Buy my new book 'MAKE EPIC MONEY' here: www.makeepicmoney.com/ My Money Apps: bit.ly/3Zg56eR My bestselling books: ‘GET EPIC SHIT DONE’: ankurwarikoo.com/getepicshitdone ‘Do Epic Shit’: ankurwarikoo.com/doepicshit My gear for shooting this video: 🎥 Sony a7III camera: bit.ly/3M42wAV 🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0 🎙 Shure SM7B Microphone: bit.ly/3O1NAVA 🔆 Fill Light 60W: bit.ly/37aJolP 💡 Key Light 150W: bit.ly/3O9nyjs 📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1 Useful links: 20 books for your 20s: bit.ly/WarikooBooks 20 online courses for your 20s: bit.ly/WarikooOnlineCourses Gadgets that I use: bit.ly/WarikooGadgets The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L and in 2022 we contributed 53L.
This topic is so useful & right on time for me. Becuz I'll be finishing my college in few months & have been placed for my first job. And I couldn't even understand these terms & their differences, CTC, HRA, etc 😂. Tysm!
Congrats bro, I am not doing jobs but you can expect your in-hand salary to be roughly about 20-35% less then ctc, I too got an offer for a job (I applied for fun and got an offer letter) which gave me CTC of 3.5 lpa but I was only getting 25k in hand.
00:02 Understanding the difference between CTC and in-hand salary 02:30 CTC is the company's number, not your number. 04:48 Understanding HRA calculation for maximizing In-Hand Salary 07:03 Understanding special allowance and its tax implications 09:08 Understanding the true value of CTC 11:29 CTC includes hidden expenses affecting your in-hand salary. 14:05 CTC may not reflect actual in-hand salary 16:22 Exercising stock options can lead to tax implications 18:39 Understanding the risks of exercising stock options at a funding or liquidation stage 21:07 New book 'Make Epic Money' offers comprehensive money advice for young adults. Crafted by Merlin AI.
Wow! It gave me lotttts of knowledge Ankur sir... I had the wrong thought that ctc means in hand salary ... You have cleared in very simple way... Thank you so much sir ❤
I graduated from IIT Madras in 2014. I work in Panbahar pan masala company as a SDE, my CTC is 1.2 crores but I get only 3.5 lakhs per month. It feels like a scam. I am currently working for them only because of the excellent work life balance and on site postings to Portugal.
Hello Ankur... Thank a lot for this video.. Can you make one video on " How to calculate PENSION amount you will get after retirement "... Thanks in advance..
Sir Network marketing ka bare me ky khayal hai .... Network marketing krna chahiye ya nhi krna chahiye..qki meine resently Network marketing join Kia h
Even i didn't knew this after qualifying ca inter n filing hundreds of it returns also😅 Thanks ankur😊 Theoretical knowledge is not enough to survive in this world
The Government and Capitalists are beating normal people from both sides 😢 That's why i don't believe in anyone 100%ly even in Ankur warikko sir although he is a good person 😊
I really appreciate sir. You opened my eyes about CTC . I'm a final year student , many companies came in my campus for placement and showings 7 to 8 LPA CTC😅
Sir, direct tax, gst on purchases with taxed income, and multi level gst from Distributors to dealers to retailers, final price of goods to consumers after adding gst at different level. Please make video on this
Sir Maine aapki recent reel dekhi hai Jahan per aapane bataya ki 60 sal ki umra mein 10 karod rupaye kamane ke liye at the age of 30 i should be invested ₹14,000 per month but sir where i invest my money? I don't know anything about investing( Mutual funds, Share market, Puplic provide funds, Gold market etc). So my entirely request to you please upload another rell there you must told that how and where we invest our money at the age of 30 to 60 to get ₹10cr when i will retired.
@@shwethanayak correct, and he is getting this wrong for the second time. He made similar video few years ago which had the same error. There also people had pointed out but unfortunately he has not rectified it.
@@POWEROFSCUBE today corporates are paying 2-3 lakh per month in-hand and even more in some instances whereas govt employees are getting only 90k in hand which is less and even this amount is paid to officer level jobs
I'm working in so called MNC named EXL, They give me salary hike of 500rs as per my 2 year previous experience on joining time. My CTC is 2Lac and basic pay is 14000 but they cut 1 side pf from my basic pay and 1 side of pd from my CTC. I got 12 thousand In hand and the shift timings is 9 hrs with 1hr break in it but they force you to do over time for 3hr extra and they pay 70rs per hour. In trapped here
Sir, If we opt new Tax regime, then also we need to submit allowances bills at the end of the year. Please confirm on this. As per my understanding in our old tax regime we need to sumit the allowances bill.
With new atax regime all the salary is 100% taxable (except standard deduction). So it's much better to have high basic salary than high allowance. Because remember your PF and Gratuity is calculated on the basic salary, not allowance
Bhaiya army man hu Mera paas 20000kAPF Polt 600k Per month 80k salrry In hand 35k 2bachee hai 10 or 1saalki bete Mai 9year service Karna pls mujhe ko MF mai invest karna pls review kar bhai
Buy my new book 'MAKE EPIC MONEY' here: www.makeepicmoney.com/
My Money Apps: bit.ly/3Zg56eR
My bestselling books:
‘GET EPIC SHIT DONE’: ankurwarikoo.com/getepicshitdone
‘Do Epic Shit’: ankurwarikoo.com/doepicshit
My gear for shooting this video:
🎥 Sony a7III camera: bit.ly/3M42wAV
🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0
🎙 Shure SM7B Microphone: bit.ly/3O1NAVA
🔆 Fill Light 60W: bit.ly/37aJolP
💡 Key Light 150W: bit.ly/3O9nyjs
📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1
Useful links:
20 books for your 20s: bit.ly/WarikooBooks
20 online courses for your 20s: bit.ly/WarikooOnlineCourses
Gadgets that I use: bit.ly/WarikooGadgets
The above links are on Amazon.
If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L and in 2022 we contributed 53L.
I order by Amazon now no discount??
Qàqa1qawwaqawaqqaaaaaaaaaaaawwaa11q
Sir,
1 Lakh mein nifty50 ka 4 stock lu ya 1 Lakh nifty50 mutual fund mein investment Karu?????
Which is better and why???
MONEY EPIC just read
But it is only for age 20 year
कितना अच्छा लगता है बिना Add चले वीडीयो प्ले हो जाती है 😊😊
💯❤❤
Hmm
I lost my Job in 2023 and Started this TH-cam channel to move forward in life. Hope I will Make it and Wish me good luck brothers ❤️
How old are you?
Bakwas band kar
All the best
Pagl bnana bnd kr
2023 se abhi tak bas 3 videos? Serious ho ja ab!
The best thing about this channel. All the knowledge without Ad. ❤❤
Plz Don't use background music, it irritates
Now everyone will notice and feel irritated 🤣
Learning about money, wealth and finance is the only education we need.
Such a great video! I worked for Amazon for a small while, and it's vesting schedule at that time was 5% - 15% - 40% - 40%. Brutal!
This topic is so useful & right on time for me. Becuz I'll be finishing my college in few months & have been placed for my first job. And I couldn't even understand these terms & their differences, CTC, HRA, etc 😂. Tysm!
Congrats bro, I am not doing jobs but you can expect your in-hand salary to be roughly about 20-35% less then ctc, I too got an offer for a job (I applied for fun and got an offer letter) which gave me CTC of 3.5 lpa but I was only getting 25k in hand.
@@clashdevil2925 bro 25k per month or per annum?
@@IIT-B20 per month ofcourse
@@clashdevil2925 tab shi to hai 3.5 lpa me 25k per month
1 year=3lpa mil jayega bas .5lpa pe conditions hai
@@padhai2535 yea man
easily one of your best videos so far ❤
Eye opening video for noobs. Thanks for uploading such informative content.. Gr8
My pleasure
Sir pls make some videos on government employees.
How they should make money management
This is good video after a while. Thanks ankur.
Please make a more detailed video on EOS. I want to learn more about it!
thanks Ankur...this was a shocking surprise
Bohot badhiya video banayi ho Sir, although I had a fair idea about this topic, it should be an eye opener to thousands! Stay well.
One of the most important and big component after certain level is "Variable Pay" , 😁
Hi, Ankur!
Please make a video on investment for Govt. Employees.
00:02 Understanding the difference between CTC and in-hand salary
02:30 CTC is the company's number, not your number.
04:48 Understanding HRA calculation for maximizing In-Hand Salary
07:03 Understanding special allowance and its tax implications
09:08 Understanding the true value of CTC
11:29 CTC includes hidden expenses affecting your in-hand salary.
14:05 CTC may not reflect actual in-hand salary
16:22 Exercising stock options can lead to tax implications
18:39 Understanding the risks of exercising stock options at a funding or liquidation stage
21:07 New book 'Make Epic Money' offers comprehensive money advice for young adults.
Crafted by Merlin AI.
Thank you for this video sir. It was much needed for college students ✨
Would love to be on money matter series if it’s still ongoing.
Mai Amazon me hu…shi bol rhe h Ankur 😂
Thank you sir aap bahut se samjhate hai bahut acha lgta hai
Intro was awesome ❤❤
Great explanation sir! Just what I was looking for today. I am interested to know more in-depth about company CTC like how to save tax and all.
That's why CA's exist
Very important information brother today cleared the concept of CTC and in-hand ..
Thank you so much sir. Bohut hi achhe se clear hogye sabhi concepts.
While i was the 1st one to order
When you were live
That time i had ordered it
The initiation of this video is 😂 nice.
Love the way you act in between and eye opener video for all
Thank you Sir.
For explaining CTC in easier way
Wow! It gave me lotttts of knowledge Ankur sir... I had the wrong thought that ctc means in hand salary ... You have cleared in very simple way... Thank you so much sir ❤
Fantastic video, covered good points, Thanks Ankur !!
Nice video after a long long time
I graduated from IIT Madras in 2014. I work in Panbahar pan masala company as a SDE, my CTC is 1.2 crores but I get only 3.5 lakhs per month. It feels like a scam. I am currently working for them only because of the excellent work life balance and on site postings to Portugal.
Whas'app
+143
231
603
64
Hello Ankur... Thank a lot for this video.. Can you make one video on " How to calculate PENSION amount you will get after retirement "... Thanks in advance..
Useful videos but HRA is dicey subject landlord does not give pan number.
Sir Network marketing ka bare me ky khayal hai .... Network marketing krna chahiye ya nhi krna chahiye..qki meine resently Network marketing join Kia h
Best part of video : ab meri ctc "pagal caror" ho chuki hai.
Even i didn't knew this
after qualifying ca inter n filing hundreds of it returns also😅
Thanks ankur😊
Theoretical knowledge is not enough to survive in this world
Thanks a lot ankur for sharing these details and valuable insights 🙏
Great person
Knowledgeable content ❤
Sir ji apki video useful hai, but please don't use background music.
The Government and Capitalists are beating normal people from both sides 😢
That's why i don't believe in anyone 100%ly even in Ankur warikko sir although he is a good person 😊
I really appreciate sir. You opened my eyes about CTC .
I'm a final year student , many companies came in my campus for placement and showings 7 to 8 LPA CTC😅
All the best
Which college
But still better than Govt Jobs which pay only hand to mouth of 85k in hand in metro cities whereas corporate can pay you even 2,3,4,5 lakh per month
@@lovishbhardwaj127 7-8 lakh ke package ma kon se 2,3,4 lakh mil jaayege
Very uselful information sir thanks for making this video it helps a lot 😊
Pls make video on investing in sip
This is a really a nice informaiton about the ESOP's. Now come to know the dark realities of these ones about the CTC. Thanks.
Please make a detailed video on tax benefits schemes and nps
Please make a detailed video on tax Sir..
Why trade or hold when you can start using Eledator? Copy trading make it easier
Hello.. Can you explain the difference between ESOPs and RSUs..?
Please make video on RSUs wrt Indian taxation pls 🙏
Now HR's don't ask for CTC, they ask what is your current monthly salary
Sir, direct tax, gst on purchases with taxed income, and multi level gst from Distributors to dealers to retailers, final price of goods to consumers after adding gst at different level. Please make video on this
Share information related to filing income tax returns..
Sir,
1 Lakh mein nifty50 ka 4 stock lu ya 1 Lakh nifty50 mutual fund mein investment Karu?????
Which is better and why???
pls make a video on tax sir
Rightly said, information is necessary to make decisions
Aapka content writing course Hindi language English mai hai ager muse Hindi language buy Karna hai
Very very informative video.
Sir please make a video on PPF vs SGB with an Excel sheet. Please please please sir .
Just to add that medical allowance is taxable now
Sir
Is Policy bazar trustable to invest in?please reply
Your videos is awesome
Can you make a video on gpf please.
Dear Sir, Thank you for explanation.
50 lakh investment
10k sip
After 10 years 18 cr how is possible explain 👈🙏
Whas'app
+143
231
603
64
Sir army salary balo ko kaha invest karna chaiye krupya margdarshan kare
Sir Maine aapki recent reel dekhi hai Jahan per aapane bataya ki 60 sal ki umra mein 10 karod rupaye kamane ke liye at the age of 30 i should be invested ₹14,000 per month but sir where i invest my money? I don't know anything about investing( Mutual funds, Share market, Puplic provide funds, Gold market etc). So my entirely request to you please upload another rell there you must told that how and where we invest our money at the age of 30 to 60 to get ₹10cr when i will retired.
+143
231
603
64
Sir you are 100 percentae true..
Ky government employee share market aur crypto me investment kar sakta hai ya nahi... its legal or illegal?
HRA first option is incorrectly conveyed, it is calculated as (Actual rent paid-10%of basic), not 10%of basic. 5:24
Yes this is what I wanted to say. Also PAN of landlord is not necessary if the actual rent is Upto 1 lakh
@@shwethanayak Correct.
@@shwethanayak correct, and he is getting this wrong for the second time. He made similar video few years ago which had the same error. There also people had pointed out but unfortunately he has not rectified it.
Thank for information ❤
Thank you Sir ❤
Thank you so much ankur❤
Medical Allowance is fully taxable
Thank you sir for this video
But still better than Govt Jobs which pay only hand to mouth of 85k in hand in metro cities whereas corporate can pay you even 2,3,4,5 lakh per month
How
@@POWEROFSCUBE today corporates are paying 2-3 lakh per month in-hand and even more in some instances whereas govt employees are getting only 90k in hand which is less and even this amount is paid to officer level jobs
@@lovishbhardwaj127 thx aap kisme ho
@@lovishbhardwaj127 aap kis company mai hai
Sir, as you said on the podcast, will we be able to do lumsum investment during SIP in the same Mf?
Pehley salary to tax jitni miley.. phir tax bachaney ka sochengey
Now, if my CTC is 100, my in hand is 130
(I work with Amazon)
I do run a food cart. Give me some tips to grow my money.
thank you ankur sir😃
In case I will be working on company for 2 years ,
then how could I escape from gratuity deduction!
I'm working in so called MNC named EXL, They give me salary hike of 500rs as per my 2 year previous experience on joining time. My CTC is 2Lac and basic pay is 14000 but they cut 1 side pf from my basic pay and 1 side of pd from my CTC. I got 12 thousand In hand and the shift timings is 9 hrs with 1hr break in it but they force you to do over time for 3hr extra and they pay 70rs per hour. In trapped here
Indeed video from you
Gem video
Why aren't you talking about investing in Eledator when even real experienced traders are doing it?
Disability deduction can you plz tell about that
Sir, If we opt new Tax regime, then also we need to submit allowances bills at the end of the year. Please confirm on this. As per my understanding in our old tax regime we need to sumit the allowances bill.
Not required with the new tax regime, because you will not claim any deduction
With new atax regime all the salary is 100% taxable (except standard deduction). So it's much better to have high basic salary than high allowance. Because remember your PF and Gratuity is calculated on the basic salary, not allowance
APR video banvo sir
Will the company will pay the HRA amount in case I don't pay rent for living? What is the procedure for that?
Sir, Nearbuy kya karta thah ?
How EPFO pension is calculated?
Can anyone explain what is flexi pay in salary breakdown?
My consultancy is deducting some amount from my salary in the name of employer fund (not employee fund).
Is this allowed? How can I ask if wrong?
Company jo 12 rs dal raha hai vo CTC se hi jata hai na..🤔
Bhaiya army man hu
Mera paas 20000kAPF
Polt 600k
Per month 80k salrry
In hand 35k
2bachee hai
10 or 1saalki bete
Mai 9year service Karna pls mujhe ko MF mai invest karna pls review kar bhai
Can we consider our parents as landlords for HRA?
Not option but Ownership