BEST HEALTH INSURANCE POLICY | सबसे अच्छा Health Insurance Plan | Best Mediclaim Policy - 2022 |
ฝัง
- เผยแพร่เมื่อ 5 ก.ย. 2024
- #healthinsurance
Term insurance - bit.ly/3RUZcMZ
Health insurance - bit.ly/48ymQpE
BEST HEALTH INSURANCE POLICY | सबसे अच्छा Health Insurance Plan | Best Mediclaim Policy - 2022 |
A good health insurance plan is always needed for all of us. A good health insurance plan support you when you are on bed. In this video we covered one of the best health insurance plan of India in 2022. Best health insurance plan should always have industry first features.
New Secret of money making batch - tlqjs.courses....
(Do download mobile app as well for regular communication with same mobile number)
Basics of money making - recorded - tlqjs.courses....
Angel Broking - tinyurl.com/y7f...
Upstox - upstox.com/ope...
AliceBlue - alicebluepartn...
PROCESS TO TAKE MEMBERSHIP-
A. Download mobile application -
Android - play.google.co...
IOS Process to download application -
1. Please download My Institute app from the App Store.
apps.apple.com...
2. Enter the Org Code:- tlqjs
3. Put the number and you ll be logged in to your app.This is just one time log in and post which you will be directly on Invest Aaj For Kal app.
B. Go to stores and you will get option - Learn To Earn (1 month, 6 month, 12 Month) and Future and option learners (1 month, 6 month, 12 month).
*all 6 month memberships are at 9% discount and 12 month at 16% discount.
Choose as per your need.
C. Process for web login as well -
1. Login to Web.classplusapp.com
2. Use OrgCode- tlqjs while signing
3. Go to "store" and watch the course
Link to get connected for mutual funds - zfrmz.com/SXS9...
(Please fill the form and your RM will directly connect with you)
Mutual fund/ Health insurance / Term Insurance helpline- 08448440438
(Only if you want us to manage for you, 10 AM TO 6 PM MON TO SAT)
Whatsapp click for message -
Mutual fund-
api.whatsapp.c...
Click for Health Insurance -
wa.me/91701436...
Click for Term Insurance -
api.whatsapp.c...
Join this channel to get access to perks:
/ @investaajforkal
Connect with us-
Telegram Channel - t.me/investaaj...
TH-cam - / investaajforkal
Facebook- / invest-aaj-for-kal-113...
Instagram- / anantladha1234
Twitter - an...
MOJ - Mojapp.in/@anan...
Disclaimer - This is our personal view and mutual funds and equity investments are subject to market risk. Please read all offer documents before investing. This video is only for education purpose. Please consult your adviser before investing. This video is only to give information and only for education purpose.07
Click for *Health Insurance* -
wa.me/917014363748?text=HiINeedHealthInsurance
Sir navi ka review video kijiye na please
Hlo i m Mr sharma from RJ ❤
Please compare it with care advantage from care insurance
We are legends . I have taken it already
@@vikashyadav8934 soon
बहुत सुन्दर ढंग से वीडियो में इस प्लान का प्रचार किया है आपने। शर्मा जी की उम्र, परिवार के सदस्यों की संख्या तो बताया नही भाई। ईमानदारी का सर्वथा अभाव है।
Anant Bhai you are an Encyclopedia...!!!!! Thanks a million.
Navjit Singh
Amritsar Punjab
I have already taken this insurance in dec 2021.
After comparing so many company plans i like hdfc ergo optium
Very informative video. But what about claim settlement ratio of HDFC ergo and what are the exceptions in this plan ?
It's important
The premium of this plans is almost 45% higher with same sum assured in other companies..
You did not mention the dark side of insurance like pre existing disease waiting period, many other illness waiting period, illness not covered and all... The illness that we want to get covered for parents requires atleast 3yrs waiting period.
Please create a video of the common terms and conditions that applies for most of the health insurances.. Thanks in advance.
Have separate videos for that already made
Please check playlist
@@InvestAajForKal sure, thanks.
There are some company which are taking some extra premium and providing pre existing illness claim from next year only
If you can pay premium of above 25k then just go for Manipal Cigna plans with 50 Lakhs of Base sum insured without hesitation.
@@chintanpandya8878 like star comprehensive PED BY BACK plan
Es plan se better hai.. Niva Bupa ReAssure Plan.
Almost these all the things are covered in Navi Health insurance also like restore benefits etc, sir please do a comparison between Navi & HDFC ERGO.
Hdfc ergo is best
There is room limit, every year increase in premium and many disadvantages.
This is a paid advertisement.
Donot believe this guy
Aaj he health insurance search kar rha tha...thank you sir
Sirji ye bhi toh batao ki iss plan ka premium har year change hoga...no slabs as per age... premium is very high...kuch features de dene se premium increase karne ka mauka mil gaya company ko....
Hdfc ergo optima restore is far better than this
Sir aapka video dekh k hi mene ye plan liya tha.... I m fully satisfied... Thnx for kindness
Thanku Anant sirji, I am so happy after good time I invested in comparing health insurance for my parents I had already chosen HDFC Optima Restore 1.5 years back. Now I'll surely renew it as well. Thanku for this video, I am relieved 🙂
one can take Base policy and super top-up with this price. No tension of restoration till base is exhausted, if super Top-up is added.
Please explain all how premium is calculated based on age,health conditions, pre existing diseases, nature of job, etc
Only describe positive side ..
Sir, example mein Mr. Sharma ki age and no. of members in floater policy toh bataaiye
Comparing with Niva Bupa Reassure health insurance plan, how is HDFC Optima secure plan?
Already taken 1 month ago for my family. Thanks you made a video.
Nicely explain....
I will be...now confident about Mediclaim purches.
Is this policy accept optic Neuro desease in pre existence desease
Aditya Birla OPD health insurance, i like to get information as at Early as possible.
Is there any advantage of taking TOP UP along with this Optima Secure. Please do explain about TOP UP with the existing Health insurance & how would it be advantageous. Thank you
Ignore top up get super topup only.
Never take top up. Always take supertop up.
sir iss plan ko Navi health insurance se compair karke ek vdo banae , dono me se kon sa lena behetar hoga.
Max Bupa/Niva Bupa Reassure Policy offered same or Better Benifits at Low Premium, please Checkout and compare, and tell if any plus minus hoto.
Gd explaination..Mr Anant pl let me know if the patient suddenly requires surgery will mediclaim policy work for it
Sir which type insurance(health) for
Circusiation sugery
One thing not clear is whether from the 3rd year renewal onwards, ncb will be given further or will it stay the same after that. Also few things i observed while going through the brochure.
1. Maternity is not covered.
2. Waiting period of 2 years for specific illness and surgeries. Common ones are joint replacement, cataract, etc.
If the above things are not applicable in your case, then this is perhaps the best plan available.
Maximum ncb is 100℅ is applicable
Insurance policy ke brochure kaha se milte hai. Har company ki website pahale mobile email maag rahi hai jo mai nahi dena chahata
Point 2 is applicable in all policies
Sir ye jo plan hai isme other medical treatment jaise yunani, aurveda or Jarman remedies se bhi treatment cover hai kya.??pls reply 🙏
Yesss
Yes
Anant bhai, atleast put "paid promotion" in video..
It's not paid sir
@@InvestAajForKal thanks for responding and apologies if thats not the case. Just wondering why you would not share the bad part of this policy..why not atleast compare with closest competitors like NIVA BUPA, which gives unlimited restoration, isnt that a desirable feature?
@@InvestAajForKal who knows?
Hahaha true. paid hai
@@InvestAajForKal 😂😂 chall joota
Almost 25k for an plan of 5 lac is way too much (since you have not disclosed age assume it as 30-32years )
If you consider 10 (5+5) Restoration benefit is an different thing which most companies have started to offer, even in that case its not cheap either
I had my policy with Apollo Munich which became HDFC suddenly my premium increased by 30% (12k to 15k per year) next year on renewal even without any claim they wanted 20% extra (18k for 1 year) where as same policy if i buy as an new customer from HDFC it was available at 14k, customer care did not had answer to this, they say you get continuity benefits for waiting period which new members dont but i did not buy this logic, you are not giving it to me for free i paid you premiums in past years, even mails went unanswered
Finally ported my policy on renewal to Care NCB super, which gives 60% no claim bonus for 1st 2 years and 10% there after max upto 150%
Premium paid was 24k for 2 years term
There must be some limits on this, companies sell you policy at cheap rates on 1st year and then recover all this from 2nd year onwards
Best way is to renew it for 2 or 3 year together this way you get discounts too put risk of increasing premiums also less, policy bazar offers no cost emi on credit cards so you can pay for 2 years on emi too
Regarding non payables you can choose an rider for this i paid approx ₹600 extra for 1 year which now covers 100% hospitalizations cost including gloves and other consumables
You are absolutly right sir
Same above thing I also faced
As I was old customer of appolo munich ,and after merging till now the had doubled the premium.
Sir last year I bought optima restore, they told me that primium will be same for next 5 years, but now thay have increased 3000 rupees for renewal
Don't renew🤔🤔🤔
Anant ji I've been using Max Bupa Health Pulse plan with exactly same benefits as mentioned above. It can also be recommended.
Please Compare between Ergo optima secure and NivaBupa reassure...
Even I would like to know
I already compared this things... I like Niva Bupa companies policy . Only one positive thing in this plan is, restoration is applicable so early. And nagative thing is very costly... So insted of that I prefer to take add ons and top ups.
Also Claim settlement ratio is less that Niva Bupa.
Correct me if I am wrong at any point.
Restoration is applicable same as other companies..
Claim settlement is better for Hdfc as far as I know
@@AbhishekKumar-vw3mo No. If you check Nivabupa CSR is almost 99+.. but HDFC is about 97.
@@superstarhemant2 niva Bupa restoration is not good . If we use 5lakh then only we will get restoration.. so if in first hospitalization my bill is 4 lakh then I only left with 1 lakh that time .
Good Point, but never focus on CSR only, if I consider ICR then Niva Bupa is not even close to HDFC ERGO. So for me everything was same, but due to ICR I went ahead with Ergo. Hope this helps.
Sir which one is better mintree or LTI for longterm (10year)....request you to please reply or make a separate video of comparison..🙏
none. I recently left LTI due to slow paced career growth and role. i left after 1.5 years and already got a better offer with 160% hike as a data scientist
Dear Rishabh, Please go with either TCS or Infosys or both because these are market leader in IT and you will get good dividend every year also now these are very much corrected stocks. Best Wishes for Long Term Investment.
Sir first hum hdfc optima le liye abhi dusra health insurance ko change hogaya aap ka video bahut informative, pahle sune tho acha rehata tha
10LAKH KI POLICY,50%BONUS KE 5 LAKH, ADDITION 2x COVERAGE KE 10 LAKH & RESTORE BENIFIT KE 10 LAKH MEAN TOTAL 10+5+10+10=35 LAKH COVER HONGE KYA?, YA NAHI , SIDHI BAAT KARO.
100% bonus after 2nd year.....
Nahi.
Hi my name is abhishek.
I want full support from you about choose a health insurance.
My son age 3 month now I want health insurance but few day ago my son have by born deseses called billary artisia Dur this deases he has jaundice but now we done kasai operation now he is stable but for future may some liver issue raise or not so I want 25 lakh insurance so please suggest best one.
Reply please
kindly make it clear at the beginning if this is sponsored or not.
Sir please make a video:Best health insurance policy 2022-2023
Sirji pls cover helth vs term vs life insurance in one video
Are you looking term or health insurance
Entry Age and changing from another Medical Insurance? Please let me know
Hii ,Sir pls time nekal krr pls Navi or HDFC ergo compare video bna do pls Maine Bohot Baar request Ki hai aapse pls Ager video k time nhi hai Toh pls Dekh krr Bta do best 1 dono meh health insurance pls sir ignor mat karna pls
All 4 points are fabulous great 👍
यदि निवा बूपा और इस प्लान में से किसी एक को चुनना हो तो हरेक दृष्टिकोण से कौन सा प्लान लेना चाहिए HDFC/NIVABUPA ?
restoration and other expense jo koi bhi company nehi deta.. sir mera insurance star pe hey mein karna chata hu kiya transfer kar sakte hey ya new lena padega
Please make a video for term insurance too for 2022
Max bupa ko bhi cover kijiye.............
and yearly free health checkup ke baare me nhe bataya?
Best friend 📝plan bhaiya ji
Good 👍jobs
Thanks 🙏you
If I purchase hdfc optima secure through agent in first year and then purchase online in the 2nd year, am I entitled to get all the benefits declared in the policy for continuation of the policy for 2 consecutive years.
yes you are entitled
Sir esa konsa insurance h jisse turant Surgery Kara sakte h
Sabse best hai max bupa jo ab niva bupa ho gya usme unlimited time restoration benefits usme unlimited time h max Bupa is best of all insurance company
Sir , Sorry I am not agreed with your first and third benifit that it's for the first time in the market same benefits are provided bye * Star Health Comprehensive Paln* from last two years .
Star health is the worst i m already a coustomer of them and i dont want to continue with them
@@asifkazi2229 what happened bro?
@@LordOfMachinesREAL actually he is agent of HDFC insurance, that’s it
@@yashvanth5390 how fo you know
Tata aig Medicare premer ka bhi batao. Ye wali mere ko Lena h . Best plan h
Kindly make video on best terms insurance plan 2022 also
Sirji, can I know your wrist watch brand, model and price please? Whenever you are explaining the health insurance plans, please show the watch also in the camera so that I can understand your health insurance plans better.
What??? Watch really?
@@ankit_singh2704 yes sir.... please let me know the brand and model code..
Little late for uploading a video, Yesterday took Navi health insurance policy for parents...
It's ok
They also have 1 good plan
Will cover it also
You didn't mention OPD? Or it's not included, aditya birla offer 1k opd charges
Sir we are three people me my wife and my mother which plan is best for us.
Sir just want to know whether the video was promotional or you yourself have made the video as you liked it?
Pls reply?
Personally liking
Please check old videos, I liked this one even in old comparison videos of last 2 years
Minimum kitna ka insurance hai isme Sir,
Kia 2 - 3 lakhs ka bhi insurance hai hdfc me
Sir please make video on best term insurance
What is the difference between mediclaim & health insurance ?
Mediclaim for before death and insurance for after death , your family will get.
Both are same!
Clearly a advertisement, benifits of big subscribers..
Please yea wale point details pe samjhaiye..
Q ki jo point ap bol rahe ho.. kuch v samajh nahi aata..
App example deke samjha dena ek video pe
Technical terms..
Bahut mahanga plan hai .normal costomer can't afford..and it will increase later on
Sir Meri age 30 h
Misses ki 28
Two baby bhi h kitna premium hoga plz btye sir
Which company health insurance family floater plan is best for a CA member in the age of 47-48 years?
Senior citizen Red carpet
Sir maine reliance general ka health insurance liya hai. Abhi thoda research ki to pta chla ye reliance capital ki subsidery company. Agr reliance capital band hoti hai to ky mera health insurance safe rhega
Anti thesis toh bataiye is plan k sir...
Normal insurance issues
Please check insurance playlist
@@InvestAajForKal thankyou Sir..
Please also make a similar video for best term life insurance that will help all greatly in this pandemic time
If tomorrow i buy TCS share then the company still buy back my shares also?
सरजी, HDFC HEALTH INSURANCE policy लेली तो कंपनी का cashless card
मिलता है या पेपर नंबर
Abhithak my koi plan nahi liya
First time plan karre, ENT treatment ke liye kitna dhin hold karna padega
Stay away from these influencers. They never talk about incurred claim ratio, services, claim process etc. These take huge money from brand and prpmote
Please compare with Star health insurance
Kindly make a video for Kenko Health Plan ??
Supposed if I, m not sick or didn't spend any money from health insurance card, what benefits did I get
Thanks ANANT for this extra efforts
Seems like you are hdfc secret sponsor 😜
Sir, is it necessary to consider OPD claim also when purchasing a health insurance policy? Because today fees of tablets, scans and test are very high for diagnosis before hospitalize.
No sir just you want to check the cover of before and after hospitalization benefit's
Sir sbhi point achhe he koi bhi missing nahi he
Sir which health insurance you are having?
MaxBupa claims settlement ratio is also 96% which is better than all insurance company even hdfc argo.
How do you compare star health with this policy. Please make commend on this.
Hi you should have covered some imp points _room capping, copay
Sir ek Kenko health insurance ke name se he . Iska kya reviews he? Please suggest
Wahiyat
I migrated to this plan from optima restore from ur team this yr.
Thanks for that help.
Make video best demat account opening with charges
Sar main decide nahin kar pa Raha Mujhe kaun sa Health Insurance Lena chahie jismein Jyada benefit Ho
Restore benefits 5 lakh will come from where? Do I need to pay some amount? Or it will deduct from next year insurance amount?
Please hamen ek karod Tak ke term insurance ke bare mein aur bataiye achcha se achcha kaun si company ka Lena chahie
But I think the premium is high in HDFC Ergo
It's really needed in this pandemic
Pls post video on term insurance
Already there
Self -38, Spouse -32 n son - 8 secure premium for 5 lac sum sured
@FdKart HDFC optima secure ke liye kya premium aayegi...
Which one should I take health insurance?
What do you think about Navi health insurance plans? can you compare that with HDFC or star health insurance plans