I love how people don't consider money they borrowed from family as debt. Like its a recurring thing, not just in this show, but I see it with my family and friends family as well.
@chacha04241981 I wish. I don't lend them but my mother does. We come from the Caribbean and sending money back home is an expectation that unfortunately too many immigrants take on without so much as giving it a second look
that is why I took a decision that if I ever lend money to friend and family is an amount that I'm ok to not be paid back, in my tracking it goes as a gift or donation (although I don't tell them). This way I keep a limit on what I lend and also don't count on it,
100 % Agree..I am working on it. It deduct our food cost dramatically..hopefully I can achieve a very quality food with low budget. my short and long term goal are to fulfill family nutrition need. And to protect our health. Its cost saving and investing in the same time
@@paolaristori6179 I have noticed that every nurse in this show is obese. I have also been in the hospital recently and many of the nurses were very overweight. The nurses who are fit tell me specifically what they made for dinner The night before that is their lunch that day, and what they were going to prepare for dinner tonight. I happen to like food and I enjoy cooking so these were easy Topics to happen upon.
@@LisaApril I noticed as well, however someone told me it has to do with not being able to eat properly. Even packing healthy meals is useless because they get interupted, called away, they end up reheating meals 5 times, they end up just grabbing something quick.
Something that has really helped my husband and I get control of our spending is to work out how many hours of work we have to do to buy an item. That often puts us off frivolous spending. Food was the biggest struggle in our budget too. Home cooking makes an incredible difference. Everyone can start with the basics and then you gradually learn to build skills. Bulk cooking and prepping too so that you have some "ready" meals when you are really too tired. My husband and I do a huge shop once a month now and prep ingredients together whilst listening to music and having a good check in with each other. We find that once a week we'll need to top up on fruit and veg, but staying out of the shops as much as possible keeps the money in your bank!
There is something called the $1 plan. You look at things in terms of $1 verses uses. So you look at a pair of shoes, if they are $30 you ask yourself if you will wear them at least 30 times. If not, do not buy. You look at things in that light you buy less.
Agreed. I work in a hospital as a MLT and on the weekend I make meals that can be frozen and taken to work every day. So much cheaper than going to the cafeteria.
With those kinds of shifts, that's pretty brilliant self-management. I don't think most people would blame you for saying "I just can't. I'll buy a ready meal/get take away food" at least sometimes.
I admit, that cracked me up too! It reminded me of the time when I was at the grocery store purchasing stocking stuffers for about 8 people. I had a tonne of candies and chocolates and other goodies. When I got to the checkout, I saw a tiny "Count Your Calories" booklet that my sister wanted (this was before the internet), so I added that to the pile. After the cashier rang-through all the junk food, she saw the Count Your Calories book and almost burst out laughing. The look on her face was priceless!
Scrapbooking has been replaced with the Planner Girlies. A life planner, a memory planner, a mommy planner. and the stickers and the crazy stuff. Funny because the budget planner stuff, the wash tape,, a Erin Condren plus $200 of stickers on Etsy is just the starter package. I like a pen and a $8 planner from Target. I got sucked in for a minute and was not even productive.
It's not funny when it costs thousands! Part of it is was a way to be creative and also allowed a focus on memories and every day experiences. It definitely pulls you in!
I like her methods with each person or couple she plans out an actual plan for them and not just a general plan for everyone and set goals that is manageable and attainable that improves thier lives in some way and bring them closer as a couple and to bring them financial peace
Yes, but his income was incredibly low. I'm Canadian also, and these were filmed say 15-19 years ago. Even I was making more than him at that time and I was a pretty low paid single mother. I never met a guy only earning $10 hour at that stage of life.
She is so selfish and keep secrets...probably secretly feels like since she is the bread winner she gets to just spend spend spend... She needs therapy, she is suffocating herself and taking her children and husband down with her. Diet aids $200/mth aren't working.
Spending like this really makes me sad. I have a hard time believing she gets all those stamps and scrapbooking to “keep up”. Keep up with what when everyone else isn’t doing what you’re doing. This is therapy territory. When they shared he started going to church, my heart broke. I’m glad she works with them for 1 month, I hope it sticks
@@lapetitechatmere6749 Because not all MLM's are a Pyramid Scheme. A lot of MLM's, despite being scummy, are legal. Pyramid Schemes however, are 100% illegal.
Well they are on TV so of course she is going to appear to be nice. The husband if anything is too nice. I guarentee she doesnt respect him and walks all over him. Dont be that guy.
@@anonymity2882 If you think being on TV puts people on their best behaviour then check out Sam and Stephanie. Their episode, The Wow Factor, is elsewhere on this channel. I don’t think being televised made a bit of difference to him or his behaviour.
I hope they learned how to make pizza from scratch at home. It’s SO good!!!!!!!! I used to buy the dough in a ball from Trader Joe’s, roll it out and top with pesto mushroom olives and a good cheese! Yummmmmm!!!!!!
They should've paid back family with that check instead. The cable company isn't going to be stressed about needing a thousand bucks back but their family might!
Gail's recommendation from her book is to pay off the highest interest debts first. So I'm guessing that she wanted the other debt paid off first because family is probably not charging them interest. Money-wise it was probably good to put it toward other debt but relationship-wise, I agree. I would have paid off family first.
@@catherineslater4438 Dave Ramsay says pay off the debt smallest to largest. Paying off the smallest debts first gives a feeling of accomplishment, like you’re getting somewhere. Usually the overspending husband is all wrapped up in the game of juggling interest rates and this breaks him out of that.
What about husband being an under-earner? 35 YO and only making $21K??? I think he is hiding at least $29K from her (he should be making at minimum of $50K)
@@jeromehenry4484you don’t think that the wife looks at his paycheck and knows exactly what he brings in? Come on now. He ain’t hiding anything. I agree with you that he is a low earner. Even for that time. But he is not hiding $29,000. Stop with that. Also, EVEN IF he was hiding almost $30,000, that’s less than what she hides from him in her spending. So what about the husband? She is a horrible wife and partner.
WOWWWW THIS WAS A GREAT LESSON , NOT ONLY FOR THEM , BUT FOR US TOO! THANK YOU SO MUCH FOR CHARING , GREETINGS FROM PALMSPRINGS CALIFORNIA YO SOY DE TIJUANA BAJA CALIFORNIA NORTE MEXICO 🇲🇽.
One of the few episodes I’ve seen where they’re both wanting and willing to make a change. When one has to take the other partner into the process kicking and screaming it never seems to work
@@legzfalloffgirl5148 this is a new phenomenon. It obviously reflects overindulgence. Hospital cafeterias have very good salad bars and other healthy foods.
I’m guessing Adams income is so low because he’s the primary caregiver of the three year old. He probably works part time or flexible hours because I didn’t see daycare costs in their budget. In Canada (at least at my local hospital) the work shifts are twelve hour am or pm 7-7.
I never did scrapbooking, but collected yarns, fabrics, embroidery stuff, and sewing things until about 10 years. Did a self inflicted moratorium on new craft purchases till most of those were completed. Still have 80% of that stuff sitting around. I have now made myself a new deadline... Completed by 2026 or gone.
@@bovnycccoperalover3579 Thank you for understanding my intention. I’m not mocking them. I’ve struggled with my weight. And getting on a Keto Diet cured so much!
I think husband is hiding the remaining $29K from his wife. There is no way an experienced mechanic isn't making a minimum of $50K/year on a basic 40-hour work week (excluding overtime).
That was insanely low. I'm Canadian (like them) and even I was earning about $36-$40k back then as a low paid single mother. I never met a man earning less than me. There is something weird about that wage.
You can tell he is a great husband, he has to stop 🛑 being timidly and get that aggressiveness/ assertiveness in him. Both shouldn't have secrets when it comes to their money 🤑💰 and household. And both should watch the spending and buggetting together. Be considered respectful and properly plan on everything including their future. It's all about respect and being considered of each other.
@@stepheniedomingo9089A lot of jobs are stressful. Stop with that crap! That’s what you use as an excuse. If you’re a nurse, you should know better. If I go to the doctor and I see an overweight doctor or nurse, I ain’t taking health advice from either of them. You can keep feeding your face all you want. But stop using that you are a nurse as an excuse. Again, we all have stress.
It was nothing but cardboard and paper replicas of food, it wasn't real. It was only meant as a representation of how much food the couple spent their money on over a month when they ate out all the time.
@@debbielockhart7762 legally, that makes no difference. Each is still responsible for any debts acquired of either of them, and should there be a split, a court would consider.both debts and assets as equally shared no matter how they set up their bank accounts.
We never combined our money, it is always a good idea to have a joint account for home expenses but personal money aside. However couples should discuss their goals ans plan accordingly.
@@Isabella-nh5dm For real,,,,she has a dark soul. I have never seen a more misguided woman in my life. Greedy to the core with no consequences thus far. But life has a way of evening out things,,,,it’s called Karma. We get back what we put out into the world. It will catch up to her. Have a great weekend, stay strong and happy. ♥️🍁🕊🙏♥️
I got invited to a home party once held by my friend's daughter. She was selling ridiculously expensive kitchen gadgets (£50 for a colander anyone?). Everyone else was buying like there was no tomorrow and I refused to buy a thing and everyone thought I was mean.
Ruth irwin It was in the US as well. But these days, mortgage rates are way cheaper. So if you have a 12% mortgage rate, why would you not refinance? My wife and I bought a new home at 3.5% last year.
"I can't constantly be making meals every night"??? That knocked me sideways. Many people MAKE three meals a day. You can't make ONE? It takes me half an hour to throw a meal together and it's delicious, if I do say so myself! It's really not that difficult.
I understand not cooking every night. I can’t either, I work long hours and sometimes just too tired. But what I do is make a big bath of spaghetti sauce, stews, chili, etc and freeze for the week so there is always something yummy and healthy to eat.😊
It wasn't real food, just cardboard and paper replicas. Gail is not one to do something so foolish as to spend hundreds of dollars on real food, then put it outside, all of it open and exposed to the dirty air, thereby wasting it.
It would be a waste of your time and effort. When she walked off the show, "Princess" in 2012, she said that was it, no more tv (the network and the production team tried to force her to do something unethical and she refused), and she's stuck to her resolve. She said in an interview sometime after the show ended that there are just too many fingers in the pie, and far too much greed for her to want to go back (my words, but the gist of what she said).
12% OMG! I just refinanced our condo at 2.5 and this is going to save me $48,000 over the next fifteen years. "MY money? OMG......By law it is "joint" money.
Mt husband and I are only in debt for two reasons. We got scammed right after we got married, and we were recently in a car accident that left him without work for almost 3 months. Our debt is tiny compared to this couple, and we only got this far without begging because of my penny-pinching skills I learned from my Baby Boomer Grandma. We only go out to eat once or twice a month, I save every coin I find, I squirrel away 10% of my paycheck every month, I sew our clothes when they get a tear, I watched car and home repair videos, I buy generic brands, and and I cook every day. There is NO excuse for not cooking. There are recipe books, cooking videos, and even throwing a tray of chicken nuggets in the oven is cheaper than going out to eat.
I really enjoyed this couple. Although they had a lot of things they needed to work on, they did the hard work and work on them. They admitted their faults and moved past them. Congratulations.🎉
I am like her so now I have a spend free budget of 500.00 month and my husband also have that amount and keep tabs on my spending. I am a scrap-alcoholic. One year I spent 10,000 in supplies. I always was a high earner (also a nurse but a military nurse making very good money) so I know her pain. Thanks to God that my income was enough that my spending habits didn’t cause issue because we always kept a budget. but I had to recognize my addiction. So I control that addiction. I hope she can control hers.
Jamie Tyler First, there’s been a nurse shortage for decades and nurses get paid very well. Second, I believe their in Canada so that’s $80K Canadian which is probably about $68K US. I’m not sure what the exchange rate was when this was produced but even 15 years ago, $80K CND doesn’t sound ridiculous to me.
We should have a segment where they put everything out for a yard sale to pay their debt. I use their brand new stuff into a consignment shop to get more money
WHAT!!! I never hid anything I bought from my husband married 51 1/2 years when he passed). We always lived well below our means. He didn't work for over 30 years because of disabilities. I am retired and living on $80k. No debt except a mortgage that I pay extra on principal almost every month.. Can't even imagine debt that high.
Who would've guessed they were eating out 30 times a month?! She marries him and it's still HER money. Entitlement and greed combined with stupidity. No wonder he was praying!!
How is it that a nurse gets that enormous sum in salary in the US? I am a doctor in Europe and don't even get half that amount! Ridiculous. And our house prices are much higher. But very few have that much debt.
@@pinkiesmum She is a Canadian nurse and even when I was a nurse in the '90 the most I earned was $40 000, it was my good year. If she is close to the US border like living in Windsor, she could cross to Detroit and earn more. I am very surprised at her salary, maybe she lied about her income?
OMG my grandma used to buy those dolls!! She said it was an investment for my cousin and I but neither of us even like dolls, and asked her what we would do with them... *crickets*
How can her salary as a nurse be that high and yet have so much debt?! How irresponsible! In my country no one earns a salary like that unless they steal. it's ridiculous. And yet our houses cost upwards of 400,000 euros.
I wish I'd been able to do cookery and home economics/domestic science as a course at school. School didn't offer it, but it'ssuch an enormous life skill and so important for budgeting. I think we were expected to marry some girl who'd do it all for us (I went to all boys school). It's funny because they completely failed to account for households where everyone has to work, and that quite a few of us have ended up with other men.
These shows make me feel anxious. The debt isn't even mine, and I get kind of sweaty during the section where they outline exactly how much they owe. I would DIE of anxiety if I owed that much on anything (outside the mortgage). We currently have zero debt except our home, which will be paid off in about 3 years. And our kids are graduating college with no student debt. You have to live below your means and start EARLY with savings. Say no to something now so you can say yes to something better later. I can't get my head wrapped around living any other way.
the amount of food on the porch was disgusting and thats what they ate in over a month and whos old enough to remember a full Walmart cart coming to about $50? Now I fill one of those tiny baskets up and I spent $40-$60
It wasn't real food, just cardboard and paper replicas representing how much food the couple threw their money away on each month. Gail isn't one to buy hundreds of dollars of real food only to put it outside, exposed to dirt, bugs, and drying out, just to have to throw it all away after the shoot.
@@jamalj8660 men are traditionally known as providers, women as homemakers....now that's changing, but the memory remains. This mans self esteem is also low because of his wages, he needs a new job.
So they make a combined total of $100,000 per year and she still asked to borrow money from her parents man if I made that much it would just be a different story. Some people are just reckless with money.
Lowkey Gail was telling them to lose weight with this fruits and veggies subscription 😅 nice couple 😊
I love how people don't consider money they borrowed from family as debt. Like its a recurring thing, not just in this show, but I see it with my family and friends family as well.
Why I will never loan so much as another penny
@chacha04241981 I wish. I don't lend them but my mother does. We come from the Caribbean and sending money back home is an expectation that unfortunately too many immigrants take on without so much as giving it a second look
@@CaraMarie13 they ask to “borrow” money full well knowing they don’t plan on paying it back.
that is why I took a decision that if I ever lend money to friend and family is an amount that I'm ok to not be paid back, in my tracking it goes as a gift or donation (although I don't tell them). This way I keep a limit on what I lend and also don't count on it,
@@Camilla-cb4klI needed to see this comment months ago
Cooking skills are really the backbone of any budgeting effort. That's a skill that they'll have to continually work on.
I guess she has to gain some nutritional skills too.
100 % Agree..I am working on it. It deduct our food cost dramatically..hopefully I can achieve a very quality food with low budget. my short and long term goal are to fulfill family nutrition need. And to protect our health. Its cost saving and investing in the same time
This is why I refuse to be with any man who doesn’t know how to cook. I view it as a very basic life skill, along with keeping a clean house.
@@paolaristori6179 I have noticed that every nurse in this show is obese. I have also been in the hospital recently and many of the nurses were very overweight. The nurses who are fit tell me specifically what they made for dinner The night before that is their lunch that day, and what they were going to prepare for dinner tonight. I happen to like food and I enjoy cooking so these were easy Topics to happen upon.
@@LisaApril I noticed as well, however someone told me it has to do with not being able to eat properly. Even packing healthy meals is useless because they get interupted, called away, they end up reheating meals 5 times, they end up just grabbing something quick.
Something that has really helped my husband and I get control of our spending is to work out how many hours of work we have to do to buy an item. That often puts us off frivolous spending.
Food was the biggest struggle in our budget too. Home cooking makes an incredible difference. Everyone can start with the basics and then you gradually learn to build skills. Bulk cooking and prepping too so that you have some "ready" meals when you are really too tired. My husband and I do a huge shop once a month now and prep ingredients together whilst listening to music and having a good check in with each other.
We find that once a week we'll need to top up on fruit and veg, but staying out of the shops as much as possible keeps the money in your bank!
I did that too its a great way to look at money
There is something called the $1 plan. You look at things in terms of $1 verses uses. So you look at a pair of shoes, if they are $30 you ask yourself if you will wear them at least 30 times. If not, do not buy. You look at things in that light you buy less.
@@teresayeates3437 Thank you for your idea, Teresa!
As a nurse working 12 hour shifts I cannot cook every night. I meal plan on my days off, prep and cook.
Agreed. I work in a hospital as a MLT and on the weekend I make meals that can be frozen and taken to work every day. So much cheaper than going to the cafeteria.
With those kinds of shifts, that's pretty brilliant self-management. I don't think most people would blame you for saying "I just can't. I'll buy a ready meal/get take away food" at least sometimes.
In these times, we need Gail more than ever!!!
Gail's being wrong all along.
need more episodes Gail
It's really not that difficult
When Gail said "between the restaurants, groceries and DIET AIDS you're putting $1,900 a month into your faces" I LOST IT!! 😅😂🤣😂🤣😂🤣😂🤣😂🤣
I could eat sushi 🍣 everyday!!
Same here!!
I admit, that cracked me up too! It reminded me of the time when I was at the grocery store purchasing stocking stuffers for about 8 people. I had a tonne of candies and chocolates and other goodies. When I got to the checkout, I saw a tiny "Count Your Calories" booklet that my sister wanted (this was before the internet), so I added that to the pile. After the cashier rang-through all the junk food, she saw the Count Your Calories book and almost burst out laughing. The look on her face was priceless!
I’m not sure what the diet aids were since they were both still obese.
Savage Gail 😂
The grip scrapbooking had on people back then is hilarious
Don't fool yourself. There are still scrapbooking conventions where they stake out a spot and can cut and decorate 24/7 for days.
That is not about scrapbooking, that is about peer pressure in any hobby.
🤣🤣 to me it's just all clutter!!
Scrapbooking has been replaced with the Planner Girlies. A life planner, a memory planner, a mommy planner. and the stickers and the crazy stuff. Funny because the budget planner stuff, the wash tape,, a Erin Condren plus $200 of stickers on Etsy is just the starter package. I like a pen and a $8 planner from Target. I got sucked in for a minute and was not even productive.
It's not funny when it costs thousands! Part of it is was a way to be creative and also allowed a focus on memories and every day experiences. It definitely pulls you in!
I like her methods with each person or couple she plans out an actual plan for them and not just a general plan for everyone and set goals that is manageable and attainable that improves thier lives in some way and bring them closer as a couple and to bring them financial peace
"The person who brings home the most money does not get the most power" 🎉🎉🎉🎉
Adam is such a kind man.
Yes, but his income was incredibly low. I'm Canadian also, and these were filmed say 15-19 years ago. Even I was making more than him at that time and I was a pretty low paid single mother. I never met a guy only earning $10 hour at that stage of life.
She is so selfish and keep secrets...probably secretly feels like since she is the bread winner she gets to just spend spend spend...
She needs therapy, she is suffocating herself and taking her children and husband down with her. Diet aids $200/mth aren't working.
I wish this would come back ,I loved it
Gail had to retire from tv due to a condition in her contract. But I totally agree.
and do a young adult version so kids can learn before they get here
@@hannahj489 oh my gosh, please divulge! I need to know more
@@Towanda99She also had a show called Prince$$ that focused on young women.
Spending like this really makes me sad. I have a hard time believing she gets all those stamps and scrapbooking to “keep up”. Keep up with what when everyone else isn’t doing what you’re doing. This is therapy territory. When they shared he started going to church, my heart broke. I’m glad she works with them for 1 month, I hope it sticks
Gail was the answer to his prayers. Hope they did well.
This couple knocked it out of the park!! They will do well I think! Good for them!
Party where she buys things = MLM.
Exactly!
Those things prey on people’s weaknesses. They are evil
Scrapbooking MLM 🤯
Don't know why Gail doesn't call her out on the pyramid scheme
@@lapetitechatmere6749 Because not all MLM's are a Pyramid Scheme. A lot of MLM's, despite being scummy, are legal. Pyramid Schemes however, are 100% illegal.
Great couple. Glad they took Gail’s advice.
All these years later, I hope they’re doing well and that the husband tripled his income ❤
I was thinking he feels so beaten and weighed down that his confidence is gone and that's why he wasn't even trying to get a better job.
I hope all went well with this couple. They seem really nice.
Well they are on TV so of course she is going to appear to be nice. The husband if anything is too nice. I guarentee she doesnt respect him and walks all over him. Dont be that guy.
@@anonymity2882 If you think being on TV puts people on their best behaviour then check out Sam and Stephanie. Their episode, The Wow Factor, is elsewhere on this channel. I don’t think being televised made a bit of difference to him or his behaviour.
She is very pretty but hides it well.
Having that party put them in the spot light and being honest with others and they did a good job handling it. It can hold them accountable also
I hope they learned how to make pizza from scratch at home. It’s SO good!!!!!!!! I used to buy the dough in a ball from Trader Joe’s, roll it out and top with pesto mushroom olives and a good cheese! Yummmmmm!!!!!!
They should've paid back family with that check instead. The cable company isn't going to be stressed about needing a thousand bucks back but their family might!
Cut the cable
So true!
I did that.
Gail's recommendation from her book is to pay off the highest interest debts first. So I'm guessing that she wanted the other debt paid off first because family is probably not charging them interest. Money-wise it was probably good to put it toward other debt but relationship-wise, I agree. I would have paid off family first.
@@catherineslater4438 Dave Ramsay says pay off the debt smallest to largest. Paying off the smallest debts first gives a feeling of accomplishment, like you’re getting somewhere. Usually the overspending husband is all wrapped up in the game of juggling interest rates and this breaks him out of that.
When they said "131 000" in debt i said "noooo" out loud
When the chef took out the core of the lettuce and said, now you have a salad, a tear rolled down my eye. I hope she had the prep toppings lol😅
omg the husband is going to church to emotionally deal with over spending wife :(
What about husband being an under-earner? 35 YO and only making $21K??? I think he is hiding at least $29K from her (he should be making at minimum of $50K)
@@jeromehenry4484you don’t think that the wife looks at his paycheck and knows exactly what he brings in? Come on now. He ain’t hiding anything. I agree with you that he is a low earner. Even for that time. But he is not hiding $29,000. Stop with that. Also, EVEN IF he was hiding almost $30,000, that’s less than what she hides from him in her spending. So what about the husband? She is a horrible wife and partner.
@@jeromehenry4484he is likely hiding nothing. Likely no college.
My late sister was a shopping addict. I think it kept her from looking at her own self and her unhappy marriage.
WOWWWW THIS WAS A GREAT LESSON , NOT ONLY FOR THEM , BUT FOR US TOO! THANK YOU SO MUCH FOR CHARING , GREETINGS FROM PALMSPRINGS CALIFORNIA YO SOY DE TIJUANA BAJA CALIFORNIA NORTE MEXICO 🇲🇽.
I have been to the butterfly conservatory, twice. It is in the north end of Cambridge. Worth the visit.
One of the few episodes I’ve seen where they’re both wanting and willing to make a change. When one has to take the other partner into the process kicking and screaming it never seems to work
I'm not a good shopper,what it makes me happy is to save and have all my bills paid on time...🤑
What do you do when bored?
I am a hit and run shopper. Meaning, I go in, get what I need and get the heck out. When you are in a store browsing you buy stuff you don't need.
✋
As a nurse, it's hard to believe the amount of junk food.
Take a look around any hospital. Nurses are, as a group, some of the most overweight people you will ever see.
When my dad was in ICU he was amazed how the nurses spent most of their shifts eating candy and ordering takeout.
@@lorirogers9304 they work 12 hour shifts and coffee/candy is what's on offer in the vending machines. Give these people a break
@@legzfalloffgirl5148 this is a new phenomenon. It obviously reflects overindulgence. Hospital cafeterias have very good salad bars and other healthy foods.
@@SignedOff402 Nurses are humans. Humans have become heavier. The food industry has pushed low nutrition, high calorie food.
I’m guessing Adams income is so low because he’s the primary caregiver of the three year old. He probably works part time or flexible hours because I didn’t see daycare costs in their budget. In Canada (at least at my local hospital) the work shifts are twelve hour am or pm 7-7.
these 2 will save $1000 a month just by not over eating
And that was like 20 years ago. At that time, my grocery budget for me, my partner and my daughter was $70/week (and I'm also in Canada).
They literally already lost weight! Good job! Stay healthy. ❤️
Finally someone not fat-shaming this couple!! Thank you 😊
This was 16 years ago. I wonder how they’re all doing now 🤷🏼♀️🤔
I am guessing at least one of them has has a heart attack plus diabetes.
Food indulgence has long term consequences.
I never did scrapbooking, but collected yarns, fabrics, embroidery stuff, and sewing things until about 10 years. Did a self inflicted moratorium on new craft purchases till most of those were completed. Still have 80% of that stuff sitting around. I have now made myself a new deadline... Completed by 2026 or gone.
I hope your getting closer
@9:50 she bought all that fast food to show them how ridiculous that is. That's awesome.
This couple seemed nice. I hope they changed their ways. Did anyone else LOL at the $229 in “Diet Aids”???? 😂😂😂
Actually that just makes me feel very sad that these people have their self esteem and more importantly, their health financially abused like that
Actually no. I’m not a complete biatch, like some people. They seem like a lovely couple.
Mixed with the hundreds of dollars of junk food yes lol
Diet aids? They should go see a doctor for sensible recommendations on losing weight.
@@bovnycccoperalover3579 Thank you for understanding my intention. I’m not mocking them. I’ve struggled with my weight. And getting on a Keto Diet cured so much!
I feel bad for the husband to work a job full-time and make $21,000/year.
I did a double take at that as well.
I think husband is hiding the remaining $29K from his wife. There is no way an experienced mechanic isn't making a minimum of $50K/year on a basic 40-hour work week (excluding overtime).
@@jeromehenry4484 he said maintenance man I don't think he's quite a mechanic
No kidding!! Even decades ago that is a very small income.
That was insanely low. I'm Canadian (like them) and even I was earning about $36-$40k back then as a low paid single mother. I never met a man earning less than me. There is something weird about that wage.
You can tell he is a great husband, he has to stop 🛑 being timidly and get that aggressiveness/ assertiveness in him. Both shouldn't have secrets when it comes to their money 🤑💰 and household. And both should watch the spending and buggetting together. Be considered respectful and properly plan on everything including their future. It's all about respect and being considered of each other.
It's crazy how old they look for their ages.
They were living very unhealthy. Her hairstyle and eyebrows is also really aging her.
Scrapbooking is soooooooo expensive!
I really like him but that wife worries me. Between the lies the bad hobbies and oh yeah, that diet. You'd think as a nurse that she'd know better.
Nurse's job is stressful. I get hungry all the time when I get home. Food is my comfort
@@stepheniedomingo9089 i am a retired nurse, its a hard hard job but rewarding on so many levels
@@stepheniedomingo9089A lot of jobs are stressful. Stop with that crap! That’s what you use as an excuse. If you’re a nurse, you should know better. If I go to the doctor and I see an overweight doctor or nurse, I ain’t taking health advice from either of them. You can keep feeding your face all you want. But stop using that you are a nurse as an excuse. Again, we all have stress.
The money spent on the junk food! 🙀
Scrap booking was created for people to go into debt for nothing
What happened to all that food on the porch!?!
She ate it 😅😅
It was nothing but cardboard and paper replicas of food, it wasn't real. It was only meant as a representation of how much food the couple spent their money on over a month when they ate out all the time.
This change will alter their lives in so many ways and more than almost anything else they could do.
In a marriage there's no "my money" . It's "our money".
Joint money and wife’s money.
Depends on the marriage. Not all couples combine.
@@debbielockhart7762 legally, that makes no difference. Each is still responsible for any debts acquired of either of them, and should there be a split, a court would consider.both debts and assets as equally shared no matter how they set up their bank accounts.
We never combined our money, it is always a good idea to have a joint account for home expenses but personal money aside. However couples should discuss their goals ans plan accordingly.
With this kind of judgement, I wouldn’t want her taking care of me as a nurse! Stress creates accidents! No way!
Thing is...she isn't actually stressed by the debt. She's willing to keep on rolling. He's the one that is completely stressed out about things.
@@Isabella-nh5dm For real,,,,she has a dark soul. I have never seen a more misguided woman in my life. Greedy to the core with no consequences thus far. But life has a way of evening out things,,,,it’s called Karma. We get back what we put out into the world. It will catch up to her.
Have a great weekend, stay strong and happy. ♥️🍁🕊🙏♥️
She's going to have to quit going to all those home parties that pressure her to spend money refuse and turn down any offers nope not interested
I got invited to a home party once held by my friend's daughter. She was selling ridiculously expensive kitchen gadgets (£50 for a colander anyone?). Everyone else was buying like there was no tomorrow and I refused to buy a thing and everyone thought I was mean.
@@cafsixtiesloveryou were the most intelligent person in the room 100%
A mortgage at 12%?? Yikes!
I know! That's terrifying!
In the 1970s in uk it was 13percent
Ruth irwin It was in the US as well. But these days, mortgage rates are way cheaper. So if you have a 12% mortgage rate, why would you not refinance? My wife and I bought a new home at 3.5% last year.
@@scottgoodson5132 This was filmed 15-16 years ago. Mortgage rates were not 3% back then.
Alison Ok, but 15 years ago, mortgage interest rates still were NOT 12% unless you had awful credit.
"I can't constantly be making meals every night"??? That knocked me sideways. Many people MAKE three meals a day. You can't make ONE? It takes me half an hour to throw a meal together and it's delicious, if I do say so myself! It's really not that difficult.
I understand not cooking every night. I can’t either, I work long hours and sometimes just too tired. But what I do is make a big bath of spaghetti sauce, stews, chili, etc and freeze for the week so there is always something yummy and healthy to eat.😊
Not when they work 12 hour shifts they don't. Get real.
Yes. That comment surprised me, too. I cook at least 6 nights a week.
Nursing is extremely difficult and nurses barely take breaks, running around all shift long. Why can't the husband do it? Pretty sure he's part-time.
I'm sorry but to waste that amount of food for a TV show is ridiculous, I hope they did something with that :(
It is usually distributed to the production staff. Usually not wasted.
It could also be fake prop food 🤷♀️
It wasnt real food
It wasn't real food, just cardboard and paper replicas.
Gail is not one to do something so foolish as to spend hundreds of dollars on real food, then put it outside, all of it open and exposed to the dirty air, thereby wasting it.
Let's start a petition to get Gail back on the air 😊
It would be a waste of your time and effort. When she walked off the show, "Princess" in 2012, she said that was it, no more tv (the network and the production team tried to force her to do something unethical and she refused), and she's stuck to her resolve.
She said in an interview sometime after the show ended that there are just too many fingers in the pie, and far too much greed for her to want to go back (my words, but the gist of what she said).
12% OMG! I just refinanced our condo at 2.5 and this is going to save me $48,000 over the next fifteen years. "MY money? OMG......By law it is "joint" money.
Where did u get a 2.5% interest rate in 2022?! That’s so good now. Interest is like 6% now 🥲
This was like 19 years ago. They might have done their mortgage up to 23 years ago. 12% was about normal.
after seeing their stuff I would have a few Yard Sales that would bring in a few extra bucks!
Whenever I do my budget I yell at myself in Gail's voice
Yes. let's hide the bills. because that'll make it vanish right? Wow.
That really cracked me up... Most ridiculous thing I ever heard.
She needs to spend less .
He needs to make more .
They make enough to live well on their income.
Obviously not doofus or there wouldn’t have been a show made about how this couple spends $2300 more every month than they make . 😒
SEASONING!
Mt husband and I are only in debt for two reasons. We got scammed right after we got married, and we were recently in a car accident that left him without work for almost 3 months. Our debt is tiny compared to this couple, and we only got this far without begging because of my penny-pinching skills I learned from my Baby Boomer Grandma. We only go out to eat once or twice a month, I save every coin I find, I squirrel away 10% of my paycheck every month, I sew our clothes when they get a tear, I watched car and home repair videos, I buy generic brands, and and I cook every day. There is NO excuse for not cooking. There are recipe books, cooking videos, and even throwing a tray of chicken nuggets in the oven is cheaper than going out to eat.
12% interest rate. Are you out of your mind??
2006 rates
Me in Mexico: wait, isn't that normal?
@@patrickpugh594 my interest rate was far from 12% back in 2006 when I got my mortgage.
I really enjoyed this couple. Although they had a lot of things they needed to work on, they did the hard work and work on them. They admitted their faults and moved past them. Congratulations.🎉
Sweet couple. 😊
Scrapbooking is such a ridiculous waste of money.
I am like her so now I have a spend free budget of 500.00 month and my husband also have that amount and keep tabs on my spending. I am a scrap-alcoholic. One year I spent 10,000 in supplies. I always was a high earner (also a nurse but a military nurse making very good money) so I know her pain. Thanks to God that my income was enough that my spending habits didn’t cause issue because we always kept a budget. but I had to recognize my addiction. So I control that addiction. I hope she can control hers.
Gail helps ppl more than she knows 14:58
This poor man has no self esteem I feel so bad
Refinancing their mortgage at 12% seems high...
This is 20 years ago.
12% is likely the consolidation rate
Madness 😬 i watch this show religiously now to avoid these mistakes and have a comfortable financial situation
I'll bet that they aren't together anymore :( or are they?
Why scrap books insane....you cant use it or wear it ..crochet knitting or sewing....saves money and make and repair clothes ....useful
I hope after Gail left, Adam continues to take care of the finances - $800 for cable - wow!
Shes a nurse...and yet utterly irresponsible...how ?
Just cause she a nurse don’t mean she good with money. 🤷🏽♀️
I liked the segment where they share lies they keep. Hopefully they can see their own faults and make changes
He needs to make more money .
Tia Nachet Yeah, $21K/yr is not an income, it’s beer money.
I’m surprised he makes so little. I make more working in fast food.
Mind you this was filmed almost 15 years ago...
How did she make 80000 back then as a nurse?
Jamie Tyler First, there’s been a nurse shortage for decades and nurses get paid very well. Second, I believe their in Canada so that’s $80K Canadian which is probably about $68K US. I’m not sure what the exchange rate was when this was produced but even 15 years ago, $80K CND doesn’t sound ridiculous to me.
We should have a segment where they put everything out for a yard sale to pay their debt. I use their brand new stuff into a consignment shop to get more money
This is like such a normal couple who get pressured into getting into unequal salaries . She feels entitled and he is underemployed
I get the feeling the reason he obviously only works part time is because he watches the children who are not in school yet.
WHAT!!! I never hid anything I bought from my husband married 51 1/2 years when he passed). We always lived well below our means. He didn't work for over 30 years because of disabilities. I am retired and living on $80k. No debt except a mortgage that I pay extra on principal almost every month.. Can't even imagine debt that high.
Yes but not everyone's the same dear....the world is not perfect.
Who would've guessed they were eating out 30 times a month?! She marries him and it's still HER money. Entitlement and greed combined with stupidity. No wonder he was praying!!
He said she brings in triple the amount he does. She brings in quadruple.
Net probably. I am sure she pays medical for the family too and other stuff like that that comes out of her gross income.
How is it that a nurse gets that enormous sum in salary in the US? I am a doctor in Europe and don't even get half that amount! Ridiculous. And our house prices are much higher. But very few have that much debt.
@@pinkiesmumnurses make way more now. In Canada. It’s long hours and well paid. Unions!
@@pinkiesmum She is a Canadian nurse and even when I was a nurse in the '90 the most I earned was $40 000, it was my good year. If she is close to the US border like living in Windsor, she could cross to Detroit and earn more. I am very surprised at her salary, maybe she lied about her income?
@@chapman1569 she cant lie about her income the show, Gail, verifies
Gail is so beautiful in this episode
I wish them well.
Wow.. almost $2000 on food /takeout
Shocking! That is a ton of food!
OMG my grandma used to buy those dolls!! She said it was an investment for my cousin and I but neither of us even like dolls, and asked her what we would do with them... *crickets*
Yard sale! Get rid of that stuff. Pay a bill!
Need a yard sale
How can her salary as a nurse be that high and yet have so much debt?! How irresponsible! In my country no one earns a salary like that unless they steal. it's ridiculous. And yet our houses cost upwards of 400,000 euros.
WOW!
I wish I'd been able to do cookery and home economics/domestic science as a course at school. School didn't offer it, but it'ssuch an enormous life skill and so important for budgeting. I think we were expected to marry some girl who'd do it all for us (I went to all boys school). It's funny because they completely failed to account for households where everyone has to work, and that quite a few of us have ended up with other men.
These shows make me feel anxious. The debt isn't even mine, and I get kind of sweaty during the section where they outline exactly how much they owe. I would DIE of anxiety if I owed that much on anything (outside the mortgage). We currently have zero debt except our home, which will be paid off in about 3 years. And our kids are graduating college with no student debt. You have to live below your means and start EARLY with savings. Say no to something now so you can say yes to something better later. I can't get my head wrapped around living any other way.
LOOKS LIKE THEY SHOULD CUT BACK ON THEIR FOOD BUDGET.
When she said “ I might have to defibrillate my mom”😆😆😆
It’s amazing how many people wasted so much money on scrap booking and didn’t ever use it😂
Another ridiculous fad.
She can't cook, because she is tired? Try being a single mother with no family at all.... Working full time. I cook daily....
the amount of food on the porch was disgusting and thats what they ate in over a month and whos old enough to remember a full Walmart cart coming to about $50? Now I fill one of those tiny baskets up and I spent $40-$60
It wasn't real food, just cardboard and paper replicas representing how much food the couple threw their money away on each month. Gail isn't one to buy hundreds of dollars of real food only to put it outside, exposed to dirt, bugs, and drying out, just to have to throw it all away after the shoot.
He seems like a really nice guy and I normally never criticize anyone for what they make, but $21,000 a year is just completely unacceptable.
The show was filmed from 2005 to 2009, and that was decent wages for a diesel mechanic back then.
They make 100k which is much higher than than the average household. They are one you wouldnt call out a married woman that makes 20k
@@jamalj8660 men are traditionally known as providers, women as homemakers....now that's changing, but the memory remains. This mans self esteem is also low because of his wages, he needs a new job.
take her credit cards, checks, and cash away. she's an addicted spender. he needs to take all financial responsibility away from her.
Yeah but if she is making four times what he makes... he may not feel that is reasonable.
I used to count things in hours worked, im retired now and its percentage of pension
So they make a combined total of $100,000 per year and she still asked to borrow money from her parents man if I made that much it would just be a different story. Some people are just reckless with money.
“My money” says it all.