I Loaned Some Money and They're Not Paying It Back!

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  • เผยแพร่เมื่อ 25 ส.ค. 2024
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ความคิดเห็น • 592

  • @LittleMarySunshine4
    @LittleMarySunshine4 ปีที่แล้ว +263

    they're talking about buying another house??? while they owe him money?? the disrespect is insane. do NOT forgive this loan.

    • @justinebailey5333
      @justinebailey5333 ปีที่แล้ว +7

      Right

    • @JesusisLordgh8j
      @JesusisLordgh8j ปีที่แล้ว +5

      forgive the loan but never forget and never give them one red cent

    • @smithers19811
      @smithers19811 ปีที่แล้ว +5

      You lent to brother not g/f

    • @mocheen4837
      @mocheen4837 ปีที่แล้ว +2

      I once lent money to a friend that purchased a car that was double his income. He took a year to pay me back the $500. I started asking for the money after I saw him add a new ski rack, front bumper, tinted windows, wheels and tires. He had money for everything except paying me back. He is now 50 years old living at home and jobless. He has no money saved and has back problems. He was always living above his means and trying to show off.

    • @Samir-rd8xp
      @Samir-rd8xp ปีที่แล้ว +1

      @@JesusisLordgh8j no because now hes out of 10k

  • @billmelater6470
    @billmelater6470 ปีที่แล้ว +259

    1. Never buy a house with a girlfriend or a boyfriend. Spouse only!
    2. If they can't get a conventional loan and need your money, they can't afford it and you won't get paid back.
    3. Don't loan to anyone especially family if you aren't prepared to lose that money.

    • @IrfanRaoulf
      @IrfanRaoulf ปีที่แล้ว +3

      How do you earn that much?
      Thank God I came across this😅

    • @xiomaragomez6649
      @xiomaragomez6649 ปีที่แล้ว +1

      Golden rules!

    • @matteoschilcher9957
      @matteoschilcher9957 ปีที่แล้ว

      ​@@finnnagner1755 I have come across him already.
      Yea I was a cook for 4 years and was going to start school to become a full chef and then the pandemic hit literally a week before classes were supposed to start. So yea being in the hospitality industry I lost almost everything. So I had to start over. Things changed when I came across Chris Stewart who is a disciplined trader. I have been able to make profits consistently. This pandemic helped me take my finances more seriously. Thanks for your help once again Chris.

    • @andrefontaine3058
      @andrefontaine3058 ปีที่แล้ว

      Having an investment adviser is the best way to go about the market right now especially for near retirees. I've been in touch with Mr Chris Ryan Stewart for a while now mostly because I lack the depth knowledge and mental fortitude to deal with these recurring market conditions. I netted over 70k$ during this dip, that made it clear there's more to the market that we average joes don't know

    • @andrefontaine3058
      @andrefontaine3058 ปีที่แล้ว

      So I am actually not surprised that he earns this much as far as it's from Chris Stewart. I earn a bit more than he does

  • @dannyh9010
    @dannyh9010 ปีที่แล้ว +177

    Hold on. He only loaned his brother the money. Brother made a side deal that brother’s girlfriend would repay half. That is irrelevant. Brother needs to repay the loan himself. Brother can then deal with girlfriend however he chooses.

    • @VeeAlee
      @VeeAlee ปีที่แล้ว +13

      I was wondering why they didn't bring that up. The gf is a nonfactor is this loan. Thats the brother issue if she don't pay. The brother is being and an ass and making it the lenders problem.

    • @taurusthebull76
      @taurusthebull76 ปีที่แล้ว +1

      ​@@VeeAlee I agree, but if the gf is a decent person & knows where the money came from, she needs to get on board with repaying this debt as she's a benefactor in the deal.

    • @Minimalist-Lifestyle
      @Minimalist-Lifestyle ปีที่แล้ว +6

      Yep.. 'frustrating that they minimized this fact. It's totally on the brother to repay. He loaned his brother $25K, and later the brother loaned the girlfriend $12.5K

    • @evansutton6760
      @evansutton6760 ปีที่แล้ว +6

      Agreed. It's like if someone illegally sublets their apartment, and doesn't pay his rent because the illegal tenant didn't pay him. The landlord had a written agreement with the tenant, and it's the tenant's responsibility to pay the rent.

    • @meghangantt717
      @meghangantt717 ปีที่แล้ว +4

      1000%. I came to the comments to say the same, but I'm glad to see others have beat me to it. Girlfriend is irrelevant to this caller.

  • @kristaw2686
    @kristaw2686 ปีที่แล้ว +76

    Our policy is to never lend money, we give it instead. If we can't afford to give it away, no strings attached, then we say no.

    • @alanj9978
      @alanj9978 ปีที่แล้ว

      This is really the only thing to do with family. Learned that the hard way.

    • @BRExteriorPro
      @BRExteriorPro ปีที่แล้ว

      Good rule to follow

  • @michaelsanders5578
    @michaelsanders5578 ปีที่แล้ว +72

    One point they missed: His brother’s girlfriend doesn’t owe him the money, his brother owes him the money because he said that he lended the money to his brother, not his brother’s girlfriend, and then “after” the fact, his brother turns around and says that his girlfriend would be involved and pay the other half; His brother’s girlfriend has nothing to do with this as far as he’s concerned because that wasn’t part of the deal when he lent the money.

    • @FTG2Eli
      @FTG2Eli ปีที่แล้ว +3

      Exactly right

    • @jaghad
      @jaghad ปีที่แล้ว

      Wrong! He also says that his brother wants to pay him back, but she refuses.

    • @rickw3243
      @rickw3243 ปีที่แล้ว +6

      @@jaghad Screw the gf, the brother is totally responsible for the 25k.

    • @TonyCox1351
      @TonyCox1351 4 หลายเดือนก่อน

      @@jaghadif brother wants to pay him back, he could pay him back. So he just not want to all that bad

  • @tyleryurasits9352
    @tyleryurasits9352 ปีที่แล้ว +232

    I would 100% be holding my brother accountable for this. It's either his job to make sure she pays me back or he has to pay me back himself. Especially if they clearly have extra money to remodel and buy another house. The brother got this loan without even mentioning he was only going to be paying half of it back. It's his responsibility.
    Side note: I would NEVER lend that kind of money without a contract,

    • @angel-ij4xv
      @angel-ij4xv ปีที่แล้ว +14

      never give family money

    • @eclipse.5295
      @eclipse.5295 ปีที่แล้ว +12

      @@angel-ij4xv Never give ANYONE money!!!!

    • @simonpegg1196
      @simonpegg1196 ปีที่แล้ว +6

      @@eclipse.5295 Especially family members.

    • @irishchocolate3872
      @irishchocolate3872 ปีที่แล้ว +5

      The only problem with that is unless they had a written contract between the two of them, there is really no way you can force the brother to pay it back. He could try and take him to court, but without a written contract, good luck with that one.

    • @tyleryurasits9352
      @tyleryurasits9352 ปีที่แล้ว +7

      @@angel-ij4xv that's not true. If you are well off and your family you love is struggling, by all means, give them what you want. But giving a gift and lending with expectations of repayment are 2 different things.

  • @simonpegg1196
    @simonpegg1196 ปีที่แล้ว +114

    Keep money and family separate. Always. No exceptions.

    • @nikolaig1
      @nikolaig1 ปีที่แล้ว +6

      Always help family no expections. ❤❤

    • @simonpegg1196
      @simonpegg1196 ปีที่แล้ว +6

      @@nikolaig1 In kind for sure. Not in cash.

    • @rerako4755
      @rerako4755 ปีที่แล้ว +2

      Only help when they are digging themselves out of the hole they made, and have demonstrated that they are financially responsible. This is the way of my family. We don't gonna help those who buy new luxury brands and shit.

    • @Jose-ht2lw
      @Jose-ht2lw ปีที่แล้ว +3

      @@nikolaig1 moral support, never financial. Unless its something written.

    • @chukuemekaoje1015
      @chukuemekaoje1015 ปีที่แล้ว +4

      ​@@nikolaig1 How about this: any financial assistance given is a gift, and never a loan. I think that's at the heart of the original comment.
      And there definitely should be some exceptions helping family (i.e., when the kind of help they want is actually enabling OR when the family clearly doesn't want help).

  • @MrJumpingmaniac
    @MrJumpingmaniac ปีที่แล้ว +71

    When John and Ken are on the show together, they listen to the question for about eight seconds, cut the person off, and pretend like they know exactly what's going on. John didn't even listen closely enough to realize it was the guy's brother.

    • @richthepup
      @richthepup ปีที่แล้ว +8

      Yea they really dropped the ball on this call all the way through

    • @r.rodriguez4991
      @r.rodriguez4991 ปีที่แล้ว +21

      It made even worse by John continuing that weird trend of singing his responses like he's trying to purposefully aggravate the caller. Kind of hard to pull that off when you have no idea what you're talking about.

    • @water387
      @water387 ปีที่แล้ว +14

      These two are clowns. I would’ve hung up the phone as soon as he started singing.

    • @r.rodriguez4991
      @r.rodriguez4991 ปีที่แล้ว +10

      @@purplehummingbird7181 You can tell he just takes pride in being confrontational even when it isn't helpful. It's like he's eager to show them he knows their life better than them.

    • @terriesmith2616
      @terriesmith2616 ปีที่แล้ว +14

      John is my least favorite personality on the show. John is also the biggest Simps on the show.

  • @frankm2385
    @frankm2385 ปีที่แล้ว +104

    Caller was duped. His brother needs to pay it. She owes him nothing. The brother is ultimately screwing him over.

    • @mocheen4837
      @mocheen4837 ปีที่แล้ว +1

      Kiss the money goodbye

    • @TonyCox1351
      @TonyCox1351 4 หลายเดือนก่อน

      Caller duped himself. Let his brother change the arrangement after the deal already went down.

  • @Winnie-Kay
    @Winnie-Kay ปีที่แล้ว +53

    Brother: Hey bro can I borrow twenty-five thousand dollars?
    Bro: Sure, brother
    Bro: Hey brother, when you paying back the twenty-five thousand dollars I loaned you?
    Brother: Naw bro, my girl friend owes you not me.
    Girlfriend: hahaha sucks to be you

    • @genxx2724
      @genxx2724 ปีที่แล้ว +1

      Then they’ll start having kids, become the center of the family, and not care one iota that he’s got this stuck in his craw.

  • @FlyTour69
    @FlyTour69 ปีที่แล้ว +28

    Man, this is awful. I’ve heard loans destroy relationships and even tear family members apart.
    Since learning this years back, I’ve made it a point to NEVER lend money to anyone. If I feel led to, I give.

    • @arga400
      @arga400 ปีที่แล้ว +2

      Nah, ALWAYS lend money to friends and family.
      The money you lose is worth getting those people out of your life.

  • @NYNC88
    @NYNC88 ปีที่แล้ว +28

    John needs to pay better attention. The woman is not the caller's sister or his sister in law. She is his brother's girlfriend.

    • @Double21Stuffed
      @Double21Stuffed ปีที่แล้ว +5

      I heard that too. Very frustrating

    • @mbank3832
      @mbank3832 ปีที่แล้ว +3

      Maybe John just isn't very good with English

  • @percivalgooglyeyes6178
    @percivalgooglyeyes6178 ปีที่แล้ว +5

    Whenever someone, and friend or family member starts to him-haw and ask to borrow money, I always respond with; "Oh man, I was just about to hit you up for a loan".

  • @rdb0819
    @rdb0819 ปีที่แล้ว +14

    Never lend money if: 1. You can’t afford to lose the money. 2. You can’t afford to lose the relationship 🤷🏾‍♂️

    • @arga400
      @arga400 ปีที่แล้ว +2

      Any relationship with someone who won't pay you back is not worth keeping tho

    • @UpYourArsenal
      @UpYourArsenal ปีที่แล้ว +1

      Exactly this -- when a friend of mine was in need, I didn't "loan" him money -- I gifted it to him in relation to a life event. That money is never coming back to me. Whether he makes good decisions or not in the future is not my problem - he's still a friend, and if he has future problems I've done my part already, "sorry".

    • @rdb0819
      @rdb0819 ปีที่แล้ว

      @@arga400 In most cases that’s true but if it’s your kids or someone else of high significance, you are less likely to cut them off and that’s why it’s better to avoid lending what you can’t afford to lose

    • @annaelisavettavonnedozza9607
      @annaelisavettavonnedozza9607 4 หลายเดือนก่อน

      This is fantastic advice

  • @traceymyers3690
    @traceymyers3690 ปีที่แล้ว +16

    Missed the mark on this one. The caller said he loaned the money to his brother - AND THEN the brother said he and his girlfriend were splitting the pay-back. That wasn't the deal between the brothers/ the loan. It's after the fact of the initial loan. So, the loan was only to the brother. The girlfriend/her involvement or agreement to split payback with the brother doesn't matter. He either tells his brother - pay it back, let's the money go, or goes to court where he'd only sue the brother.

    • @chuckokoye2410
      @chuckokoye2410 8 หลายเดือนก่อน

      You’re spot on with this one. the debtor doesn’t decide the terms of the loan. the brother and the brother alone needs to payback the full amount

  • @frumpusnumpus
    @frumpusnumpus ปีที่แล้ว +81

    I don't care what arrangement your brother and his girlfriend had about repaying the loan. You gave the money to him. He has to repay it, and it doesn't matter if the money was split 5 ways between him and his imaginary friends. That brother of yours is spineless, that's why he is pushing the blame on his girlfriend, because he knows your hands are tied with regards to his girlfriend. And that's why he didn't tell you about who would repay what until after you gave the money to him. So he's willing to buy a house with this girlfriend, and live in that house but also somehow keep the finances separate? It's like watching a very bad romance movie about finance. 😂

    • @xiomaragomez6649
      @xiomaragomez6649 ปีที่แล้ว +6

      Imaginary friends better pay up 😂

    • @marist89
      @marist89 ปีที่แล้ว +4

      yes, yes, yes, yes, yes. The contract is between the brothers. The brother is responsible for paying back the loan. How he gets that money is irrelevant. Personally, if this was me, I would be suing my brother.

    • @dutchray8880
      @dutchray8880 ปีที่แล้ว +4

      Yeah, the hypothetical splitting of the loan was one-sided and after the fact...brother used a cheap trick to excuse his dishonesty.

  • @r.rodriguez4991
    @r.rodriguez4991 ปีที่แล้ว +32

    Gotta love how John is sing-songing his way through this call without even having the right information. Maybe take things a little more seriously.

    • @bigpicturethinking5620
      @bigpicturethinking5620 ปีที่แล้ว +1

      How do you handle calls on your talk show?

    • @r.rodriguez4991
      @r.rodriguez4991 ปีที่แล้ว +3

      @@bigpicturethinking5620 By that logic neither of these guys can give this guy advice because they never loaned their brother and his girlfriend 25K.
      🤡

    • @Lifecounselor710
      @Lifecounselor710 ปีที่แล้ว

      lol you fail to understand what an expert in human behaviors knows and does 😂.

    • @thecramptons
      @thecramptons ปีที่แล้ว

      @@bigpicturethinking5620😂😂

  • @daddyv7403
    @daddyv7403 ปีที่แล้ว +39

    The caller is probably a nice person. But that is why they took advantage of him. They knew this would be his response. It’s called a spine, use it.

    • @lysapenguin
      @lysapenguin ปีที่แล้ว

      This. He’s a wuss.

    • @jimroscovius
      @jimroscovius ปีที่แล้ว

      The caller is a wimp!!

  • @AnimeBeefRandoms
    @AnimeBeefRandoms ปีที่แล้ว +26

    His brother said he was going to pay it back in full so that's what he has to do. The whole GF stuff is a lie, he's just making excuses so he can pocket the other half.

    • @Minimalist-Lifestyle
      @Minimalist-Lifestyle ปีที่แล้ว +1

      That was my thought also. I'm betting the girlfriend came up with the idea of only repaying half.

  • @lot5953
    @lot5953 ปีที่แล้ว +8

    I borrowed money from my younger sister for $10k. Three years later I told her that I'm ready to give back the money that I borrowed. She said I don't need it right now so can you keep it for me. I said ok. Another five years has passed, I still have her money in my saving account. Waiting to give back to her when she needs it

    • @debbieframpton3857
      @debbieframpton3857 ปีที่แล้ว +1

      Give it back now even if she doesn't need it you borrowed it you owe it. Pay with a cashier's check not cash

    • @maritzarodriguez3168
      @maritzarodriguez3168 ปีที่แล้ว

      Pay it back now and offer a good investment subjection

  • @theblackknight9783
    @theblackknight9783 ปีที่แล้ว +25

    The brother played him. He asked to borrow money, then gave an unknown stipulation after the money was given him. If this was the case, the brother should have asked for separate checks written to each person individually.

    • @laanierhae
      @laanierhae ปีที่แล้ว +4

      Exactly. The loan is between the brothers. He has absolutely no agreement with the girlfriend, so suing her won't go anywhere. It's the brother who has to pay up. How he works that out with his lady is between them. This caller needs to grow a pair and demand his money back, and make that demand in writing. No more conversations.

  • @ddellwo
    @ddellwo ปีที่แล้ว +10

    I had a sister like this - the only time she showed up around the family was when she needed money. Don’t let this nasty woman walk all over you - go get the money she owes you and the next time she’s looking for cash, let her know you’ll pass……..🙄

  • @mikeemerson1091
    @mikeemerson1091 ปีที่แล้ว +9

    Don't plan on getting paid. Never loan family or friends money with the expectation of being repaid.

  • @robertthompson5908
    @robertthompson5908 ปีที่แล้ว +17

    Sometimes these calls get complicated because the caller doesn’t explain the situation clearly or lets the information come drip by drip. Eventually this caller explained that when he loaned the money he thought he was loaning it to just his brother, which makes sense -why would he loan that kind of money to his brother’s girlfriend? Then his brother came back and said actually half of it was a loan to his girlfriend. That’s the problem right there! He needs to tell his brother NO! I loaned YOU 25K and you need to pay me back.

    • @Ewalk.213
      @Ewalk.213 ปีที่แล้ว

      It’s really just that simple. And just like John I can’t grasp how he’s actually allowing his brother to get off the hook on this ????

  • @HHmz-rp8ht
    @HHmz-rp8ht ปีที่แล้ว +17

    that's one terrible brother if he doesn't take it on him and pay you back

    • @simonpegg1196
      @simonpegg1196 ปีที่แล้ว

      Always to be remembered: people who are so-called family approach you for money when they have no intention of returning it back once they get it. So, develop the ability to use one word strongly: NO.

    • @superblump87
      @superblump87 ปีที่แล้ว +1

      Right. She now owes the boyfriend money.

  • @wahinepaddler4
    @wahinepaddler4 ปีที่แล้ว +12

    Caller sees his brother as his best friend but his brother is NOT his best friend. The brother is taking advantage of him and will continue to do so til he sets boundaries. Easier for him to be mad at his brother's girlfriend than it is his brother. His relationship with his brother is horrible .. one day he will see it..

  • @user-oy9zy4ds9m
    @user-oy9zy4ds9m ปีที่แล้ว +10

    Anytime you loan money to someone no matter who it is friend or family there is always a real risk of not getting it back.

    • @naturelover2292
      @naturelover2292 ปีที่แล้ว

      Exactly why I don’t do it unless it is a very small amount.

    • @jimziemer9826
      @jimziemer9826 ปีที่แล้ว

      If they ask you, there is already a good chance you will not get it back.

  • @cathyblasco4497
    @cathyblasco4497 ปีที่แล้ว +9

    Start sending monthly invoices. Addressed to the both of them. Show the beginning balance and payments received.

  • @timothyswauger3984
    @timothyswauger3984 ปีที่แล้ว +11

    I have only loaned money out two times in my 52 year old life and it wasn’t to family but rather, friends, or so-called friends. I didn’t get paid back either time so that lesson was learned. NEVER lend $$$ to anyone unless you are OK with not getting it back.

    • @4862cjc
      @4862cjc ปีที่แล้ว +1

      I have also learned that my real friends will not ask to borrow money. Only casual acquaintances do that. I have learned to say no, without apology nor explanation. Similarly, I have also politely declined offers from my own brother to lend me money in times of need.

  • @thebastardgift
    @thebastardgift ปีที่แล้ว +4

    "Behavior is a language." That is beautifully true. ♥

  • @donnaallgaier-lamberti3933
    @donnaallgaier-lamberti3933 ปีที่แล้ว +9

    A friend "bought" $2,000 worth of goods and never paid him back. What i did was make a written payment schedule that fits with his work. Then I began to make regular calls to him. He began to make payment every two weeks after he got paid. He ended up making payments down to the last $250.00. This worked for us. My husband did this situation before we were married.

  • @benelsen9007
    @benelsen9007 ปีที่แล้ว +9

    The brother supported the other brother by giving him money. The other brother needs to support the other brother by paying him back.

  • @MNRAZORBACK
    @MNRAZORBACK ปีที่แล้ว +22

    They are not focusing on the brother enough. This guy loaned his brother 25,000. He would not have wound the brother's girlfriend $12,000. The brother can have an agreement that his girlfriend will pay back half the money to him and he will pay back his brother, but the agreement is between the two brothers. Also, He should have put this in writing, the turns the amounts interest etc

  • @blueringedoctopus4778
    @blueringedoctopus4778 ปีที่แล้ว +16

    Take to court.
    Get judgement
    Put lien on property (if any)
    Or
    Go to their HR and get a pay checkage.

    • @billmelater6470
      @billmelater6470 ปีที่แล้ว +1

      Ah, the Lien is a good idea.

    • @celpaz4584
      @celpaz4584 ปีที่แล้ว +1

      Totally agree. He shouldn't let this go. A lot of money to ignore this. Lien👍
      John is too soft on this serious situation

    • @katemiller7874
      @katemiller7874 ปีที่แล้ว

      Then the brothers stop talking and it causes a rift

    • @celpaz4584
      @celpaz4584 ปีที่แล้ว +1

      @@katemiller7874 the relationship will never be the same. If the brother had any decency he would pay the loan, at the end the loan was made to him and the good brother was never told the gf would be involved.
      SMH
      The sad part or should i say... the most aggravating part is that they actually have the money to pay but are making the choice not to. Bad karma

    • @billmelater6470
      @billmelater6470 ปีที่แล้ว

      @@katemiller7874 At some point you have to be willing to do that. Otherwise, one brother gets to do whatever they want to the other, while the other has to be the one always giving something up. That's not family.

  • @cjdejour
    @cjdejour ปีที่แล้ว +8

    I never loan money. I only gift. If I can give it with no strings attached, it's yours. If I can't, then I can't.

  • @firefly9838
    @firefly9838 ปีที่แล้ว +4

    My family has this rule. We don't loan money to each other. Ever. We may give money. We may not. But we NEVER loan to family. As you can expect, we've never had this issue.

  • @naturelover2292
    @naturelover2292 ปีที่แล้ว +3

    This is why I don’t discuss my finances with my family, I never let them know what I have, if you ask me for a large amount I don’t have it. I only own small amount that I can afford to lose. $25K no way his brother should’ve had his own down payment otherwise he didn’t need to be purchasing a home.

  • @CarnivoreStork
    @CarnivoreStork ปีที่แล้ว +3

    The brother is responsible for the whole loan. Period.

  • @sharontabor7718
    @sharontabor7718 ปีที่แล้ว +10

    It's called small claims court. Different states have different amounts. I made the mistake of loaning money only once to a boyfriend.- I had never loaned money before or since. I had him to sign a loan agreement, which he had no intention of adhering to. He was proud to think he was paying me back $10 per month. I took him to small claims court when he moved to TN which has a higher limit ($25,000) than KY ($5000). He filed for bankruptcy to keep from paying me back. Found out he was $80,000 in debt, his sons car was repossessed, he couldn't pay his daughter's tuition, and that he and his ex- wife had purchased cars in MI while living in IN and gave a false address to the car dealer who never got paid. Scumbag #1. Take the brother to court.

  • @RemixerDarken
    @RemixerDarken ปีที่แล้ว +10

    This is why, if you ever want to do something like this, you make the borrowers sign a legally binding contract. If he did, he could've taken his brother and his brother's gf to court over this.

    • @jimroscovius
      @jimroscovius ปีที่แล้ว +1

      He still can. Small claims will rule for paying the money back. The relationship will be shot, but it is anyway.

  • @luisl691
    @luisl691 ปีที่แล้ว +7

    I will never loan money to family or friends. Learned my lesson.

    • @zanneizzo8113
      @zanneizzo8113 ปีที่แล้ว +2

      Me, too. I was made out to be the bad guy because I needed my money back after several years of waiting. Still have never been repaid.

    • @journeytothevoid2899
      @journeytothevoid2899 ปีที่แล้ว +1

      Yeah I'm getting burned currently. Not as much as the guy in the video

  • @jamalwcoleman
    @jamalwcoleman ปีที่แล้ว +3

    If you ever give money to a family member, always consider it a gift. Don't expect them to pay it back. More times than not they won't. Also never go into business with a family member.

  • @erocablok1965
    @erocablok1965 ปีที่แล้ว +8

    Did they sign something? Take them to court!

  • @cooltkll
    @cooltkll ปีที่แล้ว +6

    it is not his wife...she is his girlfriend...the bro should pay you

  • @appleiphone69
    @appleiphone69 ปีที่แล้ว +1

    Never loan money to friends or family. Never loan a vehicle to a friend or family if you can’t afford it to be destroyed and you have to replace it on your dime.

  • @macforme
    @macforme ปีที่แล้ว +2

    I learned the hard way that I am not the Bank of America or Wells Fargo. *NEVER, EVER EVER EVER LEND anyone money.* I had a great friend for over 40 years who was in dire financial straits.... over a couple of years the loan grew to $50K. Now all I get is vitriol and hate because they can't pay it back, won't go to family to get the money, won't get a loan from a bank.... and we now hate each other. They send me horrible emails painting themselves as the victim.

    • @MsEllee
      @MsEllee 8 หลายเดือนก่อน +1

      So sorry this happened to you over the course of seven months this year I loaned a so-called friend a total of $35,000 and now she won’t even speak to me and acts like I harmed her the whole time promising to pay me back the money I am distraught. I have never been in this situation before, I certainly will never ever lend Any money to anyone ever again.

    • @macforme
      @macforme 8 หลายเดือนก่อน

      @@MsEllee I am sorry this happened to you too .... I have read many articles about never lending money and in this case I ignored good advice. I knew my (former) friend could not go to a bank... she has zero credit worthiness. I have since found out that she has exhausted her options with some family members and they are not speaking to her either. I don't know what my options are and going to a lawyer would be expensive ... plus you can't get blood out of a stone. This person has also made me the villain in our story. They are predators who are calculating... sweet .... until they've run you dry. 🙄

    • @MsEllee
      @MsEllee 8 หลายเดือนก่อน +1

      @@macforme yeah I’ve contacted a few lawyers they wanted a retainer of 3-5k and unfortunately I don’t have the money right now. As much as I hate you had to experience this in a weird way. It makes me feel a little better knowing I’m not the only one this has happened to. I guess it’s just an expensive lesson I learned hopefully I can recover and start saving up money again.

    • @macforme
      @macforme 8 หลายเดือนก่อน

      @@MsEllee I've been toying with the idea of trying to get a write off on my taxes for a loss. Then the person I loaned to would have to pay the IRS for taxes... I just have to research and find out more.

  • @navado75
    @navado75 ปีที่แล้ว +7

    Family is nothing but a word to most people 😂

    • @taurusthebull76
      @taurusthebull76 ปีที่แล้ว +1

      I think some people just have a zero tolerance for mistreatment. It's never ok for anyone to mistreat anyone (including family).

  • @posest
    @posest ปีที่แล้ว +1

    Like an idiot, I've made this mistake several times. Now I tell everyone that asks for a loan 'The Bank of T" is permanently CLOSED. Never again.

  • @barbararepko4824
    @barbararepko4824 ปีที่แล้ว +3

    The caller needs to grow a pair and tell them he’ll sue if they don’t repay him, brother or not. He should stop willingly taking the shaft all the way up.

  • @billmelater6470
    @billmelater6470 ปีที่แล้ว +27

    Caller, your brother does not love you. You love him but not the other way around. If he is not upset about this or does not see any issue with you getting your money back, then he used you. You are not his brother, you are a piggy bank.

  • @ivanvargas2425
    @ivanvargas2425 ปีที่แล้ว +1

    I stopped lending people money. It sucks having to ask for it and they don’t pay it back

  • @ernstjacques7540
    @ernstjacques7540 ปีที่แล้ว +8

    The girlfriend playing both of you.

    • @angel-ij4xv
      @angel-ij4xv ปีที่แล้ว

      exactly as long as she gets the money she doesn't care if they fight

  • @Chessdude4
    @Chessdude4 ปีที่แล้ว +4

    John really hates listening don’t he lol… glad ken was there to set the facts straight and ask some good questions and listen

  • @joechang8696
    @joechang8696 ปีที่แล้ว +7

    usually when you take a mortgage to buy a house, the banks want to know where the money comes from. if any money comes from family or friends, it must be accompanied by a letter saying no repayment is required for a certain period, on the assumption that the borrower is near max'd out on ability to pay, but will see salary increases over time, then being able to pay later.
    Consider this a fee to let the brother know to not marry the skank

  • @Maelu-op9gf
    @Maelu-op9gf ปีที่แล้ว +2

    Confront them both head on! This will lead to resentment if not faced

  • @ryanc9888
    @ryanc9888 ปีที่แล้ว +8

    Never loan anyone money unless you have the power to ruin their credit score or break their legs and you probably won’t be able to do either so never loan anyone money lol

    • @mattschmitt9924
      @mattschmitt9924 ปีที่แล้ว +2

      I loaned a coworker money and made him sign a document saying if he didn't pay it back by a certain date I could hook his balls up to the back of my truck and drag him around the parking lot. He found out I was not joking.

    • @cashway0420
      @cashway0420 ปีที่แล้ว +2

      ​@@mattschmitt9924 make him do gay-for-pay on craigslist or take him down to a truck stop and turn him into a lot -lizard if he doesn't pay up...

    • @mattschmitt9924
      @mattschmitt9924 ปีที่แล้ว +2

      @@cashway0420 Not a bad idea. This was years ago and he already paid. It was getting to the point that I was genuinely starting to feel bad for was I was about to have to do to this guy, but I am a man of my word. I don't loan money anymore.

  • @sarsattacks
    @sarsattacks ปีที่แล้ว +4

    If they bought the house together, aren't they also sharing their accounts? If so, the brother should just man up to his mistake and give the remaining back.

  • @debbieframpton3857
    @debbieframpton3857 ปีที่แล้ว +1

    You never loan money to anybody that you can't afford to lose. That's rule number one

  • @cj90014
    @cj90014 4 หลายเดือนก่อน

    The message that you don't have the brother you thought you did is loud and clear. Have a backbone and press for the money- you got zip to lose.

  • @CJ2023Incognito
    @CJ2023Incognito ปีที่แล้ว +3

    Glad Ken was there to actually listen to the caller…

  • @gianfrancoilliano
    @gianfrancoilliano ปีที่แล้ว +1

    Great segment! I have a family member who loaned his brother-in-law $5,000 6 years ago to buy a car. 6 years later… not a single dollar repaid.

  • @tristan2332
    @tristan2332 ปีที่แล้ว +3

    Never loan more than you can risk losing 100%. If they dont pay back they are 100% done getting anything else.

  • @VeeAlee
    @VeeAlee ปีที่แล้ว +16

    Pretty much he had the money to lose and his brother knew it. You can call it a 25 thousand loss/gift but he needs to stop telling his bro about his finances and no more gifts ever. Every holiday he can remind his brother my gift to you and your disrespectful girlfriend/wife is the house 😂 (yes, i am petty lol)

    • @TheGodOfReligion
      @TheGodOfReligion ปีที่แล้ว

      Can you right that off in your taxes under loss/gift?

    • @fauxbro1983
      @fauxbro1983 ปีที่แล้ว

      ​@@TheGodOfReligion lol. No

    • @TheGodOfReligion
      @TheGodOfReligion ปีที่แล้ว

      @@fauxbro1983 exactly so I’m not calling it a loss/gift I want my money!! 😂

  • @marinemarine8305
    @marinemarine8305 ปีที่แล้ว +2

    Why call her????? He loaned the money to his brother/brother in law who effectively admitted he owed caller by repaying half of it. That will hold up in court. He can't help that he gave haf the money to his girlfriend, that's the brother's problem.

  • @frankm2385
    @frankm2385 ปีที่แล้ว +3

    Just forget about it. The caller is too weak to do anything. It is what it is. 🤷🏽‍♂️

  • @evelyndaisy9722
    @evelyndaisy9722 ปีที่แล้ว +2

    TaKe them to court . You don’t need people like that in your life . Sorry .

  • @Lifel4444
    @Lifel4444 ปีที่แล้ว +2

    Caller should show this video to his brother and brothers gf. So they can see that he is genuine.

    • @rdb0819
      @rdb0819 ปีที่แล้ว

      They already know he’s genuine

  • @barnabusdoyle4930
    @barnabusdoyle4930 ปีที่แล้ว +1

    Number 1 reason to never lend money to family. You will never get paid back. Always get some kind of real collateral

  • @cherik6710
    @cherik6710 ปีที่แล้ว +3

    One brother told the lending brother AFTER the money changed hands that he would only pay back half? He changed the deal. If the gf was on board, she would be paying. I bet the borrowing brother told his gf she HAD to pay half, not that it was her idea.
    Either don't mix money and family, or get an enforceable agreement in writing.
    If they aren't willing to be bound by an agreement, no money.
    If you aren't willing to sue family if it comes to that, no money.
    Also, never loan money you can't afford to lose. Simple.

  • @stephengamber7000
    @stephengamber7000 ปีที่แล้ว +1

    Never loan more than you would give. And never mention it again. So if they never pay it back, it was a gift all along. And if they ask for more money, remind them they never paid back the earlier loan.

  • @thaimuayshoo1171
    @thaimuayshoo1171 ปีที่แล้ว +2

    Call up Tony Soprano. He's in the waste management business and can promptly assist you.

  • @Afrinaturality
    @Afrinaturality 11 หลายเดือนก่อน +1

    It's the brother that owes the money because that's who he has the informal contract with. Whatever arrangement the brother and his girlfriend has is none of the lender's business.

  • @jeffwvu4602
    @jeffwvu4602 ปีที่แล้ว +2

    Who buys a house with a "girlfriend" as often as couples split up?

  • @tricktop9064
    @tricktop9064 ปีที่แล้ว +1

    He is using you because he doesn’t respect you or he is being manipulated because he is weak enough to allow it to happen you don’t want to be friends with either person

  • @gardenofe12
    @gardenofe12 ปีที่แล้ว +1

    NEVER loan money to ANY family member unless you don’t care to have it paid back !!! This is family 101 !!!

  • @ashleyanesca8501
    @ashleyanesca8501 ปีที่แล้ว +1

    The brother owes him the rest of the loan NOT his brothers girlfriend. His brother is playing him and blaming it on the girlfriend.

  • @Abrmeo
    @Abrmeo ปีที่แล้ว +1

    Always say you’re broke when people ask for money. No free passes

  • @Primitive_Code
    @Primitive_Code ปีที่แล้ว +2

    This is not a brother. Cut him loose.

  • @nikkilinton6478
    @nikkilinton6478 ปีที่แล้ว +1

    Stop lending shady friends and family money. They don’t appreciate the help. This is exactly what they think about you and your help.

  • @MrMikey1273
    @MrMikey1273 ปีที่แล้ว +2

    Yeah I've loaned money to family and friends it's always been a problem getting it back. I always need to be to bad guy too and I hate that.
    I ended a friendship with someone I was best friends with since middle school over a 400 dollar loan. I wasn't going to just never speak to him again but man, I ran into his mother at the supermarket and she asked why we were distant suddenly. I told her that he borrowed money and all I got was broken promises to pay it back. Then she says that he should have because she gave him money to repay me, which I never received. So he used my name to lie and swindle from his own family.... I was so done. Don't need people like that in my life.

  • @billiejoe413
    @billiejoe413 ปีที่แล้ว +2

    It’s your brother. I’d have to tell my brother ‘I lent YOU the money. I expect you to pay me back. your move Bro’
    You’ve been his brother.
    He’s not being yours
    You can love your brother with a lil distance so you stay safe

  • @fhuber7507
    @fhuber7507 ปีที่แล้ว +1

    Trying to recover that money will never go well.
    Tell the brother that the loan was to both of them jointly and severally... he owes it just as much as she does.

    • @fhuber7507
      @fhuber7507 ปีที่แล้ว

      Get deeper into it and he originally loaned it to brother.
      ALL OF IT... Brother decided to change the terms. Brother is a complete A$$HAT and is playing the caller.
      Caller should call out brother to the whole family for the rip-off. Warn everyone.

  • @lifestream4191
    @lifestream4191 ปีที่แล้ว +1

    I'd wreck their world by filing a lawsuit against them both.

  • @greggpurviance7252
    @greggpurviance7252 ปีที่แล้ว +1

    It's the brother, his responsibility to pay his brother back. He is showing he is not a good bro

  • @jwise7777
    @jwise7777 ปีที่แล้ว +3

    Call him out. There is only one answer. If you let it go it will always be between you.

  • @r.rodriguez4991
    @r.rodriguez4991 ปีที่แล้ว +3

    Get that 11K out of your relationship with your brother and get it between your brother and his girlfriend.
    Right now it's damaging your relationship but if you get it in their relationship then it implodes and you get to watch.

  • @TheVoidstonz
    @TheVoidstonz ปีที่แล้ว +1

    So he should not be calling her. He didn't loan money to her. He loaned the money to his brother who only after the fact informed him that she would be paying back half. His brother needs to pay him back because he never loaned her thr money, he loaned his brother .

  • @johnhannibalsmith1607
    @johnhannibalsmith1607 ปีที่แล้ว +2

    It's not her fault. If the caller thought the "loan" was an agreement between himself and his brother, then that means the girlfriend wasn't even involved in the agreement. His brother played him. Big time.

  • @lisahinkofer2085
    @lisahinkofer2085 ปีที่แล้ว +1

    Just because their family doesn’t mean they won’t do you wrong

  • @bornaries7213
    @bornaries7213 ปีที่แล้ว +3

    This is the problem with loaning large sums of money to friends and family! They take your kindness for weakness and think that they can take their sweet time paying it back or not!🤬
    Should have got a promissory note and a deadline win the money should have been paid back!
    I'd send them an email with the money they have already paid letting them know when the remaining money needs to be paid back expeditiously and if not civil court will follow!

    • @naturelover2292
      @naturelover2292 ปีที่แล้ว

      My favorite words are I ain’t got it. 😂😂😂

  • @jaymarx3146
    @jaymarx3146 ปีที่แล้ว +3

    Put a lien on their house

    • @greggpurviance7252
      @greggpurviance7252 ปีที่แล้ว +1

      Can't if there is no paperwork. It's like it never happened. Guy doesn't appear to know who he loaned the money to

  • @thecarrots5
    @thecarrots5 ปีที่แล้ว +4

    John is disrespectful: the way he dismisses the caller's questions and sings, yet doesn't pay attention to what the caller says.
    Glad Ken kept it real.

    • @landshark7684
      @landshark7684 ปีที่แล้ว +4

      I agree- dude’s a clown and wastes a lot of time making it about himself. Ken did a good job

    • @thecarrots5
      @thecarrots5 ปีที่แล้ว

      @@landshark7684 kinda sad for someone who is meant to specialise in the relationship side of things.

  • @purewonka
    @purewonka ปีที่แล้ว +2

    They are grifters. This guy needs to go mob on them and hire an enforcer to collect. Pay the enforcer 10% of the balance he collects. He'll get it done.

  • @nsharma99
    @nsharma99 ปีที่แล้ว +3

    Go get your money dawg!

  • @MultiTlp
    @MultiTlp ปีที่แล้ว +2

    Dude, your brother duped/lied to you. AFTER you gave him the money, he changed it to they're splitting the "loan". The beef should be between your brother and his "gf", and leave you out. You were kind enough to lend them the money, now they lied to you...both of them.

  • @ebutuoy5088
    @ebutuoy5088 ปีที่แล้ว +2

    Don't ever give out money you expect to get back

  • @robertfrank886
    @robertfrank886 ปีที่แล้ว +1

    Here’s the facts: NEVER, NEVER have any financial involvement with family members. It never ends well, and it’s assumed it was a gift by the receiver, not a loan (even with an agreement). Also, NEVER co-sign a loan with a family member, ever. Same idea, and with that, you’re on the hook if the family member defaults. I unfortunately have personal experience with this. Recommend a nice impersonal bank with which the family member can do business.

  • @therationalistparty9742
    @therationalistparty9742 ปีที่แล้ว

    When you do right with your money over others that act like irresponsible kids with money family or not, " you will ALWAYS be the bad person".

  • @annaelisavettavonnedozza9607
    @annaelisavettavonnedozza9607 4 หลายเดือนก่อน +1

    If I take out a loan & then split it with another person-it is ON ME to pay it back. It doesn’t matter who you split it with.
    He loaned HIS BROTHER money. HIS BROTHER should pay it back.. 1/2 of me thinks that poor chick doesn’t even know about the loan at all.

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      @Steph11230 ปีที่แล้ว +1

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      @drantoniojohn8168 ปีที่แล้ว

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