BEST Citi Credit Cards for Max Rewards | Better Than Chase & Amex?!
ฝัง
- เผยแพร่เมื่อ 24 เม.ย. 2023
- Citi credit cards are underrated, both for travel & cashback. With Citi Premier, Citi Double Cash, Citi Custom Cash, and others, there are quite a few cards that can benefit anyone and everyone. In fact, Citi has some of the easiest to understand and use cards out there, competing head-to-head with some cards from popular issuers like Chase and American Express.
In this video, we break down the BEST Citi credit cards to consider, whether you’re team cash back or points, how to best use the cards, and how to get the MAXIMUM value from the rewards you earn!
🔥💳 My Favorite Card Picks ➡️ kevinyang.info/credit-cards
USEFUL LINKS 🔗 to learn more about:
💳 More Citi Double Cash: kevinyang.info/citi-double-cash
💳 More Citi Custom Cash: kevinyang.info/custom-cash
💳 More Citi Premier: kevinyang.info/citi-premier
💳 More Citi AAdvantage Platinum Select: kevinyang.info/citi-aa-plat-s...
💳 More Chase Sapphire Preferred: kevinyang.info/sapphire-preferred
💳 More Capital One Venture X: kevinyang.info/venture-x
🎥 My TH-cam Gear: amzn.to/3ZhdF7M
❓ Redeeming Citi points:
thepointsguy.com/guide/redeem...
upgradedpoints.com/credit-car...
www.nerdwallet.com/article/tr...
---------------------------------------------
FREE STOCKS & 💰:
💸 Get 1 Free Stock w/ Robinhood after any deposit: kevinyang.info/robinhood
🛒 Get $30 Bonus w/ Rakuten: kevinyang.info/rakuten
---------------------------------------------
OTHER VIDEOS ▶️:
The 8 BEST Credit Cards (2022): • The 8 BEST Credit Card...
Amex MAX Value: • How To Redeem Amex Poi...
Chase MAX Value: • How To Redeem Chase Po...
Capital One MAX Value: • How to Redeem Capital ...
---------------------------------------------
#creditcards
#bestcreditcards
#creditcardstrategy
Advertiser Disclosure: Some of the products that appear on this website are from companies from which Kevin Yang will earn an affiliate commission or referral bonus. Kevin Yang is part of an affiliate sales network and receives compensation for sending traffic to partner sites. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear)
The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
Kevin Yang is not a financial advisor. The ideas mentioned in these videos are for entertainment and education purposes only, not financial advice. Please conduct your own research before making financial decisions.
More Videos: / @kevinyang
![CAMPปลิ้น | EP.76[2/2] เดินมาสิบกว่าป่า วันนี้รู้แล้วว่าโจโฉกลัวอะไร!](http://i.ytimg.com/vi/R7Yor-t2Au0/mqdefault.jpg)
Do you have or plan to get Citi cards? Why or why not? ⬇
My favorite cards: kevinyang.info/credit-cards
Citi definitely has some underrated cards. The one thing that stops me from being a big fan of their ecosystem is their small rules and quirks that can be really annoying. For example, them taking away certain Mastercard benefits like cell phone protection (particularly on the Custom Cash) as well as the fact that they don't allow you to transfer points from your Custom Cash to a family member or spouse's account. Those are just the annoying little things that I've come across so far, but they do have some powerful cards, particularly with their earning categories. Great video Kevin!
That’s a great point! I think Citi’s moving in the right direction, but I agree there are a lot of quirks that need to be adjusted. Do you have any Citi cards, or which would be your first if you were to choose?
@@KevinYang Spencer has the custom cash.
@@KevinYang Agreed! I have the Custom Cash currently, but I'll likely add the Citi Premier to transfer those points out down the line.
@@makemoney6411 Correct!
@@SpencerJohnsonOfficialwould the rewards+ allow you to do the same thing.
Yep got the Citi Trifecta(DC, CC and Premier) using it mainly right now as a cash back set up until i can find a get use for the TY points.
Great vid.
Yes sir! Thanks for this video! 👍
Thanks for watching!
Citi has some very solid cards. The only one I have myself is the Custom Cash. Definitely interested to see what happens with the possible new/revamped travel cards this year.
Custom Cash is definitely one of the better ones of the bunch! Are you looking to get another one soon?
Citi has good cards with great multipliers! The lack of travel protections keeps me away from them for now. Great video and information 👍
Yeah that's a big downside. I hope they revamp things with their upcoming rumored new cards!
Just pay the taxes with a card that has travel protection and you’ll be good
@@alexmuskie1 yes that works but is also lacking other good protections like car rental protections. I will get Citi cards in the future but can’t be my main setup. I value protections a lot.
Good video!
Thanks for watching!
You could change the premier after the sub to another custom cash and have two of the categories covered at 5 percent with no af. You can even throw in a third one with some ambition. Throw in the rewards+ and double cash and it's a party. Woo 🎉
That's a great path for double the benefits there!
Citi does have some very underrated cards! The Custom Cash is a must have to use as a dedicated Card for a specific spending category!
Especially for the Gas category! Do you have the Custom Cash or other Citi cards Matt?
@@KevinYang I actually don’t have any Citi Cards at the moment but the Custom Cash is on my list for this year!
@@MattWelterOfficial Awesome addition! Do you have the Freedom Flex already?
@@KevinYang Yeah I do have the Freedom Flex! I'll probably use the Custom Cash as my dedicated Gas Card!
I’m definitely going to get a Citi Custom Cash to lock in that 5% back on gas. I’d like to get the Citi Double Cash to reach that 2% baseline on everything else, but the Wells Fargo Active Cash can also do 2%, and it comes with a welcome bonus, unlike the Double Cash. I’d really like to get the Double Cash so I can manage my cash back rewards all in one place, but it’s hard to argue with the Active Cash’s welcome bonus. If the Double Cash had a welcome bonus it would be a no-brainer.
The active cash also comes with cellphone protection.
the million $ question is, when are the Strata cards coming out. I heard its at the end of this month but since they bumped up the SUB on Premier and Rewards + I have a feeling they will postpone the release again :(
Yeah.. I'd imagine it's gotta be soon though, given all that's been happening already!
I love Chase & Amex. However, Citi & Capital One both have solid credit cards that could be a better fit than any Chase or Amex card.
Definitely! A couple more adjustments to their lineup and Chase/Amex may need to start worrying!
What qualifications do you need for citi customs cash ? Which bureau do they pull from?
Just flew Japan Airlines first class into Tokyo from SFO. Incredible experience for only 80k miles. Had to reposition to Seattle first then to SFO . Then onto Tokyo but it was the best flight I’ve ever taken. I fly biz class back to Seattle on Japan Airlines for 60k. American Airlines wanted 300k each way from Chicago I think. Flying onto Thailand on EVA in business class from Tokyo. With an overnight stop in Taiwan which could be interesting. If you can book that first class Japan Airlines ticket book it. Even if you have to reposition. It’s worth it. Once in a lifetime experience.
Did you book thru Alaska?
@@kronix1095 I booked thru American Airlines. But I had to fly Alaska from Seattle to get the Japan Airline flight.
I tried to fly from Chicago to SFO without going thru Seattle but that flight was not available unless I flew thru Seattle first. Lots of hoops to jump thru but the end result was worth it in the long run.
Awesome bookings! Yeah the JAL First is definitely on my list... So far I've got EVA and SQ business class tickets booked this year! What are your favorite cards to rack up those points?
@@quinnrivera5075 Wow repositioning to Alaska? Haven't heard that one before!
Is it possible to have the custom card and double card, then later product change the double card to a 2nd custom one?
Should be possible!
Yes
Thanks for sharing! I need some suggestions from y'all about choosing between citi trifecta vs chase trifecta
I have a citi premier (TYP: 15000), CFU & CFF (UR:42000) right now, but I am kinda struggling choosing my next one to max out my rewards.
Casual traveling in the US (3 to 5 times a year), and outside of US to Asia (1 to 3 times a year)
Monthly credit card spend: $1500 ~ $3000
Most spend category: hotel = flight > grocery > shopping > restaurant > others
Option 1:
a. Citi Custom Cash: I go to concert really often, so that 5x live entertainment category would be helpful during ticket sale seasons
b. Citi Rewards: 10% extra points transferred to airline partners
Concern: I used my 90w TYP last month for flight ticket $1:1TYP (REALLY bad decision!). And now I only got 15K TYP available. Is it worth if I start accumulating my TYP with both cards above?
Option 2:
a. Chase Sapphire Preferred: Welcome bonus + 1UR: 1.25. Can add it up to my current UR 40K to exchange flight ticket.
Concern: Not sure how I can maxmize my rewards since most categories are 2x.
I am still new to the world of credit cards, so feel free to correct me if I was wrong on any details above.
I don't Think Any Other Card rather than custom cash worth keeping from citi taken into consideration other options available in market
The Custom Cash is really awesome, though I think the Premier could be good for people who want something basic, given the 3x categories (though maybe the Cap1 Savor One could fill that slot)
The downside to Citi (Premier), if you cancel you have 90 days to use the points.
$10000 2% is $200 not $2000
My wife got pre-approve offer via mail for custom cash, $200 cashback after spending $750 ( Half of normal spending requirement) : Data point --> Citi states that she is already Citi customer, so it is a special offer. My wife has checking account with citibank.
Thanks for that datapoint, makes it just that much better with half the spending requirement!