CASH ENVELOPES | CASH STUFFING FOR BEGINNERS | FIRST PAYCHECK

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  • เผยแพร่เมื่อ 1 ธ.ค. 2024

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  • @alexopinionchannel9783
    @alexopinionchannel9783 3 ปีที่แล้ว +145

    I’m starting this now, I’m 23 and I’m just learning financial literacy. Thanks for covering this you’ve gained a new sub from the uk

    • @TheAmbraLife
      @TheAmbraLife  2 ปีที่แล้ว +10

      I wish I was as wise as you at 23! You go girl!

    • @mistyhobbs4031
      @mistyhobbs4031 2 ปีที่แล้ว +4

      I'm 23 as well idk why but one of my biggest struggles with starting is thinking it's too late it's nice to hear from others it's not

    • @alexopinionchannel9783
      @alexopinionchannel9783 2 ปีที่แล้ว +1

      @@mistyhobbs4031 your never alone ❤️

    • @melaniehowe2179
      @melaniehowe2179 2 ปีที่แล้ว +4

      I'm 40 and just finally figuring it all out. You're in a good spot to start at 23

    • @LRoshae
      @LRoshae ปีที่แล้ว +1

      I will be 35 this year… you’re doing fine love!!! 💪🏾🔥

  • @nickjes1064
    @nickjes1064 2 ปีที่แล้ว +96

    I've watched a dozen videos trying to just simply understand the process not just counting the money. thanks, girl you broke it down simple and straight to the point easy to understand and you made it relatable.

    • @TheAmbraLife
      @TheAmbraLife  2 ปีที่แล้ว +3

      That makes me happy, I tried to create content in a way that helps me understand and in turn helps you all! :)

  • @Baddiesandbudgets
    @Baddiesandbudgets 3 ปีที่แล้ว +76

    I love this method. It has really been life changing for me. It’s crazy how much money I used to waste!

    • @Mariemarie-uw7id
      @Mariemarie-uw7id 2 ปีที่แล้ว +6

      Same! Just started but I got scared how much money I could have saved if I knew about this way before

    • @auntcookie9163
      @auntcookie9163 2 ปีที่แล้ว

      you aint neva lied

  • @AllieXwilliams
    @AllieXwilliams 2 ปีที่แล้ว +19

    I’m 16 and just got my first job (I start in a week) and I’m obsessed with these videos!!!! I had some cash from babysitting and I just made cute little paper envelopes to keep my money in!! TYSM FOR THE IDEA♥️♥️♥️

  • @jaszmin4671
    @jaszmin4671 3 ปีที่แล้ว +86

    Ms. Ambra....ooh Ms. Ambra I want to THANK YOU! I've been watching a lot of these videos trying to find one for beginners and your video was SOOOO helpful. I finally found one that is actually walking us through the process. This is real deal beginner friendly; you're actually explaining the process. I guess it helps that you're actually at the beginning too⭐⭐⭐⭐⭐⭐⭐⭐⭐

    • @TheAmbraLife
      @TheAmbraLife  3 ปีที่แล้ว +11

      That makes me so happy!! Good luck boo. Save them coins sis!

  • @megiemoo398
    @megiemoo398 2 ปีที่แล้ว +12

    We have the same sparkly binders and that’s why I started watching this video and now I’m hooked. 😍

  • @chelseabarrett6357
    @chelseabarrett6357 2 ปีที่แล้ว +5

    Finally a video that actually explained how to “actually start”🙌🏽. Btw I like you a lot you remind me of my bestie 💁🏽‍♀️

  • @authenticallyallison
    @authenticallyallison 2 ปีที่แล้ว +3

    Girl, I love your personality. You're super bubbly. Great video. I'm obsessed with this idea. I'm waiting for my supplies to get started.

  • @CasMcGarrett
    @CasMcGarrett 2 ปีที่แล้ว +8

    Looking to start this, heard this type of budgeting method is good for ADHD. Im just loving your energy and just subscribed.

    • @TheAmbraLife
      @TheAmbraLife  2 ปีที่แล้ว

      Literally! colors, sensory, organizing. Its addictive

  • @diywithdanie
    @diywithdanie ปีที่แล้ว

    Congrats on your new addition. This is my first vid. Pink is my fav color also. I love how you stuff for the kiddies. I hope you show a vid of them helping you.

  • @YesThatsMeFolks
    @YesThatsMeFolks 2 ปีที่แล้ว +2

    I took financial peace university classes and also watched videos on this ! Thank you for sharing!! So helpful! I’m just now starting to do this so I’m super excited! I got the same binders too! I love the sparkles, colorful creative binders! I agree with what you said about them! I hope it goes well for you!! Love your energy by the way :)

  • @shallonmarie9577
    @shallonmarie9577 3 ปีที่แล้ว +35

    Love the customized glitter envelopes, do you mind sharing where you purchased them? This was so helpful. Thank you so much for sharing.

    • @cindytyler5310
      @cindytyler5310 3 ปีที่แล้ว +10

      Look on etsy. They have alot of them there for sale

    • @Stevannah321
      @Stevannah321 3 ปีที่แล้ว +12

      I just bought mine on Amazon & paid only $8.89. I think I put 6 hole clear glitter cash envelope binder. Hope this helps.

    • @Stevannah321
      @Stevannah321 3 ปีที่แล้ว +7

      On Amazon also type glitter clear envelopes. Starting at about $9.00, they have different glitter styles. Hope this helps.

  • @musiquefrique
    @musiquefrique 2 ปีที่แล้ว +4

    I needed this today!!! I feel like I now have permission to spend a couple dollars to create a fun and engage if envelope system to succeed 💕 thanks so much!!!

  • @yamiiloway187
    @yamiiloway187 2 ปีที่แล้ว +4

    Love the attitude.
    Love your vibe.
    Love the new Journey.
    Girl thank you cause I’m just starting my money journey!!!

  • @jasmaine923
    @jasmaine923 2 ปีที่แล้ว +5

    Heard you say you purchased a cricut. Hope by now you have created a crafting envelope cause honey that cricut will keep you spending lol. I had to create a crafting envelope and it's helped me really keep my eyes on how much I'm spending in that area.

  • @Findingsuitcase
    @Findingsuitcase 2 ปีที่แล้ว +2

    Watched so many videos on this and none really simplified the process, you on the other hand are god sent. You made it look so easy + your personality had me laughing with you 😂😊 instantly subscribed, thank you ❤️

  • @1babymorales
    @1babymorales 2 ปีที่แล้ว +1

    Have watched so many videos and non of them have motivated or inspired me the way your video did today. Honestly the breakdown is so easy and I am on my way to start my first cash envelope, thanks to you. Sweetheart you are an amazing woman, be blessed, and yes I am subscribing.

    • @TheAmbraLife
      @TheAmbraLife  2 ปีที่แล้ว +1

      I LOVE this for you!!! I need to put more of these out since so many are responding so well!

  • @janethcotarobles3536
    @janethcotarobles3536 2 ปีที่แล้ว +2

    Ive been watching these stuffing videos and I just got my book from Amazon!! I’m excited and saving for a house!

  • @justingarret4776
    @justingarret4776 2 ปีที่แล้ว +5

    I'm so excited to try this. During the course of this video I've ordered binders, matching envelopes off of Etsy and budget ledgers. I really hope I can stick to this.
    I make decent money but have no idea where it goes. Like legit, it doesn't even make sense. $2.9k in November was spent on food and dining for 2 people according to my bank app. It's just too easy to keep swiping your debit card, I'm hoping using tangible cash will make me wanna not spend as much.
    I've never really carried cash, unless I had to get some out an ATM for a specific purpose but never to just walk around with.
    Fingers crossed 🤞

  • @TrulyBlessed_1111
    @TrulyBlessed_1111 2 ปีที่แล้ว +7

    Thank you Queen for such an amazing beginners tutorial! I'm starting my cash budget journey and just waiting on my sparkly supplies:) This was so helpful. Will definitely watch it again when I'm ready to start and put together my binders. Good luck on your journey to a debt-free and financially free life:) Wishing you continued blessings and success in all that you do. Stay safe and healthy! I just subscribed:)

  • @EmilyDowgialo
    @EmilyDowgialo 3 ปีที่แล้ว +10

    Hahah it really is more about electronics for Christmas as kids get older 😂 it’s smart that you’re already saving up. Great video, really enjoyed it!!

  • @angelshumake7208
    @angelshumake7208 2 ปีที่แล้ว +6

    Where did you get the sinking funds budget sheet from Etsy you were talking about? Love how easy your video is too follow! Super helpful!!

  • @taraburks5935
    @taraburks5935 3 ปีที่แล้ว +3

    Ok girl this would help me so much since I work from home in my salon...and I retail as well with products and paparazzi jewelry...doing makeup n lashes this would really help. Now please I need the envelopes.

  • @jordiexploded559
    @jordiexploded559 2 ปีที่แล้ว +1

    Hiiiii I just turned 21 back in August and have been wanting to get back into saving and spending my money wisely and can't wait to start! Thank you so much for really breaking it down!! Can't wait to start! I do wonder where i can get these cash stuffing books though!!! I definitely agree i need to make it pretty for motivation lol!!

  • @lissayers8901
    @lissayers8901 ปีที่แล้ว

    First time here. Love your energy.

  • @lashelledothard8694
    @lashelledothard8694 2 ปีที่แล้ว

    I have watched so many of these today and you are my favorite!!!

  • @DeeTayloreverydaydeelights
    @DeeTayloreverydaydeelights 2 ปีที่แล้ว

    I love your humor 😜 it makes it so much fun!

  • @lisanicolepersonals
    @lisanicolepersonals 2 ปีที่แล้ว +1

    Love your video. I laughed when you screamed DONE talking about your Filofax.

  • @BrittanyAlisha_
    @BrittanyAlisha_ 3 ปีที่แล้ว +4

    You can look up some local animal rescues that provide spay/neuter service for a fraction of the price of the vet. My vet’s admin kept telling me not to get it done there because it was so expensive, so I looked it up, and I found a reputable rescue in Waldorf that does it for like $100.

  • @lmn1210
    @lmn1210 2 ปีที่แล้ว

    I am so glad i came across your channel. I really enjoy your personality haha xo

  • @clowicous
    @clowicous 3 ปีที่แล้ว +11

    Great video and subscribing in hopes you keep going with this stuff! I myself am starting next month, just like you I NEEDED adorable budgeting tools like a pink binder and flower pressed envelopes 😂 best motivation ever haha!

  • @Tybrady9
    @Tybrady9 2 ปีที่แล้ว

    😊 Thank you so much for explaining and showing how to stuff envelopes. I had been wondering about what debt snowball was until now. Thank you, thank you.

  • @marycotton8568
    @marycotton8568 3 ปีที่แล้ว +4

    Thank you because you make it so easier explain and I know everyone have they way of doing it

  • @auntcookie9163
    @auntcookie9163 2 ปีที่แล้ว +1

    Hello a newbie and you are right you have to make it fun, I have been on the journey since 2019 and I wish I had known this years ago. Sis!

  • @spicebudget
    @spicebudget 2 ปีที่แล้ว +2

    New subbie ✨ great Cash Stuffing.

  • @marilynalvarez6862
    @marilynalvarez6862 3 ปีที่แล้ว +2

    I love your energy! i just started and ordered my first binder wallet hope it breaks me and my mans bad spending habbits

  • @businessismynewlife4418
    @businessismynewlife4418 ปีที่แล้ว

    I love your video watching it in 2023 thatnk you for showing how to do it because it is confusing if you never done it before. I have a question Where did you get the zipper envelope with glitter in them

  • @NotValkTCG
    @NotValkTCG ปีที่แล้ว

    I love your personality !

  • @r0hluin
    @r0hluin 2 ปีที่แล้ว +1

    Girl i love your personality, you're so fun! You bring excited saving $ makes me so excited to save as well🥺🥺🤧 I'm starting this December

  • @athenacardenas1787
    @athenacardenas1787 2 ปีที่แล้ว +10

    I'm the same way I love a different binder and I have the same binder and the same cash envelopes it gives me mermaid vibes and that's what I love! :) love your video!

    • @aqua6613
      @aqua6613 2 ปีที่แล้ว +1

      I'm all about the mermaid vibes 😍
      Yay for being financially responsible merfolks

  • @BettieGipson
    @BettieGipson 2 ปีที่แล้ว +1

    Where did you get the binders/folders from. They are cuuuutttteeee🥰🥰

  • @shellysantana3167
    @shellysantana3167 2 ปีที่แล้ว +1

    Oh my goodness thank you for this breakdown !! Just subscribed !! 🥳🥳

  • @queenshmoney
    @queenshmoney 2 ปีที่แล้ว +1

    Hey Queen!!!! I live in Maryland also and yes you are def giving nails 👀😍😍☝🏾❤️ this method has literally changed my life great video and thanks for sharing

  • @LifeWithMonet60
    @LifeWithMonet60 3 ปีที่แล้ว +3

    okay I am new here and I am already excited! That meme was hilarrriouuuussss! lmao

  • @sandygiannascoli
    @sandygiannascoli 3 ปีที่แล้ว +4

    You say the funniest things love it

  • @WooHooKittyKat
    @WooHooKittyKat 2 ปีที่แล้ว

    Gorl, yo skin is noooooice!

  • @dianahdeborah816
    @dianahdeborah816 3 ปีที่แล้ว +7

    Details on wallet?

  • @sharlenescott356
    @sharlenescott356 2 ปีที่แล้ว

    This is very helpful it's budget with your bills an debts information Love it.

  • @BrittanyAlisha_
    @BrittanyAlisha_ 3 ปีที่แล้ว +3

    This was really informative. Keep them coming, Ambra.

  • @ammerslo2632
    @ammerslo2632 2 ปีที่แล้ว +1

    Holy smokes!!! I've NEVER seen anyone with my name! Wow. Hi. I'm Ambra!!! Too!!! New subbie🤗

  • @nurireed8471
    @nurireed8471 2 ปีที่แล้ว

    Love the video. I bought my house last year. I followed Budget Mom and Budget treasure. .Looking forward to more videos from you. Great information. It's hard to explain cash budgeting and Sinking funds to people. I sent uour video to my friends who keep asking me about cash budgeting.

  • @uk2mama
    @uk2mama 2 ปีที่แล้ว +2

    After 2 weeks what do you do with your cash envelopes? My pay check is weekly so do I need to drop all this money every week back to the bank?

  • @jesseniaespinosa8821
    @jesseniaespinosa8821 2 ปีที่แล้ว +1

    Hi I’m trying to start budgeting this way but I’m question is do you put the same amount weekly or bi weekly? How do you figure how much to put in each?

  • @salmaahmed8201
    @salmaahmed8201 2 ปีที่แล้ว +1

    I'm 27 and I'm having my first budget binder to track my expenses that way it will be much easier. Where were you when I was in my early 20s :D

  • @NiNitosix
    @NiNitosix 2 ปีที่แล้ว +3

    You have a great personality and I really enjoyed listening to you. Thank you. Do us an update. I subbed. We have a Reece too. Your envelope caught my eye. Lol

  • @tracygrim2155
    @tracygrim2155 2 ปีที่แล้ว +1

    Where did u get those cute envelopes with the glitter in them?

  • @SZARAOFFICIAL
    @SZARAOFFICIAL ปีที่แล้ว

    looove how straight to the point and clear you are!

  • @jayjay61913
    @jayjay61913 2 ปีที่แล้ว +3

    I am starting mine but I’m SO worried about losing my money. Does it not make you nervous to have so much money in one place that you can easily lose? 🥺

    • @RubyRocs100
      @RubyRocs100 2 ปีที่แล้ว

      That’s my issues:( don’t feel secure but it’s a good idea

  • @CJ-cy6rj
    @CJ-cy6rj 2 ปีที่แล้ว

    Thank you so much for this! What font did you use for naming your envelopes?

  • @myeshasbudgeting2222
    @myeshasbudgeting2222 2 ปีที่แล้ว +2

    This is a great beginner video! ❤️

  • @KiaBudgets
    @KiaBudgets 2 ปีที่แล้ว +2

    I literally busted out laughing at work when you said don’t judge me judge yo momma 😂😂😂

  • @DevonnieB
    @DevonnieB 3 ปีที่แล้ว +2

    Love this video. I’m so obsessed with cash Envelopes. And your nails!!!!!

  • @ursodivinerenee
    @ursodivinerenee 2 ปีที่แล้ว +1

    Hello do you do the same amount in every envelope each time?

  • @candybaha4775
    @candybaha4775 2 ปีที่แล้ว

    I loved this video!!! Please link your folders and plastic envelopes.

  • @teikiriwolfy1003
    @teikiriwolfy1003 2 ปีที่แล้ว

    totally forgot how my kids used to get holes in all their knees of jeans til you brought it up. tfs your money saving

  • @tayleratkinson4125
    @tayleratkinson4125 3 ปีที่แล้ว +2

    Where did you get the binders ?! And envelopes ??

  • @tanjaanderson6627
    @tanjaanderson6627 3 ปีที่แล้ว +2

    Not sure if anyone has let you know that there's a blinding glare coming from the binders

  • @free2flybudgeting
    @free2flybudgeting 2 ปีที่แล้ว

    I really like the way you explain everything so well 🌠

  • @Wednesdayplans
    @Wednesdayplans ปีที่แล้ว

    Just found you! Subscribed. Look forward to watching from 🇬🇧

  • @BridgetEvette
    @BridgetEvette 2 ปีที่แล้ว

    Awesome video. Where to get the clear sinking funds binder from do you have a link for it?

  • @sweettexast2894
    @sweettexast2894 2 ปีที่แล้ว +1

    So I get my check direct deposited as does my husband so do we need to cash out the paychecks then to do this? I mean I guess because we don’t have cash except for an emergency savings at the house.

    • @TheAmbraLife
      @TheAmbraLife  2 ปีที่แล้ว +3

      I get direct deposit as well, I would leave everything that is reaccuring bills: car notes, cell phone bills, utilities, etc. then withdrawal all the cash for your stuffing that needs to be done. Hope that helps :)

  • @JG-ov5zo
    @JG-ov5zo 3 ปีที่แล้ว +1

    A lot of county animal care and control and spca organizations offer discounted or free spay!

  • @DrLindseyM
    @DrLindseyM ปีที่แล้ว

    Where are those glitter envelopes from in the black binder??

  • @monathompson4364
    @monathompson4364 ปีที่แล้ว

    Heyy,I'm a newbie I'm going this channel I have that exact binder I Love stuffing now

  • @rnhealthylife7887
    @rnhealthylife7887 3 ปีที่แล้ว

    Great video! Thinking of doing one... How do u set up your camera?

  • @sharlenescott356
    @sharlenescott356 2 ปีที่แล้ว

    Oh my God!!! Love your style binder for your birthday, sneakers, I'm have to make myself 1 of those I'm call it It's All About Me 🖐😁🥰🥰🥰💕💙

  • @tism6969
    @tism6969 2 ปีที่แล้ว +1

    can someone explain to me why when lets say you are adding into an envelope 20$ instead of just putting that 20$ you break it down smaller?

  • @DaRealLilOprah
    @DaRealLilOprah 11 หลายเดือนก่อน

    The nails are super cute

  • @pinkyjackson5422
    @pinkyjackson5422 ปีที่แล้ว

    Where did you purchase your cash stuffing wallet

  • @jazzabellastarr
    @jazzabellastarr 2 ปีที่แล้ว

    Good video! There no links tagged in the description box though. 😢

  • @nataliejackson8781
    @nataliejackson8781 2 ปีที่แล้ว

    Where did you get the black wallet from? I have been looking for one just like it

  • @BeyondtheBinders
    @BeyondtheBinders 10 หลายเดือนก่อน

    I'm new to ur TH-cam and I loved the video

  • @multimillionaire8763
    @multimillionaire8763 2 ปีที่แล้ว

    New subscriber! Just found your channel after it was suggested

  • @l.a.w.79
    @l.a.w.79 2 ปีที่แล้ว

    I’ve been a w2 employee forever and thought I was okay with money. Now I’m transitioning to commission which will be a variable income. I’ve got to transition to this method!!!

  • @ethelvinagutierrez2741
    @ethelvinagutierrez2741 2 ปีที่แล้ว

    Loved your video. Great job

  • @silynthiabudgets18
    @silynthiabudgets18 3 ปีที่แล้ว +2

    Love your envelopes😍

  • @RedRose0395
    @RedRose0395 ปีที่แล้ว

    So basically you gather the same amount of cash for each category you spent from your card before your next paycheck comes?

  • @lisagratefulme
    @lisagratefulme 2 ปีที่แล้ว

    New subbie from the budgeting community! Great video~!

  • @allthingssplendid7375
    @allthingssplendid7375 ปีที่แล้ว +1

    I really do like this but what if u r living paycheck to paycheck right now? How does it look then

  • @WandaResende
    @WandaResende ปีที่แล้ว +1

    Thank you

  • @abigailariceaga1676
    @abigailariceaga1676 2 ปีที่แล้ว

    I wanna know how you choose the denominations?

  • @nikkiy8993
    @nikkiy8993 2 ปีที่แล้ว

    Awesome video. I just subscribed.
    I love my Cricut too!!!

  • @auntcookie9163
    @auntcookie9163 2 ปีที่แล้ว

    Very Good First Paycheck

  • @dreenamcclements4730
    @dreenamcclements4730 ปีที่แล้ว

    Where do u get them Cash envelopes from

  • @CristinaMichelleTV
    @CristinaMichelleTV 3 ปีที่แล้ว

    Hey another Marylander….YAY!!

  • @julieh902
    @julieh902 2 ปีที่แล้ว

    Gas is so expensive now. I am going through it much faster than before...sort of harder to budget for than it used to be!

  • @lacypearson4890
    @lacypearson4890 2 ปีที่แล้ว

    Love the video, link to wallet please

  • @latonyamoody3419
    @latonyamoody3419 3 ปีที่แล้ว

    If you don’t mind what font did you use

  • @backgroundnoise__
    @backgroundnoise__ 3 ปีที่แล้ว +3

    I live in supported accommodation, I only get 257 a month (uc) I’m 16 ! I’m gonna do this myself here it is
    30 rent what I owe + a week extra to save myself I only have to pay 7 50 a week where I live due to my situation
    30 food
    192
    35 concert with friend
    5 I owe to my boyfriend
    162
    20 Fast food budget
    128
    Emergency money 15
    112
    15 baccy
    12 vapes
    85
    25 - 🌿 (if yk yk)
    60
    15 - the meeting my best friend in Brighton fund
    15- Xmas presents
    35 - spending money
    10 - saving for phone fund
    I think I’m doing pretty good!
    Food money is only 30 as tescos brings my placement donations every Wednesday of fruit and veg etc and I can use the local food banks :)

    • @shelbyarthur133
      @shelbyarthur133 2 ปีที่แล้ว

      Do you not get supported with Xmas and birthday money - how are you getting UC at 16 you should be getting YPA - the amount of UC suggests you are getting PIP on top - ISA living at age of 16 you should not be paying any bills - this is for UK - if you need to know your financial entitlements under section 20 contact me and I will break it down for you

  • @JamiesRealisticLife
    @JamiesRealisticLife 2 ปีที่แล้ว

    Hi there. Just subscribe. Can’t wait to get caught up on your journey.