I had similar accident in the past, less damages but it was very paintful due to the costs. Since that time I always install crash pads in every motorcycle I had, to protect the bike from this small damages/scratches in case of unfortune accident.
Definitely a plus to have good crash protection. I am not a fan of the available bars because I can't find a mount for my OEM aux lights with the bars. Thanks for the comment!
Hiya Josh, my RR rolled off the kickstand when it was 2 weeks old, I did catch it but it was at the point of no return so I had to lay it down slowly twinging my back in the process but luckily for the bike no damage or scrapes, good to hear yours is not bad and is easily fixed ....👍
Bummer! These things happen. I made out okay all things considered. Just happy there wasn't any kids around when it happened...pretty colorful language and all, haha
They probably make some touch up paint for the ice gray. I'd do that, then just get flush mount signals and a cage. Mount the aux lights to the cage and boom, turn your drop into an upgrade!
I considered this but am not happy with current bars/cages available. Waiting for some of the other companies to get up to speed on their 2020 stuff for the bike.
I have had a couple small mishaps on my bike (one with a cement barrier), but I never thought about filing an insurance claim. I just ordered the OEM parts and replaced them myself. I figured by the time the deductible was applied, plus the hassle of getting estimates and non-covered charges by the dealer, it was just less painful to do it myself. If I had a messed up engine case or fork or swingarm, Yeah I would definitely go through the process, but for the body work and farkle nics? Nah. One bit of advice - invest in frame and axel sliders dude - they really do work well - they would have possibly saved that body panel.
Yeah. Definitely have to run the math to see that if it makes sense or not. 100% on crash bars. My issue is the only ones on the market for the 2020 model require a mounting point that doesn't allow for the auxiliary lights to stay installed. I am not sure if it is the pandemic or what but the usual aftermarket stuff isn't out yet. The only other ones are made by BMW and are carbon fiber...which make no sense and also are like $1600! Hoping the aftermarket catches up soon. Thanks for the comment!
Thanks for posting and sorry to hear but I now know why my bike came with those same exact scratches on the right side. The previous owner dropped it which I suspected but didn't think it hit the deck.I had a KLR for 15 years which I dropped several times (dirt/road) but never put an insurance claim in and just repaired myself. I will repair the BM but I'll get the carbon side trim. Little more expensive but it looks great and my aux light just got scratched.
Thanks for the video, sorry to hear about your accident, you should keep the rubber down you know. 😊 I fell over with my bike on a parking lot this summer. The only thing that was broken was my clutch lever and my left vario case. And of course my ego was a little bent also. I contacted my insurance company and they told me that they would pay for the repairs and they required me to let a authorized dealer. Then I talked to my dealer and they ordered a new clutch lever and vario case. At the next service they replaced the lever and I got a new side case. It costed me around 150$ (1500skr) I don’t know if it’s the same for all insurance companies here in Sweden but I think that that’s the same. You are not allowed to do the repairs you’re self.
That's interesting. I got my check today so am going to move forward and order the parts. Hopefully they are in country and can get them in sooner than later.
Harley it's 300 dollars for estimate. A friend of mine had some run into his garage door. Hit his bike knocking it over into his wife goldwing trike. Just on his bike was almost 10k damages all was just some little scratches. And said his handlebars was bent we couldn't tell. He didn't fix nothing but highway peg that broke off. He pocketed that money. When he trade the bike year later he didn't loose nothing.
For sure. My Mrs. had someone rear end her lightly Got a check for the damage and just left it as it was totally minor. Figure when we trade it we will be just fine. Personally I keep hoping someone else hits the rear end and then we can get it fixed, hahaha.
This is sure some coincidence, because the exact same thing happened to me a couple of weeks ago, but the auxiliary light also ripped open the rubber hose coming out of the water pump. This is what I did... The scratches on the mirror and the hand guard do not matter to me, the scratches on the side panel were touched up for free at my dealership. I glued the turn indicator with Superglue. I replaced the bracket of the auxiliary light myself with a new one that I had ordered at my dealership. I straightened out the gear shifter, no big deal. The whole foot peg does not need to be replaced, but only the feeler. The other scratches can be touched up with black paint or a permanent black marker pen. In Euros I paid € 40 for the bracket of the auxiliary light, the feeler on the foot peg costs € 6 and my dealership replaced the broken water-pump hose for just under € 100, labor cost included. 1 U.S. Dollar is about € 0.83. My deductible at my insurance company is about € 630. You can easily calculate that my repair bill is light years away from your calculation. BTW, should you replace the bracket of the auxiliary light yourself, keep in mind that the torque for tightening that big bolt is 56 Nm.
@@ThrottleBackRubberDown I got the torque value for that bolt from my dealership, as they obviously have a complete list of those items in their documentation for the BMW bikes. Applying the correct torque in this case is critical, look at the metal that bolt screws into. I got a torque wrench from Hazet (German tool manufacturer) for the 100 Nm torque of the nut on the rear axle to adjust the chain. I don’t know how handy you are with tools, but I found replacing the bracket for the auxiliary light to be a piece of cake. I always use Loctite 243 bolts and nuts locker glue in this case. If you are going to replace the feeler in the foot peg, you’ll first have to extract the broken thread of the previous one, and this requires the use of an extractor tool. If you cannot do it yourself, your dealership will do it for you, but they’ll charge you labor costs for this job. Have a look at the cost of that repair bill now, and you’ll see that it will be a long way below your deductible of your insurance contract.
I was just contemplating my insurance coverage on the bike... Good thing it was only a minor incident and most importantly you were not hurt. I have also been riding for over 20 years and (knock on wood) have not had a fall yet but its bound to happen at some point. Thanks for sharing this very helpful information.
Yeah...things like these usually hurt the pride more than anything else. Always good to price out the options in their entirety. The internet makes things a lot easier for sure.
I wished my car insurance went up that little after my first claim in over two decades. My rates were more then double and it will be 5+ years before it will return to anything reasonable.
Wow...that's crazy. I had a close family member have an at fault accident a few years back and it totaled two cars and damaged a third and it only went up 15%. Insurance is a strange business and pays to shop.
Absolutely impossible to get those low insurance rates in Russia. For example here for your S1000XR the payment for FULL insurance would be approx 1500-2000+ USD per year and with obligatory franchise around 1000USD. 99% of motorcycles here do not have full insurance, only third party liability. So for me it is not profitable to pay for full insurance, it would only help of thieves or total full damage for motorcycle. Just too much money to be payed. My example with F850GS was that I payed from my pocket around 800 USD for parts, just dropped it(my fault) and damage was a bit bigger than yours but not so much. I also partly made some works by myself, like mirror, handguard and so on. But to glue the sticker on plastic..no..hate this type of work. And some work also requires special instrument like torque wrench and you need to know exact torque of some bolts and use lock glue, for example i think that passanger foot peg attachment or pedal with quickshifter.
Yeah...definitely want to have the torque settings before attaching components. I am not interested in trying to get the stickers on and will have the shop take care of that. I don't mind some of the of the other jobs, though.
@@ThrottleBackRubberDown As I know it is not possible to oficially get torque settings and other tech details for BMW. Only dealers have that information. Perhaps some unofficial data in internet, but 2020 XR is a new bike, i don't think that there are some data like this in internet. But you can try to find.
That’s a bummer but not to bad. Good idea on heading to the dealer to get estimates. I work in the collision industry. Most insurance adjusters have no idea how to write up a motorcycle estamite so they’ll go off the one you got. With a car they won’t even look at any estamitrs that you’ve had done.
Now then buddy, you're not quite getting your head round the "rubber down" part of your name 😂 Respect for putting this out there, a lot wouldn't. 👍 Stay safe bud
Hahahaha. Yeah...she was like a turtle on its back for a moment...a sad sight. After 20 years of riding I know the realities and am not to shy about sharing. I figure it's a good way to hopefully help someone in a similar situation think through their options. My real paranoia is when she is fixed...hopefully no more slips until the crash bars hit the aftermarket and I can get a set that doesn't require me to remove my auxiliary lights.
@@ThrottleBackRubberDown I dont think you'll be doing that again any time soon. You keep yourself safe until we can all get back to normal and doing normal things again. Take care
Well done video, great information and you really covered it well. I dropped a bike in the same way about 15 years ago. Stopped on a soft shoulder put my foot down and slipped and my ankle buckled.
It's crazy... I had a similar incident years back. My only other issue in 20 years was a teenage low side...that was truly rider error...I made lots of errors in my teens but that was the only one to bite me...thankfully!
Yeah...not much damage really but it is there so I am going to be getting her fixed. Already claimed it and received the check. Going to post an update this Sunday...a few snags but all good.
And before ANYONE tells you differently its YOUR money that you paid over the years to your insurance company... Think of it as a savings account that supposedly you hide money kinda sorta for when you absolutely need it... Sorry bout your baby but it is what it is brother
Wow, that's suck? I know the feeling of having minor bender like that! YOU KNOW THEY ARE THERE until you fix them. 😁 I like the way you are churning the numbers to decide which way to go. TFS and safe riding bro! Rubber side down!👇🤙
Yeah...Murphy's law this happens with a newer machine. Just the same I got out of it pretty unscathed and can still ride the machine until fixed. Thanks for the support.
Yeah...I weighed it all out. I will be posting a follow up once my new premium rate comes in to let everyone know the final numbers. In the end, I am the type of guy who doesn't want it dinged up. I feel you though...could have let it go for sure.
So did you say you only tipped over twice in 20 years? I’ve been riding 30 years but I lost track of the tip overs. It has to be over 42. I must be clumsy. I’m getting my XR in a couple weeks. I better get some engine crash bars and some sliders. I’ve never crashed but I know it’s going to fall over.
100% on engine crash bars. The issue is the aftermarket stuff isn't out for the 2020 yet...not sure why the long delay. The only set I have found mounts to where the aux. lights mount and I am not willing to get rid of those. Hoping something comes out soon.
Hey brother! Sorry to hear about this mishap! Glad your safe and thank you for the information! Maybe you can use some of that leftover money for some crash bars! Haha! Stay safe man!
@@ThrottleBackRubberDown hey man, just wanted to let you know that I’m back in riding condition (health wise) and will be shooting my response to your challenge this weekend (weather permitting) and should go up Monday or Tuesday.
I had similar accident in the past, less damages but it was very paintful due to the costs.
Since that time I always install crash pads in every motorcycle I had, to protect the bike from this small damages/scratches in case of unfortune accident.
Definitely a plus to have good crash protection. I am not a fan of the available bars because I can't find a mount for my OEM aux lights with the bars. Thanks for the comment!
Hiya Josh, my RR rolled off the kickstand when it was 2 weeks old, I did catch it but it was at the point of no return so I had to lay it down slowly twinging my back in the process but luckily for the bike no damage or scrapes, good to hear yours is not bad and is easily fixed ....👍
Bummer! These things happen. I made out okay all things considered. Just happy there wasn't any kids around when it happened...pretty colorful language and all, haha
They probably make some touch up paint for the ice gray. I'd do that, then just get flush mount signals and a cage. Mount the aux lights to the cage and boom, turn your drop into an upgrade!
That's what I do. When things break or wear out, just upgrade them.
I considered this but am not happy with current bars/cages available. Waiting for some of the other companies to get up to speed on their 2020 stuff for the bike.
I have had a couple small mishaps on my bike (one with a cement barrier), but I never thought about filing an insurance claim. I just ordered the OEM parts and replaced them myself. I figured by the time the deductible was applied, plus the hassle of getting estimates and non-covered charges by the dealer, it was just less painful to do it myself. If I had a messed up engine case or fork or swingarm, Yeah I would definitely go through the process, but for the body work and farkle nics? Nah. One bit of advice - invest in frame and axel sliders dude - they really do work well - they would have possibly saved that body panel.
Yeah. Definitely have to run the math to see that if it makes sense or not. 100% on crash bars. My issue is the only ones on the market for the 2020 model require a mounting point that doesn't allow for the auxiliary lights to stay installed. I am not sure if it is the pandemic or what but the usual aftermarket stuff isn't out yet. The only other ones are made by BMW and are carbon fiber...which make no sense and also are like $1600! Hoping the aftermarket catches up soon. Thanks for the comment!
Thanks for posting and sorry to hear but I now know why my bike came with those same exact scratches on the right side. The previous owner dropped it which I suspected but didn't think it hit the deck.I had a KLR for 15 years which I dropped several times (dirt/road) but never put an insurance claim in and just repaired myself. I will repair the BM but I'll get the carbon side trim. Little more expensive but it looks great and my aux light just got scratched.
The carbon does look pretty baller.
Thanks for the video, sorry to hear about your accident, you should keep the rubber down you know. 😊
I fell over with my bike on a parking lot this summer. The only thing that was broken was my clutch lever and my left vario case. And of course my ego was a little bent also.
I contacted my insurance company and they told me that they would pay for the repairs and they required me to let a authorized dealer.
Then I talked to my dealer and they ordered a new clutch lever and vario case. At the next service they replaced the lever and I got a new side case. It costed me around 150$ (1500skr) I don’t know if it’s the same for all insurance companies here in Sweden but I think that that’s the same. You are not allowed to do the repairs you’re self.
That's interesting. I got my check today so am going to move forward and order the parts. Hopefully they are in country and can get them in sooner than later.
Very interesting subject thank you
Appreciate the comment and support.
What a beautiful bike! Sorry that happened to you. Hope you can get it fixed soon!
Thanks for the comment...yeah...an anomaly for sure but all good...should have the parts in soon enough.
Good info and well thought out.
Appreciate the feedback and support!
Poor bike but glad you're ok and the damage isn't bad at all.
Yeah...she made out okay and I only damaged my ego...damn ankle!
Dropping a bike is the worst feeling, glad it is only minor repairs. safe riding, cheers
Yeah...they look pretty sad on their side for sure, hahah. Thanks for the support.
I went through a stage of wanting one of those S1000XRs so bad...yours is a cool color!
I really like the ice grey in person. Thanks for the support.
Harley it's 300 dollars for estimate. A friend of mine had some run into his garage door. Hit his bike knocking it over into his wife goldwing trike. Just on his bike was almost 10k damages all was just some little scratches. And said his handlebars was bent we couldn't tell. He didn't fix nothing but highway peg that broke off. He pocketed that money. When he trade the bike year later he didn't loose nothing.
For sure. My Mrs. had someone rear end her lightly Got a check for the damage and just left it as it was totally minor. Figure when we trade it we will be just fine. Personally I keep hoping someone else hits the rear end and then we can get it fixed, hahaha.
Hate that you had this mishap but that's a beautiful bike. I love the color.
Thanks mate. These things do happen from time to time and wanted to put it out to hopefully help others think through the process of what they can do.
Hey man, sorry to watch this but as you say it happens and won't be too much to sort bro.
Yeah. Hoping they produce a decent set of aftermarket crash bars for the 2020 model soon. Got out of it pretty unscathed though, just the same.
This is sure some coincidence, because the exact same thing happened to me a couple of weeks ago, but the auxiliary light also ripped open the rubber hose coming out of the water pump.
This is what I did...
The scratches on the mirror and the hand guard do not matter to me, the scratches on the side panel were touched up for free at my dealership.
I glued the turn indicator with Superglue.
I replaced the bracket of the auxiliary light myself with a new one that I had ordered at my dealership.
I straightened out the gear shifter, no big deal.
The whole foot peg does not need to be replaced, but only the feeler.
The other scratches can be touched up with black paint or a permanent black marker pen.
In Euros I paid € 40 for the bracket of the auxiliary light, the feeler on the foot peg costs € 6 and my dealership replaced the broken water-pump hose for just under € 100, labor cost included.
1 U.S. Dollar is about € 0.83.
My deductible at my insurance company is about € 630.
You can easily calculate that my repair bill is light years away from your calculation.
BTW, should you replace the bracket of the auxiliary light yourself, keep in mind that the torque for tightening that big bolt is 56 Nm.
Appreciate the heads up on the torque setting. Definitely doing that on my own. Sorry you had a similar issue but in the end no big deal.
@@ThrottleBackRubberDown I got the torque value for that bolt from my dealership, as they obviously have a complete list of those items in their documentation for the BMW bikes.
Applying the correct torque in this case is critical, look at the metal that bolt screws into.
I got a torque wrench from Hazet (German tool manufacturer) for the 100 Nm torque of the nut on the rear axle to adjust the chain.
I don’t know how handy you are with tools, but I found replacing the bracket for the auxiliary light to be a piece of cake. I always use Loctite 243 bolts and nuts locker glue in this case.
If you are going to replace the feeler in the foot peg, you’ll first have to extract the broken thread of the previous one, and this requires the use of an extractor tool.
If you cannot do it yourself, your dealership will do it for you, but they’ll charge you labor costs for this job.
Have a look at the cost of that repair bill now, and you’ll see that it will be a long way below your deductible of your insurance contract.
Thanks for the information. Have a great day
Appreciate the support!
I was just contemplating my insurance coverage on the bike...
Good thing it was only a minor incident and most importantly you were not hurt.
I have also been riding for over 20 years and (knock on wood) have not had a fall yet but its bound to happen at some point.
Thanks for sharing this very helpful information.
Yeah...things like these usually hurt the pride more than anything else. Always good to price out the options in their entirety. The internet makes things a lot easier for sure.
I wished my car insurance went up that little after my first claim in over two decades. My rates were more then double and it will be 5+ years before it will return to anything reasonable.
Wow...that's crazy. I had a close family member have an at fault accident a few years back and it totaled two cars and damaged a third and it only went up 15%. Insurance is a strange business and pays to shop.
@@ThrottleBackRubberDown Oh I do shop around. It is also very much the location and type of vehicle.
Bad luck re the damage to the bike, looks mostly minor, but not cheap to replace everything.
Yeah...crazy how fast those little pieces add up but all good in the end. Won't cost me much...the pride took the worst of it, hahaha.
@@ThrottleBackRubberDown 🙂
Absolutely impossible to get those low insurance rates in Russia. For example here for your S1000XR the payment for FULL insurance would be approx 1500-2000+ USD per year and with obligatory franchise around 1000USD. 99% of motorcycles here do not have full insurance, only third party liability. So for me it is not profitable to pay for full insurance, it would only help of thieves or total full damage for motorcycle. Just too much money to be payed.
My example with F850GS was that I payed from my pocket around 800 USD for parts, just dropped it(my fault) and damage was a bit bigger than yours but not so much. I also partly made some works by myself, like mirror, handguard and so on. But to glue the sticker on plastic..no..hate this type of work. And some work also requires special instrument like torque wrench and you need to know exact torque of some bolts and use lock glue, for example i think that passanger foot peg attachment or pedal with quickshifter.
Yeah...definitely want to have the torque settings before attaching components. I am not interested in trying to get the stickers on and will have the shop take care of that. I don't mind some of the of the other jobs, though.
@@ThrottleBackRubberDown As I know it is not possible to oficially get torque settings and other tech details for BMW. Only dealers have that information. Perhaps some unofficial data in internet, but 2020 XR is a new bike, i don't think that there are some data like this in internet. But you can try to find.
Sucks, but I’d probably do the same. My key takeaway from this video is apparently I need to look for cheaper insurance.
Hahaha. Yeah...definitely pays to shop insurance.
Oh man, that sucks bro. Glad it's mostly cosmetic and nothing major.
Yeah, bummer but in the end nothing too serious.
That’s a bummer but not to bad. Good idea on heading to the dealer to get estimates. I work in the collision industry. Most insurance adjusters have no idea how to write up a motorcycle estamite so they’ll go off the one you got. With a car they won’t even look at any estamitrs that you’ve had done.
Great point about the difference between bikes and cars. Thanks for the support.
Now then buddy, you're not quite getting your head round the "rubber down" part of your name 😂
Respect for putting this out there, a lot wouldn't. 👍
Stay safe bud
Hahahaha. Yeah...she was like a turtle on its back for a moment...a sad sight. After 20 years of riding I know the realities and am not to shy about sharing. I figure it's a good way to hopefully help someone in a similar situation think through their options. My real paranoia is when she is fixed...hopefully no more slips until the crash bars hit the aftermarket and I can get a set that doesn't require me to remove my auxiliary lights.
@@ThrottleBackRubberDown I dont think you'll be doing that again any time soon. You keep yourself safe until we can all get back to normal and doing normal things again. Take care
Well done video, great information and you really covered it well. I dropped a bike in the same way about 15 years ago. Stopped on a soft shoulder put my foot down and slipped and my ankle buckled.
It's crazy... I had a similar incident years back. My only other issue in 20 years was a teenage low side...that was truly rider error...I made lots of errors in my teens but that was the only one to bite me...thankfully!
I just leave it as it is still looks clean 😂
Yeah...not much damage really but it is there so I am going to be getting her fixed. Already claimed it and received the check. Going to post an update this Sunday...a few snags but all good.
And before ANYONE tells you differently its YOUR money that you paid over the years to your insurance company... Think of it as a savings account that supposedly you hide money kinda sorta for when you absolutely need it... Sorry bout your baby but it is what it is brother
Yeah...it all worked out well enough, nothing too serious for sure. Appreciate the comment and support.
Wow, that's suck? I know the feeling of having minor bender like that! YOU KNOW THEY ARE THERE until you fix them. 😁 I like the way you are churning the numbers to decide which way to go. TFS and safe riding bro! Rubber side down!👇🤙
You hit the nail on the head...I know it is there and I don't need the reminder, hahaha. Thanks for the support bud.
Shame you dropped the bike like you say it happens
Great you have looked at all options
I think you have chosen the right option
Best regards Shaun
Yeah...Murphy's law this happens with a newer machine. Just the same I got out of it pretty unscathed and can still ride the machine until fixed. Thanks for the support.
Not worth the increased cost to the insurance, save your claim for a real accident imo
Yeah...I weighed it all out. I will be posting a follow up once my new premium rate comes in to let everyone know the final numbers. In the end, I am the type of guy who doesn't want it dinged up. I feel you though...could have let it go for sure.
So did you say you only tipped over twice in 20 years? I’ve been riding 30 years but I lost track of the tip overs. It has to be over 42. I must be clumsy. I’m getting my XR in a couple weeks. I better get some engine crash bars and some sliders. I’ve never crashed but I know it’s going to fall over.
100% on engine crash bars. The issue is the aftermarket stuff isn't out for the 2020 yet...not sure why the long delay. The only set I have found mounts to where the aux. lights mount and I am not willing to get rid of those. Hoping something comes out soon.
Hey brother! Sorry to hear about this mishap! Glad your safe and thank you for the information! Maybe you can use some of that leftover money for some crash bars! Haha! Stay safe man!
Yes...just wish they would come out with some decent ones for the 2020 model!
@@ThrottleBackRubberDown hey man, just wanted to let you know that I’m back in riding condition (health wise) and will be shooting my response to your challenge this weekend (weather permitting) and should go up Monday or Tuesday.
Well, at least you didn't put an AD through the tank! LOL!
This is very true