Cash Envelope Stuffing | How To Use Prop Money | Pros And Cons | JudySpeaksDinero

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  • เผยแพร่เมื่อ 4 ต.ค. 2024

ความคิดเห็น • 110

  • @VidaWithVicky
    @VidaWithVicky 2 ปีที่แล้ว +19

    Great video. I love using prop money. I started out using cash envelopes, but never used cash for my sinking funds. I love giving a visual representation on how I use them week over week. You've inspired me to possibly do a video discussing why I use prop money! Thanks girl!

    • @JudySpeaksDinero
      @JudySpeaksDinero  2 ปีที่แล้ว +1

      Thank you! Same! I feel like I still get the same effect because I can visually see the money grow and in my envelopes. Do it! I think it is important to explain and share why we do what we do! Thank you for watching I appreciate you! ☺❤🌸

  • @randaray24
    @randaray24 2 ปีที่แล้ว +6

    same!! cash is inconvenient. i'm ALL digital but have decided I want the accountability of cash envelopes for spending and sinking funds so i just ordered prop money and a binder to keep track.

    • @JudySpeaksDinero
      @JudySpeaksDinero  2 ปีที่แล้ว +1

      I am so excited for you to start using prop money! Before youtube I was all digital too! But once I started using prop money I felt like it took my savings and budgeting to the next level! Thank you for watching I appreciate you! ☺❤🌸

  • @jessicabudgets
    @jessicabudgets 2 ปีที่แล้ว +9

    I’ve been debating on going to prop money because I keep taking what I stuffed that week lol.
    I feel like it would help my spending to.
    Put my sinking funds in high yield savings and let it accumulate interest sounds much better.

    • @JudySpeaksDinero
      @JudySpeaksDinero  2 ปีที่แล้ว +1

      That is exactly what I do and love it! I don't have the temptation to use it because its not in my bank account so out of site out of mind. Not only that the longer my money sits in the accounts the more I make. I definitely recommend doing it! Thank you so much for watching I appreciate you! ❤🌸☺

  • @summercelestia
    @summercelestia ปีที่แล้ว +5

    Thank you!! I've been wanting to do cash stuffing but I am not comfortable with having real money on me like that. I was wondering if anyone else tried this!

    • @JudySpeaksDinero
      @JudySpeaksDinero  ปีที่แล้ว +1

      Of course! I need to make an updated video on how I track everything because it has been requested. If you respect the prop money like real money it feels like the same experience! I 10/10 encourage everyone to use prop money, plus you get more peace of mind! Thank you for watching I appreciate you! ❤🌸

  • @welchsvalley2186
    @welchsvalley2186 2 ปีที่แล้ว +6

    Love it! I live too far away from the bank to go get my money out, which I would never do mostly for safety issues. I printed out kids play money cause I was concerned that it looked too real.

    • @JudySpeaksDinero
      @JudySpeaksDinero  2 ปีที่แล้ว +1

      That is so smart! It also freaks me out that it looks so real so I went through and wrote "fake money" on all of my bills unless it's the one that saves movie prop money already! I love using fake money because I agree it is more important to me to feel safe! Thank you for watching I appreciate you! 😊❤🌸

  • @cashmeinparadise
    @cashmeinparadise 2 ปีที่แล้ว +8

    Hey Sis!!! Yessss girl!!! Love using prop money!! Especially for my 100 envelope challenge! It helps me to invest the real money and to not keep a lot of cash in my house!! I love that you use all prop money!! Loved this video! Have a great week sis! 🌺🤙🏼🥰💜

    • @JudySpeaksDinero
      @JudySpeaksDinero  2 ปีที่แล้ว +1

      Hey sis!!!!
      I love that you invest the real money! I have some of my sinking funds in high yield savings accounts, but want to pick one sinking fund to invest and watch it grow! Thank you so much sis! And thank you for watching I appreciate you! ☺❤🌸

  • @StephaniesHomestyle
    @StephaniesHomestyle 2 ปีที่แล้ว +3

    I use place holders and love the idea of prop money!

    • @JudySpeaksDinero
      @JudySpeaksDinero  2 ปีที่แล้ว +1

      I just seriously have nothing but good things to say about prop money! Thank you for watching I appreciate you! ☺❤🌸

  • @stephaniehopkinsartist
    @stephaniehopkinsartist ปีที่แล้ว +2

    I do digital sinking funds but like to take out cash for my monthly personal spending money. I use categories for that as well in my wallet. Any left over spending money for the month goes into a budget binder for extra savings. Then when that gets to a certain dollar amount, I put it back in the bank. I don't like keeping a lot of cash on me for many of the reasons you stated. I keep a notebook to track my sinking funds in the bank but I'm seriously thinking about using prop money for that. I think the visual will really help me be more realistic and enthusiastic about my savings. Great video!!

    • @JudySpeaksDinero
      @JudySpeaksDinero  ปีที่แล้ว +1

      I love it! Digital sinking funds just make me feel safe! I love that you put it back into the bank after a certain amount! Yes! To me keeping so much money in house is so scary lol. Yes you should use prop money! I love it so much! Because to me it is motivating seeing the money add up versus just looking at my online accounts. It just keeps me pumped to keep saving because I am a visual person! 10/10 recommend and it will make you more excited to save! Thank you! And thank you for watching I appreciate you! ❤🌸

    • @stephaniehopkinsartist
      @stephaniehopkinsartist ปีที่แล้ว

      ​@@JudySpeaksDineroHooray! Thank you so much for the encouragement. I'm definitely going to do this. You've talked me into it! 😆 I'm like you, a visual person and it sure does help stay motivated. I'm going to do a little video soon on my Instagram about starting this method. I just followed you on there and when I post it, I'll tag you and tell everyone about your TH-cam channel. Now, I need to start a sinking fund to save up for prop money. Thrilled!

  • @kiasbudgetlife
    @kiasbudgetlife 2 ปีที่แล้ว +3

    It's the nails for me!!! Lol hey girl I'm so glad I switched to prop money too!!

    • @JudySpeaksDinero
      @JudySpeaksDinero  2 ปีที่แล้ว

      Hey girl!
      Thank you! 🥰💕 It seriously is the best! And thank you for watching I appreciate you! ☺❤🌸

    • @kiasbudgetlife
      @kiasbudgetlife 2 ปีที่แล้ว

      @@JudySpeaksDinero no problem!

  • @NaturallySimone
    @NaturallySimone 2 ปีที่แล้ว +3

    I switched over to prop money for the categories that’s in a high yield savings account. I’m doing it by $100’s 🥰

    • @moneybasedari
      @moneybasedari 2 ปีที่แล้ว +2

      i do that too

    • @JudySpeaksDinero
      @JudySpeaksDinero  2 ปีที่แล้ว +2

      I love that everyone is able to adjust and make things work for their own system! I also have certain sinking funds in high yield savings accounts! Thank you for watching I appreciate you! ☺❤🌸

  • @mommytradertube
    @mommytradertube 2 ปีที่แล้ว +1

    Oh....I am gonna love this topic! Let me finish watching Judy!

    • @JudySpeaksDinero
      @JudySpeaksDinero  2 ปีที่แล้ว

      You're awesome! Thank you for watching I appreciate you! ☺❤🌸

  • @jazzcbudgets
    @jazzcbudgets 2 ปีที่แล้ว +1

    Love how you explained how you use prop money! Great video!

    • @JudySpeaksDinero
      @JudySpeaksDinero  2 ปีที่แล้ว +1

      Thank you! And thank you for watching I appreciate you! ☺❤🌸

  • @TheChristianBudgeter
    @TheChristianBudgeter 2 ปีที่แล้ว +1

    I enjoyed! Came home from work early (not feeling the best), so now I’m just catching up on some of my videos! Thanks for sharing!😊

    • @JudySpeaksDinero
      @JudySpeaksDinero  2 ปีที่แล้ว

      Oh no! I hope you're feeling better! 💕 Thank you for watching I appreciate you! ☺❤🌸

  • @savingwithvane9093
    @savingwithvane9093 2 ปีที่แล้ว +3

    Hey Judy thanks for sharing why u use prop money ...like u said it works for some but not for everyone... I plan to add prop money once I reach 500 n some envelopes and 1000 on others 😀😀

    • @JudySpeaksDinero
      @JudySpeaksDinero  2 ปีที่แล้ว +1

      Hello! 🥰
      I think that's an awesome approach! I love how everyone on here is able to adjust and make things work for them! Thank you for watching I appreciate you! ☺❤🌸

    • @savingwithvane9093
      @savingwithvane9093 2 ปีที่แล้ว +1

      @@JudySpeaksDinero yes💜💜

  • @kerensaamanda
    @kerensaamanda 2 ปีที่แล้ว +1

    Hey Judy! Great explanation of why you use prop money! I’m glad you have a system that works for you. Great video💖💕!

    • @JudySpeaksDinero
      @JudySpeaksDinero  2 ปีที่แล้ว

      Hello! 🥰
      Thank you! And thank you for watching I appreciate you! ☺❤🌸

  • @amytaylor6584
    @amytaylor6584 2 ปีที่แล้ว +2

    I switched to prop money it works best for me.

    • @JudySpeaksDinero
      @JudySpeaksDinero  2 ปีที่แล้ว

      I love it! That is awesome! Thank you for watching I appreciate you! ☺❤🌸

  • @kristine_budgets_and_bujos
    @kristine_budgets_and_bujos ปีที่แล้ว +2

    Great video. I’m about to use prop money and was feeling a little self conscious that “it’s not the same thing” 😅 thanks for making this video. I have a problem with real cash, if I see it I’ll spend it and not track it. 😆

    • @JudySpeaksDinero
      @JudySpeaksDinero  ปีที่แล้ว +2

      Thank you! Yes! It is the same thing and for those that disagree that is the beauty about this community everyone is on a different journey and that is okay! Same! You got this I am cheering you on! Thank you for watching I appreciate you! ❤️

  • @Vero.does.better
    @Vero.does.better ปีที่แล้ว +1

    How am i just finding you now? Liked and subscribed❤😊

    • @JudySpeaksDinero
      @JudySpeaksDinero  ปีที่แล้ว

      You are so sweet! Yay welcome to the pink squad! 🥳 I just followed you back! I can’t wait to watch your videos! Thank you for watching I appreciate you! ❤️🌸

  • @dreambigbudgets
    @dreambigbudgets 2 ปีที่แล้ว +1

    Don't mind me, just playing your playlist

    • @JudySpeaksDinero
      @JudySpeaksDinero  2 ปีที่แล้ว +1

      You are so sweet thank you! 😭❤🌸

  • @its_me_anna7229
    @its_me_anna7229 2 ปีที่แล้ว +3

    Holaa Judy 👋🏼 muy buena explicación 🙏🏽 es importante saber como usar dinero falso cuando se administra cuentas. Si se mira bonito, pero puede llegar ser confuso para las personas que no sabe usar lo. Muy linda semana 💐

    • @JudySpeaksDinero
      @JudySpeaksDinero  2 ปีที่แล้ว

      Hola! 🥰
      Gracias! Es cierto! Por eso me encanta ver videos como usan el dinero falso a su manera! O también si no lo usan! Muchas gracias por ver mi video te lo agradezco que tengas una linda semana! ☺️❤️🌸

  • @67cborja
    @67cborja 2 ปีที่แล้ว +1

    I love the little thumb ring!

    • @JudySpeaksDinero
      @JudySpeaksDinero  2 ปีที่แล้ว

      Thank you! And thank you for watching I appreciate you! ☺❤🌸

  • @stillinonepeace4249
    @stillinonepeace4249 2 ปีที่แล้ว +1

    Great video! You did a good job explaining the prop money!

    • @JudySpeaksDinero
      @JudySpeaksDinero  2 ปีที่แล้ว

      Thank you! And thank you for watching I appreciate you! ☺❤🌸

  • @AshleyBudgets
    @AshleyBudgets 2 ปีที่แล้ว +1

    Hey Judy 🤗💕✨ Great video you explained everything so thoroughly!

    • @JudySpeaksDinero
      @JudySpeaksDinero  2 ปีที่แล้ว +1

      Hello! 🥰
      Thank you! And thank you for watching I appreciate you! ☺❤🌸

  • @budgetwithlina
    @budgetwithlina 2 ปีที่แล้ว +2

    Hi Judy. My money doesn’t last long in my wallet too lol. Food is Deff a big spending category for me

    • @JudySpeaksDinero
      @JudySpeaksDinero  2 ปีที่แล้ว

      Hello! 🥰💕
      Haha I just really love food! 😂 Plus with how expensive everything is it's extremely difficult to make the money in my wallet last lol. Thank you for watching I appreciate you! ☺❤🌸

  • @natsbudget4040
    @natsbudget4040 2 ปีที่แล้ว +2

    Amazing cash stuffing ✨💜

    • @JudySpeaksDinero
      @JudySpeaksDinero  2 ปีที่แล้ว

      Thank you for watching I appreciate you! ☺❤🌸

  • @BudgetwithDragons
    @BudgetwithDragons 2 ปีที่แล้ว +1

    Finally catching up🔥🐲 Stopping through to show love and support🔥🐲 GREAT VIDEO

    • @JudySpeaksDinero
      @JudySpeaksDinero  2 ปีที่แล้ว

      Thank you! 💕 And thank you so much for watching I appreciate you! ☺️❤️🌸

  • @budget_with_chuckles
    @budget_with_chuckles 2 ปีที่แล้ว +1

    Prop money is a must great video

    • @JudySpeaksDinero
      @JudySpeaksDinero  2 ปีที่แล้ว

      Yeah I can't bring myself to use real money aside from my wallet!

  • @cristinaballi
    @cristinaballi หลายเดือนก่อน

    thanks! 😊

  • @Jazzbudgets
    @Jazzbudgets ปีที่แล้ว +1

    Hey Judy! Where do you get your prop money?

    • @JudySpeaksDinero
      @JudySpeaksDinero  ปีที่แล้ว +1

      I get it from amazon! The specific seller I used isn't on there anymore, but if you search prop money on Amazon different options come up! I just made sure to look at received to see what they would look like.☺❤

    • @Jazzbudgets
      @Jazzbudgets ปีที่แล้ว

      @@JudySpeaksDinero thank you so much! 💜

  • @virtuousbudgets2737
    @virtuousbudgets2737 2 ปีที่แล้ว +3

    Great video! Do you have a link to the prop money that you use? I like the one that you have because I can tell it’s fake. I think I’d like to use it for when my sinking funds have big amounts?

    • @JudySpeaksDinero
      @JudySpeaksDinero  2 ปีที่แล้ว

      Thank you! So this is the seller I used but I noticed that it doesn't have the red font anymore now it says play money in the corner! I think that is an awesome idea! I have seen people swap the real money for fake when it reaches like 100, 500 or even 1000! Thank you for watching I appreciate you! ☺❤🌸
      www.amazon.com/Muvopct-Movie-Dollar-Teaching-Birthday/dp/B07WWWW8TV/ref=sr_1_2?crid=2G5EN7XMBV54J&keywords=a+stack+of+copy+movie+prop&qid=1648141880&sprefix=a+stack+of+copy+movie+prop%2Caps%2C137&sr=8-2

  • @ItsMissK
    @ItsMissK 2 ปีที่แล้ว +1

    Girlllll with the way inflation is....all my money just gets spent girllll😅😫

    • @JudySpeaksDinero
      @JudySpeaksDinero  2 ปีที่แล้ว

      SERIOUSLY! My money leaves my hands so quickly and I don't even try to spend it all lol. Thank you for watching I appreciate you! ☺❤🌸

  • @BlackNBlue10_4
    @BlackNBlue10_4 2 ปีที่แล้ว +1

    Yeeeesssss I love that you use prop money!!!!! I love that you write fake money on there. I’ve had one scare I lost a 100 in my prop money hahahah. And I was like uuuummm Hahahha.

    • @JudySpeaksDinero
      @JudySpeaksDinero  2 ปีที่แล้ว

      Lol I was so scared that one day I would mess up especially since when I record I will just throw the money in my box and organize it later. I also didn't want that if someone ever found it that I am up to funny business lol. So I was like nope we are writing fake on every single one of these. 😂 Lol literally I am waiting for that to happen to me! Thank you for watching I appreciate you! ☺❤🌸

  • @docsonabudget
    @docsonabudget 2 ปีที่แล้ว +1

    I love this!! Great video!

    • @JudySpeaksDinero
      @JudySpeaksDinero  2 ปีที่แล้ว

      Thank you! And thank you for watching I appreciate you! ☺❤🌸

  • @PlanYourOneLife
    @PlanYourOneLife 2 ปีที่แล้ว +1

    You’re almost at 1k subs! 🎉🎉

    • @JudySpeaksDinero
      @JudySpeaksDinero  2 ปีที่แล้ว

      I know I can't believe it!! 😭💕 I appreciate every single one of you so much it means the world to me! Thank you for watching I appreciate you! ☺❤🌸

  • @vongtaynhanaikptt6066
    @vongtaynhanaikptt6066 2 ปีที่แล้ว +1

    nice video, thank you my friend

    • @JudySpeaksDinero
      @JudySpeaksDinero  2 ปีที่แล้ว

      Thank you! And thank you so much for watching I appreciate you! ☺️❤️🌸

  • @mil8903
    @mil8903 2 ปีที่แล้ว +1

    You so close to 900❤️🙌🏽💕

    • @JudySpeaksDinero
      @JudySpeaksDinero  2 ปีที่แล้ว

      I know I can't believe it! 😭 Thank you so much for watching I appreciate you! ☺❤🌸

  • @BlackNBlue10_4
    @BlackNBlue10_4 2 ปีที่แล้ว +1

    Aaahhh I heard my name!!!!!

    • @JudySpeaksDinero
      @JudySpeaksDinero  2 ปีที่แล้ว

      Yes girl! You are the place holder decorating queen in my eyes! lol I had to mention you! ❤🌸

  • @TierranicoleeBudgets
    @TierranicoleeBudgets 3 หลายเดือนก่อน

    I use actual cash in my wallet cause I WILL OVERSPEND😂 if it’s on a card it’s free! But I don’t stuff envelopes for bills they are all on autopay. But I do use cash for savings because if I have 200 in savings on my card I’ll be tempted to spending it because ik it’s there but if I have 200 at home I can’t get to it 😂

  • @ChiedekaCharlieHargrove
    @ChiedekaCharlieHargrove ปีที่แล้ว +2

    Where did you find your fake money?

    • @JudySpeaksDinero
      @JudySpeaksDinero  ปีที่แล้ว +1

      I got it from Amazon! The seller I was using is no longer one there, but if you just search fake movie money a ton of options come up! I just make sure to look at the review pictures. That way you can make sure it looks as real as possible! And thank you for watching I appreciate you! ❤🌸

  • @kaust0
    @kaust0 2 ปีที่แล้ว +1

    We're did you get this money, also great video 🤩

    • @JudySpeaksDinero
      @JudySpeaksDinero  2 ปีที่แล้ว

      I got it from Amazon! If you just type in prop money I purchased the Amazon's choice one! Thank you! 🥰💕 And thank you so much for watching I appreciate you! ☺❤🌸

  • @DaisyNicole9614
    @DaisyNicole9614 2 ปีที่แล้ว +1

    My biggest concern is how do you unstuff for something like groceries that was $25.38 and i have $25 to unstuff but what do i do about the .38?

    • @JudySpeaksDinero
      @JudySpeaksDinero  ปีที่แล้ว +2

      In my extra ways to save video I do more of a dip dive, but I round all of my expenses up! This includes everything from bills to groceries and so on. Basically, if it involves me spending money I round up. This allows me to save extra here and there, which quickly adds up! But also makes unstuffings easier since I don't like to deal with change. Thank you for watching I appreciate you! 😊❤🌸

    • @DaisyNicole9614
      @DaisyNicole9614 ปีที่แล้ว

      This is smart. That helps a lot.

  • @heathercarpenter5793
    @heathercarpenter5793 2 ปีที่แล้ว +1

    Is this so it’s like a mind trick?

    • @JudySpeaksDinero
      @JudySpeaksDinero  2 ปีที่แล้ว +1

      I wouldn't say it is a mind trick. The money is in my account earning interest and working for me. The prop money is just a place holder because I am a visual person and like to see the actual amounts in my accounts. Thank you for watching I appreciate you! 😊❤🌸

    • @heathercarpenter5793
      @heathercarpenter5793 2 ปีที่แล้ว

      @@JudySpeaksDinero that’s what I meant! Visually doing it makes you feel accomplished!

  • @SavvyMama__
    @SavvyMama__ 2 ปีที่แล้ว +1

    💗💗💗

    • @JudySpeaksDinero
      @JudySpeaksDinero  2 ปีที่แล้ว

      Thank you for watching I appreciate you! ☺❤🌸

  • @SupernaturalBudgets
    @SupernaturalBudgets 2 ปีที่แล้ว +1

    💙💙💙

    • @JudySpeaksDinero
      @JudySpeaksDinero  2 ปีที่แล้ว +1

      Thank you for watching I appreciate you! ☺❤🌸

  • @funnyfluffy85
    @funnyfluffy85 2 ปีที่แล้ว +1

    ❤️❤️❤️

    • @JudySpeaksDinero
      @JudySpeaksDinero  2 ปีที่แล้ว

      Thank you so much for watching I appreciate you! ❤️🌸

  • @TabithaTrate
    @TabithaTrate ปีที่แล้ว +1

    Has anyone use gift cards instead of cash in envelopes

    • @JudySpeaksDinero
      @JudySpeaksDinero  ปีที่แล้ว

      Not that I have seen! Thank you for watching I appreciate you! ❤🌸

  • @maria.workinprogress
    @maria.workinprogress 2 ปีที่แล้ว +1

    💗💕💗💕

    • @JudySpeaksDinero
      @JudySpeaksDinero  2 ปีที่แล้ว +1

      Thank you so much for watching I appreciate you! ☺❤🌸

  • @-crazyinlove-
    @-crazyinlove- 2 ปีที่แล้ว +1

    💚🍀💚

    • @JudySpeaksDinero
      @JudySpeaksDinero  2 ปีที่แล้ว +1

      Thank you for watching I appreciate you! ☺❤🌸

  • @judejeanpierre7486
    @judejeanpierre7486 หลายเดือนก่อน

    ❤❤❤❤❤😂🎉🎉🎉

  • @mymommaisacheapskate2515
    @mymommaisacheapskate2515 2 ปีที่แล้ว +1

    Pros..definitely not in your house🤣

    • @JudySpeaksDinero
      @JudySpeaksDinero  2 ปีที่แล้ว

      Lol yes! I can't stress enough how much I dislike having money at my house. 😂 Thank you for watching I appreciate you! ☺❤🌸

  • @Sexiimamacita0170
    @Sexiimamacita0170 2 ปีที่แล้ว +1

    Hiii gurlll

    • @JudySpeaksDinero
      @JudySpeaksDinero  2 ปีที่แล้ว

      Hey girl! 🥰💕
      Thank you for watching I appreciate you! ☺❤🌸

  • @beijingbudgets
    @beijingbudgets ปีที่แล้ว +1

    🩷🩷🩷🩷🩷

    • @JudySpeaksDinero
      @JudySpeaksDinero  ปีที่แล้ว

      Thank you for watching I appreciate you! ❤🌸

  • @CynBudgets
    @CynBudgets 2 ปีที่แล้ว +1

    💕💕

    • @JudySpeaksDinero
      @JudySpeaksDinero  2 ปีที่แล้ว +1

      Thank you for watching I appreciate you! ☺❤🌸