HOW I SAVE MONEY FOR LUXE
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- เผยแพร่เมื่อ 16 ก.ย. 2024
- How to save money for the things you want in life. Be that luxury goods, holidays, a house, a car - even to pay-off debt. Saving can be hard at the beginning, but once you start, it gets addictive! Here are my tip x8 tips that help me to stay focused and save for what I really want.
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I love this woman she actually cares about helping someone not begging for views she is already really rich she made this channel to care for othe God would keep blessing this lady I wish her the best in life
Thank you so much Danny for your kind comment and for watching, I so appreciate it :)
Sending you positive vibes! xxx
Your welcome have a nice day xxx
I realised that it is better to save up and buy luxury bags that you can resell, because the last couple of years I wasted so much money on cheap crap which I couldn't even wear for a long period of time because the quality was so bad, that I realised with all that money I could have easily bought at least one or two really nice designer bags from Chanel or LV which last for ages and that you can sell for the same or even a higher price, since the prices increase for some models over time. Luxury items which you buy smart aren't a waste of money, they are an investment. You can even pass them down to your children or nieces one day :)
Elisabeth Victoria true say me too I regret even my Micheal Kore’s
I am not into signature brands but I like your humility and honesty. Your saving tips are true too. Very practical. We have each of our own goals but you are right with the temptations and criticisms from others. Way to go girl! Kudos.
Btw, I use excel.
what the hell is humility????? LOL!!!!!!
+TheTruth
Fine... Maybe 'honest' is a more fitting word. ^__^
it means she's humble and down to earth
+The Truth Humilty is a real word. Not sure what confused you. Surely you would not be able to misunderstand a word like humility just because of the context in which it was used?
Not only have you great fashion but you are so down to earth and real! And from what I can see very educated and I found this video so helpful thank you x
+Lilly Rose
Hello Lilly, thank you so much for the kind comment and for watching! :)
I am really so pleased that this was helpful to you. Happy saving!
Hugs xx 💋💋
If you're not good at keeping track of your spending, many banks allow you to download all you transactions into a spreadsheet. I do this each month, and add a new column for 'category' for example, 1=dinner out, 2=misc travel 3=makeup. Sometimes I really get a shock at what i've been spending my money on and makes it easier for me to cut down on unnecessary purchases the next month.
Hi Sohpie! I have a trick that seems to work for me.
If I consider purchasing something that's not on my wishlist and do not go through with the frivolous purchase, I take the money I would have spent from my checking and put it into my savings. I get to my wishlist goal pretty quick that way. For example. If I see a dress that's $100 and I try it on and am on my way to the register to purchase, I put the dress back and transfer the money I would have spent on the dress to my savings.
Lastly, the day before I get paid, I transfer ALL money left in my checking to my savings.
+Brandi N Company That is such a good idea! I'm going to try that!
+Debra Thomas Eatmon Hi! I wish you luck. It sure works for me! Is there anything particular on your wish list?
-Brandi
Yes! I want to buy a home and get a newer vehicle. Thanks for the tip!
That’s such a good idea!
So true with your comment on how other people easily spend more money on going out or other things! I rarely buy drugstore makeup and save up for really high quality cosmetics. I know girls who buy around 10-15 lipsticks from drugstores every co month and that adds up to one high quality lipstick! That's why I went ahead and got a nude tom ford lipstick instead of 1000 revlon, rimmel, etc... lipsticks. I'm a student and a random thing I do to save money is I used to share textbooks with a friend and I would scan them into electronic files. textbooks are sooo expensive! Also had a friend who used to go on a bunch of dates to save money on food hahaha I've never done that but I still think its quite humorous and would work for some people
Thanks for the tips! And you're friend's quite funny lol
To be honest I have used high end and drug store make-up and sometimes the drug store make-up out preforms the high end. It just depends on the product- but if you find something that works well and its cheep- its all the better.
***** best formula for dry lips by far has to be Dior, but that's my personal preference. The Dior fluidsticks can even hid dry patches :)
A really good tip I learnt somewhere is to skim your bank account on a regular basis, so say you have £203.45 in your current account, take that £3.45 an transfer into your savings. You need to make sure you have enough for your bills and such obviously but you won't miss £3.45 most of the time and if you do it every week or even every month just before you get paid for instance, it really adds up! x
+Rachael Stevens Awesome idea Rachael!
Love this
I live in Nashville where there are a lot of rich people who don't wear their designer bags, shoes and clothes more than once. We have a couple great high end consignment shops and I use them. Everything has been checked to make sure it is real. Saves me money.
What shops in Nashville? I pass thru there sometimes going to Kentucky
Simple Creations Private Label in Green Hills and Designer Renaissance in the Thousand Oaks Area off Thompson Lane are great!
I wish there was one near me 😊
Money is like rain, how you arrange the guttering to save the rain in a bucket is the main thing.
seriously your gonna spend money either way you look at it so why not save up and spend it on something you love😊😊😊
never buy in impulse. I always wait a few days sometimes I really want something or think I do and then I wait and forget all about it and realise I don't really want it. I keep a wish list on my phone of things I want if I still want it I'll remember it by looking on there if I've forgot it I'll just delete it off and know I obviously didn't want it that bad
I really wanted to share my tips with you on saving - saving can be soooo hard (and kinda boring) - but these tips have worked for me over the years, and I hope they work for you too :)
And please let me know anything you do that you find helps, I'm always looking for new saving tips! xxx
+Tatiana Sirbu agreed. She's amazing!
Where did you get the pink money book
+Sophie Shohet | Fashion Beauty Lifestyle Can I just say that this video has really helped me! I just got a credit card due to poor money management (bad, bad, bad I know) but after seeing this video, I have returned all my reckless buys, about to sell all my unworn clothes and just live within my means! You have no idea how much this video has helped me! Instead of buying a £145 bag, I am buying a £30 bag, its not a big deal but to me it is literally slashing my costs down! AND IT IS THANKS TO YOU AND THIS VIDEO! LOVE YOU!!
You should do a video for people who have just started a new job that pays well, how to budget you new money, save, invest etc! You are a star! love you and NEW NEW SUBBY!!
+Ambitious Panda I have also found this so helpful, thanks Sophie 😘🙏
I'm so grateful because your advices are not only really cleaver, but knowing that you never received all this, that you saved money too - just like "normal people" - make us be even more motivated to do so!
I was wondering if you always buy your luxury items in the official stores? Which online stores would you recommend ? (I remember you've mentioned in another video that you've once bought Louboutin online and in Euros)
Thanks again! xxx
Girl you are earning my respect more and more. It's so easy to write you off as just another chick who spends tons of money on bags but you have the brain and determination and mostly positivism.
"Don't buy anything that you don't love or need." Great advice! It's so much better to have a few nice things, instead of bunch of "ok" things that you might wear or use once.
i have noticed that once you begin to be conscience with your money and spend it wisely on things that u REALLY want, it gives u a really good feeling.. and u want to keep doing it, its fun.
I love videos like this, I'm in my 2nd year of uni, next year I'm on a placement year and i've worked out i'll be able to put away £100 a month to save towards my first chanel! Videos like this motivate me even more! X
+Rosie Kate Turner
That is brilliant Rosie!!! £100 a month and you'll be in Chanel in no time!
Thank you so much for watching and happy saving sweetie! xo
This video is exactly what I need at the moment, I'm try to save up for my first LV
Hello, if you are interested in pre loved LV they are many sites that you can purchase from..Its affordable:-) & 100% authentic..I am looking for specific discontinued, limited pieces too. Hope you get your LV soon😍
Thank you, do you know of any UK websites?
I'll email you the info if that's ok :-)
Great video! I appreciate they way you did without being judgmental towards yourself or others 👍🏻
I’ve just found your channel and I’m OBSESSED, I’ve always felt like an overly ambitious person but also felt like I’ve got a lot of obstacles in my path! But I take risks and they’ve paid off so far, thanks for motivating me to take things to the next level, I love all your videos that I’ve watched today!!! 💖
When I get to a certain amount of savings I feel too bad for spending it and just and up not buying what iv been aiming for 😂
This is so trueee!! More when you have kids and feel guilty if you buy something for you instead for them.
The vision board is an excellent tip! Coincidentally, I actually started one of these yesterday, and I'm already noticing a change in my spending pattern after just one day. I skipped my morning latte, took my own lunch to work, and cooked myself dinner instead of going out. These money savers, multiplied over the course of a few months, will definitely help me save the money necessary for my next luxury purchase!
+Matt C It's dope that you have already made changes.
No idea how I got on your page,but I'm really enjoying you talk about things,that are not even relevant to me haha.....xxx
You are, without a doubt, absolutely brilliant! That's exactly what I do to save money. I believe in visualisation and although I haven't got a visual board, I do have a Wishlist with pictures in it on my phone and oh god it does help! I managed to get my collection in only 2 years just by saving, visualising and staying focused. Absolutely loved this video👏🏼👏🏼👏🏼👍🏼👍🏼👍🏼
Even though you now can afford to buy whatever you want, you’re still a down to earth lady.
I may never own an expensive bag, but I love watching your videos, you are a real sweetheart.
Totally love the energy in your videos very motivating 💖! Getting a money diary NOW... The weird thing i used to keep a money diary all throughout my 4 years at uni for each and every single penny and when i think back i have actually got waaaaaay better use of my money (the barely enough for my fees and expenses) and actually have saved for more things than four years at my current job !!!! which sounds ridiculous to me!!!!!!! Total alarm went off in my head right now THANK YOU SOPHIE....! One last thing which i have done the last few months with savings is that after i round up roughly what my spending is for a month plus minus any extra things i need to buy i.e. gifts and what not... I have literally transferred the remaining savings straight to my savings account as sooon as i get my paycheck... Hehehe i should not kid my self if i keep it ill probably put less away! Soooorry for the ramble LOTS OF LOVE xxxxx
For people with smaller scale budgets, I'd highly recommend the app Digit! It saves small bits of money, with every transaction you make. And You can adjust how aggressive it is. I've consistently saved about 100-150 a month without even noticing! The nice thing is it is a little bit more discreet too so rather than knowing what you have and being tempted to spend, it just does all the work for you!
What i love the most is .... you are extremely grounded and humble ❤️❤️❤️❤️❤️❤️❤️❤️
Wonderful tips, Sophie!! I use pinterest as my visual board and it has worked out well for me. Honestly, I add and subtract things all of the time from my wish list. lol. By the way, I love the way you structure and organize all of your videos. They are well thought out and organized. I enjoy all of them. :) xx
Omg! I love that you log everything! My husband has been logging for 24 years, hoe much he makes each month and what we spend on! When I saved for my three Chanel bags( I'm a stay at home mom) I cut every unnecessary item out, coffees at Starbucks, drugstore purchases that are small and needless, etc, I saved for each bag and it's not that hard, it's easy because we don't go out too much and people can really do it if they set their mind to it! Good for you!!
Btw, we paid off our house in 17 years instead of 30, from cutting out 👍🏻😁
Thanks for this, you seem awesome I am young with a minimum wage job and get paid weekly with varying hours. However this has made me think more about not buying random small things. I just subscribed yesterday and subsequently feel inspired.
She is the best on TH-cam. I can't be bothered to follow or subscribe to any other person now.
I love Sophie. I love the way she talks and explains everything . She is REAL. AND GENUINE. I WISH SHE WAS MY FRIEND! I wish I knew her in my years previously . I learnt so much from watching her videos
Every video she does has something useful I can take away from it . She has positive vibes. She is one of those people I can listen to all day and still not get bored or fed up. Her idea about writing things in a notebook and listing spending habits - I'm so going to do this. Simple yet effective ideas. And she has great taste in clothes and bags and shoes and she is so honest and transparent. She is my favourite TH-camr in the whole world. Keep doing what you do Sophie
You are wonderful and amazing. Love you so much. Xxxx
Highway 211 - OH MY WORD 🙏🏽🙏🏽🙏🏽 thank you so much for watching and taking the time to leave such a lovely comment 🥰 I am fortunate to have a really nice group of you all on here who tune-in. I’m really lucky and I love having you all as my Internet friends 😊🙏🏽
The notebook thing really works! It can be a bit of a faff at first, but it really lets you see what you’re spending I always think it’s not the expensive purchases that are the killer, it’s all of the little ones that add up to the big numbers! I hope you continue to enjoy it here my friend xxxx😘😘😘😘💖💖💖
"Omg i say a prayer before opening my online account" Hilarant!!!
Finally a youtuber that I can relate to! Independent, self made, and loves Chanel!
Great video, some very useful tips however you didn't touch on credit... Buy now pay later is my biggest weakness and now because of it I'm paying off loads of debt. I've learnt the hard way though, once it's all paid off never will I use credit again. I will only spend what I have!! Great video Sophie, I'm buying an expenses notebook tomorrow :)
When u look up to Sophie and realize that some of the things she mentioned you already do!!!!>>>> this makes me so happy. I feel like I'm on the right track😘😌❤️
I love the visualisation idea! I am definitely going to try this as i'm currently also saving up for a luxury handbag! x
Oh my gosh, this was so helpful. The panic attack before logging in to my bank account is ridiculous! I wonder if my bank will text me my balance. The struggle is real. LOL. Thank you for the positivity and motivation. (You should know that I've been watching TH-cam videos FOR YEARS, and I've never once commented on a video until now). Keep up the good work.
I've been out of college for over a year and money is definitely an issue for me. My type of job can pay quite high, but since I'm a Jr. my pay is on the extreme lower side of the spectrum. I have to put nearly 75% of my monthly paycheck towards bills and paying off debt. That leaves me only a bit of money to pay for food..and I can't even think about trying to save up for anything until the debt is cleared! To this day, I still believe that I have to live like I'm a poor college student again. Though, seeing your video definitely puts my mind at ease a little bit since you went through this and came out like a champ! Just gotta keep moving forward right : )
Girrl your the best I was trying to see how I can save for a Chanel and Hermes bag. Your tips are great thanks for sharing stay blessed!!!
Hi Sophie! New subbie here. You deserve so many more subscribers, I've been binge watching your videos and loving your content. I've even started playing your videos while driving in traffic. Helps to while away the time AND I'm learning so much and you're so watchable and lovely 💕💕 xx
So helpful! I've just started to save up for a house in the last few weeks. I literally write down everything I buy in a day in the notes section on my phone, (sounds tedious) but it's a great way to see where your money goes. Plus it makes you question, do I REALLY need to buy it, the answer is usually no. I also set a budget of £10 per day. Which I try to stick to, but it can be hard sometimes...
Sophie, your videos are so different from the rest - REAL information and guidance.
I'm about to graduate from university and your vlogs are enabling me to create a solid plan of action.
Thank-you!
I AM VOTING FOR YOU!
The last few months I had started putting all my change that was in my purse in a money box, from £2 coins to penny's, and within 3 months I had around £200!
Also it helps me if I take out say £50 a week use that for food (lunches, dinners) and travel (I only use busses here and there).
Definitely going to try your money diary! Love your channel xx
Thank you so much for those tips. I'm 31 and only last month did I get a credit card. I'm pretty good about my money but until now, I never had the courage to save for something really big. Next summer, I'll be riding my new killer motorcycle! I decided on how to get there because of you, you are so lovely and helpful. I'll buy the kick ass helmet first and look at it every day, until I save enough! Wish me luck:)
Hi Sophie, your advice is timeless and you just earned a new subscriber from Singapore! Considering the fact that this video dates back April 2016, it goes to show how thoughtful and relevant this video continues to help and inspire others. Thank you for spreading your positivity and personal knowledge with others. More people should be watching this and learn from you!
I totally agree with everything you say! I set up an online savings account and swore to myself that I would put X amount in every month, without fail. If I was short one month, I forced myself to cut back on crap you buy day to day. Sure enough, I was able to get out of my overdraft (was deep in after uni), buy a car and have a breast reduction (something I've wanted for years!) it's a sure thing! Love the idea of the dream board!
Great video. I've just bought a Louis Vuitton Speedy 30 in Damier Ebene by saving up. I'll read stuff on Issuu rather than buy a magazine, go to the library rather than buy books. Make my own coffee with Nespresso or but something in Waitrose and get a coffee with MyWaitrose card. I have a capsule wardrobe now, which has helped me save a lot and not waste money on fashion faux pas! Love your videos.
I agree that buying a lot of cheap things can be a catastrophe. Whenever I spend too much, it's usually because of those trifles whose individual prices seem insignificant... until they add up =/
I am a woman who has struggled with saving money my whole life. Thank you so much for the wonderful informative video. I could really relate to a lot of the experiences with money you spoke about. Thankfully I have recently become more disciplined with my hard earned money and now I have more savings than I have ever had. Please more videos like this in the future. I am so happy I found your channel. New subbie :)
I love you channel, and your accent! Yes, I'm trying to get better with saving for those special goodies. These are great tips!
I just want to share that you were able to get the message across to someone half way around the world from where you are. Its as if you were talking directly to me. This video is relevant.
You are showings all this luxury in life but I don't feel like you are bragging. I find you so genuine unlike other people in TH-cam that show all the luxurious item they have that I feel the bragging for it. I love seeing people achieve things in life because it becomes my inspiration but I don't like it when I feel that they are bragging about it.
TSB (not sure if anywhere else does it) has a feature called 'Save the Change'. basically whenever you pay with debit card, the bank rounds it up to the nearest pound and puts the difference into a savings account automatically. So, say you spend 5.30, it'll round it to 6 and automatically transfer 70p into an e-savings account. by the end of the month, there's usually at least a tenner in there that I essentially forgot about - great for if you need a top up or want to go for a pint! not a big tip but a little thing that you don't have to even think about! love your videos and thanks for all the advice Sophie
Omg so true. I never want to look at my account even though I don't spend crazy!
You gave some great tips! Automatic deposit works great because you don't have to manually do it. Since I work for myself as a Realtor I deposit commission checks and my bank automatically takes out a certain amount to put in my savings so I don't have to think twice about it. I also take my money and split it up by that I mean that I also put some in a personal checking, my business account which cashes the check and then I take out cash to carry for emergencies. I also make sure before I go to the store or get out my car or start shopping in the store or online to shop I check for coupons and coupon codes for savings. I never go food shopping hungry and I only carry cash for groceries instead of my bank card so I'm not tempted to go over budget and never go hungry.
You are so relatable but at same time materially more advanced than your watchers= success!! Wishing you millions of subscribers, you come through as a lovely person !
You are lovely Emma - thank you for the lovely comments :)
Wishing you a lovely week!xx
Another amazing video, Sophie.
I went through an amazing savings phase and then fell off the wagon.
One dope idea I have is get a bank account at a bank far away from where you live. This will discourage withdrawals
My big purchase 2 years ago was new bedroom and kitchen furniture. I kept a running list/budget for it, and I ended up saving about $1500 off by finding second-hand, selling excess items, painting to match rather than buying a whole suite etc...
Hey Sophie! I've recently discovered your channel and I have been binging on your videos. Love what you're doing, it's so refreshing to find other professional young women on YT that have their act together and are enjoying the fruit of their hard work! I've recently gotten into luxury goods and I'm learning a lot from your experiences and reviews so thank you very much! xx
Hi Sophie ❤️ from another Sophie , I found you this morning from one of your bag VDO and I can't stop listening to you. You are incredible and you are like my wake up call to remind myself of what's my plans and goals in life and yes .... we can do it. Hugh thanks Sophie ... I am your big fan now 👍❤️
Great Video Sophie, these are fabulous tips. I have been selling on eBay for just over 1 year. I also keep all of my receipts and I try and write down every thing I spend. When you know where your money is going, it is so much easier to save.
sick video. you actually gave fresh advice and not just repeat other youtubers. thanks
Hi sophie
I have just recently stumbled across your channel and I really like you so much! Thank you so much for these tips i think it really helps a lot. I have just started savings and most of my techniques are similar to yours and what u suggested is sooooooo true!
I think you're such a humble person! I have a flair for luxurious goods too but I always feel a tab bit guilty when I buy them because I am still not working. So I am looking up to you as an inspiration, my goal is to buy all the luxe that I want someday with my own hard earn money and savings, like you do. Thank you so much for putting yourself out there, I am sure you have helped many others too! I have never commented or try to initiate a conversation with any other youtuber and you are my 1st! I just think you are so humble and genuine and I just wanna let you know this. :-)
I am totally subscribing. You've provided me with so much motivation. I definitely love your style.
Fantastic. I have different savings for different thins e.g. Personal things, car maintenance, Christmas fund/ birthdays and home fund. I do a budget every month too. It really helps
donna karan once said everyone can live like a richy once a year...20 or 30 or 50 a week even 10 and by end of year u either buy a lot or one exoensive thing like a celebrity...love that idea
I recently started watching your videos and when I saw the title of this one I decided to see if there will be anything that can help me save money and this video is just great. I just started my first money diary and I can't wait to see how it will work for me :)
Hello Aga and welcome :)
I hope this helps - the money diary was a game changer for me personally. It somehow made money management and saving more fun and less of a chore. Good luck!! xx
I do weekly food plans so I don't overspend on crap. any spare change goes in a drawer and like sophie said I write down all the bills x
Great tips!! I also keep a spending diary! Years ago when I was on a diet the weight watchers motto was if you nibble scribble! So write down everything... I then put myself on a financial diet and do the exact same! It's shocking where we don't notice money wasted! Best of luck with the chanel, I think I'm on track for my Alma BB in June if I change my car next month! Always something to save for! X
Fab tips! Thanks for sharing. I'm still learning how to manage my money and I'm in my late 20s! I can totally relate to that feeling of panic logging onto online banking!! x
i am so glad i discovered you sophie! i love your style and your advice videos. keep the good work up xx
Love it!I try to give myself a weekly cash allowance and limit myself to that when saving.handing over cash is a lot harder than using a card!
Thank you so much for making this video. I'm a new subscriber and I think you're a very down to earth, genuine person. My husband and I have been trying to save up for our first family
home and it's been a challenge. Really appreciate sharing your tips and experience. Sending my
love from California:)
i feel you girl, i was in my skinniest when i was in uni cuz i couldnt even buy decent food, the struggle was real, i laugh looking back realizing how awful i was when it comes to budgeting! ur amazing by the way xx
I NEED TO START DOING THIS. Just saw my credit card statement and I died. I'm gonna start of fresh tomorrow.
Great tips. I save money a few ways. One way is, I have money taken out my check every pay period and deposited into a vacation account. During a certain time of year the money is transferred into my savings account and then it starts all over. You can only access the account once for an emergency. Another way is participating in a su-su at work. My colleagues and I decided on an amount to save every pay period. The money is given to a designated person every pay period. We chose the dates we want to get out our money and each person gets paid during that pay period. Lastly , saving spare change. Once I get change I don't spend it I put it in a bottle and when it fills up I take it to the bank.
Such a relevant and productive video. The more people think this way about their money the better they will feel. It is so true that everyone can afford everything, it just takes some of us longer to get it. And if it takes you longer to get you are more grateful for it and cherish it more :)
Great video Sophie,I had a good sort through last year and my eBay sales paid for my Birkin.It's surprising how quickly I achieved my goal.After watching your Porsche vlog I'm now looking myself it was really helpful xx
Great video and advice this is what I do exactly, pay of all the bills first and save the rest in my other account.
Your channel is growing 😄I need to learn how to save money because I spend too much for things I don't really need. Thx for the tips.
you are one of my inspirations.. especially in saving and buying a luxury product that have caught my eye and really really want it xxx
Great tips. I have trouble saving for reasons you describe in this video. I’m super excited to try these tips!
Superb video Sophie and this is my 1st time commentating (or perhaps 2nd time).. You seem genuine and "no fake" like many other TH-camr girls on here. Great advices really.. I can exactly relate to u about the Boots issue small spendings adding up so that stopped and I only do all my shopping at the discount market around the corner that is so much cheaper and got everything I need from skin care to food and home utilities.. One thing I won't cut down is my quality of food since am dieting every days but still I get plenty there for a 3 days food market. So except for my gym membership that is only 15€ a month I dont really spend anything else ah yes Proteins powder and other needed fitness supplements but really beside these am keeping the money tightly.
Great great video.
I too have a savings account that I try to put £100 of my wages a week in, but I also bought a Terramundi pot to keep in my bedroom to put in any spare change from my lunches at the end of each day. It doesn't feel like much when you're putting it in... but if you're like me and put a couple of pounds in at the end of each day that I would have spent on junk food then you end up with an extra £40 - £50 at the end of each month! (every little helps) xx
As a young person I LOVE LOVE LOVE !! watching your vids they are so motivational 👍🏾 Please make more 🙂
Fantastic video! It's really helped me to refocus my efforts!
Btw peeps, another good saving tip - only use cash. That way you physically see what you're spending. If you use cards all the time, you never see the money being spent (and you end up having no idea of how much you've spent!). If you have to hand over your hard earned cash every single time, it'll really make you think!
i keep cash
when its get 1000$ i put it away so you can't see it and easy to get.
if i want anything luxury bag
I save more on top of that saving i had.
and have a date when to buy.
like i would save this till the end of the year when the new season of
luxury good and see if you really really like it then buy it.
if I don't than thats can wait for the next season.
and thats mean I save even more.
its just my personal saving.
(sorry if my english is harder to read).
WONDERFUL video, Sophie! xoxo Lisa
+LisaLisaD1 Thank you Lisa! Xx 😘✌🏽️❤️
Sophie LOVED this video, it was so helpful! Glad I'm to here that I'm not the only one that has that feeling of dread when they look at their balance 😣
That was such a helpful video! Thank you so much! I'm currently paying off so much debt but I stumbled onto your channel by accident and I'm so happy that I did :) keep up the good work girl!
Great video!! Can't live without my money diary :) I love the board idea.. I might make one
So useful! The worst is working in town - spent more money on lunch breaks than what I earnt! X
I really love how your videos are so informative & you give out great advice ! One of my favourite TH-camrs 😄💕
The visualisation board is such a great idea! Definitely going to try it out! Thank you. Xx
I have money transferred each paycheck directly to my savings account that way you really do not miss it and it adds up. 💵💷
Love this video!! So motivating! We are currently saving for a house deposit- the end feels do far away but worth every penny!
Your videos really inspired me to save, strive for success and be fashionable while being independent as well! It's so awesome and thank you so much!!!!! 🌸🌺🌹🤗
Thank you for sharing your tips, I love watching your videos and reviews of all the bags and shoes you have.
I keep a budget, but I'm bad when I get bored I shop unfortunately, and you're right with how easy it is to pay with PayPal and whatnot you can go a little crazy. My tip for using PayPal, even thought I have a pretty nice credit limit with them (I can go on vacation twice with my limit) I have it set up so I comes out of my bank account, not my PayPal credit line, this way it makes me think about it before I really make the purchase...