD treatment" the amt. being apropos the amt. of Sum Insured, my advise is skip the ₹ 1,000..... ₹ 4,000 OPD - Claim, in order to get Much Higher quantum of Coverage in terms of "N. C. B." (No Claim Bonus). This opinion is personal and drawn from my personal experiences over the years._
*~ Indranil Banerjee ( FIII )*
Thanks Mam 🙏
adytiya bilra health plan कभी भी मत लेना पहले मैंने cashless claim किया वो denay किया फिर बोला की reburshmnt मे ले लेना.. दो महीने से wait kar रहा हूँ अब तक नहीं कोई भी जवाब मिला कंपनी की तरफ से बोलते है की process मे है. ज़ब policy लेने की बारी आती है तो मीठी मीठी बाते करके फंसा लेते है ज़ब claim देने की बारी आती है तो चककर पे चककर कटवाती है मे जीता जागता गवाह हूँ दो महीने हो गए है पुरे मुझे पर कुछ भी नहीं मिला
Noted thank for I formation
What about now ?
Denny karne ka reason bhi toh bataya hoga
Denny karne ka reason bhi toh bataya hoga
Correct
For pre and post hospitalization claims k liye bhi prescription, hospital discharge docs kyu dena hota hai?
Kyunki usse apke pre / poist hospitalisation days calculate hote hain
Medam best health insurance company
Mine is a medi assist insurance company. If I go cashless network hospital... which option is best cashless or reimbursement... I want to claim full money, which is total expenditures for the spinal cord surgery... Please reply
excellent information madam
Thanks a lot !!
Hello mam, my mother was admitted to PGIMER CHD due to blocked arteries and one stent was installed. She stayed in hospital fr 3-4 days and total bill was around 75k. With the help of Care Health Insurance we submitted all original bills , receipts etc but we are reimbursed only 50k. Could you please advise what should done now?
Ashish jee, we had a word yesterday and shared the way forward with you over email.
Hope you get resolution soon.
@@GurleenKaurTikku Thanks for the prompt response. Really appreciate your advise!!
@@ashishaggarwal1519 :)
If anybody need any Insurance Policy for TATA AIG, then I will provide to all the BEST Prices with BEST Services.
Hospital me admit hone se
Phale photocopy deni hoti hai kya..
Like photocopy
Adhar card
Pancard etc..
Ya orginal hi chaiye
Hospital walo ko?
Patient adhar card
Policy holder pan card
Policy
Soft copy bhi chalega
Excellent vidio
Pl clarify whether pregnancy and delivery charges are admissible in union care 360 policy
I have applied for marriage certificate and it will take time after which I have to update my wife's adhar card with the name after marriage.
I have added my wife's name as per after marriage but on Adhar card its pre-marriage.
While applying for claim, will this be admissable? If not, or the documents are not available within 30 days after discharge, can we still claim after 30 days?
can you pls tell me one application for calculating premiums
Alag alag lab ke bill ho to Kya curys AA sakti hai mam our alag medical ke bill ho vo mil sakte hai kya
Thank u ma'am for information.. ma'am one question if policy holder lied to insurance company abt pre existing conditions.. how poliy knw abt pre existing condition of patient and reject the claim
Rana jee, Insurance is based on the principle of utmost good faith.
I also made a detailed video on "Principles of insurance" sometime back, you can check the same here. th-cam.com/video/EexlrKVG9Kc/w-d-xo.html
At the time of claims, if it comes to the knowledge of insurer about PED and it was not disclosed at the time of buying the policy, the claim will get rejected and also the contact will be terminated. The insurance company checks all the past records and the summary shared by hospital properly.
mam tell about chola mandalam health insurance ke barein bataye
jee, will make a video shortly on the same.
Hello mam,
My father visited Canada and he had insurance from care health and but I we tried reimbursement but couldn’t choose other country all it was mentioned all the states of India.
Please help
Hi Gurlenji, konsi health insurance policy budget or service or maturity achhi hai
Ma'am please do make a video on post hospitalised claims for medicine and reports
Jee, will do
Gadi ka claim kaise karna hoga. Maine 4 wheeler se gya tha admit ke liye. Isme bill kon sa dena hoga travels bill Or ambulance bill
Mam kya apandix slow growing diseace me atte hai or iska claim ke leya kitni der me apply kr skte hai
How do you verify double dipping?
Madam medical insurance agent se lena behtar hai ya online is per Bhi Ek video Banakar Hamen samjhaen
Ma'am your video is very informative and well organized. I have a query. I have two claim and I misplaced original money deposit receipt so submitted duplicate receipts...they make a query to submit original, what to do now ? How do I solve there query?
Original receipt will be required for claim
If anybody need any Insurance Policy for TATA AIG, then I will provide to all the BEST Prices with BEST Services.
Mam do you have any informative video of star young star policy
Not yet, would make a video soon.
Hi, madam....hum reimbursement discharge k baad kitna din k andar submit karna hota hei...15 or 30 days k andar ?
Mam, do we need to add parents in FHPL App if we want to reimbursement of parent's treatment?
Koi bhi health insurance policy direct company se Lena acchha hota hai ya kisi web aggregator or broker se?
We can't put our review on any Web Aggregator. I'm a financial advisor as well as an insurance agent & can assure that we provide the best of services to our clients.
Feel free to connect with us on WhatsApp/Call at 9650706699 or info@hareepatti.com
Thank you
Can we claim insurance for just a check up and scanning ?
Mam sirf 1 day ka test hoga. Hospitalized na ho to isurance milega kya
Day care is covered, however some line of treatment and procedure is required to claim.
Otherwise, 24 hours hospitalisation is mandatory
"It is observed from the documents submitted that the hospitalization for treatment of fibroid uterushas arisen within two years from thedate of commencement of the first policy.
As per the waiting period exclusion no. Excl 02 of the policy, the claim is not admissible for a period of 2 years from the date of inception of the first policy."
We are therefore unable to consider the approval for cashless treatment of the above diagnosed disease.
"They are saying this what can i do about this "
Help
There are some slow growing illnesses which are not covered for 2 years, this is part of that list, hence will not be paid
If anybody need any Insurance Policy for TATA AIG, then I will provide to all the BEST Prices with BEST Services.
Thanks you jee
Rajesh Sharma
(Tax Consultants)
:)
Madam mujhe CGHS pannel Billing aata ha or Ayushman card activation or billing aata ha mujhe TPA Billings ka kaam sikhna ha uske liye koi help krdo pls .🙏🙏
Medam health insurance 6 sal se he, kya dental treatment cover hoga (star health )
Incase of reimbursement what is the time gap to inform the insurance co. Admission of patient in hospital...
Mam check list ke sabhi Documents bhejna hoga ?
Hi if I am covered by my company through paramount heath insurance/care heath insurance and I was admitted and claimed the cashless. Will the information about the treatment will be confidential or my company HR's can request and see the details. Please tell.
Hello Maam tpa sikhana hain ...to uske class hain kya...
cancelled cheque and bank should be of patient? patient name account is must or any other account also we can give.
mam midical clam card kitne tym baad bnke aata hai ? bank mein job krne walo ka ? usse kitne tym baad use kr skte h
Very imformative.
Thank you so much !
I have ICICI Lombard Health Insurance with no room rent capping, however when the hospital sent a pre authorisation with room category as Suite (as per my choice) insurance guys gave the approval only for Standard room when I asked customer care about it says for cashless it is only standard room I will be eligible in case of Reimbursement any room is fine. This is absolutely not fair cheated me. Please let me know what they are doing is right ?? If that is the guidelines from IRDAI then they should have mentioned it clearly in the insurance policy copy which they have not. It's a scam not expected this from ICICI.
Thanks for yours video ☺️
Can we use Medical claim in notice period time ?
Mam hame apne hospital ko tpa se empanelled karana hai kaise hota hai
Please make a video on hidden terms and conditions of care supreme
Ji, Thank you for the video suggestion !
Keep Watching !
Mam mere father ka health insurance tha manipal cigna wo policyholder the unki death hogyi 22 sept me liver syroais ki ejh se to ky hume koi claim milega insurance company se
Agar hospitalise hue the, toh claim kar sakte hain
Informative
Hello Mam, mene day care eye treatment (injection) lsubah me iya he. Aur subah insurance company ko intimation Dena bhul gaya. Mene after treatment i(afternoon) intimation diya to kya mere claim amount se kuchh penalty deduct ho sakta khe kya? TPA company ne is issue ko raise Kiya tha.
Very nice video thanks medam ji.
Thanks a lot ! Keep Watching
How to claim Day care treatment I.e. Dialysis bills please guide us
Mam hame kase ptaa chaly ga kun kun si dawa is policy m h plz btaa dena
Thank you 3k
Mere mediclaim reimbursement k status me sent for audit bata raha he to kitna time aur lagega mam?
Hello Gurleen Ji, could you please clarify that in the Niva Bupa Reassure 10L plan, does the base cover get reinstated during subsequent hospitalization even when it is not fully exhausted? Like say if the 1st claim was for 9 lakhs and then the subsequent claim on 2nd hospitalization is 10 lakhs, will the base cover of 10 lakhs be reinstated to settle the 2nd claim?
Yes, Refill is triggered after the first claim.
In this case, 2nd claim will be paid for 10 lacs
Yes, Refill is triggered after the first claim.
In this case, 2nd claim will be paid for 10 lacs
Pre numbered bill receipt kya hota hai
Mam ye claim krne k liye hospital m admit hona jaruri hai kya ?ya or koi condition
Name agar different hoga to mam
In company b4 marriage name is given n now name has changed in that what we can do
Hi mam ICICI Lombard insurance pregnancy m kitne din phale k bill aur kitne din bad k bill claim kr sakte hai .. please suggest me