I mean at least you can still get all the welcome offers up each of the families ladders I think. Still worth thousands if not more in cash/travel value. Thanks Fun Honesty!
Active duty Marine here I spent 4 years overseas and American Express really helped me out during my travels. However, it was common when going to a restaurant that Amex wasn’t accepted. I currently have: 4 platinums, 1 gold, 1 green, 2 Hilton aspire, 2 Marriott bonvoy, and 2 delta reserve. I think it’s a fair trade. Temporary benefits in order for me to temporarily hate my life then eventually get divorced based on statistics 📉 hopefully I don’t end up getting divorce tho🙏 Also shout out to Anthony venture for always keeping us educated 💯
Mike you’re not going to get divorced man don’t talk like that!! Especially with 4 Platinums, you both can lounge and talk and have fun hahaha. That’s wild though, and funny how it’s all free, but can’t be used while abroad where the station you. Crazy. Thank you Mike, pull through man, we are all here for you! And thanks Gemini!
Good stuff Mr. Venture I lucked out & snagged the AmEx Gold, then the Green before the family language took effect. Also picked up the marriott business & BCP. All with elevated subs. Hoping to grab the BBP & maybe Surpass.
Thank you Mr. Doc! Yes you timed that very well ha, a lot of us in the game did, feel bad for the folks nowadays thought. Oh for sure, I can see both being powerful. Which are you leaning towards? Thanks again Doc!
Check the Sailors and Soldiers Civil Relief Act. Amex ain't waiving fees out of the goodness of their heart or patriotism. We don't pay military members jack! Most don't come from wealthy families, a lot weren't highly financially literate and banks were taking advantage of them with fees, interest, etc. Congress put a stop to it (probably over corrected) but I ain't complaining.
Something that happened for me is I had a Charles Schwab card and had a gold card. I got an upgrade offer for my gold card to get the platinum card. The offer was 75k. This was in January
Ohh very nice! That’s actually very cool Hunter, if I had an offer like that, I probably take it 😂 Thanks for being here Hunter, do you think you’ll take that?
Family Language is sooo important and is somewhat unique to American Express- I feel like there's probably so many people out there who has no clue what that even means, and probably ends up missing out on multiple bonuses because of it. Luckily, I got my Gold Offer before the Plat, but unfortunately due to the new Family Language, I can't get the offer on the Green anymore :( Great video as always Anthony!
Chase and Citi have similar kinds of card family restrictions, but it is always time based like 24 months or 48 months. For example, did you know that the Citi Rewards+ is in the same group with the Citi Premier, so you have to wait I believe 48 months to be eligible for the Rewards+ SUB after getting the Premier SUB.
Absolutely Matt! I felt like with so many changes, let me make something to show everyone just in case because I saw so many people getting the Platinum first etc. But you and Lucia lucked out for sure with what cards you got and when, missing out on the green sucks but eh, not the worst. Thanks Matt and good points on the other ecosystems rules Devlin!!
Maximizing Amex bonuses has gotten so much harder lately with family language, pop up jail etc. Appreciate your video as it'll surely help me & everyone else navigate through the web of restrictions!
Absolutely has been way more of a pain!! I miss the days when we first got started years ago haha. But eh, times goes on I guess. Thank you for being here Monty, I really appreciate it!
Great video Anthony. It also seems AMEX is using the family language in conjunction with PUJ to push people into upgrades. Say you have been using the no AF Hilton Honors card off and on for a while. You decide you are going to go for the Surpass 155k offer, but oops you get the pop up jail window. Now you go back to your main account screen and see a 50k offer to upgrade your Hilton Honors to a Hilton Surpass.
Thanks Devlin! Yes it does seem that way right? I mean plenty of upgrade offers to go around, whilst these language changes are happening haha. And rampant pop up jail, you are absolutely correct, it’s funny really. Thanks Devlin!
Fantastic breakdown Anthony. Amex is a fickle beast with its mysterious algorithm and family language. I’ve still only gotten Amex business cards but someday I’ll run through that ladder
I have 3 platinum, 1 gold, 3 aspires, 1 delta reserve and a Marriott brilliant card all waived cuz im active duty military. Freeeeee moneyyyyy 😂 And thats just amex!!
Yeahh mannn, that would be WILD. Hahaha, you’d be like WanderingDoc, he had like a couple of Ritz cards, a few platinums, a few aspires and more hahahaha.
@@AnthonyVenture u should do a live interview with “noblecredit”. He has 10 platinums, 3 CSR’s, maybe 2 ritz cards, 6 aspires and 3 brilliants. His collection is nuts
I have the Amex Gold and Blue business plus, All I want from Amex is the platinum then i'm done getting Amex cards, Chase i have the freedom, freedom unlimited, freedom flex and the sapphire preferred but I do want the ink unlimited and that will be my last card from Chase and I will not care about 5/24 anymore unless chase comes out with a new card
Absolutely a great lineup for both ecosystems Skyline! Check out Skylines channel too, he goes over his cards and what not as well! Thanks Jazzy, Clarencinho and Ant!!
@@AnthonyVenture actually trying to recoup the airfare and hotel costs! My instinct is that Green is more sensible, but I have a habit of going big or going home. And thank you!
Ahh I see, sometimes make more memories that way haha. But I hear you, with just what you said, probably Green yes. I’m wondering if it’ll also get revamped as well and it’s under the radar.
I just applied for the Hilton Surpass it’s my first Amex card I applied for. I wanted to take advantage of the 150k bonus points in order to cash in some free stays, it’s probably the only Amex card I’ll have for a while, if I think it’s worth the 150 I’ll keep it if not I’ll just downgrade lol.
Very nice Jeohvany! Yes I don’t blame you honestly, good for the welcome offer, and then if needing to downgrade, at least you have that $0 annual fee option haha. Thanks for being here!!
Im in the pop up jail for Amex. And I got the chase bondless Now is showing that I already got the bonus for any bonvoy credit card when I apply for Amex bonvoy cards I already have 2 platinum green and gold from a foreign country
Yeahh you also got hit by the Amex Chase Marriott rule ahh. And wow! How are those cards in your country vs the U.S. versions you think? Thank you Manfa!!
That 524 rule really killing me right now cuz I won't be out of until 2026 and it's like there's other cards I want to apply for and it's just like all right. Well I'm screwed though. I've heard mixed things if I applied for the blue business plus it doesn't affect him right? Or does it because I'm over the 524😊 Because I want some of those Chase business cards
2026 DAMN! In some ways yes, but maybe not all. Like for sure, can apply for the BBP, it won’t add another number to your 5/24 status at least. And for Chase inks, yeahhh, either chance and bypass it, or denial and live to fight another day with an extra inquiry. It’s tough but it’s the game I guess, thanks Brian!
I just completed my chase trifecta and I’ll do the Citi cards next. I try to keep up with AMEX just in case they pose any actual value but I doubt I’ll ever have any of their actual cards aside from my NFCU AMEX card. I don’t travel enough for all those annual fees to make sense
I just got my first amex cc a little over a month ago . The delta gold. I'm looking at getting the Hilton surpass card because I have a trip coming up at the end of April. The elevated offer ends april 17th.But I don't want to potentially lose out on being able to get the points on the Hilton honors. Would you roll the dice and get the surpass first while the offer is hi . Then, wait the extra month to get the Hilton honors ? The 90-day 2 card rule would be over then.
Hmmmm in this case it’s tough, since they could announce the family language any day and then if you get the Surpass, you’d be out the no annual fee Hilton card offer. So I’d probably just do it early, but go for the no annual fee so at least you’ll for sure be able to get the Surpass later, even if you have to wait for another elevated offer. 90 days shouldn’t matter too too much, but use your discretion. Just my opinion though, what do you think? Thanks Official!
Hmmm: You’re only eligible for the Marriott Bonvoy Bevy if you haven’t had the Marriott Bonvoy Brilliant, so if you want to eventually pck up both cads, you’ll want to apply for the Marriott Bonvoy Bevy before you apply for the Marriott Bonvoy Brilliant So yes you must have applied in this order, interesting, didn’t know that! Thanks Mendyazulay!
Thanks my mentor Anthony for this new interesting video! 👍🏼 Do you know if it will work to get two Amex welcome bonus if i apply once for a the business gold card with my SS number and once again for the business gold card but with my EIN number? (as it works with the Chase Ink cards).
I’m no mentor as I said hahaha. Oh I think I saw you write this on the other, I was more detailed there but basically yes, I’ve seen folks get more than one with Amex just like Chase. Less often but I’ve seen it. Thanks again Mehdi!
I don’t know if this is a rule, but it happened to me recently. I applied for my second American Express card around the 50 day mark and then after 61 days I tried for a credit limit increase and it stated that because I’ve opened a credit card recently I have to wait a period of time (no specifics) before I can get it.
Yes actually I don’t think it’s a real rule, but a rule of thumb so to speak. Basically what’s generally touted is to ask for a credit limit increase of 3x your limit after 91 days, usually 90% of people get it. Maybe more. Thanks Chris!
only NLL/targeted offers are the way to go bc it guarantees you the SUB regardless whether you are in the PUJ or not and whatever and family language rules
Yes however I have heard that these NLL links are employee links that may get leaked, and could flag something bad in their systems. Apparently they closed accounts in 2019 for such behavior, so I’m a bit weary of them now to be honest, I don’t trust them. Thanks Zsm!
@@AnthonyVenture if thats the case churners will not exist. Some churners are even able to modify other people's targeted offer URLs so they end up stacking those NLL cards. Business cards are still NLL, its not a bad path but higher spending on the SUBs can be an obstacle for some.
Yes that’s right, I have heard of that. So crazy the stuff we all do haha. And for sure, Business cards for the win if you have the spend for now in my book as well.
What card should i apply for for first timer! I hardly travel, but you said Go for the Green? Is that correct? And is the green card the easiest to get? Please help
So when I say go for the Green first, it’s because of the new language that states if you get a gold or platinum first, you’ll be denied the lower tiered cards welcome offer. So if you want all 3 welcome offers, you’d start with Green, then work your way up. Of course you have to make sure that card makes sense for you as well, but something to consider. Thanks CBIII!!
In that case, for more welcome offers, you’d probably have to Venture over to the business side of things. So maybe the Business Gold to start personally. Thanks Jeff!!
So just to recap, can I start out with the blue in one family then the blue in another family and STILL get both welcome bonuses? Or is it a one shot deal for either & not both?
So the Blue would be exempt anyway since once side is business and the other is personal. Then otherwise, you’d just want to start out at the lowest end for the Personal Blue series of cards since there’s family language on those. So magnet, everyday, preferred etc. Thanks for being here Crypto!
I’m in pop up jail as of the other day 😢 only have the Gold and Basic Hilton card with Amex. Trying to get the surpass but it won’t let me with a SUB. I put a lot of spend on my cards, just outside the 2/90 and haven’t closed any card so idk why 🤷🏻♂️ gonna wait until the last day of the elevated SUB and try again
Have they emailed you with an upgrade offer for the Hilton card? That seems to be a pattern now. They want people to take 50 or 60k upgrade offers, and not have to pay out the elevated SUB even if you are "following the rules" by climbing the ladder.
@@devlin76 no mailer. I was thinking that could be a reason. In Feb I found a link to the 100K offer for the reg Amex card so maybe they are trying to keep me from getting two elevated SUB’s back to back 😂
Ahh that sucks Xavier, yep even my wife who only has 2 Hilton cards is in pop up jail ha. To Devlins point, emails, mailers and upgrades could be ways around it, but you just have to be offered it ha. Usually time is the best antidote, spending high is what others say, but there’s not really any consistent data on that. Thanks Xavier + Devlin!
Hilton cards periodically have links out there with no lifetime language, was getting a pop-up for the Aspire until 2 weeks ago when I used one of those links
Yep, I just heard recently that they may be employee links, that could flag your account in a way. Probably not a problem, but last I saw was back in 2019 apparently they closed accounts using those types of jail break links. But that was a small amount of people so I’m sure it’s all fine honestly. Thanks Johnny!
So I am one of those people who got Platnium card first. But what If I am getting a mail from them with my name, apply and get 60K . I am not applying rn, but, If I am not gonna get it than why give me offer ?
So that MAY be the only way to get around it, but still make sure there’s no pop up window. Mailers tend to bypass a lot, but it’s not 100% or even 80%. So be careful, but could work. Thanks Muhammad!
Yeah as Scarling said, that’s very valuable honestly to save $695 each year. For Amex only, I’d probably take that every time. Chase probably not though. Good point though, very possible Adiscrete, and thanks Scarling!
Yep 100% what Adiscrete said, or the BBP. Both are great options, but I think the Amex Everyday may be a better choice if you’ve no grocery card at the moment. But just a good anchor for your points overall with $0 annual fee. Thanks everyone!!
Hahaha, I’m sorry I actually don’t know the name since it was a gift, but it’s a Citizen. It has mini fake diamonds on all of the numbers, so maybe if you type that in you can find it? Actually this is closest I could find to it! amzn.to/3W9GzZx It’s an eco drive too. Thanks SJ + Dh!!
I'm well over 5/24 and still don't give a damn all my cards offer the same perks and the Amex Platinum is the king of travel cards so I'm not missing much proud of my 9 Amex cards! I also finally got a US Bank card, the Altitude GO solid rewards with no FTF! Excellent information as always VENTURE!
Hahaha yes I know you basically are keeping the Platinum, and then 49 cards from random places 😂😂😂 Thank you Sir Shawn, that means a lot coming from you!
@@AnthonyVentureLol, my mortgage lender down the road will have an anxiety attack but hey I can always shop around ha. There it lots of excellent cards available and sometimes you want them all, responsible use overrides everything else in my opinion. 😁
100%, plus I’ve helped folks get a lot of loans of the past year and really all the banks care about at least right now during high rates, is a score above 680, (crazy enough) and income to support the mortgage. They don’t really care about anything else, and this is between a lot of banks. So yeah I guess it could hurt, but all the lenders I talk to don’t care haha.
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Amex is no longer worth the effort unless you are very wealthy. If you are wealthy, you do not care about the bonuses anyway, just the perks
I mean at least you can still get all the welcome offers up each of the families ladders I think.
Still worth thousands if not more in cash/travel value.
Thanks Fun Honesty!
I just got mine and I am planning on doing more travel. I'm not rich. I love that it gives me perks on parking, local transportation, even campground
@@CandycaneBeyond Agreed Candy Cane! 🤝
The green for me is good enough...I have no need for the Gold or Platinum.
For sure, Green is powerful Joseph!! Thanks for being here!
Active duty Marine here
I spent 4 years overseas and American Express really helped me out during my travels. However, it was common when going to a restaurant that Amex wasn’t accepted. I currently have: 4 platinums, 1 gold, 1 green, 2 Hilton aspire, 2 Marriott bonvoy, and 2 delta reserve.
I think it’s a fair trade. Temporary benefits in order for me to temporarily hate my life then eventually get divorced based on statistics 📉 hopefully I don’t end up getting divorce tho🙏
Also shout out to Anthony venture for always keeping us educated 💯
Y 2 delta reserves?
Mike you’re not going to get divorced man don’t talk like that!! Especially with 4 Platinums, you both can lounge and talk and have fun hahaha.
That’s wild though, and funny how it’s all free, but can’t be used while abroad where the station you. Crazy.
Thank you Mike, pull through man, we are all here for you! And thanks Gemini!
Good stuff Mr. Venture
I lucked out & snagged the AmEx Gold, then the Green before the family language took effect.
Also picked up the marriott business & BCP. All with elevated subs.
Hoping to grab the BBP & maybe Surpass.
Thank you Mr. Doc!
Yes you timed that very well ha, a lot of us in the game did, feel bad for the folks nowadays thought.
Oh for sure, I can see both being powerful. Which are you leaning towards?
Thanks again Doc!
Sledge violates the 5/24 because his cuz works at Chase Corporate.
RIGHT JAZZY?? That dude Sledge must be lying, I know he has an “in” somewhere 😂
Check the Sailors and Soldiers Civil Relief Act. Amex ain't waiving fees out of the goodness of their heart or patriotism. We don't pay military members jack! Most don't come from wealthy families, a lot weren't highly financially literate and banks were taking advantage of them with fees, interest, etc. Congress put a stop to it (probably over corrected) but I ain't complaining.
Oh so them waiving fees is now the over correction from those days?
That’s very interesting, thank you for that Chad!
Something that happened for me is I had a Charles Schwab card and had a gold card. I got an upgrade offer for my gold card to get the platinum card. The offer was 75k. This was in January
Ohh very nice! That’s actually very cool Hunter, if I had an offer like that, I probably take it 😂
Thanks for being here Hunter, do you think you’ll take that?
Family Language is sooo important and is somewhat unique to American Express- I feel like there's probably so many people out there who has no clue what that even means, and probably ends up missing out on multiple bonuses because of it. Luckily, I got my Gold Offer before the Plat, but unfortunately due to the new Family Language, I can't get the offer on the Green anymore :( Great video as always Anthony!
Chase and Citi have similar kinds of card family restrictions, but it is always time based like 24 months or 48 months. For example, did you know that the Citi Rewards+ is in the same group with the Citi Premier, so you have to wait I believe 48 months to be eligible for the Rewards+ SUB after getting the Premier SUB.
Absolutely Matt! I felt like with so many changes, let me make something to show everyone just in case because I saw so many people getting the Platinum first etc.
But you and Lucia lucked out for sure with what cards you got and when, missing out on the green sucks but eh, not the worst.
Thanks Matt and good points on the other ecosystems rules Devlin!!
Maximizing Amex bonuses has gotten so much harder lately with family language, pop up jail etc. Appreciate your video as it'll surely help me & everyone else navigate through the web of restrictions!
Absolutely has been way more of a pain!! I miss the days when we first got started years ago haha. But eh, times goes on I guess.
Thank you for being here Monty, I really appreciate it!
Great video Anthony. It also seems AMEX is using the family language in conjunction with PUJ to push people into upgrades. Say you have been using the no AF Hilton Honors card off and on for a while. You decide you are going to go for the Surpass 155k offer, but oops you get the pop up jail window. Now you go back to your main account screen and see a 50k offer to upgrade your Hilton Honors to a Hilton Surpass.
Thanks Devlin! Yes it does seem that way right? I mean plenty of upgrade offers to go around, whilst these language changes are happening haha.
And rampant pop up jail, you are absolutely correct, it’s funny really.
Thanks Devlin!
Fantastic breakdown Anthony. Amex is a fickle beast with its mysterious algorithm and family language. I’ve still only gotten Amex business cards but someday I’ll run through that ladder
Oh wow I didn’t know you only have Amex Business cards 😮, that’s pretty rare I think wow.
And thank you for that man, I appreciate you being here!
I have 3 platinum, 1 gold, 3 aspires, 1 delta reserve and a Marriott brilliant card all waived cuz im active duty military. Freeeeee moneyyyyy 😂
And thats just amex!!
Hahahaha Gemini is killing it no matter what, any card, any where and it’s FREE! 😂😬
@@AnthonyVenture i wish i got in the game 11 years ago when i first joined the military. Can you imagine the cc line up id have right now😂
Yeahh mannn, that would be WILD. Hahaha, you’d be like WanderingDoc, he had like a couple of Ritz cards, a few platinums, a few aspires and more hahahaha.
@@AnthonyVenture u should do a live interview with “noblecredit”.
He has 10 platinums, 3 CSR’s, maybe 2 ritz cards, 6 aspires and 3 brilliants. His collection is nuts
I have the Amex Gold and Blue business plus, All I want from Amex is the platinum then i'm done getting Amex cards, Chase i have the freedom, freedom unlimited, freedom flex and the sapphire preferred but I do want the ink unlimited and that will be my last card from Chase and I will not care about 5/24 anymore unless chase comes out with a new card
wow, you have some nice soldiers👮♂ marching in your wallet.
I’m doing the exact opposite lol. I have Amex plat and hope to get the Blue Business before hitting Chase up lol. You have a nice setup
Nice real nice I like your set up..
Im in 5/24 chase jail for now
Absolutely a great lineup for both ecosystems Skyline! Check out Skylines channel too, he goes over his cards and what not as well!
Thanks Jazzy, Clarencinho and Ant!!
As a business traveler which set is most beneficial?
I travel alot for work, not a business owner, no car
I just want the Blue Cash Everyday & then soft pull a Blue Business Plus. I think that’s it for me & AMEX.
Yeah I don’t blame you, I think those are some great cards and great value, easy to get with no annual fees too.
Thanks Flubber!
This is my strategy while trying to secure the Chase business no annual Ccs.
I've got the Blue Cash Preferred am considering either the Green or Gold ( new job is hybrid, flying to a different state lol )
Ahh I see, so you think those others would better suit you in that new state?
Either way, let’s go Charles! Thanks for being here!
@@AnthonyVenture actually trying to recoup the airfare and hotel costs! My instinct is that Green is more sensible, but I have a habit of going big or going home. And thank you!
Ahh I see, sometimes make more memories that way haha. But I hear you, with just what you said, probably Green yes. I’m wondering if it’ll also get revamped as well and it’s under the radar.
I just applied for the Hilton Surpass it’s my first Amex card I applied for. I wanted to take advantage of the 150k bonus points in order to cash in some free stays, it’s probably the only Amex card I’ll have for a while, if I think it’s worth the 150 I’ll keep it if not I’ll just downgrade lol.
Very nice Jeohvany! Yes I don’t blame you honestly, good for the welcome offer, and then if needing to downgrade, at least you have that $0 annual fee option haha.
Thanks for being here!!
Im in the pop up jail for Amex. And I got the chase bondless Now is showing that I already got the bonus for any bonvoy credit card when I apply for Amex bonvoy cards
I already have 2 platinum green and gold from a foreign country
Yeahh you also got hit by the Amex Chase Marriott rule ahh.
And wow! How are those cards in your country vs the U.S. versions you think?
Thank you Manfa!!
Want the Amex gold( got approved) but i won’t reach the welcome bonus. I think I’ll get the blue cash everyday one first
Oh noooo, the welcome bonus is so important though! Are you not even close to hitting it?
And the Blue cash is a great card!
Thanks Himothy!
That 524 rule really killing me right now cuz I won't be out of until 2026 and it's like there's other cards I want to apply for and it's just like all right. Well I'm screwed though. I've heard mixed things if I applied for the blue business plus it doesn't affect him right? Or does it because I'm over the 524😊
Because I want some of those Chase business cards
2026 DAMN! In some ways yes, but maybe not all. Like for sure, can apply for the BBP, it won’t add another number to your 5/24 status at least.
And for Chase inks, yeahhh, either chance and bypass it, or denial and live to fight another day with an extra inquiry.
It’s tough but it’s the game I guess, thanks Brian!
I just completed my chase trifecta and I’ll do the Citi cards next. I try to keep up with AMEX just in case they pose any actual value but I doubt I’ll ever have any of their actual cards aside from my NFCU AMEX card. I don’t travel enough for all those annual fees to make sense
Yeah for sure, have to get the cards that make the most sense for you absolutely.
Thanks Russel!!
I just got my first amex cc a little over a month ago . The delta gold. I'm looking at getting the Hilton surpass card because I have a trip coming up at the end of April. The elevated offer ends april 17th.But I don't want to potentially lose out on being able to get the points on the Hilton honors. Would you roll the dice and get the surpass first while the offer is hi . Then, wait the extra month to get the Hilton honors ? The 90-day 2 card rule would be over then.
Hmmmm in this case it’s tough, since they could announce the family language any day and then if you get the Surpass, you’d be out the no annual fee Hilton card offer.
So I’d probably just do it early, but go for the no annual fee so at least you’ll for sure be able to get the Surpass later, even if you have to wait for another elevated offer. 90 days shouldn’t matter too too much, but use your discretion.
Just my opinion though, what do you think?
Thanks Official!
By the way. If you have Amex in certain abroad countries you are pre approved to get one in USA
Only if you have US residency
@@boy_named_niel not necessarily. With itin number you can get
Really?? I never knew that, that’s very interesting! Thanks for mentioning Manfa!
@@boy_named_niel not necessarily. You just need the ITIN number
I'm not sure how but I have the brilliant Marriot card and was approved for the Bevy a few days ago
Hmmm: You’re only eligible for the Marriott Bonvoy Bevy if you haven’t had the Marriott Bonvoy Brilliant, so if you want to eventually pck up both cads, you’ll want to apply for the Marriott Bonvoy Bevy before you apply for the Marriott Bonvoy Brilliant
So yes you must have applied in this order, interesting, didn’t know that!
Thanks Mendyazulay!
I had the Brilliant for years already, and got approved to the Bevy 2 weeks ago....in that order , first brilliant and years after the Bevy.
@@mendyazulay8178 That’s wild, maybe you’re grandfathered in or something haha.
Thanks my mentor Anthony for this new interesting video! 👍🏼 Do you know if it will work to get two Amex welcome bonus if i apply once for a the business gold card with my SS number and once again for the business gold card but with my EIN number? (as it works with the Chase Ink cards).
I’m no mentor as I said hahaha.
Oh I think I saw you write this on the other, I was more detailed there but basically yes, I’ve seen folks get more than one with Amex just like Chase. Less often but I’ve seen it.
Thanks again Mehdi!
I don’t know if this is a rule, but it happened to me recently. I applied for my second American Express card around the 50 day mark and then after 61 days I tried for a credit limit increase and it stated that because I’ve opened a credit card recently I have to wait a period of time (no specifics) before I can get it.
Yes actually I don’t think it’s a real rule, but a rule of thumb so to speak. Basically what’s generally touted is to ask for a credit limit increase of 3x your limit after 91 days, usually 90% of people get it. Maybe more.
Thanks Chris!
only NLL/targeted offers are the way to go bc it guarantees you the SUB regardless whether you are in the PUJ or not and whatever and family language rules
Yes however I have heard that these NLL links are employee links that may get leaked, and could flag something bad in their systems.
Apparently they closed accounts in 2019 for such behavior, so I’m a bit weary of them now to be honest, I don’t trust them.
Thanks Zsm!
@@AnthonyVenture if thats the case churners will not exist. Some churners are even able to modify other people's targeted offer URLs so they end up stacking those NLL cards. Business cards are still NLL, its not a bad path but higher spending on the SUBs can be an obstacle for some.
Yes that’s right, I have heard of that. So crazy the stuff we all do haha.
And for sure, Business cards for the win if you have the spend for now in my book as well.
What card should i apply for for first timer! I hardly travel, but you said Go for the Green? Is that correct? And is the green card the easiest to get?
Please help
So when I say go for the Green first, it’s because of the new language that states if you get a gold or platinum first, you’ll be denied the lower tiered cards welcome offer.
So if you want all 3 welcome offers, you’d start with Green, then work your way up.
Of course you have to make sure that card makes sense for you as well, but something to consider.
Thanks CBIII!!
780 got denied twice for Aspire because of too many inquiries (mortgage/other credit cards) 😅
Oh lawd Mr Dub DAMN! I’ve never heard that before, I guess it happens though, you must have like over 10 inquires huh?
Thanks Mr Dubs for being here!
What would be the next card after the delta reserve which was my first
In that case, for more welcome offers, you’d probably have to Venture over to the business side of things. So maybe the Business Gold to start personally.
Thanks Jeff!!
So just to recap, can I start out with the blue in one family then the blue in another family and STILL get both welcome bonuses? Or is it a one shot deal for either & not both?
So the Blue would be exempt anyway since once side is business and the other is personal.
Then otherwise, you’d just want to start out at the lowest end for the Personal Blue series of cards since there’s family language on those.
So magnet, everyday, preferred etc.
Thanks for being here Crypto!
Wish I knew this before getting the platinum. Why didn’t you upload this a month ago ? 😒
Sorry M V haha, I don’t know how to correct that ha.
But it does suck, which welcome offer did you end up getting?
I ended up getting all 3 charge cards within 3 days, and never hit the pop-up.
That’s awesome! Wow, never heard of that many in that short of a time, good stuff Soapa and that’s for being here!
@@AnthonyVenture Haha thanks. Amex really is just accepting more people or something.
Thanks 👍🏻
Thank you Dilbert! Love the name and picture Hahha.
I’m in pop up jail as of the other day 😢 only have the Gold and Basic Hilton card with Amex. Trying to get the surpass but it won’t let me with a SUB. I put a lot of spend on my cards, just outside the 2/90 and haven’t closed any card so idk why 🤷🏻♂️ gonna wait until the last day of the elevated SUB and try again
Have they emailed you with an upgrade offer for the Hilton card? That seems to be a pattern now. They want people to take 50 or 60k upgrade offers, and not have to pay out the elevated SUB even if you are "following the rules" by climbing the ladder.
@@devlin76 no mailer. I was thinking that could be a reason. In Feb I found a link to the 100K offer for the reg Amex card so maybe they are trying to keep me from getting two elevated SUB’s back to back 😂
Ahh that sucks Xavier, yep even my wife who only has 2 Hilton cards is in pop up jail ha.
To Devlins point, emails, mailers and upgrades could be ways around it, but you just have to be offered it ha.
Usually time is the best antidote, spending high is what others say, but there’s not really any consistent data on that.
Thanks Xavier + Devlin!
Hilton cards periodically have links out there with no lifetime language, was getting a pop-up for the Aspire until 2 weeks ago when I used one of those links
Yep, I just heard recently that they may be employee links, that could flag your account in a way. Probably not a problem, but last I saw was back in 2019 apparently they closed accounts using those types of jail break links.
But that was a small amount of people so I’m sure it’s all fine honestly.
Thanks Johnny!
So I am one of those people who got Platnium card first.
But what If I am getting a mail from them with my name, apply and get 60K .
I am not applying rn, but, If I am not gonna get it than why give me offer ?
So that MAY be the only way to get around it, but still make sure there’s no pop up window.
Mailers tend to bypass a lot, but it’s not 100% or even 80%. So be careful, but could work.
Thanks Muhammad!
I wonder how many military guys got a no annual fee platinum and locked themselves out of future bonuses
Worth it, honestly. I was only in for 5 years, but I flew commercial a lot for different schools.
Yeah as Scarling said, that’s very valuable honestly to save $695 each year. For Amex only, I’d probably take that every time. Chase probably not though.
Good point though, very possible Adiscrete, and thanks Scarling!
Getting the green card this week 😄
Maaaan ita harder for me to get approved for a citi card than am amex
Right?? It’s funny how much harder other banks are to get approved vs Amex haha.
Thanks Ovx!
Do you know if the Amex green points can be transferred to the gold before closing if I am working the ladder
The points are per account...not per card...so as long as you have an MR earning card you won't lose them
You could open an Amex Everyday and stash them in a no fee card
@@Adiscretefirm My sentiments exactly. No annual fee(NAF) card that also earns a handfull of MR points
Yep 100% what Adiscrete said, or the BBP. Both are great options, but I think the Amex Everyday may be a better choice if you’ve no grocery card at the moment.
But just a good anchor for your points overall with $0 annual fee.
Thanks everyone!!
What watch is that?
I 2nd that, we need answers!
Hahaha, I’m sorry I actually don’t know the name since it was a gift, but it’s a Citizen. It has mini fake diamonds on all of the numbers, so maybe if you type that in you can find it?
Actually this is closest I could find to it! amzn.to/3W9GzZx
It’s an eco drive too.
Thanks SJ + Dh!!
Another way is to not apply for amex
That’s a good point Sharjeel haha, thanks for being here!
What if you die and are clinically dead and the Doc signs off on it, then you come back to life...
We call that a “zombie” 😆
I don’t want to say it’ll work 100%, but someone should try this just for research purposes 😂😂😂
And true Doc haha.
Thanks Stop Tech + Doc!
Amex is going to shit
Never
Lemons you always have such a way with words 😂😂😂
And Joseph coming in hot with the debate ha.
Thanks guys!
I'm well over 5/24 and still don't give a damn all my cards offer the same perks and the Amex Platinum is the king of travel cards so I'm not missing much proud of my 9 Amex cards! I also finally got a US Bank card, the Altitude GO solid rewards with no FTF! Excellent information as always VENTURE!
Hahaha yes I know you basically are keeping the Platinum, and then 49 cards from random places 😂😂😂
Thank you Sir Shawn, that means a lot coming from you!
@@AnthonyVentureLol, my mortgage lender down the road will have an anxiety attack but hey I can always shop around ha. There it lots of excellent cards available and sometimes you want them all, responsible use overrides everything else in my opinion. 😁
100%, plus I’ve helped folks get a lot of loans of the past year and really all the banks care about at least right now during high rates, is a score above 680, (crazy enough) and income to support the mortgage.
They don’t really care about anything else, and this is between a lot of banks. So yeah I guess it could hurt, but all the lenders I talk to don’t care haha.
Great topic and information Anthony!🫵
Thank you sir Cesar! 🫡