Monthly gastos ng bagong homeowner sa Canada | Monthly mortgage in Canada and Cost of Living in 2023

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  • เผยแพร่เมื่อ 5 ต.ค. 2024
  • Narito ang buwanang gastos ng isang home owner sa Canada, sana makatulong ang pag share namin ng monthly cost of living, down payment requirement sa pag kuha ng house, at monthyl mortgage namin!
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ความคิดเห็น • 222

  • @DREYsCanadaVlog
    @DREYsCanadaVlog  ปีที่แล้ว +25

    Narito napo ang kailangan nyo iprepare for down payment at ang monthly cost ng bahay! Bonus narin, dinagdag ko narin po ang monthly cost of living namin ni Dianne! Sana makatulong sa mga nag paplano pumunta ng CANADA! TO GOD ALL BE THE GLORY!

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว +5

      Why should we rent if we can buy po? And if you think kami lang titira sa 3 beds na to, hindi po mag make sense yun kadi dalawa lang kame ni wife :)
      Currently 2 families po nasa bahay, and soon may isa pang ma add for the 3rd room, and soon, another family will rent the basement. Hmmm.. tell me kung mali ginawa po namin :)

    • @pn9959
      @pn9959 ปีที่แล้ว +1

      Im interested to know the ratio of expense to income?

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว

      More than 50% but less than 80% po currently :) cant give the exact figure for now hehe :)

    • @TheCabaels
      @TheCabaels ปีที่แล้ว

      ​@lalalal8111isip isip din po bago mg comment, d lahat ng plans nila sinasabi nila. You don't know their hustles. He said it right, if he can buy it bat nga ba mag rrent pa. Nag aral po sya para maintindihan mga gantong pag iisip so Hindi nman siguro nasayang. 😅 ✌️

  • @alwinemma
    @alwinemma ปีที่แล้ว +7

    Laki ng monthly expenses, napaisip tuloy kami ni Emma. Saka na muna pala kami kukuha ng bahay. Need tlga paghandaan yan, Congrats sa inyo magasawa. God bless

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว

      Oo kuya! Nakaka lula na ang bills 😅😅 see you around kuya! God bless and keep sharing your experiences ni ate emma din to help aspiring students/immigrants sa decision nila

    • @LeiWazi
      @LeiWazi ปีที่แล้ว

      I'm following @alwinemma & @dreyscanadalavlog.
      Naka i-inspire that your watching each other's content. Thanks po

  • @AliceB2973
    @AliceB2973 ปีที่แล้ว +3

    Iba tlga pg accountant, detalyado. That's why I appreciate your vids. 😊

  • @MBP-r9b
    @MBP-r9b ปีที่แล้ว +3

    Very brave couple and the same time smart move ❤😊, imagine you have total of
    3 bedroom na pwd ipa rent witch will cost around
    1.2k per room or higher dipende sa inyo, konti lng different during nag rent kayo!
    The good thing you have your own house and it will become your asset 😊

  • @johncros2281
    @johncros2281 ปีที่แล้ว +4

    My friend who lives in Calgary doesn’t take any realtor representative instead he goes directly to sales consultant from the builder bought brand new townhomes and he save 10k cause representative also take money from the builder when the townhomes was sold . So for those who are interested to buy house try this experience.

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว +1

      Woaah! Nice! This might help for our future projects :) Thanks sa ingsight!

    • @doniprimoshai
      @doniprimoshai ปีที่แล้ว +1

      That's what we did when we bought a new build, but when things go wrong, it's better if you get a realtor to represent you coz some builders doesnt care at all.

    • @novacollier9636
      @novacollier9636 ปีที่แล้ว +1

      They should have used a Realtor to represent them. Before listing that property, the owner has already agreed to give at least 2.5 percent to the buyer’s agent and another 2.5 percent to the seller’s agent. So , since they didn’t use any agent to represent them, the entire commission went to the seller’s agent. The buyer’s agent could have helped them negotiate more on price as well as the repairs and warranties. Despite the fact that it’s a new construction, there’s still things that an experienced Realtor can help after a home inspection has been done.

  • @putomendozaincanada2780
    @putomendozaincanada2780 ปีที่แล้ว +3

    Congratulations Kuya ! I really admire how organized you are with the numbers . More power po and godbless

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว

      Thank you kuya Puto! God bless po 🥰

  • @jeanyrespondo
    @jeanyrespondo ปีที่แล้ว +1

    Very informative video Lalo na sa Tulad naming nag babalak mag Canada 🍁
    Thank you very much for this
    More videos po Sir.😀

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว

      Thank you very much po! We will keep posting informative contents po! :)

  • @rosebagadiong
    @rosebagadiong ปีที่แล้ว +3

    Maraming salamat for always being transparent and detail oriented sir edwin!

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว

      We try our best to give you unfiltered contents po :) Thank you for appreciating our work

  • @therevertexpat5491
    @therevertexpat5491 ปีที่แล้ว

    Keep it up. Isa po talaga ito sa pinaka informative na vlogs in Canada. Better pa po sa explanation ng kamag anak ko living there 😅

  • @callmegracey
    @callmegracey ปีที่แล้ว +2

    Grabe sobrang clear ng explanation! Well done, pre! So happy for you talaga guys❤❤❤

  • @mootmootmootmoot9933
    @mootmootmootmoot9933 ปีที่แล้ว

    Congratulations also thanks for being transparent to all the expenses associated with owning a home

  • @BubbleGum0016
    @BubbleGum0016 ปีที่แล้ว +1

    Congrats!!!! sobrang transparent nyo, thanks for all the information!

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว

      Thank you po 😊😊 we are trying our best to as transparent as possible po to help aspiring immigrants/students hehehe

  • @johncros2281
    @johncros2281 ปีที่แล้ว

    The advantages of not getting REALTOR when buying new home are you can deal to lower the price, no BIDDING, first come to offer price first SERVE, sales consultant from the builder will guide you until you posses the house and The most important thing is SAVE MONEY.

  • @gemmaresuello2690
    @gemmaresuello2690 ปีที่แล้ว

    Congratulations! Very informative itong vlog mo. Iba talaga Ang accountant detalye lahat.Magaling Adeng.

  • @remediosmanacop4311
    @remediosmanacop4311 ปีที่แล้ว +2

    Hi Drey Congaratulations! I am happy for you and Diane. I hope baby naman soon. You are blessed like my daughter in New Brunsswick 5 years na sila don nakabili na rin sila mg bahay at lupa two years pa lang sila don at nadagdagan na ng baby girl ang anak nila at Canadian citizen na rin sila kaya maganda talaga pipili ka ng province kung saan ka komportable. 😊God bless more🙏🙏

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว

      Hehehe sana pag dumating ang baby eh financially settled na kame hehehe

  • @RaibnowMapleTreeCA
    @RaibnowMapleTreeCA ปีที่แล้ว +1

    See you soonest Drey will be there on Fall intake sa SAIT, ikaw talaga ang lodi namin mag partner. Husay ng financial strategies na ginawa and we're looking forward to chit chat with Team Drey around Calgary. All the best Champ!

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว +1

      Yoow! See you po dito! Maliit ang calgary im sure magkakasalubong po tayo nyan one time! God bless sa new journey!

  • @kurtlukenavarro339
    @kurtlukenavarro339 ปีที่แล้ว +1

    keep posting detailed videos like this padle, kudos.

  • @paengguin9381
    @paengguin9381 ปีที่แล้ว

    Ayos! Importante may bahay imbes na magrenta. May equity kaagad at siguradong tataas pa ang value ng bahay dahil maraming lumilipat sa Calgary. 🤙

  • @shengclemente7080
    @shengclemente7080 ปีที่แล้ว +1

    Thank you Drey. Super detailed. Congratulations again😊😊😊

  • @happykids5231
    @happykids5231 ปีที่แล้ว

    Congratulations sa inyo sir and many thank you for the transparency.

  • @SimplengKristyano
    @SimplengKristyano ปีที่แล้ว

    This is a very smart and brave move. I am sure po you have weighed down the pros and cons.. at dahil kumuha kayo ng sarili nyo po, obviously mas matimbang ang pros...
    New Subscriber po from UAE. God Bless.

  • @cyruzhernandez9183
    @cyruzhernandez9183 ปีที่แล้ว +1

    hello kuya, nandito rin po ako sa calgary sa may haysboro area. bago po ako makarating dito pinapanuod ko na kayo. sobrang nakakatulong po kayo sakin at nakakatuwa kayo panuurin.

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว +1

      Woaaah! Nice thank you po! Lapit nyo samin! Hahaha

    • @cyruzhernandez9183
      @cyruzhernandez9183 ปีที่แล้ว +1

      @@DREYsCanadaVlog may new na news kuya regarding sa visa-free ph to canada. abangan ko kontent niyo kuya and insights ❤️❤️

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว +1

      @@cyruzhernandez9183 yes I saw that too! That's a really interesting topic. Im currently doing my research right now

  • @rowenapalma1857
    @rowenapalma1857 ปีที่แล้ว +2

    Congrats!!! Ang galing ng plans at strategy nyo ni Dianne, very inspiring❤.

  • @noemigarcia7278
    @noemigarcia7278 ปีที่แล้ว +1

    Thanks for sharing. So inspiring. Stay humble as always❤
    God bless you more 🙏

  • @riaco4363
    @riaco4363 ปีที่แล้ว +1

    Congratulations finally 👨‍🎓🎓

  • @louiselouieincanada
    @louiselouieincanada ปีที่แล้ว

    May interest pa 7 percent lock in for 5 years. thats why hindi ako kumuha ng bahay kasi ang dami pa bayaran.. not mor5gage alone.. yes may equity sya.. pero kina calculate ko sya in my 5 years kung inipon ko ang pera ko combined with my husband as what im doing now nagkaroon kmi ng 120k for 5 years ipon.. hindi lang yan kung wala lang mga unexpected emergency sa pinas more pa... kaya takot ako mag tapon ng pera para sa bills.. ang hirap mag trabaho tas mapupunta lang sa bills and repair.. lugi para sa akin...

  • @thelmatheintrepid1390
    @thelmatheintrepid1390 ปีที่แล้ว +1

    great job in putting things in perspective. cause there,'s a lot of kabayans who do not understand the concept of living here in Canada. Another thing to point out is: you guys are in Calgary and not in the more expensive cities in the country. Kudos to you👍💪

  • @KabisdakOfficial
    @KabisdakOfficial ปีที่แล้ว

    Dito Sa Vancouver Maganda ang Lugar lalo na Ang weather Kaso lang subrang lAki ng cost of living

  • @ambisyosangilocana3357
    @ambisyosangilocana3357 ปีที่แล้ว +1

    Good job mga ading❤😊..abangan ko 2

  • @pinoyhugot6297
    @pinoyhugot6297 ปีที่แล้ว +1

    Mahal na ng bahay sa calgary. Samin nakabili din kami. 309k ang asking price. Nabili namin ng 345k. 8 kmi nag bid. Congrats!

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว

      Nice! Ung kilala ko rin 2019 345k detached na hehehe. Ngayon ang detached nasa 450k na :( di na abot hehehehe

  • @gerliejanecalimag3744
    @gerliejanecalimag3744 ปีที่แล้ว +2

    Congratulations po🎉🎉🎉

  • @rovyndavidsanchez2951
    @rovyndavidsanchez2951 ปีที่แล้ว +1

    Congratsss, Sir! Very informative po vlogs nyo!

  • @johnnymarciano8448
    @johnnymarciano8448 ปีที่แล้ว +4

    Always very informative and very objective approach and contents ni Drey. The first vlogger I started to follow when we decided to research about going to Canada. Every content has purpose and every information shared are most appropriate and best practices that we can use in preparing and in then moving to Aberta. Hope you continue to share excellent info sir and also looking forward to meeting you one day if we get successful in our plans... Cheers and BIG CONGRATULATIONS!

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว +1

      Thank you so much! Hope to see you here soon!

  • @KC-RA
    @KC-RA ปีที่แล้ว

    Thank you for this very detailed vlog! Congratulations 🎉

  • @rhythmandacoustics
    @rhythmandacoustics ปีที่แล้ว +1

    5k per month is easy if both couple are making at least 60k

  • @AnVie-rq4ff
    @AnVie-rq4ff 11 หลายเดือนก่อน

    Congratulations po🎉🎊🎉😢manifesting to have our own house too here in montreal po🤞🙏

  • @rhosim28
    @rhosim28 ปีที่แล้ว +1

    Congrats sir 🎉 ang laki pala need na paghandaan na monthly.. very informative

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว +1

      Yes po, sobra hehehe. Pag bumaba ang mortgage rate, baka mabawasan ng onti hehe

  • @loretatannobes
    @loretatannobes ปีที่แล้ว

    Kami May insurance critical illness at job loss. Nagkasakit Ang partner ko binayaran Ang bahay - balance owing sa mortgage pati interest computed for 5 years binalik din. Kaya Ang focus namin gumaling Ang partner ko worry free kc bayad Ang bahay. Di kami maluho sa budgeting Lang Ang kailangan.
    Maniwala tayo sa insurance para May protection Ang family . Di natin alam ang health at Kung mawalan ng work

  • @agooyong6207
    @agooyong6207 ปีที่แล้ว +1

    Ok lang basta hindi tamad kasi saving na mo yan pag retiro o kaya ibinta mo balang araw.

  • @temle7489
    @temle7489 ปีที่แล้ว +1

    house is an investment. Buying is better than renting. Sa California Bay Area we bought a house for 400 K $ 10 years ago now it's 1.1 M $. Mataas ang nilaki dahil post pandemic and lack of inventory. Congrats.

  • @abcdefg12336
    @abcdefg12336 ปีที่แล้ว +1

    Thank you for this informative video.

  • @lara2934
    @lara2934 ปีที่แล้ว

    Paki-ask please kay Yanyan ganda kung san nya nabili yung black blazer nya with white piping, haha. YUng suot nya nung grad mo. I LOVE IT!

  • @johncros2281
    @johncros2281 ปีที่แล้ว

    There's nothing wrong if there's no realtor representative when buying brand new house ,sales consultant from the builder has the same guidelines,

  • @girlieann0904
    @girlieann0904 ปีที่แล้ว +1

    Congrats, Drei🎉

  • @Nature_AndTravelling
    @Nature_AndTravelling ปีที่แล้ว +1

    Very helpful po....

  • @poochax101
    @poochax101 ปีที่แล้ว +1

    Salamat po for that very detailed info.

  • @Relaxandcalm563
    @Relaxandcalm563 ปีที่แล้ว +1

    Congratss boss🎉🎉🎉

  • @ronaldneri1603
    @ronaldneri1603 6 หลายเดือนก่อน

    Thanks, a lot of info!

  • @angeloseso2128
    @angeloseso2128 ปีที่แล้ว +1

    Congratulations. But Getting a mortgage na hndi pa PR is very risky. What if hndi kau ma PR? Should get your permanent resident first . Piece of advice iba na ang Gastons pag homeowner. Once bumigay ang furnace at hot water Gaston n agad un.

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว

      Agreed. Every move we make has a corresponding risk :) it's just a matter of calculating the risks and handling it properly :)

    • @rf53578
      @rf53578 ปีที่แล้ว

      ⁠@@DREYsCanadaVlog
      i think you and your wife will be successful in canada
      ganyan naman talaga. you have to try and do the risk. maybe later you can do my itr. he he he

  • @alvinchan8499
    @alvinchan8499 ปีที่แล้ว +3

    $2400 for a mortgage and it is a row townhouse. That is your biggest mistake. Condo fee - just throwing money away. That mortgage you can already afford to buy a single house… and you also bid. Rookie mistake bigtime

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว +1

      We looked into the single house market here in our area, pero wala pong pasok sa budget.

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว +1

      I hoped na bumaba ang single detach, pero parang malabo sa current situation hehe kaya we settled sa row town :)

    • @alvinchan8499
      @alvinchan8499 ปีที่แล้ว

      @@DREYsCanadaVlog mabagal din tumaas value ng mga townhouse compared sa single house. Pero smart move pa rin pagbili ng property lalo at bata pa kayo. Baka sa 2nd property single house na, at yang townhouse is rental property nyo na lng. Congratulations sa inyo.

    • @alvinchan8499
      @alvinchan8499 ปีที่แล้ว

      @@DREYsCanadaVlog 4.48% ba yung sabi mo na interest rate nyo? Parang yung $2400 is parang mortgage na ng $500,000 na bahay at 4.48% …

    • @crazyb912
      @crazyb912 ปีที่แล้ว

      I agree, big mistake with the bidding. Also, the community condo townhouse is not ideal. They should have looked for a freehold townhouse. I feel na madalian ang pagpurchase nila ng property. Share ko lang. I almost got sucked into bidding war, I was willing to pay over asking price $20 to 30 grand. It might have been more i think. We were the highest bidder. However, the sellers decline us because of our clause pending sale of our current house at the time. Btw, i wasn’t even that in love with the property. We were just running out of houses to buy. Altho, i love the location. We waited out a few weeks and found this other house that is abandon meaning no one lives in it. Apparently, it had been in the market for awhile. It was outdated but it was perfect cuz we can do our own reno. The only issue was minor leak from the main bathroom to the ceiling of our dining which we took advantage of to bring down the cost of the selling price. The best part is it is on the same location we wanted. Also, the sq fottage is bigger that the house that we bidded on. We got v lucky.

  • @mparado29
    @mparado29 ปีที่แล้ว

    Pareho tayo ng mortgage broker and realtor Gillian and Eric. 2022 namen nakuha bahay namen brand new for $315k in Legacy walang bidding na ginawa. Sobra ung tinaas bigla ng mga presyo ng bahay after namen mag move last year 😢

  • @LeiWazi
    @LeiWazi ปีที่แล้ว

    Thanks Sir Drey

  • @mcomorales
    @mcomorales ปีที่แล้ว +1

    Galing! 👏👏👏

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว

      Thank you po🥰😇

    • @mcomorales
      @mcomorales ปีที่แล้ว

      Ilang yrs to pay po yung pagkuha ng bahay jan?

  • @rachelleguerra2669
    @rachelleguerra2669 ปีที่แล้ว +3

    Hi Drey, can you share how to bring funds to Canada? Do you open an account before leaving Phils? Or you bring 10,000CAD or the minimum requirement? Hope this can be your next topic. Thank you

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว

      No minimum nor maximum fund po :) Basta if more than 10k, need to declare

    • @rachelleguerra2669
      @rachelleguerra2669 ปีที่แล้ว

      @@DREYsCanadaVlog how to open an account in canada while you're at Phils. This is to wire transfer nlng sana. And is it safe?

  • @nenitaschmidt7197
    @nenitaschmidt7197 ปีที่แล้ว

    In Berlin you don't get a house under 700 hundred thousand Euro.

  • @ilictra
    @ilictra 8 หลายเดือนก่อน +1

    salamat po sa napakaliwanag na explanation. i therfore conclude, rent na lang kami, hahaha, thank you sir

  • @will12219
    @will12219 8 หลายเดือนก่อน +1

    Dont they charge you any mortgage insurance for down of less than 20%, here in BC we have that. What about the cost for water & sewage, is that included in utilities expenses you mentioned.

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  8 หลายเดือนก่อน +1

      Mortgage insurance is already included in "mortgage payment" here. Yes water and sewer are included as well.

  • @alvinvillagen3563
    @alvinvillagen3563 ปีที่แล้ว +1

    Hello sir! Advice naman po kung ano dapat gawin pag dating namin Jan sa Canada tulad ng mga dapat asikasohin at kuhain ng mapaghandaan napo namin ng wife ko at maasikaso agad pag dating po namin. Flight napo namin this June 8, Me and my wife po. Thank you so much sir!

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว

      We have that video. I think na post nung December or January. Nung dumating kapatid ko po

  • @loretatannobes
    @loretatannobes ปีที่แล้ว

    Every year allowed sa bank maghulog ng 20% sa principal

  • @evelynlazaro-jy3vr
    @evelynlazaro-jy3vr ปีที่แล้ว +2

    Hi congratulations for your new home, i have an inquiry sa last vlog mo parang na mention mo na if di pa PR sa canada with SP status pa you need to pay a downpayment of 20% from the mortgage price. Since you only paid 5% so meaning you already have a PR status ba? I just wanted to ask baka may consideration on paying lower down payment kahit hindi pa PR. Thank you.

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว

      Im on my PGWP po right now :)

    • @evelynlazaro-jy3vr
      @evelynlazaro-jy3vr ปีที่แล้ว +1

      @@DREYsCanadaVlog Thank you for the fast reply 😊 good to know na kahit PGWP pa pwede na pala yung 5% down payment. Thank you so much for sharing this information, big help! again Thank you and God bless!

  • @JenKiMarsEL
    @JenKiMarsEL ปีที่แล้ว

    Congratulations ❤ sir sa inyo 🙏 may i ask po , balak nmin mag apply mag asawa., gusto nmin magkasabay kami makapunta , papaano po kaya? 😊 thank you so much … from kuwait 🇰🇼. God bless 🙏🙏🙏

  • @miles9431
    @miles9431 6 หลายเดือนก่อน +1

    How about your health insurance?

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  6 หลายเดือนก่อน +1

      Included sa work po. And lately lang kame kumuha ng top up insurance dahil sobrang kulang pala coverage sa employer provided life ins.

  • @mariscorikschannel4061
    @mariscorikschannel4061 ปีที่แล้ว

    thank you for sharing. may relative ako sa Ontario na hanggang ngayon is struggling to own a house. bagong friend from Saudi Arabia. baka puede paki-resbak na lang, nag-lagay na ako ng downpayment sa condo mo. salamat. coriks

  • @gracebeltran6029
    @gracebeltran6029 7 หลายเดือนก่อน

    May I just comment, diko napo nakita ang vlog mo na nagsasabi ka about the taxatuon of Canada and Philippinesna pareho pong 30% ang income tax. Hindi po 30% ang income sa Pilipinas. Socialized na ang tax sa Phils under the TRAIN Law na pinirmahan ni Pres. Duterte. I have a business here sa Pinas ans I only pay 2% percentage tax. Please mag research muna kayo about TRAiN law and content nya bago po kaya mag comment na 30% ang tax sa Pinas. Kumakalat po ang maling info dahil ang daming nagvvlog na hindi gumagawa ng thorough research.

  • @emeyjee
    @emeyjee ปีที่แล้ว +1

    Congrats!!!
    Ang mahal na rin sa Calgary 😢. Hindi kayo nag-avail/nag-apply sa first time homebuyers program?

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว +1

      Hindi napo ate, dami pang pasikot sikot nun 😅

    • @emeyjee
      @emeyjee ปีที่แล้ว

      Sabagay 😅… Ang mahalaga may 5% downpayment. 👍🙂

  • @johncros2281
    @johncros2281 ปีที่แล้ว +3

    Did you see for yourself other 2 or 3 bidder ? if not that’s a big lie from your realtor! Much better to buy brand new townhomes , single detached and front attached direct from the builder sale consultant. No no no for liar bidding from the realtor.

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว +1

      They forwarded the messages from the seller's realtor po. With the market right now here in Calgary, I think it's not far fetched na madami talagang bidding hehehe ilang beses nadin kasi kame natalo 😄😄

    • @johncros2281
      @johncros2281 ปีที่แล้ว +1

      @@DREYsCanadaVlog Wow! too much, the realtor wants Calgary to be the next Vancouver and Ontario's system of selling a house. I might say that was greediness they put additional 17 k from the orig price and that was stealing from your pocket .

    • @ryanh7352
      @ryanh7352 ปีที่แล้ว +1

      ⁠@@DREYsCanadaVlog na dali ka dyn. Nag take advantage yon realtor mo. Dahil student ka palang at baguhan ka sa Canada. Plus na kita pa nila yon eagerness mo. Try mo mag tanong sa neighbor. Para malaman mo yon real price ng condo.

    • @gwellahpambid5299
      @gwellahpambid5299 ปีที่แล้ว +1

      Ganyan na po tlga ang range ng townhouse dto sa Calgary, marami na kasing nagpuntahan dto sa AB kaya nag increase mga bayad ng bahay, yes there is bindding now,

    • @tunarolls68
      @tunarolls68 ปีที่แล้ว

      Saying na nadaya siya that is big word. Although I don’t know you. He is an accountant and have also work in a condo parang insulto sa kanya yon. D2 sa Toronto mga ten or more bidders na sa month na ito. Nag start ng bidding again noon mag pause ng bank of Canada ng interest rate.

  • @krishmanobleza
    @krishmanobleza ปีที่แล้ว

    hi sir drey pahouse tour k nmn po ☺ watching from Muscat Oman

  • @mar_era
    @mar_era ปีที่แล้ว

    tanong lang po, bakit condo ang naisipan nyong bilhin at hindi yung mga single detach. appreciate your reply soon, thank u.

  • @dextercastillo5170
    @dextercastillo5170 ปีที่แล้ว

    Hi Drey, fellow CPA. Planning to take SP (me) + OWP. Ask ko sana if anong program kinuha mo during application, if recommended ba to take Post-Bachelor Cert in Accounting para alligned sa future plan ko na maging CPA in Canada? Appreciate your inputs :)

    • @cessyyyyy
      @cessyyyyy ปีที่แล้ว

      Combined post-bachelor certificates po ung knuha nya sa Uleth kung di ako nagkakamali :)

  • @johnmorca5721
    @johnmorca5721 ปีที่แล้ว +1

    Yun din pala ang hirap bbili ka ng bahay tpos iba din pala ang titira para mabayaran mo yung bahay.. boss hanga ako sayo kasi nasabi mo lahat ng need para sa mga gusto mag ka bahay yung iba kasi ang dami pa kwento kung ano ano

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว

      Salamat po! Yes mahal kasi, kaya if you really want to lessen the expenses, need to compromise a little bit of comfort hehe.

  • @notyourbestie
    @notyourbestie 5 หลายเดือนก่อน +1

    Wondering lang po kasi na mention nyo po from last vlog na pgwp palang po kayo and di pa pr then sabi nyo din po sa isang video nyo po, 20k dapat ang down ng di pa pr para makabili ng house, pero dito po, 5% lang po ndown ninyo. Am I missing info? So paano po kayo nag qualify for mortgage and only putting a down of 5%? Thanks po if masasagot.

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  5 หลายเดือนก่อน +1

      20% for students. 5% for worker and pr and citizens ;)

    • @notyourbestie
      @notyourbestie 5 หลายเดือนก่อน +1

      @@DREYsCanadaVlog oh. Thanks sa pag sagot. Gets na po 😊 libre po ba magpa assess sa bank for mortgage? Kung magkano po mabibigay nila? And ang pre approval po ba may hit na sa credit score?

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  5 หลายเดือนก่อน +1

      @@notyourbestie yes contact gillian cortez tell her galing ka dito sa channel namin and she will take care of everything :)

  • @latoceljun5383
    @latoceljun5383 ปีที่แล้ว

    Sir ask lng po sana ako for some insights if saang school and place dyan magandang mag enroll?I am planning to take IT related program. Ung d po masyadong malaki tuition fee and accomadations kase medyo tight budget lang po. Family of 3 po kami sir. Thank you in advance.

  • @loretatannobes
    @loretatannobes ปีที่แล้ว

    Mataas Ang rate ngayon 3 years 5.64%

  • @colleenfe1208
    @colleenfe1208 ปีที่แล้ว +1

    Congratulations on your graduation and new house. Hindi mo nabanggit si brother MO. Kasama nyo parin ba sila? Accounted ba un share nila sa expenses?

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว +1

      Hindi pa po, their grocery is different. These numbers are for us ni dianne lang 🤣

  • @jomhoriuchi
    @jomhoriuchi ปีที่แล้ว +1

    boss Drey, ask ko lang. nag PEP kaba? If yes, need pa bang iinform si IRCC? pwede ka din ba mag PEP habang nakaPGWP pero expired ang study permit? or need ba magpaextend ng study permit? Salamat sa sagot.

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว

      Need to inform IRCC yes. For PEP yes you need a valid syudy permit.

  • @jherlynramirez4476
    @jherlynramirez4476 ปีที่แล้ว

    PR kaun dita sir Drey, or SP plang as nkakuha kna ng house

  • @fernandolapitan197
    @fernandolapitan197 ปีที่แล้ว +1

    How many years to pay? 25 or 30 years to pa ba ang bahay?

  • @bethagustin9023
    @bethagustin9023 หลายเดือนก่อน

    Mura lang ang property tax nyo.sa amin ay 3k d pa kami sa city

  • @hanamontesii9597
    @hanamontesii9597 ปีที่แล้ว +1

    Congrats po 🎉 Nagpunta po ba kayo sa mortgage broker or direct sa bank po kayo?

  • @LiezelRyan
    @LiezelRyan ปีที่แล้ว +1

    Paparenta mo drey ung basement?hm kasi may coming dyan kaibigan ko this sept intake 2023 cx sa nait.

  • @raymonddawn7975
    @raymonddawn7975 ปีที่แล้ว +1

    Congratulations Drey.. is it possible to buy your own house with status of international student and spouse with OWP? Appreciate any inputs.
    Thanks again

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว +1

      For SP mejo complicated. For OWP and PGWP pwede hehe

  • @chesterdodlados8629
    @chesterdodlados8629 ปีที่แล้ว +1

    mas mahal po ba if house and lot na single detached ang bilihin or kesa sa ganyan po na condo type row house?

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว +1

      Relatively more exp3nsive po ang single det.

    • @chesterdodlados8629
      @chesterdodlados8629 ปีที่แล้ว

      Pero yun ganyan po na condo row house is magiging ownership ba talaga yan in the long run? With title po ba yan same sa house & lot title dito sa PH

  • @jonrenzmaterdo1467
    @jonrenzmaterdo1467 ปีที่แล้ว +1

    Great video Drey thank you 😊. How much yung kinikita mo per hour sa job mo right now?

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว +1

      Cant disclose but way over minimum po :) sorry. Thank you po

    • @jonrenzmaterdo1467
      @jonrenzmaterdo1467 ปีที่แล้ว +1

      @@DREYsCanadaVlog It’s okay 😊. Ano yung program na kinuha mo?

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว +1

      Post bach in acctg po ;)

    • @jonrenzmaterdo1467
      @jonrenzmaterdo1467 ปีที่แล้ว

      Wow sounds great. I like accounting. Saan ka ba nagwo work ngayon?

  • @SimpleJoy_8
    @SimpleJoy_8 ปีที่แล้ว

    Silent T words
    Besides that, the silent T appears in a random assortment of other words, such as asthma, mortgage, tsunami, soften, listen, fasten, glisten, and moisten.

  • @uncianofamily416
    @uncianofamily416 ปีที่แล้ว +1

    Hi there congrats on new house wanted to ask if you have contact number of the guy who did your house inspection ? Salamat

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว

      The inspector is connected with my realtor po :) diko alam name hehehe

  • @eli-oe4dl
    @eli-oe4dl ปีที่แล้ว

    anong school po kayo nag aaral sa Canada?

  • @tunarolls68
    @tunarolls68 ปีที่แล้ว +1

    Kabayan since 5 percent down payment. Did they not require you to get cmhc insurance.

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว

      They did po. Parang 4% ata dinagdag hehehe

    • @crazyb912
      @crazyb912 ปีที่แล้ว

      Automatic yun kasi 5% lang ang dp nila. It is considered high ratio mortgage. Protection from default.

  • @maurabaghari-regis3534
    @maurabaghari-regis3534 ปีที่แล้ว

    hello a subscriber here is your place accessible to SAIT? we are looking for a room for my son for Aug move in! thanks for your reply

  • @lilpipes
    @lilpipes ปีที่แล้ว +1

    Bakit po nag iiba ang insurance rate ng sasakyan pag lilipat sa ibang quadrant?

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว

      Riskier daw kasi ang NE based sa nakausap ko sa insurance po. Mas madami daw kasi natural disasters like hail storm and flood sa area nato kumpara sa iba. And mas madaming nag keclaim dito daw hehe.

    • @lilpipes
      @lilpipes ปีที่แล้ว

      @@DREYsCanadaVlog ohh ok thank you for the response! Ingat☺️

  • @tengapil7214
    @tengapil7214 ปีที่แล้ว +1

    congrats Sir Drey sa graduation mo, anong program yan at ilang taon ka nag aral ng course na yan sir ?

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว

      Post Bachelor in Acctg po 2yrs hehehe :)

    • @tengapil7214
      @tengapil7214 ปีที่แล้ว +1

      @@DREYsCanadaVlog wow going to be a canadian CPA , praise God.

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว

      @@tengapil7214 I pray this to happen some day po 🥰🥰

  • @fredd3100
    @fredd3100 ปีที่แล้ว +1

    $275 car insurance 😮 hulog n po yan

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว

      True! Hehehe ka mahal pag new to Canada 😅

  • @novacollier9636
    @novacollier9636 ปีที่แล้ว +1

    Didn’t you pay for an appraisal?

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว

      No po :) diko alam if need hehehe

    • @novacollier9636
      @novacollier9636 ปีที่แล้ว

      @@DREYsCanadaVlog interesting. I am surprised din po na hindi nag require ang lender mo ng appraisal. I am a Realtor here in the States and when I write a contract on behalf of my clients, i make sure it’s contingent to an appraisal. To make sure that you’re not paying more than what its real value. But any way, Congratulations on your new house!

  • @JulitoIIMagculia-zz1xe
    @JulitoIIMagculia-zz1xe ปีที่แล้ว

    🤔👍🙂

  • @MR-vc1yi
    @MR-vc1yi ปีที่แล้ว +1

    May property tax po ba kayo?

  • @denisdgreat4238
    @denisdgreat4238 ปีที่แล้ว

    Ang mahal ng bahay sa Calgary

  • @nevetzedek1702
    @nevetzedek1702 ปีที่แล้ว +1

    How many yrs to pay po yung binabayaran nyong bahay?

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว +1

      25yrs po

    • @nevetzedek1702
      @nevetzedek1702 ปีที่แล้ว

      @@DREYsCanadaVlog wow 😮

    • @rebeccadelarosa9801
      @rebeccadelarosa9801 ปีที่แล้ว

      @@nevetzedek1702 bihira sa bumibili ng bahay sa canada ang tinatapos ang 25 or whatever term.. they move on, sell the house when they need or want to, take the equity with them and put that equity in the new house that they purchase.. you are not tied up with your first purchase.

  • @francisalbertpineda2185
    @francisalbertpineda2185 ปีที่แล้ว

    May single po ba na bumibili ng bahay mukhang di kaya

    • @Relaxandcalm563
      @Relaxandcalm563 ปีที่แล้ว

      Meron😊 at madami depende lang sa kung anong work mo dito sa canada at kung saang province at city ka nakatira

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว

      Agree ! Meron din talaga mga malalaki ang sahod 🥰

  • @charmion3762
    @charmion3762 ปีที่แล้ว +1

    Ilang years po ung hulugan jan na kotse ska magkano monthly

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว

      Up to 9 yrs pwede po. Depende sa unit and presyo po eh amin 580 per month

    • @ryanh7352
      @ryanh7352 ปีที่แล้ว +1

      ⁠@@DREYsCanadaVlog Pati pla sa sa sakyan na dali ka. Ang sa sakyan dito pinaka matagal na yon 7 years. Tapos yon 580$ nayan worth na ng SUV na sa sakyan.

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว

      @@ryanh7352 yes po kasi we went for a hybrid car 😅 pero hindi po 9 yrs ung amin 😊😊

    • @ryanh7352
      @ryanh7352 ปีที่แล้ว

      @@DREYsCanadaVlog next time bro wag maging eager. Pwede ka mag tanong sa mga tao Dito. Lalo n sa mga may experience. At Bahay ko single de touch maliit Lang. Pero bina bayaran ko almost 1300 to 1400$ depends sa weather.

    • @ryanh7352
      @ryanh7352 ปีที่แล้ว

      @@DREYsCanadaVlog ka price na pla Ng hybrid rav4 yan if 9 years 580$

  • @YouTubePremium-iw4iz
    @YouTubePremium-iw4iz ปีที่แล้ว +2

    Pangit yan townhouse, MAs okay pag single detached family home…

    • @rebeccadelarosa9801
      @rebeccadelarosa9801 ปีที่แล้ว +1

      mas maganda tlaga, basta afford mo.

    • @DREYsCanadaVlog
      @DREYsCanadaVlog  ปีที่แล้ว +1

      Opo mas maganda po ang single detached hehehe kaya lang di afford 😅😅 townhouse is not bat actually :D

  • @vbyssey
    @vbyssey ปีที่แล้ว

    😂😂😂 -