What is the difference between CTC and Net Salary? | CA Rachana Ranade

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  • เผยแพร่เมื่อ 1 ต.ค. 2024

ความคิดเห็น • 533

  • @CARachanaRanade
    @CARachanaRanade  ปีที่แล้ว

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  • @chetankondawle
    @chetankondawle 3 ปีที่แล้ว +599

    Please make a detailed video for ITR filing for salaried individuals. Especially for beginners who are already into investing.

    • @sportssciencebyrohit1471
      @sportssciencebyrohit1471 3 ปีที่แล้ว +1

      Yes mam plz

    • @investonity2554
      @investonity2554 3 ปีที่แล้ว +6

      Yes, mam pls make a detailed video for salaried persons who investing their money into capital markets. So that we can get the idea about how to file ITR for salary along with capital gains from the investment of capital markets.

    • @14kishan
      @14kishan 3 ปีที่แล้ว +2

      Charges apply 😂

    • @Arpit_Gaur
      @Arpit_Gaur 3 ปีที่แล้ว +3

      Labour law advisor has already in their play list

    • @harshithakotian3049
      @harshithakotian3049 3 ปีที่แล้ว

      Yes plz do the same

  • @post2shweta
    @post2shweta 3 ปีที่แล้ว +279

    Chips Packet was the perfect example to signify the Salary Packages :)

  • @14kishan
    @14kishan 3 ปีที่แล้ว +43

    12:56 side note: professional tax is not applicable for handicapped employees.

  • @sachinpadhiyar9092
    @sachinpadhiyar9092 3 ปีที่แล้ว +39

    I like your English. You're speaking so fluently and clearly. Can you tell me the source of your path to learn English 😂

  • @ganeshgajja996
    @ganeshgajja996 3 ปีที่แล้ว +79

    We can cross check the TDS in form 26 AS ,Pay slip and Form 16

    • @BKishan48
      @BKishan48 3 ปีที่แล้ว

      Yes even it shows gst and all credits etc

  • @mayursoni572
    @mayursoni572 3 ปีที่แล้ว +19

    My salary comes more than CTC as night shift gets added over and above my CTC.

  • @VinayakKamat
    @VinayakKamat 3 ปีที่แล้ว +1

    One should not hit the like button any no. of times.
    If I hit the 'like' button even no. of times, then its add good as not hitting it.😃

  • @mohneeshkumarswami9207
    @mohneeshkumarswami9207 3 ปีที่แล้ว +6

    Before entering into IIT I too have a perseption of earning min 60 lac per year....😶😶

  • @damarub3756
    @damarub3756 3 ปีที่แล้ว +16

    It took me 1 year to understand my payslip
    Had you did this video one year back 😅
    By the way we had telephone charges allowence

    • @soumsgaming238
      @soumsgaming238 3 ปีที่แล้ว

      Mujhe to payslip hi nahi mila sirf net salary milta hain

  • @rahulmore9837
    @rahulmore9837 3 ปีที่แล้ว +1

    My ctc is 3.56 lac and there is standard deduction of 50k ...no one from my employer telling exactly what it is...

  • @SumitkarIn
    @SumitkarIn 3 ปีที่แล้ว +23

    Ma'am please do some tutorial to understand IT filing with the new portal. Also please help with filing RSU details.

  • @vasudeva2014
    @vasudeva2014 3 ปีที่แล้ว +1

    Ma'am hum jaise gareeb logo k liye Hindi me lecture kr diya kro please
    English nhi aati

  • @planetearth9892
    @planetearth9892 2 ปีที่แล้ว +1

    Means CTC is variable every year and what we are informed by the company is maximum CTC...right...

  • @manukasturi909
    @manukasturi909 3 ปีที่แล้ว +4

    In Robert Bosch... Employees get more than CTC.. because they give variable more than 100% 😅

    • @SanP56
      @SanP56 3 ปีที่แล้ว

      Sir, wht is the in hand salary at Robert Bosch for the role of Associate software Engineer?.

  • @stutighosh9314
    @stutighosh9314 3 ปีที่แล้ว +1

    Children Education amount is ridiculous and same amount is going on since Gandhi ji's time. This has to change and be updated. Even BPL people it even doesn't make sense.

  • @punithhj168
    @punithhj168 3 ปีที่แล้ว +15

    CTC: What company pays you.
    Net Salary: What bank account shows you.

  • @blessed_human
    @blessed_human 3 ปีที่แล้ว +4

    Please make a Video on ITR Filing which is much needed to most of us who is enlightened by your Financial Literacy 🙏🏽 Hope you consider and make a Detailed video
    Thank you 🙂

  • @udaykaudgaonkar5481
    @udaykaudgaonkar5481 3 ปีที่แล้ว +1

    Sorry but did you stop analyzing IPO's or am I missing videos?

  • @nebulamebula
    @nebulamebula 3 ปีที่แล้ว +5

    Wow Rachana Ji, tons of improvement in video quality! Bravo to you as well backend editing team

  • @arindam-karmakar
    @arindam-karmakar ปีที่แล้ว +2

    This is a really fun and knowledgeable video. I think every new joiner should watch this to gain a better understanding of the payslip.
    The form mentioned @14:05 is 26AS. I used this form to cross check TDS while filling ITR.

  • @arshitaanmolsoni4610
    @arshitaanmolsoni4610 3 ปีที่แล้ว +4

    What perfect timing for this video. I just had a talk with my hr today and well he said since ur from the engineering background u won't get it rn, wait for ur salary slip

  • @sciencezone13
    @sciencezone13 3 ปีที่แล้ว +1

    Due to covid we have salary deduction till now no slab no worry of income tax only worry to get income

  • @sridharalaramya8261
    @sridharalaramya8261 3 ปีที่แล้ว +3

    Form 26 as where we cross check tds deducted.

  • @yourajdhavale6322
    @yourajdhavale6322 3 ปีที่แล้ว +3

    The MNCs just sucks your own money like a honeybees.... Earlier I thought of that the employer themselve put the other part of PF amount but likely they used to deduct it throughout the package.
    Mtlb package k alva ek rupiya bhi apko nhi degi company 🙂

  • @nikhildadhich4097
    @nikhildadhich4097 3 ปีที่แล้ว +8

    3:05 Wow! now i am going to smash the like button 2 times

    • @gautambidari
      @gautambidari 3 ปีที่แล้ว +1

      😂😂😂

    • @payalg6391
      @payalg6391 3 ปีที่แล้ว

      Then u say that ull like it and unlike it!?

  • @retailermind8403
    @retailermind8403 3 ปีที่แล้ว +6

    Interesting Stocks with low PE on Retailer Mind channel Playlist 👍😊

    • @Coco-nz3tl
      @Coco-nz3tl 3 ปีที่แล้ว

      I Have The Complete Course Of Basics Till Lecture 11 And Including Both Fundamentals and Technical Analysis Course of CA Rachana Ranade Contact Me On Telegram
      My UserName:- ig_gtrvendor

  • @CAPushpendraKumar
    @CAPushpendraKumar 3 ปีที่แล้ว +8

    07:36 No doubt Basic Salary is fully taxable but it is wrong to say that "there is no deduction at all". Standard deduction of ₹50k from the gross salary is always there. And Basic salary is also a part of gross salary.

    • @shwetap5312
      @shwetap5312 3 ปีที่แล้ว

      Agreed, plus for PF calculation basic salary is considered, so higher basic salary is beneficial for more PF

    • @code-chari6593
      @code-chari6593 3 ปีที่แล้ว

      50k deduction is not available in new tax regime

    • @vinayspoorthy
      @vinayspoorthy 3 ปีที่แล้ว

      Topic is about CTC

    • @shashanklakshmisha5052
      @shashanklakshmisha5052 3 ปีที่แล้ว

      @@code-chari6593 ya but in most cases common people who makes invsts as prescribed under sec. 80C would not even opt for the new scheme. Actually that scheme makes no sense unless u don't make any tax deductible invsts

  • @rajeshdhawan
    @rajeshdhawan 3 ปีที่แล้ว +1

    Liked your video just because you said no tax is deducted to like 😀

  • @911chatterbox
    @911chatterbox 3 ปีที่แล้ว +4

    This is truly educating one for me. Never knew what happens in payslip and the differences.

  • @adutindian
    @adutindian 3 ปีที่แล้ว +9

    Small Info : A Madras High Court ruling held that you can avail gratuity if you have completed 240 days of service in the fifth year. like 4 yrs + 240 days

  • @stutighosh9314
    @stutighosh9314 3 ปีที่แล้ว +6

    Employee contribution to PF is fixed to 12% but the Employer's contribution can be between 8% - 12%. This at times not known to the employees as well.

    • @soumsgaming238
      @soumsgaming238 3 ปีที่แล้ว

      Normally its 12%

    • @rajatmahajan5112
      @rajatmahajan5112 3 ปีที่แล้ว

      Because Employers contribute 8.33% in PF & remaining in EPS(Pension Scheme), but total will be always be 12%

    • @saikrishnaykiccha1799
      @saikrishnaykiccha1799 หลายเดือนก่อน

      @@rajatmahajan5112 This is wrong Employors contribution to EPF is 3.67% and remaining 8.33% is for EPS total is 12% from Employors as well

  • @SumitkarIn
    @SumitkarIn 3 ปีที่แล้ว +3

    Form 26AS is the form where the TDS can be checked

  • @shorttravelvlogs
    @shorttravelvlogs 3 ปีที่แล้ว +3

    Hahahahahaa that chips packet analogy was hilarious and apt 😁😂

  • @navneet2649
    @navneet2649 3 ปีที่แล้ว +1

    @08:25 companies gives LTAs but not leaves. What's the use of LTA then! Humans and their designed society is strange! Getting even the earned leaves approved is a task in itself!

  • @reshmasaldanha5087
    @reshmasaldanha5087 3 ปีที่แล้ว +1

    Excellent... Can you please help with taxation part & investment too.

  • @swapniljadhav4778
    @swapniljadhav4778 3 ปีที่แล้ว +1

    16 lakhs ka ctc kon deta hai bhai mam opening hai aapke yaha to batao😅

  • @amoghchap
    @amoghchap 3 ปีที่แล้ว +6

    Actually, net earning *can* be more than the promised CTC. This routinely happens in growth companies when the management decides to pay an extra bonus component that is over and above what is mentioned in the offer letter. For e.g. if revenue or profitability achieved far exceeds the original target.

    • @charlesbronson21
      @charlesbronson21 3 ปีที่แล้ว +1

      True. Some company pay bonus which is not part of CTC

    • @kumarteja5564
      @kumarteja5564 2 ปีที่แล้ว

      @@charlesbronson21 But then you have tax applicable on this...

    • @shadowalphaop5238
      @shadowalphaop5238 2 ปีที่แล้ว

      Include Shift allowance also. That is also not part of ctc

  • @karanmadhyani7203
    @karanmadhyani7203 3 ปีที่แล้ว +1

    My company is including the pf cost in gross as well as ctc also
    So if gross is suppose 20
    Then in pay slip will be 18 and then again
    18-2k inhand 16k
    Why are they doing this since years.. ?

  • @anandbhumkar2099
    @anandbhumkar2099 3 ปีที่แล้ว +1

    Hi Rachana mam. Please make a video about ITR filing for individuals who have income from RSU of companies listed on Nasdaq and other international indices

  • @balajisankar3271
    @balajisankar3271 3 ปีที่แล้ว +1

    How much salary is taxable? What are the requirements for tax filing?

  • @abhinav5238
    @abhinav5238 3 ปีที่แล้ว +5

    Waiting for F&O course!!!

  • @vishaldhruv2527
    @vishaldhruv2527 3 ปีที่แล้ว +1

    Form 26AS can used to cross verify TDS

  • @komalpatel6062
    @komalpatel6062 3 ปีที่แล้ว +1

    Ye sare introductory ideas late kaha se hai aap 🤔🤔😆

  • @talking_verse
    @talking_verse 3 ปีที่แล้ว +1

    I smashed like botton 2 times😝

  • @nmsmksatya
    @nmsmksatya 3 ปีที่แล้ว +1

    Form26AS cross verify TDS deducted is deposited into govt account or no by employer

  • @ivinitmittal
    @ivinitmittal 3 ปีที่แล้ว +7

    Difference between CTC and in hand??
    Your expected results and the real one 😂😂😂

  • @honeysinghelon
    @honeysinghelon 3 ปีที่แล้ว +1

    I smashed the like button twice, you're welcome.

  • @anjanasunil7617
    @anjanasunil7617 2 หลายเดือนก่อน

    I was looking for this kind of explanation... And finally found one.. Thankyou so much... Hence subscribed ❤

  • @HewHay365
    @HewHay365 3 ปีที่แล้ว +1

    Take care. Jaihind . Bye bye

  • @devarsheeadkar6584
    @devarsheeadkar6584 3 ปีที่แล้ว +3

    Lays wafers be like.. Gazab bejjati hai... 😂😂😂

  • @vedantsarda2711
    @vedantsarda2711 3 ปีที่แล้ว +1

    Lays Got Roasted In 10 secs

  • @Dipps
    @Dipps 3 ปีที่แล้ว +3

    Whoever thought of using chips pack for this video is the next Prahlad Kakkad 👍
    Very well done.

  • @sanjaym7114
    @sanjaym7114 3 ปีที่แล้ว +3

    I'm 24 now. I'm in 30% tax slab. Everybody is recommending me to take home loan and purchase/build a house so that tax can be reduced under 80c and 80d. Is that a good idea?

    • @commonman9787
      @commonman9787 3 ปีที่แล้ว +2

      That's the worst idea.. do not do it

    • @shashanklakshmisha5052
      @shashanklakshmisha5052 3 ปีที่แล้ว +1

      @@commonman9787 no bro don't do it for the time being and mainly not in houses bcos real estate sector is almost stagnant (even less than FD returns) in past few years (4yrs maybe) . Try some other investments like MFs which is also subject to same deduction under sec. 80C. (This is just a small note and not an advice)

    • @AJ-zu4uf
      @AJ-zu4uf 3 ปีที่แล้ว +2

      Nope nope. Don't buy a house dude. Instead if you have money invest in a commercial property! For ppl from our generation, where we don't know in which city or place we will be living in, 5 years from now do you really think it's a good idea to buy a house?

    • @rohanshinde4327
      @rohanshinde4327 3 ปีที่แล้ว

      If you don't have a house to live, then buy it. For investment purposes, don't get a house. There are various other options available.

  • @pankajverma9061
    @pankajverma9061 3 ปีที่แล้ว

    I found very detailed video on this topic at *Ask Dinesh kumar* TH-cam channel. Really 💯💯 you also have to watch.

  • @saravananmurugesan5516
    @saravananmurugesan5516 3 ปีที่แล้ว

    PPF investment good or bad investment
    Which investment for long term ,,( any idea)
    Plz suggest friends...

  • @xxx2734
    @xxx2734 3 ปีที่แล้ว

    Please make a video on how to get failed transaction money back in ipo . I applied but transaction failed and money got deducted .. I don't know what to do please if anyone how to get money back help .. 🙏🙏🙏

  • @satyamanand6830
    @satyamanand6830 3 ปีที่แล้ว +1

    can u plz explain the pay sturucture of govt employees ?

  • @shareknowledge7125
    @shareknowledge7125 2 ปีที่แล้ว

    In payslip detection every month medical detection will also reduced double detection employee and employer part 300 plus 300 total 600 from grose salary

  • @NiiteshSainiIT
    @NiiteshSainiIT ปีที่แล้ว

    One query: PF should be deducted two times, from CTC as well as gross salary, please correct me if am wrong.

  • @sriramr5776
    @sriramr5776 2 ปีที่แล้ว

    CTC:- Amitabh bachchan KBC dialogue 60 cr , In hand :- Kachra seth Phir hera pheri dialogue 150 rs dega

  • @amrithasr501
    @amrithasr501 2 ปีที่แล้ว

    Is employers PF also deducted from the CTC offered, please guide me in this regard. Thanks in advance.

  • @Vishnu_00
    @Vishnu_00 3 ปีที่แล้ว

    So in this case i will get 15k - all deductions only,which can be spent anywhere..is that correct ..??😯

  • @manojjanakiraman9333
    @manojjanakiraman9333 3 ปีที่แล้ว +3

    There is so much life to your videos, apart from the information ofc😁 A key difference that I notice between your channel and other channels providing financial literacy. Keep rocking!!

  • @satishreddybasi
    @satishreddybasi 3 ปีที่แล้ว +1

    AS 26 reconciliation

  • @shri2625
    @shri2625 3 ปีที่แล้ว +1

    Mam could you please offer your all your courses in discount for at least one day...?? Please 😌😌

  • @kishortank3815
    @kishortank3815 3 หลายเดือนก่อน

    In simple to say काम छोटे दिखाने के बिल मोटे मोटे

  • @abhishekr7556
    @abhishekr7556 3 ปีที่แล้ว +1

    Great explaination .. Thanks for sharing

  • @hiranyagarbhsinghchoudhary
    @hiranyagarbhsinghchoudhary 3 ปีที่แล้ว

    what is the point of watching this video if you want us to tell you everything AKA "homework".

  • @sairohitgupta8756
    @sairohitgupta8756 3 ปีที่แล้ว

    What about other allowences will that be exempt or deducted or any , please someone give a link where i can know about it or please reply

  • @princereddy4887
    @princereddy4887 3 ปีที่แล้ว

    In the us/uk it is always salary plus benefits and the pay is salary/12. Only india has this ctc jumla

  • @shreyasvijayan5097
    @shreyasvijayan5097 3 หลายเดือนก่อน

    Can Perquisites like Rent Free Accommodation be included in CTC?

  • @kumaranmol777
    @kumaranmol777 3 ปีที่แล้ว +2

    How come no video on devyani IPO ???????

  • @shashwat4316
    @shashwat4316 3 ปีที่แล้ว +1

    Ma'am what is employer's contribution to social Security schemes?

  • @BickFreeZe
    @BickFreeZe 2 ปีที่แล้ว

    which is the other form you were talking about in the last part of the video ?

  • @biswaspk7358
    @biswaspk7358 3 ปีที่แล้ว

    Rachna ji,
    You took 15 mins to make people understand the difference.
    In short it’s “Nowadays so called highly qualified HR & Management (covered face with MUSK) jointly together..... making the employees BIG FOOL.”

  • @dineshyadav_0123
    @dineshyadav_0123 3 ปีที่แล้ว +1

    26 AS 😂

  • @Siva-Kumar-D
    @Siva-Kumar-D 3 ปีที่แล้ว +1

    3:09 Yes, I hit the like button 4 times 😉😀

  • @pradeeppawar4502
    @pradeeppawar4502 หลายเดือนก่อน

    wonderful video anyone who wants to work must watch this video very informative

  • @aakibliyakatali8664
    @aakibliyakatali8664 3 ปีที่แล้ว

    Medam ji please muje batavona. Long term me paise kis me lagaya famely or bachhha fayda jata hoha

  • @mouktikchattopadhyay3506
    @mouktikchattopadhyay3506 9 หลายเดือนก่อน

    If you smash like button even number of times, your video will not be liked 😂😂

  • @shivamgohil7077
    @shivamgohil7077 3 ปีที่แล้ว

    Maam in form there are showing small amounts of gratuity they are cutting but in real they are cutting much more then that

  • @use20003
    @use20003 3 ปีที่แล้ว

    Mam Plz make videos on it returns and tax exumptions as of now and how to claim returns

  • @avidas4802
    @avidas4802 3 ปีที่แล้ว

    If salary is below 15k p.m kindly explain....
    Esic is missing

  • @TravelwithShalaka
    @TravelwithShalaka 3 ปีที่แล้ว +1

    Ranchana Ma'am you're getting creative day by day. 😀

  • @kairasingh7215
    @kairasingh7215 2 ปีที่แล้ว +1

    Wow, apne bina bole, small act se hi smja diya difference, awesome 😊👍

  • @akshath400
    @akshath400 3 ปีที่แล้ว +1

    Can you please talk about tax of salaried employees and also ITR

  • @live.laugh.7352
    @live.laugh.7352 3 ปีที่แล้ว +1

    You are pure love...i love all your videos...much respect for you🙌

  • @gomathirr2062
    @gomathirr2062 หลายเดือนก่อน

    Superb explanation. Thank you so much!!!

  • @rathnavelnatarajan
    @rathnavelnatarajan 3 ปีที่แล้ว

    What is the difference between CTC and Net Salary? | CA Rachana Ranade - Fantastic Video for working people. I share for my Tamil friends thro Twitter & Face Book - Thanks & Wishes
    CA Rachana Phadke Ranade

  • @0mkarMirkar
    @0mkarMirkar 3 ปีที่แล้ว

    Assistant Manager ka itna kum salary 😱😱😱😱 Humare yaha ek team lead ka itna hai 😂😂😂

  • @reed2019
    @reed2019 ปีที่แล้ว

    What to do if my employer included EPF in my gross salary ?

  • @prithivraj4941
    @prithivraj4941 3 ปีที่แล้ว +1

    Liked for the Intro with chips pocket example😂😂😂 and You are the best teacher i have ever seen❤

  • @vijayganesh7367
    @vijayganesh7367 3 ปีที่แล้ว

    Thoda so emotion samaj lo......lol....bhavna paw cha le

  • @sourabhvaidya8862
    @sourabhvaidya8862 3 ปีที่แล้ว

    Why are you not doing IPO Videos or Live Session, So many IPO are comming

  • @ganeshdalvi6942
    @ganeshdalvi6942 6 หลายเดือนก่อน

    I am calculating 48 lakh subscribers on youtube = ?

  • @sushis10
    @sushis10 3 ปีที่แล้ว

    Please ask to smash the 'like' button odd number of times, or else its still neutral :)

  • @luckysoni5168
    @luckysoni5168 3 ปีที่แล้ว

    Child education allowance pe income tax deduction dekhke meri to aankho me aansu aa gaye

  • @vinothkumarmmanickam
    @vinothkumarmmanickam 3 ปีที่แล้ว

    Madam am holding Vodafone idea share last six months now it's reach 52% lose... what should i do, hold or sell please tell me madam .....it will recover are not 🙏🙏🙏🙏

  • @ayshazainaba6647
    @ayshazainaba6647 2 ปีที่แล้ว

    So what is the hand salary for the given scenario????Can anyone answer pleasee