India's New Age Robbers | Why are Banks silent about this Mega-Loot? | Akash Banerjee & Manjul

แชร์
ฝัง
  • เผยแพร่เมื่อ 22 ธ.ค. 2022
  • Download KukuFM! - kukufm.sng.link/Apksi/tx71/fnbi
    Use Coupon Code - SANTA60 on 24th & 25th Dec to get access to 10,000+ Titles at just Rs. 39
    *****************
    In an admission in Parliament the Finance Ministry has revealed that just the TOP 50 wilful loan defaulters in India owe banks close to 1,00,000 CORE RUPEES! - Another RTI shows that just 300 defaulters who owe banks more than 100 core each - have a cumulative loan default of 1.4 LAKH CRORE RUPPES.
    Who sanctioned these loans ? How were these bad loan processed ? Why are rules only enforced when a middle class Indian or a farmer comes to ask for the loan? Why is the recovery process different for different people ? Why is the law so radically different for rich and poor (even when the rich default?)
    🇮🇳 SUBSCRIBE FOR MORE VIDEOS 🇮🇳 - / thedeshbhakt ▶️
    ⛔️ BECOME A DESHBHAKT MEMBER - / thedeshbhakt ⛔️
    Unlock MEMBER ONLY: 1) Chats 2) Discord Server 3) Special Episodes
    👕 DESHBHAKT MERCH - ALL t-shirts worn on this channel come from our own merch line!
    kadakmerch.com/collections/th...
    📧 BUSINESS & WORK ENQUIRIES - contact (at) thedeshbhakt (dot) in 📧
    ** SUBSCRIBE / FOLLOW US **
    TH-cam: - / thedeshbhakt
    Twitter :- / thedeshbhakt
    Web - thedeshbhakt.in/
    Instagram :- / akashbanerjee.in
    Facebook :- / akashbanerjee.in
    Podcast - anchor.fm/thedeshbhakt
    Credits :
    Script : Manjul
    Edit : Tushar, Khursheed & Shivam
    Thumbnail : Khursheed
    Producer : Sahil Likhar
    #loanfraud #lootmoney #bank

ความคิดเห็น • 3.2K

  • @thedeshbhakt
    @thedeshbhakt  ปีที่แล้ว +231

    Download KukuFM! - kukufm.sng.link/Apksi/tx71/fnbi
    Use Coupon Code - SANTA60 on 24th & 25th Dec to get access to 10,000+ Titles at just Rs. 39

    • @gkk6866
      @gkk6866 ปีที่แล้ว +6

      Pls do an episode on EVM

    • @kundankumarmishra6494
      @kundankumarmishra6494 ปีที่แล้ว +2

      Sir education loan bhi daalna chahiya thaa video main jisse ek choti si loan se koi apna education afford kar payega but nhi ye koi nhi karta

    • @samindian1905
      @samindian1905 ปีที่แล้ว

      Businesswalo ko lootlo Country scheme chal rahi hai 😜😜😜😜😅😂🤣

    • @samindian1905
      @samindian1905 ปีที่แล้ว +2

      Lootlo bank schem? 😂😂😂😂

    • @samindian1905
      @samindian1905 ปีที่แล้ว +2

      Har Har modi bank schem (Lootlo)

  • @vippartis
    @vippartis ปีที่แล้ว +13

    1000 times I repented as a new officer in a bank in 1980 s, I was very harsh with a small vegetable seller to whom our bank lent rs 500 and she defaulted in repayment of one EMI of rs 25/. When I grew up in the Bank I had to shut my eyes for 100 crore defaulters also. What sort of culture practice.

  • @subhradeepsamantray
    @subhradeepsamantray ปีที่แล้ว +140

    I am just in awe of this hypocrisy of this country's system 🥲🥲

    • @sk....3049
      @sk....3049 ปีที่แล้ว +3

      All scammers are from upper caste ...aur desh ko barbad 1.8 percent ( st sc st OBC) arakskan kr raha h waah andhbkhto 😝like this

  • @theark.123
    @theark.123 ปีที่แล้ว +115

    Thanks!
    Amazing satire ! Surely satire is his attire. Thanks Akash for your integritiy in helping the true Deshbhakts to think critically. Do continue this with strength and courage.
    Why does the SuperThanks stop at 4999 ? 😃

    • @thedeshbhakt
      @thedeshbhakt  ปีที่แล้ว +30

      Many thanks Raj ! Why cannot we have more folks like you who support independent publications !!!
      In terms of support - this is this one time thank option on YT - but the best option continues to be patreon membership.
      The highest tier on patreon (Ultimate Deshbhakts) stay connected with me direct via a WA group - www.patreon.com/thedeshbhakt
      I look forward to hearing from you!

    • @theark.123
      @theark.123 ปีที่แล้ว +14

      @@thedeshbhakt Thanks Akash for your response. What about those who may not want to be too involved with memberships but quietly support with bigger contributions. Do send me a link. Blessings !

    • @chaudharynavin3314
      @chaudharynavin3314 6 หลายเดือนก่อน

      ​@@theark.123❤

  • @subhasishmitra3421
    @subhasishmitra3421 ปีที่แล้ว +7

    Without bank officials and ministry's help from bureaucrats it is impossible

  • @sukantbehera3901
    @sukantbehera3901 ปีที่แล้ว +233

    This is the irony of our country....hats off to you for this information

    • @AsatiManas
      @AsatiManas ปีที่แล้ว +1

      Arnab Gottuswami = Sadee nalee ka kutte ka babasir pilla.
      Sala dinbhar bhokta rehta h🐶

    • @aMAN-xk6iu
      @aMAN-xk6iu ปีที่แล้ว

      We should raise our concerns so that vulnerability of our banking system fixed and reformed for benefit of all, otherwise it get happen in future too.

    • @btensionfree
      @btensionfree ปีที่แล้ว

      Waah kya baat hai nice comment.

    • @sk....3049
      @sk....3049 ปีที่แล้ว +4

      ALL ARE FROM UPPER CASTE

  • @shiroycreation9044
    @shiroycreation9044 ปีที่แล้ว +353

    Sir your creativity is a masterpiece. ❤❤

  • @srdiwakar
    @srdiwakar ปีที่แล้ว +35

    Another excellent episode from Deshbhakt! You have highlighted a big problem in India's economy. By this method the rich businessmen are getting "revdi" at the expense of the public.

    • @thedeshbhakt
      @thedeshbhakt  ปีที่แล้ว +2

      this is the real REVDI!
      thanks for the support SUBODH!

  • @rishichowdhury533
    @rishichowdhury533 ปีที่แล้ว +14

    You are absotuely right. Even Laxmi Mittal's brother Promod Mittal is one of them. He even doesn't pay his employees. One of our relatives suffered by joining his so called company. After offering huge salary and bringing them onboard, he stops paying them their salary.

  • @umaduttbhargava7762
    @umaduttbhargava7762 ปีที่แล้ว +145

    If you check the photos flaunted by such scoundrels with bigwigs,, you will understand the reason for banks' compulsion or overenthusiasm and anxiety to lend to them. And top officials first pressurised managers and officers to recommend their loan applications, and then issue charge sheets and file criminal cases against them. And these big fish then use lending bank's funds to fight legal battles against those very banks.

    • @Amthedeshbhakt...
      @Amthedeshbhakt... ปีที่แล้ว

      You won 🎁👆 inbox me on telegram

    • @yt_bharat
      @yt_bharat ปีที่แล้ว +1

      The voters are the real scoundrels who never behave like a citizen and never ask tough questions

    • @mrigankasinha1454
      @mrigankasinha1454 ปีที่แล้ว

      Only banks?

    • @snowmoon7385
      @snowmoon7385 ปีที่แล้ว

      Lol

    • @snowmoon7385
      @snowmoon7385 ปีที่แล้ว

      @@mrigankasinha1454
      Bollywood too

  • @ar34567
    @ar34567 ปีที่แล้ว +346

    1.Editor and Akash at their best level 🤣🤣🤣
    2. RBI should bring and implement a hard law for banks and loan defaulters too

    • @Autumnfeverr
      @Autumnfeverr ปีที่แล้ว +20

      RBI bhi joke ban gya hai.

    • @9845ist
      @9845ist ปีที่แล้ว +11

      Yes but those law will be implemented strictly only on low and middle income group

    • @ar34567
      @ar34567 ปีที่แล้ว +2

      @@9845ist sad reality 😭

    • @aritragupta4182
      @aritragupta4182 ปีที่แล้ว

      The history graduate will take action against loan defaulters? Does he even know how to?

    • @basitjaved6585
      @basitjaved6585 ปีที่แล้ว

      Law sb h bs chutiya bnaya h tmko or hmko

  • @jcreole5222
    @jcreole5222 ปีที่แล้ว +4

    This is perhaps why even some bank employees don't think twice about unethical behavior. I had two employees who I already had met earlier at a bank literally harassing me for investment by coming to the place I stay, saying that one of them was just short of her target for a promotion. Even after informing them I really needed the little money I had, they just did not care and continued for around an hour. Escalating this to their higher ups elicited zero response.
    If bank employees who have access to sensitive personal info can resort to fraud and unethical conduct, how should you regulate them?

  • @dr.jineshjayadevan8603
    @dr.jineshjayadevan8603 ปีที่แล้ว +3

    Why Supreme Court is not interfering in correcting banks to get back these bad debts😢

  • @PegujiReviews
    @PegujiReviews ปีที่แล้ว +412

    Nobody can beat uniqueness of Akash👍 and the Intro lit🔥🔥🔥

    • @AsatiManas
      @AsatiManas ปีที่แล้ว +1

      🖖

    • @AsatiManas
      @AsatiManas ปีที่แล้ว +1

      Arnab Gottuswami = Sadee nalee ka kutte ka babasirpilla.
      Sala dinbhar bhokta rehta h🐶

    • @Satya1_official
      @Satya1_official ปีที่แล้ว

      Bengali in Bengal - Bangale bangla bólte hobe, aíta Bengal
      Bengali on TH-cam - Ham deshbhakt 😂

    • @onlynationalist
      @onlynationalist ปีที่แล้ว

      AKASH BANERJEE TU THAA NAA INDIA TODAY MEIN 5+ YEARS?
      KAMAAL KI BAAT YEH HAI KI JAB CONGRESS SARKAARO MEIN YEH SAB DEFAULTERS LOAN PE LOAN LE RAHEY THAY, TAB TUM JAISEY HI BAAKI PATRAKAARO KE MUH PE STEEEL KA TAPE LAGAA HUAA THAA. AB OFFICE OFFICE KE MUSSADI LAAAL BAN RAHEY HO...

  • @tanilpodo8605
    @tanilpodo8605 ปีที่แล้ว +122

    Sir I'm from Northeast arunachal.
    Currently the corruption issues are hampening our future, and no national channel are interested in reporting our issue....
    It is my humble request if you happens to update any on corruption issues, please do remember our state as well..
    We were always ignored....
    I really love and appreciate your work.... thankyou for you Deshbhakt dedication.♥️

    • @GODDARAJ
      @GODDARAJ ปีที่แล้ว +4

      Agreed. All news channels are ignoring northeast news. I'm from Bihar Jharkhand.

    • @youdontknowme2913
      @youdontknowme2913 ปีที่แล้ว +2

      Would like a hear a lot about the leaks of state exams and why the case have never been shed light on the capital of our country or why the state government never let such big story out.

  • @omkara85
    @omkara85 ปีที่แล้ว +28

    This is the Information kept away from general citizens.. keep making such content👍🏼

    • @YtChannel0007
      @YtChannel0007 ปีที่แล้ว +1

      *Modi hai to mumkin hai*

  • @sureshbaral1970
    @sureshbaral1970 ปีที่แล้ว +3

    Common man gets arrested for a bounced check, but these looters get away with thousands of crores of commercial loans. What a scam?

    • @MrAtul1962
      @MrAtul1962 3 หลายเดือนก่อน

      Now banks are new Swindler dens

  • @user43643
    @user43643 ปีที่แล้ว +445

    Every Indian Citizen need equal law and order just like in America,until then nothing's gonna change!!!

    • @kingraiden2525
      @kingraiden2525 ปีที่แล้ว +59

      You do realise that American law is just as screwed up 🙄🙄 and corporate tax in America is just pennies

    • @Rextom235
      @Rextom235 ปีที่แล้ว +3

      @@kingraiden2525 exactly

    • @mukultiwari4447
      @mukultiwari4447 ปีที่แล้ว +3

      You should write /s for sarcasm.

    • @armanhadi777
      @armanhadi777 ปีที่แล้ว +9

      Like in America, you must be joking.

    • @kumarsarvesh303
      @kumarsarvesh303 ปีที่แล้ว +6

      Dear mat bro, in india every thing is equal as per law but it's corruption which is making us unequal and I think in America the situation is same.

  • @mohammedmuzammilshaikh736
    @mohammedmuzammilshaikh736 ปีที่แล้ว +106

    When banks know that a client is NPA but they still sanction additional Loans is not by chance. But Bank managers and bank higher authorities get kick back from such loans.
    Chanda Kocchar of ICICI bank is a shining example of this.

    • @xclzv5900
      @xclzv5900 ปีที่แล้ว +3

      They apply from different banks and the staff gets transferred or new staff being sent when the old ones gets the kickbacks, they pay for their transfers in other places yo get more kickbacks while the new ones are made to handle the situation
      The masterminds know, even if the situation gets worse, the hunting will be of these new ones and the old ones will get saved.
      So all the decades of job performance with the transfers since their appointments, signed docs, must be investigated to get better results
      Among the new ones, also, there're ppl who're in position to pay heavy for the better appointments and placements

    • @sk....3049
      @sk....3049 ปีที่แล้ว +4

      All scammers are from upper caste ...aur desh ko barbad 1.8 percent ( st sc st OBC) arakskan kr raha h waah andhbkhto 😝...

    • @JohnDoe-zj6xf
      @JohnDoe-zj6xf ปีที่แล้ว

      ​@@sk....3049 Don't say this openly or you'll be lynched and killed on road or get UAPA and ruin your life.

    • @coolguy-zm7tn
      @coolguy-zm7tn ปีที่แล้ว

      @@sk....3049 abe tum bhi reservation use karke Kitna saare resources loot Rahe ho

  • @konchoksoom1229
    @konchoksoom1229 ปีที่แล้ว +2

    I am not indian but very interesting and very useful to the every indian peoples and most your style of speaking is very favorable.

  • @ashwinnair1387
    @ashwinnair1387 ปีที่แล้ว +8

    A suggestion:- you should have another TH-cam channel for such satirical skits like this 😂😂 . It was dope 👌.....

  • @alingbangmikhieyungdzuzu4043
    @alingbangmikhieyungdzuzu4043 ปีที่แล้ว +216

    ........ "Minimum balance" wala idea toh "Master stroke" tha Banks aur Government ka......😜😆😆

    • @xclzv5900
      @xclzv5900 ปีที่แล้ว +8

      They earned much in that and settled it somewhere in their balance sheets😂🤣
      Just bank things

    • @pritam2121
      @pritam2121 ปีที่แล้ว +5

      Haan.. matlab jinke pass paisa nahi hai unka nivaala cheen ke ameero ka loan maaf karenge

    • @MrAtul1962
      @MrAtul1962 3 หลายเดือนก่อน

      Pension Rs 1965/-PM (fixed) Minm Balance required by the bank Rs 5000/- . Andheri nagri chopat raja.

  • @kirankantyadav
    @kirankantyadav ปีที่แล้ว +11

    Kudos
    You're great sir
    Collecting so much of authentic data amd then compiling and presenting in entertaining way is the talent you only can do
    India should be courteous for your efforts

  • @newtd2988
    @newtd2988 ปีที่แล้ว +5

    Awesome!! Stories of the two categories are so real!! I just want to add when it comes to the remaining category of people who actually build or produce for the country. Watching the first few minutes, reminded me of a person near my village. Just to get a loan of 50 thousand for a small business what that person went through. "Sharmaji" an educated middle-class man, could still go to the xerox shop to get copies of the required documents. Compared to this think of that situation. Akash sir, kindly see if it is possible to add a part-2 on the video to cover people for whom getting access to the banking system is even more challenging.

  • @akashyadav8513
    @akashyadav8513 ปีที่แล้ว +146

    "Banks can lend money they don't actually have and when they get grounded because of their own incompetence, they(banks+law maker) simply increase burden on people"

    • @Faisalaamair
      @Faisalaamair ปีที่แล้ว +1

      Bankers Paradox

    • @Spyron_
      @Spyron_ ปีที่แล้ว

      rona aa jata h yahan ek emi dene me ya jabardasti saving ka paisa jab mandatory tax filing me chala jata h 😑😑aur ye log ye sab itne paise leke baith te h

    • @sk....3049
      @sk....3049 ปีที่แล้ว +4

      SARE K SARE UPPER CASTE K HAI SC MEIN JUDGE B APNE KHANDAN K BNATE H MOSLY BRAHMAN .... AUR YH ROTE H K SC ST OBC KISSAN FEMALES MUSLIM SIKH GADAAR H WAAH RE DOGLO 😂

    • @kpopstan7286
      @kpopstan7286 ปีที่แล้ว +1

      Very true brother...Printing Money and losing its value by a common man and still getting lower FD interest and also working hard to earn his living and paying off EMI and fees and charges and abiding by law...after all..Its all for nothing...The money doesnt hold true value coz its not true...

    • @sunilkumaryadav2183
      @sunilkumaryadav2183 ปีที่แล้ว

      @@sk....3049 abe castiest insan... isma upper caste ka sa aagaya. i am obc myself . apna propaganda kahi aur chala. their are rich obc sc and st too.

  • @swapnil8453
    @swapnil8453 ปีที่แล้ว +100

    Starting & Arnab's dubbing !😂😂😂
    Really Insane!

  • @ObscuredByCloud
    @ObscuredByCloud ปีที่แล้ว +4

    I generally don't like or follow your videos, but this video was great. I really urge more videos on lesser known defaulters you have mentioned in this video - Concast etc. You really shed light on a big problem with the current banking system.
    Good job. Keep this up.

  • @aarchi89
    @aarchi89 ปีที่แล้ว +4

    This is so true. I once went to take out a student loan and the lady gave me a giant lecture on how they had to forgive another students student loan because he was shot and got killed. Bottom line - how dare you take student loans from us and how dare someone gets shot and killed.

  • @bichi999
    @bichi999 ปีที่แล้ว +108

    theres no place for a poor & an honest man in this world

    • @apjkalam
      @apjkalam ปีที่แล้ว +7

      Specially in India

    • @siddheshshivraj3534
      @siddheshshivraj3534 ปีที่แล้ว +2

      In India

    • @bichi999
      @bichi999 ปีที่แล้ว +1

      @@apjkalam everywhere in the world... we r divided by economic inequality not by religion

    • @Satya1_official
      @Satya1_official ปีที่แล้ว

      Bengali in Bengal - Bangale bangla bólte hobe, aíta Bengal
      Bengali on TH-cam - Ham deshbhakt 😂

    • @bichi999
      @bichi999 ปีที่แล้ว

      @@Satya1_official eta out of context bolle bodhoy dada

  • @Hussain-fn3wf
    @Hussain-fn3wf ปีที่แล้ว +32

    2 factors to be added to the bank default formula. Political support and Electoral Bonds(un disclosed Money). Easy loan and No action on defaulters.

  • @the_legends_talk
    @the_legends_talk ปีที่แล้ว +28

    Really different creativity 💯💯 with 100% reallity

  • @gavrav010
    @gavrav010 ปีที่แล้ว +24

    Real knowledge buss haste haste..superb 👌

  • @bny9318
    @bny9318 ปีที่แล้ว +60

    5000 crores are 10000 times more than 50 Lakhs.. yet the effort to get that money back is non existent.
    Wonder why we reached this point.

    • @parvindernogi6264
      @parvindernogi6264 ปีที่แล้ว

      What makes you think that the effort is non-existent?

    • @bny9318
      @bny9318 ปีที่แล้ว +1

      @@parvindernogi6264 How many of these Theives have been brought to justice?
      It's been years.. they're living their luxurious life and yet middle class folks are being harassed by banks.

    • @ARationalHindu
      @ARationalHindu ปีที่แล้ว +2

      @@parvindernogi6264 I think NINE years are enough to catch atleast one of them.

  • @sirajshaik1984
    @sirajshaik1984 ปีที่แล้ว +131

    "Risk se ishq" Asli Desh bhakt lete hain, like Akash sir.

    • @savitadevi3418
      @savitadevi3418 ปีที่แล้ว

      😂😂😂😂

    • @middletonshullai111
      @middletonshullai111 ปีที่แล้ว

      U dhar Cart di je sir

    • @adarshh_108
      @adarshh_108 ปีที่แล้ว

      Kuch bhi🤣😂🤣🤣

    • @AsatiManas
      @AsatiManas ปีที่แล้ว

      Arnab Gottuswami = Sadee nalee ka kutte ka babasir wala pilla.
      Sala dinbhar bhokta rehta

  • @sadhanayadav8748
    @sadhanayadav8748 ปีที่แล้ว +3

    This video is so relatable with my personal experience.
    I always get so much of new things to learn from your videos. Thank you for taking a steps to make aware of this basic process. Lastly me and my partner enjoy whenever you personally act on any video.😊

  • @priyankachauhan2519
    @priyankachauhan2519 ปีที่แล้ว +2

    This is sooo informative and simultaneously sad as well. People deposit money in banks for their future growth and due to these scams banks are unable to pay good interest on deposits to these depositors. This money is technically collection from small funds which many small investors or individuals deposit. Very sad but thankyou Akash i hope your voice should reach to right people who can take action against such scams atleast.

  • @pabitrapradhan6184
    @pabitrapradhan6184 ปีที่แล้ว +148

    Now it's time people like Akash, Abhishar, Ravish, Dhruv etc... create a mainstream channel to show the public at large the truth which the existing sold out mainstream channels are intentionally not showing

    • @thedeshbhakt
      @thedeshbhakt  ปีที่แล้ว +45

      why mainstream channel - why not make youtube mainstream ?

    • @sk....3049
      @sk....3049 ปีที่แล้ว +2

      Once watch science journey...it's doing great like these guys

    • @pabitrapradhan6184
      @pabitrapradhan6184 ปีที่แล้ว

      @@thedeshbhakt 🫡

    • @266Abhijit
      @266Abhijit ปีที่แล้ว

      They won’t … bcoz then unke hee narratives problems me aa jate hai. Eg: Malaya, Nirav modi etc etc scams started somewhere around 2010 - 2012. Mehul Chokshi had come to an ex employer of mine (a big finance company) in 2011 for a 50 crore loan (which means during congress time) also Check who was on board of directors in Kingfishers, u will be surprised. These r just 2 examples. Such big loans take time to accumulate. Normally over decade. It is after RBI started collecting data of loans above 5crore called as Special Mention Accounts since 2014 that these things started to come out and these ppl ran away + greed on the part of the banks.

    • @xclzv5900
      @xclzv5900 ปีที่แล้ว

      These broadcast rights will censor anything every now and then at their wish. Moreover they'll charge the license fees as per their wish, the money which can be used in creating the content instead of fake sets and glittering lifestyle which doesnt mean concrete, when we know economics and maths, also it doesnt seem logical, to spend on fake things while the real expenditure should be on nutritious meals, clean drinking water, sanitation, education, medicines and treatments and other necessary things instead of fairness creams to look beautiful when we know there are countries with many b'ful people but do they really have good life, if it was then they dont need validation from other parts of the world🤔
      So why to play by their rules.
      When there is open arena to play own tournament
      Why to seek validation from those who are constantly busy watching fake news and paid news propaganda of an ideology ehich isnt going to feed us, pay expenses.
      They'll just create more and more babies to counter and create the vote bank they want and keep them as they wish to use it wherever they want

  • @amanahconsultants5797
    @amanahconsultants5797 ปีที่แล้ว +18

    Bitter truth of Indian Banks. Here poor are ill treated and goons are well treated. 😭

  • @krakensraken5660
    @krakensraken5660 ปีที่แล้ว +2

    Man these bank managers are the real culprits. Take bribe give loan.

  • @jitendranarainmishra3185
    @jitendranarainmishra3185 ปีที่แล้ว +1

    Public interest litigations ought to be filed in the Courts and questions ought to be raised by the Opposition in the Parliament and in public rallies to nail down those officers who are responsible for the corruption and issuance of loan to defaulters and also, for taking Swift action against such the guilty who have gobbled up public money, and for time bound recovery of money from them.

  • @deenKiChahat
    @deenKiChahat ปีที่แล้ว +133

    जो मर्द थे वह जंग में चले गए और जो नामर्द थे वह संघ में चले गए जय जवान जय किसान

    • @Autumnfeverr
      @Autumnfeverr ปีที่แล้ว +1

      👍

    • @omjoshi1748
      @omjoshi1748 ปีที่แล้ว +8

      राष्ट्रीय समलैंगिक संघ.

    • @factnfission7280
      @factnfission7280 ปีที่แล้ว +5

      Just like AIMIM and PFI

    • @factnfission7280
      @factnfission7280 ปีที่แล้ว +3

      PAPPU TEAM ALSO NAMARD

    • @siddharthgoyal3023
      @siddharthgoyal3023 ปีที่แล้ว +1

      Musalman aisi baat kare to samaj b aata h par hindu b batao support kar rhe h inhe , dhram badal lo bhai fir

  • @TheViqaruddin
    @TheViqaruddin ปีที่แล้ว +3

    I am a retd Bank Manager and what he says is to a large extent correct. The Nationalised banks gave first preference to foreign excnage and big companies and gave least preference to its Agricultural branches in computerization. I have lot of experience in financing these simple farmers and small shop keepers on whom we put pressure to recover but unfortunaletly it is difficult to see the big borrowers because they will not be available in their officeses and we have to deal with their employees. big corporates don't come to the bank but bankers go to them to finance.

  • @walterdmello9500
    @walterdmello9500 ปีที่แล้ว +2

    Akash, you are exposing the reality so well. Keep up the good work!

  • @ateequrrahman4684
    @ateequrrahman4684 ปีที่แล้ว +28

    On slip counter there's a 2rs pen tied with thread that no one can steal it.

  • @sudheekshsadashiv3195
    @sudheekshsadashiv3195 ปีที่แล้ว +66

    Banking system has become major exploiter in the present days. The zero balance accounts, higher rate of interest on savings accounts have vanished to thin air. Now they ask a simpleton to keep 2000-5000Rs. as minimum balance which is highly unreasonable. Majority of the household run on these 5k per month. And, the credit score is the most useless thing in India. I personally have 800+ credit score and still have struggled to get a decent amount of loan. Systematic planning to keep the poor below the line, push the middle class even below making the rich even richer.

    • @xclzv5900
      @xclzv5900 ปีที่แล้ว

      Thats the while reason behind the growing wealth of millionaires and the rising no. Of it in the top 500/1k richest list.
      It shows how many people were rich from inheritance, hard work, scammers.
      How can some dictator govt across the world survived all these years, how were they funded
      There're people from some countries which were outsourcing many things outside and do things which is notorious in nature

  • @pz6855
    @pz6855 ปีที่แล้ว +3

    I felt very bad . When sbi manager refused to give me education loan because my father's cebil score was not enough. My father has 23 lakhs home loan and due to covid we were not able to pay installments on time . My mother and I requested our bank branch manager. He angrily said " do you know from where this money comes from ? People save their hard earned money in our bank . And people like your father don't pay installments on time making inconvenience for us " I still remember my mom's face , she was very disappointed and sad .

    • @MrAtul1962
      @MrAtul1962 3 หลายเดือนก่อน

      This same bank ate 6k rupees in name of processing of home loan application and the whole excercise ended in a waste.

  • @THETRIVIALTHINGS
    @THETRIVIALTHINGS ปีที่แล้ว +2

    That sketch was too accurate. It was gut-wrenching.

  • @bijanmondal4639
    @bijanmondal4639 ปีที่แล้ว +160

    This the quality of journalism... not only we want.....we also need ❤️

    • @AsatiManas
      @AsatiManas ปีที่แล้ว

      Arnab Gottuswami = Sadee nalee ka kutte ka babasir wala pilla.
      Sala dinbhar bhokta rehta h🐶

    • @Satya1_official
      @Satya1_official ปีที่แล้ว

      Bengali in Bengal - Bangale bangla bólte hobe, aíta Bengal
      Bengali on TH-cam - Ham deshbhakt 😂

    • @bijanmondal4639
      @bijanmondal4639 ปีที่แล้ว

      @@Satya1_official Bengali bolne se deshbhakt nahi ho sakte hai kya? relation samaj main nahi aya....
      Math accha nahi tha kya?

    • @Satya1_official
      @Satya1_official ปีที่แล้ว

      @@bijanmondal4639 r u Bengali?

    • @bijanmondal4639
      @bijanmondal4639 ปีที่แล้ว

      @@Satya1_official does it matters?you are an Indian your vision and my vision should be same ....

  • @anmolpatel1630
    @anmolpatel1630 ปีที่แล้ว +26

    What a great sense of Humour...😅😅
    A nice vedio to tell reality of Our Nation Banking...Loan faculty.....
    How the difference is done between Rich And Poor...
    Middle Class people take loan of just 5 lakh...but when one EMI is skipped..Banks will drag you courts...

    • @sharankumar4396
      @sharankumar4396 ปีที่แล้ว +1

      Several times I have read in newspapers that farmers commit suicide just for 1-2+ lakhs loan meanwhile all this bank looters are looting thousands of crores to banks,but banks do nothing to this bank looters, this is harsh reality of India's banks

    • @anmolpatel1630
      @anmolpatel1630 ปีที่แล้ว

      It's a harsh reality Bro...
      Some people in our society support this thing...😢😢

  • @jkj1459
    @jkj1459 ปีที่แล้ว +1

    VERY TRUTHFUL CONTENT .. MILLIONS SUFFERING SUCH THINGS . WE ARE HELPLESS .

  • @kiranpatel895
    @kiranpatel895 ปีที่แล้ว +2

    Please research and do episodes on how bank's balancesheets are cleaned by moving NPA to ARCs and NARCL

  • @rgnandanshetty2950
    @rgnandanshetty2950 ปีที่แล้ว +18

    This thought of mistreating small and hardworking people while trying to get loan was cribbing me since my college days, good that you brought this up....people need to take this issue very seriously and start questioning govt, instead of wasting time on trivial issues

  • @pranav275
    @pranav275 ปีที่แล้ว +22

    Honesty is penalized and dishonesty is rewarded by our banks

    • @syedmustafa230
      @syedmustafa230 ปีที่แล้ว

      Tabhi toh chuna lagta hai gareeb logon ki baddua se 😆 😂

  • @rishichowdhury533
    @rishichowdhury533 ปีที่แล้ว +2

    The faceless income tax is another such thing, where once gone will never be seen again. Can you please do an episode on it.

  • @rgopalakrishnan1975
    @rgopalakrishnan1975 ปีที่แล้ว +1

    Many loans become NPA because it is difficult to close down companies when they are no longer competitive. Employees continued to be paid as they cannot be fired. Amend industrial disputes act, and the loan defaults will decrease. Not all loan defaults are scams

  • @69Solo
    @69Solo ปีที่แล้ว +23

    Bhai!
    I Got my very first house on loan this month. Please pray for me. I want to repay it within 5 years. Literally society ki zabardasti thi. But I am happy that I’ll have roof of my own. After possession Mai Puri society ko darwaze ke bahar rakhunga.
    Plus you are always welcome. It’s in karzat next to Matheran. If you ever come to that side my doors are always open for you.
    Once again pray for me! 😊

  • @thespherepedia
    @thespherepedia ปีที่แล้ว +18

    Bank officials should be given lethal punishment for doing such acts

    • @hermanirascible3310
      @hermanirascible3310 ปีที่แล้ว

      Loans of such amounts I.e. more than INR 50 crores are sanctioned by the topmost Bank Officials read ED, CMD.

  • @mayankbhagat4791
    @mayankbhagat4791 ปีที่แล้ว

    Economics ke baare me episode acche hai , bahut kuch samajhne ko milta hai aasan bhasha me 👍👍

  • @gundyabhau5986
    @gundyabhau5986 ปีที่แล้ว

    Please do make a list what issues you have talked about till date and make one summery episodes and what is the current situation of those issues... It's really needed since election are coming one series of your vidoes will atleast make aware some people who will send some more opposition leader in parliament...

  • @alfredpullan1457
    @alfredpullan1457 ปีที่แล้ว +14

    Everything is so true Akash. The only thing left to do is close the banks with huge bad debts instead of bailing of the banks.

  • @alokbharti8261
    @alokbharti8261 ปีที่แล้ว +52

    I missed 2 emi of PL, and the bank hired the team to call my relationship and defamed me ...

    • @gouravnagda6080
      @gouravnagda6080 ปีที่แล้ว +8

      Report RBI about this issue

    • @interestingfacts2932
      @interestingfacts2932 ปีที่แล้ว

      Re bhai India me aisa hi hota h.

    • @sapnameena3904
      @sapnameena3904 ปีที่แล้ว

      U guys r talking about fucked up system then if banks take actions u cry

    • @niveditaalva1209
      @niveditaalva1209 ปีที่แล้ว

      Very well said judges s
      Help the bank robbers

  • @cagurbir
    @cagurbir ปีที่แล้ว +1

    Great video sir.. u r are a true deshbhakt..

  • @pavankumar.b7077
    @pavankumar.b7077 ปีที่แล้ว +1

    Finally someone spoke on behalf of middle class family issues..

  • @ayeshaclassesgk
    @ayeshaclassesgk ปีที่แล้ว +21

    Jay hind sir❤️I love your content love the positive energy Your videos are always lit. Lot of hard work and dedication it take. Content always classic

    • @ETXD-fb5rn
      @ETXD-fb5rn ปีที่แล้ว

      How come you are in every channel's comment section ! But didn't expect you here 😅

    • @YtChannel0007
      @YtChannel0007 ปีที่แล้ว

      Rip Shahrukh Khan

  • @kpopstan7286
    @kpopstan7286 ปีที่แล้ว +8

    My god Akash...It is truly a blessing and pleasure to have someone like u to make these videos man...Idk if its monetised...Becoz ur efforts deserve a lot more...Thanks to u for always unconditionally raising voices of truth and expose reality.

  • @swapnilchaudhari4253
    @swapnilchaudhari4253 ปีที่แล้ว

    Thank you Deshbhakt. Amazing video with good information. 👍🏻💐👍🏻

  • @dineshbhatt1223
    @dineshbhatt1223 ปีที่แล้ว +15

    Dear Akash, great episode with super research work..and sarcasm in credible..really congratulatig you for bold and courageous journalism.

  • @Sharekhan.PowerBroker
    @Sharekhan.PowerBroker ปีที่แล้ว +15

    What about those who haven't left the country? You should do a story on other major defaulters where there are question marks on their accounting practices.

  • @syedbillal5405
    @syedbillal5405 ปีที่แล้ว +1

    U r too good to keep the truth and facts to Indians

  • @TrijeshwarDebbarma
    @TrijeshwarDebbarma ปีที่แล้ว

    Face the same issue, got rejected for not having a government regular job, then for trying to build in rural not in urban ara
    Then asked toh provide to itr from two family members

  • @issacdhan
    @issacdhan ปีที่แล้ว +14

    From decades I'm telling about Banking and Monetary system and their close relation with our political system, and people laugh at me and say, we have to live in this society. They treat Bank Personals as God. I hope future generation will understand this Game.

    • @sharankumar4396
      @sharankumar4396 ปีที่แล้ว

      Several times I have read in newspapers that farmers commit suicide just for 1-2+ lakhs loan meanwhile all this bank looters are looting thousands of crores to banks,but banks do nothing to this bank looters, this is harsh reality of India's banks

  • @thelionsdenfitness613
    @thelionsdenfitness613 ปีที่แล้ว +12

    Akash banargee is true man who speaks common man's voice ... Bhai u deserve more thanQ m facing same problem...

  • @sudhirp1273
    @sudhirp1273 ปีที่แล้ว +1

    My friend went for a mortgage loan with all the property papers and the banker asks him "how should I believe that these documents are original and yours"? Without even checking the documents.

  • @manishsahani4646
    @manishsahani4646 ปีที่แล้ว +2

    Middle class:- Hum Kare to Kya Kare Kahe To Kya Kahe😀

  • @SinghChandan123
    @SinghChandan123 ปีที่แล้ว +30

    At 1:57 I stopped smiling, may be deep down, felt the seriousness of this situation😐

  • @mdsaif5889
    @mdsaif5889 ปีที่แล้ว +4

    A similar situation prevails in Bangladesh. The government is protecting bank robbers and formulating banking policies so that they can launder more money abroad than before.

  • @sandipghosh3781
    @sandipghosh3781 ปีที่แล้ว +1

    Please make a video on china's current covid situation and Chinese vaccine

  • @seshadri4737
    @seshadri4737 ปีที่แล้ว

    This GUY is. A CLASS with funny DRAMATICS .
    THIS is the SAD REALITY of LOANS
    throughout. The WORLD .
    SMALL PEOPLE PAY for. the LOOT
    of the RICH.

  • @georgetimothy7819
    @georgetimothy7819 ปีที่แล้ว +12

    You have discussed the defaulters but like previous head of
    ICICI,those who connived should be exposed and acted upon. Well done Akash.

  • @sheetalpurigoswami4700
    @sheetalpurigoswami4700 ปีที่แล้ว +22

    Quite informative. Let me add that, it is not only the customers of bank who pays by way of other charges for the stated defaults. Time and again, government infuses funds in nationalized banks, i.e. Capital Infusion.

  • @1986pp1712
    @1986pp1712 ปีที่แล้ว

    Very informative..Any data information about the bank earning from charging for ATM, SMS etc. .. Total extra amount charged by bank for these services Vs total amount spent by bank for offering these services can be an eye opener aswell

  • @alleykiran6556
    @alleykiran6556 ปีที่แล้ว +1

    How can this be fixed... Is there a law that helps the common man to fight this situation in court?

  • @iamzeyrox01
    @iamzeyrox01 ปีที่แล้ว +11

    Thats the problem a person when gets salary of Rs 50k-80k a month it is very hard for him or her to take a home loan

    • @junnarrcbz123
      @junnarrcbz123 ปีที่แล้ว +1

      Hey bro my salary is 9k /month ...i still tell my children's to save money

    • @vijayakumarsamuel7748
      @vijayakumarsamuel7748 ปีที่แล้ว +2

      @@junnarrcbz123 Wise father please keep. it up
      see that they regularly save God Bless you bro.

  • @bornathlete9206
    @bornathlete9206 ปีที่แล้ว +10

    4 yrs ago i was wandering from bank to bank to get education loan. Coz govt had scheme that any student can get loan without paying interest. My graduation started 2 yrs late due to insufficient money. I wonder how politely they talk while selling insurance, credit cards, FD's !

  • @sanjoyroystravelblog5413
    @sanjoyroystravelblog5413 ปีที่แล้ว

    From these discussion it is clear we should not go to bank to deposit our hard earned money for petty interest. We should use our money other way. But it very hard to use our money in market in right direction.

  • @dpk9747
    @dpk9747 ปีที่แล้ว +1

    Please define the Indian banking system in one line.

  • @azharmd8525
    @azharmd8525 ปีที่แล้ว +7

    Aap jaise desh bhakt k wajah se he hamein sachchai patha chalraha hai.
    Thank you dil sey sir.

  • @gargimahapatra4818
    @gargimahapatra4818 ปีที่แล้ว +50

    What irks me the most is .... Even if you question them.... They simply don't bother to answer.... They literally exploit their right to remain silent.... They will very well say "loan Lena hai to lo warna chalte bano."
    Ek genuine tax payer ye bhi nahi keh sakta ki... Humne Jo paise tax main diye Hain uska utilisation batao otherwise I won't contribute.... You are always taxed but never answered.

    • @napoleonbonaparte937
      @napoleonbonaparte937 ปีที่แล้ว +5

      Exactly, One of the reasons why more than 12 Lakhs ultra bright Indians left Indian citizenship in last 8 years.

    • @sharankumar4396
      @sharankumar4396 ปีที่แล้ว +3

      Several times I have read in newspapers that farmers commit suicide just for 1-2+ lakhs loan meanwhile all this bank looters are looting thousands of crores to banks,but banks do nothing to this bank looters, this is harsh reality of India's banks

    • @sk....3049
      @sk....3049 ปีที่แล้ว +3

      All scammers are from upper caste ...aur desh ko barbad 1.8 percent ( st sc st OBC) arakskan kr raha h waah andhbkhto 😝i

    • @abhi111189jit
      @abhi111189jit ปีที่แล้ว

      @@sk....3049 To lower cast to upar bheja to scam nahi hoga? Dekh lo , Casta matter nahi karta . Koi 5000 ka kata hain to koi 5000 crore ka. Doglapan sab caste me hota hain. Caste se bahar , apne ko desh ke vasi samjho.

    • @YtChannel0007
      @YtChannel0007 ปีที่แล้ว +1

      *Modi hai to mumkin hai*

  • @zaidmulla4184
    @zaidmulla4184 ปีที่แล้ว +1

    Sir aapka explanation bahot unique hai

  • @saleemkh2082
    @saleemkh2082 ปีที่แล้ว +1

    Investigation to be initiated against those bank officials who sanctioned such loans, kickbacks received and illgotten wealth be recovered.

  • @PowertoTransform
    @PowertoTransform ปีที่แล้ว +12

    You are right. It angers to see how middle class is treated. But when the elections come and we check candidate's caste, religion to vote then I feel it's happening with us because maybe we deserve it. For majority of the people even today these issues are more relevant. We are only offended and bothered about select few topics in long term. Rest all pain and anger about these issues is temporary.

    • @YtChannel0007
      @YtChannel0007 ปีที่แล้ว

      *Modi hai to mumkin hai*

    • @coolguy-zm7tn
      @coolguy-zm7tn ปีที่แล้ว

      @@YtChannel0007abe sale, congress ne Nirav Modi aur malya ko loan release kiya

    • @YtChannel0007
      @YtChannel0007 ปีที่แล้ว

      @@coolguy-zm7tn Rip your mother

  • @jyotisingh6761
    @jyotisingh6761 ปีที่แล้ว +31

    Mind blowing Dear Aakash. Always a very unique content full of humour and information. Congratulations to your team.

    • @arunmittal8500
      @arunmittal8500 ปีที่แล้ว

      what kind of humour here??????????????????????

  • @arshaan16
    @arshaan16 ปีที่แล้ว

    The High Court of Gujarat recently rebuked the State Bank of India for not issuing a no dues certificate to a farmer due to the pending dues of just, believe it or not, 37 paise ( not Rs.) in his accounts!
    This should be read along with the statistics that the same bank wrote off loans amounting to Rs. 34,402 crore ( one crore=10 million) in the financial year 2020-21.

  • @ramakantyadav1317
    @ramakantyadav1317 ปีที่แล้ว

    Excellent Reporting, Thanks

  • @mosin83
    @mosin83 ปีที่แล้ว +4

    Hats off to your content.
    How can we solve it?
    Every problem you bring to light, please give some solution to individual and society as whole.

  • @dishabhattacharya4561
    @dishabhattacharya4561 ปีที่แล้ว +7

    28 deshbhakt businessmen who looted money from Indian Banks:
    1) Vijay Mallya
    2) Mehul Choksi
    3) Nirav Modi
    4) Nishan Modi
    5) Pushpesh Baidya
    6) Ashish Jobanputra
    7) Sunny Kalara Arti Kalara
    9) Sunjay Kalara
    10) Varsha Kalara
    11) Sudhir Kalara
    12) Jatin Mehta
    13) Umesh Parikh
    14) Kamlesh Parikh
    15) Nilesh Parikh
    16) Vinay Mittal
    17) Eklavya Garg
    18) Chetan Jayantilal
    19) Nitin Jayantilal
    20) Dipti Bein Chetan
    21) Saviya Saith
    22) Rajiv Goyal
    23) Alka Goyal
    24) Lalit Modi
    25) Ritesh Jain
    26) Hitesh Nagenderbhai Patel
    27) Mayuriben Patel
    28) Ashish Suresh Bhai
    Total amount looted: Rs.10,000,000,000,000/- (Rupees Ten Trillion)
    None of them was a Pakistani, none was a Muslim, none was a Punjabi, no one was a Khalistani. None was declared a Terrorist, none was an Urban Naxal. No one from OBC/SC/ST.
    Except for Vijay Mallya, the rest all belong to Gujarat! And Modi sarkar is neither bringing them back nor arresting. So who is a deshbhakt?

    • @user-tt6fh1ds8x
      @user-tt6fh1ds8x ปีที่แล้ว

      It is in their blood" looting & exploiting poors" & history have already proven that.

    • @user-tt6fh1ds8x
      @user-tt6fh1ds8x ปีที่แล้ว

      @@anupasati3433 paar khoon toh gujju ka hi hain.

    • @sjajsms
      @sjajsms ปีที่แล้ว

      Kabi zindagi mein nai dekha 10000000000000000 🤣🤣

  • @RJ_Editz007
    @RJ_Editz007 ปีที่แล้ว +2

    Sir Hoodie has a deep meaning 🤣

  • @arnavaggarwal8770
    @arnavaggarwal8770 ปีที่แล้ว +21

    What you’ve portrayed is so on point! Banks harass middle class people so much and just hand out loans to HNIs so freely.

  • @ravindranviswanathan9573
    @ravindranviswanathan9573 ปีที่แล้ว

    Great work. Also bring out one more on the Italian mafia woman family

  • @AsatiManas
    @AsatiManas ปีที่แล้ว +15

    ❣️❣️👏Unbeatable acting👏❣️❣️
    That's why i love akash bhai
    Unique and different concept ☺️