✔️ Invest in Knowledge: social.rachanaranade.com/Courses ✔️Kickstart your Investment Journey:link.rachanaranade.com/Zerodha ✔️Secure your Life and Health: - Life Insurance► bit.ly/3tYenqr - Health Insurance►bit.ly/3ynVssD
Yes, mam pls make a detailed video for salaried persons who investing their money into capital markets. So that we can get the idea about how to file ITR for salary along with capital gains from the investment of capital markets.
Children Education amount is ridiculous and same amount is going on since Gandhi ji's time. This has to change and be updated. Even BPL people it even doesn't make sense.
Please make a Video on ITR Filing which is much needed to most of us who is enlightened by your Financial Literacy 🙏🏽 Hope you consider and make a Detailed video Thank you 🙂
This is a really fun and knowledgeable video. I think every new joiner should watch this to gain a better understanding of the payslip. The form mentioned @14:05 is 26AS. I used this form to cross check TDS while filling ITR.
What perfect timing for this video. I just had a talk with my hr today and well he said since ur from the engineering background u won't get it rn, wait for ur salary slip
The MNCs just sucks your own money like a honeybees.... Earlier I thought of that the employer themselve put the other part of PF amount but likely they used to deduct it throughout the package. Mtlb package k alva ek rupiya bhi apko nhi degi company 🙂
I Have The Complete Course Of Basics Till Lecture 11 And Including Both Fundamentals and Technical Analysis Course of CA Rachana Ranade Contact Me On Telegram My UserName:- ig_gtrvendor
07:36 No doubt Basic Salary is fully taxable but it is wrong to say that "there is no deduction at all". Standard deduction of ₹50k from the gross salary is always there. And Basic salary is also a part of gross salary.
@@code-chari6593 ya but in most cases common people who makes invsts as prescribed under sec. 80C would not even opt for the new scheme. Actually that scheme makes no sense unless u don't make any tax deductible invsts
Small Info : A Madras High Court ruling held that you can avail gratuity if you have completed 240 days of service in the fifth year. like 4 yrs + 240 days
@08:25 companies gives LTAs but not leaves. What's the use of LTA then! Humans and their designed society is strange! Getting even the earned leaves approved is a task in itself!
Actually, net earning *can* be more than the promised CTC. This routinely happens in growth companies when the management decides to pay an extra bonus component that is over and above what is mentioned in the offer letter. For e.g. if revenue or profitability achieved far exceeds the original target.
My company is including the pf cost in gross as well as ctc also So if gross is suppose 20 Then in pay slip will be 18 and then again 18-2k inhand 16k Why are they doing this since years.. ?
Hi Rachana mam. Please make a video about ITR filing for individuals who have income from RSU of companies listed on Nasdaq and other international indices
I'm 24 now. I'm in 30% tax slab. Everybody is recommending me to take home loan and purchase/build a house so that tax can be reduced under 80c and 80d. Is that a good idea?
@@commonman9787 no bro don't do it for the time being and mainly not in houses bcos real estate sector is almost stagnant (even less than FD returns) in past few years (4yrs maybe) . Try some other investments like MFs which is also subject to same deduction under sec. 80C. (This is just a small note and not an advice)
Nope nope. Don't buy a house dude. Instead if you have money invest in a commercial property! For ppl from our generation, where we don't know in which city or place we will be living in, 5 years from now do you really think it's a good idea to buy a house?
Please make a video on how to get failed transaction money back in ipo . I applied but transaction failed and money got deducted .. I don't know what to do please if anyone how to get money back help .. 🙏🙏🙏
In payslip detection every month medical detection will also reduced double detection employee and employer part 300 plus 300 total 600 from grose salary
There is so much life to your videos, apart from the information ofc😁 A key difference that I notice between your channel and other channels providing financial literacy. Keep rocking!!
Rachna ji, You took 15 mins to make people understand the difference. In short it’s “Nowadays so called highly qualified HR & Management (covered face with MUSK) jointly together..... making the employees BIG FOOL.”
What is the difference between CTC and Net Salary? | CA Rachana Ranade - Fantastic Video for working people. I share for my Tamil friends thro Twitter & Face Book - Thanks & Wishes CA Rachana Phadke Ranade
Madam am holding Vodafone idea share last six months now it's reach 52% lose... what should i do, hold or sell please tell me madam .....it will recover are not 🙏🙏🙏🙏
✔️ Invest in Knowledge: social.rachanaranade.com/Courses
✔️Kickstart your Investment Journey:link.rachanaranade.com/Zerodha
✔️Secure your Life and Health:
- Life Insurance► bit.ly/3tYenqr
- Health Insurance►bit.ly/3ynVssD
Please make a detailed video for ITR filing for salaried individuals. Especially for beginners who are already into investing.
Yes mam plz
Yes, mam pls make a detailed video for salaried persons who investing their money into capital markets. So that we can get the idea about how to file ITR for salary along with capital gains from the investment of capital markets.
Charges apply 😂
Labour law advisor has already in their play list
Yes plz do the same
Chips Packet was the perfect example to signify the Salary Packages :)
😀😀😀😀
Perfect example... 😂😂
Lays packet
even chips in hand
12:56 side note: professional tax is not applicable for handicapped employees.
I like your English. You're speaking so fluently and clearly. Can you tell me the source of your path to learn English 😂
We can cross check the TDS in form 26 AS ,Pay slip and Form 16
Yes even it shows gst and all credits etc
My salary comes more than CTC as night shift gets added over and above my CTC.
One should not hit the like button any no. of times.
If I hit the 'like' button even no. of times, then its add good as not hitting it.😃
Before entering into IIT I too have a perseption of earning min 60 lac per year....😶😶
It took me 1 year to understand my payslip
Had you did this video one year back 😅
By the way we had telephone charges allowence
Mujhe to payslip hi nahi mila sirf net salary milta hain
My ctc is 3.56 lac and there is standard deduction of 50k ...no one from my employer telling exactly what it is...
Ma'am please do some tutorial to understand IT filing with the new portal. Also please help with filing RSU details.
Ma'am hum jaise gareeb logo k liye Hindi me lecture kr diya kro please
English nhi aati
Means CTC is variable every year and what we are informed by the company is maximum CTC...right...
In Robert Bosch... Employees get more than CTC.. because they give variable more than 100% 😅
Sir, wht is the in hand salary at Robert Bosch for the role of Associate software Engineer?.
Children Education amount is ridiculous and same amount is going on since Gandhi ji's time. This has to change and be updated. Even BPL people it even doesn't make sense.
CTC: What company pays you.
Net Salary: What bank account shows you.
Please make a Video on ITR Filing which is much needed to most of us who is enlightened by your Financial Literacy 🙏🏽 Hope you consider and make a Detailed video
Thank you 🙂
Sorry but did you stop analyzing IPO's or am I missing videos?
Wow Rachana Ji, tons of improvement in video quality! Bravo to you as well backend editing team
This is a really fun and knowledgeable video. I think every new joiner should watch this to gain a better understanding of the payslip.
The form mentioned @14:05 is 26AS. I used this form to cross check TDS while filling ITR.
What perfect timing for this video. I just had a talk with my hr today and well he said since ur from the engineering background u won't get it rn, wait for ur salary slip
Due to covid we have salary deduction till now no slab no worry of income tax only worry to get income
Form 26 as where we cross check tds deducted.
The MNCs just sucks your own money like a honeybees.... Earlier I thought of that the employer themselve put the other part of PF amount but likely they used to deduct it throughout the package.
Mtlb package k alva ek rupiya bhi apko nhi degi company 🙂
🤣
3:05 Wow! now i am going to smash the like button 2 times
😂😂😂
Then u say that ull like it and unlike it!?
Interesting Stocks with low PE on Retailer Mind channel Playlist 👍😊
I Have The Complete Course Of Basics Till Lecture 11 And Including Both Fundamentals and Technical Analysis Course of CA Rachana Ranade Contact Me On Telegram
My UserName:- ig_gtrvendor
07:36 No doubt Basic Salary is fully taxable but it is wrong to say that "there is no deduction at all". Standard deduction of ₹50k from the gross salary is always there. And Basic salary is also a part of gross salary.
Agreed, plus for PF calculation basic salary is considered, so higher basic salary is beneficial for more PF
50k deduction is not available in new tax regime
Topic is about CTC
@@code-chari6593 ya but in most cases common people who makes invsts as prescribed under sec. 80C would not even opt for the new scheme. Actually that scheme makes no sense unless u don't make any tax deductible invsts
Liked your video just because you said no tax is deducted to like 😀
This is truly educating one for me. Never knew what happens in payslip and the differences.
Small Info : A Madras High Court ruling held that you can avail gratuity if you have completed 240 days of service in the fifth year. like 4 yrs + 240 days
Employee contribution to PF is fixed to 12% but the Employer's contribution can be between 8% - 12%. This at times not known to the employees as well.
Normally its 12%
Because Employers contribute 8.33% in PF & remaining in EPS(Pension Scheme), but total will be always be 12%
@@rajatmahajan5112 This is wrong Employors contribution to EPF is 3.67% and remaining 8.33% is for EPS total is 12% from Employors as well
Form 26AS is the form where the TDS can be checked
Hahahahahaa that chips packet analogy was hilarious and apt 😁😂
@08:25 companies gives LTAs but not leaves. What's the use of LTA then! Humans and their designed society is strange! Getting even the earned leaves approved is a task in itself!
Excellent... Can you please help with taxation part & investment too.
16 lakhs ka ctc kon deta hai bhai mam opening hai aapke yaha to batao😅
Actually, net earning *can* be more than the promised CTC. This routinely happens in growth companies when the management decides to pay an extra bonus component that is over and above what is mentioned in the offer letter. For e.g. if revenue or profitability achieved far exceeds the original target.
True. Some company pay bonus which is not part of CTC
@@charlesbronson21 But then you have tax applicable on this...
Include Shift allowance also. That is also not part of ctc
My company is including the pf cost in gross as well as ctc also
So if gross is suppose 20
Then in pay slip will be 18 and then again
18-2k inhand 16k
Why are they doing this since years.. ?
Even i have the same issue!
Hi Rachana mam. Please make a video about ITR filing for individuals who have income from RSU of companies listed on Nasdaq and other international indices
How much salary is taxable? What are the requirements for tax filing?
Waiting for F&O course!!!
Form 26AS can used to cross verify TDS
Ye sare introductory ideas late kaha se hai aap 🤔🤔😆
I smashed like botton 2 times😝
Form26AS cross verify TDS deducted is deposited into govt account or no by employer
Difference between CTC and in hand??
Your expected results and the real one 😂😂😂
I smashed the like button twice, you're welcome.
I was looking for this kind of explanation... And finally found one.. Thankyou so much... Hence subscribed ❤
Take care. Jaihind . Bye bye
Lays wafers be like.. Gazab bejjati hai... 😂😂😂
Lays Got Roasted In 10 secs
Whoever thought of using chips pack for this video is the next Prahlad Kakkad 👍
Very well done.
I'm 24 now. I'm in 30% tax slab. Everybody is recommending me to take home loan and purchase/build a house so that tax can be reduced under 80c and 80d. Is that a good idea?
That's the worst idea.. do not do it
@@commonman9787 no bro don't do it for the time being and mainly not in houses bcos real estate sector is almost stagnant (even less than FD returns) in past few years (4yrs maybe) . Try some other investments like MFs which is also subject to same deduction under sec. 80C. (This is just a small note and not an advice)
Nope nope. Don't buy a house dude. Instead if you have money invest in a commercial property! For ppl from our generation, where we don't know in which city or place we will be living in, 5 years from now do you really think it's a good idea to buy a house?
If you don't have a house to live, then buy it. For investment purposes, don't get a house. There are various other options available.
I found very detailed video on this topic at *Ask Dinesh kumar* TH-cam channel. Really 💯💯 you also have to watch.
PPF investment good or bad investment
Which investment for long term ,,( any idea)
Plz suggest friends...
Please make a video on how to get failed transaction money back in ipo . I applied but transaction failed and money got deducted .. I don't know what to do please if anyone how to get money back help .. 🙏🙏🙏
can u plz explain the pay sturucture of govt employees ?
In payslip detection every month medical detection will also reduced double detection employee and employer part 300 plus 300 total 600 from grose salary
One query: PF should be deducted two times, from CTC as well as gross salary, please correct me if am wrong.
CTC:- Amitabh bachchan KBC dialogue 60 cr , In hand :- Kachra seth Phir hera pheri dialogue 150 rs dega
Is employers PF also deducted from the CTC offered, please guide me in this regard. Thanks in advance.
So in this case i will get 15k - all deductions only,which can be spent anywhere..is that correct ..??😯
There is so much life to your videos, apart from the information ofc😁 A key difference that I notice between your channel and other channels providing financial literacy. Keep rocking!!
AS 26 reconciliation
Mam could you please offer your all your courses in discount for at least one day...?? Please 😌😌
In simple to say काम छोटे दिखाने के बिल मोटे मोटे
Great explaination .. Thanks for sharing
what is the point of watching this video if you want us to tell you everything AKA "homework".
What about other allowences will that be exempt or deducted or any , please someone give a link where i can know about it or please reply
In the us/uk it is always salary plus benefits and the pay is salary/12. Only india has this ctc jumla
Can Perquisites like Rent Free Accommodation be included in CTC?
How come no video on devyani IPO ???????
Ma'am what is employer's contribution to social Security schemes?
which is the other form you were talking about in the last part of the video ?
Rachna ji,
You took 15 mins to make people understand the difference.
In short it’s “Nowadays so called highly qualified HR & Management (covered face with MUSK) jointly together..... making the employees BIG FOOL.”
26 AS 😂
3:09 Yes, I hit the like button 4 times 😉😀
wonderful video anyone who wants to work must watch this video very informative
Medam ji please muje batavona. Long term me paise kis me lagaya famely or bachhha fayda jata hoha
If you smash like button even number of times, your video will not be liked 😂😂
Maam in form there are showing small amounts of gratuity they are cutting but in real they are cutting much more then that
Mam Plz make videos on it returns and tax exumptions as of now and how to claim returns
If salary is below 15k p.m kindly explain....
Esic is missing
Ranchana Ma'am you're getting creative day by day. 😀
Wow, apne bina bole, small act se hi smja diya difference, awesome 😊👍
Can you please talk about tax of salaried employees and also ITR
You are pure love...i love all your videos...much respect for you🙌
Superb explanation. Thank you so much!!!
What is the difference between CTC and Net Salary? | CA Rachana Ranade - Fantastic Video for working people. I share for my Tamil friends thro Twitter & Face Book - Thanks & Wishes
CA Rachana Phadke Ranade
Assistant Manager ka itna kum salary 😱😱😱😱 Humare yaha ek team lead ka itna hai 😂😂😂
What to do if my employer included EPF in my gross salary ?
Liked for the Intro with chips pocket example😂😂😂 and You are the best teacher i have ever seen❤
Thoda so emotion samaj lo......lol....bhavna paw cha le
Why are you not doing IPO Videos or Live Session, So many IPO are comming
I am calculating 48 lakh subscribers on youtube = ?
Please ask to smash the 'like' button odd number of times, or else its still neutral :)
Child education allowance pe income tax deduction dekhke meri to aankho me aansu aa gaye
Madam am holding Vodafone idea share last six months now it's reach 52% lose... what should i do, hold or sell please tell me madam .....it will recover are not 🙏🙏🙏🙏
So what is the hand salary for the given scenario????Can anyone answer pleasee