Do you want to be a person who can confidently make your own investment decisions? If yes, check out our courses at: link.rachanaranade.com/CourseStore It’s an opportunity to learn a lot of concepts relating to Stock Market, Mutual Funds, F&O etc. in a systematic, simple and fun-filled manner! Feel free to WhatsApp on +91 9022196678 if you have any enrollment-related queries.
But there is a peculiar problem in 2nd example with profit harvesting which is in the 2nd year the target is (12,00,000=11,00,000+1,00,000) i.e. (for 2nd year 11,00,000*9.09%=1,00,000) the balance 0.91% = Rs. 10,010 Is a loss on my return (In the 1st example 10,000 is taxable amount) (But in the 2nd example there is loss of 10,010 in the Return on investment) Therefore, In 1st example (Return on investment = 20 % after 2 years) In the 2nd example (Return on investment = 19.09 % for 2 years) Then what is the use of profit Harvesting, the same 10,000 shows as loss in ROI instead of tax liability.
At loss harvesting why bandhu sold the shares of XYZ company shares loss at all and got taxed 15% on 20000. Simultaneously selling and buying the same stock was giving same value if you come to think about it. So why give tax? Along with the new STT, Brokerage, IGST etc..
@@alibabagroup3433one more thing I would like to add that the brokerage and transaction charges would be levied on 34 lac (sell 11 lac buy 11 lac and sell 12 lac) thus the net gain will be lesser 🥺🥺🥺
I have landed in a situation by following this method. Let me explain - 1. I have stock A in my account for over 1 years with 1 lakh profit. 2. I sold and bought stock A in same day in CNC mode on zerodha. 3. Now Zerodha has treated my transaction in step 2 as intraday transaction and didn't change stock A age or average bought price. 4. When I complaint to them, they said it is industry practice and I should have sold and bought in different days to be able to change its age and average stock price. 5. I feel cheated by them Not sure if it is Zerodha issue or misleading video. Anyways I lost money due to this
Nobody can become financially successful overnight. They put in background work but we tend to see the finished part. Fear is a dangerous component, hindering us from taking bold steps we need in other to reach our goals.
I think it's not always about fear, Sometimes realistic factors discourage people from reaching their goals in life. For instance, I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value
This is the problem! Most times people with little or no knowledge of the stock market try investing by themselves. It once happened to me, then I learned my lesson and contacted a US-based finance consultant by name *PRISCILLA DIANE AIVAZIAN* and everything changed. I started enjoying huge returns from my investment.
I have landed in a situation by following this method. Don't follow blindly, let me explain - 1. I have stock A in my account for over 1 years with 1 lakh profit. 2. I sold and bought stock A in same day in CNC mode on zerodha. 3. Now Zerodha has treated my transaction in step 2 as intraday transaction and didn't change stock A age or average bought price. 4. When I complaint to them, they said it is industry practice and I should have sold and bought in different days to be able to change its age and average stock price. 5. I feel cheated now
Interesting , the stock market is currently experiencing a decline while bond yields are on the rise. However, there seems to be skepticism amongst investors regarding the Federal Reserve's plan to continue increasing interest rates until inflation is stabilized. As for myself, I find myself at a crossroads, uncertain whether to liquidate my $250,000 stock portfolio. I'm seeking advice on the best strategy to capitalize on this current bear market.
Great video, I've been interested in investing ever since I came across articles of people making up to $150,000 and more in this period, thanks for the video but is it really possible for a retail investor to achieve this in months?
Starting early is simply the best way of getting ahead to build wealth , investing remains a priority. I learnt from my last year's experience , I am able to build a suitable life beause I invested early ahead this time.
my 401k growth has been stagnant since the 2019. I wouldn't mind consulting the advisor who guides you, I really want to grow my retirement fund since I could retire in 3 years.
Is there anything like proof recession stock? I am 58 years and would like help in managing my retirement portfolio which is currently $1.25M...down from a high of $1.67M
@@Robertgriffinne Very true! I've been able to scale from $350K to $550K this red season because my FA figured out Defensive strategies to protect my portfolio and profit from this roller coaster market
@@Natalieneptune469 Glad to have stumbled on this conversation. Please can you leave the info of your investment-advisor here? I’m in dire need for one
@@Natalieneptune469 Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.
truly speaking, this is my first TH-cam Video which is more that 10 mins, which i watched continiously without skipping a second. very much knowledgeful. thanks Ma'am.
Totally blown away at the simplicity of explaining concepts. I am pretty these things may not look as simple had we read any article or spoken to conventional CAs. I am getting pushed towards joining your course.
Instead of aiming to reduce taxes, I aim to maximize profit. Profit maximization happens through STCG and not through LTCG. Tax is charged as a percentage of capital gain. Assume STCG gain is 20%. Tax on STCG is 15%. This means in terms of sell value the tax is only 3% i.e. (0.2*.0.15 = 0.3) of sell value. 3% price rise is nothing in stock market. If you are lucky you can make 5 to 15 % percent more profit by booking STCG instead of aiming for 1 year plus 1 day aim. The advantage comes only in LTCG of over 5 years where a stock can capture all prices spikes One has to decide depending trading skills and experience.
But may be it can give more returns in after 1 year then?? More profit + less tax ? You can't make more profit always as you said that ,aim to maximize profit , it very risky also....LTCG is much much better STCG
I should have watched this 5 years back, I have never thought of selling my shares and buying again as per your suggestion. I truly like and respect your knowledge and explanation skills. Keep sharing mam...
Ma'am we need more videos on taxes. Like types of taxes - Presumptive taxation. Different types of taxes on different types of business companies , like PVT LTD , LLP , corporation etc. Ma'am please.
I'M NEW TO BTC AND I'VE BEEN MAKING LOSSES TRYING TO MAKE PROFIT MYSELF IN TRADING...I THOUGHT TRADING ON DEMO ACCOUNT IS JUST LIKE TRADING THE REAL MARKET... CAN ANYONE HELP ME OUT OR AT LEAST ADVICE ME ON WHAT TO DO?
Rachana is a very good and great teacher.congratulations Rachana. You have cleared my 90 % doubts regarding LTCG / L & LTCG /L and deduction of expenses . I asked quetions to but no one answerd about deductions of expensws & overheads like Internet, office, Electric Bill, Rent, New purchase of TV Set/Laptop /Or Repairs.office employee etc.Today I am really happy.Thank you Rachana.
"If you can't explain it simply, you don't understand it well enough"- Albert Einstein......you have explained this complex subject of taxation with so much simplicity that I am beginning to like taxation as a subject.....after so many months of reading, the penny dropped now !!!! Excellent video.
Congratulations on getting covered by Indian Express !! I also watched your interview with Ankur Warikoo. I must salute some of your thoughts that you shared and how your courses were accepted by the people in remote areas where they don't have Internet bandwidth.
Thank you for such a lucid explanation of tax incidence on the short / term long term stock market investments. I have 2 questions if you can help : 1. Can dividend income be offset against Long/Short term capital losses in an Individual / HUF account? 2. How can I save taxes (LTCG) on sale of commercial property besides buying government bonds or buying residential property? Are there any other avenues? Thanks!
Thank you for all the knowledge ma'am. Please additionally let us know which ITR (1,2,3....) should be associated with which type of income (intraday, f&o, stgc, ltgc, dividend). Again thanks for enlightening us on such a great and feared topic.
If you only have dividend and/or interest income apart from salary, you can file ITR 1. If you have capital gains too, file ITR 2. If you have business income (whether f&o/intraday) too, file ITR 3.
I respect the work you put into your videos. I find it truly baffling that all major crypto youtubers just look at pure wave and completely ignore the bigger narrative of why BTC is pumping and why the future outlook might not be as bullish as it seems.
@@bobbygunz9254 You can Visit her webpage when you lookup her name on the net. I have been with her since 2017 started small, grew and paid cash for a house.
Got a wholesome idea about the taxation clearly after this video...kudos to the effort in making this video and helping millions...This is a must one to be shared among friends and family...Once again thanks for the video on taxation...waiting for more to come...🎉🎉🎉
Just to add 1 point mam. This is in relation to profit harvesting. What happens is if this is done, cost of purchase increases and if in case share price falls due to some external factor, then this concept fails as every person waits for upward price movement but share price only falls leading to heavy losses. Then he averages and still price falls and high amt is locked. So not that easy. Personal opinion
No words to explain your efforts to educate us with different types of financial knowledge and make our life more simple and stress free. Keep us provided your knowledge and guidance. Thanks a lot!
Great video ma'am! Always a wealth of knowledge! Appreciate all that you do!! :) For the F&O portion will I need to get an audit done if I am in a profit or loss? If the F&O is treated as business income do I need a GST registration done? What about the concept of turnover - Is it only the turnover in my F&O portion or is the turnover calculated on my entire income streams? An in depth video for F&O taxation will be very helpful!
Rachna ji beautiful explanation. Im learning CA from your 🙂 Can you please create a video on how to start a company and trade in F&O in company's name so tax paid is less
Instead of loss harvesting one can keep scrapping the profits, i.e after one year sell half shares and reinvest (either same shares or different). After two years sell remaining half shares. Effect will be the same. And again make your position in good shares by buying in dips.
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Great sequencing of finer points which is missing in many videos in the market . I was in search for exactly this way of presentation for long . At last Today I got your platform . Thank you very much
Amazing! I personally completed all ur courses (except F&O) way back in yr 2020.. For few months I even enrolled as professional investor as a member. Bt now a days I hardly watch ur videos related to equity investments, as I added lotta knowledge after ur courses regarding how actual professional investment works in Equity. Bt regarding the finer details of Financials & Taxations, I still watch ur Videos keenly. Once CA is life time CA..Thanx, pls keep on sharing such videos..
@@divyatejas ok but i learnt on my own and still learning. Trading is not something that mentor can make you excel. At least 99% of youtuber dont understand these concepts themselves like short covering. But you may avoid some common pitfalls Personally I am an Actuary and FRM L1 helped me to gain proper concept on F and O rather than the so called youtube concepts
22:34 I would like to add easy trick here. As you know how volatile prices of shares can be on day to day basis. So for tax harvesting I suggest you to have one demat account with zerodha and one with other like Paytm money. So that you can book profit or loss and buy immediately in other account. This doesn’t amounts to intraday.
Thank you Ma'am for the wonderful explanation as always :). I tried sell and buy immediately in Zerodha. In Zerodha, if we sell and buy immediately, the transaction is considered as intraday. Do we have to take any extra steps here to take the loss into long /shor term instead of intraday or am i missing something here.
Next day if price is lower then it is ok But if there is sharp rise in stock price then problematic.. Then you will have to wait till price come to your selling level.. Requires some trading skills to do harvesting
When it comes to the world of investing, most people don’t know where to start. Fortunately, great investors of the past and present can provide us with guidance..😌🙌
Hello Rachana, This video was really very informative. I have a couple of questions. You have talked about the "benefits of the basic exemption limit" of 2.5L apart from 1L additional exemption. For salaried employees investing in Equity share/MF, is Rs 2.5L basic exemption applicable for LTCG or STCG? In which section of tax rules, it is defined? Please do answer....
Pay tax of 10000 and get 190000 now put that 1.9l in fd 7% and get 26600 in 2 years so even after paying 10000 tax u get 2.166 lakh which is 16600 more .😂😂😂. So always reap the benefits of ltcg in stock market dont wait
Ty for videos...Shrikant here. I am sharing with one of the MCom topper and CA professionals... and with n number of friends. n is not the Fibonacci but natural number.
Yeah that's right I think the best way is to invest with a professional, at least it saves the trauma of too much losses This just surprised me because I also invest with Mrs Juliaa
I had a bad experience investing on my own until I met Juliaa ,I got to change a couple of things and my kid now goes to a great school. You only have to stick with his strategies
It should not be a big issue if you are immediately buying at the same price in which you are selling. But as the amount goes higher, other charges such as brokerage keep getting added.
Nice video very engaging from the beginning to the END I'm new to Crypto trade and I have been making huge losses but recently see alot of people earning from it.can someone please tell me what I'm doing wrong
This is an Awesome session on taxation on F&O gains and how to make up for the losses from the same. My gratitude to you Rachana ji 🙏 More info would be highly appreciated. Thank you so much
Hey Rachana, i am not usually a fan of any, but you have really impressed me and educated me on stock market where i was really blank on that, now last 1.6 years i have invested, learning in progess pls continue to make simple and crish videos, easy to understand,repeating again you are the 2nd person who i follow in youtube😀🤟
Wonderfully explained without any jargon. Thank you for explaining the Tax harvesting concept. When we Buy and sell simultaneously, does it mean we execute the sell and then buy order sequentially within a short time duration?
Dear Rachana, I just come across your video. Just superb. I'm a teacher of History, engaged in F&O Stock Market and MF , recently paid huge tax while Filing Return. But you have educated me a lot, your teaching skill is superb at this young age. I'll definitely forward this video to all my frnds and colleagues. Do you have any lesson on how to read theta values and other factors in F&O ? Thank you. Keep doing good job.
Wonderful Video ! I don't know if this topic will have enough demand to be learnt- but, what about MCX/currency trading income ? (Gold,crude oil, natural gas,etc). Would appreciate if you cover it in future. Thank you for being an awesome teacher. 😊
Zabardast is teh concept of profit harvesting, I was doing it from long time, but never realized it, until i watched this video... super madam ur explanation is super easy and very informative.
It's awesome and feeling much like attending a class of Prof. RR. A query, all the losses, gains, setting off, brokerages, etc. how do we and where do we file / put in Income Tax Filing? Didn't find this option when I filed it this year. I'm ITR-1 person. Thanks Prof. RR.
Tax loss harvesting is not saving taxes, Its only deffering taxes to upcoming years.(because your buy price will reduce when you sell at low price and buy again) It makes sense to harvest only if you are stuck in a stock which you dont want to hold anymore.
Rachana ma’am, I am little late in watching this video as I already filed taxes. But I do have a question on Tax harvesting be it gain/loss harvesting. Wouldn’t that particular transaction fall under Intraday transaction? Can you help to clarify this in detail? This seems a best way to save taxes. Please reply.
If income earned in stock market under short term period is less than the Exemption Limit , is it taxable? but IT dept says it is a speculated income and it attracts Tax . What is your view
Dear Rachna, you have cleared all the concepts of taxation on all type of trading in very simple way. I have adopted the strategy of harvesting the loss and profit and saved the STCG and LTGC during this FY.
आपली माहिती देण्याची शैली खुप ओघवती व खिळवून ठेवणारी तसेच सहज समजणारी आहे...कपडे व मागील भिंत रंग संगती उत्तम आहे. धन्यवाद..जमली का मला पुणेरी मराठी 🤣🤣
Do you want to be a person who can confidently make your own investment decisions? If yes, check out our courses at: link.rachanaranade.com/CourseStore It’s an opportunity to learn a lot of concepts relating to Stock Market, Mutual Funds, F&O etc. in a systematic, simple and fun-filled manner! Feel free to WhatsApp on +91 9022196678 if you have any enrollment-related queries.
But there is a peculiar problem in 2nd example with profit harvesting which is in the 2nd year the target is (12,00,000=11,00,000+1,00,000) i.e. (for 2nd year 11,00,000*9.09%=1,00,000) the balance 0.91% = Rs. 10,010
Is a loss on my return
(In the 1st example 10,000 is taxable amount)
(But in the 2nd example there is loss of 10,010 in the Return on investment)
Therefore,
In 1st example (Return on investment = 20 % after 2 years)
In the 2nd example (Return on investment = 19.09 % for 2 years)
Then what is the use of profit Harvesting, the same 10,000 shows as loss in ROI instead of tax liability.
At loss harvesting why bandhu sold the shares of XYZ company shares loss at all and got taxed 15% on 20000. Simultaneously selling and buying the same stock was giving same value if you come to think about it. So why give tax? Along with the new STT, Brokerage, IGST etc..
@@alibabagroup3433one more thing I would like to add that the brokerage and transaction charges would be levied on 34 lac (sell 11 lac buy 11 lac and sell 12 lac) thus the net gain will be lesser
🥺🥺🥺
I have landed in a situation by following this method. Let me explain -
1. I have stock A in my account for over 1 years with 1 lakh profit.
2. I sold and bought stock A in same day in CNC mode on zerodha.
3. Now Zerodha has treated my transaction in step 2 as intraday transaction and didn't change stock A age or average bought price.
4. When I complaint to them, they said it is industry practice and I should have sold and bought in different days to be able to change its age and average stock price.
5. I feel cheated by them
Not sure if it is Zerodha issue or misleading video. Anyways I lost money due to this
8i878😅😅
Nobody can become financially successful overnight. They put in background work but we tend to see the finished part. Fear is a dangerous component, hindering us from taking bold steps we need in other to reach our goals.
I think it's not always about fear, Sometimes realistic factors discourage people from reaching their goals in life. For instance, I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value
This is the problem! Most times people with little or no knowledge of the stock market try investing by themselves. It once happened to me, then I learned my lesson and contacted a US-based finance consultant by name *PRISCILLA DIANE AIVAZIAN* and everything changed. I started enjoying huge returns from my investment.
@@veramonique1724 Oh, that sounds good but how do I reach out to PRISCILLA DIANE AIVAZIAN ?
@@dannyvera8475 Look up her name on the webpage
@@veramonique1724 Okay, thank you. I just found her website very impressive and dropped a message for her.,. I hope she replies to me
This is exactly the kind of prime knowledge that was missing across the net. Thank you very much Rachana ma'am for taking us through this!
I have landed in a situation by following this method. Don't follow blindly, let me explain -
1. I have stock A in my account for over 1 years with 1 lakh profit.
2. I sold and bought stock A in same day in CNC mode on zerodha.
3. Now Zerodha has treated my transaction in step 2 as intraday transaction and didn't change stock A age or average bought price.
4. When I complaint to them, they said it is industry practice and I should have sold and bought in different days to be able to change its age and average stock price.
5. I feel cheated now
True. It is better to follow minimum T+2 days
Interesting , the stock market is currently experiencing a decline while bond yields are on the rise. However, there seems to be skepticism amongst investors regarding the Federal Reserve's plan to continue increasing interest rates until inflation is stabilized. As for myself, I find myself at a crossroads, uncertain whether to liquidate my $250,000 stock portfolio. I'm seeking advice on the best strategy to capitalize on this current bear market.
Shut up spammers. You're not aware of indian stock market.
😂
Great video, I've been interested in investing ever since I came across articles of people making up to $150,000 and more in this period, thanks for the video but is it really possible for a retail investor to achieve this in months?
Starting early is simply the best way of getting ahead to build wealth , investing remains a priority. I learnt from my last year's experience , I am able to build a suitable life beause I invested early ahead this time.
that's quite impressive, you surely made a good bit of money. I myself invested in warren's BRK-A stock quite pricey but totally worth it.
my 401k growth has been stagnant since the 2019. I wouldn't mind consulting the advisor who guides you, I really want to grow my retirement fund since I could retire in 3 years.
STEPHANIE KOPP MEEKS! she is whom i work with look her up.
She appears to be well-educated and well-read. I ran a Goo-gle search on her name and came across her website; thank you for sharing..
You made history Mam !! You appeared on front page of leading newspapers as a role model of stock bhakt !!! Congratulations n keep it up.
Pls tell, which news ppr & date?
Is there anything like proof recession stock? I am 58 years and would like help in managing my retirement portfolio which is currently $1.25M...down from a high of $1.67M
@@Robertgriffinne Very true! I've been able to scale from $350K to $550K this red season because my FA figured out Defensive strategies to protect my portfolio and profit from this roller coaster market
@@Natalieneptune469 Glad to have stumbled on this conversation. Please can you leave the info of your investment-advisor here? I’m in dire need for one
@@PhilipMurray251 Credits to 'Susan Agnes Hancock' she has a web presence, so you can simply just search her.
@@Natalieneptune469 Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.
Many CAs also don't know/advise as you have done it. You have simplified it at a common man level. It's admirable. Tnks dear.... God bless....
truly speaking, this is my first TH-cam Video which is more that 10 mins, which i watched continiously without skipping a second. very much knowledgeful. thanks Ma'am.
Totally blown away at the simplicity of explaining concepts. I am pretty these things may not look as simple had we read any article or spoken to conventional CAs. I am getting pushed towards joining your course.
Instead of aiming to reduce taxes, I aim to maximize profit. Profit maximization happens through STCG and not through LTCG. Tax is charged as a percentage of capital gain. Assume STCG gain is 20%. Tax on STCG is 15%. This means in terms of sell value the tax is only 3% i.e. (0.2*.0.15 = 0.3) of sell value. 3% price rise is nothing in stock market. If you are lucky you can make 5 to 15 % percent more profit by booking STCG instead of aiming for 1 year plus 1 day aim. The advantage comes only in LTCG of over 5 years where a stock can capture all prices spikes One has to decide depending trading skills and experience.
But may be it can give more returns in after 1 year then?? More profit + less tax ? You can't make more profit always as you said that ,aim to maximize profit , it very risky also....LTCG is much much better STCG
00000000
😂😂
I should have watched this 5 years back, I have never thought of selling my shares and buying again as per your suggestion. I truly like and respect your knowledge and explanation skills. Keep sharing mam...
Ma'am we need more videos on taxes. Like types of taxes - Presumptive taxation. Different types of taxes on different types of business companies , like PVT LTD , LLP , corporation etc. Ma'am please.
I'M NEW TO BTC AND I'VE BEEN MAKING LOSSES TRYING TO MAKE PROFIT MYSELF IN TRADING...I THOUGHT TRADING ON DEMO ACCOUNT IS JUST LIKE TRADING THE REAL MARKET... CAN ANYONE HELP ME OUT OR AT LEAST ADVICE ME ON WHAT TO DO?
@Alexander Kai I will recommend my current trader Mrs Patricia Jane ,, she is from USA and her strategies are earning a lot of profit for me.
This is the same Mrs Patricia Jane , my neighbors are talking about, she must be a perfect expert for people to talk this good about her.
Wow I'm just shock you mentioned and recommended Expert Mrs Patricia Jane
@@dicksongorge6264 You don't need to be shock.
I ALSO HAD A GREAT TRADING STRATEGIES LAST WEEK, I MADE $10,600 ON CRYPTOS. THANKS TO Patricia Jane FOR TIPS AND RECOMMENDATIONS
Rachana is a very good and great teacher.congratulations Rachana. You have cleared my 90 % doubts regarding LTCG / L & LTCG /L and deduction of expenses . I asked quetions to but no one answerd about deductions of expensws & overheads like Internet, office, Electric Bill, Rent, New purchase of TV Set/Laptop /Or Repairs.office employee etc.Today I am really happy.Thank you Rachana.
Joj jjjkk
Thanks Madam.
Very nice explanation of tax saving options. Your teaching skill is powerfull.
Giving clear guidance.
Thanks Again👍👍👌
"If you can't explain it simply, you don't understand it well enough"- Albert Einstein......you have explained this complex subject of taxation with so much simplicity that I am beginning to like taxation as a subject.....after so many months of reading, the penny dropped now !!!! Excellent video.
Congratulations on getting covered by Indian Express !!
I also watched your interview with Ankur Warikoo. I must salute some of your thoughts that you shared and how your courses were accepted by the people in remote areas where they don't have Internet bandwidth.
Thanks Rachana. This would have takes many days worth of time and efforts to learn all these concepts.
You taught all of it in just 30 mins.
Thank you for such a lucid explanation of tax incidence on the short / term long term stock market investments. I have 2 questions if you can help :
1. Can dividend income be offset against Long/Short term capital losses in an Individual / HUF account?
2. How can I save taxes (LTCG) on sale of commercial property besides buying government bonds or buying residential property? Are there any other avenues?
Thanks!
Thank you for all the knowledge ma'am. Please additionally let us know which ITR (1,2,3....) should be associated with which type of income (intraday, f&o, stgc, ltgc, dividend). Again thanks for enlightening us on such a great and feared topic.
If you only have dividend and/or interest income apart from salary, you can file ITR 1.
If you have capital gains too, file ITR 2.
If you have business income (whether f&o/intraday) too, file ITR 3.
I respect the work you put into your videos.
I find it truly baffling that all major crypto youtubers just look at pure wave and completely ignore the bigger narrative of why BTC is pumping and why the future outlook might not be as bullish as it seems.
I’m 51 and I’m just saving as much as I can. I’m patiently waiting to buy the real estate dip!
@@Jme---
@@Patriciacraig599 what a testimony, how can i reach this person if you don’t mind?
@@bobbygunz9254 You can Visit her webpage when you lookup her name on the net. I have been with her since 2017 started small, grew and paid cash for a house.
Thanks Rachana for helping me understand LTCG & STCG. I had forgotten about the exemption limit of 1,00,000 on LTCG.
Hello Rachana, your video is very much informative, People can easily understand the way you explain.
Head is really hot.... Really learnt a lot!!!! Enjoy your teaching techniques and have been learning from you. Keep up the good work mam.😊
Very true to the thought!
Being a CA student, then also i got to learn so much compiled in a video. Thank you so much mam.
रचना तुझे व्हिडिओ बघताना खूप खूप मजा पण येते आणि खूप खूप शिकायला पण येत. मस्त.
Regards: श्रीधर कोपरकर
Very nicely taught.Easly understandable with you ilustrative explanation.
Got a wholesome idea about the taxation clearly after this video...kudos to the effort in making this video and helping millions...This is a must one to be shared among friends and family...Once again thanks for the video on taxation...waiting for more to come...🎉🎉🎉
Just to add 1 point mam.
This is in relation to profit harvesting. What happens is if this is done, cost of purchase increases and if in case share price falls due to some external factor, then this concept fails as every person waits for upward price movement but share price only falls leading to heavy losses. Then he averages and still price falls and high amt is locked. So not that easy. Personal opinion
Maintain excel sheet for portfolio
@@yourdharmesh great idea
Excellent and useful video , very nice explanation, you covered all points.Thanks million.
No words to explain your efforts to educate us with different types of financial knowledge and make our life more simple and stress free. Keep us provided your knowledge and guidance. Thanks a lot!
May be an episode on how to save taxes on high salaries person?
Great video ma'am! Always a wealth of knowledge! Appreciate all that you do!! :)
For the F&O portion will I need to get an audit done if I am in a profit or loss? If the F&O is treated as business income do I need a GST registration done? What about the concept of turnover - Is it only the turnover in my F&O portion or is the turnover calculated on my entire income streams? An in depth video for F&O taxation will be very helpful!
Hi,
We will try to do a detailed video on the suggestions.
@@CARachanaRanade please do
Rachna ji beautiful explanation. Im learning CA from your 🙂 Can you please create a video on how to start a company and trade in F&O in company's name so tax paid is less
Instead of loss harvesting one can keep scrapping the profits, i.e after one year sell half shares and reinvest (either same shares or different). After two years sell remaining half shares. Effect will be the same. And again make your position in good shares by buying in dips.
A mentor like you boosts up people to do more and more. Thank you ❤️
Thanks for watchingⓇ
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Ma'am could you pls also explain audit requirements in F & O ...there's a lot of confusion about this
Hello Rachna, very nicely explained the Concept on Taxation on F and O segment .Thank you
Great sequencing of finer points which is missing in many videos in the market . I was in search for exactly this way of presentation for long . At last Today I got your platform . Thank you very much
Amazing! I personally completed all ur courses (except F&O) way back in yr 2020.. For few months I even enrolled as professional investor as a member. Bt now a days I hardly watch ur videos related to equity investments, as I added lotta knowledge after ur courses regarding how actual professional investment works in Equity.
Bt regarding the finer details of Financials & Taxations, I still watch ur Videos keenly. Once CA is life time CA..Thanx, pls keep on sharing such videos..
Exactly same for me
where cab we learn F&O???
@@divyatejas there are so many books ,youtube channels etc. Common buddy its 2022, use google at least
@Arpan I know books and channels r there well they can't clear doubts online right so I'm. Looking for mentorship 😬
@@divyatejas ok but i learnt on my own and still learning. Trading is not something that mentor can make you excel. At least 99% of youtuber dont understand these concepts themselves like short covering. But you may avoid some common pitfalls
Personally I am an Actuary and FRM L1 helped me to gain proper concept on F and O rather than the so called youtube concepts
22:34 I would like to add easy trick here. As you know how volatile prices of shares can be on day to day basis. So for tax harvesting I suggest you to have one demat account with zerodha and one with other like Paytm money. So that you can book profit or loss and buy immediately in other account. This doesn’t amounts to intraday.
How efficiently you make the concept easy and understandable ma'am....Hats off to you....🙏
Thanks, Good conversation with very good informative descriptions 🙏🙏👍
Thank you Ma'am for the wonderful explanation as always :). I tried sell and buy immediately in Zerodha. In Zerodha, if we sell and buy immediately, the transaction is considered as intraday. Do we have to take any extra steps here to take the loss into long /shor term instead of intraday or am i missing something here.
Hi,
A note has been given on screen in the video explaining that immediately means to buy the share on the next day or after that.
@@CARachanaRanade got it ma'am thanks a lot 🙏
Next day if price is lower then it is ok
But if there is sharp rise in stock price then problematic.. Then you will have to wait till price come to your selling level.. Requires some trading skills to do harvesting
@@CARachanaRanade ma’am can i buy in different dmat account immediately. Instead of waiting for next day???
When it comes to the world of investing, most people don’t know where to start. Fortunately, great investors of the past and present can provide us with guidance..😌🙌
GLAD I GOT INTO CRYPTO WHEN I DID BECAUSE IT’S BEEN A TURNING POINT FOR ME FINANCIALLY, BEEN MY BEST DECISION SO FAR
Please how can I get in touch with Mr James Raymond?
I’ve seen a lot of recommendation about Mr James Raymond, Please can I have his info? I want to invest 2,000usd with him.
@James Richard thank you very much I really appreciate your help. I’ll text him immediately.😎
@James Richard and please how safe is the profit?
Well explained. Nobody's taught like this. All your videos are excellent. Keep it up
Concepts that you are teaching here is really valuable to us. A Big thumbs up.
Hello Rachana, This video was really very informative. I have a couple of questions. You have talked about the "benefits of the basic exemption limit" of 2.5L apart from 1L additional exemption. For salaried employees investing in Equity share/MF, is Rs 2.5L basic exemption applicable for LTCG or STCG? In which section of tax rules, it is defined? Please do answer....
the 2.5 lac basic exemption is benefit for people having no other income...ex. your retired parents ...its not applicable for salaried people
@@surajkumarshedbale6409is it for senior citizens only?
Pay tax of 10000 and get 190000 now put that 1.9l in fd 7% and get 26600 in 2 years so even after paying 10000 tax u get 2.166 lakh which is 16600 more .😂😂😂. So always reap the benefits of ltcg in stock market dont wait
I have searched long time for this content, you have given very clearly which I couldn't find anywhere. You're awesome
Thank you so much Madam
Ty for videos...Shrikant here.
I am sharing with one of the MCom topper and CA professionals... and with n number of friends.
n is not the Fibonacci but natural number.
What’s the best way to make make money from crypto trading
Yeah that's right I think the best way is to invest with a professional, at least it saves the trauma of too much losses This just surprised me because I also invest with Mrs Juliaa
Wow! I made a lot of money last year trading with Mrs Juliaa
Damn..... She's really a professional with her new strategies
You’ve just made my day guys
I've lost so much trying to invest on my own
How do I reach her please?
I had a bad experience investing on my own until I met Juliaa ,I got to change a couple of things and my kid now goes to a great school. You only have to stick with his strategies
Ma’am , wouldn’t tax harvesting impact the compound interest ?
Yes, obviously... that's the caveat... She should have told ....
It should not be a big issue if you are immediately buying at the same price in which you are selling. But as the amount goes higher, other charges such as brokerage keep getting added.
Yes agreed
Also same day buy and sell will not be done
Even in CnC it’ll be considered as mis
@@user1994gms It doesn't have to be in same day. It has to be within same assessment year ...
@@user1994gms why..plz explain
Very informative video. Thanks
CA Rachana Phadke Ranade - Thank you so much for sharing this video, It's very informative. I really learned new things its very helful for me.
Nice video very engaging from the beginning to the END I'm new to Crypto trade and I have been making huge losses but recently see alot of people earning from it.can someone please tell me what I'm doing wrong
Same here my portfolio has been going down the drain while I try trading,I just don't know what I don wrong
Trading with an expert us best strategy for newbies and busy invested who have little or no time to monitor trade
I lost £1200 carelessly trading on a platform then I was referred to Mrs Katherine she recovered the loss and made an extra profit of £4600
@@yourney680 Wow I' m just shock someone mentioned expert Mrs katherineI thought I' m the only one trading with her
Kahena kya chahati ho...
Bhai ! Apne video ko 2x p dekh lia kya 😂
Your lucid style of explanation of income tax matters is laudable! Thanks!
Amazing video, I thoroughly enjoyed it, thanks for enlightening the retail investors and taking us through the complex tax web
Pure gold content !! Thanks Rachana ji !!
Extremely informative & helpful video. Thank you for sharing this information. Also love the way you narrate. Keep up the good work.
Well Explained. Cleared my Doubts. Thank you so much Madame
This is an Awesome session on taxation on F&O gains and how to make up for the losses from the same. My gratitude to you Rachana ji 🙏 More info would be highly appreciated. Thank you so much
Great content Mam.. can't imagine the level of efforts you are putting into it.
Hey Rachana, i am not usually a fan of any, but you have really impressed me and educated me on stock market where i was really blank on that, now last 1.6 years i have invested, learning in progess pls continue to make simple and crish videos, easy to understand,repeating again you are the 2nd person who i follow in youtube😀🤟
Wonderfully explained without any jargon. Thank you for explaining the Tax harvesting concept. When we Buy and sell simultaneously, does it mean we execute the sell and then buy order sequentially within a short time duration?
It was very interesting, and the way you explained it goes directly in my mind without any confusion., Thank you a lot
Dear Rachana, I just come across your video. Just superb. I'm a teacher of History, engaged in F&O Stock Market and MF , recently paid huge tax while Filing Return. But you have educated me a lot, your teaching skill is superb at this young age. I'll definitely forward this video to all my frnds and colleagues. Do you have any lesson on how to read theta values and other factors in F&O ? Thank you. Keep doing good job.
Wonderful Video !
I don't know if this topic will have enough demand to be learnt- but, what about MCX/currency trading income ? (Gold,crude oil, natural gas,etc). Would appreciate if you cover it in future.
Thank you for being an awesome teacher. 😊
😮
Zabardast is teh concept of profit harvesting, I was doing it from long time, but never realized it, until i watched this video... super madam ur explanation is super easy and very informative.
This is an amazing video. Best video for simplifying all taxes. Thank you!
It's awesome and feeling much like attending a class of Prof. RR.
A query, all the losses, gains, setting off, brokerages, etc. how do we and where do we file / put in Income Tax Filing? Didn't find this option when I filed it this year. I'm ITR-1 person.
Thanks Prof. RR.
Tax loss harvesting is not saving taxes, Its only deffering taxes to upcoming years.(because your buy price will reduce when you sell at low price and buy again) It makes sense to harvest only if you are stuck in a stock which you dont want to hold anymore.
Superb information. Well presented and easily understandable! Kudos.
At first I was confused at one thing... But as I thought... The greatness of this video is understood well... Thanks ❤️
Enjoyed the subject. Very educative. Will try to use it. Big thanks to RR.
Wonderful explanation on taxation on investments in Share Markets👍👍👍👍👍
Thanks a lot for educating the investors 🙏🙏
You explain thing in very simple manner. I love it
You deserve. If your article is in the last page.... I will read it first.... Very good channel i found on TH-cam.
Beautifully explained. Thanks for sharing your knowledge 🙏
Rachana ma’am, I am little late in watching this video as I already filed taxes. But I do have a question on Tax harvesting be it gain/loss harvesting. Wouldn’t that particular transaction fall under Intraday transaction? Can you help to clarify this in detail? This seems a best way to save taxes. Please reply.
Rachana ma'am, we're truly grateful for your guidance through this valuable information that was sorely missing online.
I have no words to offer thanks. Wonderful video from her bottom of heart. The world of Investing is going smoothly by virtue of knowledge like you.
If income earned in stock market under short term period is less than the Exemption Limit , is it taxable? but IT dept says it is a speculated income and it attracts Tax . What is your view
Interesting! Thanks Ms Rachana. I liked your explanation of the subject.
this was good info, thanks for enlightment !
Fantastic presentation, complex conxept like taxation nicely articulated in simple manner.
No CA can explain like this except only one CA ❤
Dear Rachna, you have cleared all the concepts of taxation on all type of trading in very simple way.
I have adopted the strategy of harvesting the loss and profit and saved the STCG and LTGC during this FY.
What about the brokerage that you will be paying every time you are selling and buying in order to harvest ?
आपली माहिती देण्याची शैली खुप ओघवती व खिळवून ठेवणारी तसेच सहज समजणारी आहे...कपडे व मागील भिंत रंग संगती उत्तम आहे.
धन्यवाद..जमली का मला पुणेरी मराठी 🤣🤣
Fantastic video Archana... I had seen many taxation videos but still had a confusion.. But after seeing your video, it's very clear.. Thank you
Excellent Rachana ji.
Explained the concept, so beautifully.
Very nicely described. Thanks a lot 👍👍🙏🙏
Mam,you explain it so nicely that even a layman can understand. Lots of love.
Very very smartly explained concept of profit harvesting.... Keep it up. Thanks
Thank you very much Madam. Explained very much clearly and elaborative. Your English is simple and clear.
Simple n super coverage on taxation on capital gains. Super thanks to rachanaji
I am listening to you for the first time. You are too good. Congratulations.
Excellent explanation of F& O and Intra trading. Thank you very much.