269 Credit cards pros and cons

Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not able to pay their debts back. In your opinion, do the advantages of credit cards outweigh the disadvantages?
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[@manjotkaur1336]

I think you should use "do not" instead of "don't".

[@sidhu_mandeep_]

thanku mem .