Gail came into my store in Guelph, Ontario (I think she lives there) about 8 years ago. I was up on a ladder painting over a patch I’d done on a wall. It wasn’t until after I’d come down to say hello that I recognized her. She smiled at me and asked why I’m up the ladder doing this kind of thing? I smiled back bigger and said “no money”. She laughed. She’s wonderful.
I am loving Canadian reality shows they are less dramatic than Americans ones. If this was an American show they would be an extra 30 minutes of shouting, useless arguments about fake divorces etc. This is refreshing no reality TV fluff just some calm people seeking for genuine help and a host who is willing to help.
Aww, this one was so much more wholesome than the last one I watched. This couple really wanted to get out and needed help, but they took the advice and learned 👏😊
How do you get married and not review your financial situation before hand? All of my friends had this discussion, I remember my one girlfriend told her fiance he had to get out of debt and save $5,000 before they could set the date. That made so much sense, he had to get control of his finances and it started the relationship off on the right foot. She wasn't saying he needed to make a fortune, or that she wanted him for his money, but she wanted it to be on an equal footing and move forward together.
The trick to ceilings is to use 2.5 inch angled brush and stay down about an eight of an inch from the ceiling on the first coat. On the second coat your brush will slide so smoothly and you can push that paint right up to the ceiling for a nice smooth line
I HATE trying to paint a decent line at the ceiling/wall junction, I ALWAYS FAIL!!! Love these two. They are the first couple that whole- heartedly embraced the challenge and went above and beyond, she should have given them $10k❣
@@barnabusdoyle4930 sadly, I've tried every trick in the book and still fail miserably. My brother was a professional painter, tried repeatedly to teach me how because I insisted that I wanted to do it myself. No good! Gah! The ceiling is bumpy where it connects so it looks like hell... I suck!😖
My late husband and I used envelopes back in 1968. We never lived above our means. We never tried to keep up with the Jones. My husband passed almost three years ago. We were married over 51 years. I am retired and live on approx $80,000. I only owe on my mortgage. No car payment, no credit card balances. Anyone can do it.
Diana Binkowski, Sorry for your loss. Up until September this year I did a weekly budget using envelopes. Now I still do weekly cash budget, but I used plastic wallets. Got a pack of 5 in a Euro shop. It's like the dollar store on your side of the Atlantic. Have no debts. At the risk of being rude, I have to ask. Wouldn't it be better to pay off your mortgage? With the interest saved, you'd have more for savings, indulgences or charity.
Here in Canada a house is now over $1million in most cities. Life is not the same as it was 55 years ago. My parents bought their house in Victoria, BC for 11K in 1971. Today it would be at least $1.5 million (and the house is bulldozer bait - nothing special at all). My mom didn't have to work, they had 5 kids, new cars (zero debt ever). Mortgage was paid off by about 1977. That life just doesn't exist anymore.
@@debbielockhart7762housing prices have literally doubled in my area in the past 5 years. From around $600k to around $1.2m. Listening to someone talk about money management who bought a house in 1968 is laughable. That’s like listening to someone with a pet terrier give advice on how to fight off hyenas.
I laughed hard when Gail said tht she expects the couple to name their baby "Gail".... i wish there's a follow up episodes on where the couples are at now
Yes, an angled brush and only dip it into the paint less than 1 inch. Or go even easier, most rooms in my house are soft colors and we painted the walls and ceiling same color. I love it.
Isn’t it odd that they don’t teach juniors and seniors in high school how to not get into student loan debt? I guess they are too busy telling them it’s ok to be trans.
The most satisfying episode ever!!! I am going to re watch it!!! Gail was wonderful, teaching how to cook and meal prep, offering them a dinner in the end, and they are adorable too. They had a different light in their eyes in the end, I hope their lives turned out beautiful, they were so committed.
@Connard Cyndi Mathematically, we're beyond broke. In reality we could become "not broke". The problem is spending. Not revenue. But, politicians will never tell Americans that they need to become responsible for themselves. Especially those Casinos on wall st.
@@bmw803 What an idiotic comment. The US citizens have zero say in how Congress spends our tax dollars, we also have zero say on how the Federal Reserve runs it's monetary budget, just like how Canadians have no say in how their prime ministers spend their Canadian tax dollars.
@@terriesmith2616 US citizens have no say about anything. Our politicians are bought. These same politicians main goals are to stay in office to acquire wealth and the American people do not matter in the least.
How are you in debt making $9000 a month. I never made that much and happily raised two children on my own. I know a lot of families would love half that income a month!
It's so refreshing to see a couple focused on building and growing together, rather than just maintaining an image for others. Wishing them all the best on their journey!
@@JewelBlueIbanez My mother was ahead of her time so. I remember my mother food prepping in the 1970's. She cooked everything from scratch, no tins or packets, everything fresh. Small town in Ireland with plenty of seasonal veg, less choice in fruit. And almost carbon neutral before we knew how carbons effect the planet. She worked 2 jobs after my dad died so time was stretched as well as the pounds.
9:40. This can't be more untrue. I'm sure your friends think the exact thing about you while they are drowning in debt. We always think the person next to us has it all together and has no financial problems but the truth remains that about 70% of Americans live paycheck to paycheck. We only see the bright side, the vacations and fancy cars in their social media but reality is a totally different thing.
After 15 years in banking I have learned that it seems to be that the more people earn the more debt they have, its so wild but since they have so much income its like it never occurs to them that they can't afford things and owing 20k when you 'earn' 9k a month makes it easy to assume it will be easy to pay it off.
It’s year 2024 & I just discovered this program! Life changing for me and my spouse. So thankful🙏 i just reduced my phone bill to save additional $300 a year and adjusted reduced internet to save another $480 a year!!
Ah, nice. A couple I actually like. They're not so full of themselves like some and really took to Gail's advice without any whining. They were previously making silly spending mistakes, but took to the challenges and saw the light of day.
I have been paying extra on my mortgage principal every month. It should be paid in full in about six to seven years. I also help pay for my sister's care in a nursing home (final stage of dementia). I keep a comfortable balance in my savings in case of emergencies. I also need to enjoy my life a little and not put every dime to my mortgage and sit alone month after month. No kids, etc so I do mean alone.
You should have seen the Episode where The Wife Simone did 53 Shopping Trips a "Month" which means that she "Shopped" at least Twice a Day, took out cash advances including one for 1000.00 and took money out from ABM Machines which is bad because they charge you big time bad and warn you in advance.
You forgot the worst part - even after being on the Gail’s program for several weeks, she was convinced she deserved a luxury car with a $1,700 monthly payment. She was the worst I’ve ever seen on this show
@@erikab178 Naw! She needs to live in a shelter and shop at a Food Kitchen. I have a Toyota Yaris and I paid $16,000 and it took me Five Years but I paid if off last march. I was so happy.
As someone living in Europe it blows my mind how many North Americans just choose to not pay for things, or they "fall behind" because they forget. Where I live most of these things are automatic and having to manually dispatch money for things like mortgages just isn't a thing. And how people get away with just not paying their taxes for years on end is mindblowing. Again, where I live, that is very close to being literally impossible because tax from most jobs is handled at source. Even if you have to handle your own taxes for whatever reason, you will not get away with ignoring it for years - a few months at most before you start being prosecuted. If you've hired an accountant they will also be up your back passage about it.
I can only assume by the dated decor and fashion that this show was in the early 2000s and you're telling me you're struggling to survive on $9,000 a month....... in those times?!?! Ridiculously reckless
The education system is designed to keep people in poverty. The curriculum should be updated to include home economics, finances, budgeting, credit card loan education, and RRSP education.
Actually when I get my money for the month I said it aside what is bills what is for our needs are and then then whatever's left over at in a month is our play money or goes into savings account usually goes into the savings account unless I buy like little Christmas gifts at the Goodwill or summer cheap
If they were truly smart, they waited until all their debts were paid off and they had at least a full year of savings before even thinking about adding a kid into their issues. Having children doesn't solve any problems, and they only severely increase financial ones if the couple is already in distress.
Rural Ontario or maybe New Brunswick or something. Not all Canadians sound like that, not in Montreal anyway and I think iirc, Vancouver and Toronto have the LA valley girl accent
That's kind of interesting because I live in north eastern Minnesota and I'm not hearing much of an accent at all. Oh dear, I think that means that I have an accent also!😊😁
Wow, just that they owed their parents $32,000. Timothy was in a later episode helping Mike and Maud get physically fit because they ate unhealthy foods. I hope they are eating well now.
It’s so ridiculous for a young couple like this to be using supplements at all. Your body absorbs so little of the actual supplement that it’s just a waste of money. Get your nutrition from actual food, there should be plenty of options even in Canada. One thing I would suggest supplementing would be vitamin D since you are so far north the sun doesn’t provide much up there. But that should be a cheap option.
@@prg4647 It was *definitely* a thing back then but not every bank offered it. Also, not everyone knew about auto payment, and many times people who knew about it would refuse to use it because they were afraid of overdrafts because they would neglect to reserve some money in their account for the payment. That's why I would recommend getting an online only bank account specifically to hold bill/mortgage money: they tend to have NO fees associated with them and even the free checking accounts usually net you some interest back.
I will never be able to relate to how upset people get at the prospect of being child free. Much as I like children, not having any of my own was my best decision ever. I have nieces and friends kids to spoil and help support and spend time with. I don’t miss out at all
Just because the lender tells you you can afford x amount on a mortgage DOESNT mean you actually SPEND that much. JFC. We bought a little over 1600 sq ft 3 bedroom 2 bath house with zero HOA fee. Our mortgage is less than 410 a month which we overpay on each and every month ever since the first payment was due in early summer of 21, knocking YEARS off the life of the mortgage, paying far more towards principal than interest which takes MANY YEARS to do just making the agreed upon payments. We also have the double homestead exemption, once we claimed it our property taxes were cut almost in half.
This show could be so much better. Sorry but the woman who tries to help is just missing the mark or maybe the information that would really put the show in a good place isn't able to be shared. I think her suggestions are weak. The $5000 is a drop in the bucket to what most of these people need, not much of a reward. But getting the stress out of your life is the real reward so I guess it isn't really that little prize that makes going on the show worth it anyway.
This was filmed around 2010 so things are slightly different now, but I think he suggestions are good and realistic. Bot giving them loads of money is good. They need to work out how to take care of themselves, otherwise they're just going to blow through that money anyway and go back into debt.
Gail came into my store in Guelph, Ontario (I think she lives there) about 8 years ago. I was up on a ladder painting over a patch I’d done on a wall. It wasn’t until after I’d come down to say hello that I recognized her. She smiled at me and asked why I’m up the ladder doing this kind of thing? I smiled back bigger and said “no money”. She laughed. She’s wonderful.
Hahah lol
… and really dreadful loud so called music 😖
I am loving Canadian reality shows they are less dramatic than Americans ones. If this was an American show they would be an extra 30 minutes of shouting, useless arguments about fake divorces etc. This is refreshing no reality TV fluff just some calm people seeking for genuine help and a host who is willing to help.
Keep in mind these shows are from around 2005-2010 before some shows got nasty.
I completely agree. I like British reality shows, too. Way less overproduction.
@Jen Em They are amazing. Check out The Big Reunion where Popstars from the 1990's and how their lives changed after the fame. Heartbreaking sometimes
@@laminage I will check it out.
This is part because of Gail. I read an interview and she said the producers wanted to bring more drama and she said no and decided to leave the show.
"But I do expect the baby to be named Gail" - that's hilarious
Aww, this one was so much more wholesome than the last one I watched. This couple really wanted to get out and needed help, but they took the advice and learned 👏😊
Yes and they were not annoying! Haha. They were easier to like than most of the couples on this show.
😅🎉😅🎉🌹💕
How do you get married and not review your financial situation before hand? All of my friends had this discussion, I remember my one girlfriend told her fiance he had to get out of debt and save $5,000 before they could set the date. That made so much sense, he had to get control of his finances and it started the relationship off on the right foot. She wasn't saying he needed to make a fortune, or that she wanted him for his money, but she wanted it to be on an equal footing and move forward together.
That was very wise of her!
Gail went so far as helping then meal prep, I didn't see that in other episodes. The is such a nice lady, she has a heart of gold.
After binge-watching these shows for a couple days now, I'm starting to think I'm not in debt because I hate shopping.
Well done 👍✅ good for you 😊
Same I detest shopping so much😂
@@Coastpsych_fi99Me too. I don't understand it.
Yup, me too. Helps a lot!
It's the credit cards that mostly get people in the trouble they're in
The trick to ceilings is to use 2.5 inch angled brush and stay down about an eight of an inch from the ceiling on the first coat. On the second coat your brush will slide so smoothly and you can push that paint right up to the ceiling for a nice smooth line
I have the feeling these two didn't even watch a TH-cam tutorial first.
I love Gail. She is so tuff and smart and like an angel to help families.
I HATE trying to paint a decent line at the ceiling/wall junction, I ALWAYS FAIL!!! Love these two.
They are the first couple that whole- heartedly embraced the challenge and went above and beyond, she should have given them $10k❣
Check out paint edgers. They are painting tools for this very thing!
Try some painter’s tape to help with those lines and a little protection on the ceiling when painting
@@barnabusdoyle4930 sadly, I've tried every trick in the book and still fail miserably. My brother was a professional painter, tried repeatedly to teach me how because I insisted that I wanted to do it myself. No good! Gah! The ceiling is bumpy where it connects so it looks like hell... I suck!😖
My late husband and I used envelopes back in 1968. We never lived above our means. We never tried to keep up with the Jones. My husband passed almost three years ago. We were married over 51 years. I am retired and live on approx $80,000. I only owe on my mortgage. No car payment, no credit card balances. Anyone can do it.
Diana Binkowski, Sorry for your loss. Up until September this year I did a weekly budget using envelopes. Now I still do weekly cash budget, but I used plastic wallets. Got a pack of 5 in a Euro shop. It's like the dollar store on your side of the Atlantic. Have no debts. At the risk of being rude, I have to ask. Wouldn't it be better to pay off your mortgage? With the interest saved, you'd have more for savings, indulgences or charity.
Here in Canada a house is now over $1million in most cities. Life is not the same as it was 55 years ago. My parents bought their house in Victoria, BC for 11K in 1971. Today it would be at least $1.5 million (and the house is bulldozer bait - nothing special at all). My mom didn't have to work, they had 5 kids, new cars (zero debt ever). Mortgage was paid off by about 1977. That life just doesn't exist anymore.
@@debbielockhart7762housing prices have literally doubled in my area in the past 5 years. From around $600k to around $1.2m. Listening to someone talk about money management who bought a house in 1968 is laughable. That’s like listening to someone with a pet terrier give advice on how to fight off hyenas.
@@debbielockhart7762 If they had five kids, your mother ‘worked’ harder than almost any other adult!
$80,000! That's crazy. That's about 3 times more than most retirees.
I love that Gail did the cooking challenge with them 😂 she is so down to earth
I am so excited - I have NEVER seen this ep! I thought I'd seen them all. Thank you so much!
I know. Thinking same.
yeah same :D theres been another episode uploaded recently too
I think the show ran for something like seven years, so there are a lot more episodes than the ones on TH-cam.
Me too
Apparently there's 9 seasons!
What a sweet inspiring couple. I hope they continued on Gail’s plan & are long since out of debt.
9000.00 income per month and still in debt...whaaaa
And then also challenging them to make even more😳
Riiight!?!?! 9,000.00 a month is over double what were living on. WoW
Agree. Reckless spending
Agree
@@vickyiannucci6630 these are Canadian dollars, which are worth less than U.S. dollars.
I laughed hard when Gail said tht she expects the couple to name their baby "Gail".... i wish there's a follow up episodes on where the couples are at now
I absolutely love this couple, hope they're doing well!
This is awesome. They’re actually doing everything and succeeding together. It’s great.
Great couple that never blamed the other.
It’s almost good that they went through this big challenge and lesson early on in the marriage. I pray they are doing well.
Use an angle brush when you go by the ceiling, that’s key 🔑
Thanks for the tip, I need to paint soon 👩🎨
Yes, an angled brush and only dip it into the paint less than 1 inch. Or go even easier, most rooms in my house are soft colors and we painted the walls and ceiling same color. I love it.
We need a “Gail” in our lives. This is so relevant with inflation student loan debt.
Isn’t it odd that they don’t teach juniors and seniors in high school how to not get into student loan debt? I guess they are too busy telling them it’s ok to be trans.
@@lizadivine3785 You just had to throw that in there 😂
They never taught kids the important stuff, even before all of this wokeness!
The most satisfying episode ever!!! I am going to re watch it!!! Gail was wonderful, teaching how to cook and meal prep, offering them a dinner in the end, and they are adorable too. They had a different light in their eyes in the end, I hope their lives turned out beautiful, they were so committed.
WOW!!! Send Gail to Washington DC and she can replace Janet Yellen as Secretary of the treasury, because WE'RE FRIGGIN BROKE.
I don't think the US population would be happy with the budget cuts.
@@thelourensfamily8048 and that's the problem with Americans. Acting like children and we're gonna pay dearly for this.
@Connard Cyndi Mathematically, we're beyond broke. In reality we could become "not broke". The problem is spending. Not revenue. But, politicians will never tell Americans that they need to become responsible for themselves. Especially those Casinos on wall st.
@@bmw803
What an idiotic comment.
The US citizens have zero say in how Congress spends our tax dollars, we also have zero say on how the Federal Reserve runs it's monetary budget, just like how Canadians have no say in how their prime ministers spend their Canadian tax dollars.
@@terriesmith2616 US citizens have no say about anything. Our politicians are bought. These same politicians main goals are to stay in office to acquire wealth and the American people do not matter in the least.
How are you in debt making $9000 a month. I never made that much and happily raised two children on my own. I know a lot of families would love half that income a month!
I would love half that income a month!
Gail could help our government budget and save money.
She supports the current government so I doubt she would criticize them
Love this couple!! They embraced the whole experience!
They were so appreciative. Cute couple.
The cutest couple ever!
It's so refreshing to see a couple focused on building and growing together, rather than just maintaining an image for others. Wishing them all the best on their journey!
I have been learning so much this each teenager should have to take a course in high school!!❤❤❤
Good show. However I am surprised being into fitness and being a trainer he didn’t weekly meal prep.
Weekly meal prep is relatively new.
He also works A LOT. I do meal prep and it can takes hours.
@@JewelBlueIbanez My mother was ahead of her time so. I remember my mother food prepping in the 1970's. She cooked everything from scratch, no tins or packets, everything fresh. Small town in Ireland with plenty of seasonal veg, less choice in fruit. And almost carbon neutral before we knew how carbons effect the planet. She worked 2 jobs after my dad died so time was stretched as well as the pounds.
Supplements were super trendy
Gail is wonderful ..i l9ve how she is so down to earth with everyone
Wow good for them! I’m happy for them. They have the same goal of wanting to add to their family, so it really helped them work together.
9:40. This can't be more untrue. I'm sure your friends think the exact thing about you while they are drowning in debt. We always think the person next to us has it all together and has no financial problems but the truth remains that about 70% of Americans live paycheck to paycheck. We only see the bright side, the vacations and fancy cars in their social media but reality is a totally different thing.
Yes! It is so easy for most folk to get access to credit nowadays.
@@roxydee1452 access to credit is not the problem. Lack of self control is the problem.
After 15 years in banking I have learned that it seems to be that the more people earn the more debt they have, its so wild but since they have so much income its like it never occurs to them that they can't afford things and owing 20k when you 'earn' 9k a month makes it easy to assume it will be easy to pay it off.
Gale I love the way you work
Amazing that they got $90,000 in debt without realizing they were living so far beyond their income.
"Do you see how much food you put in your faces " 😂😂😂
So wonderful!
Love Gail , such a cool lady .
It’s year 2024 & I just discovered this program! Life changing for me and my spouse. So thankful🙏 i just reduced my phone bill to save additional $300 a year and adjusted reduced internet to save another $480 a year!!
How wonderful to see this. Working in and with nature is so healing.
What an awesome couple!
What a btf couple. Enjoyed seeing their progress
What a sweet couple. So happy for them!
Ah, nice. A couple I actually like. They're not so full of themselves like some and really took to Gail's advice without any whining. They were previously making silly spending mistakes, but took to the challenges and saw the light of day.
I have been paying extra on my mortgage principal every month. It should be paid in full in about six to seven years. I also help pay for my sister's care in a nursing home (final stage of dementia). I keep a comfortable balance in my savings in case of emergencies. I also need to enjoy my life a little and not put every dime to my mortgage and sit alone month after month. No kids, etc so I do mean alone.
Yes. I paid off my mortgage in 6 years. Always paid extra.
Lovely couple!
This couple are willing to changing thier bad habits. Good for them .
I really like these two…I would bet that they succeed!
He's right! Sell the condo, put the profit from it towards the debt...fresh start. Great couple❤
And go back into debt because you didn't change your spending habits...
@@veroniquelebeau2692 you would hope not! 😅
What a lovely couple
Beautiful couple! I know they made it.
Who gave them a mortgage? I guess that's why the stress test is more difficult now
You should have seen the Episode where The Wife Simone did 53 Shopping Trips a "Month" which means that she "Shopped" at least Twice a Day, took out cash advances including one for 1000.00 and took money out from ABM Machines which is bad because they charge you big time bad and warn you in advance.
You forgot the worst part - even after being on the Gail’s program for several weeks, she was convinced she deserved a luxury car with a $1,700 monthly payment. She was the worst I’ve ever seen on this show
@@erikab178 Naw! She needs to live in a shelter and shop at a Food Kitchen. I have a Toyota Yaris and I paid $16,000 and it took me Five Years but I paid if off last march. I was so happy.
@@erikab178 I thought the worst part was that they didn't do two challenges and were upset when they didn't get the full $5,000.
😮 link please if possible
@@ElephantShoe.. Look for 53 shopping trips month
As someone living in Europe it blows my mind how many North Americans just choose to not pay for things, or they "fall behind" because they forget. Where I live most of these things are automatic and having to manually dispatch money for things like mortgages just isn't a thing.
And how people get away with just not paying their taxes for years on end is mindblowing. Again, where I live, that is very close to being literally impossible because tax from most jobs is handled at source. Even if you have to handle your own taxes for whatever reason, you will not get away with ignoring it for years - a few months at most before you start being prosecuted. If you've hired an accountant they will also be up your back passage about it.
she can tutor too.
I can only assume by the dated decor and fashion that this show was in the early 2000s and you're telling me you're struggling to survive on $9,000 a month....... in those times?!?! Ridiculously reckless
Maybe I missed it but how much did the wedding cost? It was only 7 months ago so I’m sure that would have put them in the hole too.
Great couple
Lovely couple🥰
During pre marital counseling do they discuss finances. 🤔 If you are not on the same page you will pay later on
I like Gail's chef hat😂.
The education system is designed to keep people in poverty. The curriculum should be updated to include home economics, finances, budgeting, credit card loan education, and RRSP education.
How do you work 90 hours a week and only make $5000?
That's still over 50$ an hour?
@@devilasse 50 an hour? 90 hours a week x 4 weeks in the month is def not that
In 2008 minimum wage in Ontario was just over $9/hour so he’s doing ok
I wish I had $9K coming in every month lol
That's not a condo that's an apartment. 😂
What a nice couple
Actually when I get my money for the month I said it aside what is bills what is for our needs are and then then whatever's left over at in a month is our play money or goes into savings account usually goes into the savings account unless I buy like little Christmas gifts at the Goodwill or summer cheap
If they were truly smart, they waited until all their debts were paid off and they had at least a full year of savings before even thinking about adding a kid into their issues. Having children doesn't solve any problems, and they only severely increase financial ones if the couple is already in distress.
their accents are hilarious.... I was stressin' oot
Rural Ontario or maybe New Brunswick or something. Not all Canadians sound like that, not in Montreal anyway and I think iirc, Vancouver and Toronto have the LA valley girl accent
This was consistently filmed in Toronto
It's the Scottish influence. I love it!
That's kind of interesting because I live in north eastern Minnesota and I'm not hearing much of an accent at all. Oh dear, I think that means that I have an accent also!😊😁
They think you sound funny too.
Wow, just that they owed their parents $32,000.
Timothy was in a later episode helping Mike and Maud get physically fit because they ate unhealthy foods. I hope they are eating well now.
Parents need to give children an allowance and teach them how to manage it and save for what they want.
It’s so ridiculous for a young couple like this to be using supplements at all. Your body absorbs so little of the actual supplement that it’s just a waste of money. Get your nutrition from actual food, there should be plenty of options even in Canada. One thing I would suggest supplementing would be vitamin D since you are so far north the sun doesn’t provide much up there. But that should be a cheap option.
Canada isn't Alaska or Yellowknife..plenty of sun..but Vitamin D is a good thing.
He's a car salesman AND a motivational speaker... sus.
Why don't these people have auto payment?
Maybe they own their cars
This was circa 2008. I don't think auto payment was a thing back then
@@prg4647 It was *definitely* a thing back then but not every bank offered it. Also, not everyone knew about auto payment, and many times people who knew about it would refuse to use it because they were afraid of overdrafts because they would neglect to reserve some money in their account for the payment. That's why I would recommend getting an online only bank account specifically to hold bill/mortgage money: they tend to have NO fees associated with them and even the free checking accounts usually net you some interest back.
What I think is crazy is how these people always seem to own a home?
Look at that TV! How long ago was this filmed? The 2024 cost of living, would make a great follow-up episode wit these two?!
Hahaha! What a funny ending 😂
I need to go in this show. But I’m single 😅
There have been single people on this show.
Gosh we painted houses in some God aweful colours then. I still have a room I painted terracotta. It has to go! 😆
There is no excuse to miss a mortgage payment. This guy is able bodied and no mention of hospital/sick leave.
Covid and everything gets shut down
She’s a little too harsh on grocery expenses.
That was 17 years ago
@@rebvanwinkelstein2578 I know that. Thanks.
I will never be able to relate to how upset people get at the prospect of being child free. Much as I like children, not having any of my own was my best decision ever. I have nieces and friends kids to spoil and help support and spend time with. I don’t miss out at all
When you g’et older you will.
Does he have to keep working 3 jobs till their debt is paid off?
Season 4, 2008
Just because the lender tells you you can afford x amount on a mortgage DOESNT mean you actually SPEND that much. JFC. We bought a little over 1600 sq ft 3 bedroom 2 bath house with zero HOA fee. Our mortgage is less than 410 a month which we overpay on each and every month ever since the first payment was due in early summer of 21, knocking YEARS off the life of the mortgage, paying far more towards principal than interest which takes MANY YEARS to do just making the agreed upon payments. We also have the double homestead exemption, once we claimed it our property taxes were cut almost in half.
$125 a week for food. Lol, try that in 2023.
Only two people. That’s doable. I spend between 300-500 a month for two!
For 2 yes doable
I do for 3.
Cute couple.
❤️❤️❤️
They don’t know how to paint? WTF
I read that they got divorced.
Why was she not working and not food prepping for working guy at least
Interior design pre milennials is depressing 😂
Haha 😆😆😆😆😆
Anyone who paints without tape (or in their good clothes) is being foolish lol
It’s kinda rich a very out of shape person condemning them for their diet choices.
This show could be so much better. Sorry but the woman who tries to help is just missing the mark or maybe the information that would really put the show in a good place isn't able to be shared. I think her suggestions are weak. The $5000 is a drop in the bucket to what most of these people need, not much of a reward. But getting the stress out of your life is the real reward so I guess it isn't really that little prize that makes going on the show worth it anyway.
This was filmed around 2010 so things are slightly different now, but I think he suggestions are good and realistic. Bot giving them loads of money is good. They need to work out how to take care of themselves, otherwise they're just going to blow through that money anyway and go back into debt.
Why isn't she working, isn't this a team effort?
She is. She is a teacher