Don't Hate The Rich If YOU Want To Be Rich - Dave Ramsey Rant
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- เผยแพร่เมื่อ 29 ก.ค. 2018
- Don't Hate The Rich If YOU Want To Be Rich - Dave Ramsey Rant
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We all know the path to success revolves around a few certain things. Don't have kids out of wedlock, and that you can't afford. Stay in school, trade school, and complete the curriculum. Get a job, take all the training it offers, avail yourself to the educational assistance and advancement programs, and do the work necessary to make yourself a more valuable employee to current employer or potential employers. Avoid destructive behavior such as drugs, alcohol, and gambling. Save and invest a portion of your pay, no matter how small you think that saving is. In short, do the right things, avoid the wrong things, and you will advance. Then add in time, and you will be successful. This is tried and true, and for many of us, the only way.
You have to admit - like him or not - Dave Ramsey is not shy about his own history, warts and all. I respect his honesty, and we learn a lot by hearing the nitty-gritty.
SunshineLaw: I believe he does that to make him more believable. There are a lot of financial advisors around but they wealthy themselves without ever being poor. Dave rants by example. He was broke...like us....and now he isn't. It's hard to take Get Out of Debt advice from someone who's never been there. So Dave keeps reminding us of his history.
Then what he's doing is working cuz that's what he's supposed to do when you're worth all this millions of dollars you have to say stupid things to be more relatable to your potential customers he sounds like every old southern dude I ever grew up around they all sit back and talk about when I was a kid and you'd get your butt busted mama had biscuits in a wooden spoon and we had a dog and we didn't have that much money it's all stupid talk because everybody is like that that's why nobody likes rich people a shop for my kids Christmas last year at the f****** Dollar Tree they try to sound relatable so that she'll buy some of their bulshit he's telling you to do common-sense don't buy that car if you can't afford it now give me 4999 and here check out my book it's stupid hey by this program will connect you with a local church so you can start believing in a God that may or may not be there because Christian people have values and values pays the bills it's all a system once you master it you can sit behind a camera and talk stupid s*** like this
My father told me early that I had to make my own opportunities. Don't wait around hoping someone will give you an opportunity. Because that day will never come.
I never understood why people hate successful people. When people blame or envy someone else, they just hold themselves back. I’m successful because I don’t blame others. Dave is right, don’t hate success or successful people.
Most think they did something bad to become rich. Not true with many, but a few examples out there.
The reason why people hate rich people it's because they know something that they don't which is the truth I'm not a fan of successful people myself I hate them with a passion I do deliveries and I've done deliveries in three different states for years now and everytime I pull into one of these rich neighborhoods and they have a 70 year old black man working security for some reason like he's going to do anyting you see the hundreds of dollars of toys that they're spoiled kids don't even play with anymore that you couldn't even afford to buy one of them you see the car they buy their teenage daughters that you will never have the money to buy if you save your whole life you see the boat in the yard where they like to go to the lake and you see the nice truck that used to pull it then you look in their garage and you see hundreds of thousands of dollars worth of tools and toys and Sea-Doos and motorcycles and guns just packed in there like a storage shed then I go home to my house at the end of the day mad at the world all over again because I know that I'm one of them people who when the day comes when I die it'll be with nothing nothing absolutely nothing no money no assets no big house in the country know folks none of that no fancy dinners at restaurant so you damn right I hate them you mean to tell me this is the only life we live we only get to be born once and then we're going to die one day and some people live in these gated houses with these in bedrooms their kids have everything they've ever wanted and I have to Budget Shop a couple of small items just to get my kids a Christmas
Well said Dave. Peeing on someone else's bonfire won't make yours burn any brighter.
Thank you for the chuckles this morning, Dave.And thank you for changing the trajectory of my life. Talk about empowerment.
I remember all the berating Mitt Romney got for paying (I think it was) 15% in taxes. I just wanted him to teach me how to get MY tax rate to 15%.
"Make all you can, save all you can, give all you can." -John Wesley
As an immigrant, I’m so grateful to be in the land of opportunities and I’m gonna make it to the 1% family
Yes!
Succes to you.
hope you are still on your journey to this!!
They give you opportunity by robbing it from me.
@@mrwednesdaynight Most of these immigrants have worked thrice as hard as you
I love cheering people on when they succeed financially, spiritually, emotionally, physically, whatever! I have never understood staying stuck in victim mode and being miserable and blaming everybody and everything...what a sad life.
Hate will get you no where!
Depending on what kind. Though I believe I know what you're saying in general and where you're coming from, so I agree with you.
You can put hate by working out building muscles putting all your angers out
Auto: it will eat the insides of you. Its way too toxic to live with.
Hate towards the rich got the French somewhere.
Been learning this recently. Really learning and unlearning bad habits. Dave you are amazing!!
It’s so true. The reality is, we can learn so much great knowledge by observing people who became rich on their own. EXAMPLE: Arnold Schwarzenegger… Graham Stephan… Steve Jobs… the more we learn how millionaires and billionaires did it, the better we can be
Abe Lincoln said the same thing. To paraphrase, he basically said if you're neighbor is more successful wealthy, it's better to ask them how they did it so you can do the same, then throw a fit over them having more than you
The fact that he rebuilt himself at 28 hits home with me for some reason.
It's part of life to mess up and have to start over. The important thing is having the gumption to pick yourself up and, start over. I did it. I lost a million dollars due to a divorce, and really bad financial decisions, in one year. I'm still building back, but I am building back.
@@ralphholiman7401
Superb stuff.
Keep on going and be in an even better position than you were before.
jealousy is resentful envy which means you don't want the other person to have something if you can't have it. Dave has the definitions backwards. still a great message
Well there are three basic kinds of rich people, and I know at least one from each category. First, the rich person who simply inherited or otherwise won wealth (I mostly know these). Gets no credit. Second, a rich person born into a wealth of connections and a solidly middle class background. Made smart choices and took advantage of their connections. Gets partial credit. Third, the person born into middle class or below with few (or no) connections to benefit from. They had to forge a wholly new path to wealth and they get maximum credit. I know one of these.
RT Myths Debunked All that matters is what you do with your given. The details of what you start with is irrelevant.
Whether you’re born on third base or first is very relevant. Some people are given zilch besides their genes.
Amen, Suzy
Anyone born in America is already on second base compared at least 2/3 of the rest world.
It’s relative to where you live, buddy. And many tradable sector jobs are outsourced, so that either takes your job or at least depresses your wage. Some non-tradable sector jobs are even vulnerable. Illegals working in packing houses en masse since the 1980s have stalled the wage in that particular job for 40 years!
I don't vilify success, but I only admire wealthy people who gained wealth by honest hard work, initiative, not screwing others over, and being generous after they acquire wealth -
There's a ton of resentment for people who do well these days. I wish more people wanted to learn from and emulate successful people rather than try to tear them down or diminish their accomplishments
What incentive does a wealthy person have to increase competition for themselves? They'll never give away their secrets and they always leave a part of their story untold. That's why all these courses on how to become wealthy through entrepreneurship, real estate, day trading, stock market, Shopify, FBA, Bitcoin, etc. are all scams. They'll never tell you the secret sauce. There's more money in "teaching" people how to do something than actually doing that thing.
@@MrHav1k That is true...even our great friend Dave has made his fortune on telling people how to succeed
That's right they "teach you"
@@MrHav1k the truth is, there is no secret sauce. Most people are just too lazy to take advice given from people who have succeeded. Either too lazy, or they believe there's some secret sauce that they don't have access to.
@@asiac8968 If there is no secret, everyone would be billionaires by now... But it's not like that, so that's obviously not the case...
But Dave, it's so much easier to be bitter and envious than it is to have a long serious conversation with the guy in your bathroom mirror and change your personal behavior. Spending less than you make takes some serious effort and sacrifice. One can whine about others without even breaking a sweat.
Oh, you’re one of those billionaires that has a mirror in their bathroom!
This is definitely true, but it’s also about more than just saving. People need to start a business, and invest the money smartly. Nobody really gets rich by working a 9-to-5 job only. And if they do, it’s because they suffered their entire life, which defeats the entire point
@@charlesg7926 I agree up to a point. Not everyone is cut out to be a business owner. Not everyone is willing to make the sacrifices, especially in the early years, to be a business owner. I worked 60 hour weeks and about 40 out of 52 Saturdays.
@@chrispajak540 Nope, just an everyday millionaire.
I love this guy (pause) he be right on point and funny. I know its real
I don’t know where my GF and I began to cheer for other ppl winning but it pays off. She just got 2 millionaire who want to network with her! Good energy and following God creates miracles.
Sketching Hands exactly. Good luck to you
Amen amen amen! The first thing I thought when I heard that was, man alive, that's great! It just makes me want to work harder
I have honestly found that the more money I obtain and the more money that grows in my portfolio, the more I like and get along with rich people. I think it’s because now I see how much work it is, and how you can truly earn it.
Right
Pammie Time ... I don’t wear furs, I wear cashmere....
@Pammie Time you watch too many movies.. no wonder you are broke
I usually don’t agree with your rants but you are spot on! Thanks Dave
"The little people can't get ahead." Most of the little people already have heads.
😂😂😂😂😂😂😂
I like getting head.
There is a fourth response that Dave did not mention. That is one of neutral indifference. You see money mere as a tool to live a good life and as long as you make enough to do what you want you have a neutral emotional stance towards other people's money or material good. It neither makes you envious and spiteful or overly enthusiastic and impressed for their material gains, sure you would feel happy that they achieved their dreams but the material wealth itself is not something that impresses you. If the person were to tell you that they made enough money that they were able to buy a nice car or a nice house your response would just be "oh, that's cool" and then move on to another topic of conversation. This doesn't mean you avoid money but getting money is simply one of the tasks of living a good life. It's like doing the laundry, most people don't particularly love or hate doing the laundry its simply a task that needs to be done to go on with your day. If that's your stance about money then you would fall into this fourth response category.
I hate how people make fun of me and call me rich and stuff like it’s bad. Even tho we get the same amount of income it’s just we don’t spend our money on stupid things.
This is one of my favorite rants from Dave.
We should look up to rich people who got their from nothing and by doing something good, not rich people who got their by being born into wealth or exploiting people or the environment
Like Dave says all the time, you have to pay a price to win....." I can't do that" you can't or is it you WON'T...….big big difference IMO
Such a good talk! I’m gonna memorize it and tell others
Dave love your videos! I've watched too many.
Love the straw hat arguments Dave always uses.
Great message
Great stuff!
People who resent rich people will never become one.
Michael Jay - Value Investing thank you Michael. You are so wise. I don’t know what we would do without your wisdom.
Michael Jay - Value Investing DUDE I swear I just saw your comment on a video with a fake grandma who was guessing game characters
Michael Jay - Value Investing behind every great fortune is a great crime. We need to vote in someone like Bernie Sanders so that we can tax the bajeezus out of these people. That way more of their wealth can be distributed to the rest of us allowing all of us to succeed.
*cough* Bernie Sanders *cough*
Hahahaha - Did you even see the video? And way to make giant assumptions. But I guess you don't have to ever worry about success or wealth.
Poor people are haters!! Talking bout money 💰 💴 doesn’t matter. How would they know if they don’t have any!!
Dave paved the way to help me become a new better version of myself his guidance sticks to you. Thanks Dave hope to make it sometime.
Awesome speech !
Man I love this guy
I guess it's easier for some people to be jealous of people than put the effort in to become equally successful.
don't even need to watch the video to agree with what he's saying. title is enough truth.
never envied anyone who made money ethically, happy for them
I was a fool with money but I woke up one day sick of being broke. I made myself more valuable in the workplace, paid off debts, saved money and started a small business that I do on top of my day job. I really don’t spend any of the money that my business makes I only use my day job money.
Well I have been out of work for a bit and it’s not a problem because I’m very well prepared. I can take a pay check from my small business or use savings. My only debt is my house and my house costs less than 2 years salary from my day job. Friends think I’m rich but I am far from that all I did was set myself up so my living expenses are low. Life is much easier when you are responsible with money and take on no debts other than your home.
Dave Ramsey for president 2020!
JimRay Dave can’t afford the pay cut 🤣
@@bigshoe84
😂😂😂😂
Excellent!!!
Who in the world hates successful rich people??? Where the hate comes is when you look up and those successful people are rigging the game. Wall street bankers, people who lobby congressmen to change laws that benefit them and hurts a whole swath of people.
People are working harder today but not getting the returns on their work.
kids should be taught this stuff in school. . I only started getting serious about liking money too late in my life. I'm in the green and got a plan on where to go but man, if only I was a little bit smarter when i was younger. Anyway, yeah; I think schools should do a better job teaching kids about being smart with their finances and stuff.
Thanks for your advice, i believe im making it one day no matter on my circumstances that im going threw now,,
Only issue with “hate rich” is when middle class is tax more because they make under 250k and nfl owners and the NFL pay zero taxes.
Gamraoh where are you getting your information from?
It's true. And corporations like Amazon pay zero dollars in taxes, all the while getting handouts from the government. The overwhelming amount of welfare dollars in this country go to the wealthy, not to the poor. That's what the "wealth inequality" movement is about - having the wealthy pay and receive only their fair share, not envying those with more wealth.
has nothing to do with them......how much do our wonderful politicians pay BTW???
1:29 For whatever reason, I was anticipating him to finish the sentence “…because it was a segregated neighborhood without any non-whites…” in his reality his neighborhood was “great”
Ever time i hear Dave talk i think of holidays like Thanksgiving and Christmas
Well I'm 23 & not rich yet, so I don't know any wealthy people to actually hate on. That leaves me with the usual hating on famous people like music artists/actors/comedians which I just don't have a desire to do because I literally see why they're rich everyday by the UNIQUE work & content that they put out. I'm just working towards my dream of paid off mega-mansion & 10 400hp++++ sports cars outside 😂😂
I cheer them on hoping to follow in thier footsteps.
And Dave drops the mic again! This is awesome to hear!
What surprises me is that he claims a finance degree, yet he financed illiquid assets with short-term, callable debt. No business school on earth teaches that. Match your maturities! Nevertheless, I'm happier being where Dave advocates we should be than I was before, even with matched maturities of assets and debt, that is, I'm happier being without any debt at all.
Socialism is rising due envious people. If someone think socialism or democratic socialism is good, then ask those who live there. My grandparents lived on socialism, and lost a large part of their farmlands in the name of brotherhood and unity - aka legal theft. To prove that socialism is not sustainable, just make budget exercise on excel spreadsheet.
They probably lost is cause they exploited people lol. My parents lost all their slaves due to communism
I love socialism.
Envious people who were/are being exploited by the wealthy at the first place?
The rich are rich because of the theft of work, they exploit the people that work for them and take the majority of the capital generated by them. You just don't see it as theft because the system, controlled by the powerful has decided it is legal and morally correct to do so.
@@jesusalbertoar2002 , you have no idea why you are so unsuccessful in life, do you? It has to be someone else's fault, though, right?
These comments prove his point, socialism is popular because you all are envious. There are MANY MANY ways to become rich without exploiting people.
When I become a millionaire and people ask me how I did it I'll just say " I laundered money"
Rich or not is relative.
If you think it's ok to hate someone rich, take it when someone hates you who thinks you are rich.
I just started watching Dave and I’m upset it took me this long! I’m 20 and this really touch me
So much Truth. Thank You Dave
We don't vilify success, we vilify the evil means to achieve it, or maintain it, when applicable.
o4saken1 no, you definitely vilify success.
o4saken1~Bingo!👏👏👏
i'm with you by vilifying evil means to be successful. but please pick one person and prove to me that they did it wrong. then i'll support you. so many people just say rich people did it illegitimately. every person is different, how can you group all of them into one?
o4saken1 It’s funny you don’t know how much effort it takes to maintain wealth. You really think “evil” people get wealthy and stay wealthy? That’s dumb. You can’t burn bridges (scam) people and still expect to make money.
Is it true that most rich people are elite college alumni?🤔
I met a guy the other day who thought being rich was a bad thing because it apparently means you are holding resources from the poor. His philosophy is that you should give your excess of possessions to the poor or you are a scumbag. Any thoughts?
Nova Master yes! If he feels that badly, he needs to become rich so he can give to the poor instead of complaining about it.
👍👍👍👍👍👍👍 im next!!!!!!! Gods Blessings on her!
There are plenty of rich people that I have a problem with. Politicians, lawyers, hedge fund managers, and bankers mostly. These people siphon huge amounts of money from productive people by pushing papers around and don't actually produce much of anything. Avoid any contact with these types of people if you can.
Profit versus obscene profit THATis my question.
I love the rich! I envy the rich! I need to learn from the rich! I need to be the rich! I will be the rich Dave Ramsey.
There's a big difference between resenting rich people and resenting anyone who doesn't pitch in their taxes. We need taxes to pay for police, the military, roads, schools, etc, all things many who say taxes are theft use and sort. It's super annoying that these millionaires are avoiding taxes with loopholes. The regular person don't qualify for most of those loopholes but will pay those taxes.
Acinomnieves3 Agreed. Thats why we need to elect someone like Bernie Sanders into office. That way we can increase taxes on the top 1% in the country. We can then use that money to distribute to the rest of the population so that we can all succeed.
Frederick Shull then please don't use the roads, medicaid when you are older, public schools, or call 911. Please also stop being protected by the military while your are at it. If you use any of these services then yes, we need taxes to help pay for this.
Your an economic fool.. it’s not about money. It’s about behavior
Most of the tax revenue comes from high income earners.
Acinomnieves3 your comment shows your lack of education and research. the top 1% pays 40% of all taxes.... stop taxing “the rich” more when they make jobs and fuel the economy. go try in life and get your money up
I'm an ordinary person. But I had a chance to work with a millionare. And what? They're struggling. Again, they're struggling.
Which show has this caller would love to her the call ?
Im ok with someone wanting what i have but what i hate is when they get mad at you because they feel like you don't deserve it.
It doesnt take a genius to understand that you cannot become something you hate.
Is there some kind of person, therapist etc that I can speak to about what Im doing in my life my career and figure out how to maximize my potential and do better including making more money? Is there such a position? I have two careers which I feel that I am doing pretty well. Well enough that it helped me pay everything off but I want to take the next step but not sure what that next step is. Thanks
Maybe like a life coach or something?
I love wealthy people. Jealousy and envy does nothing.
I wonder what the call is that he is referring to....
Poor people don’t hate rich people as a “rule.” Poor people are disgusted with rich people who take advantage of poor people. I’ve been very poor and worked my way up to upper middle class (nice net worth etc). I don’t recall anyone hating “rich” folk until they were treating poor people like they were “less than them” because they were in a better economic position. There will always be jealous folk and stereotypes but don’t pretend ALOT of “rich” folk don’t look down their noses at poorer folk. I see it in Atlanta everyday.
Dave has got his words mixed up. Jealous is seeing what you have and thinking I can't get it so I don't want you to have because it causes me pain. Envy is seeing what you have and wanting it for myself too as I believe I can get it too. Jealousy is bad, envy is good. Envy motivates you to be better.
I'm in middle school and I plan on going to college to be a dentist..should i?
skkksks Go for it
Checkmate Dave!
If you really don’t care about being rich, then why on earth do you care about the rich?
I am the one percent, almost ...
Dave, I don't agree with you politically at all BUT I sure do agree with you a lot about wealth and that is all that matters!!!!
We do need to cheer on the wealthy and we can walk and chew gum at the same time we can make sure the wealthy give back and make sure wealth is fairly distributed across the board. 34 grand a year I can definitely acheive that in more oh well if people don't like it!
Dave stick to focusing on money since you are qualified to speak on that as for the rest of the stuff let us whom know teach you on it!!!
Very, very good points. No arguments here. But it's just not called cognitive dissonance 😉. That is when someone twists what they see to fit a pre-determined model of the world. Not when someone is in their own way.
Uh, yeah it is. "The occurrence of cognitive dissonance is a consequence of a person performing an action that contradicts personal beliefs, ideals, and values." Exactly what he was talking about. Performing an action (becoming rich) that contradicts personal beliefs (I hate rich people).
Larry Fink said his father was a shoemaker
I don’t hate capitalism. But Dave didn’t mention ethics ONCE in this? According to his logic we should be cheering on ALL rich people. Some rich people are organized gangsters, thieves, financial fraudsters, so on. Do we cheer them on? Let’s assume that Dave implied that he only wants you cheering rich people who did it legally. I’ll concede that.
Here’s the gray area. Do we cheer rich people who use Legal loopholes to make money? Legal is not equal to moral. There are legal but shady ways to make money, what about that?
Well... Seeing as Dave is a devout Christian and is constantly talking about being honest, hardworking, moral, etc, I feel like that goes without saying.
This Yankee likes your Southern accent.
To Dave Ramsey,
Its not that anyone hates the rich or at least I dont. However the richer you become the more they forget others. The rich pass a bum by as the poor stop and help. This is proven time and time again. The rich forget were they come from or have never seen the other side. Thus making them rude self centered people. Dont get me wrong there are few out there whom still see others and help dispite the ignorance they may have. ( some people are poor due to lack of knowledge.) However most rich people can't see others around them. Some rich are very demanding and dont understand the process it takes. Nor do they care. They also dont like to be told they are wrong. Its not that people hate the rich its because they are to self centered and or have the lack of knowledge. In both parties its lack of knowledge. Jesus Christ is the answer.
the people are rich because we are poor. This is why they will be all die when the big crash is coming.
You are the person Dave is talking about.
@@alvick353 Sry Idiot but Dave doesn't know me, just like you don't know me. Only idiots are so superficial. I write one sentence und you think, youn know me.
@@jesusausnazararett2397 when you die you'll be rich and you get what what you want
I had you beat Dave, it was three cars and a flat screen TV. But now Ive since sold two of those cars and am working a second job to get out of debt.
Some people work hard all there lives and have nothing and others do nothing end up with millions so where is the justice in that.
And MOST people work all their lives, and have millions - while MOST others do nothing, and end up with nothing.
Sorry bud! We live in America, the land of the free and home of the brave - you make your own success. If you don’t like it...leave. This is why people run, climb and swim to our borders...for just a taste of the American dream.
@@James_Kiel first of all I'm not from America. Secondly your not a free person if you have a large debt over your head. Thirdly for what would it profit a man if he earns the world then dies?
Leaves a legacy for his family.
Yusuf, well, some people do work hard and do end up with "something.". Sometimes that is being a "millionare", sometimes that is a secure retirement, sometimes it is a good family life. Also, it is not just "working hard", it is what you are working hard AT. Of course the distribution of opportunities for education, environment or even innate intelligence is definitely not "fair.". A relative has chosen to work her entire adult life in clerical level jobs with non-profits, to her this is "working hard." It makes her happy, but also she is constantly in financial difficulty because she also lives in denial and won't budget or get real about her situation. A conundrum.
Choices.
👍
God made only one you and you can only be you. When it comes to what you want in life make sure that you are seeking to be what God has planned for your life because, you cant live no one else life.
But if the prejudice is written into the law its different. Like apartheid
You cant be rich without being broke first.
Not exactly true.
Financially speaking I pretty much consider whatever Warren Buffett says as gospel. Oracle of Omaha for a reason.
You can demand rich people pay their fair share of taxes without hating them. I don’t hate rich people. I just want them to pay their fair share. Not whining, not complaining, just realizing that the current system is rigged and wrong.
Everything in life is unfair that will never change
Dave you're so right. I'm now going to embrace all the congressmen and senators who become millionaires while in office doing nothing but catering to special interests.
SoCalFreelance you followed along so well! That is exactly who Dave was talking about! Bravo...now you can return to The Young Turks TH-cam channel. Thanks for playing!
Sorry "Shull", a) I don't respond to troll shell accounts and b) Instead of making a well reasoned counterargument you resort to an ad hominem attack which is weak and pathetic
Again, you lose all credibility when making asinine comments like "everyone in the United States is rich"
SoCalFreelance Lol go stand in the bread line hippie.
You can complain and whine, but the truth is, most millionaires will stay millionaires because they know how to manage their money.
7:45 34K a year is rich.
Pls Don't hate me, give me respectf🤭
“I want what you have but since I can’t have it I’m going to take it away from you” - The definition of Socialism.
James Bevins it’s nice to get tax cuts for the rich. Isn’t it?
Yup! I'm sure they do. They wouldn't dare use loopholes to enrich themselves. Now way!
so use loopholes and don't pay taxes.
Oh I see. They're drivers of our economy and so we should praise them for giving minimum wage jobs instead of a living wage while they continue to enrich themselves with tax cuts. BTW, I don't have a Min. wage job but I have interviewed a lot of hard working people out there that are educated, work hard and pay taxes. While we have some rich folks like Warren Buffet and Bill Gates who don't contribute money politically and instead help people around the world. We have to deal with the Koch brothers who sway politics to help with their agenda and to further enrich themselves.
Josh S you do understand theres a difference with the raw amount of money from taxes then the percentage rate itself right?