I love how how you took the time to go through the whole thing, without being overwhelming. Sometimes I feel like it's easier to do new things if we feel like someone friendly is going to stick by our side through the whole thing & not rush us.
You explained how to begin your budget where everyone would understand what to do. Taking ones time and planning ones budget to ones own budget and not someones else wil certainly put you on a better track. Thank you so much. Your pleasant personality and calmness was greatly appreciated. You are a born teacher.
out of all “budgeting for beginners” videos this is the one i can definitely stick to! thank you so much for actually making this a beginner friendly video
You did a great job. I wish all younger adults would follow in your footsteps. Heck! I wish all older adults would follow your footsteps. It's never too early or late to start. I wish you a prosperous future.
Thank you so much for explaining. I was like what if I have bill due tomorrow and i can't split that now. We pay the full amount . Then the next paycheck check you can split it. I get paid weekly on Mondays. I'm nail tech. I'm so happy you explained it so well.
I love how you explained your way of budgeting! I’ve been budgeting over a decade, and yet I’m constantly learning new strategies from the YT community. Thanks for sharing!
Awesome video! You explained everything so clearly and slowly that I fully understand now all the benefits of doing it this way. It also explains why I felt so broke yet always on paper had four or $500 left over.
I really loved how you broke down the budget so that the bills could be spread out over the 2 paychecks. Thank you! Be careful and stay safe! From New Jersey.. ❤️💃🏾🙏🏽🙏🏽
I just went the whole day figuring out my own budget and it makes me so proud of myself for taking steps in the right direction for my future finances and this is so helpful since I’m a visual learner !! Thank you so very much !
The way you explain it ... it’s so thorough and complete and it takes the fear away from the whole process . Thank you so so much. If you only knew how much of a blessing this video is. Thank you so much for taking the time to make it . Take care 😊
This was the best and easiest break down video I’ve seen, I’m late to it, but I figure it out watching the first video of yours I’ve ever seen. What I thought right away before you even started splitting the expenses, was if it’s over $100, split it per paycheck, then as I watched that’s pretty much what you did. It’s just easier on the pockets, and helps reduce that living paycheck to paycheck feeling, I’ve never actually broke down my expenses like this, but I’m about to do it and see what else I can do to make my budgeting and expenses easier.
This is awesome!!! Thank you! I will definitely start to be paying on time for June. So my May paychecks I will begin splitting my rent and larger utilities and car notes❤️
I loved it! I loved that it was super simple and educational!! I’m starting today🙌🏽 Can you please do one like this going over debt snowball and sinking funds?
tfs...great video again...thanks for your time and your detail explanation.....blessings to you on your money management and financial well being.....keep them coming and keep up the great efforts you show....
This was so helpful. I am starting my cash envelops today and i wasn't sure how to get from a monthly expense list to the budgeting part. This video is exactly what i needed. Thank you.
Thank you so much for your explaining this - I wish I had this knowledge when I was much younger. I was doing a budget for awhile and stopped . I will be restarting this tomorrow.
Thank you so much for this video💕. I’m still new to the budgeting journey and this was simple and comprehensive! I wrote down my budget after watching this video.
Thank you! This was such a lifesaver, I start a new job next week and this already helped me figure how to budget for September and Oct. You are truly a gift thank you!
I love this 2 budget system method. It allows me to see where I can skip out or save my money within that pay period. Simple yet effective!! Will start tonight 😊
I find this difficult because I’m self employed.. I get paid everyday when I provide services.. but sometimes I have cancellations or emergencies.. and I have to take out for supplies but it’s not consistent or the same for me.. but I’m still trying to figure out how to make the method work.
Great video! I'm trying to figure what is the best budgeting method is for me, and have been a bit overwhelmed with so much information. This video was stress-free and calmed my nerves. Subscribed ❤
So, you take out the cash for the payments and set it aside? Do you leave the remaining "leftover" money in your bank account? Or do you use that for cash stuffing envelopes? I have so many questions 🤣 And you are so much younger than me but I'm learning from you and I appreciate that! Literally sitting here with my paper and pen, following along with my own bills! ❤❤❤❤
Yes I take out cash for the payments and set them aside (except for large expenses like rent). As for the leftover I explain that you can use that money for your sinking funds, extra debt payments, or savings. So yes I use that cash for my envelopes.
@@MonetsMoney Awesome!! I am so excited to start this, with my upcoming paycheck this Friday! I started writing out my bills and splitting them yesterday, and I got together some envelopes! I'm really excited to see how this month goes! 🥰 Thank you for the inspiration!!!
Omg the other day cable took $151 out of my paycheck and I was like nooo I was gonna split that bill in half and the weird part is I don’t have a set up automatic payment set for cable unless I have the money I can’t tell you how mad I was 😭I sometimes split my bills in half if I don’t have the full amount to pay it right then & there and I do this method also so that my bills can be done on time
I’ve never been so genuinely satisfied with information I’ve learned from a TH-cam video. I really like how you did examples I learn better that way. Thank you so much for this 💸😩
I know alot of people who would like to use this system. They receive EBT funds for food (food stamps). How might they allocate and include the EBT payment (which is provided monthly) in their budget since the funds are on a card and not dispersed as cash? Great video !
I love budgetting even if my income is less than 10K.. Every little gets better financially... Yes I have expenses..But I am learning to not overspend.♡
Absolutely best budgeting video I have ever seen! I did this for years and years and it works! I guess I would encourage people not to get out of the habit! We tend to relax a bit when we have a much larger income! That is where I am now because I’m trying to switch gears career wise. Just keep the discipline! You might want to change careers like me and the pay is not a salary but it is your dream job. Get your money to work for you and you will have savings set aside for several months if you want a career transition! Keep up the good work I am subscribing
this is the best beginner budgeting video ive ever seen, literally so helpful so thank you so much! Everything was so easy to understand. Im 19 and living on my own for the first time so i neeeed to get a jumpstart on learning how to work with my money instead of against it.
Thank you so much for explaining this! I’ve watched several other videos and was quite frankly lost! Your method and explanation was perfect! I now feel that I can create my budget with confidence!
I love how you budget! So simple and easy to understand. I just subbed, to help out another finance channel, I myself just started my channel a couple months ago, welcome
this is the first time i actually sat through a film budgeting video and understood every part of it! very efficient and eloquent in your explaining! you’ve helped me more than you know 🤍
OMG!!! Thank you soo much. This has help me so much. I know can do a new beginning with my children after my divorce. I have been suffering with migraine because I want to give safety to my children and my self and this has help me! Very thankful to you!!!
Monet, I am 54 and this will be my first genuine attempt at budgeting. I always think I can do it on my own, but then I lose my job or some unforeseen hardship takes place and I’m left nearly homeless. I made more last year than ever before, and have nothing to show for it. Never again! I want to learn and stick to my new found knowledge! Thanks for what you’re doing here to help me. I look forward to this new life of financial freedom. God help me, I can do this! 🥰🙏🏼 Edit: Hahahaaa I’m dying here looking at your numbers! My car alone is more than your rent! smfh
Thank you for all this info. As a 30-year-old......I should have done this a longgg time ago. Im honestly embarrassed haha! Hopefully with this I can get my finances in order for once in my life.
Wow this was so perfect, and easy to understand. I do have a question though, how do we factor in another payment that also comes bi weekly but not the same weeks as payday?
Thank you so much for this! I have a personal question. Do you make new sheets every 2-4 weeks? For me, my credit card bill fluctuates so that means my monthly amount will change as well. What would you suggest?
I budget by each month, so at the start of each month I will put my expected expenses. If your credit card bill fluctuates this gives you the opportunity to budget that amount differently each month. And the monthly budget will reflect how I budget by paycheck every 2 weeks. (If you are paid biweekly)
This was so easy to understand and comprehend. It is overwhelming starting my budget journey but I’m excited to start 🙂
I’m so glad it was helpful ❤️ thank you for watching and I’m excited for you to start your journey! Good luck
i fell down this hole of budget videos and it’s inspired me to start and im only 19 🤣
Wow very helpful video. I’m
Excited to start my budget journey. Shooting budget videos is also helpful to stay accountable. #budgeting
I love how how you took the time to go through the whole thing, without being overwhelming. Sometimes I feel like it's easier to do new things if we feel like someone friendly is going to stick by our side through the whole thing & not rush us.
Thank you so much. I appreciate the feedback and we are all in this together ❤️
You explained how to begin your budget where everyone would understand what to do. Taking ones time and planning ones budget to ones own budget and not someones else wil certainly put you on a better track. Thank you so much. Your pleasant personality and calmness was greatly appreciated. You are a born teacher.
Wow thank you so much! ❤️ I’m so glad it was helpful.
out of all “budgeting for beginners” videos this is the one i can definitely stick to! thank you so much for actually making this a beginner friendly video
I’m very happy to hear it was easy to understand ❤️ thank you so much for watching
This was simplified so beautifully! Anyone who watches this video will learn to budget their money. Thank you a million for this🙏🏼
Thank you so much! Glad it was helpful ❤️
You did a great job. I wish all younger adults would follow in your footsteps. Heck! I wish all older adults would follow your footsteps. It's never too early or late to start. I wish you a prosperous future.
Thank you and I 100% agree, it is never to late. ❤️
I agree
Just came across your channel and I’m in love. Who knew budgeting could be so simple!!?
Thank you! ❤️and I thought the same thing about budgeting when I started lol.
@@MonetsMoney I do have to ask though, how do you feel safe carrying around this much cash and what do you do to be as safe as possible?
I don’t carry a large amount of money around. The money within my binder stays in my home and I only carry around the few dollars within my wallet.
Thank you so much for explaining. I was like what if I have bill due tomorrow and i can't split that now. We pay the full amount . Then the next paycheck check you can split it. I get paid weekly on Mondays. I'm nail tech. I'm so happy you explained it so well.
I’m so glad it was helpful and clear to understand. Thank you ❤️
I love how you explained your way of budgeting! I’ve been budgeting over a decade, and yet I’m constantly learning new strategies from the YT community. Thanks for sharing!
Thank you and I agree, I learn something new everyday from this community and I love it ❤️
Awesome video! You explained everything so clearly and slowly that I fully understand now all the benefits of doing it this way. It also explains why I felt so broke yet always on paper had four or $500 left over.
Glad you understood and enjoyed ❤️ thank you for watching
I really loved how you broke down the budget so that the bills could be spread out over the 2 paychecks. Thank you! Be careful and stay safe! From New Jersey.. ❤️💃🏾🙏🏽🙏🏽
Happy to help ❤️ thank you for watching and wishing you safety as well
Thank you so much for this video! I'm about to graduate college and get my first job and have no idea how to save 😭 so this was very helpful.
I’m so glad it was helpful! Thank you for watching and congrats on your soon to be graduation/ first job. I’m sure you’ll be great ❤️
I just went the whole day figuring out my own budget and it makes me so proud of myself for taking steps in the right direction for my future finances and this is so helpful since I’m a visual learner !! Thank you so very much !
The way you explain it ... it’s so thorough and complete and it takes the fear away from the whole process . Thank you so so much. If you only knew how much of a blessing this video is. Thank you so much for taking the time to make it . Take care 😊
Thank you so much! I’m really glad it was helpful ❤️
Unfortunately i am only getting paid monthly. How do you incorporate your credit card spending in the variable cash envelope system?
This was extremely helpful just the video I needed!!
Glad I can help ❤️ thank you for watching!
Great video 💯 I need one like this for ADHD, how to organize & stay that way
Thanks so much for this video! It was so well done and clear. I am definitely a beginner budgeted and this was very helpful! New subscriber!
Thank you so much and welcome to the family ❤️
This was the best and easiest break down video I’ve seen, I’m late to it, but I figure it out watching the first video of yours I’ve ever seen.
What I thought right away before you even started splitting the expenses, was if it’s over $100, split it per paycheck, then as I watched that’s pretty much what you did. It’s just easier on the pockets, and helps reduce that living paycheck to paycheck feeling, I’ve never actually broke down my expenses like this, but I’m about to do it and see what else I can do to make my budgeting and expenses easier.
This is awesome!!! Thank you! I will definitely start to be paying on time for June. So my May paychecks I will begin splitting my rent and larger utilities and car notes❤️
That’s amazing news! Glad the video was helpful, thank you ❤️
I loved it! I loved that it was super simple and educational!! I’m starting today🙌🏽 Can you please do one like this going over debt snowball and sinking funds?
That’s great news that you are starting, I’m sure you’ll do great! Also I’ll add these suggestions to my list. Thank you ❤️
Very comprehensive. Nailed it.
Thank you 🤗❤️
Excellent video. I'm sure it will help a lot of beginners.
I hope it does. Thank you ❤️
Thank you so much for this tutorial.💗 I had no idea how to start and break down each category. Many blessings. 🌞🙏🏼💗💫
Thank you for watching! Glad it was helpful ❤️
This is exactly what I was looking for! Thank you so much ! Excellent video ! Loved the explanation and visuals. ❤️
Glad it was helpful 🤗
Hello Monte. I'm a new subscriber to your channel and to this budgeting process. This video was WONDERFUL. THANK YOU SO MUCH FOR SHARING
tfs...great video again...thanks for your time and your detail explanation.....blessings to you on your money management and financial well being.....keep them coming and keep up the great efforts you show....
Thank you so much for the encouragement! Wishing you much success as well ❤️
This was so helpful. I am starting my cash envelops today and i wasn't sure how to get from a monthly expense list to the budgeting part. This video is exactly what i needed. Thank you.
Thank you. I’m glad it was helpful ❤️ and good luck with starting your cash envelopes! I’m sure you’ll do great.
Excellent explanation Monet! I use the split bill method and it is a game changer for sure.
Thank you and yes I love this method! ❤️
You are welcome and I love it as well.
Loving the breakdown! Thanks for taking the time to show us.
Thank you for watching! ❤️ Glad I can help.
Thank you so much for your explaining this - I wish I had this knowledge when I was much younger. I was doing a budget for awhile and stopped . I will be restarting this tomorrow.
Happy that I can help and thank you for watching! ❤️ Wishing you success with restarting your budget!
So eloquent! I hope this video finds the right people and helps them out! You made it seem so simple and easy for anyone to understand. :)
Thank you 🤗❤️ I’m glad it’s clear and hope it helps others as well.
I just found you through etsy!!!!!!
That’s a amazing, welcome ❤️
Thank you for this video!
Glad you enjoyed. Thank you ❤️
Love this thank you.
Thank you ❤️
Great video Monet. Perfect for beginners! 👏🏻❤️
Thank you ❤️
I’m so overwhelmed!!!! But I love your explanation, I’ve watched tons of videos and am liking yours the best
Glad I can help. I always want to try and make the process a little easier. Thank you ❤️
Hi Monet! Great video!!! You were very thorough in explaining how to start budgeting. Great job👍🏽
Thank you so much ❤️
When you add the remaining for the whole entire month it looks like a extra paycheck 💕 Good advice
I know! It’s amazing ❤️
This is a good video explaining everything 💓💓
Thank you ❤️
Hey! Thank you for sharing your journey.
Thank you ❤️
I love this I just started last month and had some hiccups but now this video is giving me some hope and guidance
So happy I can help ❤️ I also love that you didn’t give up with your hiccups. Next month will be better 🤗
Good teaching 👍
Thank you 🤗❤️
Love to see you help others in the budget community ❤️👏🏾
Thank you so much! ❤️
Thank you best beginner video iv seen.. sinking funds next!! Best wishes from Ireland 👍
Thank you so much ❤️
This is awesome and I sent the video to my daughter as well! Getting started will be the hardest if you have been living paycheck to paycheck.
Awesome! Thank you! 🤗
Great tips 😍😍😍
Thank you ❤️
Thank you for that.Not hard at all.Very easy.Thank again.I will be watching for more tips and trick.
So glad it was helpful. Thank you for watching ❤️
Thank you so much for this video💕. I’m still new to the budgeting journey and this was simple and comprehensive! I wrote down my budget after watching this video.
Wow, so happy to know this is helpful to someone and thank you for the positive feedback! ❤️ wishing you the best of luck on your journey
So simple and yet so detailed. Please continue. Love the videos and the information. New sub.
Thank you so much! And welcome to the family ❤️
Thank you! This was such a lifesaver, I start a new job next week and this already helped me figure how to budget for September and Oct. You are truly a gift thank you!
Congrats on the new job and I hope this system works out for you. Glad the video was helpful ❤️
Thank you Monet! I was waiting for this!
Glad it was helpful! Thank you ❤️
You did a wonderful job
Thank you ❤️
I love this 2 budget system method. It allows me to see where I can skip out or save my money within that pay period. Simple yet effective!! Will start tonight 😊
Glad it was helpful. Thank you ❤️
I find this difficult because I’m self employed.. I get paid everyday when I provide services.. but sometimes I have cancellations or emergencies.. and I have to take out for supplies but it’s not consistent or the same for me.. but I’m still trying to figure out how to make the method work.
Great video! I'm trying to figure what is the best budgeting method is for me, and have been a bit overwhelmed with so much information. This video was stress-free and calmed my nerves.
Subscribed ❤
So glad to know it was helpful. Welcome to the family and thank you ❤️
Great as usual!!! Sharing this with my niece
Thank you! 🤗❤️ hope she enjoys!
So, you take out the cash for the payments and set it aside? Do you leave the remaining "leftover" money in your bank account? Or do you use that for cash stuffing envelopes? I have so many questions 🤣 And you are so much younger than me but I'm learning from you and I appreciate that! Literally sitting here with my paper and pen, following along with my own bills! ❤❤❤❤
Yes I take out cash for the payments and set them aside (except for large expenses like rent). As for the leftover I explain that you can use that money for your sinking funds, extra debt payments, or savings. So yes I use that cash for my envelopes.
@@MonetsMoney Awesome!! I am so excited to start this, with my upcoming paycheck this Friday! I started writing out my bills and splitting them yesterday, and I got together some envelopes! I'm really excited to see how this month goes! 🥰 Thank you for the inspiration!!!
Omg the other day cable took $151 out of my paycheck and I was like nooo I was gonna split that bill in half and the weird part is I don’t have a set up automatic payment set for cable unless I have the money I can’t tell you how mad I was 😭I sometimes split my bills in half if I don’t have the full amount to pay it right then & there and I do this method also so that my bills can be done on time
Everyone should know about this system. My mind was blown when I discovered it.
Great great video!!!!!
Thank you ❤️
Great video!
Thank you 🤗
Really great job.
Thank you ❤️
I’ve never been so genuinely satisfied with information I’ve learned from a TH-cam video. I really like how you did examples I learn better that way. Thank you so much for this 💸😩
I know alot of people who would like to use this system. They receive EBT funds for food (food stamps). How might they allocate and include the EBT payment (which is provided monthly) in their budget since the funds are on a card and not dispersed as cash? Great video !
Best budget plan I ever came across. Gonna try out the cash envelopes as well! Thank you 🙌🏾
Thank you so much. I hope the system works out for you ❤️
I enjoy watching these
Happy to hear! 🤗 thank you
I love budgetting even if my income is less than 10K..
Every little gets better financially...
Yes I have expenses..But I am learning to not overspend.♡
Awesome!
Thank you ❤️
Absolutely best budgeting video I have ever seen! I did this for years and years and it works! I guess I would encourage people not to get out of the habit! We tend to relax a bit when we have a much larger income! That is where I am now because I’m trying to switch gears career wise. Just keep the discipline! You might want to change careers like me and the pay is not a salary but it is your dream job. Get your money to work for you and you will have savings set aside for several months if you want a career transition! Keep up the good work I am subscribing
Thank you so much! ❤️
This is so so helpful! Thank you so much for this video. I look forward to many more
Glad it was helpful!
Great video. I forward it to my niece.
Thank you glad it was helpful 🤗
Wow! I can’t imagine having the insight you have at your age. You are truly an inspiration!
Aww thank you so much! Just trying to share as I learn ❤️
this is the best beginner budgeting video ive ever seen, literally so helpful so thank you so much! Everything was so easy to understand. Im 19 and living on my own for the first time so i neeeed to get a jumpstart on learning how to work with my money instead of against it.
I’m so glad it was helpful! I appreciate the positive feedback and congrats on being so young and taking control of your finances ❤️
Thank you so much for explaining this! I’ve watched several other videos and was quite frankly lost! Your method and explanation was perfect! I now feel that I can create my budget with confidence!
Thank you so much! I’m very glad it was helpful ❤️
I love how you budget! So simple and easy to understand. I just subbed, to help out another finance channel, I myself just started my channel a couple months ago, welcome
Thank you and congrats on starting your journey
I love your hand writing😍
Thank you ❤️
Thank you so much for this! This was extremely helpful and I will be watching it again until I understand the budgeting system more 😁
Glad it was helpful ❤️
Brilliant video 😊
Thank you ❤️❤️
this is the first time i actually sat through a film budgeting video and understood every part of it! very efficient and eloquent in your explaining! you’ve helped me more than you know 🤍
Thank you so much! So glad you enjoyed and understood 🤗❤️
I am going to do this in preparation for 2023
Thank you so much
Amazing! Thank you for breaking this down for us!
Glad it was helpful ❤️
OMG!!! Thank you soo much. This has help me so much. I know can do a new beginning with my children after my divorce. I have been suffering with migraine because I want to give safety to my children and my self and this has help me! Very thankful to you!!!
So glad this video was helpful ❤️ wishing you much success on your journey. Good luck! 🤗
This was INCREDIBLY, helpful! Thank you!
Glad I can help ❤️ thank you for watching
Perfectly explained
You made this so clear. Such an awesome video
Glad it was helpful!
Monet, I am 54 and this will be my first genuine attempt at budgeting. I always think I can do it on my own, but then I lose my job or some unforeseen hardship takes place and I’m left nearly homeless. I made more last year than ever before, and have nothing to show for it. Never again! I want to learn and stick to my new found knowledge! Thanks for what you’re doing here to help me. I look forward to this new life of financial freedom. God help me, I can do this! 🥰🙏🏼 Edit: Hahahaaa I’m dying here looking at your numbers! My car alone is more than your rent! smfh
Thank you, thank you, thank you. Out of all the videos I watch so far this one is the most comprehensive one. Thank you, young lady! ❤
This was very helpful and thank you for sharing. I’m starting on my own journey to get out of debt. Continued Success
This is a fantastic budgeting guide for beginners
Thank you!
Thank you for all this info. As a 30-year-old......I should have done this a longgg time ago. Im honestly embarrassed haha! Hopefully with this I can get my finances in order for once in my life.
It’s never too late to start. I’m glad the video was helpful and wishing you much success with getting your finances in order ❤️
Hello monet . Iam new to your channel I notice you don't have anything on pay myself first and how you would incorporate it in your budget....
I need help with a monthly budget $2677 income and bills $2479
Your videos are amazing!! I appreciate them💕
Thank you so much! ❤️
Wow this was so perfect, and easy to understand. I do have a question though, how do we factor in another payment that also comes bi weekly but not the same weeks as payday?
I love how explain everything. Could you explain if your rent is due on the first how are you paying it on the 9th. Is there a grace period/later fee.
I used this same song in my TH-cam video I knew it sounded familiar LOL :) love the video!
Awesome breakdown. This was really helpful!
Thank you ❤️ glad it was helpful
The total for expenses is 1,555* 😊
Thank you for the correction. Numbers must have gotten messed up 😅
Absolutely appreciated every minute of this video! Thank you🙏🏾
I’m glad to hear it ❤️ thank you
Thank you so much for this! I have a personal question. Do you make new sheets every 2-4 weeks? For me, my credit card bill fluctuates so that means my monthly amount will change as well. What would you suggest?
I budget by each month, so at the start of each month I will put my expected expenses. If your credit card bill fluctuates this gives you the opportunity to budget that amount differently each month.
And the monthly budget will reflect how I budget by paycheck every 2 weeks. (If you are paid biweekly)
Great explanation and break down for a first time.
Thank you! Glad it was helpful ❤️