BEST Places To Park Your Money In Singapore 2024 | Interest Rates Dropping
ฝัง
- เผยแพร่เมื่อ 22 พ.ค. 2024
- Speak to a PropertyGuru Finance's Mortgage Expert: kvli.link/pgf
Best Place To Park Money Calculator ko-fi.com/s/1eb664295c
StanChart Bonus$aver Promo kvli.link/scmgm
INVESTING
► Interactive Brokers kvli.link/ibkr
► Webull (free stock) kvli.link/webull
► Moomoo SG (free stock) kvli.link/moomoo
► Tiger Brokers (free stock) kvli.link/tiger
► CMC Invest kvli.link/cmcinvest
► Longbridge kvli.link/longbridge
► uSMART (free stock) kvli.link/usmart
► ProsperUs (free stock) CODE "KELVIN20" kvli.link/prosperus
► POEMS Cash Plus kvli.link/poems
► Saxo kvli.link/saxo
► FSMOne CODE "P0425931" kvli.link/fsmone
► moomoo US (free stocks) kvli.link/moomoous
► Syfe kvli.link/syfe
► StocksCafe kvli.link/stockscafe
ROBOADVISORS
► Endowus (free $20) kvli.link/endowus
► Syfe kvli.link/syfe
► StashAway (50% off fees) kvli.link/stashaway
► AutoWealth (free $20) CODE "KelvinLearnsInvesting" kvli.link/autowealth
► UOBAM Invest kvli.link/uobaminvest
CRYPTO
► Gemini (free $10) kvli.link/gemini
► KuCoin kvli.link/kucoin
► Crypto.com app (free $25) CODE "kelvinlearnsinvest" kvli.link/cryptoapp
► Crypto.com exchange CODE "kelvinlearnsinvest" kvli.link/cryptoexchange
► Coinhako (20% discount) kvli.link/coinhako
► Coinbase (free $10) kvli.link/coinbase
► Independent Reserve kvli.link/independentreserve
► Tokenize Xchange kvli.link/tokenize
► Ledger kvli.link/ledger
► Trezor kvli.link/trezor
RESEARCH
► Seeking Alpha (offer price) kvli.link/seekingalpha
► Simply Wall St kvli.link/simplywallst
► TradingView kvli.link/tradingview
PAYMENT
► Trust Bank (free $10) CODE "R2MQBA4S" kvli.link/trust
► Instarem Amaze CODE "plTefu" kvli.link/amaze
► CardUp ($30 off) CODE "KELINVEST" kvli.link/cardup
► ipaymy kvli.link/ipaymy
► Revolut kvli.link/revolut
► YouTrip (free $5) kvli.link/youtrip
► BigPay (free $5) CODE "QBHVUHL7HU" kvli.link/bigpay
► Wise (free transfer) kvli.link/wise
► SIA Kris+ (free $5) CODE "T425139" kvli.link/krisplus
► DBS Paylah (free $5) CODE "AHVULE614"
► FavePay (free $1) CODE "FAVETANKEL" kvli.link/fave
0:00 - Intro
0:25 - If you have a monthly salary
3:16 - If you don’t have a monthly salary
4:07 - PropertyGuru Finance Smart Refi
5:56 - Cash management accounts
7:33 - Mid term savings
10:18 - Conclusion
None of this is meant to be construed as investment advice. It's for entertainment purposes only. Links above include affiliate commission or referrals. I'm part of an affiliate network and I receive compensation from partnering websites.
![ใจเสาะบนเกาะนาคี - อ๊ะอาย สกุณาพร เสียงวิหค [Official MV] | ค่ายเพลงเป็นหนึ่ง](http://i.ytimg.com/vi/jbcmGQkfyOg/mqdefault.jpg)
Speak to a PropertyGuru Finance's Mortgage Expert: kvli.link/pgf
Best Place To Park Money Calculator ko-fi.com/s/1eb664295c
StanChart Bonus$aver Promo kvli.link/scmgm
INVESTING
► Interactive Brokers kvli.link/ibkr
► Webull (free stock) kvli.link/webull
► Moomoo SG (free stock) kvli.link/moomoo
► Tiger Brokers (free stock) kvli.link/tiger
► CMC Invest kvli.link/cmcinvest
► Longbridge kvli.link/longbridge
► uSMART (free stock) kvli.link/usmart
► ProsperUs (free stock) CODE "KELVIN20" kvli.link/prosperus
► POEMS Cash Plus kvli.link/poems
► Saxo kvli.link/saxo
► FSMOne CODE "P0425931" kvli.link/fsmone
► moomoo US (free stocks) kvli.link/moomoous
► Syfe kvli.link/syfe
► StocksCafe kvli.link/stockscafe
ROBOADVISORS
► Endowus (free $20) kvli.link/endowus
► Syfe kvli.link/syfe
► StashAway (50% off fees) kvli.link/stashaway
► AutoWealth (free $20) CODE "KelvinLearnsInvesting" kvli.link/autowealth
► UOBAM Invest kvli.link/uobaminvest
CRYPTO
► Gemini (free $10) kvli.link/gemini
► KuCoin kvli.link/kucoin
► Crypto.com app (free $25) CODE "kelvinlearnsinvest" kvli.link/cryptoapp
► Crypto.com exchange CODE "kelvinlearnsinvest" kvli.link/cryptoexchange
► Coinhako (20% discount) kvli.link/coinhako
► Coinbase (free $10) kvli.link/coinbase
► Independent Reserve kvli.link/independentreserve
► Tokenize Xchange kvli.link/tokenize
► Ledger kvli.link/ledger
► Trezor kvli.link/trezor
RESEARCH
► Seeking Alpha (offer price) kvli.link/seekingalpha
► Simply Wall St kvli.link/simplywallst
► TradingView kvli.link/tradingview
PAYMENT
► Trust Bank (free $10) CODE "R2MQBA4S" kvli.link/trust
► Instarem Amaze CODE "plTefu" kvli.link/amaze
► CardUp ($30 off) CODE "KELINVEST" kvli.link/cardup
► ipaymy kvli.link/ipaymy
► Revolut kvli.link/revolut
► YouTrip (free $5) kvli.link/youtrip
► BigPay (free $5) CODE "QBHVUHL7HU" kvli.link/bigpay
► Wise (free transfer) kvli.link/wise
► SIA Kris+ (free $5) CODE "T425139" kvli.link/krisplus
► DBS Paylah (free $5) CODE "AHVULE614"
► FavePay (free $1) CODE "FAVETANKEL" kvli.link/fave
Thanks for your effort - very exhaustive list for retail customers with clear tables of key information.
Thank you Kelvin 🙏🏼
Thanks for summary. More effort than honeymoney.
Hey Kelvin, why dont have HSBC?
Why no BOC smart saver account?
Hello! Any plans to update this/spreadsheet for May? It looks like the SC Bonus$aver Account promo is over/changed..
Updated!
Hi Kevin.. I tried doing the PayNow way for salary credit method for UOB account but it is not recognised. What is the way to do this correctly? Thanks
You have to select the salary category but from what I observe, banks have been removing that option.
Yes mari invest is pretty good and much simpler to use than moomoo who has all this coupon crap criteria
Understand ur tsla portfolio is big..will u dca now? It seems to be dropping non stop:(
Hi, can make a video about IBKR's "Stock Yield Enhancement Program"?
Can check out their video on this first
th-cam.com/video/mftmxzspIFo/w-d-xo.htmlsi=ui2My8-1PynUnT30
@@KelvinLearnsInvesting no lah, that video is boring. We need a video with your explanation in a plain language. Thoughts, opinions, pros & cons, personal experience, if any.
Awww why didn't you include IBKR? They offer 4.83% for above 10K? I'd love to have your views on how that compares to the options here
O yea, i totally forgot about IBKR. But this is in USD, so will have currency risk unless u are planning to invest the money. Plus they also charge $10 withdrawal fee if u withdraw more than once a month. If that's the case, Webull/Tiger/Moomoo USD money market funds are better
@@KelvinLearnsInvesting Dear Kelvin, thanks very much for answering my question. Want to take this opportunity to say I've learnt so much from you and find you inspiring. You're truly awesome!
What do you mean of pay now to yourself for UOB account, not from the company? If my pay is commission amount below $1600.could I top up the difference?
I PAYNOW from my DBS account to my UOB One account 1700 every month, select SALA (salary) for transfer/payment type
How about DBS FD for USD. Pretty attractive for 1 month
Yes. Do one / two month short term rollover for >5% P.A.
what happened to your camera screen? It looks like it has a layer of Vaseline.
How did you arrive at 3.85% for OCBC salary + save? Their website states EIR for salary is 2.5%, save is 1.5%, total is 4%
I'm using a $50k balance. The EIC on ocbc website is for $100k balance
1 month transfer in/out Stanchrt to OCBC to Stanchrt... Question: will they have terms n conditions to block that?
They only have this T&C: * “Fresh funds” means funds that do not originate from any existing account with the Bank or funds that are not withdrawn and re-deposited within 30 days of the Promotion Period.
www.sc.com/sg/save/savings-accounts/esaver/?subChanCode=IB04&cid=sem-GOOGLE-58700007526890663-p67787000189-71700000089041534-na-sg-en&gad_source=1&gclid=CjwKCAjwrIixBhBbEiwACEqDJd_h6Ql_C0OK2LtMO-M4MeieIFNucbQfpId-8brHUbmDpyuVoYxwbRoCf8sQAvD_BwE&gclsrc=aw.ds
Never really encountered ups in endowus cash 😂
Sorry Kevin, I thought SC bonus saver is 3.8% UOB One is 3.85%?
I'm using the new rates which will be effective 1st May
for example if a bank says you get 4% for 1 month deposit of foreign currency does it lean you can get 4% every month or what ? Sounds too good to be true because they also offer same rate for 1 year fixed eeposit so why would anyone waste11 months ?
Its per annum. So u need to divide by the number of months it’s in the account
is there any transaction fee to deposit and withdraw money out of moomoo and webull?
If sgd, deposit and withdrawal is free
What about chocolate finance / core account?
Unable to sign up for it now, no point doing it
Mari Invest return also above 3% why didn't include in the comparison ?
Oh yea! I totally forgot about it. Added to the spreadsheet
That's investments not covered by SDIC
FD interested rate is misleading, it doesn't cover the total amount you deposited, only cover the first 19k, peanut interest
Can share the source for this?
Will the PayNow salary transfer method be income taxable for IRAS?
No. Iras gets the data from cpf records when company pays out salary
Sharing the uob method will cause the bank to remove the exploit. u are gonna screw up my setup... 😢 sian diao.
Sir, they literally mention this on their website. Click on the "i" under "Credit min. salary of S$1,600 monthly into your UOB One Account" and they specifically tell everyone that you can do PAYNOW.
www.uob.com.sg/personal/save/everyday-accounts/one-account.page
@@KelvinLearnsInvestingI tried to do through paynow, it only has a column for transfer details/add comments for recipient (is this the transaction reference?). And when I keyed in SALA, it didn’t work, the transaction did not get recorded as salary in UOB One records.. is there anything I missed out here? Thanks
@@KelvinLearnsInvestingI tried to do through paynow, it only has a column for transfer details/add comments for recipient (is this the transaction reference?). And when I keyed in SALA, it didn’t work, the transaction did not get recorded as salary in UOB One records.. is there anything I missed out here? Thanks
SELL all the stocks you hold, markets will collapse today led by netflix
Hope all take my advice......
are you messaging me on TikTok about investing?
This is my tiktok www.tiktok.com/@kelvinlearnsinvesting. I never messaged anyone