I Just Paid Off $300,000 in Student Loans and Now I'm Burned Out!

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  • เผยแพร่เมื่อ 24 ธ.ค. 2024

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  • @MR3DDev
    @MR3DDev 3 ปีที่แล้ว +1613

    As someone who quit being a doctor, I fully understand why she wants to quit. Is life draining. Making that much money is useless when you are not home for a big part of the day to enjoy it.

    • @azteca6695
      @azteca6695 3 ปีที่แล้ว +16

      How long has it been, since you quit? And what are you doing now?

    • @paulvarjak7378
      @paulvarjak7378 3 ปีที่แล้ว +103

      If you are a doctor you better not be in it for the money.

    • @random-nz7dy
      @random-nz7dy 3 ปีที่แล้ว +37

      Absolutely. But I feel like if she gave it up completely she might feel like she doesn't mind it at first but when reality sets in that she basically spent all those years going to school and paying off debt only to make virtually no money from her degree.
      So I feel like she's got to find a middle ground where she stays plugged in either take some time off or reduces to doing like telemed two days a week.
      I'm a PA that just paid my loans off and if I was in her position having just paid off my loans, I would absolutely have to at least stay plugged into some degree to avoid feeling like I wasted so much time

    • @thesmartbudgetchannel2940
      @thesmartbudgetchannel2940 3 ปีที่แล้ว +56

      Then my question is why waste your time all those years to go to school and residency just to not do it? All that money what a waste

    • @heygio87
      @heygio87 3 ปีที่แล้ว +4

      Amen

  • @RobertAnthonyD2
    @RobertAnthonyD2 หลายเดือนก่อน +173

    "Building wealth is like climbing a mountain; investing is the steady ascent, retirement is the summit."

    • @MargaretOlivia2u
      @MargaretOlivia2u หลายเดือนก่อน

      Great analogy! Climbing toward retirement takes effort, but the financial freedom at the top is worth it.

    • @BarbaraMarks7s
      @BarbaraMarks7s หลายเดือนก่อน

      Great insight! I'd love to meet a financial adviser who can help me climb the financial ladder effectively.

    • @ChristopherJeffreynx8
      @ChristopherJeffreynx8 หลายเดือนก่อน

      Great point, With my adviser’s help, I’ve climbed the financial ladder, making informed decisions that support my retirement goals.

    • @BarbaraMarks7s
      @BarbaraMarks7s หลายเดือนก่อน

      My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further.

    • @ChristopherJeffreynx8
      @ChristopherJeffreynx8 หลายเดือนก่อน

      Thank you for this amazing tip. I just looked the name up and wrote her.

  • @saraho3606
    @saraho3606 3 ปีที่แล้ว +237

    As a doctor, I found this discussion to be thoughtful, respectful and helpful

  • @Swedetwin
    @Swedetwin 3 ปีที่แล้ว +865

    It's refreshing to hear that she is willing to live a modest lifestyle and stay home with her children. I'll bet she is an exceptional physician....but her mental health and well-being (and that of her family) are far more important than a hefty paycheck. Every career decision is revocable. I admire her!

    • @ts3063
      @ts3063 3 ปีที่แล้ว +47

      Many women find themselves in similar situations. If I could go back and do it all over again, I believe I’d fight to be a SAHM and wife rather than going for higher education and becoming the breadwinner.

    • @morticiaaddams1003
      @morticiaaddams1003 3 ปีที่แล้ว +3

      @@ts3063 so true 💚

    • @auomi8762
      @auomi8762 3 ปีที่แล้ว +18

      Agreed! I also think the key here is that they paid off the 300k so now she can live whatever life she wants. Often times, we say we want to live a certain way but ultimately can't because some may have loads of debt which then holds everything back.

    • @KC-dr3cg
      @KC-dr3cg 3 ปีที่แล้ว +9

      @@auomi8762 who knows..She may discover a way to use her skills differently..maybe counsel med students.contribute to her rural community..encourage highschoolers toward a better life.. since I grew up in a small town I can attest to the fact that I didn't even know about a lot of jobs that existed so I didn't pursue educational possibilities toward other directions

    • @auomi8762
      @auomi8762 3 ปีที่แล้ว +1

      @@KC-dr3cg agreed!

  • @missdesireindependance5194
    @missdesireindependance5194 3 ปีที่แล้ว +1091

    She should work part-time to keep her license up and still have time for her family.

    • @mariee.5912
      @mariee.5912 3 ปีที่แล้ว +17

      Yes!!

    • @ThatDoll25
      @ThatDoll25 3 ปีที่แล้ว +50

      Agree. Seems like she desperately needs a break. Also during this time i imagine it’s so stressful to work in medicine. If she reduced for a while she may find it appealing.

    • @joaquinescotoaleman4320
      @joaquinescotoaleman4320 2 ปีที่แล้ว +23

      She can also make online medicine and still cash so good money and have time for her kids!

    • @bighands69
      @bighands69 2 ปีที่แล้ว +8

      @@ThatDoll25
      She can still have a break but it would be wise for her to keep the license by practising. She could work part time.
      Such as doing the odd evening and full saturdays.

    • @synelpt2927
      @synelpt2927 2 ปีที่แล้ว +8

      You don't need to be working to keep your license active, you just need to do CEUs and renew.

  • @LenoraAvery
    @LenoraAvery ปีที่แล้ว +103

    She’s a mom of 3 and a Dr - in America the “normal amount of maternity leave” is 6 weeks. No wonder she’s exhausted! Go to part time and you you will be 1000 x happier - great advice!

    • @kleindropper
      @kleindropper 8 หลายเดือนก่อน

      So now you want to pay doctors exorbitant amounts of money to sit at home and be a mom? Can we just skip the "doctor" part entirely then?

    • @GX2re
      @GX2re 8 หลายเดือนก่อน +4

      ​@@kleindropper Did you not read the last sentence where it says go part time?

  • @zacharyward3123
    @zacharyward3123 3 ปีที่แล้ว +237

    People who don’t work in healthcare don’t get it. It can be psychologically damaging after a few years. Go part time. Reset. When kids get older you can always pick up more hours. Best of both worlds without pissing away over a decade of your life you worked hard to achieve.

    • @staceyk2274
      @staceyk2274 3 ปีที่แล้ว +6

      Absolutely!!

    • @jonathancajas2932
      @jonathancajas2932 8 หลายเดือนก่อน +8

      Agreed. As a nurse I can tell you some physicians don’t get the credit they deserve. They are some of the hardest working people out there and the money doesn’t even come close to being a main reason to do that

    • @dm96177
      @dm96177 8 หลายเดือนก่อน +5

      Yes. Healthcare is exceedingly difficult, especially today. I left clinical practice to work in sales and it’s much easier. I keep my license up just in case but can’t see myself going back.

    • @SR-gu4tu
      @SR-gu4tu 8 หลายเดือนก่อน +1

      Bingo!

    • @Anthony-ok1zc
      @Anthony-ok1zc 8 หลายเดือนก่อน

      @@dm96177 could you please provide some information about how you ended up in sales for other physicians such as myself?

  • @msme9790
    @msme9790 2 ปีที่แล้ว +89

    I would follow Dave’s advice. As a healthcare worker I understand the burn out. I took off three months after working like a mad woman the year before. Now I work two days a week and I am very satisfied with my life.

    • @sarazink2237
      @sarazink2237 9 หลายเดือนก่อน +2

      Yup same here! I took 3 years off being a registered nurse after 17 years in healthcare. I am jus now ready to step back into it.

    • @GX2re
      @GX2re 8 หลายเดือนก่อน

      ​@@sarazink2237amazing

  • @anthonya2349
    @anthonya2349 3 ปีที่แล้ว +1654

    So I became a doctor to pay off my debt that I racked up becoming a doctor.

    • @stuff1784
      @stuff1784 3 ปีที่แล้ว +30

      HA!
      Yep

    • @coillest8628
      @coillest8628 3 ปีที่แล้ว +89

      ….now I want to quit. 🤯

    • @laanierhae
      @laanierhae 3 ปีที่แล้ว +131

      I do not understand this at all. I understand taking time off or switching jobs, but to go through all of that education and training, paying off all of that debt, and then just quit? That is baffling. Just take a breather and then go back.

    • @blackworldtraveler3711
      @blackworldtraveler3711 3 ปีที่แล้ว +7

      Yup.
      That's about it.

    • @paulvarjak7378
      @paulvarjak7378 3 ปีที่แล้ว +64

      And to think beyond the money aspect, that is an enormous chunk of your lifetime to spend on something where you ultimately ended up at zero.

  • @colegreene2153
    @colegreene2153 3 ปีที่แล้ว +109

    I loved how open she was to the advice. She didn’t come in here hoping or willing them to justify her wish

  • @boredoreos
    @boredoreos 3 ปีที่แล้ว +207

    I dated a physician resident, and she was saying there are a lot of people in medical residency that want to just pay off their student loans and then quit.

    • @mph5896
      @mph5896 3 ปีที่แล้ว +7

      Yup, I know some that are ready to bail.

    • @boredoreos
      @boredoreos 3 ปีที่แล้ว +25

      @1 Funnily enough, after I broke up with the resident, I dated and married a nurse.

    • @gmarie3053
      @gmarie3053 3 ปีที่แล้ว +2

      I wonder what they do after with a medical degree?

    • @VHale-yz7hc
      @VHale-yz7hc 2 ปีที่แล้ว +8

      All the ones I know like money too much to just quit lol

    • @PrincesaMelao
      @PrincesaMelao 2 ปีที่แล้ว +2

      Wow …. Really. Interesting

  • @amandadean3948
    @amandadean3948 3 ปีที่แล้ว +331

    Wow, this call was interesting. I can’t imagine putting in all the blood, sweat and tears it takes to be a doctor then just walk away from that. It sounds like she just needs to step back and reset. I wish her the best.

    • @azores15
      @azores15 2 ปีที่แล้ว +15

      Dave's assistant is wrong; doctors aren't motivated by a desire to experience the thrills of the profession. They're motivated by a desire for money and social status. Quite frankly, we would all probably be better off if the job didn't pay so much. That way, we wouldn't have so many of the wrong kind of doctor.

    • @xiomaragomez6649
      @xiomaragomez6649 2 ปีที่แล้ว +13

      She needs couple months off to be with her kids and then try again part time.

    • @nichtsistkostenlos6565
      @nichtsistkostenlos6565 11 หลายเดือนก่อน +13

      @@azores15 If you have a job that requires that much dedication, education, and competence, then at the end of it all you only get paid an average salary, 90% of doctors would never go to med school. We need more doctors, not fewer. While money can create perverse incentives, not compensating adequately also creates poor incentives.

    • @azores15
      @azores15 11 หลายเดือนก่อน

      @@nichtsistkostenlos6565 As it pertains to medical school, there's no good reason applicants should have to spend four years getting a university degree. The pre-requisites should be sufficient. And it's not the public's fault that residents are overworked and underpaid. That's all just hazing.

    • @azores15
      @azores15 11 หลายเดือนก่อน

      @@nichtsistkostenlos6565 And I never said doctors should be paid an average salary, just that they shouldn't be paid the obscene money that most of them make. Remember, it isn't a victimless crime - the money doctors are paid doesn't grow on those proverbial trees. Somebody has to pay it, and that somebody is everyone who's paying those outrageous health insurance premiums.

  • @emmyty
    @emmyty 3 ปีที่แล้ว +35

    Sometimes when the level of burnout is severe, it is healing to look for mundane, peaceful tasks that still keep you busy, but don't require so much mental energy.

  • @lmelior
    @lmelior 3 ปีที่แล้ว +572

    One thing that strikes me about the situation that they didn't mention is that she worked her tail off all that time to pay off those student loans...and thus didn't actually get to enjoy the benefits of making all that money. No wonder she's burned out! By all means, take time off, lots of it, and when you do go back, finally start using those hefty paychecks for some fun. One day's work buys you dinner at the fanciest restaurant in town. Two weeks of work could buy you a week's vacation in the Maldives. Get yourself something flexible and start enjoying life!

    • @PInk77W1
      @PInk77W1 3 ปีที่แล้ว +26

      Paying off loans just gets u to $0.

    • @PInk77W1
      @PInk77W1 3 ปีที่แล้ว

      @@ymuly777 good point

    • @PInk77W1
      @PInk77W1 3 ปีที่แล้ว +12

      @john Smith true. But I paid off my cc and tore it up and have never looked back.
      Bought my home cash. I have zero debt and big bank. In a laborer and a high school drop out.
      Life is good

    • @jeanlaubenthal698
      @jeanlaubenthal698 3 ปีที่แล้ว +1

      Even without loans Professionals work very long hours.

    • @smhninja3746
      @smhninja3746 3 ปีที่แล้ว +2

      Dave Ramseys rice and beans, beans and rice until you're out of debt will do that to you

  • @ThreePuttBogeys88
    @ThreePuttBogeys88 3 ปีที่แล้ว +371

    This is an extreme example of the sunk cost fallacy. After having gone through all that it’s just soooo hard to walk away. Such a hard choice

    • @Marthastewart209.
      @Marthastewart209. 3 ปีที่แล้ว +6

      Yes! I was thinking the same thing. Sunk Cost Fallacy

    • @cadavison
      @cadavison 3 ปีที่แล้ว +10

      Once she realizes it is a fallacy, it should be easy to walk away. The spell should be broken.

    • @abdullah7792
      @abdullah7792 3 ปีที่แล้ว +8

      @@cadavison easier said than done. Time, brain power, stress, and money have all gone. And for nothing? It's hard to justify walking away after such a sacrifice.

    • @cadavison
      @cadavison 3 ปีที่แล้ว +4

      @@abdullah7792 I don't think you know what "fallacy" means.

    • @abdullah7792
      @abdullah7792 3 ปีที่แล้ว +8

      @@cadavison knowing the definition of "fallacy" won't magically break it. Not that simple kid.

  • @undecidedtoystore3003
    @undecidedtoystore3003 3 ปีที่แล้ว +242

    She kinda gave the impression that she was done with the idea of being a doctor. Honestly, she did the work, studied and paid off the debt. She can 100% retire early if it doesn't make sense for her and the kids. It's great to see a new caller be responsible with their choices! Hope the best for her and her journey as a stay at home mother.

    • @BetYouHateMeNow
      @BetYouHateMeNow 3 ปีที่แล้ว +27

      I think this is the first comment that gets it, a lot of the other people think they understand how stressful these situations can be but that's because they are only focused on the money.

    • @kingdele01
      @kingdele01 ปีที่แล้ว +1

      Unless you have a developmentally challenged child, kids don't need to be watched 24/7

    • @nightwings8984
      @nightwings8984 ปีที่แล้ว +2

      I hate to slam reality on you, but thats not how it works. She did the work to start her life, what was the point of going to school, just to pay off the debt? Now is when she should get after it.

    • @bettygrable6440
      @bettygrable6440 11 หลายเดือนก่อน +2

      @@kingdele01what? Kids are watched at school by adults…?

    • @bettygrable6440
      @bettygrable6440 11 หลายเดือนก่อน +1

      @@nightwings8984Sunk cost analysis. Who cares what she does if the debt’s paid off?

  • @heatison11
    @heatison11 8 หลายเดือนก่อน +17

    Im debt free making about 110k a year right now, single, no kids, I am SO ready to quit my job, take a pay cut for a happier quiet life

    • @yasminogbu8929
      @yasminogbu8929 หลายเดือนก่อน +1

      I’m close to paying off! I’m burnt out af😂 I need my life to change after this !

  • @nurse.christian
    @nurse.christian 3 ปีที่แล้ว +95

    Burnout for healthcare workers is a real phenomenon. I hope she can balance this situation out. ✅

  • @Rachel-ul8et
    @Rachel-ul8et 3 ปีที่แล้ว +118

    I am a doctor, and when I first started working I also started a family right away (because school took so long I was getting reproductively old. I did not want to leave my baby and would of made a choice to stay at home if I could of. It was hard for all those young child at home years. Now that they are in school I’m so grateful to have work that makes a difference. It’s a calling, but so is being a parent. Praying helps no matter what you

    • @stewbugz5213
      @stewbugz5213 3 ปีที่แล้ว +1

      You sound like a great mom and wonderful doctor! Glad it worked out for you!

    • @littleripper312
      @littleripper312 3 ปีที่แล้ว +6

      This is what worries me when professional woman say they want to quit and stay at home. It's a really difficult situation but a person who is wired to work hard and be busy is going to be depressed when their kids gradually don't need a stay at home mom anymore. Also if there's any issues with the marriage they're now financially dependent on their husband.

    • @staceystrukel1917
      @staceystrukel1917 3 ปีที่แล้ว +4

      @@littleripper312 you know you can work at least part time when the kids are in school, right? Leaving your kids with strangers all day to make more money than you need is not ok. It's greedy. That applies to moms and dads. If dad is more nurturing and mom makes good money, he should stay home. Nobody should be blaming women in this but somehow the kids well being is always forgotten.

    • @Rachel-ul8et
      @Rachel-ul8et 3 ปีที่แล้ว +6

      @@staceystrukel1917 we are all doing the best we can with what we have. Life is complex and ever changing. Lots of prayer is the best guide to navigate the many work/life family dynamics, and the changes that happen over time. What seems like a blessing one day can turn into a curse another. In a complex, long game it’s hard to say what is right, and what is wrong.

    • @ClearOutSamskaras
      @ClearOutSamskaras 2 ปีที่แล้ว +2

      You're no doctor.
      "would of made..."?
      "if I could of..."?
      Jesus Christ!

  • @anniesshenanigans3815
    @anniesshenanigans3815 3 ปีที่แล้ว +250

    I quit working thinking I would NEVER go back to healthcare, but nothing else would 'do it' for me. I am not a doctor but I agree with the idea that healthcare workers in general are wired differently and tend to be workaholics.. its easy to get back to too much work, even with a break. I took some time off, went back part time, then went back full time..

    • @travelnurseadventures3225
      @travelnurseadventures3225 3 ปีที่แล้ว +10

      @Lesbian Mustard Bottleno, CheapoBunny is correct, I’m a travel nurse and healthcare workers are wired differently.

    • @bigh8121
      @bigh8121 3 ปีที่แล้ว +1

      I hear you on that one.

    • @JulieTobin-Ruszczyk
      @JulieTobin-Ruszczyk 3 ปีที่แล้ว +8

      @Lesbian Mustard Bottle you don't understand the personality of a Healthcare worker of any kind, doctor to technician. Your comment is so wrong. sincerely a Healthcare worker

    • @Sophie3647s
      @Sophie3647s 3 ปีที่แล้ว +3

      In healthcare and I love vacation and time off~ granted if its paid?!😂

    • @medicgrrl123
      @medicgrrl123 3 ปีที่แล้ว +8

      I can't wait to quit working as a medic and never going back. If I could declare bankruptcy and work at Walmart, I would definitely be alot happier.

  • @ij1376
    @ij1376 3 ปีที่แล้ว +160

    Stay at home moms should never be frowned on, they are a treasure. My mom did that and took care of us kids.

    • @bighands69
      @bighands69 2 ปีที่แล้ว +5

      My grandmother raised a family, worked her small farm and worked on other small farms. She is lucky that she is a doctor because there are part time options with that profession.

    • @xiomaragomez6649
      @xiomaragomez6649 2 ปีที่แล้ว

      Absolutely agreed. She has paid her dues. She can stay at home for abit, then she will miss patient care. She will go back, hopefully.

    • @alqoshgirl
      @alqoshgirl 10 หลายเดือนก่อน

      Exactly! And no. Your education isn’t a waste. She seriously can pick up her work anytime she wants. The worst case scenario is that she won’t be making as much as her peers or perhaps need to do some extra courses or training. But no way was her education a waste as many falsely seem to think. There’s nothing wrong with taking a break and being with your kids!

    • @lainedoss2734
      @lainedoss2734 10 หลายเดือนก่อน +2

      My mother stayed home and DROVE ME INSANE! I begged her to leave me alone and get a job. Do something! Staying at home and cleaning and feeding kids is a horrible way to spend your time.

    • @natalieeubank4533
      @natalieeubank4533 9 หลายเดือนก่อน

      @@lainedoss2734says you, but you don’t realize and appreciate what you had I don’t think either, it’s sound like you resented her for all the wrong reasons

  • @jeffmorse5599
    @jeffmorse5599 3 ปีที่แล้ว +124

    Just be a telemedicine doc for one of these urget care facilities. Less money less stress and can do it from anywhere

    • @cometasporelcielo
      @cometasporelcielo 8 หลายเดือนก่อน +3

      no you can't because of licensure. she's restricted to serve certain states.

    • @WarmongerYT
      @WarmongerYT 8 หลายเดือนก่อน

      This is a good idea

  • @TimeisUp22
    @TimeisUp22 3 ปีที่แล้ว +184

    Why not take a year off to breathe and go back? Especially if you have the savings for it. Going to school to pay the loans off and quit right after seems like a waste.

    • @thesmartbudgetchannel2940
      @thesmartbudgetchannel2940 3 ปีที่แล้ว +13

      She wasted years of her life

    • @heygio87
      @heygio87 3 ปีที่แล้ว +7

      But its a waste to do something you hate. Buy working part time with no vaccine mandate seems okay.

    • @bobbyb7672
      @bobbyb7672 3 ปีที่แล้ว

      Definitely!

    • @palazzolo85
      @palazzolo85 3 ปีที่แล้ว +6

      I agree. Total waste. Go to work. Pile up that cash get completely debt free and enjoy life

    • @medicgrrl123
      @medicgrrl123 3 ปีที่แล้ว +5

      It's alot easier said then done. Sure it's the mature thing etc to do a job you hate, but most people don't understand the vileness that people through at you when you are in Healthcare of any sort. From CNA to Medic to Doctor. It's why people are leaving the profession and there is a shortage of medics Nationwide. It's not worth putting yourself in danger or dealing with the mental abuse you deal with on a consistent basis. And no. No one gets into Healthcare thinking they are going to be an emotional punching bag for patients, co workers and those they work for.

  • @jameshorton3692
    @jameshorton3692 9 หลายเดือนก่อน +10

    I’m very proud of this woman but this happens a lot and it’s 100% why we have a doctors shortage.

  • @hegerwalter
    @hegerwalter 3 ปีที่แล้ว +56

    Well, the other big question for students aspiring to be doctors is, "Is it all worth it?" I know of doctors whose parents told them not to go into medicine.

    • @awesomewxyz7083
      @awesomewxyz7083 3 ปีที่แล้ว +4

      My dad told me not to become a doctor. He said it wasn't worth it.
      But grass is greener from the other side. Sometimes I wish I had chosen medicine though... Not sure a corporate life is better than a doctor life...
      Perhaps my dad didn't experience how life was like for others who aren't doctors

  • @po5tm4n
    @po5tm4n 3 ปีที่แล้ว +163

    What solid good advice. Healthcare workers truly are wired differently. I feel bad for even taking a vacation, like I could be doing something.

    • @paulvarjak7378
      @paulvarjak7378 3 ปีที่แล้ว +25

      The exact thing can be said for most high level professions. Engineers, lawyers, construction project managers. Most really high functioning people find it difficult taking vacations or just relaxing. It's call conscientiousness and *not* especially unique to the medical industry.

    • @heygio87
      @heygio87 3 ปีที่แล้ว +5

      It's about prestige, ego , and money

    • @Dan16673
      @Dan16673 2 ปีที่แล้ว

      My wife is a doc, the field is very tough. I couldn't do it

  • @shadypines9929
    @shadypines9929 3 ปีที่แล้ว +77

    There are a lot of careers that MDs can do outside of a medical practice. Clinical trial research, medical affairs for a pharma company, medical writing... Many of these jobs can be done remotely.

    • @jacqueline8566
      @jacqueline8566 3 ปีที่แล้ว +5

      Yup!!! And total compensation at a pharma company for MDs/DOs would be substantially more than a clinician for most specialities.

    • @jacqueline8566
      @jacqueline8566 3 ปีที่แล้ว +2

      Oh she said $190K lol
      She’d make SUBSTANTIALLY more base, & total comp and be able to work from home
      Some other roles than what mentioned above: medical science liaison, pharmacovigilance, safety science/medical safety, outcomes research, epidemiology, pharmacoepi, project/program management, so on and so on

    • @bighands69
      @bighands69 2 ปีที่แล้ว +1

      Working 12 hours a week as a doctor and coming out with a salary that is very near to the average salary is not a bad option.

    • @keithwisdom1663
      @keithwisdom1663 9 หลายเดือนก่อน

      College professor 😊

  • @jasonwilliams3064
    @jasonwilliams3064 3 ปีที่แล้ว +35

    She took on the responsibility of the debt and owned it. She paid it off. She put herself in a situation where she earned freedom. I hope she takes the break - she earned it. She can always go back after spending some time with her children.

  • @SDR-TV17
    @SDR-TV17 3 ปีที่แล้ว +47

    Dave Ramsey saved my life ever since I found his content. His philosophy, belief and life approach was everything and anything.
    Great episode with Kristina, I hope she finds her balance in well being. Money is one thing, family is another but a service to health is also something to keep top of mind.
    Happy holidays all! ☺️🎄❤️

  • @erikq9788
    @erikq9788 3 ปีที่แล้ว +69

    Just take 3-5 years off eventually when the kid is grown up a little she will get bored. She should go back it’s normal to be burnt out especially if you were paying debt off so aggressively. Take a break and get back into it in 3-5 years

    • @TheLifeJOGJourneyofGrowth
      @TheLifeJOGJourneyofGrowth 3 ปีที่แล้ว +7

      This is the best solution. She will have enough with Kids once they are a little older and autonomous, she will be a little bored and would want to do something else with her life.
      Just take a break and come back to it in the future.

    • @comment_account2343
      @comment_account2343 3 ปีที่แล้ว +8

      She needs to maintain all her certifications, and keep a foot in the system. Healthcare is not always forgiving to people who take time off because they do not know if you have kept up with your skills and knowledge, definitely easier on the nursing side than physician side.

  • @kennethelsbury2857
    @kennethelsbury2857 3 ปีที่แล้ว +12

    Like Dave said, she's put in a tremendous commitment in both time and financial resources to get to where she is. I think she should also ask herself if, now that the weight of the debt is gone, will there be a renewed sense of purpose or enjoyment in the work now that she can work for her own and her families benefit. She's no longer working for the debt.

  • @paolaristori6179
    @paolaristori6179 ปีที่แล้ว +30

    My mother was a M.D. too.
    She married and never finished her og-gyn 'specializzazione' as we had in Italy.
    She was a stay at home mom and she always regretted it.
    There never were financial troubles at all, her marriage was good but she always hated being just a mother and a wife.
    She always told my sister and me, do whatever it takes but hold to your profession while having little kids.
    They will grow and leave you alone in an empty nest.
    Plus, even if it was never her problem, she always nailed on us: never ever, for any reason, give up your financial indipendence. You must always be able to earn on your own enough to support yourself if god forbid needed, even if your husband earns more than you do.
    Thanks mom, you were so right.

    • @icawn
      @icawn 9 หลายเดือนก่อน +5

      I am sorry she regrets being a stay at home mother for you. That is not how it should be. That is definitely not right.

    • @kellygarvin7955
      @kellygarvin7955 9 หลายเดือนก่อน

      Great reply

    • @paolaristori6179
      @paolaristori6179 9 หลายเดือนก่อน +3

      @@icawn why?
      She was a stay at home mother to please her husband, the general view of the period since her husband was earning more than enough and also due to contingencies.
      Thst was it, since after married she relocated from Italy to South America.
      I understand now she was also very weak more than once and later she regretted it.
      She loved us and took very good care of us, but she was never really in peace with herself.
      Problably she was smart but in the '50s and '60s she didn't have the gut to assert herself.

    • @OUpsychChick
      @OUpsychChick 8 หลายเดือนก่อน +2

      I believe when we make a decision and feel unhappy with it the automatic assumption is that we made the wrong decision, but that is not always the truth. My mom, like yours drilled into my head that I should find a good profession, stick with it, and maintain financial independence. I have a good, intellectually challenging, and high paying job. Before my kids I loved it and was excited to start each day. That changed for me once the nurse put my son in my arms. Now I resent my job. It burns me out. I dred getting up in the morning and having to do it again and I feel completely trapped. I feel like I have lost time, years, and experiences with my children, and the stress and pressure of my job takes away from my ability to parent well. I agree with your mom soon you will be an empty nester, but in my view that just makes it feel worse, because I could have worried about work then. That has been my experience so naturally I might assume it's better to stay home and teach that to my daughter. I rather not drill anything into her. I hope to help her understand the risks and rewards of either situation so she can make an informed and personal choice where she is prepared to listen to her heart and understand the color of the grass on both sides of the fence. For my situation I do the best I can to make lemonade out of my lemons.

  • @andytaylor1588
    @andytaylor1588 3 ปีที่แล้ว +60

    It could very well be a case of post partum depression. I hope she does what she needs to do to live a long, wonderful life. Raise the kids and when they all are in school, perhaps get back into medicine.

    • @stewbugz5213
      @stewbugz5213 3 ปีที่แล้ว +1

      Great point.

    • @xiomaragomez6649
      @xiomaragomez6649 2 ปีที่แล้ว

      Was thinking the same. Hope she enjoys her family and then continue w her career.

  • @CroisMoi
    @CroisMoi 3 ปีที่แล้ว +39

    She will miss it if she leaves completely. I have treated patients since 1997 and took a break to write books. There is a lot of satisfaction in helping people. But people can be really mean and make you want to quit. The majority are nice, and have no idea how horrible some patients can be. It is hard to get over it when you dedicate yourself to helping people.

    • @princealmighty5391
      @princealmighty5391 ปีที่แล้ว

      Hi I feel burnt out already doctor what should I do

  • @sparklingpersonality87
    @sparklingpersonality87 ปีที่แล้ว +11

    I’m a lawyer. I can’t wait to be done with student loans in 2-3 more years because the stress of needing a high paying job feels suffocating. The higher the pay, more often the higher the stress. I’ll always want to be a lawyer, but I want to be able to have the option to take a $70/80k a year job. I may stay at my job, but not having the option is rough.

    • @DLReed-qc4fy
      @DLReed-qc4fy 11 หลายเดือนก่อน

      I completely agree with you! Not having debt opens up so many doors for you.

  • @urszulapiwowarczyk5962
    @urszulapiwowarczyk5962 9 หลายเดือนก่อน +2

    I totally understand her... despite loving my job I got a total burnout from working 6-7 days a week. I was on the edge of closing my business. As a last resort, I limited my working time to 3.5 days a week. It took several months to start enjoying my job again, be more productive in less time and at the same time be happy and have a healthy relationship again. They give good advice.

  • @MsIvebeenthinking
    @MsIvebeenthinking 3 ปีที่แล้ว +14

    I LOVE that you have a choice! What a gift.
    Stay home and enjoy your babies! Ali Abdaal, a TH-camr, just quit being a doctor and I am sure there are lots of people who have left medicine. We are at a time in the world where people are making very different choices around lifestyle, pursuits, peace, etc…! Love the discussion. Thanks for the reminder that there are far greater things than being a doctor, like being a parent.

  • @ross2747
    @ross2747 3 ปีที่แล้ว +15

    She is tired of the "Administrators" working from home and having to do what they say........

  • @al1395-y3d
    @al1395-y3d 3 ปีที่แล้ว +15

    Why the hate in the comments? She paid off the debt, if after paying it off she decides is not for her it's all fine.
    If she had quit while in debt then yeah it'd be stupid but in this scenario it's fine.

  • @Nixonskitchen
    @Nixonskitchen 3 ปีที่แล้ว +61

    This is always tough but if I were in her shoes, I would take a lot of PTO this year and have the mindset of weathering the storm to retire very early. With both incomes and such a small amount of house debt left she can stack up a large nest egg and do whatever she wants in a few years.

    • @gmarie3053
      @gmarie3053 3 ปีที่แล้ว +6

      Sound advice but sometimes when you’re done, you’re done

    • @larabraver
      @larabraver 3 ปีที่แล้ว +4

      Exactly what I did at age 42. Also in medicine, paid 325k, built passive income with real estate and now work is optional.

  • @DemetriPanici
    @DemetriPanici 3 ปีที่แล้ว +51

    That had to have been SO draining. Respect for knocking that out though

  • @egr3071
    @egr3071 3 ปีที่แล้ว +35

    This is me but with a different career. I’m a few weeks from paying off $55k in student loans and I’m burned out from work as well. I definitely feel for her so maybe I’ll just apply to work somewhere else or take a break.

    • @bighands69
      @bighands69 2 ปีที่แล้ว

      What is your line of work?

    • @egr3071
      @egr3071 2 ปีที่แล้ว

      @@bighands69 Im in public education

    • @bighands69
      @bighands69 2 ปีที่แล้ว +1

      @@egr3071
      If you are a teacher and have the savings you could take a career break or even find a part time post.
      If you are in management it probably would be more difficult to take that break.

    • @egr3071
      @egr3071 2 ปีที่แล้ว

      @@bighands69 i am applying to other jobs and I’m also considering a year off. Thanks for your genuine reply!

  • @michealspates2979
    @michealspates2979 3 ปีที่แล้ว +3

    There are several doctors who walk away from it when they're done with it. Med School Insiders- Quit, Ali Abdaal- Quit, Barbell Medicine JF- Quit. Those are just three examples of doctors on youtube who got the attention from quitting. Now they all have other jobs but still, there is a way to pivot away from being a doctor.

  • @minervagalvez4748
    @minervagalvez4748 3 ปีที่แล้ว +5

    Don't quit! HOW ABOUT TAKING SOME TIME OFF??? I know your burnt out but you also have stress in the household too! Take Time to really plan this out...

  • @BeyondDentistry
    @BeyondDentistry 3 ปีที่แล้ว +22

    Leaning hard into that sunk cost fallacy. This mom should do what she wants to. I would keep the license active for sure, but there is nothing wrong with taking a full (walk away) sabbatical to reorient your priorities.

    • @nichtsistkostenlos6565
      @nichtsistkostenlos6565 11 หลายเดือนก่อน

      You shouldn't just walk away from 10 year $300k investments just because one day you feel like it. It's not a clear "sunk cost fallacy" because she is benefitting financially tremendously by staying in. Sunk cost fallacy usually refers to when you're losing money/investment by staying in in hopes of a payoff, the payoff is guaranteed in this case and she's walking away from the direct benefit.

  • @mikesmith-wk7vy
    @mikesmith-wk7vy 3 ปีที่แล้ว +39

    Take a break or work less hours a doctor has a lot of options, because 120k drop is a big lifestyle change

    • @blackworldtraveler3711
      @blackworldtraveler3711 3 ปีที่แล้ว +3

      Money is everything.

    • @mph5896
      @mph5896 3 ปีที่แล้ว +2

      They just paid off 300k. I doubt it would be any change at all. All that extra $ was going towards debt.

    • @paulvarjak7378
      @paulvarjak7378 3 ปีที่แล้ว +1

      @@mph5896 That's a wild assumption.

    • @mph5896
      @mph5896 3 ปีที่แล้ว +3

      Paul Varjak in their 30’s, paid off 300k in 5-8 years. Attending at 28 or so, under 200k salary. Nothing is wild about my comment, I know the industry. They were living on rice and beans to do what they did.

    • @travelnurseadventures3225
      @travelnurseadventures3225 3 ปีที่แล้ว +6

      Exactly and the longer this doc is out of the field the harder it will be to get back in and be relevant-cause where I work all the doctors are from other countries and some are paid cheaper (on contracts) and they hustle, this caller is dreaming. Doctors are very competitive and so it healthcare-she needs to stay in the field and do teledoc or something-cause she will not be relevant sooner than she thinks.

  • @miranda1636
    @miranda1636 3 ปีที่แล้ว +25

    I’m surprised they didn’t tell her to just take a few years off, like 1-4 years off until all the kids are in school, then go back to work.

    • @NasciParaAdorar7
      @NasciParaAdorar7 3 ปีที่แล้ว +3

      That's what I thought!

    • @curiouscat3384
      @curiouscat3384 10 หลายเดือนก่อน

      They kind of did. They encouraged her to quit the current job and then figure out over time what she wants to do with her career.

  • @josereyes1148
    @josereyes1148 3 ปีที่แล้ว +19

    Am i the only one who could stop working today and be perfectly fine for the rest of my life finding other things to do? I always hear people talk about getting bored. Nope im good. Ill go do things I want to do.

    • @VHale-yz7hc
      @VHale-yz7hc 2 ปีที่แล้ว +4

      No offense to you but everyone is wired differently. And it’s much diff if you have a career you’re passionate about vs just a “ job”

    • @sauvensfleurinord9084
      @sauvensfleurinord9084 8 หลายเดือนก่อน +2

      @@VHale-yz7hcno offense to you but I am 23 (almost 24). I have a masters and have been an engineer for about 3 years but have been doing engineering things for as long as I can remember. I absolutely love my job but if I didn’t HAVE to do it meaning that I was set financially for the rest of my life, I ABSOLUTELY would not be working. I would still be working on projects on my own time when i feel like it but I for sure would quit my job. There are so many other things I rather do and that’s coming from someone who’s entire life is centered around his work.

  • @aplanefliesabove
    @aplanefliesabove 3 ปีที่แล้ว +17

    That's a major personal investment to become a doctor then become debt free. Definitely take time off for at least a year, and see how it is...

  • @rolandoflores2806
    @rolandoflores2806 3 ปีที่แล้ว +179

    Imagine paying $300k for an education and then deciding to be a stay at home mom

    • @thepowerofthegodhand7003
      @thepowerofthegodhand7003 3 ปีที่แล้ว +18

      Stupidity

    • @nmuganda1
      @nmuganda1 3 ปีที่แล้ว +70

      Your kids are only young once. She can always go back to work once they are in school. I think she’s burned out and needs a break.

    • @Thebootyrater
      @Thebootyrater 3 ปีที่แล้ว +22

      Exactly why does this always happen 😂 the dad should just be a stay at home dad with the income she’s making.

    • @Thebootyrater
      @Thebootyrater 3 ปีที่แล้ว +30

      @@nmuganda1 okay but what do we tell men to do that are burnt out and need a break? We tell them to man up because they have a family to take care of. She needs to do the same thing I’m sorry to say it but she makes WAY more then her husband so it’s either that or they make way less money…

    • @jrn3342
      @jrn3342 3 ปีที่แล้ว +2

      @@Thebootyrater It's not for every one. It has it's own unique challenges.

  • @kara2162
    @kara2162 3 ปีที่แล้ว +16

    That's A LOT of money and A LOT of time to completely give it up. Keep a foot in there.

    • @isay207
      @isay207 9 หลายเดือนก่อน

      Exactly why go through years of training education to be a stay at home parent didn't make sense to me

  • @spicerc1244
    @spicerc1244 2 ปีที่แล้ว +10

    Delony brings up a good point. This lady became a doctor and paid off $300k. That’s not the type of person of stays home all day.

  • @marionwalkerjr.7394
    @marionwalkerjr.7394 3 ปีที่แล้ว +64

    I ain't gonna lie. I would be mad if my wife decided to stop being a doctor. Dave gave her good advice.

    • @gemil9933
      @gemil9933 3 ปีที่แล้ว +25

      People get burnt out/depressed. Nothing to be mad at, should be understanding for their well-being.

    • @candy2325
      @candy2325 3 ปีที่แล้ว +17

      Bad husband

    • @marionwalkerjr.7394
      @marionwalkerjr.7394 3 ปีที่แล้ว +3

      @@candy2325 I would be mad about my wife quitting medicine. It doesn't mean I wouldn't support her decision.

    • @patde1264
      @patde1264 3 ปีที่แล้ว +6

      You have NO Idea the Stress

    • @medicgrrl123
      @medicgrrl123 3 ปีที่แล้ว +12

      I mean really, if you would be mad about it, you could always go to med school....

  • @rajlakshmip
    @rajlakshmip 9 หลายเดือนก่อน

    What a great response. As a new mom I've felt that dilemma so many times and you acknowledged her potential need for intellectual fulfillment in the future but a break in the present.

  • @beeceelad
    @beeceelad 3 ปีที่แล้ว +30

    This makes a great argument for paternity leave. After all that hard work people need a break.

  • @skylarcarlson7745
    @skylarcarlson7745 3 ปีที่แล้ว +47

    I’d stay at work until the house is paid off, sounds like she could do that In no time. Husbands income would go a lot further after that

    • @stevemyopinion423
      @stevemyopinion423 3 ปีที่แล้ว +5

      She being selfish. By not working.
      She need to at least work part Pay of the house and save.

  • @Rashaadthegr8
    @Rashaadthegr8 3 ปีที่แล้ว +4

    I have been burned out from dead-end jobs but I have never been burned out from something I love to do. NOt saying it doesn't exist but it's better than being homeless or in debt.

  • @Apsaramain
    @Apsaramain 8 หลายเดือนก่อน

    Being a mother is also draining. Having a foot in work is actually very helpful for being balanced and keeping connected to who you are.

  • @2967_
    @2967_ 3 ปีที่แล้ว +76

    She made three babies while doing a demanding career. She deserves a break. She might be having post partum. It's time her husband step up.

    • @lynnebucher6537
      @lynnebucher6537 3 ปีที่แล้ว +16

      That's what I thought. Three babies on top of hectic work schedule, no wonder she's fried.

    • @internz4259
      @internz4259 3 ปีที่แล้ว +5

      She wanted those babies

    • @Georgeqaws
      @Georgeqaws 2 ปีที่แล้ว +11

      Double standard. What makes u think he hasn't stepped up? Would u say that if the man was the doctor and the wife was staying home taking care of things and going to school to start a career? I doubt it. It probably has made sense for the man to stay home because of her high debt and higher income.

    • @isay207
      @isay207 9 หลายเดือนก่อน +2

      Her choice why do people have multiple kids then complain about them

  • @bip5395
    @bip5395 9 หลายเดือนก่อน +1

    I just came back to full time work after a year of paid maternity leave AND IT FEELS SO GOOD.
    I wouldn’t decide for another full year again, unless my kid needed that time (by first one was totally ready for the daycare around 9 months of age..)

  • @a.m811
    @a.m811 3 ปีที่แล้ว +15

    working is overrated

    • @godsdaughter8439
      @godsdaughter8439 9 หลายเดือนก่อน +1

      *edit from me*: OVERworking is overrated if you have no debt.

  • @ver_davis_2007
    @ver_davis_2007 3 ปีที่แล้ว +2

    I love listening to Dave Ramsey!!!🎉🎉🎉 Great answer!!!

  • @razojacqueline
    @razojacqueline 3 ปีที่แล้ว +29

    I always thought doctors were rich but now that I watch financial shows I realize they are broke.

    • @unfairsanic5089
      @unfairsanic5089 3 ปีที่แล้ว +2

      More broke than you think

    • @kingdele01
      @kingdele01 ปีที่แล้ว +2

      ​​@TriIII The ROI is actually not terrible!
      - Working full-time would result in her paying it off within 3yrs
      - Every year worked after that is pure profit for her & her family.
      I wish I had a business that made such guaranteed profit 😂!
      Also, different hospitals pay you different amounts and with years of experience, you could demand more compensation.

  • @Vdeepak2011
    @Vdeepak2011 3 ปีที่แล้ว +59

    She could go into medical teaching or healthcare admin kinda jobs that’s not too stressful

    • @csick11
      @csick11 3 ปีที่แล้ว +10

      Administration in Healthcare is stressful.

    • @jill9606
      @jill9606 3 ปีที่แล้ว +5

      Teaching is stressful!

    • @staceyk2274
      @staceyk2274 3 ปีที่แล้ว +1

      Those are both highly stressful fields. Also I agree with the earlier commenter - most physicians would never sell their souls to go into admin. Basically on par with big pharma and the insurance companies.

    • @itsaccer7443
      @itsaccer7443 2 ปีที่แล้ว +1

      There’s no such thing as a not too stressful job that pays well

    • @kingdele01
      @kingdele01 ปีที่แล้ว +1

      ​@@jill9606
      There is nothing in life that doesn't involve stress.
      I'll tell you what would be more stressful, having the hi back to work 15yrs later ,(older, more tired with potentially chronic health issues or widowed), whenever your kids need money to go to college

  • @robyt9542
    @robyt9542 3 ปีที่แล้ว +18

    I would not gave up that kind of pay to be a stay at home mom. I am a mom and I have a PhD and years of academic research. Things were very hard at times but after I stayed at home with my daughter for a while I just wanted to work. I needed something else to do. I think she needs a temporary break.

  • @AnnMitt
    @AnnMitt 3 ปีที่แล้ว +20

    Why can't she work part-time?

    • @MR3DDev
      @MR3DDev 3 ปีที่แล้ว +1

      Most positions for drs are not part time, that one only happens if you work for very specific clinics

    • @3ofus135
      @3ofus135 3 ปีที่แล้ว +5

      She can work part-time in clinics. When I worked in urgent care as a medical assistant, we had full-time and part-time physicians.

  • @ukrd94
    @ukrd94 3 ปีที่แล้ว +12

    Take time off. Let that time make the decision. Trust me...you WILL want to work. Human beings are mobile beings and we cannot stay still doing the same thing for long. You will eventually miss what you do and go back to work. Hence why your husband is working. You get tired and bored of not working. Just take tine for yourself. You paid your dues. Take some time. Then go back at it. You are debt free and have an amazing income. Enjoy life ;)

  • @marie-joseepaulzak1936
    @marie-joseepaulzak1936 9 หลายเดือนก่อน +1

    As a former physician, I stopped working to take care of my kids, and never regretted it. Go for it if you can afford it! You may also consider going back to work part time.

  • @jenniferharding4246
    @jenniferharding4246 2 ปีที่แล้ว +18

    A woman who just had a 3rd baby and paid off 300K DESERVES a break! Hubby needs to STEP UP!

    • @walteralcazar
      @walteralcazar 9 หลายเดือนก่อน +2

      Average income is around the 40k mark isn’t it, 70k I say he’s doing just fine. I’m sick of everyone thinking 100k is the norm… but I agree she does need a break and she should consider just doing it part time after a long break.

    • @BlueBookLessons
      @BlueBookLessons 9 หลายเดือนก่อน +1

      He needs to step up? That was her debt. She said that she paid off the debt but that doesn't mean he didn't help. So now you want him to take the load? He doesn't need a break?

  • @mariacorretge6615
    @mariacorretge6615 8 หลายเดือนก่อน

    I'm a burnt out doctor too, don't quit! Slow down, slow down, the rural hospital sounds a great idea.

  • @TheDjcarter1966
    @TheDjcarter1966 3 ปีที่แล้ว +19

    I would be sorely tempted to work another two years, you could pay off the house and bank another $250k in retirement. Making $65K having a mortgage payment with three kids is barely comfortable along with $250k in retirement. Now making $65k having no mortgage and $500k in retirement sounds like you are set.

    • @Tw0HOT4Tv
      @Tw0HOT4Tv 3 ปีที่แล้ว

      I agree with tour assessment.

  • @Rachel-ul8et
    @Rachel-ul8et 3 ปีที่แล้ว +3

    Pray on it and you will find your path. Life is interesting, and the most interesting people never really figure out what they want to do. You will always be a doctor, practicing or not. That’s yours. You earned it. Now you can do something else. I for one am excited and wish I could see what comes next. Get after it girl. Kick motherhood over the fence and raise some awesome kids that can run the world and have a nice marriage. That degree will always be yours, but it’s not your totality. Sounds like there is more in there. Find out what it is.

  • @smhninja3746
    @smhninja3746 3 ปีที่แล้ว +10

    The problem with Dave's "rice and beans until you're out of debt" is that it sounds like common sense, but it will burn you out.

    • @spicerc1244
      @spicerc1244 2 ปีที่แล้ว +1

      She wouldn’t have had to burn herself out if she didn’t take out $300k in student loans. You may ask, how else you pay for medicos school? Well she now wishes she didn’t in the first place.

    • @smhninja3746
      @smhninja3746 2 ปีที่แล้ว +1

      @@spicerc1244 so that's your solutions to problems? Go back in time? There are other ways she could get off debt and won't be living on rice and bean but those ways don't alight with Ramsey model.

    • @spicerc1244
      @spicerc1244 2 ปีที่แล้ว

      @@smhninja3746 How else do you pay off debt without using your own money? If you don't have the cash to initially go to college then you shouldn't go. Not at that time anyway. Same thing for a house. Save, save, and save. Nobody said it would be quick, nobody said it would be easy. You don't have to go to college at 18. You can save and go later. Anybody who says otherwise, just wanted to party with their friends. She should never have gone to medical school in the first place. It wasn't for her if she can't afford it - and that has proven to be true now that she hates it.

    • @kingdele01
      @kingdele01 ปีที่แล้ว

      It depends! For a single person, one can do something similar without being really burned out. But for a person married with kids, it might be a harder pill to swallow.

  • @Observer100-cn7gv
    @Observer100-cn7gv 9 หลายเดือนก่อน +3

    Girl, some of us don't have children but don't want to return to work. Don't know how mothers do it.

  • @cramsa
    @cramsa 2 ปีที่แล้ว +6

    Became a doctor after all this debt and time and doesn’t want to continue being a doctor… that space could have gone to someone else.

    • @ykook7000
      @ykook7000 2 ปีที่แล้ว

      And? It happens everyday in the American system look at all the debt vlogs on TH-cam half of them are Americans paying off student loans for professions they don't want to do anymore and degrees they won't use

    • @sarahuber8567
      @sarahuber8567 หลายเดือนก่อน

      There’s plenty of space.

  • @CMHMom23
    @CMHMom23 3 ปีที่แล้ว +10

    You don’t need someone to tell you to take a break. Take a break until your youngest is in preschool.

  • @lawrenceweston922
    @lawrenceweston922 2 ปีที่แล้ว +5

    The medical professionals are the true heroes.

  • @pimpballer3
    @pimpballer3 3 ปีที่แล้ว +28

    Spend $300k on a degree, pay it off and then quit the career. Very smart people.....Full circle to broke

  • @VidaRebornLonewolf
    @VidaRebornLonewolf 3 ปีที่แล้ว +26

    She is looking for someone to say it's ok to stay home. What if she goes back to work and the dad becomes a stay at home dad? I wonder how she would react to that.

    • @sandrab.3538
      @sandrab.3538 3 ปีที่แล้ว +8

      She did say in the beginning that her husband was working part-time jobs while staying home with the other kids. So that's what they were doing to this point

    • @VidaRebornLonewolf
      @VidaRebornLonewolf 3 ปีที่แล้ว +1

      @@sandrab.3538 I hope you are not a feminist trying to defend her.

    • @roolyfe
      @roolyfe 3 ปีที่แล้ว +1

      We know Dave and society would not like that!

    • @sandrab.3538
      @sandrab.3538 3 ปีที่แล้ว +1

      @@VidaRebornLonewolf Stating the facts.

    • @fibbs6533
      @fibbs6533 2 ปีที่แล้ว

      @@passive101 Taking care of three kids is not easy. It may be more fulfilling, but it isn't easy. Many people would rather work than stay home with kids.

  • @ambethk77
    @ambethk77 11 หลายเดือนก่อน

    My mom was a doctor who walked away when she had kids. She always recommends women who are interested in medicine (and want to have a family) to study nursing first because it's much easier to do part-time and the schooling costs so much less (and can be finished when you're much younger.) Then they can always continue their education after their kids are school-aged if they still want to become an MD.

  • @theGrayArea2
    @theGrayArea2 3 ปีที่แล้ว +19

    Just take a year off, enjoy some time with your family and for yourself. After a year come back three days a week or find a way to make your job fun again, perhaps teaching new doctors coming in

  • @jrn3342
    @jrn3342 3 ปีที่แล้ว +7

    I was literally about to say telemedicine when Dr John said something.

  • @TheRealAbrahamLincoln
    @TheRealAbrahamLincoln 3 ปีที่แล้ว +99

    If the gender roles were reversed and the husband were talking like this, Dave would have ripped him a new one.

    • @marcusvision
      @marcusvision 3 ปีที่แล้ว +75

      Well yeah...a guy doesn't pop out a human and go through emotional stress due to certain hormonal levels affecting judgement and physical changes their body.

    • @SVSky
      @SVSky 3 ปีที่แล้ว +21

      They're debt free and have 250K in retirement, they're in a good spot.

    • @danielreeder62
      @danielreeder62 3 ปีที่แล้ว +2

      Facts

    • @taylortwinsandpreslie8662
      @taylortwinsandpreslie8662 3 ปีที่แล้ว +29

      Men and women and different. With different roles in the family. It's ok to speak to a woman differently than a man. We are not interchangeable.

    • @FredDogification
      @FredDogification 3 ปีที่แล้ว +7

      @@SVSky they are not debt free… they are student loan free.

  • @CreativepandaYT
    @CreativepandaYT 3 ปีที่แล้ว +2

    Good video!

  • @OverThrowMe
    @OverThrowMe 3 ปีที่แล้ว +50

    Imagine doing all that work to pay off $300k in loans just to never use your degree again lol

    • @nopenope1244
      @nopenope1244 3 ปีที่แล้ว +3

      Problem with our society is people look for status instead of money.

    • @cortezcollins8047
      @cortezcollins8047 2 ปีที่แล้ว +1

      Schools advertise these degrees as the only option and this the result.

    • @last_samurai6690
      @last_samurai6690 2 ปีที่แล้ว

      Oh well. She still has that option to use her degree. And I am sure once she relaxes and or once the kids get a wee older she can always go back to work.

    • @ykook7000
      @ykook7000 2 ปีที่แล้ว

      Happens all the time in the American system.

  • @thoughtsofathinker2445
    @thoughtsofathinker2445 2 ปีที่แล้ว +2

    what was the point of going to school and accumulating so much debt just to quit once its paid off...

  • @jacobl5488
    @jacobl5488 3 ปีที่แล้ว +3

    190 is so nothing for a doctor. She needs to renegotiate.

    • @kensmith2796
      @kensmith2796 3 ปีที่แล้ว +1

      That's actually pretty standard for a family practitioner and she lives out in a rural area in the midwest.

  • @amritpal43
    @amritpal43 ปีที่แล้ว +1

    Why is she only paid 190k in rural area? That’s the half the pay for even lowest paid speciality and she is already burnt by it?

  • @azores15
    @azores15 2 ปีที่แล้ว +5

    Somebody else didn't get into medical school because she DID get in, and that person probably would have made a lifetime commitment to the profession. And now she wants to drop out. It's a waste of her own - and someone else's - education.

  • @WorldTraveler6352
    @WorldTraveler6352 8 หลายเดือนก่อน +1

    Not a single soul mentioned the fact that the 4 yrs of paying off debt may have caused the burn out in the first place. The hospital experience can be rough, but to have $300K on top of that stress is so much worse. This idea may change once I’m out of debt and experience that life, but I truly believe that if you are in the career field that you were meant to be in, then it won’t feel like a job if you are debt free and working in a healthy environment. 🤷🏻‍♀️ I would be burnt out paying off $300K too.

  • @Jane5720
    @Jane5720 3 ปีที่แล้ว +3

    Make sure that you keep up your licenses so you always have that option

  • @saqlaq96
    @saqlaq96 10 หลายเดือนก่อน

    I'm also someone who quit being a doctor. Been about 3 years, now in a completely different field making a decent living and most importantly having a good quality of life. I still love medicine, but in comparison to what I do now it just wasn't worth it for me.

  • @kindgritbooks95
    @kindgritbooks95 3 ปีที่แล้ว +12

    I don’t think she should make any rush decision on quitting right now. When becoming a new mom, it’s natural to wanting to spend the day with the baby, but she obviously had dedicated so much to get where she is right now. I would hate to see that goes to waste. Women should be empowered to do both not having to give up their career once becomes a mom. I honestly think the hospital that she’s at should provide more flexibility to her instead of making her to have to choose.

    • @richthepup
      @richthepup 3 ปีที่แล้ว +2

      Respectfully, thats the realities that need to be considered for anyone making that choice. It’s a massive investment to become a doc (as I’m sure you know). And a having a child is also a massive investment. But we’re finite beings and it’s def important to anticipate that when deciding what will bring us long term happiness.

    • @kindgritbooks95
      @kindgritbooks95 3 ปีที่แล้ว

      @@richthepup In an ideal world, workplace should be very flexible and supportive so that working moms doesn’t get burnt out or have to choose.

  • @BrianErwin
    @BrianErwin 11 หลายเดือนก่อน +1

    can always come back to practicing when the kids are grown and gone, and i know dozens of doctors who walked away and stayed away. in fact, most youtube physicians are trying to get out and hoping their content takes off. there are hundreds of "i quit medicine" videos on youtube

  • @JoeyNYSDnomad
    @JoeyNYSDnomad 3 ปีที่แล้ว +6

    It's not politically correct for women to say they want to stay home and raise the kids. There is nothing wrong with wanting to be a Mom, thats a full time job without needing loans.

    • @roolyfe
      @roolyfe 3 ปีที่แล้ว +3

      It’s not a career! Or a job! It’s a responsibility!

    • @Dis_is_fine
      @Dis_is_fine 3 ปีที่แล้ว +1

      Yes I’m a woman and I would a thousand times rather work than raise children. Being a mother does not look easy at all

  • @33ladyRAM
    @33ladyRAM ปีที่แล้ว

    A $120K reduction in income is severely significant! Wish them the best

  • @jgg204
    @jgg204 3 ปีที่แล้ว +13

    Spending time with family and being able to enjoy your days how you see fit, as a reward for paying off debt, is perfectly acceptable. In fact, isn't having more freedom as a result of removing the debt handcuffs one of the goals? Financial and time freedom

  • @fatuma2954
    @fatuma2954 2 ปีที่แล้ว

    My best friend just quit her job as a Nurelogist. She is now going to work for a pharmaceutical company making double her salary working 9-5pm. I suggest you take a 1-2 yr break and figure it out.

  • @yourgooglemeister6745
    @yourgooglemeister6745 3 ปีที่แล้ว +4

    Hypergamy will make this marriage fail there's no longer any debate on this

  • @TopShot501st
    @TopShot501st 3 ปีที่แล้ว +1

    $200k a year in Cedar Rapids is like making a Million in NYC... Financially this is painful to listen too. Money's not everything but still.