10 Ways WE SAVED £20,000 - Minimalist MONEY SAVING Tips To SAVE FAST
ฝัง
- เผยแพร่เมื่อ 9 ก.ค. 2024
- In the past 2 years Dom and I have been able to save over £20,000 working normal jobs! Today i'm sharing my top minimalist money saving tips and tricks we used to save to SAVE FAST!
#moneysavingtips #minimalistbudgeting #simpleliving #frugalliving
More videos you'll enjoy about budgeting including the cash clip system I used to save £15k when I went to NZ
• Money & Budgeting 💵
If you're new to my channel check out videos from my travels in NZ where I lived in a Van!
• New Zealand
v i d e o s
minimalist cottage tour - • Minimalist Cosy Cottag...
bringing home our ragdoll kitten - • Bringing Home Our Ragd...
cosy fall evening routine - • Fall Evening Routine 🕯...
day in the life playlist - • Moving into my cottage 🏡🥰
s u p p o r t
✧My etsy store (hand made crystal jewellery) - www.etsy.com/uk/shop/luanacre...
✧ My Ethical Crystals Store - www.etsy.com/uk/shop/luanagem...
┈ ✧☽☼☾✧ ┈
Other places to find + connect with me .
✧ Instagram - / livingthelifeyoulove
✧ Echos Instagram 🐾 - / dailylifewithecho
✧ My blog - www.livingthelifeyoulove.co.uk/
~ m u s i c ~
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This video isn't sponsored, all opinions are my own
Kay ✨ Business Enquires Only - Livingthelifeyoulovewithkay@gmail.com
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What are you saving for right now?
Have you saved a lot of money in the past that you're proud of? Leave a comment so we can celebrate and support each other 🙌🏼💛
More budgeting videos from the past including the cash clip system I used to save £15k when I went to NZ
th-cam.com/play/PLU8dbp7lJKAXA70qnJNck5QuA1XYff3u-.html
If you're new to my channel check out videos from my travels in NZ where I lived in a Van!
th-cam.com/play/PLU8dbp7lJKAWCA02RkemNqJmjNk3Nc1eh.html
If you have any requests for any future videos about this topic or other topics then let me know 😄
Have a beautiful day!
Kay x
I feel I do not need to save any
more. My two Swiss pensions
BVG and AHV more than cover
my basic expenses. At least it
is a joy not to worry that money
needs to earned. Switzerland
looks after it's pensioner.
I am saving for my car and driving lessons x
We have just moved house, like you. Now we are saving to do home improvements. Wow! Furniture and carpets are EXPENSIVE.
@@lynseycobden203 carpets are
nice dust collectors. Here in
Switzerland nice high quality
wooden or stone floors are
preferred. Same for curtains
a further dust collector. Live
minimally with only what you
need and use.
1 11 I do live minimally and need a carpet and furniture. Our house has stone floors and is freezing. I’m currently living out of boxes as I have no furniture to put my limited belongings in...
Really love the emphasis that every item we buy is the amount of time we need to work to get it. And asking yourself "am I willing to work x hours to get this?" is really eye-opening. Hope many people see this and I hope we as society start to slowly reconsider how we value our time, our posessions and our energy. I'm ready for that. :)
When it comes to stopping impulse buying I have learned a very simple trick.
I love to shop. Sometimes I do it as a pick-me-up and sometimes out of sheer boredom. Whenever I find myself gravitating toward Amazon for that, I allow myself to shop, to browse and look at whatever I want. Then I click the thing into my basket and then immediately move it to my save for later. In my brain it feels as if I have bought that thing even though I haven't, and having it out of sight a bit allows me to come back to it after a couple of days or a week and decide if I really want it. Often I will delete things on there that I just don't want anymore, but sometimes I will allow myself to pick one thing off there and move it to my basket if I have the money enough for a treat. That way it feels more luxurious a thing than if I had just bought it straight away, more of a treat than it would have felt had I just clicked impulsively and bought it straightaway.
all of this is my life rn
I'm certain you had read my mind, was contemplating how to start saving for this year and this has come at the perfect time thanks!
You two are amazing! I will be saving fervently this year! Thanks for the video 😊
These are really great suggestions! and this is such an important topic to be discussing at the moment, I really enjoyed the video!
On the days where nothing feels enjoyable, your videos still always cheer me up
I’m currently living with my dad saving to move out I’m single so it’s even harder alone! Thank you this video had spurred me on as sometimes I get fed up it takes so long to save! Great video 🥰
I’m doing a no buy year this year. I’ve already done a cash flow forecast and this give me the motivation knowing at the end what i could save. I tried to do this last year but with COVID that soon went out of the window but I did really well until March. In past years I just spent money without thinking sometimes spending more then I earned and luckily I had savings but long term you can’t keep doing this. Watching these videos also keeps me motivated.
Thats amazing to hear! I'm currently doing a no spend month and plan to keep going into a low spend year! Sometimes life comes along and gets in the way but like you said, staying focused on what you could save is the motivation you need to keep going! Wishing you all the best on your journey! 🙌🏼
Wait before purchase is a great tip, the longer you think about buying something the more time you have to find the right thing for you, and because you spent so long thinking it over your way less likely to regret your purchase. I end up loving the purchase even more. (I do that for everything not in the standard monthly shop, from printing out pictures, to buying new sheets or towels to getting a new tattoo).
These are great tips. Thank you for sharing:)
Thank you for the tips! Trying to not beat myself up on junk I’ve bought in the past and just move forward now!
Great advice and I love your positivity👍
Such a good video. Soo much sensible advice. I feel inspired :D thank you x
I’m trying to save money so this came at the right time🥰
Thank you. That was great.
Thanks Kay this was great money saving tips.❤
This is the kind of content I need right now! I have a credit card to clear and renovation work to do on the house so we can sell it in the next few years.
Hi Kay, thanks for the great video! My husband and I saved over £30,000 so that we could travel the world for a year without particularly needing to work. Unfortunately, we chose to set off on our travels at the beginning of 2020 and so Covid19 brought us straight back home to the UK, after only a few months travelling. We worked our butts off to save and used many of the tips you mentioned in your video! ✨
I’m sorry your travel was delayed by covid, I hope you get to continue with it soon
This was a really inspirational video, thank you! You seem like a really hard worker.
Good advice all around! I think so many people overlook the hard work step;)
Great tips Kay. WelL done for your hard work to achieve your dream. My husband is the saver. If it wasn’t for him and our parents we wouldn’t have been able to get a house five years ago. However, my spending habits have afforded us lovely furnishings and my bottom drawer was so epic that I still haven’t had to buy washing powered, loo roll or cleaning products for four years, which has been so helpful especially in this pandemic. I also second living with parents, I wouldn’t change that time again, especially now looking back spending that time with loved ones. Do it and enjoy it.
This is a truly excellent video!!! Xx
I love your videos your so inspiring x
I thought doing 2 jobs was difficult, you bought and lived in a van 😱 Although nowadays there are much easier and better ways to grow your money I respect your grind! Well done! 👏🏾
really great advice thankyou😌
Wow you are awesome, Kay! You guys ought to be proud of yourselves! Very inspirational 🥰
Thank you lovely! ❤️
I wish I was brave enough to go on an adventure! Love and admiration! ❤️
I saved to travel in the past and I saved to buy a house. Sounds to me like you're on a very good path. I enjoyed listening to you.
Love your videos Kay! I find them so relaxing but also inspiring 💗 what did Dom do for work while he was saving? Did he work in the supermarket too?
I found this video very helpful, I have been trying to start building up my savings for a couple of months now (I had been paying off debts before now I’m debt free) I want to travel a bit in the future so I am working on saving as much as I can towards my travel budget
New here. I love watching all videos about savings. Just subscribed. Can’t wait to see more.
loving this video
Such a Good video!!! Going to write all these tips down tomorrow :) thank you x
Happy they helped! 🥰
I think it’s easier to save when there’s 2 people who are both on board with it versus someone single and reliant on one income only but the tips are still helpful thank you.
great advice
I'm currently saving for a deposit on a house but because I'll be buying alone, I'd like a bigger deposit x
These days people moving to the countryside/ woodland living mortgage free . Living in a van/ options. Not everyone happy libing in a proper house building but you must do what YOU feel is right. Many many TH-cam videos for single people especially. Have you considered it?
Yeah u just made me remember the tiny house Elon musk just got for himself at 50,000 dollars.
@stanław Zofia what would u recommend in investing ?
@stanław Zofia how did u learn how to invest in crypto ?and isn’t it too late in investing in crypto now ?
@stanław Zofia how much would u recommend investing in crypto ?and I have been considered in investing in crypto for a while but I always tho that it was too late by now
Thanks for sharing your thoughts. Can you share how long it took you to save 20k and where in the country did you buy in?
Realising what each monthly direct debit adds up to over the course of a year can be a real eye-opener. I once went without a tv subscription of any kind (including terrestrial cable tv) for a year and saved up enough to go and visit a friend abroad. I also discovered a lot more free time in my life! And also not aspiring to a lifestyle of paying other people to do stuff, out of laziness. I used to be very guilty of this. Because I’m older (49) I think it’s easier for me to remember a time before the internet and social media, plus what my parents’ lifestyle was like growing up. What many people consider ‘essential’ now were total luxuries then - e.g. my Mum never has a mani/pedi or facial in her life and takes care of her own eyebrows! 😀
Did you use your savings to help buy your home? 🏠 I’m doing the no spend year ❤️
Great advice ❤️ I splurged on airpods and a pair of trainers and i ruined my savings for the entire month by calling it ' splurge month' but i regret it now because my next paycheque is at the end of the month 😂
The song that plays in this vidoe is called "You set My world on fire" by Loving Caliber who are a band from Sweden :)
Congratulations! Family put me in debt. Live within your means and save for a rainy day; know all your outgoing bills and the increases, and add XYZ for emergencies. Beware about inflation and means testing and any news laws, rules and regulations. Governments have a tendency of generating more bills for everybody. Have a fixed mortgage or pay for your house. Government demands you take the job that is available. Repair jeans - add patches. Make your clothes last; when they get old then make patchwork cushions, then rags, and then recycle the material. Banks are only a storage place; they are money grabbers, so watch out for the small print! Pension plans - the owners of the companies are greedy and often corrupt and on the maturity date they do not pay out and they have gone bust. Result: you end up with nothing. Find multiple ways to generate an income. Buy some shares that constantly generate dividend yields, even when you are sleeping! Buy another house and rent it out to your local council. Live part time in the UK and part time in another EU country - end up paying less taxes. Make money by writing books or a calendar or a coffee mug with an image of Echo and copyright them and publish them and sell them on Amazon or other websites; contact Hallmark (greeting cards) and set up a licence agreement with them so they sell your copyright cards of Echo in their shops or online, whilst you are sleeping or busy with other tasks. Pets are big business. Don't ask for fortunes, but a negotiated amount can generate you an extra income. Photographers and artists do this. If you are the sole legal owner of your copyright photos and sole legal owner of Echo then you pay less taxes on your royalty income. Tax authorities can advise you. Consult UK CAB and an intellectual property lawyer to help you. Also become a cat pet product tester for pet accessories and get paid for it (water fountains, litter boxes, safe and healthy indoor pet cat toys). In the free junk mail cut out pictures of what you want, dream or wish for and pin it on your fridge and below write down the cost price. Get a tin can and with all your change pop it inside the tin can. When the tin can is full then put it in a bank account and when you return home deduct the amount you have banked from the cost price of your dream picture. Also invest in some stocks and shares that generate an income. Turn your heating down and wear an extra jumper. Where there are drafts use your old jeans and stuff the legs with old worn out socks. Then sew the ends and place in front of the drafty door. It slows down and reduces the cold entering the house. Make time to wash and clean your car and house yourself; do not leave damp wet washing inside the house. Take advantage of any discounts that utility companies provide (e.g. cheaper tariffs if you run your washing machine late at night). There are many ways to generating financial income. Some elderly homes allow pet owners to take their pets to them so elderly persons have the pleasure of stroking a pet and letting the pet sit on their lap or under your guidance taking a small dog for a gentle stroll around the gardens. Elderly people very much love stroking a pet or a pet sitting on their lap. They find it very therapeutic and look forward to the pets next visit (especially if nobody else visits them). When is xxxx pet coming to visit?
Not budget related but what do styler do you use for your wavey hair? Looks lovely x
Carry a small plastic bottle, one can always fill it up with free handwash at public toilets!
Track your penny reminds me of my coin collection I put 1p, 2p, 5ps and 10ps in and every 6-12 months I take it to Asda or Tesco and buy groceries it usually worth £10-15 after fees not a lot but it gives me something to do with those coins I'm not using😁
I love a good budgeting and saving video ❤️☺️💰
Yay! Me too 😍 My friend @Neliarose does amazing budgeting videos, if you don't know her already pop over - you'll love her x
I already follow @Neliarose 😊 she's brilliant. You've worked really hard to get where you are 🏡 I'm really happy for you and Dom x
@@emilyrugman8457 I'm so happy you do, she's such a nice person. Thanks lovely 🥰💛
Me trying to save money for a house I was doing so well but I got set back and struggling to save it back up again:(
Don't throw your used light bulbs away , repair them , it's easy to do,
Save any copper pennies or two pennies, check with magnet copper is non magnetic , scrappers will pay three times the value,
I want to do vanlife but money is tight sadly and want to save and go and do it
Love your videos , how much did you save a month . Well done
I like your nice story it is really challenging the way l like to do in my life too ,keep going what college you are graduated from?
The biggest and only issue in my family home is money, and until today I thought I was somewhat on the right track towards progress with work etc. But today, after watching this, I realised I need to say much more "No!" to more things. 🙌🏻🗣️📢🆘
Make sure you can buy something 10 times over before you buy it once. And if you can't buy it more than once? Then find a job that pays you more than just love. 🤭
Well done on saving £20k! How are you saving now that you have your own home?
Danke!
Thank you so much! So kind! ❤️
The jumper example is what I tell myself.
If you get paid $20/hr. Are those $200 sneakers really worth 20 hours?
How did you work so many hours while struggling with fibromyalgia? I have endometriosis and I had to drop from 16 hours to 12 hours each week due to pain issues... I would love to work more hours each week but it's not physically possible for me and has nearly costed me my life before. I try to save in little ways, but it's obviously a lot more difficult when you cannot work intense amount of hours that most people can manage.
I got sick in January and it lasted about a month, I then really suffered with CFS and I’m still struggling with that. I have fibromyalgia but it’s more of a constant dull achey pain and that flared up the worst this last few months (I knew it was bad when I spent so long in the bath every day trying to relax my joints and muscles) and was taking pain killers constantly to get through a shift which then turned into any day even when at home. I haven’t taken painkillers since I was a teenager but I was taking them like they were sweets which was so scary. They were also giving me side effects of sleep paralysis 😩 which is when I reduced my hours in half and then had to leave in the end as I was absolutely exhausted. It’s insane how quickly health can deteriorate, things I could once do so easy are so hard now and take so much longer to recover form.
I’m so sorry to hear you’re suffering. I should have addressed this in the video as working long hours isn’t always accessible to everyone. Side hustles are an absolute blessing when you’re struggling with your health. Wishing you all the best🤍
@@Livingthelifeyoulove Thank you for this comment. This is basically how I live my life - constant pain killers (which I hate, but need so that I don't wind up in hospital) and covered in hot water bottles (because our house doesn't have a bath). A lot of my "big" spending actually tends to be on things to reduce pain. It's a tough balance since I don't earn very much. I was supposed to have a second surgery this past spring, but covid has meant that I'm still waiting a year later... I've continued to work throughout the pandemic (I work in a supermarket) but between the pain flares, medication, fatigue, constant body aches... it's impossible for me to work the job I do for long hours (I work 3x a week with 4 hours shifts). I'm very lucky to have a husband who works various jobs, but it can definitely be a struggle when I wish I could help more financially.
@@Livingthelifeyoulove Are you sure you dont have Ehlers Danos Syndrome Hypermobility Type, a lot with fibro and CFS have this undiagnosed, myself included, although I am now diagnosed thankfullyx
If it’s just physical limitations, a lot of companies have realized the value or remote work and places like insurance companies and service companies now hire work from home. I think you can find these on indeed or the Facebook group the rat race. Lots of legitimate WFH jobs, that usually are decent pay.
I bulk buy every month xxx
I got confused when you talked about working on a kiwi farm because I'm from New Zealand.
Ways people can save
Stop wasting money on gambling, cigarettes, alcohol, prostitutes ( sorry no offense) s** workers, expensive cars, 6 bed house that nobody going to use fully- yep saved loads through Grace Of God.
Lol
Absolutely!!!! I quit smoking for this reason
To save money do:
Less talk, more work!
Buy what you actually need!
Cook at home
Stop drinking
Stop smoking
And be happy!
You saved all that money which I think is amazing, but your health suffered for it, that's not so amazing x
Yes when i was young i did not realise about health i worked and worked all hours in nursing homes, care homes, also ran a market stall in between times, life flys by so fast
now i have poor health i believe through wear and tear on the body of working 60 to 70 hours a week, live frugal yes but dont grind your self into the ground
Hi love woching your video I live in England Blackpool for nearly 3 years I've lived in a tent on the street lookely in the back of a van on 14 pounds a week and it is hard very hard I'm now 60 years old please try to dance / sing/ lafe/ please try to live without the need of money Iv lernt the hard way your wealth is your health not money in the bank money in the bank can disappear at the touch of a button but your happy memories should stay with you for ever even with Dementia sum how you can remember songs youv sung dance mooves you danced please be healthy happy and lucky
You Save a lot of money, then what do you do?
I managed to save £20,000 in a year and a half just takes consistency and discipline jot to impulse spend
How long did it take you to save £20000. ? Wow you much be in a very good paying job wow
Well you can earn that much only through a passive income stream
I advise you find some investments.
, save money, put salt on your tooth brush, it's just as good as expensive tooth paste!
The best way to save is to live with a family member I managed to save £20’000 doing so
It’s £30 to wash a car in London
Only middle class people can afford to holiday and save, it’s called inheritance and mummy and daddy
You sound pretty jealous
@@QFilmz I’m not jealous it’s fact. Why would I be jealous of something I’ve never had.
@@adventurerdays7888 and what it’s a fact ,
What are you trying to say ? I never saved for my house “my mummy & daddy” gave me the deposit , I also have an inheritance , but it’s not your parents , it’s mine , so you shouldn’t be concerned about it
@@QFilmz Typical attitude of a spoiled brat, I dislike middle class people.. I find them very judgmental most have fake personalities and like to pretend they’re much more wealthy than they really are. Normal working class men and woman don’t have a leg up in society, but they are much more grounded and real people with generous hearts.
@@adventurerdays7888 you’re the one who sounds very judgmental
You must be on £1000 a week
I don't know who needs to hear this, you've got to stop saving money. invest some part of it, if your really want financial freedom
well said👏
I do much agree with you, but then how do we know a good investment to go into?
@@admin..4716 exactly !
stocks is good but we have to make the right plan
yes stocks are good but they are a lot of business more convenient than stock
You are Soo Preety Girl😘😍🌹
Use Free Newspaper instead of overpriced Luxury Toilet Paper, it's what they did years ago!
save money, don't buy mushrooms , go out and pick your own,
It’s just a bit waffley to be honest so sorry I want to like it but the kiwi stuff bored me witless
Drink your coffee or tea black, don't support those greedy farmers and save money don't use milk!
I always ask, is this worth .**. hours of my life?