$50,000 In SCHD Will Beat Your Full Time Job! 🔥
ฝัง
- เผยแพร่เมื่อ 20 ก.ย. 2024
- In this video, I take a deep dive into the SCHD ETF, showing you how an initial $50,000 investment could potentially free you from your 9-5 grind, highlighting its low expense ratio, impressive dividend growth, and time tested standout performance. Discover the path to #FinancialFreedom with #StockMarket strategies, #InvestingTips, #DividendGrowth, #TechInvesting, and #SCHD insights that could change the way you view your investment portfolio.
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By the way….. start your kids or grandkids on this path early. My kids contribute $50 a month to growth div stocks. We’ve been on this track since they were born. At 16 now, my oldest is starting to contribute extra from a part time job. He’s already got $20k built up and growing exponentially. Last year he earned $2400 in div/cap gains. He’ll be fully retired at 40.
🎉🎉awesome! Teaching my son $ too.. schools don’t teach money for sure
That's awesome! Great job teaching your son.
That’s great but don’t they only allow 18 years and older to open an account??? So how do you open one for your kid ??
You have to open a UGMA or UTMA account. The great part is there are no contribution limits. I used TRowe Price. I am able to invest in the same funds that they offer their IRA customers.
All rosy until the ultimate stock crash comes, which it will in the severly overpriced casino lnown as Wall Street. Been going gangbusters since 2010 since 0% rates allowed companies to take on hordes of debt to buy competitors or super fund their executives. Problem is your kids have never seen a true bear market.
You forgot the extra zero for this statement to be partially true, “500,000 in SCHD before you can live off this and a part time job.”
Right, not to mention to buy it at $75 now, there is no guarantee that it not going to be $10 in few months down the road. And? "Your potential investment of 50K turn into 10k".. Good luck.
Word
@@skybiz4520 the only possible way this falls to that price would be with a huge stock market crash. And even if it somehow does it always goes back up long term. And This is meant to be held over many years that’s the point
As a senior citizen 😂
@@skybiz4520 if schd ever goes to 10, something is going on, ww3 most likely
I’m 55, in the last 4 years I’ve gone from a net worth of $5k to a net worth of $280k…. It’s a lot of work and a lot of luck. But anyone who doesn’t have 30 years to play the game has no other choice.
Yeah up to that point its a lot more of a choice. Seed money grows on income and budgeting, not investment returns. Once the net worth is several multiples of income, then its a little more luck.
How did you do it
@@TheDeathvice187 If you give him your credit card, I'm sure he will tell you.
@@TheDeathvice187 diversity mainly, just started throwing out money 💰 into different things, a LOT of different things, then luck took over and about 8/10 investments paid off. 3 of them actually did 3x or better in a short time.
What did you do? Sell drugs?
great vid! i do appreciate how you explain in detail how it works.
i currently have little over $10k in $SCHD. not my biggest position, but the div is quite nice.
im looking into moving my portfolio into a trust that will take care of my kid when hes older and im no longer here...best gift i could give him (aside from the best education possible)
I'm all for asset protection and estate planning. Hopefully you set things up with both in mind.
Only $350 a year on $10,000. Instead dump $500,000 in schd and make $1500 a month
Yes Jerry, I like how you go into the details.
Thanks. I appreciate the comment. I like making my videos short but these types of details I think are important to many people and most youtubers don't cover them.
Your voice reminds me of Mr. Casey Kasem.
Great video! Thank you for sharing.
Wow, thanks!
Nope I had $110k in SCHD for a year and a half and not much changed in that time period
Had this stock for several years. SP500 was gaining 20% while this stock stay the same.
@@MyLifeMyMoneyMedia May be happier with a 50/50 allocation. Growth/Value.
Are you still in the fund and just stopped contributing to it? Or did you sell your shares
Feels like short-term results-oriented reasoning. Also sounds a lot like you bought SCHD immediately following a pull-forward in profits without a plan and full understanding of what you bought into or why.
@@MyLifeMyMoneyMedia ....if you held over 100 shares of SCHD, you could've sold Covered Calls at a .20ish Delta and captured some premium income just by letting the shares do some work for you while you wait for those quarterly dividends to kick in! Ijs! 😉😹😹😹👌
Thanks for the video. I'm already on a healthy path to retirement, but I'm in the early stages and don't see the snowball effect kicking in yet. These kinds of videos give me the necessary dopamine boost to keep me going.
👊👊👊
This guys advice is terrible
50k in schd will get you 628 shares at its current dividend of .61 cents as of right now even with the growth rate I wouldn't retire or quit your job just yet lol that's only 1,532$ your first year minus the accumulated shares from reinvesting. If you add the compounding from your first year you would accumulated about 12 more shares from dividends would give you 1,561.60$ your first year. Good click bait bud.
the video said over 30 years lmaooo
@@kennet2282 the video says all you need is 50k in schd
@@DoubleJabSlipRightHand that I agree
This title emphasizes the long-term growth potential of dividend investing, starting with a $50,000 investment and then I showcase the potential results.
lol that’s how this investing thing works, bud. If you want to get Rich by Tuesday try crypto
Im DCA'ing $30k per year into SCHD. Hopefully it works out good for me.
Hopefully man
Sell covered calls against it. 20 delta
you would be better DCAing into VTI or QQQ.
@@SamuelGriffin or even qqqm + vgt
I went from Scuzzy Wallys (Walmart) to Corning-but I still have an income problem! Where are those jobs in Upstate NY that gives you a 25% match?! These 6% matches R dis-gusting!!!!
The only detail missing is that you can’t just dump $50k into a Roth IRA in one year due to contribution limits, so that lump sum return isn’t possible, $7k ish over 7 years could be, but that wouldn’t compound exactly the same.
Well, maybe cut that in half I.e. right now you can still contribute for 2023, and 2024 so you can do 12k right now..
There are options available! 1. Hopefully you already have a Roth IRA or Roth 401K setup. 2. Talk with your financial advisor to determine what is best for you. 3. People can consider doing a Backdoor Roth IRA (talk to your financial planner).
I appreciate the comment and my goal is to inspire people to explore the possibilities and do their due diligence. :)
Back door Roth
@@edcastillo4456 Yes, but how are you going to get 50k into any IRA in year 1?
You can do what’s called a back door IRA. A lot of wealthy and high income earning folks use this to get ownership of a Roth IRA. I do a back door Roth IRA myself because my annual networth is hundreds of thousands of dollars above the maximum annual salary limit for a Roth IRA.
I think that these few questions will make a great video, because I can’t seem to get it to pop up in the TH-cam search:
What happens when you combine DCA (Dollar Cost Averaging) with the DRIP (Dividend Reinvestment Plan)?
What would be the 10 or 30 best dividend contributing stock/ETF/REITs to take advantage of this plan?
Ex.: invest $2,000 per week in GLAD and reinvest its monthly dividends.
Last question: Have you ever discussed the achievement of escape velocity in your portfolio or reached the investment threshold?
You might know it by another name/phrase, so let me explain…
It’s a dollar amount of investment where most investment vehicles treat your funds “differently”.
Ex.: 1 million in liquid assets or a $250K annual income. An investment with a one time transaction lump sum of: $20K, $100K, or $1M.
I would love to know how did this come about, and what is it like when you’ve just crossed over the threshold.
Another way to maybe explain it is your investment takes on a life of its own and no longer needs any further investment from you.
DCA = DRIP - both have regular investments regardless of the mkt; the source is different and DRIP is going into a single fund/stock DCA could be any combo of stock/mf you want. Look into ETF/Preferred stock/REIT's. Probably thinking accredited investor - they just automatically assume you have the knowledge to make decisions or enuf funds/income to bail yourself out of dumb decisions.
Key take away - invest early, contribute what you can every month, NEVER take any money from the account (regardless of the emergency) - until you retire.
I like SCHD, VOO, and SPYD as well as others quite a bit.
Solid choices.
You would need a million in SCHD just for a 30k+ dividend income.
@@LiberatedMind1 that’s not good
@@paulmiljus its a grows as well
Truth. Really you need millions to gain a 80K yearly income in 30 years. What is that in today's dollars counting inflation. About 20K 2024 dollars. I don't get the SCHD craze.
That's if you put it in right now. You're not factoring in the dividend growth over time and the dividend reinvestment. You can reach 30k in income from SCHD with a much lower amount invested you just need time on your side.
For a time horizon of 30 years, I actually lump summed invested $52,181 combined into SCHD into my Traditional and SEP IRA at an average cost of $68 last year. Turns out that amount of money happens to be in the range of the potential income I can get. Talk about get money and buy passive income here, lol.
At 37/38, I went hard feeling I had missed out many years not investing. I have another $50k invested in growth ETFs and growth stocks, so I have a nice balance. Glad to have seen this video. Thanks for also showing conservative numbers. I have seen big numbers before on other videos, but felt they may have been a bit miscalculated or exaggerated.
Thank you for showing conservative numbers. I always wondered if the numbers I’m changing in the calculator were correct. Good to see I was on the right path. Thank you!!!
You're welcome @jessicatran1012! 🙏
Yes, the explanation is very well done. As I was listening to the end-state of the investment plan, and the brake down & calculations as you explain the investment approach, is excellent.
Thank you. I'm glad the explanation helped.
I’m 52 and have $37k in SCHD in an IRA that I changed out from an older mutual fund that wasn’t performing. Sadly, I make too much to contribute to an IRA now. So… figuring 10 years of growth won’t get me much
I have 47 shares of SCHD but I just started so looking to add a lot more :)
I just started too and market is down ughhh lol
@@Come2mybelly that's a good thing! everything is on sale! I've been buying a lot of QQQM and VOO lately...
SCHD June 2024 dividend payout is .82 a share!!!!!
Thanks for making the video. I had a question regarding the strategy of investing in Growth ETFs such as SCHG or QQQM which has a higher growth (incl. Dividends) and then converting those funds to SCHD in retirement. I understand that it is a bit riskier, but when you have 20 - 25 years remaining until retirement, is this a viable option in your opinion? The goal is to have more in retirement, which means more shares of SCHD, which should translate to more Dividend Income. TIA.
Awesome thanks, im going to get it for my daughter she is 7
Awesome. Here's something to consider.
_A Roth IRA can be opened for a minor child who has earned income for the year. Roth IRAs can offer tax benefits, including tax-free qualified distributions in retirement. Parents maintain control of the Roth IRA until the child reaches adulthood, at which time the account is transferred to them._
Mine is 13 and it’s time to set this up for her!
SCHD is more glamorous in a flat market, but it is a position I maintain consistently.
😀😎😆
Good video. Thank you for sharing. I’ve been accumulating schd for a few years. Currently at 25k and plan to go to 50k over time. It would be good to have a follow up video that shows different scenarios. For instance, what happens if you keep adding money to schd at different rates?
Jeff, just run the numbers you want with the calculator. Easy to do.
Great Breakdown. Thank you.
You're welcome @tessjones5987! 🙏
Why not pick your own div growth stocks? These companies have almost never lowered their dividend: VZ, HD, BBY, IBM
Currently paying: 6.7%, 2.69%, 5.01%, 3.97%
Forward growth is amazing.
If you can outperform SCHD (or whichever one you are considering) then by all means pick your own. Many prefer the convenience of having an ETF that is managed.
I personally love how you’re being conservative with the numbers! I can’t stand when people use the year to date return or a 5 year return to predict the growth of the funds by like 15% over a 30 year span! It’s not realistic! Great job!
Thanks @nathanchristie6532. 👍
Ironically, I just dropped 100k into SCHD today and then I saw this video interesting..
How is it doing now?
@@RakMPVet05 Actually sold it after it went up a bit, had a feeling we are in a recession. I have 45% of my money in cash in a money market earning 5%. I will wait few more months and buy in at lower prices.
all time high stock prices and short term fixed rate investments are yielding over 5 percent, no brainer, CD's are the value play for the foreseeable future
Could you please discuss the tax implications from an ETF as opposed to a similar index fund?
Great explanation !! New subscriber !
Thanks and welcome
Hi! Im 25 years old. I am holding 50k of VUG and 50k of SCHD. Both adds up to 100k. Is it good enough for my long term investments? Thank You
Do you like SCHD vs JEPQ for the long term, or would you consider 50/50 split?
I currently own JEPQ and I will be adding SCHD in one of my retirement accounts. When I create this videos the numbers and possibilities blow me away too!
JEPQ is probably not a great decision for "the long term". I would argue almost no option strategy is. Options take the risk reward of holding long and just shift the points of risk and return, but they don't improve them. More often than not, the long term returns will suffer. In my opinion, it's better to just hold the assets you expect to grow straight up.
If you make a change near/in drawdown, that's different, but I don't advocate anyone with 10+ years left use a CC fund. You're likely to pay more in taxes for it, too.
If you back test a portfolio that is a 50/50 split of SCHD and SCHG, you'll see that the portfolio slightly outperforms the S&P 500 index while having a combined yield around 2.1%. SCHG is a great growth ETF also.
😀😎😆
SCHD is truly the best there is!
Depends on your goals. But for dividends it has a long consistent track record.
Mr. Jerry, what would 50K in ET (Energy Transfer) which pays a dividend around 8.34% per Google Finance look like in your "One Stock/ETF/Ticker" scenario? Curious minds want to know? 😉🤔👌
Offhand I am not sure because we'd have to research the dividend history to plug in the right numbers. But, you should be able to follow the same steps I show in this video to run the numbers; this is a good exercise to know how to do it as well. 🙂
is your math right? i mean if my goal is 50k in dividends per year and I invest in SCHD, which has a 3.5% yield, then that means that i need 1.4 million balance at the end of your investment(50k/0.035 = 1.4 million)
Would this be a safer investment than an S&P 500 index fund to invest ALL of your nest egg into and just live off the income yearly?
SCHD is more conservative and with an emphasis on dividends where the S&P 500 is more tech heavy. Two different approaches depending on your risk tolerance and approach to investing. FYI: I have both in my portfolios.
@@JerryRomineStocks thanks for your response
Thank for the videos...they are extremely helpful! What website did you use to find the data to put into the dividend calculator?
That is the MarketBeat Dividend Calculator.
@@JerryRomineStocks yes sir, I figured out where the calculator came from. I was curious where you went to get the share price appreciation and dividend growth rate 😀
at current return with dividend its only 3.x% return, i can get a 5% return from a Credit Union CD.
I don't get it. If this is good, why isn't JEPI twice as good? It pays more than double, and every month. So you compound higher and faster. I could list 20 more funds with the same advantage over this one. If you just want a safe 3% to compound, you could do it with the US Treasury with TLT, or do it with a totally tax-free municipal bond fund like PML or PMF or EVN. Thanks
I'm 57 and dont have 30 years to wait, thanks.
I'm 53 and my goal is 100 years. But, adjust the strategy to fit your goals or if it is not for you that's OK.
shit , i am 40 years old and i dont feel i have the time to see a million dollar out of this, and if i ever see it, my ass woulnt even care no more.
I have over 5,000 shares of SCHD.
That's quite a few! Nice!
Lol hell yea
At its current price 5000 shares comes up to about 400k
About 12k annually of passive income
Who cares😂
I read that the projection for Schd is 6 % from EPS and 4% by dividen and 6 % CAGR going forward and growth has slowed down with the reconstitution. What are your thoughts on this projection by factsheet?
Thanks for bringing this up, here's my take:
First, SCHD's dividend yield remains strong at 4%, which is a solid return in the dividend world, especially in a low-interest-rate environment. The 6% EPS growth projection is also quite respectable. Combine these with a 6% CAGR, and you've got a fund that's still delivering reliable performance.
Yes, growth might have slowed, but SCHD is known for its stability and consistent payouts. It's not always about explosive growth; sometimes, steady and reliable wins the race, especially for long-term investors looking for both income and growth.
50k in SCHD or in JEPQ? JEPQ APY percent is higher even though it’s been around less than SCHD however the expense ratio is higher than SCHD. Could you factor in the expense ratio in future talks.
Because I am OK with more risk I favor JEPQ although I plan to add SCHD in one of my retirement accounts because it has it's place as well.
Jepq is great but higher dividends doesn't insure over all growth; that's what you go by. I gaveschd, jepq, vug, vug ,and vym. In addition 3m, visa, palantir and Abbv. Start with 10k and invest minimally 200 a month. You should be fine
I am new at this. What does expense ratio mean? Does it mean when you sell the etf, you pay the fee?
One thing I rarely see these kinds of videos- dividend-related or just stock/ ETF- related engage with is whether there is even slightly a reason to think that the future will resemble the past. The past 100 years of returns have been based on EITHER growing populations with replacement reproduction birthrate OR borrowing against future consumption. And of course there has been a substantial redirecting of income from labor to capital. But the global- repeat, GLOBAL- birth rate is declining and is very close to falling below replacement reproduction. To put it crudely: will people who are never born nevertheless grow up to drink Coca-cola and shop at Walmart and all the other things that go into increasing dividends? Or is it possible that people who are never born will turn out not to buy consumer goods (and, for that matter, not pay taxes necessary to service global public debt)?
I mean... people making videos about investing should at least PRETEND to have thought about this issue.
I think it’s a good bet that the major consumer companies that have dominated the market yesterday & today will continue to evolve & be major companies well into the future. For example, Coke & Pepsi have dominated the market for over a century & are still going strong.
How does one determine the global population is not growing? Thanks
Why would you do this on a retirement account if your focus is on dividend? You will not be able to use to dividend until you retire.
In a retirement account your funds/dividends can grow tax free (Roth) or tax deferred. But, you should do what is best for you.
Excellent work sir. I’m building my Roth IRA now. Thank you for the recommendation.
Glad to help
Great video, but what about inflation during 30 years, if we consider 3% inflation then $60000 will become $60000/(2 power (30))=$60000/2.43=$24719 of today.
You have to calculate $60000*2.43=&145800 in order to afford the coast of living in the next 30 years.
Got a trick to beat inflation? I'm all ears. And don't forget about your SCHD stock value. You can use that 4% rule to maintain your lifestyle.
If the economy is only expected to grow at 3.8% a year over the long-term, I am not sure how 8 percent is "conservative". I hope it's 8%, but I wouldn't count on it.
Love the explanation thank you I am subscribe to you ., the only " I am new investing " and I don't know how to see when is the day to invest and have those dividend I am confuse with the ex date if said June 20 and we are in August are we not available to get those dividends ?
If you're buying a stock or ETF specifically for the dividends, you want to purchase it before the ex-dividend date. The ex-dividend date is the cutoff point-if you own the stock before this date, you'll be eligible to receive the next dividend payment. If you buy on or after the ex-dividend date, the seller will get the dividend instead of you. So, to ensure you get those dividends, make sure to buy the stock or ETF at least one business day before the ex-dividend date.
Definitely good idea 👍
Glad you think so!
So far I’ve accumulated 275 $SCHD. Still long way to go.
You're on your way.
I have 5 shares of SCHD
thank you for breaking it down for non-economists
You're welcome @RafaSan032! 🙏
Yeah but how much will $50k in dividends get you 30 years with annual increases in inflation???
Don't forget you have the value the account which is over 1 million dollars. You could then follow the 4% rule in addition to your dividends.
$46k a year most likely isn’t enough to live on comfortably. With inflation, $60k in 30 years is like $45k today.
I would close my position in 30 years and get into QYLD instead of sticking in SCHD for dividends.
@@thesavagedonut698 2% is target inflation rate, so 30x2 in the ideal case, normally inflation compounds etc so less than half, more like a quarter in same buying power
After 30 years, $850,000 will be needed to buy what $50,000 buys today. All this saving and investing just keeps you slightly ahead of inflation. Better than nothing. But you ain't becoming rich or even beating your full time job.
Would JEPI or JEPQ be better? Thank you!
It depends on your goals. I prefer JEPQ.
I don't get the SCHD craze. SCHD has a market appreciation of $3 over three years depending on when you bought in three+ years ago. You could have $2M in SCHD in 30 years and that equates to about 80-90K a year in dividends. Sounds like a lot! But wait, there's inflation to account for. How much is 80K a year in 30 years after accounting for inflation? About 20K today. I like how the adjusted market appreciation is 6%. In 3+ years, when I originally bought in the stock price was $78. Today? $82. I'm very happy I sold this year and got into more growth ETFs like QQQM, SCHG, and XLK. Good luck to those looking for financial freedom in 30 years in SCHD.
From 2013 to 2023, SCHD dividends increased an average of 10% per year.
✌😊👀✔
I think something weird is happening in the US stock market. Maybe the Feds are trying to make sure we can’t beat inflation so easily. These ETFs are not looking so hot compared to 10 years ago. I wish wasn’t late to the game.
Markets go up and markets go down. Throw in a pandemic and how do you expect things to look. SCHD is up 43% in the last 5 years.
I like the air fryer espresso combo
The full combo is the air fryer, expresso, and pressure cooker. Love them all!
I honestly don't get the fixation with SCHD. Meanwhile, SCHG has beaten the S&P for the last 10 years and no one talks about that.
SCHD is your ticket to steady, reliable income with low-risk, dividend-paying large-cap U.S. stocks. It’s the perfect play for retirees or anyone wanting a calm, predictable ride. Now, if you’re a thrill-seeker hunting big rewards, SCHG is where the action is. It’s packed with high-growth potential in sectors like tech and healthcare.
Go for SCHD for steady income and peace of mind, or choose SCHG for explosive growth and adrenaline-pumping returns, albeit with more risk.
What a wild take, but I love it 📈📈📈📈
Thanks @passivedividendsoptions. 👍
Hi Jerry, I signed up to your patreon last week, but can’t seem to link in and join. Please help. Thank you
We've got to get you setup and in the Discord. Send me a PM in Patreon and we'll get things sorted.
Hopefully those in their 20's will take this approach as most people do not have the ability to place 50k into a 30 year investment.
😀😎😆
Its legal for llcs to have stock portfolios for the money that sits. For instance the profit distribution account. Excess owners pay, Even tax. Oh though tax would have to be in a very save vehicle. But is there anyway to grow this money with out letting it just sit, since its suposed to sit, you mise well make something. A video on what to do in this regard would be awesome. Like can you hold the tax in gold? Like are there any ideas you have for this? Also what are the best brokerages for entitiies such as llcs
I'm not a financial advisor but here are my thoughts. It’s legal for LLCs to have stock portfolios for their unused funds, like profit distribution accounts or excess owner pay. One option is Charles Schwab’s Organization Account, which is specifically designed for entities like LLCs. This account has no monthly service fees, no fees to open or maintain accounts, and offers $0 online listed equity commissions. It’s a cost-effective way to manage your investments.
As for holding the tax in gold, I’m not certain about the specifics of that. Investing the funds intended for tax payments in a very safe vehicle is crucial, but the regulations around using gold for this purpose can be complex. You might want to consult with a tax advisor or financial expert to explore this further.
@@JerryRomineStocks I appreciate you taking the time to reply. Thank you.
great info... would this be good if i just wanted to do 7 years?? i wont be alive in 30 years so that does not work for me....
IMHO, yes. But like a snowball the longer it rolls the bigger it gets.
all in on schd and done great fund
😀😎😆
SCHD doesn’t even compare to the S&P the last few years. Of course there isn’t any exposure to the Mag 7 and Semi’s but that’s what is leading the markets.
Great point! SCHD focuses on dividend growth and stability, while the S&P 500, driven by the 'Mag 7' and semis, offers higher growth potential. It's all about finding the right balance for your investment goals.
@@JerryRomineStocks I really like that last sentence of your comment!
What do you think about BLNK?
Schd, slow and steady. Almost guaranteed success.
SCHD is a solid choice for those who appreciate the "slow and steady wins the race" approach to investing, offering a mix of stability and consistent dividends. It's a testament to the power of patience in building wealth.
Schd is at its highest right now its not a good time to out money into it
Your econominy in USA is having stagflation and many high profile investors predicts it will be a crash in the stockmarket worse than the great depression in 1930's.
What then? 50.000 USD flushed into the toilet? Whats your idea about this; what would happen to the SCHD if the US stockmarket crash?
with 50k youd get like $2,082 per year in dividends. hows that beating any job
Please to to 09:14 in the video and tell me what the principle balance would be. Annual dividends? 🎤 drop.
Where can i get your calculator? Great vid
Here you go: www.marketbeat.com/dividends/calculator/
I disagree with buying it in a tax advantaged account. Its dividends are favorably taxed by the IRS.
Dividends earned in a Roth IRA are not taxed. As long as the funds remain within the IRA. Why do you prefer doing it in a taxed account?
Hi Romine. I just rolled over my Walmart previous employer) 401K into an IRA via Merrill Lynch. I think their platform is TOO expensive. I want only onebroke account. Vanguard with bedrock low cost index funds. Any thoughts?
I like Schwab but it is really a matter of personal preference. I have accounts at several brokerages.
Fidelity all the way! Plus walmart has a shit 401K investment options to begin with.
50K IN SCHD IS ALL YOU NEED (plus 30 years)
😎
Calculator is cool tool to motivate us to save and invest in different ETFs.
😀😎😆
I got 5 shares so far thanks for the advice
You're welcome @millionairesdreamassociation! 🙏
Towards the end, you said you can put $50,000 into a Roth IRA but that is not correct Due to its annual limit, set by the IRS. You would have to spread your $50,000 Over several years.
🙄🤦🏽♂️
You can use what is called a back door Roth IRA. Check with your CPA or financial advisor. :)
Hey jerry, what do you think of baba stock?
I like Ali Baba stock...BUT, liking BABA stock right now is like loving and Alfa Romeo (car). You might love the car but nobody else sees the value in it. Therefore, it is a poor investment. While I like BABA I do not own any of it and will only consider it if the fundamentals look good and it establishes a strong uptrend.
BABA is a strong buy from value investing perspective. Jerry is not a value investor, so he will naturally stay away from such stocks. watch Everything Money if you are interested in BABA. it's one of the most undervalued stocks out there. only risk is a china risk. well that's a huge risk, but it's worth getting in now.
I am a value investor but I'm not going to jump in on Baba until the technicals improve.
How do you invest 50k into Roth IRA when it is capped at 6500/year? Am i missing something?
1. If you already have 50K in a Roth IRA it's easy. Or,
2. Investing $50k into a Roth IRA is possible with a "Backdoor Roth IRA" strategy. This involves contributing to a Traditional IRA and converting it to a Roth IRA, a legal workaround for exceeding contribution limits. However, it's intricate, involving specific tax implications, so consulting a CPA is recommended to navigate this path effectively and ensure compliance with IRS rules.
Is the expected annual dividend growth percentage really attainable?
The "expected annual dividend growth percentage" is a forecast, not a guarantee. It's based on predictions of future earnings and company payout strategies, which can be derailed by economic shifts, unexpected expenses, or strategic decisions to reinvest profits. Attainable yes, guaranteed no.
Schd has an international counterpart, schy. For every 10 sh of schd, buying 1 sh of schy.
Thanks. Appreciate the comment.
But you can't put 50,000 in a Roth. How would you do that?
Look up back door Roth IRA. ;)
If you had no choice but to pick one between SCHD vs JEPQ, which would it be?
JEPQ.
I'm more aggressive and am ok with the additional risk of JEPQ.
So Jerry
$100k today
How much per year in 7 years
Can I expect for a monthly dividend
Even better. Use www.marketbeat.com/dividends/calculator/ and follow this video so you can run your own numbers. It's easy to do and better when you understand the process and where the important data points come from.
Is this guy a registered investment adviser representative? His claims and hypotheticals are wildly speculative. Notice the disclaimer that says that this video "is for entertainment purposes only". Use his guidance at your own RISK.
Hey there! Thanks for taking the time to share your thoughts. I want to clarify that I'm not a registered investment advisor, and indeed, as highlighted, my content is for entertainment and educational purposes only. My aim is to share insights, spark discussion, and encourage folks to do their own research before making any investment decisions.
Thank you
You're welcome @khilolim5962! 🙏
Great video.
And I like that shirt 😊
So is it SCHD or JEPQ?
*Both serve their purpose* . SCHD is more conservative with less risk. JEPQ is more aggressive and has more risk. I prefer JEPQ and am OK with the risk tolerance. BUT, doing these videos forces me to take hard looks at the numbers and I will be adding some SCHD to one of my retirement portfolios.
Can you share with me the link for the dividend calculator?
www.marketbeat.com/dividends/calculator/
Why not have a combination with cover call ETF's to increased the payout and reinvented.
You could do that but SCHD covered calls have very low premiums.
So a return similar to investing in the SPY like everyones retirement does....
Which, I wonder, is worse: a snowball's chance of not melting in hell, or its chance of not getting shoved down a hill in a financial TH-cam vid? 🤣
Congratulations on the great video, you taught me a few things and made me think. And we did some homework together.😀
Absolutely thrilled you found value in the video! 🚀 Here's to learning and growing together. Keep the curiosity alive!
Would this be good for someone in 50’s
I'm in my 50s and plan on living to 100. Is their a downside to planning to live to 100?