Top Canadian Listed ETFs for Maximum Long Term GROWTH & Total Return
ฝัง
- เผยแพร่เมื่อ 26 ก.ค. 2024
- Follow my Portfolio LIVE & Earn some $ completing short courses by Downloading Blossom: A FREE Mobile App for DIY Investors
Download it NOW!: blossomsocialapp.page.link/pa...
My Digital Product: The Ultimate DIY Investing Package w/FREE Lifetime updates!
A companion and reference tool to help you build a Portfolio according to your Goals
passiveincomeinvesting.ca/pro...
Book a 1 on 1 coaching session with me & ask me anything you want!:
www.passiveincomeinvesting.ca/
Get $50 worth of Commission Free Trades when you open a Questrade Account using this link: www.questrade.com/?refid=PASS...
or simply enter "PASSIVE50" in the Offer Code Box
Questrade Review Video: • Switching to Questrade...
Organize and Manage your Portfolio more efficiently using PASSIV
Get 50% off an ELITE 1 Year Subscription (100% FREE with Questrade) using this link: passiv.com/?ref=LCGFQDNGSY
Passiv Review Video: • Passiv: Review & Tour ...
Download my entire Portfolio in Excel for FREE:
passiveincomeinvesting.ca/fre...
Socials:
Facebook: profile.php?...
(Hit the follow button to get an invite!)
Instagram : / passive_income_investing
LinkedIn: / adriano-starinieri-55a...
00:00 Intro
01:40 7 Criteria
05:24 U.S. Exposure
08:08 Canadian Exposure
11:50 Real Estate Exposure
12:43 "all in one" Options
Mission:
Help everyday people invest on their own in order create their own source of Passive Income to enhance their quality of life and reach Financial Independence (FIRE)
DISCLAIMER: The videos and opinions on this channel are for informational and educational purposes only and do not constitute investment advice. Adriano Starinieri is not registered to provide investment advice and as such does not provide recommendations - those looking for investment advice should seek out a registered professional. Adriano is not responsible for investment actions taken by viewers.
#passiveincome #investing #dividendincome #financialfreedom #livingoffdividends
![เบิ้ล ปทุมราช - อ้ายกินดอง น้องลาบงัว ft. สแน็ก อัจฉรีย์ [Teaser]](http://i.ytimg.com/vi/n863TMuA1Ck/mqdefault.jpg)
Those are all good options. HCAL might lack a bit of diversification but XIU and the others fill that gap. A quick look at other opportunities: XUU is total market U.S. and XAW is an ex-Canada ETF holding around 52% S&P and then other large cap stocks from around the world. This was a great round up. Many investors with 10+ years before retirement would greatly succeed with a blend of just about any of your picks.
My go to is vdy vidy vgg for global coverage dividend growth but schd might be better than vgg ..im just being a bit ocd buy keeping them all vanguard canadian etfs ..for the record i have schd in my us and im planing on adding it as my primary holding in my rrsp as i dollar cost in and rebalance
Hey Adrian great video, what's your opinion on an index funds that pay a dividend example (ZCN) vs (HXT) which does not but has over performed ZCN all time and inception dates are 1 year apart. Cheers
Comparing ZCN (240 CAN titles on 260) and HXT (60 biggest titles in CAN) is like comparing the S&P500 to the total US market. They're almost the same. HXT doesn't distribute dividends (they reinvest it) so it helps a bit in having a higher total return. They do this to be advantageous if hold in a non-registered account for tax purposes. But if you hold it in a registered, it has no real impact. Doing so also allow them to have a much lower MER than their competitor for the S&P/TSX60: XIU (0.04% vs .18%).
Hello: May you please help us understand the layers of taxation for Canadians owning these etfs in rrsp, tfsa and registered accounts?
I'm starting to get my allocations and strategies down. My main holds are VEQT VFV VDY HCAL, XEI and i caught SRU.UN at $23.50 to name a few. Do you think it would be a good idea to allocate a small amount to XIC to capture the TSX index as a whole/for extra divs, granted some overlap, or do you think VDY/XEI/HCAL covers Canada just fine? thanks!
Thanks for another great video Adrian! The 7 criteria are the safer way to invest in growth stocks. Definitely agree with no single stock and focus on the #1 economy only.
Still love my PI ETFs and will keep my PI ETFs for peace of mind. 😁
HXQ has lower MER because it doesn't give any dividends (that's my assumption). They reinvest it all, and if you compare the total return of HXQ and the Nasdaq100, HXQ is slightly higher because of this.
Correct 👍
What do you think of VCE?
Thanks for the video Adrian. Do you have any specific website to compare ETF including dividends?
Wow! A different video perspective. As always, great content
thanks man!
So let's say I would open a RRSP account according to his suggestions, it would look a little something like this:
1.vfv 70-80%
2.HCAL 20-30%
Would it make sense to dump all my money in these 2 etfs in a RRSP account?
I like how your introducing growth into your channel. Done well with your portfolio but I think it’s time to add growth with dividends to diversify even more.
I really don't think he's gonna diversified his investment strategy at this point (nor should he). Sector-wise, geography-wise, he is very diversified. I don't see the point to start a growth position at this point in time for him.
I am putting any spare change in VDY and VFV they are offering Fractional buy on WS app. Just saying. Well done Adriano 🙂🙏👌. Always great insights. Always waiting for Sunday 4 pm PST for your video
Adriano, "Canadian Dividends" are generally taxed at a lower rate than "Non Eligible Dividends". My question is do ETF's that give dividends on the TSX considered "Canadian Dividends", or do the ETF's need to have Canadian companies in them to be considered "Canadian Dividends"? Salute!
eligible come from Canadian companies basically . if an ETF has many stocks and companies in different regions, it will have multiple sources of income, which can be seen on the tax breakdown on their websites
This is why I follow your channel..i dont necessarily follow your style..because i am a growth investor, but like what you always say "we follow what we think is BEST for us" . Thank you 👍👍
Great video! You made a comment that you would stay equities the entire time. I am going to assuming this also means when you go beyond 60+ years of age... I am curious on your rational on that, obvously a large percentage of people use bonds to counter the swings when in retirement and I personally feel bonds are not what they used to be. You have a specific strategy that would account for the larger down years like a GIC ladder and having 5 years worth of income safe or everything would be invested and you would just sell as needed?
In retirement, income means a lot more than growth. There's no guarantee "growth" will grow plus its unrealized results (plus or minus) - there's no retirement enjoyment until you cash out. Bond yields pale in comparison to carefully chosen dividend ETFs. I've gone this ETF route, with results way beyond my expectations. For all the comments complaining about sacrificing growth for income, (maybe not with this particular video), it's another way of saying less risk to my capital. Stage in life dictates priorities and style, including in investing. Great video. Thanks.
yes i would. its simple, they always outperform fixed income + covered call ETFs are a great and better replacement of classic fixed income stuff IMO of course , higher yield + more tax efficient . GICs are the worst . so many alternatives
Why are GICs the worst ? For example TD Canadian Banking & Utilities GIC Guaranteed Minimum Interest Return is 10%
Maximum Return is 50% for 5 years and for 3 years Guaranteed Minimum Interest Return is 3% Maximum Return is 30%. Also you don’t loose any money.
@@ShortTermOptions typically it's because they under perform against inflation. It's a good way to preserve capital but not a great way to grow that money ahead of inflation.
Is there a US growth ETF version of this video?
nope,not yet!
Hi what do you think of QQC for Nasdaq. It has I think 0.20 MER.
its good, similar to qqq but i think its 100 companies only. Remember, this video was for Canadian listed ETFs
No-one mentions smax of Hamilton, why?
those are not designed for total return
Hi Adrian, thanks for the great video. I'd love to hear your thoughts on leveraged ETFs such as TQQQ. If you happen to be interested, would love to see your take on that in a video.
Cheers!
Leveraged ETFs decay a little bit every day, useful if you buy when the underlying equities have sold off.
So TQQQ moves with more volatility than QQQ and over a year, does not perform as aggressively because of the decay.
Also. Leveraged ETFs have higher expenses fees. Which drag the stock even more over a long duration hold.
those are great for swing trader IMO, but I guess for long term investors as well but of course, high volatility
Really great video, I am one of those "hybrid" investors, where I'm trying to maximize growth before switching fully to income when I'm ready to retire. . Thanks for the Insight!
If you do not need the income yet, will you still buy PII stocks, or just growth stocks, or hybrid 50/50? Appreciate your reply in advance.
entirely up to you, i will always go income. who "doesn't need income"??? :)
@@PassiveIncomeInvesting Income is my reward then buying more PII stocks with that income is my fun. How much in performance are we actually losing compared to growth stocks? That's my greedy spidy sense question.
@@efullname oviously this depends on which stocks and funds you compare. Generally speaking, income funds perform the worse but the upside is you get more dividends each payout. It's the same as saying Would you rather have $1/day for 1 month or $50 after the month? If you can wait, $50 is more but if you need that dollar and could spend it, you go with the $1 but you will be getting less overall.
Why do you recommend these actively managed ETFs like Horizons and Hamilton when if people just go Blackrock or Vanguard they're probably better off? Much lower MERs w/ Blackrock/Vanguard index ETFs.
i dont recommend anything, i just make educational videos on funds I like and show people what I invest in. also my channel is not about total return. its about income investing
Good one.
Good to know i have some of these in my portfolio, or know of them all
classic coke investing
I used to own the top oil trusts in canada when I was younger i had all the best ones and they paid 15 % dividends until Flaherty the finance minister change the tax platform to get rid of them. Now they are coming back do you think they would be worth a look as passive income. ERf and Baytex have survived CPG
Do you have any of them
no i don't as shown every month in my unveils , but who knows....maybe in future
Hesg has been killing it your buddies at harvest
You were definitely right, great video! I've been DCAing VFV and VDY lately, I think HCAL is something I'll definitely be getting into once we're for sure in a stable economy again. thanks for another great video!
I'm not sure if choosing VDY was riskier than VCN given its dividend, but I mean they essentially track the EXACT same companies do they not? - again sorry for noob questions I've literally only been in the market for 3 weeks.
meh they are almost the same, VDY has only the dividend stocks
Follow a specific path
Hello, I am aiming for growth investing and I plan to hold for at least 10 years, this is my current portfolio and I would really appreciate it if you can critique it and make it better if need be (I just started to invest so my portfolio is quite small right now):
VFV (50% of the portfolio)
HXQ (20% of the portfolio)
HCAL (15% of the portfolio)
HUTS (10% of the portfolio)
MREL (5% of the portfolio)
Very cool, I like VDY , What do you think of HAL?
same strat as VDY
Is there any other all in one etf dividend paying stocks that’s income oriented? Do you have any video that talks about all in one etf?
yes, my whole channel is about that :)
Hi Adrian, how ROC adjustment works? Just never experienced that. Is that a tax thing or something else. Thanks
i got 2 ROC videos my friend , have you seen them?
Great video my brother, always awesome to hear your thoughts!
HXS for S&P no dividend so all capital gains and XUU Total USA market
This isn’t the video to ask, but what is your view of ENCC?
ENCC is half pipelines, and half large cap E&P.
Unfortunately, not all the stocks in the ENCC portfolio have good option premium, and the returns don't seem to outweigh the under performance compared to the HXE fun from the same ETF company.
Also, the yield fluctuates and is not guaranteed. If you want yield, buy ENS, if you want energy growth, then just buy CNQ+SU+MEG+ENB and skip the ENCC
@@BigGroupHug that’s true but it currently yields 14%+
imo, the yield is nice but oil and gas is too volatile, plus this is a one sector etf of energy so it’s high risk, ENS is better imo
@@TheJohnmmullin be careful, when you add in the yield from ENCC, it still underperforms the HXE
@@BigGroupHug my question then: is dripping the yield a good strategy?
so you would not invest in Yieldmax then? not a diversified fund. Question - do you sell covered calls?
i unveil my portfolio every month my friend. and no i don't sell them
Invesco mer for Nasdeq qqc is .20. Worth a look
XFN clears HFIN in my opinon. also i think more people should have a hybrid strategy so, Growth strategy + Passive income investing strategy
HFIN is outperforming it and i am pretty confident it will in the future . leverage FTW
Can you review ZIM and SBLK
i do not cover single stocks anymore unless they have covered calls
FXAIX is an S&P 500 index fund with a lower MER than VFV .015% vs .09%.
is it on the Canadian market?
@@PassiveIncomeInvesting No.
No portfolio unveil?
may 14th
Thanks
Good one. Thanks!
Thanks Adriano!
Thank you for this video! learnt so much.
Aply has launched now! 😁
My pick is VFV VDY TTP !
Great one! 👍
1st
Instead of ZNQ for Nasdaq 100 i prefer ZQQ :)